A lot of users got a hit when HDFC knocked out Amazon from their 10X partners list during Nov 1st Update but at the same time they added something that still kept the cards worthy of being kept in the wallet.
- HDFC introduced 10X via Smartbuy (This was common for ALL HDFC Credit Cards excluding the JP cards).
- HDFC also introduced 10X program for International txns done on your Diners Cards. This was a Diners Club International Exclusive offer where in you could rake in extra points for your international purchases.
HDFC have now extended the 10X program (for intl tx , smartbuy & partners) even further to 31st March, 2018.
HDFC Diners 10X Program Extended through March 2018
10X program added a new merchant – Domino’s and Tata CLiq now have been added to the 10X merchant list. So the current merchants in the 10X program are :
- Domino’s (New Entrant)
- TATA Cliq (New Entrant)
10 X offer was already extended till 31st March 2018 for the conventional partners. However, now HDFC has extended the 10X via Smartbuy as well as International Transactions too till 31st March, 2018.
What does this mean?
You continue to rake in the points. All points as per their website will be posted after 90 days. One peculiar thing that is happening is that many of the users including me are getting 10X points for international spends even within the month or max by 1st day of the next month. The system doesn’t wait for the billing cycle to be over.
At the same time, as per their latest changes, the 10X points via their conventional partners have not got credited from November 2017 and December 2017. This is due to the new rule that they have brought in by which you’ll get those points (For spends between 1st Nov 2017-31st Dec 2017) only after 90days after completion of the billing cycle of the txns date.
So please wait for the points to be credited. Also try and keep track of those points.
Regarding the 10X program through International Program, one easy way of getting points is via PayPal Checkout for International Merchants. There are many websites which do not accept Diners Club Cards. You can still use your Diners Cards there if that merchants accepts PayPal as PayPal allows payments to be done via Diners Club cards. This is a very easy way to rake in extra points.
- Update: Please refer the latest update on this article here: HDFC Diners Club 10X Program (March 2018 Update)
Do let me know how you plan to spend with your Diners Cards in this new year in the comments section below.
Abhishek please elaborate on using paypal. Will i get 10x if i use paypal for book myshow,makemytrip etc.
10X points comes if you buy in foreign currency. PayPal allows payment to foreign merchant in foreign currency. PayPal is a one stop solution for paying in India or abroad. If the merchant in India say charges you ₹500 and accepts Paypal then PayPal will allow you to pay through your Diners Card in Indian currency. For this you won’t get 10X points. But the benefit is you can use Diners irrespective of whether the merchant support Diners Card or not. (Usually most merchant’s support only Visa and MasterCard). But say you want to shop at a foreign merchant say for eg, eBay.com and here you want to use your Diners Card, even if the merchant doesn’t support Diners but supports PayPal, then PayPal will allow you to pay with Diners. And at the same time since you are paying in foreign currency, you’ll get 10X points. Amazing isn’t it!!
By paying at Paypal or any other International site, we also attract Finance charges + Foreign currency Markup along with the said transaction. Isn’t it ? Nevertheless, I know few sites for Domestic Airline booking & Hotel bookings in Foreign Currency, specifically, Travelocity.com, Smartfares.com, Orbitz.com.
If You pay say $100 to an XYZ merchant in USA through Paypal, you incur the same charges as you would have when you paid through the card directly on their website. The payment will consist of $100 in INR + Mark up that your credit card company charges. So say for eg Dollar value for today is $1= Rs 63 and you paid $100 then you will be charged Rs 6300 + 2% of 6300 + 18% GST on 2% Mark up.
Paypal currency conversion charges are way higher than HDFC or Amex. I paid on Klook.com through Paypal and the exchange rate worked out to be more than 52 ( for SGD). The HDFC rate was around 48.5 for the same day (after adjusting for all charges)
The idea is to not use the native PayPal currency conversion. If you’re using Visa/MasterCard then PayPal allows you to use your card’s native currency converter. Just chose “Let the merchant bill me in my local currency”
The sites you mentioned above are showing bloated prices than on indian sites. This will take away the benefit of 10X points.
I saw one site that was showing almost same prices viz. ctrip.com but it doesn’t except Diners.
Do you know any site other than mentioned already above that shows correct fares?
Gosh I purchased a mobile from tatacliq through smartbuy on 30 december. Fingers crossed i hope i get the points. Had they informed earlier i would have bought directly from tatacliq on 1 jan.
But international tx extension is good for me as i am going to hongkong. Alredy saved a lot through it in last 2 months. Just that they should have increased the limit.
Apply for a limit increase if the card is 6 months old. Nevertheless, keep checking card increase limit option through Netbanking too.
Abhishek by limit i mean cap of 10000 points. 🙂
where to apply for limit enhancement. i am using my DC premium card from last 8-10 month with limit 1.25 Lakh which crosses almost every month and i have to make some 20-40 k payment to reuse my card. how to upgrade my card to DCB. please suggest any trick. right now in the netbanking clubmiles upgradation is showing.
With that limit it’s very difficult to upgrade. Almost impossible. However, if you have a income of above ₹1.75L/month in that case you can upgrade. Otherwise increase your limit to at least 4 lacs. Credit game is that of patience.
That’s bad luck. I’m sure you’ll get the points. The only help would have been that in case of direct purchases, you would have got the points in the very next cycle. Here, you have to wait for 3 billing cycles.
i am not getting my 9X RP more than after three month. i was expending around 30k on flipkart via smartbuy in dec 17 and still not getting the same. will i get 9X or not. how much more i have to wait.
Raise complain with HDFC CC. I raised, I got mine.
email to CC or phone call. i had tried so many times from last week telephonically to CC but no solution yet. how was your communication with CC? email or phone call.
Phone. My case was pending for quite long time. I was supposed to get the points in Jan for purchases made in September. Finally after 2 months of investigation and escalation, they credited my September points in March. The reason is we have Diners Black, so the agents for Infinia and Black are different. They are more cooperative, knowledgeable and helpful than the regular HDFC CC. You communicate with email, if not, then complain to their higher channels, like nodal officer and others. Also, always keep screenshots of the purchase order page.
Agents for Infinia and Black are different only for the concierge desk, isn’t it?
Yes. Th customer care is same for both of them.
Prashant, Diners is useless in Hong Kong. I was in Hong Kong in October and no one accepts Diners Cards. They do not even know Diners as a payment option. Only Master and Visa Card accepted.
This is a common problem in many parts of the world including UK.
