HDFC Credit Card Spend Based Offer – April, May & June 2021 (Targeted)

By | August 26, 2021
HDFC Credit Card Spend Based Offers – April & May 2021

HDFC Bank has rolled out a very aggressive targeted spend linked offer on their credit cards for April 2021. I’ve received the offer and is similar to the previous Feb 2021 promo with slight changes. Here are the offer details:

April 2021 Offer

HDFC Spend Based Offer April 2021
HDFC Spend Based Offer April 2021
OfferSpend Rs.XXXXX and get voucher worth upto Rs.7000 of your choice (Amazon/Flipkart/Lifestyle/Myntra)
DurationSpend between xx April 2021 and xx April 2021
TypeSpend linked / Targeted
Fulfilmentwithin 90 working days from the offer end date.
T&COffer Source

It looks like this offer has been rolled out in multiple phases. I got the email around mid April (and the “offer from” date co-incides with the stmt. date), maybe now HDFC is sending the offer based on stmt. date?

I’ve got the 7K INR voucher offer with this promo on Infinia and it is definitely a lucrative one. Few readers have reported a similar offer a week ago as well.

Apart from this, there are also other offers getting rolled out in parallel, for ex, Get Bonus Points (ex:1000) on spending at different merchant categories for spends done on Add-on card. Here are detailed Offer T&C.

Got this offer on my HDFC Millennia Add-on credit card. Its targeted promo as well.

HDFC Bonus Points Offer

May 2021 Offer

HDFC Spend Based Offer - May 2021
HDFC Spend Based Offer – May 2021
OfferSpend Rs.XXXXX and get voucher worth upto Rs.7000 of your choice (Bigbasket/Flipkart/Lifestyle/Myntra)
DurationSpend between 07 May 2021 and 31 May 2021
TypeSpend linked / Targeted
Fulfilmentwithin 90 working days from the offer end date.
T&COffer Source

So May 2021 offer is as good as April offer, infact the target is bit lower for me – for the same sweet 7K voucher.

However the difference here is: Amazon voucher (for redemptions) is not part of this offer. That’s sad to see, but as long as Flipkart is there, there is nothing to worry.

June 2021 Offer

HDFC June offer

A similar offer as May (without Amazon voucher) has been sent for select customers for June 2021 as well.

Offer Fulfilment

  • April Offer: HDFC started fulfilling the offer on July 12th 2021 for “some”. Others like me got the vouchers on 23rd July.
  • May Offer: HDFC started fulfilling the offer on Aug 26th 2021.

Bottomline

HDFC offers are getting better now with better brands available for redemption; higher voucher value as this is the first time I’ve seen a 7000 INR voucher on HDFC spend linked offers. However, this also comes with higher spend requirement.

Overall the reward rate is pretty good, at around ~5% on spend as voucher (in my case), apart from the regular reward points. So as usual Amex & HDFC are busy sending out aggressive offers this summer.

Have you received this spend based offer? Feel free to share your thoughts in the comments below.

Author: Siddharth

Helping Indians to choose right credit cards, pick right offers and enjoy luxury vacations for less. Day & night exploring the spiritual reality of our human existence.

192 thoughts on “HDFC Credit Card Spend Based Offer – April, May & June 2021 (Targeted)

  1. Rahul Kumar

    I have got spend based offer on my Infinia for the first time but it is so bad. Spend 381,000 to get 2k voucher!!

    Reply
    1. Siddharth Post author

      Maybe they’re rewarding less on already high spenders, as its always the case with such HDFC offers.

      Reply
      1. Nikhil

        Received 2K voucher offer for 1.5L spend. Last month it was 2K voucher for 80K, but I ended up spending 1.4L . So, the more you spend, the higher the spend limit goes and lower the vouchers in upcoming months

        Reply
    2. Rahul

      In May they have sent an offer for 2000 rupees voucher for 281,000.. 25% lower target than April

      Reply
      1. Rahul

        Back to notorious ways.. June offer is 380k spend and 2k voucher..

        Reply
    1. Lav Kanodia

      Ditto. @Sid, Is there a way to kickstart these offers for my DCB/ Millennia?

      Reply
      1. Baljinder Brar

        Don’t use HDFC card keep it idle for 4-5 months, it works.

        Reply
        1. Sandeep Kumar

          It works but then you loose on hdfc bank’s rewards by cutting spends short. At least I will loose more than earning by not using my card for few months just in hope of spend based offers which are not lucrative either.
          One of the reasons for not getting such offers could be, your contact details not being in their distribution list. Try changing your email id or/and mobile number. This should put back you to their distribution list.

          Reply
    2. Raj

      U check your promotional mail, sometimes they don’t send msgs

      Reply
  2. Pratyush

    Hi,
    I also received this offer on my Regalia First card. I have got Rs 500 voucher offer. I am new to the credit card game. I have a limit of Rs 175000 on my Regalia First card. I am having preferred relationship with the bank. I want the Regalia Card. Please suggest how to get Regalia card as LTF ? My Regalia First is LTF.

    P.S. : Regalia First was issued on Nov 2020. I have spent 2L on this card till date.

