As you might know, ICICI bank has been working close with Amazon for quite sometime by running “Amazon Super Value Day Offer” every month and now they’ve taken their partnership to a whole new level.
We do currently have Axis Buzz credit card with a similar partnership with Flipkart store but it never became that popular. Even HDFC bank too has Snapdeal credit card but as Snapdeal customer base is too low compared to the giants, it never became talk of the country either.
ICICI bank on other hand nailed it so well and created an amazing product after a long time for the mass population. If i understand it right, this is going to help a LOT of non credit card shoppers to get into the credit card system. Lets look into what the card has to offer,
- Joining/Annual Fee: Nil
ICICI Bank Amazon Pay Credit Card
Amazon Pay Credit Card Benefits
- Earn 5% back on Amazon.in for Amazon Prime customers
- Earn 3% back on Amazon.in for non-prime customers
- Earn 2% back on 100+ Amazon Pay partner merchants
- Earn 1% back on all other payments
- Type of Reward system: as Amazon Pay balance
- Upper Cap: No limit
Neat & simple – the type of cards that i wish to have from ICICI bank. 5% savings with no capping (make hay while sun shines) is AMAZING and even 1% savings on all other spend is far better compared to other credit cards in the segment.
The bank has also done so well by taking advantage of the Amazon Pay system for rewarding the customers seamlessly.
While that’s so good to hear, in terms of returns, it cannot get near the HDFC’s 10X offer with Amazon, but considering a card for a beginner with better liquidity, ICICI’s offering remains one of the best in its category.
Amazon has clearly understood the potential of Indian market very well that they’ve given us better savings compared to their credit card offering in USA.
How to Get it?
The select ICICI bank customers will be able to see their invite on the Amazon app. They can apply for the card immediately to get a ready-to-use digital card instantly, in a completely digital and paperless manner, physical card will be sent in a week time.
You may also check this link to see if you’re invited.
“At the moment it is open to only ICICI Bank customers who have a depth of relationship with Amazon. And in about 60 days we will start offering it to non-ICICI Bank customers who have a history with Amazon,” said Sudipta Roy, General Manager & Head – Unsecured Assets & Cards, ICICI Bank.
Also,
Currently, any customer residing in the below 35 cities can apply for this credit card: Agra, Ahmedabad, Aurangabad, Baroda, Bengaluru, Bhopal, Chandigarh, Chennai, Coimbatore, Delhi, Faridabad, Ghaziabad, Gurgaon, Hyderabad, Indore, Jaipur, Kanpur, Kolkata, Kota, Lucknow, Ludhiana, Meerut, Mumbai, Mysore, Nagpur, Nasik, Navi Mumbai, Noida, Patna, Pune, Rajkot, Surat, Thane, Udaipur, Vishakhapatnam. For customers residing outside these cities, we are working on enabling the application process.
Bottomline
After ICICI Jet Sapphiro Amex credit card, this is the second best credit card you can get with ICICI Bank. ICICI Bank has always been in the market to cater to the beginners.
For ex, their lifetime free ICICI platinum credit card is one of the successful credit card for the bank just because it was given free. They probably used the data very well to make the Amazon Pay card Free so that they could acquire more customers.
- Cardexpert Rating: 4/5 [yasr_overall_rating]
This is going to attract 100+Mn Amazon Shoppers – a huge number that’s good enough to shake the credit card industry in 2019. After all, why wouldn’t someone get a FREE credit card to save extra 5% on their amazon spend?
If everything goes well, expect every Tom, Dick and Harry hold this card very soon 🙂
What’s your take on ICICI Bank Amazon Pay Credit Card? Feel free to share your thoughts in the comments below.
That’s Awesome…. Going to Upgrade my useless Coral Credit Card which came Pre-approved… Since it did not offer any value to me, I have kept that Card in a storage box till now. Going to upgrade it ASAP…
I would rate Coral as one of the good base cards, not for the direct rewards it gives, but for the BookMyShow offer as well as the Lounge Access. Other than that, it maybe useless.