Seconded…. checked in March, they have some tie up with JCB and are mostly accepted in jewelry shops.
Could use it for Klook via paypal… which helped.
Thanks for the article.
You can even buy hotel points to rake in points.
Or pay for flights by booking through the international sites of Indian airlines.
Oh yes, you can always do that. You can pay anywhere in the world where Diners Club card is accepted. I am talking about the scenario where the foreign merchant doesn’t support Diners Club/Discover Cards. They only support say for eg Visa/MC/AMEX/PayPal. In this case also you can use your Diners Card through PayPal and still get 10X points as the merchant charged you in foreign currency.
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will you notice rewards points of diners premium redeem@ Rs.0.50 towards flight &hotel booking while @Rs.0.35 when purchase an e-vouchers of Mygftr (pantaloon,bata, myntra etc.) excluding redemption charges. I currently buy an e-vouchers of Rs. 2000 by 5710 RP. is it same for all the users or different for different users.
Also what are rates for same if someone having DCB card
Yes, these rates are same for all users. You’ll get maximum benefit only when you redeem for flights. For DCB, you can get Croma and similar vouchers of ₹2000 for 4000 points. Effectively you get only 50p/RP. Whereas on flights, DCB offers ₹1/RP returns.
Thanks for the valuable article Abhishek. Tatacliq will be very useful addition to Diners 10X programme.
Also while I purchased on Max fashions store, it was charged on my HDFC Regalia First cc as Lifestyle. So I suppose anybody purchasing on Max fashions via Diners should get 10X RPs. Please confirm.
Yes. Max Fashion is a wing of Lifestyle only. In many stores they are side by side too. If indeed they charge you with the merchant name of Lifestyle, you might get 10X points for that as well. Keep us posted if you actually get those 10X points after 3 months or not.
All Lifestyle group stores like Homecentre and Max show up on charge slips as Lifestyle. Only Spar shows up as Spar.
Dr Roy – Thanks for the valuable inputs and the lively discussions. Always timely and helpful.
One question – what is the process to transfer the points to the hotel or airline transfer partners. Is it an offline process, or is there a link? Also does anyone have any experience on the time it takes for the transfer to happen.
You can do the transfers by calling in Customer care for hotels and for airlines you can do so from HDFC Netbanking by “Redeem points” option.
So if j withdraw money in foreign currencfr an ATM abroad will i be eligible for 10X?
Paypal is a service like Indian PayTm. How can you withdraw money from ATM through it? It is for online payment only.
Like debit card , credit cards can also be used to withdraw money from ATM.
(I hate these mobile touch keypads 😀)
As my transaction was not via Diners cc, I won’t get 10X RPs. If in future I get 10X on Max Fashions via charge on Diners cc, then I will surely share with all of you. Thanks.
Sure. Thanks buddy.
I am doing all my international transactions from paypal only. I am asking about withdrawing money from Atm theough diners black.
No. It won’t be counted as international retail purchase. So in all probabilities, you won’t get any points for ATM withdrawal. Neither in India nor abroad. Besides, you’ll pay hefty cash advance fees as well as interest on the sum. For foreign location you’ll incur mark up fees too.
It seems that the points one accrues on international spends, Smartbuy and the regular 10x are separate from each other and therefore the total points we can (theoretically) accrue is 60,000 in a month.
Also, interestingly we can buy some items from Amazon on Smartbuy – such as a oneplus phone (Search you shall see it). It seems like that leads us to Amazon (and we have to enter some card details before being redirected) to get the 10x offer BUT if one looks closely to the terms and conditions of the 10x smartbuy offer it clearly says “Shopping from Flipkart” – has anybody had any experience with this?
Also, it really beats my why HDFC bank’s communication is constantly so unclear that they can create silly doubts like these…
I have talked to HDFC cc, you get 10X points through any of the options. Don’t worry about that.
What is your take on the total points one can collect too? 60k or 25k (+10k for int travel)
Its 60K RPs/month
Sorry I didn’t get it, how can we collect 60k points where the domestic limit is 25K and International limit is 10K on Dinners Black? Am I missing some trick 😉
Keep up the awesome work bro!
25K bonus on Smartbuy, 25K bonus on 10X partners like Tata cliq, Uber etc and 10K bonus on International Spends. Total- 60K max bonus per month through DCB.
Spend about 2 lakhs in a month on various DCB offers and you can collect as much 66.6k points (60k BP + 6.6k RP).
The spends should be like 83.3k on smartbuy + 83.3k on 10x partners + 33.3k on international spends.
I can buy stuff through tatacliq via two routes. 1) compare and shop on smartbuy; 2) directly on tatacliq.com
Now my problem is that both options have different spend caps correct? If I buy using option 1, this will be counted towards the smartbuy cap. If I buy directly on that website, it’ll be counted towards the partner brands cap, correct?
Or in both options, it’s the partner brand cap?
In all probability they won’t consider the purchase from Tata cliq in Smartbuy as it’s already a 10 x partner.
For diners black, criteria mentioned on website is 1.75 lakhs salary per month (net salary). So just want to understand what do they mean by net salary
A) salary credited to account post tax deduction
B) Gross salary without tax deduction as per pay slip
C) monthly salary as per offer letter
Or it is something else.
Thanks in advance.
Net salary is your take home salary that is credited to your bank account.
It’s B. For me:
A: 1.56 lakhs
B: 1.75 lakhs
C: 2.5 lakhs(including)
They didn’t ask my annual take home(C), and I got the card without any issue despite my income(post-tax) is lower. A salary account in HDFC helps.
1.75 Gross salary will also do I got my DCB DESPITE HAVING Salary account in different Bank.
Did you apply for the HDFC card for the first time or do you have an HDFC card and got this through an upgrade?
I am in the same situation but have a regalia first card. I hardly use it coz my amex gives better rewards than the regfirst. Will I still get the dcb through upgrade?
Off-late HDFC is trying to dilute the rewards program albeit through unscrupulous means. This I noticed today when I paid Big Basket bill through my Diners club black credit card however the biller name was PAYUIND which seems to be payu wallet. This means they probably will not credit my account since the biller was not Big Basket and we have limited ways to fight back on. Would be great if you can take this further and how to highlight.
-Credit card lover & well wisher
Don’t worry about that. Many a times when Goibibo was 10X partner many a times that used to happen but later on when your statement would be generated it would always show Goibibo. I think same will happen with Bigbasket. So don’t be worried about that.