    Reply
    1. Sandeep Kumar

      Keep using regalia first, you should receive upgrade offer once your account is more than 8-9 months old. Most probably your upgrade to regalia would also be LTF. If not, there are ways you can make it LTF within 90 days of card setup.

      Reply
      1. Krupesh Patel

        Could you please tell what are the ways to make the card LTF within 90 days of card setup?

        Reply
        1. Pratyush

          You need to add minimum 2 bills as autopay in credit card smartpay like phone bill, gas bill etc. Then your card will be LTF except DCB & Infinia.

          Reply
    2. Ashu

      Talk to your preffered RM. He should be able to get your card upgraded

      Reply
      1. Pratyush

        Thanks. I already spoke with my Preferred RM & she forwarded it to the Branch Manager. The branch manager told me to wait till June. Let’s wait for June magic

        Reply
  3. RAGIB MD IQBAL

    I got a similar offer on my Infinia but with different values. Reward rate is approx 1.67% of my target expenditure other than the normal reward rate.

    Overall a good offer. I think the target amount is different for different cardholders, may be depending on previous few months expenditure on the card.

    Just for information…
    My statement date is 18th but the offer is from 12th.

    Check your inbox if you are targeted.

    And lot of thanks to Sid sir for keeping us updated everytime.

    Reply
  4. Tejpartap Dhami

    Dec, Jan, Feb, Mar I received spend 1L receive 5K voucher with DCB.
    This month was a ridiculous one I passed up on.
    SPEND 2,98,000 and get 2K voucher.
    Absolute trash offer compared to the previous one. Shifted my non-bonus spends back to Citi Prestige. But now, Citi is shutting down too in India so will need to find a replacement card for that.

    Reply
    1. Sandeep Kumar

      I would suggest don’t look for replacement until someone buys citi business. Who knows you might get a better card with citi’s new buyer.

      Reply
  5. Satish Kumar Agarwal

    For me reward rate is paltry. Spend 76k and get 1K voucher on DCB. Have already spent 1 lac before this late offer kicked in. Mostly a pass from my side.

    Reply
  6. Atul Vora

    This is offer for me. Clearly they have not thought through or may be they have high regards for me!!!
    “Your Credit Card xx89xx comes with a Gift voucher worth ₹2000 from leading brands!
    To avail, simply use your Card for ₹ 444000 between 12th to 30th April, 2021”

    Reply
    1. Sandeep Kumar

      These offers from hdfc seems to be outcome of a highly uncertain program running in background 😆

      Reply
  7. Hareesh P

    I have received this offer on my Infinia Card but the target looks strange comparing with the reward. Reward is 2000 and target is 257000. Anyone else got such interesting targets?

    Reply
    1. Ramesh CN

      I have received an offer on my Infinia Card, a gift voucher of Rs.3000 for spending Rs.41000 between 12th April to 30th April ’21.

      Reply
  8. Rohit

    Your Credit Card xx comes with a Gift voucher worth ₹2000 from leading brands!
    To avail, simply use your Card for ₹ 257000 between 12th to 30th April, 2021
    2k against 2.5Lacs… worst offer for me.
    Variant Infinia.
    Giving it a pass.

    Reply
  9. Manoj kumar

    It looks very bad offer this time. Less than 0.5% return voucher apart from regular rewards for the spending. Inr 2000 voucher for 4 Lakhs spending is too less. BTW this is Infina LTF card.
    Below is the offer details.
    Your Credit Card xxxxxx comes with a Gift voucher worth ₹2000 from leading brands!
    To avail, simply use your Card for ₹ 405000 between 12th to 30th April, 2021

    Reply
  10. Prasenjit Narwade

    Used to get these offers few years back, but no longer get these these days.

    Reply
  11. Srihari Raghavendiran

    Got an offer of 2000rs for a spend of 262000 on my dcb. This is not in line with my spending pattern, and 2k is too less a reward for that spend.

    Reply
    1. Siddharth Post author

      “not in line with my spending pattern” – That’s interesting to note.

      Reply
  12. Shivakiran

    Hi thala

    I received a mailer with a rubbish offer.
    simply use your Card for ₹ 449000 (yes it’s 4.49 lak!!!) between 12th to 30th April, 2021 to get ₹2,000 gift voucher.
    I’m out of this offer.

    Reply
  13. Ashish Kumar

    Got 7k voucher offer on 87k spends. Any idea if nps spends will count?

    Reply
    1. Siddharth Post author

      You’ve got a very attractive target.

      NPS should be fine as long as you don’t overdo.

      Reply
      1. Benith

        My offer is to spend 44k to get 3k coupon on my Regalia. I’m planning to do NPS tier-2 contribution as well.

        Reply
    2. Aero

      Hi All,
      A “Catch” on the voucher is still unknown. For example, Spend 1 lakh get 8k voucher. And as communicated I spend more than 1 Lakh as per their TnC and by the time I receive the voucher from hdfc, will it be a conditional voucher? For example, Get 8k off when you shop more than 15 k at Flipkart/mynta/bigbasket/lifestyle. Hdfc is still highly untrustworthy on this voucher promise at least for me personally. If anyone have an answer, please comment. Thanks Sidd, great work.

