ICICI Bank Launches Amazon Pay Credit Card – Save 5% on Amazon Spends

By | October 30, 2018

As you might know, ICICI bank has been working close with Amazon for quite sometime by running “Amazon Super Value Day Offer” every month and now they’ve taken their partnership to a whole new level.

We do currently have Axis Buzz credit card with a similar partnership with Flipkart store but it never became that popular. Even HDFC bank too has Snapdeal credit card but as Snapdeal customer base is too low compared to the giants, it never became talk of the country either.

ICICI bank on other hand nailed it so well and created an amazing product after a long time for the mass population. If i understand it right, this is going to help a LOT of non credit card shoppers to get into the credit card system. Lets look into what the card has to offer,

  • Joining/Annual Fee: Nil

ICICI Bank Amazon Pay Credit Card

Amazon Pay Credit Card Benefits

  • Earn 5% back on Amazon.in for Amazon Prime customers
  • Earn 3% back on Amazon.in for non-prime customers
  • Earn 2% back on 100+ Amazon Pay partner merchants
  • Earn 1% back on all other payments
  • Type of Reward system: as Amazon Pay balance
  • Upper Cap: No limit

Neat & simple – the type of cards that i wish to have from ICICI bank. 5% savings with no capping (make hay while sun shines) is AMAZING and even 1% savings on all other spend is far better compared to other credit cards in the segment.

The bank has also done so well by taking advantage of the Amazon Pay system for rewarding the customers seamlessly.

While that’s so good to hear, in terms of returns, it cannot get near the HDFC’s 10X offer with Amazon, but considering a card for a beginner with better liquidity, ICICI’s offering remains one of the best in its category.

Amazon has clearly understood the potential of Indian market very well that they’ve given us better savings compared to their credit card offering in USA.

How to Get it?

The select ICICI bank customers will be able to see their invite on the Amazon app. They can apply for the card immediately to get a ready-to-use digital card instantly, in a completely digital and paperless manner, physical card will be sent in a week time.

You may also check this link to see if you’re invited.

“At the moment it is open to only ICICI Bank customers who have a depth of relationship with Amazon. And in about 60 days we will start offering it to non-ICICI Bank customers who have a history with Amazon,” said Sudipta Roy, General Manager & Head – Unsecured Assets & Cards, ICICI Bank.

Bottomline

After ICICI Jet Sapphiro Amex credit card, this is the second best credit card you can get with ICICI Bank. ICICI Bank has always been in the market to cater to the beginners.

For ex, their lifetime free ICICI platinum credit card is one of the successful credit card for the bank just because it was given free. They probably used the data very well to make the Amazon Pay card Free so that they could acquire more customers.

  • Cardexpert Rating: 4/5 

This is going to attract 100+Mn Amazon Shoppers – a huge number that’s good enough to shake the credit card industry in 2019. After all, why wouldn’t someone get a FREE credit card to save extra 5% on their amazon spend?

If everything goes well, expect every Tom, Dick and Harry hold this card very soon 🙂

What’s your take on ICICI Bank Amazon Pay Credit Card? Feel free to share your thoughts in the comments below.

121 thoughts on “ICICI Bank Launches Amazon Pay Credit Card – Save 5% on Amazon Spends

  1. Vinod Kannan

    That’s Awesome…. Going to Upgrade my useless Coral Credit Card which came Pre-approved… Since it did not offer any value to me, I have kept that Card in a storage box till now. Going to upgrade it ASAP…

    Reply
    1. Ameya

      I would rate Coral as one of the good base cards, not for the direct rewards it gives, but for the BookMyShow offer as well as the Lounge Access. Other than that, it maybe useless.

      Reply
  2. KALLOL Nandi

    HDFC smart buy is giving 10x reward on Amazon which will result in at least 10 percent return for regalia card holders. Also amazon prime members get 2% cash back if paid through amazon pay balance if auto reload option is enabled on the same amazon pay account. This is over and above existing credit card reward which is used to load amazon pay itself.