That’s just the payment gateway name, when the final statement came mine showed Bigbasket, altho at checkout it said payuind. Dont worry you should get the BB 10X points.
Do Diners cards work in the UAE? I am planning a trip in February, and I wanted to know its acceptance. I had been to Thailand & Sri Lanka earlier and Diners did not work in either place.
You take the card with yourself. Keep one or two back up cards. Last time I heard, most duty free shops in airport and airlines, all accept Diners. But ALWAYS keep a back up card.
Diners has a mixed acceptance in UAE, many big shops dont accept it, and online sites too. Its a mixed bag. So a backup card is must. Bangalore duty free shop also doesnt accept Diners.
How about Hong Kong?????
Hong Kong acceptance is very good. It will work wherever UnionPay is available. Which is practically everywhere.
I couldn’t find a single POS in Hong Kong which accepted diners!
i Had just been to hongkong. No where they aceept diners. Ive read before going saying UNION PAY had tie up with diners, but this tie up is limited to china alone. Out of 10 stores , only 1 store accepted diners thst too when i said it was indias mastercard. unless you tell them diners have a tie up with master card, no one would swipe the card.
I was lucky to swipe this card in macau casino, so 33 percent off on gambling for 1 lakh 🙂
Not 33% just 10-15% the max bonus points are limited at 10K points.
The tie up is definitely not China only, I’ve used it in several countries. It is a fight to get retailers to swipe as they aren’t willing to. But persist. The transaction will for though if you swipe on UP machines.
Also, always swipe, and not dip Discover cards in UnionPay machines. Even in China. For some reason, dipping always gets rejected for me.
In Thailand, your card would work on UnionPay machines. Sometimes retailers don’t know. Just tell them to swipe on UnionPay machine.
Also, in my recent experience UnionPay machines have issues with Discover chip cards in general. Ask the guy to swipe on UnionPay, not dip.
In Kuala Lumpur duty free I tried to use Diners card yesterday , but didn’t work. Union pay was accepted there. Tried both swiping & dipping. So i dont think you can generalize that Diners will work where Union pay is accepted
It didn’t work for me as well. Nowhere in Malaysia.
As for purchases from Amazon, will the following method work. You search for an item on SmartBuy that leads you to the Amazon site, and you go to Amazon after validating your credentials (phone # and the last four digits of your DC card). After landing into Amazon you can add what ever you want your shopping cart, and then pay by the DC card. Will that attract a 10X reward?
I have tried this a couple of days back, and it is too early to say is 10X will come as a result of this. If any of you have any experience on this then let us know. If this works, then you can get anything on Amazon at 10X.
Yes ideally you should get 10X for that item for which you were directed to the merchant site. Exactly how this works, we will have to wait and watch.
What is the link to upgrade to Diners ClubMiles card from my current hdfc credit card? I am only able to find the old form without the option of ClubMiles
Find it in form centre and then chose upgrade form for customers.
Found it. Thanks a lot 🙂
In dubai mall most of the prominentstores accept diners card however while buying jewellery most of them prefer visa/master.
Same is with hong kong however in macau i cant find a store accepting diners if a hotel is accepting and you are booking for shows with them is a good deal.Also visa gets you 10% discount on speedjet ride to macau.
How do you know what points were credited for which transactions? All I see are a bulk of points accrued at the end of billing cycle, and they are usually off by 500~2000 points from my calculations
You cannot know exactly. You have to work out a rough estimation.
I was going through the TnC for Diners Black Cards… They have mentioned that international payments, Except Wallet Deposits would not be eligible for 10x rewards.
Has anybody received 10x rewards on Paypal transactions ?
PayPal Txn are NOT wallet deposits. I have got points for all my txns.
I am trader and spends about 3Lakh rupees per week on buying equipment from international site.till now I have been using IDBI bank signature debit card for that. Can you suggest a credit card that gives maximum reward points on international online spends.
I’ll suggest not to buy things that you wish to sell in future with your personal credit card. You can however go for a business credit card. Maximum Reward points and all the acceptance is as of now offered by Infinia/Citi Prestige
So Abhishek is there a diners club black business variant that we can get?Is it different from the normal diners club black.How do we apply it as a business credit card?
Even though I haven’t heard about a business DCB, you can talk about it to your RM. May be he can help you out.
I came to know today that on booking Indane gas cylinder online via Credit card, 1% surcharge+ GST is levied. But to my surprise the same was refunded as Petro surcharge waiver less GST, as is the case with fuel recharge at fuel filling stations. Also online payment on Indane website while booking gave INR 5 discount. Though not much but Petro surcharge waiver was really cool.
i have tried to swipe dinners black at few retailers… not one has been able to accept it yet… its a real shame that dinners is not acceptable to most of the places… i have tried a variety of places starting with hotels like taj to places like haldiram… no luck yet… make me wonder
Works for me at most retailers in India. You try to dip not swipe the card. Also ask if they have HDFC or Citibank machines. Though these days even SBI, ICICI, AXIS & Yesbank accept Diners.
Where can I find the monthly reward points limit for regalia and infinia?
the maximum reward points that can be earned in a month?
Very strange … I am yet to find a place where it is rejected… In Pune the acceptability seems high.
In Nagpur also, Its very well accepted. Not a single decline yet. The transaction slip mentions RUPAY.
i have been getting using the chip in HDFC pos, and in some outlets it throws error Read 2error or Read 3 error for DCP, not just my card even other Diners card were not accepted in some terminals of Chennai lately. Previously acceptance was pretty high but now i guess due to some technical error transactions not going through. Also don’t know if any of the readers got a similar offer i got, a mail quoted that purchase anything between Dec Jan Feb and pay together in March month, no extra charges.
That is a huge one. You can keep all the 3 months interest with you. 🙂
I just got my DCB statement for January. I see the minimum amount due is 0. Is the payment holiday applicable for all customers? 🙂
It shouldn’t be. I have checked mine and can confirm that your’s was a unique case. Congrats. Make the most of the interest free period. 🙂
I get “0” minimum amount due in my Regalia first card…. what does it mean
It might mean that you don’t have to pay anything this month. Talk to HDFC CC and ask them to clarify.
I got my DCB statement and have to pay like a regular month. Enjoy the Free credit period 🙂
I too got the payment holiday offer for three months. Seems they are giving this offer every alternative year. I didn’t get this offer last year but got the same year before that
Looks like many members received payment holiday this month. Congrats!
i am having the same problem… i have had the card for 2 months now… i have not been able to use it at any pos…. i am having the same errors on the machine… dont know why….