To which card you going to upgrade?am having the same.
HDFC smart buy is giving 10x reward on Amazon which will result in at least 10 percent return for regalia card holders. Also amazon prime members get 2% cash back if paid through amazon pay balance if auto reload option is enabled on the same amazon pay account. This is over and above existing credit card reward which is used to load amazon pay itself.
But for beginners it is free Card with good rewards.
Absolutely! 3.3% return credit card + 2% Prime rewards, effectively gives 5.3% returns. Slightly (0.3%) better returns than this card. And HDFC takes it to a whole different level with 10x reward points.
But for beginners, this will be way way better than their lifetime free Platinum Visa credit card. As Sid mentioned, this will have huge takers. A very good move by ICICI.
Yes, it looks like that purchasing through hdfc is still the best option on amazon! (atleast while 10X reward is open, may be after that this card will be a better option)
You are right! HDFC might be the better option with higher returns (till the 10X rewards continue). However, the reward redemption as Amazon Pay balance for the ICICI credit card will be preferred by most users as it can be used towards any product/item purchase or bill payments.
One should understand that even after using Regalia you will only get benefit of 10X rewards if you make a purchase (Not add to Amazon Wallet) on Amazon through SmartBuy. If you use auto load using Amazon pay you get only 2% back because HDFC bank stopped giving reward points on any type of wallet loading transactions..
Since last 2-3 months I was thinking of applying for ltf icici bank platinum credit card, just to benefit from their merchant offers from time to time.
I am happy that didn’t apply for it. Now as and when the invite comes for amazon pay card I will apply for the same. As I am very old icici savings ac holder, expect the invite quite soon.
Here the maximum profit cap is 5% if we buy goods directly from Amazon and only 2% if we buy gift card. But using SBI Simply click I always buy Amazon GV at 5% discount which is almost always readily available and I get additional 10x rewards through it that translates to 2.5% and 2% I am already getting as Amazon Pay balance due to opting for Amazon pay auto reload.
Though I dont let the balance fall below the auto reload threshold ever and load the pay balance only by vouchers. So the savings approximately come out to be 9.5%. This 2% auto reload wont be given on ICICI card. But all in all its a good card and a gamechanger for ICICI.
Trying to understand how one can get both 5% instant discount as well as 2% auto reload benefits. Does sbi gives 5% instant even on auto reloads ?
Hey how do you get the 5% discount on GV as I am holding Simply click but do not know how to avail this discount?
@Prashant and @Rajeev
I buy Amazon gift vouchers worth 3000 which they usually offer at 2850 using simply click.
Hi could you pls elaborate on this ? how to get that Rs 3000 GV for 2850 ? I am also a Simply Click holder
This is great. As I am using Amazon pay for utility bill payments and merchant partners, sure I will apply for it once it is available for all.
What makes the card powerful is the 2% back on Amazon Pay partners. That is akin to 2% back on almost all transactions with no cap either on the size of the transactions, or the amount of cashback one can get.
Will this trigger Paytm to launch a cc card as well? Maybe in tie up with Citi? Lets see.
Looks like Paytm Credit card is already there with BOB. Btw, digital credit is becoming the trend on other side like Ola/Paytm postpaid.
Paytm Postpaid is backed by ICICI too. Interesting time for ICICI customers.
are you an insider?? you predicted a paytm cc with citibank !! BANG ON TRAGET!!
Will this be applicable to international Amazon orders as well?
As in if i buy stuff from Amazon US in USD, will I get a 5% cash back on that as well?
On a different note, your blog is the best place for credit card information in India! May your blog grow more than the points guy sometime!
Best,
Cardexpertfan
Amazon US – No. You’ll anyway loose a lot on markup even if they do.
Thanks for those big wishes!
You will get 5% on total amount paid on Amazon.com USA as your Amazon Pay Balance. Already tested it ! 3.5% is the Foreign Transaction Markup Fee – 5% as Pay Balance works out to be a very good deal.