    But for beginners it is free Card with good rewards.

    Reply
    1. Rampy

      Absolutely! 3.3% return credit card + 2% Prime rewards, effectively gives 5.3% returns. Slightly (0.3%) better returns than this card. And HDFC takes it to a whole different level with 10x reward points.

      But for beginners, this will be way way better than their lifetime free Platinum Visa credit card. As Sid mentioned, this will have huge takers. A very good move by ICICI.

      Reply
    2. rajeev

      Yes, it looks like that purchasing through hdfc is still the best option on amazon! (atleast while 10X reward is open, may be after that this card will be a better option)

      Reply
      1. Pawan G. Nayak

        You are right! HDFC might be the better option with higher returns (till the 10X rewards continue). However, the reward redemption as Amazon Pay balance for the ICICI credit card will be preferred by most users as it can be used towards any product/item purchase or bill payments.

        Reply
        1. Sandeep Hande

          One should understand that even after using Regalia you will only get benefit of 10X rewards if you make a purchase (Not add to Amazon Wallet) on Amazon through SmartBuy. If you use auto load using Amazon pay you get only 2% back because HDFC bank stopped giving reward points on any type of wallet loading transactions..

          Reply
  3. Satish Kumar Agarwal

    Since last 2-3 months I was thinking of applying for ltf icici bank platinum credit card, just to benefit from their merchant offers from time to time.

    I am happy that didn’t apply for it. Now as and when the invite comes for amazon pay card I will apply for the same. As I am very old icici savings ac holder, expect the invite quite soon.

    Reply
  4. BhavyeG

    Here the maximum profit cap is 5% if we buy goods directly from Amazon and only 2% if we buy gift card. But using SBI Simply click I always buy Amazon GV at 5% discount which is almost always readily available and I get additional 10x rewards through it that translates to 2.5% and 2% I am already getting as Amazon Pay balance due to opting for Amazon pay auto reload.

    Though I dont let the balance fall below the auto reload threshold ever and load the pay balance only by vouchers. So the savings approximately come out to be 9.5%. This 2% auto reload wont be given on ICICI card. But all in all its a good card and a gamechanger for ICICI.

    Reply
    1. Rajeev

      Trying to understand how one can get both 5% instant discount as well as 2% auto reload benefits. Does sbi gives 5% instant even on auto reloads ?

      Reply
    2. Prashant

      Hey how do you get the 5% discount on GV as I am holding Simply click but do not know how to avail this discount?

      Reply
      1. BhavyeG

        @Prashant and @Rajeev

        I buy Amazon gift vouchers worth 3000 which they usually offer at 2850 using simply click.

        Reply
  5. balaji

    This is great. As I am using Amazon pay for utility bill payments and merchant partners, sure I will apply for it once it is available for all.

    Reply
  6. SH

    What makes the card powerful is the 2% back on Amazon Pay partners. That is akin to 2% back on almost all transactions with no cap either on the size of the transactions, or the amount of cashback one can get.

    Will this trigger Paytm to launch a cc card as well? Maybe in tie up with Citi? Lets see.

    Reply
    1. Siddharth Post author

      Looks like Paytm Credit card is already there with BOB. Btw, digital credit is becoming the trend on other side like Ola/Paytm postpaid.

      Reply
      1. Amex Guy

        Paytm Postpaid is backed by ICICI too. Interesting time for ICICI customers.

        Reply
  7. Cardexpertfan

    Will this be applicable to international Amazon orders as well?
    As in if i buy stuff from Amazon US in USD, will I get a 5% cash back on that as well?

    On a different note, your blog is the best place for credit card information in India! May your blog grow more than the points guy sometime!

    Best,
    Cardexpertfan

    Reply
    1. Siddharth Post author

      Amazon US – No. You’ll anyway loose a lot on markup even if they do.