Guys they just added Dominos to the 10X List
Doesn’t make big difference when Swiggy is already there
it makes sense where in you can have existing Dominos offers and get 10X points as well. Swiggy doesnt accept all the dominos coupons/offers.
Domino’s Pizza is also added in 10x partner
After Tata Cliq, Dominos Pizza also added in list of 10X partners!!
Dominos pizza has been added as 10x partner!!
Domino’s added in 10x partner
New addition in 10x reward points. Domino’s!!
Dominos has also been added to 10X list. Anither good addition.
Yes. Saw that. Will edit the post accordingly.
On a different note, is the mastercard lounge access program still on in 2018?
Even though they haven’t updated it yet but I guess it’ll be updated soon.
It’s getting very difficult to monitor points now. So many offers 10x, 2 spend based offers, add on card cashback &5x points etc. customer care is getting useless day by day with stupid standard replies.
Exactly. I just had to chase them for the 9X points not getting credited for a Flipkart via Smartbuy purchase. Interestingly, I already got the 9X points for a Flipkart purchase done on 23rd December 2017 on 7th Jan. But I’m yet to receive 9X points for Flipkart purchase done in September month. Had I lost track of it, I could have lost so many points easily. Lets see when they credit. Currently they are “investigating”.
I have to do the same for smartbuy compare & buy through Amazon in the 1st week of Nov. I sent some mails but all I receive is a standard crap that max 25k points etc. I am thinking of not wasting time now and only contacting them after 90 days have passed as anyways I am expecting them to not do anything till then.
Actually Amazon is the pretty awful in reporting referral purchases. HDFC can’t do much until Amazon reports them. Amazon takes months to even report JPMiles referrals. Some retailers like Big Basket report instantly.
I agree with Amex Guy, for shopping I use cashback site and Amazon always delays cashbacks and most of the times I need to followup. For Flipkart its credited before its due and no follow-up is required.
why can’t HDFC just be transparent about reward points (like ICICI)? They can easily incorporate in their monthly statement. How are we suppossed to track this? in 10X scenario, reward points are just like cash…
My experience with Amazon has been quite good. I had done some heavy duty transactions with AMZ in Oct to maximise 10X with HDFC and Yes, logging in thru JP site. The miles were credited by mid December. So have the 10x points with HDFC.
Amazing. I received email from JP about Amazon transactions done around Diwali after Christmas. Maybe I’m just unlucky here.
I’m yet to receive credit of JP miles for the purchase made in September…
Hi Majumdar – are you able to get both JP referrals credits and HDFC 10X points on Amazon and Flipkart? I thought this is not possible as both of them use tracking urls.
This is only possible if the merchant is a direct partner. You can go to say for eg when Amazon was a partner, you could have visited it from JP website and paid through Diners.
Could you just elaborate on this , how you got 10X points by logging through JP site?
To be very precise with the dates, the HDFC DCB purchase was on Oct 13, 2017, mail from JP was recd on Nov 17 and the points were credited on Dec 27. The 9X points were received in the statement on Nov 19, 2017.
My sense is that you will be barred from having both bonus points if there is a promocode involved for instance HDFC5X as in the old MMT 10X offer.
I am receiving 10x as well as 5x for transactions done on big basket.9x gets credited in next statement whears 4x after 90 days.I received 4x for Aug in this month.
What do you mean by 10X as well as 5X?
I mean I am receiving both promotions simultaneously.10x for using DCB on 10x mechant and der is separate promotion of 5x points on using hdfc at big basket.So I am receiving both.
Both on the same card? Simultaneously? Do you mean to say you’re getting 15X points? Can you please share how?
But as per terms, its not possible.
“Diners Club Card customers cannot club the 10X benefit with any of the existing programs with the Diners.”
How did you come to know that 5X points received in statement is for that specific transaction?
I received extra points in my Oct statement when I enquired to customer care they told that these points are of big basket 5x promotion for shopping in month of apr-july. Even I was surprised to receive both promotions. But again when I called customer care for 5x points for shopping on big basket in dec for aug-oct they replied that two offers can not be clubbed together but as as surprise I again received 4x points on 8th Jan for aug-oct.
@Abhishek : I see diners premium removed from the site.
What is the plan for existing customers? Auto upgrade to club miles?
What if we upgrade to club miles? What is the rewards conversion rate?
I cant find the same on the chart online
You should be getting 100% points as HDFC places this card at the same level to that of Diners Premium.
the customer care email team has no idea.
When forcefully escalated to call center team.. they said..conversion ratio is 40% ! Strange !
Can someone validate and confirm ?
Ask them that as per the form, even when I upgrade from Diners Rewarz to Diners Club miles, then my reward conversion is 60% as per your upgradation form. Now Diners Rewards are valued at ₹0.30. So going by this equation, if Rewardz card gives 60% conversion ratio, then Diners Premium whose points are valued at ₹0.50 should be giving 100% conversion ratio.
I have been using HDFC Rewardz cards since around one year.Recently i can see on my netbanking card upgrade option to Diners Premium with enhanced limit.But in the annual charge part it is mentioned 2500/- as the amount and not Life Time free.
Have you guys done card upgrade from the netbanking and how can i confirm if this upgrade will be LTF only.
Are you sure you are able to see upgrade option as I haven’t seen that anywhere in 3 of my accounts for a long long time now. In that case, call the customer care and confirm if you have to give annual fee or are they offering you life time free or not.
“Get 10X Rewards points on HDFC Bank Credit Card or 5% cashback on HDFC Bank Debit Card on transaction through Smartbuy ”
Can somebody help me to understand how to do transaction “through Smartbuy” ? There is no link between smartbuy and yatra, only deals are mentioned then how a link between 2 websites gets established to get 10X points?
The fares of flights in Smartbuy are from Yatra and Cleartrip. Besides, if you want to purchase something, go to compare and buy, see which website offers the lowest price, then by clicking the link there you’ll be asked to give in your details of card and phone number. This way the purchase is “Through Smartbuy” and you qualify for 10X points.
I have accumulated lots of points in my diners black card. I’m wondering about best ways to use the points? I know I can use the points for hotel and flight bookings. Any other way to use points?
You can also convert the points to miles at 1RP= 1Airmiles. You can convert to BA, JP, CV, KF etc.
The etc in Abhishek’s reply has Trident Privilege.
Trident and Oberoi are part of the same platform.
Using Trident points for Oberoi (for non peak stays) presents good value.