      Reply
  14. Priyank Jain

    Yes, i also got the offer with a spend of 4.68 lakh, for a moment i read it as 46,800 😀

    Reply
  15. Yuvaprasath D

    Dear Siddharth,

    I am receiving card upgradation offer from HDFC, only limit enhancement from 70k to 4.81lakh..currently am using hdfc millinea..

    Kindly suggest me for the best Card upgrade, because am not using lounge or golf.

    Only I want more cash back and reward value… average spend more than 3lac in millinea..

    Reply
    1. Siddharth Post author

      Axis Ace or Indusind Pinnacle is what you need if you need cashback.

      Reply
      1. Lav Kanodia

        Isn’t IDFC First CC also a good contender? Any spends above 20k in a month translate to flat 2.5% reward rate (as good as 2.5% cashback, given AMAZON GC). At the very least, its baseline is 1.5% for online spends below 20k in a month. Pretty decent for an LTF card, imo! Given his annual spends of more than 3 lacs, this makes more sense than either Axis Ace or IndusInd Pinnacle. Do correct me if I’m wrong!

        Reply
  16. Sachin G

    got below offer, not appealing though …
    Gift voucher worth ₹1500 on spending r ₹158000 from 9th April to 30th April, 2021

    Reply
  17. Ven

    Received this on mine.
    Your MoneyBack Credit Card comes with a Gift voucher worth ₹1000. To avail, use it for ₹28000 from 8th to 30th April, 2021

    Reply
  18. jeet

    Last 2 months I got offer from hdfc spend 56k and receive gift voucher of 2k. My average spend is around 20k-30k and so I didn’t received previous gift voucher. Today I recived email from hdfc spend 33k and gift voucher of 1.5k. Seems like hdfc has raised spend limit for those who redeemed the previous offer.
    I have preferred relationship for 5 years with hdfc still stuck with moneyback credit card with 5.5lac limit. Don’t know when I will get offer to upgrade as RM is pretty useless.

    Reply
  19. Sachin

    On my infnia I got
    Gift voucher worth ₹7000 from leading brands!
    To avail, simply use your Card for ₹ 290000 between 12th to 30th April, 2021

    On my wife millennia she got
    Your Millenia Credit Card xxxxxxcomes with a Gift voucher worth ₹4000.
    To avail, simply use it for ₹181000 from 7th April to 30th April, 2021

    So we will give it a pass.

    Reply
  20. AAJ

    2k for 4L on DCB, pass
    Interesting to note it’s increasing every month – just the target

    Reply
  21. Prasoon Agrawal

    will the rent payment through NoBroker be considered a valid expenditure to get the voucher?

    Reply
  22. Abraham Rohith Roy

    Got this offer: “Spend ₹10,000 and get gift voucher worth ₹500” on my Regalia card from 9th April to 30th April, 2021.

    Reply
  23. Gopal Gidwani

    Dear Customer
    Your Diner’s Club Black Credit Card xx comes with a gift voucher worth ₹1500. To avail, use it for ₹35000 from 12th April- 30th April, 2021

    The reward rate is around 4.3% for me.

    Reply
  24. Mahesh S. Panicker

    Ah well, compared to most here, seems HDFC really wants me to take them up on this offer. Voucher worth 750, on spends of 27000 between 7th to 30th April on my Millennia! Last time round it was 1500 on spending 63000 that I let pass…

    Reply
  25. Himanshu Chaturvedi

    I have received 4000 INR offer on spend of 51000. But I really have no idea where and how should I spend that much to get that offer on my Regalia Credit Card.

    Reply
    1. Ankit Saraf

      Please don’t overspend to get offers.. a little amount here and there is ok sometimes, but be careful. This can easily run your budget unnecessarily.

      Reply
    2. Shiv Duggal

      If you really have some spending and just short of fee bugs then can put additional money in nps or you can take some vouchers from their smartbuy which you intend to use. Else if you need to spend 50k just to get 4000, then I t think should not go for it. This is a big mind trap by banks for us.

      Reply
    3. Rohit

      @Himanshu Chaturved
      If you have half yearly LIC premium or something then i think you can pay in advance.

      Reply
  26. Siddhartha Tiwari

    “Your Credit Card xxxxxx comes with a Gift voucher worth ₹7000 from leading brands!
    To avail, simply use your Card for ₹ 236000 between 12th to 30th April, 2021”

    Reply
    1. Rohit

      @Siddhartha Tiwari
      I wish I got this since I purchased a bike recently 🙂

      Reply
  27. Rohit

    Last year i availed 2k+ 2k back to back voucher in the month of oct and nov. After Hdfc decided not to send anymore coz they fear I would use it 🙂

    By the way looks like covid is not going anywhere even in 2022 making our reward points go waste (considering we cannot use for hotels/flights) Siddarth can you start a post where best we can use infinia and DCB points and also others can share how points are being used.

    Reply
  28. Gkcards

    It’s a crazy offer, Gift voucher worth ₹2000…To avail, simply use your Card for ₹ 168000 between 12th to 30th April, 2021!!!!! Will give it a PASS

    Reply
  29. Nagesh

    Which is the best HDFC Regalia First or Moneyback ?
    I have upgrade msg from Moneyback to Regalia First.
    Please suggest me…
    Thanks.