      Thanks for those big wishes!

      Reply
  8. Abhishek Maurya

    I hold LTF sapphiro credit card. I will ask that to covert to this new card.

    Reply
    1. GTMAX

      Hi Abhishek,

      How were you able to get a co-branded Sapphiro card for free? Can you please share some insights?

      Reply
  9. Prashant Gupta

    This has to be game changer for both icici and amazon. As most of the people prefer amazon than flipkart. This will also help in selling prime memberships again increasing the loyalty for amazon in turn increasing spends for icici a win win for both. A must have card for all the beginners.

    The best part is now u get everything on amazom inclusing groceries.

    Reply
  10. Amann

    Hi Sid

    Do you think if we pay bills via amazon pay we’ll get 5% Amazon cashback?

    Reply
    1. Siddharth Post author

      Lets wait for detailed T&C. Its not possible unless Amazon/ICICI decides to burn some cash to make the card popular.

      Reply
    2. Amex Guy

      I think it says 5% on 160 million products. My guess is you won’t get anything on loading Pay wallet. When you spend it on select partners through Pay, you’d get 2%. Also, the reward goes straight to Pay wallet, so it would be silly if you recharge 100 that they put 105.

      But too early to speculate until this is made public.

      Reply
    3. Abhy

      Yes, I currently get 5% for every kind of transaction on amazon which includes bill payment and loading money to amazon pay.

      Reply
  11. SUJIT KUMAR HOTA

    amazon.in/cbcc/marketpage this is where you get to see if you are invited

    Reply
  12. Zakir

    I am holding lifetime free ICICI platinum credit card. In my opinion this new amazon card is better than simple platinum card which is pre-linked with payback rewards system. I will try to upgrade to amazon card.

    Reply
  13. Narasimha

    Hi Siddharth, Can the existing ICICI credit card holders apply for this? I mean, will ICICI issue 2 credit cards per customer. I just got my Jetairways Sapphiro credit card (both Amex and Visa), so wondering if I can get this as well. Thanks in advance.

    Reply
    1. Rajesh

      Hey Narasimha,

      I want to go for sapphiro card. I am not an ICICI customer. Can you tell me eligiblity? Want both visa and amex.

      Reply
    2. Shashank

      Yes you can, at the moment holding 2 ICICI credit cards. The T&C mentions you can get this card over any other ICICI credit card you already have.

      Reply
  14. Jatt

    1% on all other spends, 2% on partner merchants. This seems pretty basic what is so special about this card ? i get the 5% return on Amazon.in part which is decent however, unless you are a reseller you can’t get much out of Amazon cashback. Gold/jewelley is anyways marked up about 10% or more on Amazon so can’t get much out of that either.

    Reply
    1. Prashant Gupta

      Tell me a single card which is lifetime free easily available giveing 1% back as reward. Its a great card for the starters. No doubt.

      Reply
      1. Balaji

        Indusind Iconia Amex 2% on weekends and 1.5% on weekdays. Acceted in Amazon pay too. Even wallet loads (Amazon pay, paytm wallet etc) give you this cashback.
        Its visa variant is 1% on weekends and 0.75% on weekdays.

        Reply
        1. Saroj

          Indusind Iconia Joining fee is minimum 3.5k+GST. For this card, It’s ZERO.

          Reply
          1. Balaji

            Within 6 months I was able to recover it due to my spends

      1. Satish Kumar Agarwal

        Dear Sid

        I have applied for MMT ICICI Signature credit card online today.

        Though not very good card compared to those available in market but still good for new experiences at low cost like–
        1. Complementary Dreamfolks Dragonpass (mainly for spa 😊)
        2. Complementary Railway lounge access

        I will try to write a review of this card soon.