Till Jan 31st, Club Vistara has a ‘sale’ on going for award redemptions on many routes.
That’s one current option you can use.
If you fly a lot internationally then transferring to BA & Kris Flyer makes sense.
BA Avios has good value on non peak international redemptions in BA, One World alliance & intra EU flights.
Kris Flyer, especially if you intend flying their Suites class on A380 makes great sense 🙂
The best part for me is you can check for & book award redemptions for Singapore Airlines, Star Alliance & Other airlines (miles required & availability) on Kris Flyer log in.
Good luck !
Take a trip abroad. You can use 1 point as 1 Re on diners club website. Book ticket and hotel using points.
What are the ways to spend atleast 60,000 – 80,000 Rs. in a month by Diners card so as to maximize 10 X earnings. Where all could the spends be.
At all the 10X merchants listed on the offer page. Read this post again and check out the diners club website.
Just realized that Diners have removed Amazon from the list of gift voucher options while redeeming reward points
What I have observed recently is for every International transaction I make using my diners club black card there is a difference of almost 1 Rupee per USD which means if the USD rate is 63.5 on Google I am charged 64.5 and this is not on PayPal but on a regular merchant site like alibaba.com godaddy.com etc. we are also charged 2% markup extra on this though being in global value program I get 1% cashback that is maximum up to 1000 per month for every foreign transaction I believe after the 10x game is over on international spends this is a very expensive card to make foreign transactions please share your reviews whether visa master rates are better then diners club for foreign transactions also what I have noticed this 1% cashback is not credited the same month but after 90 days
Card conversion rates are not equal to Interbank Conversion rates. So whether you use MasterCard or Visa or Diners Club, it’ll be always slightly greater than what is displayed in Google (Interbank Conversion Rate). Having said that, did you actually use Diners Club Card on Alibaba.com? As far as my knowledge goes, Alibaba accepts payments through Alipay and Alipay allows only Visa and MasterCard. Correct me if I’m wrong.
I meant aliexpress it accepts diners/discover card.Also mastercard visa forex charges are less i havent compared them with diners but i have never been charged a whopping 1re per usd extra on any transaction by visa if anyone made any forex payment can share their views.
Would you like to highlight where Aliexpress accepts Diners/Discover? I haven’t been able to use anything other than Visa/MC to be honest.
I am using aliexpress android app it can add visa master amex diners jcb and maesto further it also accepts qiwi wallet and mnp it is showing all these option on payment gateway.
If anyone can do a 1 dollar transaction on the same date we can have the figures clearly instead of all of us doing random guesses what say sid and abhishek?
Did you check this article? Visa vs MasterCard vs Amex vs Diners Club
MC is alltime good. Diners is sometimes good but i see them fluctuate a lot. It was good for few months but when i saw it last time, it was charging high.
Personally for me i think the conversion charges are less on diners or almost equivalent to mastercard. I have done lots if intnl tx in last 2 months. Infact paypal exchange rate is worst.
Hi, are 10X points given on all transactions done at SmartBuy? Even on purchsaes apart from Filpkart, Yatra and Cleartrip?
Dominos is a 10X Partner now
Did anybody received 9X rewards for purchases on compare and shop and smartbuy flipkart for the months of November and December ?
I didn’t received . its already 2 billing cycles crossed.
If I put money in my bigbasket wallet, will I still get the 10X reward points?
I won’t do that. Even though HDFC tells you that wallet transactions don’t earn any points, you might get points for adding money to Bigbasket wallet. However, you’ll be at a loss as you can’t use the money for any other thing apart from ordering from Bigbasket. To be on the safe side, don’t do that.
Thanks for your reply- it answers my question 🙂
(I am a regular shopper there – so that’s not a concern)
And, on a general note, thanks to you Abhishek, Siddharth and others for the informative and useful articles that help us get the best bang for the buck!
Are there any advantages of paying utility bills on payzapp by diners cards.
PayZapp doesn’t accept Diners Cards
does utility bill payment on payzapp By hdfc card will give 10X ??
Yes. I think so. However you’ll have to check with bank.
Is 10x points available if i withdraw cash from ATM in foreign? And what are the charges applicable?
No. Only on retail txns. Means only on PoS or online transactions, not on ATM withdrawals.
Got an email from hdfc, 10 x points on spending 15000 online between 16th and 31 jan. Points to be posted by june
guys link for Amazon has been added on smartbuy for Great Indian Sale….Happy Shopping. So HDFC is adding links for Myntra and Amazon whenever there is a sale……
Great thread here with a wealth of information on HDFC Diners! I have a few queries:
How should I make a purchase on Smartbuy for Flipkart? Buy via the dedicated “Flipkart” link on Smartbuy or via Compare and Shop and then go to Flipkart after giving my mobile number and last 4 digits of the card?
Also, is Compare and Shop working for Amazon purchases?
Please share any experiences / confirmed and safe method.. The customer care team seems confused as always.
I have confirmed from CC guys. Either of the two will work. I personally use the dedicated link. Compare and shop works for all merchants listed including Amazon.
Thanks.. Any idea if the offer works on part-payment using Amazon Pay Balance? Also, if we select exchange offer and the price changes, will the 10X offer still work?
It should work until the minimum payment -the adjustment for exchanges still are more than Rs15K
My query was regarding the normal 10X points offered via Smartbuy. I am not eligible for the 15k offer as I have not received any promotional mail.
You’ll have to contact HDFC to know that. It’s difficult to say on our part.
My Diners black is approaching 12 months of membership, will the bank confirm from me before charging annual membership charges of 5,000 Rs ? Does hdfc negotiate with membership fees? My initial joining fees was waived off by RM.
HDFC doesn’t negotiate fees as far as my knowledge goes. You were lucky that your RM could waive off your first year fees. Either way, if you spend more than 1L within 90 days, your joining fees is waived off. If your overall spends for the year have crossed ₹5L, then you won’t be charged ₹5K as annual fees. If it isn’t then you would be. Either way even if you get charged, you’ll get 5K points worth ₹5K. So the only thing that you’ll pay is 18% GST thatll amount to ₹900. I think that isn’t much of an ask considering such stellar reward structure of the credit card. 🙂 So stop worrying and enjoy the befits dude. 🙂
Hi, Did anyone here receive reward points on Amazon done through smartbuy? Atleast on Flipkart we can show some proof to customer care as screenshot, but with amazon there cannot even be a any proof to sustain our claim.
let me know your experiences
I too have been denied my 9X points for purchase on Flipkart via Smartbuy. HDFC has very shady practice.