    Reply
  30. ghanshyam

    As always, no offer for me :(. My average spends on DCB is 20-30k and I am an imperia customer since 5 years but never received any offer whatsoever. talked to the customer care multiple times, and they say my email is indeed registered for marketing offers but the offers are decided on some algo… I will get it some time…but god knows when

    Reply
    1. ghanshyam Prajapat

      Got the first ever spend based offer and its absolutely ridiculous…2k voucher for spend of 4,53000 !!!

      Reply
  31. Shiv Duggal

    I think HDFC is angry with me and not given me this offer. I think they might also consider cibil score for customers. I have seen my cibil somehow reduced in last two months. My spending on hdfc infinia is huge…I use it for almost everything because of best reward program. But I will not go out of the way now for spending just for points. I have now started taking Amazon vouchers of 5000 per month too.

    Reply
  32. Abhi

    I don’t see RPs getting added for NPS contributions made with my Diners.. is this happening with others?

    Reply
  33. Avijeet

    I have Business Regalia, my wife has Business Regalia First, my brother has Infinia & my father has Diners ClubMiles..
    4 of us no offer received.

    is there a way to get offers?

    Reply
  34. Pratyush

    Thanks. I have already added two bills to my regalia first card.

    Reply
  35. Rahul Rao

    I haven’t recieved a single offer despite very heavy spending, ever since i recieved the card three months back. Have even spoken to my RM and also the customer care. But not even a satisfactory response.

    Reply
      1. Rahul Rao

        Hi Sid, Do you reckon to stop using the card in that case? Regards,Rahul

        Reply
          1. Santosh Kumar

            In my opinion, always works 🙂 In my family, major spending is on my card while the rest don’t use their HDFC cards. The rest of my family usually gets spend based offers except me.

  36. Mugunthan

    When I first received a SMS deleted it as I cant spent that much without exactly looking the amount. Just now got a IVRS call with the same offer. The offer is 7k voucher for 4.38 Lakh spending on Infinia LTF card.

    By the way, how the offer differs between LTF and Annual fees paid Infinia cards ?

    Any analysis on it.

    Reply
  37. Mugunthan

    Just now received a voucher for Rs.1000 (Amazon/Flipkart/etc) for spending Rs.7000 (7k only) in January using Regalia.

    HDFC gave the same offer to me 3 times between Sep’2020 to Jan, 2021. Used Regalia from Aug 2019 to Jan 2021. But before Sep,2020, never got any such offers.

    Now using LTF Infinia, with no such big offers.

    Reply
    1. Rohit

      @Mugunthan
      Even i am not sure .HDFC has been giving voucher without any mails and relatively low spends. You got Infinia LTF which is worth 12k .Nothing is better than this.

      Reply
      1. Mugunthan

        @Rohit

        Yes, Infinia has lot to offer and LTF saves 12K a year.

        But regarding Vouchers, what I got is huge with Regalia (annual fee card). For 3 months (Sep, Nov & Jan) got Rs.1000 vouchers each month for just 7000 spend each month. Not sure, how long HDFC would have continued if I have continued with Regalia.

        Now with Infinia, I hope HDFC gives a better voucher offer next time.

        (Mr. Siddharth, is it possible to increase the font size in message editor window ?)

        Reply
        1. Rohit

          @Mugunthan
          When you go with higher cards then your spend also should be more. So probably you won’t get vouchers. Plus it’s LTF so bank would definitely have restrictions on that. You can generate points by buying more, bigbazar, Amazon, flipkart voucher etc

          Reply
        2. Mugunthan

          @Siddharth

          Thanks. It looks the font size is increased. Still, I think, for over 19′ monitor, the font size in the window seems small (in firefox browser). Any case, its ok.

          @Rohit

          Yes, I changed from using other bank cards to Infinia once I got the card in January for redemption based vouchers.

          While holding Regalia for about one and half years, I was using other bank cards mostly, which were offering better flight/travel vouchers and reward points based flight booking.

          Reply
  38. KMS Rao

    Received mail on 10th April – “Your Regalia card comes with a gift voucher worth Rs.2000/- . To avail simply use it for Rs.30,000 from 9th April to 30th April, 2021.
    As i was about to replace my old AC, immediately purchased new AC on Flipkart by availing Rs.1500 off (HDFC Card offer).

    Reply
    1. Ravi

      Too good. I have got 1000 on a spend of 36000. This is the first one in the last three years

      Reply
  39. Lodde

    My last spend based offer was in February.
    After that I seem to be getting only Loan offers on my HDFC Diners Black Card. Not sure why.
    I also seem to be getting a lot of calls telling me that i can take a loan on my credit card, although i keep telling them I don’t need a loan and not to call me again.
    Anyone else here is who is in the same boat ?

    Reply
  40. manoj kumar singh

    Just want to clarify do we always get 10X points when we buy vouchers like Amazon or flipkart from smartbuy.