        Reply
        1. Tegradrago

          Where did you read about dream pass? Am unable to find any info regarding a complimentary dream pass with this card

          Reply
          1. Satish Kumar Agarwal

            @ Tegradrago

            I suppose you are talking about Dragonpass.
            Ofcourse on ICICI website on searching for credit cards.
            Though complementary international lounge and airport spa access limit is only 1 per year each.
            Still better than nothing.
            Only for MMT ICICI Signature variant and not on Platinum.

        2. AshishR

          do u hold an icici savings account??
          let us know how the application went
          waiting for review 🙂

          my app for icici card rejected, my cibil is good
          i dont have savings account
          i believe they require savings account for cc like axisbank

          Reply
          1. Satish Kumar Agarwal

            @ AshishR

            Yes. I hold ICICI savings ac since last 17-18 years or so.
            Application still under progress. Executive will come probably tommorrow to complete formalities alongwith documents collection.

            Can’t say whether ICICI requires savings ac for their CC. Anyway I have since long so not an issue. Hope to receive the card in 15 days approx.

          2. Satish Kumar Agarwal

            Got the sms today that card is approved and will be delivered within 7 working days.

        3. Saroj

          Hi Satish,

          Have you applied for a New Card or Secondary Card Or Upgrade? I called Customer Care to Upgrade my Coral card to MMT Signature card, They told Upgrade not possible. You need to apply as a Secondary Card.

          Reply
          1. Satish Kumar Agarwal

            @ Saroj

            I have applied for a new card. And this will be my first ICICI card if everything goes well.

  15. Krishna R M

    As suggested by Sujit, Yestrday I checked for invite at the URL amazon.in/cbcc/marketpage and there was no invite. Today I did recharge for my mobile on Amazon pay and on success page there was invite, I immediately applied and got the e card generated instantly after few clicks. It asked for my ICICI bank account linked mobile no for OTP. After OTP verification, it asked details of my existing card and after entering the same, e card got generated. Physical card will reach within seven working days.

    Reply
    1. Siddharth Post author

      Txn size and was that an upgrade or as a secondary card?

      Reply
    2. Narinder Pal Singh

      I tried to access amazon.in/cbcc/marketpage from my amazon account and it shown this card but apply now button was disabled. May be because i am not an icici customer. My wife holds ICICI salary account and ICICI Credit cards. I visited the same page using her amazon account, it asked for her credit card number and instantly generated the new credit card. Physical card will reach in 7 working days.

      Reply
    3. Srikrishna Raajan

      Two questions?
      1. Do you hold an ICICI bank account?
      2. Which platform did you use to recharge on Amazon Pay? Web/Mobile App?

      Reasons for the question:
      1. Is Amazon India considering account holders first who have their debit card added to Amazon or whether they also consider only Credit card customers of ICICI also?
      2. I read from the news on the day on launch that Invite will be available on Amazon India mobile app.

      Reply
  16. Krishna R M

    Recharge was Rs.498. It is a secondary card with shared credit limit. Provide your email. I will share few screenshots.

    Reply
  17. Satish Kumar Agarwal

    Looks like they are giving it first to customers who already hold an ICICI bank credit card.

    Reply
      1. Saroj

        For me as well it is not showing Even after using my ICICI card in recent transactions.

        Reply
  18. nandha kumar

    If utility payment also got 5% back and add money to Amazon pay

    Reply
  19. Amex Guy

    Since a lot of people are having this query — there is no return on purchases of gift cards and loading Amazon Pay wallet. Bills and recharges fetch 2%.

    Reply
  20. Rajeev

    Saw the invite on mobile app home screen today. I have an icici back account and used to have credit card from them in past but cancelled it as was never providing any offers even though it was LTF. Decided to give icici another chance with this card. Procedure was same as other folks had mentioned. I provided my phone number and after OTP they issued digital card right then and there ! They also showed a screen in which my details were prefilled. This was very cool of them to issue card right then. I made a purchase also after that from the card. But I might not use this card much as still diners black is giving best return. After 31 December, may be this card or as someone above mentioned, sbi simply click will be best option. Can someone please suggest if sbi simply click gives 5% instant return even on wallet loading ? I have sbi elite which I want to downgrade to simply click as I don’t make use of their BMS offer and without that its a 5K waste for me.