Abhishek you can still try to do an aggressive followup, if at all you also did the txn through mobile browser, mention that in the call…they will definitely consider this. If you get a call from Mumbai HDFC team, there was a guy named Nitin, he is aware of that issue and was very supportive
No, unfortunately I am travelling. I have given my foreign number though. I have written a strong worded email yesterday. Let’s see. I had called HDFC Diners Black/Infinia helpline. Let’s see.
I want to order something from Amazon but that item is not shown in compare and shop on smart buy.So is der any way to order and get 10x
You should get 10X for any order once you go from this affiliate link on compare and buy, however I haven’t checked with HDFC CC. This month you can get 10 X points on any purchase anywhere, whether PoS or online. Provided total spends are above 15K.
I didnt get it abhishek about 15k purchase. Is it a separate offer.
Post coming. We are verifying a few details.
Among the listed 10X partners, viz, Domino’s (New Entrant)
TATA Cliq (New Entrant)
Does all of them accept Diners cards ?
Yes all of them accept Diners card. Lifestyle is offline partner not online though.
Received an email from HDFC for my Regalia CC:
“Spend Rs 15000/- online and get 10X rewards points”. Valid from 10 Jan – 31 Jan.
But if I read the T&C it says on all spends and does not say specifically online.
Did anyone get this clarified with HDFC?
The post is now live. http://www.cardexpert.in/get-10x-points-for-all-spends-till-31st-jan-with-hdfc-bank-credit-cards/
I wanted to get 10x points on International spend each month as my relative lives in Ireland. Unfortunately the acceptance is almost zero there. Is there any other way by which 10x points can be earned like transferring to some wallet and then to bank in Ireland or any other alternative.
You can do online shopping. Many sites accept PayPal. All those places you can use Diners Card. Say for example National Express Coaches etc.
HDFC has permanently changed the 9x credit to 90 days for the 10x partners , check their updated terms on the site.
When will Incremental Reward Points be posted? Regular reward points as per product feature will be posted in the same statement as the transaction. However, Incremental reward points (9x points) will be posted within 90 days from statement cycle.
Does spend on Amazon USA website get 10x?
only if it is billed in currency other than INR……
Thanks and the 10K points is per month not per statement as I can see from TnC.
“Maximum total incremental reward points that can be earned per calendar month under this programme
is as below:”
I already did 30K INR equivalent transaction few days back and now if I do another 30K on 1stFeb , will i get 20K points ?
10X points for international transactions are per calendar month. So yes you’ll get points separately from 1st Feb.
I see this after amazon USA transaction, will i get 10x ? this is spent on AMAZON USA
AMAZON MKTPLACE PMTS AMZN.COM/BILL U 29543.88
FCY CONVERSION MARKUP FEE 590.88
Yes. Since, you have purchased in foreign currency so you should get 10 X points if you have done it through Diners card.
Do we still need to type in “00” before the Diners Card Number for the processing to go through as in the Golden Era ?
i have never used 00 before….which site are you referring. Its either accepted or not accepted…no other way round…
Ya, only for those sites where its not accepted. Does adding “00” before the card number makes a difference ? Does it help processing failed or unaccepted transactions online ?
Nowhere till now has adding 00 to my Diners Card made it acceptable if the website doesn’t support Diners card.
Transferring funds to dinners card requires 00
Transferring funds to Diners Card from where? Are you talking about Diners Debit card? In India we only have Diners Credit Card, and I haven’t seen a way to transfer funds to credit cards in India. Could you be more specific about this. This is something new I have heard. It’ll be interesting to know for all of us.
I think for Non-HDFC account holders, if they are paying through bill desk, they may need to prefix 00 to make the card number to 16 digits. I am not sure.
I am using CITI bank account to pay dinners card bill. Adding 00 for NEFT to dinners card.
HDFC is not giving the 9x points for my flipkart transaction through Smartbuy in the month of September(holding Diners Black CC). Already escalated through customer support guys , but still no luck.
Is there any other way to escalate the matter to the higher management ? any email id ?
Same thing happened to me. Have emailed them. Waiting for response.
Your are not alone. I have not received 9x points for normal spends also. Even my friends are facing same issue.
Everyone is waiting for 9x points. Even for normal spends.
Can anyone suggest an automated way of tracking 10X reward points on Diners cards. Any website, any App or any Excel sheet. Also, can anyone help preparing an Excel sheet which tracks 10X rewards. Diners users can anytime be ready to pay a fine premium to use such Excel sheet !
What is the best way to approach HDFC with regards to Reward point issues? Is it emailing customerservices.cards at hdfcbank dot com ?
Has anybody used this offer “Get 10X reward points on transactions done on your birthday”. Is 5000 RP or 25000 RP limit applicable on this also or Is it a NO LIMIT offer.
I have availed this offer last year and initially I got 5000 RP (For 80000 Spend) only then after lot of complaints and follow up, I got the remainig points
Recent HDFC Diners Offer :
Win Amazon Vouchers and 2X Reward Points on your Diners Club Credit Card everyday between 1 February – 31 March 2018
How To Avail :
• Top 3 Spenders among Diners customers everyday to win Rs. 1000 Amazon voucher from 1 Feb – 31 Mar 2018
• All Txns of Rs. 20,000 or above to get 2X Reward Points during the same period
T & C:
Specific Terms & Conditions – Top Spender
• The campaign period is 1st February 2018 – 31st March 2018
• The three Top spenders’ everyday on Diners – including Diners Black, Diners ClubMiles, Diners Premium, and Diners Rewardz – will win a voucher worth Rs. 1000 on Amazon.in
• One customer can win a maximum of three vouchers during the offer period.
•The Top spender should have a min spend of Rs. 20,000 on the day he becomes the Top spender to win the voucher.
Specific Terms & Conditions – 2X Reward Points
•All transactions of value equal to or above 20,000 on Diners Club Credit Cards will be eligible for 2X Reward Points.
•Offer Period – 1st February 2018 – 31st March 2018
•Insurance txns and 10X txns are not eligible for the 2X offer.
•Maximum incremental RP is capped at 2000 RP per customer during the offer period.
so even if i am not a top spender do i get 2X points for all transaction?
As per the T & C I think so , let me check with CC and confirm the same
Two days back i got complimentary MMT Black subscription email from hdfc bank. There is a coupon code through which i can register for free.
Don’t have much use as I always book through smartbuy but still a good offer.