On ICICI Amazon Pay CC, Foreign Currency Markup of 3.5%+18% GST=4.13%
5% back as Amazon pay balance, net gain 0.87% only.
Use HDFC’s Smartbuy (10x points) or Yesbank’s Yescart (5x points) for better reward, depending upon which card (DCB/Infinia from HDFC or Yes First cards) from these bank you hold.
Hi Praveen,
This is the transaction which I did very recently amounting to $15.64 on Amazon.com, for which I was charged 1123.78₹ on my statement which is inclusive of Markup fee and GST. And I recieved 57₹ as cashback into my Amazon.in Prime Account.
If I do the reverse calculation, I am getting 56.189₹ @ 5% on 1123.78₹, that was rounded to 57₹.
I also have a HDFC Regalia which charges 2% markup fee + GST extra. I added 1$ to my Amazon gift card. So the charges are like this. 1$ = 70.34₹ incl.of 2% markup fee + GST.
So if I divide 1123.78₹ – 57₹(cashback) = 1066.78₹/15.64$ = 68.20₹/$. Hope this helps.
Yes, you are right, the net gain is 0.87% only. And too when shopped on Amazon.com. Thanks for sharing Praveen Katiyar.
I hold LTF sapphiro credit card. I will ask that to covert to this new card.
Hi Abhishek,
How were you able to get a co-branded Sapphiro card for free? Can you please share some insights?
Yes everything is gud but as i have an icici platinum credit card so if i am using amazon pay card online its corelated with icici credit card balance if balance is there its getting other wise this amazon pay credit card is not working for transactions. quite disappointed.
Kindly Share Article on ICICI Make my Trip Credit Card
This has to be game changer for both icici and amazon. As most of the people prefer amazon than flipkart. This will also help in selling prime memberships again increasing the loyalty for amazon in turn increasing spends for icici a win win for both. A must have card for all the beginners.
The best part is now u get everything on amazom inclusing groceries.
Hi Sid
Do you think if we pay bills via amazon pay we’ll get 5% Amazon cashback?
Lets wait for detailed T&C. Its not possible unless Amazon/ICICI decides to burn some cash to make the card popular.
I think it says 5% on 160 million products. My guess is you won’t get anything on loading Pay wallet. When you spend it on select partners through Pay, you’d get 2%. Also, the reward goes straight to Pay wallet, so it would be silly if you recharge 100 that they put 105.
But too early to speculate until this is made public.
Yes, I currently get 5% for every kind of transaction on amazon which includes bill payment and loading money to amazon pay.
amazon.in/cbcc/marketpage this is where you get to see if you are invited
Thanks for sharing the link.
I am holding lifetime free ICICI platinum credit card. In my opinion this new amazon card is better than simple platinum card which is pre-linked with payback rewards system. I will try to upgrade to amazon card.
Hi Siddharth, Can the existing ICICI credit card holders apply for this? I mean, will ICICI issue 2 credit cards per customer. I just got my Jetairways Sapphiro credit card (both Amex and Visa), so wondering if I can get this as well. Thanks in advance.
Hey Narasimha,
I want to go for sapphiro card. I am not an ICICI customer. Can you tell me eligiblity? Want both visa and amex.
Yes you can, at the moment holding 2 ICICI credit cards. The T&C mentions you can get this card over any other ICICI credit card you already have.
1% on all other spends, 2% on partner merchants. This seems pretty basic what is so special about this card ? i get the 5% return on Amazon.in part which is decent however, unless you are a reseller you can’t get much out of Amazon cashback. Gold/jewelley is anyways marked up about 10% or more on Amazon so can’t get much out of that either.
Tell me a single card which is lifetime free easily available giveing 1% back as reward. Its a great card for the starters. No doubt.
Indusind Iconia Amex 2% on weekends and 1.5% on weekdays. Acceted in Amazon pay too. Even wallet loads (Amazon pay, paytm wallet etc) give you this cashback.