    Reply
  41. manoj kumar singh

    Offer appeared in my NetBanking for 2000 voucher at 45000 spend 9-30 april. It was there for 2-3 days in offer section. But now it disappeared. How to make sure whether we have received such offer. No email for same just in offer section. Won’t they deny in future about such offer as I have no proof. Same offers pop up in payzapp app. But no email for same. How to claim the same as well. Why don’t HDFC or payzapp email the offers or do save offer option like in case of AMEX.
    Please anyone have some idea on same

    Reply
  42. Mugunthan

    @manoj kumar singh

    From the past experience years back till 2017/18, I still do have doubt whenever I receive offers from HDFC by SMS or even email.

    However, since mid 2020, I got all offers fulfilled by HDFC be it cash back vouchers for spent or bill pay registration vouchers.

    But my doubt still remains in mind on HDFC offers.

    Reply
    1. manoj kumar singh

      Thanks mugunthan for clarifying. But I never get offer over email or sms. It is shown only in offer section with card end 4 digits. Fyi I have 2 HDFC credit cards other than corporate credit card

      Reply
  43. Mehul Kalsotra

    I got spent based offer for the month of January (1k on 15k) and February (1.5k on 20k)
    Completed both the offer by spending 33k ( 20k in payzapp add money) for January and 25k for feb after which I stop recieving offers. Ok no problem but now it is April ending and I still have not received any coupon from hdfc (only relieved quarterly spent benefit) what to do help me if someone can

    Reply
    1. Praveen Katiyar

      Vouchers take 90 days from the last date of the offer.
      Hope it helps.

      Reply
      1. Mehul Kalsotra

        It has been more than 100 days for January voucher but still did not got it and i also want to know does wallet load also count for spend

        Reply
        1. Mugunthan

          I think Wallet load will not count for total spend.

          Reply
  44. M k

    Looks like no 10x offer this month on amazon purchases which was rolled out for 2-3 days near every month end

    Reply
  45. Anshul

    Has anyone got the complete bonus points for the month of March for the transactions done on Amazon during Extra Saving Days as they were partially credit for me on 29th March itself, rest are still awaited.

    Reply
  46. Rohit

    I see all junk like apollo pharmacy, Bata etc in voucher redemption page.
    Will it keep updating or thats it ? What is shown is final ? Last time I redeemed amazon voucher but now its not available.
    Also whether redeeming the points to voucher applicable only for DCB or also for Infinia at 50% conversion rate.

    Reply
    1. Satish Kumar Agarwal

      Dear Rohit
      For both DCB n Infinia GVs @ 0.50 INR

      Reply
    2. Rishab Oswal

      Amazon voucher is back ! Just got one this morning.

      Reply
  47. Srihari

    Got a spend based offer this time and it’s decent. Spend 262000 and get 7k between 7th May and 31st May. Still pass, same reason as before – Not in line with my spending pattern/value

    Reply
  48. Shawn

    I got this offer today:

    Your Diner’s Club Black Credit Card xxxxxx comes with a gift voucher worth ₹7000. To avail, use it for ₹161000 from 7th – 31st May, 2021

    Reply
  49. Satish Kumar Agarwal

    Received a steep target of 1.33 lacs for 2K voucher on my DCB from 7-31 st May.

    Last month it was 76k for 1K voucher which I passed. Still got higher spend criteria.

    Reply
    1. Praveen Katiyar

      @Satish Kumar Agarwal
      Last month it was 2.22L for a 2k voucher. I achieved it, this month I got 2.14L for a 2k voucher.

      Reply
  50. Praveen Katiyar

    Recvd spend based offer on my Infinia, on spending 2.14 L between 7-31May, voucher of 2k from Flipkart/Myntra/ Lifestyle/Big Basket.
    Amazon is not given as option.
    Had a similar offer in Apr as well. (Amazon was there).
    Although the return in form of voucher is little less than 1% but on Infinia, it makes it good deal for those who can attain these spends month after month.

    Reply
  51. SHIV Duggal

    Got an offer this month to spend 50000 to get 1000 voucher in then month of May…..I don’t think it is worthy enough to spend 50k just to get Rs 1000 voucher unless we have some schedule expense during the month.

    Reply
  52. gurkirat

    Didn’t receive any spend based offer since last 4 months . Today received one, May offer : 2k voucher on 334000 for DCB. Well thats too steep.

    Reply
  53. Rishab Oswal

    Hi Siddharth,
    I have received spend 49k and get 3k voucher for the month of May ! Can I spend on my house property tax payment of 51k and get this reward or it’s not qualified for such spends ! Please do revert.

    Reply
  54. Gkcards

    I think you spend more or meet the target in current month, you will get a bigger target for next month? Does this seem to be pattern for others also

    Reply
    1. Satish Kumar Agarwal

      Dear Gkcards
      I got 1K on 76K last month. Gave it a pass.
      This month 2K on 1.33 lacs.
      So it isn’t sure that way, but mostly what you say is more likely.

      Reply
    2. Praveen Katiyar

      Last month I got 2k voucher for 2.22L, I achieved it.
      This month I again got offer for 2K voucher with 2.14L.
      Card: Infinia.

      Reply
  55. SM

    No spend based offers for me on DCB. I have received only one spend based offer in last 2-3 years which was in January 2021.