Just realised that one may not be able to use their Diners card on Redbus for bigger transactions. I was making a pilgrimage booking (>10k) and it said that DIners is not accepted for this payment.
the 10X points via their conventional partners have not got credited from November 2017 and December 2017. This is due to the new rule that they have brought in by which you’ll get those points (For spends between 1st Nov 2017-31st Dec 2017) only after 90days after completion of the billing cycle of the txns date — Does any one have screenshot of this terms and condition. The 10X points where not credit for the transaction done in december, when raised the issue to customer care, there are asking, where was this comunication shared, they are asking to share the sms or email mentioning this.
Thats true. I had a word with HDFC CC Customer care and they confirmed that a “Communication Email or Communication sms” is compulsory for fulfilling the offer criteria – be it 10X, or Cashback, or discount. Only if you have received a communication email or sms. only then you are eligible for 10X reward points. Show them the proof of communication if not received the 10X rewards. Likewise, HDFC had many promotions in past few months, but not everyone received the communication. Some of their promotions were –
1. Nov-Dec Spends campaign – Some customers received a specific sms like “Dear Classic Customer, Get additional 3000* Reward Points* for every spend of Rs.55000 during Nov-Dec’17 on Credit Card ending XXXX *T&C”
2. Win Double Reward Points for all your spends. Expires 2017-12-31 – Meet the spends target received on Offer communication within the offer period. Win 2X Reward Points for all spends during the offer period (16-31 December 2017) upon meeting the spend target.
3. Get Free Amazon Voucher worth Rs 250 on doing 4 transactions – Complete four transactions in the promo offer period and win Rs 250 worth Amazon voucher.
4. Get a Chance to earn 10 Times Reward Points on your spends in Jan. – Spend a minimum of Rs 15000 till Between 10 Jan -31 Jan to qualify. Offer Valid between 15th Jan – 31st Jan’18.
5. Get a Chance to earn 10 Times Reward Points on your spends in February. – (7th – 28th Feb) Get a Chance to earn 10 Times Reward Points on your spends with HDFC Credit cards. Spend a minimum of Rs 15000 till Between 7 Feb -28 Feb to qalify.
Do Paypal payments in foreign currency count towards the 10X on international transactions?
My smartbuy 75 k was over this month, so booked a ticket through skyscanner.com ,paid in USD via pay pal. Unbilled transaction shows 2% mark up fees , so should get the points
Great!!! 🙂 Don’t forget to burn the points too.
Any hope of this programme being extended ? I am being issued this card right now and should get my hands on it this week. It would really be a kill joy if the programme was terminated in march,2018 !!
Further , in case if i buy a mobile through flipkart via smartbuy with the emi facility of flipkart , will i still get the bonus points ? Please help.
I had queried the customer service for some discrepancy in partner reward points for November. I am told that the reward points are added in chunk of 150/- i.e. if I do a trxn of 290 then I get only incremental reward points of 45. According to me I should have got reward points of 87. This is just an example but is this info correct?
Yes this is correct.
in case if i buy a mobile through flipkart via smartbuy with the emi facility of flipkart , will i still get the bonus points ? Please help.
Yes you will…
EMI wont fetch points has been clearly mentioned everywhere in HDFC website. However, what about wallet loading. Has anyone tried wallet loading. I tried my Diners on few wallets and few of them fetched reward points. If this is possible, one can anytime earn 10X points during spend based offers.
Sorry . Its better to call customer care and confirm as HDFC does not give points om emi transaction.
Will gold coin purchase in smartbuy/Flipkart fetch 10X reward points.
I think so.
Yes ! Everytime !
NO . gold coins are exempt. its mentioned in the the T&C’s
Exempt only on Caratlane, not on smartbuy or flipkart !
Exempt only on Caratlane, not on smartbuy or flipkart ! I got 10X points twice !
I didnt get to see any T&C about Gold not included in Flipkart? if you can help with link / screenshot
I mean to say, “10X are available on Gold coin purchases on Flipkart”. On Caratlane, 10X are not available on Gold coin purchases. If you would have taken it otherwise !
Thanks Ashish. Understood now 🙂
When Amazon was partner for 10X, they did give point for Gold coin purchase.
I am thinking of getting DCB on FD basis. Can someone please confirm whether they give it on a FD basis.
Also, how likely is the 10X offer to be renewed after 31 march 2018?
is the card still worth it?
You should wait till 31st because all the amazing offers are expiring if they are renewed then only you should proceed forward
Can u share link
As per Diners Black, MITC document available in Diners website, Diners Black card is issued against FD. You may have to contact branch to get the details.
Luxehues website is not operational since today morning. They are not picking up phones too. Anyone has similar experience??
It is opening.
yes.. 3 friends I know have yet to receive coins purchased since January 2018 …total amount is over 4 lacs they are not responding to email complaints nor does complaint send to Aditya Puri got any response
yes… it seems that hdfc bank and luxehues are not bothered about resolving customer complaints… it has been over 2.5 months since orders were placed with luxehues and complaint also escalated to MD of HDFC Bank one month back… but again no response
If you have DCB, that is the only card you should be using and that too max at 10x partners. I booked tickets for family using points on Etihad for Abu Dhabi during Christmas vacations, I am sure people would have done lot more with points.
Has anyone actually recieved 10X points from flipkart via Smartbuy transactions. Its been almost 4 months & i am waiting dor around 11K points. Rigorous follow up with customer care have all gone in vain no resolution yet.
I finally got after 5 months. After escalation, they took 2 months to credit.
Since last 3 months i am seeing is, Flipkart Smartbuy 9X points are been obediently posted on immediately the next day post statement generation date. My billing cycle is 3rd of every month. I receive statement on 4th and 9X are received on 5th and that too regularly since last 3 months. Can anyone share such regular 9X postings schedule, so as to identify and maximise 10X earnings.
got them regularly in months of october to december, since then there have been no points for smartbuy flipkart
The DIners cards have stopped working on tata cliq. The transacations keep failing . Has anyone else had that issue?
I did one 2 days back and it went through fine. Contact HDFC customer care
Just came across another offer of HDFC Diners which is till 31st March,2018
was runing from a long time back. Be the top spender daily and get Amazon 1K voucher… plus get 2x points limited to 3000 on spending Rs 20,000/- or more daily !
Have you received 9x points for transactions done in December on 10x merchants. I am receiving 9x points from January onward but for December transactions 9x are still pending.Same is the case with 9x for international transactions done in October.
Is it the case with everyone?