    Reply
  21. Satish Kumar Agarwal

    Now as a limited period offer, they are giving 2000 as amazon pay balance on spending above 50K within 90 days of card setup. This spend maybe outside amazon also. Great for LTF card.

    Reply
  22. M_D

    How does the 2% return on merchants who accept Amazon Pay (Swiggy etc) work? The T&C says:

    Earn 2% back on 100+ Amazon Pay partner merchants (list of merchants accepting Amazon Pay) by using this card on Amazon Pay as payment method.

    What does “using this card on Amazon Pay as payment method mean”?

    Reply
    1. Satish Kumar Agarwal

      Amazon pay works like a wallet. Add money to it and use for payment on partner merchants as mentioned on amazon. Get cashback as amazon pay balance.

      Reply
    2. Datta1108

      It means on the Payment page you choose APay option and make a paying using ICICI APay Credit Card.

      Reply
  23. Ashwin

    Saw an invite today for applying this card today in the home page while browsing through desktop (not app). I’m a Prime member and have Jet Airways ICICI Sapphiro card but not ICICI Bank Savings account. Applied, got approved and card generated instantaneously. Physical card will be delivered in seven days. Limit is shared with my existing ICICI card.

    Rs 2000 cashback available as limited period offer for spending Rs 50k within 90 days of card setup.

    Reply
    1. Ashwin

      Received the physical card also today (in 2 days). In a dilemma whether to go for the 2k cashback offer.

      Reply
  24. Vicky Khan

    Got the invite yesterday midnight as I checked into Amazon app. They just authenticate registered mobile number and tell you to enter existing ICICI credit card number and you are done. Your Digital Card is generated and physical one will be delivered within 7 days.
    Even my uncle got this invite tomorrow, based in Kolkata.

    Reply
    1. Shubham

      What if I don’t have an ICICI credit card, but debit card, will it work?

      Reply
  25. Abhisek

    Are we going to get 5% extra cashback even if we make a direct purchase on amazon using this card without going through the amazon pay wallet ? I usually use my ICICI platinum LTF card on the super value days to get 10-15% CB to Amazon pay , using this card for direct payments will give 5% more CB ?

    Reply
  26. SHILADITYA CHAUDHURY

    I got the invite and immediately applied. i feel this is a fabulous card for anyone shopping on Amazon.
    This will become my default card for any purchase on Amazon as well as the partner sites which offers 2X points.

    The biggest advantage of this card is that the points will be directly added to the Amazon Pay balance which can be used anywhere. My biggest headache has been redemption of credit card reward points. So, this card completely resolves this problem and I will happily take the 2% reward rate over other cards because of this reason.

    The problem is that the Credit limit is only 63000 which is terribly low.

    Reply
      1. Vinod Kannan

        I got a Credit Limit of 25000 Buddy 🤣🤣🤣. My Limits on other cards are North of 4 Lakhs 🤦‍♂️

        Reply
  27. JP

    Hi Siddharth,

    Probably you are aware of this. Users of ICICI credit cards with Payback rewards option can still get 3.5% on Amazon spends in addition to the points offered by ICICI.

    Prior to making the purchases on Amazon, one has to visit shoponline.payback.in/onlinepartners and select Shop Now link present below Amazon logo. This way Payback provides 14 points per 100 spent on Amazon. This way you get better value out of the spends at other partners as well.

    Reply
  28. Sujit Kumar Hota

    Off topic – I have a ICICI platinum card with 40000 limit. In the morning today I found I was eligible for a limit increase upto 3,05,000. How normal is that with ICICI. Is that a glitch..! 7.5x limit increase on ICICI card. I applied for the increase till 300000 and got the same approved instantly.