    Reply
  56. Piyush

    I too got offer relatively low offer this time of ₹500 GV for spending 14000. Will be easily completed

    Reply
  57. Praveenkumar M

    Got offer yesterday as follows “ Your Regalia Credit Card xxxx comes with a Gift voucher worth ₹7000.
    To avail, simply use it for ₹89000 from 7th – 31st May, 2021”

    Reply
  58. Sachin

    On my infnia
    Use your Infinia Credit Card xx**** for spends of ₹93000 from
    07th May-31st May, 2021 and enjoy a complimentary
    voucher worth up to ₹2000 from one of the following brands: Amazon is not there.

    On my wife got
    Your Credit Card xx****comes with a Gift voucher worth ₹2000.
    To avail, simply use it for ₹56000 from 5th – 31st May, 2021

    Here also amazon was missing

    So won’t be spending here

    Reply
  59. Siddhartha Tiwari

    Use your Infinia Credit Card xxxxxx for spends of ₹58000 from 07th May-31st May, 2021 and enjoy a complimentary voucher worth up to ₹4000.

    I think this is reasonable.

    Reply
    1. Rohit

      Where do you guys get this offer notification? Last year I got it in mail but this year I did not. But still I got 2k voucher for spending around 30k in Jan 2021.
      Are they chances for mail to go to spam folder?

      Reply
      1. Siddhartha

        I never saw this email in spam, but I am a hotmail user. May be in promotions folder in gmail(if u use it)

        Reply
  60. Rohit

    I have around 2500 Rs bms vouchers accumulated from past one year due to lockdown got with dcb millestone achievements.
    Any idea how to use the voucher other than movies. I have been telling to bank to change book my show and give Amazon or something useful but as usual bank is not bothered.

    Reply
    1. GOPI

      I also got Book my show voucher and added to BMS website as well.
      I requested BMS customer care to extend the validity and they extended without any question. I extended almost 4 times and each time they extended for 3months. Last time i did was in march

      Reply
      1. manoj singh

        No more allowed to extend the voucher. They ask hdfc concierge to give approval which never happen. So no more extension of BMS voucher

        Reply
  61. Mr Kumar

    Hey Sid,
    Could you pls open comments on Twitter next time 😉 saves lot of time.

    Rest, the offer is very frequent but I believe the email failures are high communicating the same. Other way to check is login card website and spot the offer banner.

    Reply
    1. Siddharth Post author

      Intend to avoid duplicate comments here and there and hence the decision.

      I think non-gmail email id’s may suffer. The banner is not reliable as they enable it bit late.

      Wish they do something like Amex Offers or maybe integrate this on the rewards portal.

      Reply
  62. Ankur M

    DCB Apr 2021
    7k on 124k (Skipped)

    DCB May 2021
    2k on 165k (Will Skip)

    Reply
  63. Mugunthan

    Since September 2020, I was getting monthly offers for Card spends, bill registrations, mere log-in in net banking/mobile app (though I log-in several times in a day), using Payzapp once (yes, I am not using much).

    This month no offers from HDFC so far…

    The offers are mostly sent by SMS. Not sure, whether the SMS is not delivered this month.

    I will call customer care and put an update here.

    Reply
  64. jagath

    spent 13000 get 500 voucher on hdfc club mile plus limit enhancement to 3.9lakh

    Reply
  65. Mahesh S. Panicker

    Got a decent offer on my Millennia card. Rs 500 for spends of 19000. Pretty reasonable. I had met the April spend limits. Waiting for the voucher.
    I have a question, of the different brands that they’ve listed, can we select the one we want? I have Flipkart Lifestyle and one other brand listed this time and I prefer the Flipkart option. Can one do that selection?

    Reply
  66. Sai Pavan Dronavalli

    Are insurance payments counted towards to this offer?

    Reply
    1. Praveen Katiyar

      @Sai
      I have not seen insurance exclusion in T&C.

      Reply
      1. Bharath Gurram

        I’ve made a insurance payment couple of days ago. I didn’t receive any reward points. So, I am thinking it may not meet their criteria of retail spend.

        Reply
        1. Saurabh

          Insurance payment after via wallet load doesn’t qualify for reward points….

          Reply
      2. Praveen Katiyar

        @Bharath & @Sai
        I’m sure insurance used to fetch points and they still does.
        The latest ‘Most important terms and conditions’ document common for all cards (version 1.73 of May 2021) does mentions reward points on insurance (capped at 5k/day for Infinia/Diners and 2k/day for all others).
        But at the same time I also notice that they haven’t mentioned the insurance points against the trxn, instead they have mentioned it separately in reward program point summary (on page 2 of bills having trxn wise points breakup).

        Reply
  67. Rishab Oswal

    I have received spend 49k and get 3k voucher for the month of May ! Can I spend on my house property tax payment of 51k and get this reward or it’s not qualified for such spends ! Please do revert.

    Reply
  68. The Quintessential Poor

    Does loading wallet such as payzapp, phonepe or amazon pay balance qualify for the offer ?

    Reply
  69. Vijay Kumar

    Siddharth, how did you access this voucher? I got an email stating that the voucher is ready but I don’t know where to look for it.

    Reply
    1. Siddharth Post author

      Are you referring to “Your Amazon gift voucher is ready!” email?
      That’s different one.