Further , Does the limitation of points per month means per billing cycle or per calendar month ? Plz clarify if somebody has knowledge about this . Thanks !
For smart buy and partner merchants it is billing cycle and for international spends it is Calendar month
HDFC Smartbuy 10X further extended till 30th Sep 2018.
Diners 10x offer offer extended till April 18. Caratlane and Luxehues dropped. All other existing partners are still there.
Any idea is 10X on international spends for Diners Club will be extended? The official website still shows validity till 31 March. How did they do it during past extensions? Was it done before expiry date, or after?
Called them yesterday. It has been discontinued
Looks like they have extended it now till June 2018. So that’s good.
I recently got a diners black and I use Uber on a daily basis. However, the bill is less than 150, typically around 100.
How many points do I get for a transaction worth Rs 100?
How many Points do I get for a transaction worth Rs 100 on 10x Partner like Uber?
You don’t get any points of the transaction value is below ₹150.
Transaction value should be atleast 150 rs to get any points
no points for any transaction below Rs.150
How many points we will get for 299?
Considering I get ‘x’ points for 150. Will I get x or 2x?
You’ll get only X points.
min transaction value has to be 150, else you don’t get any points at all.
For SmartBuy. has anyone tried shopping with PayZapp?
Will I get 10x points on PayZapp wallet or the HDFC Credit/ debit card(read 10% cashback) used inside Payzapp to make the transaction, can anyone help me understand this?
Always to the card itself. I mean the 10X points.
Does payzapp supports Diners card?
No. It only supports Visa, MC and RuPay
Just wanted to touch base with the people doing Amazon Smartbuy transactions through Diners card. I have not yet received a single point for all the transactions done till now starting Nov’18, and have raised the concern with CC support team. They are yet to revert with the points, and have shared multiple complaint IDs for all the transactions. Now each day, they are raising concerns for all these complaint IDs, mentioning that we cannot verify if this is a smartbuy transaction. Luckily, I have saved all the screenshots of all the step by step transaction, and plan to share all of these. But even then, they may revert with their standard reply that these items shouldnt have been added in the cart beforehand (as I can see it being mentioned now very prominently, which wasnt there before). Quite worried, as my total transactions done on Amazon smartbuy run into lakhs during this period. Anybody else got the points posted?
I have already mentioned in the my posts and comments before that, you are supposed to add the product to the cart ONLY after landing on Amazon Page from Smartbuy Page. This is the standard norm for any kind of referral. If this doesn’t happen then the automatic systems won’t pick up the referral. I am sure that HDFC will still goof up but still be sure from your end.
Have you got the Amazon Smartbuy transaction points? I was not aware of this cart thing while doing the initial transactions in Nov, as it was not mentioned anywhere. Have taken care of it for my later transactions, but have not received the points for them even then. Nov txns have already completed the standard 90 days, hence raising the concerns for these.
I raised complaint for 3 transactions for nov got points for 2 transactions. For 1 they are saying it was not through smartbuy and they cant do much. Anyways its only for Rs2400 so i am not worried.
Thats not the case with jetpriv only hdfc keeps tweeking their t&c every now and then to avoid giving points that is too much to land on smartbuy page and then add to cart and then hope to get points they need to show transparency right after the transaction goes through it should be verifiable whether it will accrue points or not its a great loss to this guy who purchases in lakhs and not get bonus points especially if he has dcb.flipkart on smartbuy is comparatively better.
Does Amazon take standard 90 days to post 10X points? why it is taking these many days? I have transacted on flipkart, got 10X points on day 3 itself, even for flight tickets on smart buy I got 10X points accrued on day 3, will try amazon next time.
Yes, amazon takes whole 90 days for 10X credit.
The add to cart thing is almost with every referral benefit website. So I usually find the products that I want to buy, add them to cart and them move them to wishlist or favourites. Almost all sites have this option. Then go back to the shopping site through the referall site, hdfc cmartbuy in this case and just move the items back to cart 1 by 1 and place the order.
In my experience, all the tracking websites have some limitations. Here are few things I do (applicable to both smartbuy or any other referral shopping website):
=> They track via cookies (dedicated referral links generated) and so may not be able to track sometimes if the product opens in a new tab. I copy the link from the new tab and paste it in the same tab which was opened from the tracking website.
=> Don’t open multiple tracking links from the referral website. This generates new cookies and previous tracking is lost. If items are already added to cart, start over clean slate.
=> Some ad blocking addons on browsers may interfere with the tracking. So I disable it for both the referral website and the shopping website, sometimes even pause them entirely.
=> The tracking link (cookies) expire. So I usually try to complete the transaction within 5 minutes of clicking the referral website. Logging into both referral website and the shooping website before hand and saving address/card details speeds up the checkout. For smartbuy, they have dedicated website for flipkart, so its easier to track for them.
=> Amazon does not consider tax (gst) value in the sale for referral rewards. So the total points rewarded are almost always less. Not sure about amazon through smartbuy as I havent done any shopping yet through smartbuy on amazon. Flipkart doesn’t have this issue on smartbuy.
=> Never open any other referral website in the same browser as you are trying to shop. If absolutely needed, open in different browser. Google ads play a major role in referral shopping -> Dont open websites like Facebook etc with lots of ads. They may force redirect your referral cookies to themselves and hence impossible to track.
=> Always keep screenshots of shopping for future reference, including the offer page with T&C. They keep changing and the customer care will blatantly deny it on your face.
=> Try to avoid shopping through mobile browser. The tabs sometimes get killed in background leaving no evidence of the tracking.
=> If you are shopping for someone else, dont give a discount based on future cashback/reward points credit. Instant discounts are fine. Pay them the difference only when you actually get the cashback/reward points credit. Remember, the cashback or extra reward points may not always come as we expect/calculate.
Remembering everything above is difficult and with luck, even if you miss to do few things above, the sale might still be correctly tracked or exactly opposite may happen. Have patience and follow up. You may find a customer care executive who understands and fixes your issue. Good luck!
One Good news for Diners card holders, Payzapp started accepting Diners card.
Plz update the Payzapp ,i checked its working
Yes. This should have happened way back. HDFC not supporting their own card was unacceptable. It’s a welcome and a needed change.
But what is the point of using Payzapp or for that matter any wallet in conjunction with any HDFC cards? You don’t get points – and that is what we are after..:-)
Well now it does 🙂
A lot of changes we are going to see effective 1st Feb 2022 i.r.o. SmartBuy 10x and 5x programs, especially for Diners Black (devaluation)