    Reply
    1. Siddharth Post author

      Its not a glitch but its just that they’re yet to optimize their system.

      Reply
    2. uttam

      Sujit, how long have you held this card? And where exactly can i check for a CLI check in netbanking?

      Reply
      1. Sujit Kumar Hota

        8 months on this card. In net banking you need to see pre approved offers under credit card. There it will be available

        Reply
  29. Suresh

    Hey All, I just received the card! The quality of the card is no bad that it doesn’t even have embossed number or names on it. That print quality too is very bad too. My food card is better than this credit card! Lol.

    They badly need to redo the card, it looks so pathetic!

    Reply
  30. Prashant Gupta

    Dont know why i am not getting credit limit increase using card for last 13 years and actively for last 14 months but stuck with 68k limit. I have hpcl coral amex.

    Reply
    1. Sujit Kumar Hota

      I hadn’t used my card even once in those 8 months of holding

      Reply
      1. uttam

        maybe that’s the reason. I have been told that banks mostly offer higher limits and loans to those who don’t need it! its like a risk-reward strategy.

        Reply
    2. Ramesh Kumar

      I didn’t get any message from ICICI, but when I checked manage card limit yesterday in ICICI net banking it’s shown like available credit limit by 3x times from existing credit limit and I have availed the same and limit increased instantly. Maybe you can check your manage credit limit option.

      Reply
      1. uttam

        Ramesh, how long have you been using your card? Is it actively used ?

        Reply
        1. Ramesh Kumar

          I’m having the card for ~2 years and I’m using this card only during promo or targeted offer.

          Reply
  31. Satish Kumar Agarwal

    Received the MMT ICICI Visa Signature card today. Processing time was too much.

    Reply
  32. Prashant Gupta

    Wow got sms today for credit limit increase from 68000 to 675000. Amazing.

    Reply
    1. Captain Bishuddha Bharatiya

      Congrats Prashant you wanted LE from a very very long time. Congrats.

      Reply
      1. Prashant Gupta

        Thanks….yup i had asked them many times and they said limit cant be increased. Strange……looks like icici wants people to buy cars on card 😉

        Reply
    2. uttam

      Could it be an effect of us posting here? Are banks reading the blogs ?

      Reply
  33. Arul

    I got.this card today. It took 1 minutes to get this card.
    Same will be visible in mobile application.

    Reply
  34. Ajit

    I think it is a different card, I got it instantly on the Amazon app. Got the same limit as the earlier ICICI card.
    It shows up as a 2nd primary card in the netbanking dashboard, with full limit and the older one has some used limit.

    Reply
    1. Ramesh Kumar

      Got exclusive invite today on amazonpay section, applied for the same and got same limit as it’s in my old ICICI CC. But seems like the welcome offer based on spending on first few months is expired.

      Reply
  35. abhishek Indore

    Which ICICI cards you people have aleady? I have RubyX Dual card but not getting offer for this card.

    Reply
  36. Prashant Gupta

    Finally i also received invite yesterday, but since i have so many cards and i mostly use DCB on amazon i am thinking of giving this a pass. Also if atall i aplly will i affect my cibil. As i posted earlier i already have icici credit card.

    Reply
    1. Ramesh Kumar

      I have CIBIL yearly subscription and I don’t see any enquiry form ICICI till now, but this new card number is generated and I could see in ICICI net banking. Not sure, maybe existing CC holders of ICICI don’t required CIBIL enquiry again.

      Also between Jan 17-24, there is offer for the person just applying this card like Rs.750 for prime and Rs.500 for non-prime users.

      Reply
  37. Rafe

    Got the Invite on my non prime account. I am still waiting for the invite on my prime amazon account. Don’t understand how are they sending invites. The 5x reward points are only applicable if you are applying for the card from a prime account. Otherwise only 3x points on amazon.