      These vouchers are communicated via sms/email.

      Reply
      1. Vijay Kumar

        Yea, that’s the one. Have you had any success with accessing them in the past/present?
        Thanks for responding.

        Reply
  70. Shreyansh Soni

    ‘Your Millennia Credit Card xx×××× comes with a Gift voucher worth ₹4000.
    To avail, simply use it for ₹140000 from 7th – 30thJune, 2021’
    The funny thing is my credit limit only is Rs 1.28l 😂😂

    Reply
  71. Mugunthan

    Looks like the Offer SMS didn’t deliver to me in May. Because I’m getting credit card spent offers every month since Aug/Sep 2020 except May 2021.

    For June got SMS offer of Rs. 7000 Flipkart/Myntra voucher for spent of Rs. 219000 for Infinia card. Not bad, not good for me.

    Reply
  72. VG

    Received offer for June.
    Use your Infinia Credit Card xxxxxx for spends of ₹30000 from
    8th June-30th June, 2021 and enjoy a complimentary
    voucher worth up to ₹1500

    3rd spent based offer in a row.
    April 3k voucher on 41k
    May 4k vouchers on 57k

    Reply
  73. Ankur M

    Your Diner’s Club Black Credit Card xx**** comes with a gift voucher worth ₹7000. To avail, use it for ₹89000 from 8th – 30th June, 2021

    Reply
  74. The Quintessential Poor

    I have received a spend 38k and get 3k voucher offer. Offer time June 8th to 30th.

    Reply
  75. Sukant

    Received Rs 750 voucher for a spend of Rs 20000. Earlier it was always Rs 2000 voucher for Rs 35000 spend

    Reply
    1. Arjun

      Ya me too got the same offer 750 for 20000 spend between 8 th to end of month,after i refused to play ball with them for last months offer of 31000 spend for 700 voucher.Their algo is mighty – slick always over compensates for punishing them with no or less spends :P.Just getting it ltf now by opening savings bank account.After that will screw them properly.Guys if anyone opening savings account with them be very careful about signing those forms.They are having insurance policy sales included in normal bank account opening form. I had a heated discussion with Swati Sudha the branch person.Although no policy will be createe before you sign the policy document separately but they will call and disturb you with that continuously.

      Reply
  76. Shawn

    Your Diner’s Club Black Credit Card xxxxxx comes with a gift voucher worth ₹7000. To avail, use it for ₹223000 from 8th – 30th June, 2021

    My third one in a row for 7k.

    Reply
  77. Shikhar Makkar

    Anybody knows how to redeem the payzapp voucher?
    I received the below message but on clicking the link, it takes me to the gyftr instant voucher page.
    “Dear Customer,

    Congratulations!
    Your Gift Voucher of INR 1000.00 for doing transactions on PayZapp is here!”

    Link and code is followed by this.

    Reply
    1. Chaitanya Mella

      The Gyftr page should show all available redemption options. Pick one, let’s say Amazon. It should show the voucher value starting from 250. In your case, if you select Rs. 250 voucher, you can add upto 4 (250*4=1000) of these and redeem. The voucher details will display on the page and sent via email and SMS.

      Reply
      1. manoj singh

        Add your promo code in selecting gift voucher and then checkout

        Reply
  78. Vishwas

    I got 31000 spend for 3k voucher from 2 July to 31 July in more than 4 transactions.

    Are international transactions considered for spend target?

    Reply
  79. Mugunthan

    I got two vouchers offer this month: 5-31 July. Card: Infinia LTF.

    1. Rs.1000 Flipkart/Myntra voucher for a total spent of Rs.24000/.
    2. Rs.750 Flipkart/Amazon voucher for Shop with EasyEMI for Rs.15000/.

    Reply
  80. Riyaz Khan

    I got two vouchers offer this month: 5-31 July. Card: Regalia first.

    1. Rs.4000 Flipkart/Myntra voucher for a total spent of Rs.135000/.
    2. Rs.750 Flipkart/Amazon voucher for Shop with EasyEMI for Rs.15000/.

    Reply
  81. Sameertez

    Got a mail today as follows:
    Spend 4 Transactions of Rs. 500 & above between 3-31 July and get a gyftr voucher of Rs. 500 😊 That’s a huge straight 25% cashback reward rate apart from card usage discounts.

    Reply
  82. Anon

    I have a strong feeling that anyone who doesnt have a gmail id doesn’t not get these offers. Especially if someone is using yahoo or hotmail. Can anyone confirm this. I say this because i think there is a limitation in their promotion engine.

    Reply
    1. Siddharth Post author

      For some reason Yahoo & hotmail rejects most emails sent by email providers, they don’t even send to spam folder, just bounce.

      Reply
      1. Shiv Duggal

        Oh ok…..may be this is the reason I am not getting important emails but getting all useless promo emails. Need to think to change it but I am using only Yahoo as primary email since ages.

        Reply
      2. Rahil Shah

        I’ve received spend based offers twice from HDFC Bank on my Yahoo email address for my Diners Privilege card. Once in Feb and once now in July. Achieved in Feb, and not possible in July as the spend threshold is high and reward ratio is not even 2%.

        So it’s not likely that those with Yahoo email addresses don’t receive promotional emails. Perhaps the email address has to be updated or you have to got to subscribe to such emails.

        Reply
    2. Pranab

      I think you’re bang on.
      I’ve yahoo mail linked and now I understand why I don’t receive any such offers ever except only loan offers.

      Reply
      1. Rohit

        @pranab
        I really doubt that’s the reason because I use Yahoo mail ID and I used to get last year then it stopped for few months and again today I got message to swipe 5k and get 500 voucher which is 10%.but they had a condition it is applicable only for offline which I don’t use due to limited availability of diners platform.

        Reply
    3. Captain Bishuddha Bharatiya

      I receive most spend based offers in my Mom’s card having yahoomail. Only pattern I notice is that her card is least used in the house.

      Reply
  83. Riyaz Khan

    Today received the 5K coupon from HDFC and 1K coupon from PayZapp. Of April spend based voucher..

    Reply
  84. Ashish

    I’m using hotmail and I do receive all offer emails from hdfc and other banks. I don’t see any issue.

    Reply
  85. Ayush

    Have anyone got msg today and claimed ?? I am getting error that either redeemed or not sufficient value.

    I was not able to successfully redeem in first time have u received voucher after redemption?

    Reply
    1. Jey

      I got the same error message, however received the voucher within 24 hours of the redemption failure.

      Reply
  86. Shiv Duggal

    Now hdfc rewards are not exciting. I got spend 87000 and get 2000….. Why will I spend this much for just 2000. Although I have LIC to be paid this month but still that will be 50k only. Atleast they should give 5000 voucher for such high spending.

    Reply
  87. Dev

    My HDFC regalia reward points are expiring soon… within two months.. Is there any ways to extend the validity of the reward points ?

    Reply
    1. Santosh Kumar

      Block and replace card. As per T&C’s points have validity for two years from reissue. Check MITC

      “W.e.f. 18th March, 2020, when you receive a
      new credit card due to upgrade/migration,
      replacement, renewal or re-issuance, etc, the
      reward points already accumulated earlier,
      will have limited validity between 1 to 3 years
      from the date of transfer, depending on the
      card variant….for all other card variants the Reward
      points/Cash points accrued (as per feature),
      will be valid for 2 years from the date of card
      upgrade/migration, replacement, renewal or
      re-issuance,” There seem to be other conditions as well. Pls do read the latest on on the HDFC website. Version 1.73

      Reply
      1. Dev

        Thanks santosh for the detailed reply.. I will apply for card replacement citing lost card. Lets see what happen.

        Reply
  88. Sahil

    For the swiggy 10x offer, apart from the 9x bonus, do you also get 1x bonus as part of weekend 2x dining offer for DCB holders?

    Reply
  89. Sahil

    For the swiggy 10x offer, apart from the 9x bonus, do you also get 1x bonus as part of weekend 2x dining offer for DCB holders?

    Reply
  90. Pranab

    For the first time ever, received one offer of ₹500 GV on spending ₹5000 offline on add-on card.
    I’ve 2 add-on cards. Will I get the offer on both?

    Reply
    1. Siddharth Post author

      You need to check respective add-on cardholder’s email a/c. This is triggered for most add-on’s from what I see.

      Reply
      1. Pranab

        Thanks Sid,
        Initially I thought the mail came on my Primary Card linked mail ID. After your response, I checked and found it on the email ID linked to my mother’s card.

        Reply
  91. RAGIB MD IQBAL

    After April’2021 (refer my post on 15th April’2021), i got this offer again this month with a reward rate of 2.77% of my target expenditure other than the normal reward rate as against only 1.67% in april.

    Last time the target amount was high so gave it a miss. This time i will achieve it for sure as i have already spent 85% of the target amount (which is quite lower this time) for the offer period.

    Check your inbox if you are targeted.

    Reply
  92. Kumar

    did anyone receive the redemption SMS for the voucher for the spends in May?

    Reply
  93. Amar

    I didn’t get the voucher for May offer today.
    Upon calling customer care they said that my last qualifying translation was made on 31st May but settled on June 2nd and hence I narrowly missed the target.
    What stupid way of not honouring offers by HDFC!
    And this was 5k voucher on 66k spend – I am so angry right now.

    Reply
    1. Rohit

      @amar
      I posted this last year. I lost monthly spends worth 1000 inr because I swiped on last date of the month. Bank asked me to do it 3 to 4 days before month end since merchant take 2 to 3 days to claim.

      Reply
    2. Kumar

      But the transaction date on the statement will still say 31st May correct? am confused and amused.

      Reply
  94. Pranab

    For the first time, I received a spend based offer but it’s really unreasonable target.
    Dear Pranab,
    Claim a gift voucher worth ₹1000^. Simply spend ₹612000 with your Infinia Credit Card xxxx or with EASYEMI
    from 06 to 30 September’ 21

    Reply
    1. Siddharth Post author

      Seems many got such low ball offers for Sep 2021. Looking at these, I’m happy that I didn’t receive any for this month.

      Reply
  95. Anujay Singh

    It gets even worse. Claim a gift voucher worth ₹1000^. Simply spend ₹274000 with your Infinia Credit Card.

    Reply

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