    Reply
  38. Dr N .Sanjay

    @Prashant Gupta

    Even i am using icicibank credit card since last 14 years and my credit limit is not increased inspite of higher spends and good relationship with bank, i had asked them many times to increase limit on my card and they said limit cant be increased due to internal policy . i am having visa sapphiro card & expected better limit being premium card user.

    Reply
    1. JP

      In iMobile App there is a Manage Limit option against the credit card. Did you check that? For example, my credit limit was 1.4L, by checking that option I found that I could increase it up to 2.1L (without having to talk to anyone).

      Reply
      1. Gagan

        Hi JP<

        The iMobile Manage Limit is to restrict limit versus overall approved Credit Limit. It is not for increasing credit limit.

        Reply
        1. abhishek Indore

          Yes, Exactly. It is for only managing credit limit within the approved credit limit. Also, If there is a pre-approved offer for increasing credit limit, this option can be used to increase credit limit.

          Reply
  39. Dr N .Sanjay

    Yes i have checked in iMobile App in Manage Limit option, i didnt find any option to increase limit

    Reply
    1. Shivi

      @Sanjay – Send ICICI credit card customer care your IT returns. That, I found, is the only way to increase the credit limit if the auto LE enhancement offer is not coming. ICICI is quite “Chindi Chor” in giving LE. Maybe the 2008 financial disaster still haunts them.

      Reply
      1. Saroj

        If any one ask ICICI Bank to increase Credit limit manually,they will do a Cibil check. So be careful while applying for credit limit enhancement through Customer service.
        They did the same for me even though I have ICICI salary a/c.

        Reply
  40. Narendra k

    I have icici coral credit card with 1lak20k limit. Now received amazonpay card with same limit. So am thinking to close this coral credit card. Is this good idea? Pls reply

    Reply
    1. Prashant Gupta

      U can keep both if your coral card is not having and annual fees or can be waived off.
      Btw i also got the amzon card today. The rs.750 cashback made me apply for it. Dont know i will ever use it.

      Reply
  41. Jacob m

    I read term condition for this credit card , it says
    “Amazon and the Bank may use your information or data (including personal or sensitive personal data or information) in connection with the services associated with the Card.”

    Not good our data can be used by both amazon and ICICI

    Reply
  42. sundeep thomas

    I had a rubyx card with a limit of 5.6l. But i had set my credit limit at 2 lakhs through Netbanking. when i applied for Amazon pay card they gave me a limit as same a my set limit of 2 lakhs on my rubyx card. i increased the limit on my rubyx card,but the amazon pay cc limit remains the same or is 2 lakhs the max limit on this card?

    Reply
  43. Sundeep Thomas

    I got this card this card instantly since i had a Rubyx card. Is it okay to cancel the Rubyx card now as i get poor reward rate. i have HDFC regalia first, SBI simply click and Indusind signature(1.5% on all spends). Also there is no point in keeping SBI simply click.

    Reply
    1. Karna

      Even i feel like closing my platinum icici card as it is linked to payback

      Reply
    2. Shivi

      The only point in continuing with simply click is to have the SBI credit card discount offers once in a while for low annual fee of 590/-

      Reply
  44. abhishek Indore

    Is Amazon Pay ‘Full KYC’ mandatory to be invited for this card ? Those who got invited, can you confirm this ?

    Reply
    1. Prashant Gupta

      No. Buy now as per guidelines in any case you need to get your kyc done.

      Reply
  45. Saroj

    Hi,

    Did Anyone ever try to downgrade ICICI credit card? what’s the process for it. After getting Amazon card, I want to downgrade my Coral card which is useless for me now. I don’t want to close this card as it’s a 9 years old card.

    Reply
  46. Mohit

    Hello All,

    I’ve been trying to apply for Amazon payback card, but the application is not proceeding beyond the address details stage as it says it’s not available in my pin code. I live in Gurgaon and find it hard to believe that it’s not available here. Has anyone else also experienced this?

    Thanks,
    Mohit

    Reply

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