Its visa variant is 1% on weekends and 0.75% on weekdays.
Indusind Iconia Joining fee is minimum 3.5k+GST. For this card, It’s ZERO.
Within 6 months I was able to recover it due to my spends
Hi Siddarth, please do a review on ICICI Makemytrip card.
Thanks
Sometime soon.
Dear Sid
I have applied for MMT ICICI Signature credit card online today.
Though not very good card compared to those available in market but still good for new experiences at low cost like–
1. Complementary Dreamfolks Dragonpass (mainly for spa 😊)
2. Complementary Railway lounge access
I will try to write a review of this card soon.
Where did you read about dream pass? Am unable to find any info regarding a complimentary dream pass with this card
@ Tegradrago
I suppose you are talking about Dragonpass.
Ofcourse on ICICI website on searching for credit cards.
Though complementary international lounge and airport spa access limit is only 1 per year each.
Still better than nothing.
Only for MMT ICICI Signature variant and not on Platinum.
do u hold an icici savings account??
let us know how the application went
waiting for review 🙂
my app for icici card rejected, my cibil is good
i dont have savings account
i believe they require savings account for cc like axisbank
@ AshishR
Yes. I hold ICICI savings ac since last 17-18 years or so.
Application still under progress. Executive will come probably tommorrow to complete formalities alongwith documents collection.
Can’t say whether ICICI requires savings ac for their CC. Anyway I have since long so not an issue. Hope to receive the card in 15 days approx.
Got the sms today that card is approved and will be delivered within 7 working days.
Hi Satish,
Have you applied for a New Card or Secondary Card Or Upgrade? I called Customer Care to Upgrade my Coral card to MMT Signature card, They told Upgrade not possible. You need to apply as a Secondary Card.
@ Saroj
I have applied for a new card. And this will be my first ICICI card if everything goes well.
As suggested by Sujit, Yestrday I checked for invite at the URL amazon.in/cbcc/marketpage and there was no invite. Today I did recharge for my mobile on Amazon pay and on success page there was invite, I immediately applied and got the e card generated instantly after few clicks. It asked for my ICICI bank account linked mobile no for OTP. After OTP verification, it asked details of my existing card and after entering the same, e card got generated. Physical card will reach within seven working days.
Txn size and was that an upgrade or as a secondary card?
I tried to access amazon.in/cbcc/marketpage from my amazon account and it shown this card but apply now button was disabled. May be because i am not an icici customer. My wife holds ICICI salary account and ICICI Credit cards. I visited the same page using her amazon account, it asked for her credit card number and instantly generated the new credit card. Physical card will reach in 7 working days.
Two questions?
1. Do you hold an ICICI bank account?
2. Which platform did you use to recharge on Amazon Pay? Web/Mobile App?
Reasons for the question:
1. Is Amazon India considering account holders first who have their debit card added to Amazon or whether they also consider only Credit card customers of ICICI also?
2. I read from the news on the day on launch that Invite will be available on Amazon India mobile app.
Hi
ICICI offers this card for all those who already using their Icici credit cards for purchases in amazon . We can easily go for it with shared credit limit. Am currently using icici platinum lifetime free card and icici coral Amex card . Applied for this card and got approved on the same day. Also digital card created on the same day. Got the physical card within three days.
Recharge was Rs.498. It is a secondary card with shared credit limit. Provide your email. I will share few screenshots.
You shall email it to: sid[at]cardexpert.in
Looks like they are giving it first to customers who already hold an ICICI bank credit card.
I had icici credit card but unable to see the invite offer
For me as well it is not showing Even after using my ICICI card in recent transactions.
If utility payment also got 5% back and add money to Amazon pay
Since a lot of people are having this query — there is no return on purchases of gift cards and loading Amazon Pay wallet. Bills and recharges fetch 2%.
@Amex Guy
Thanks for clarifying this important point.
did anyone get their hands on this one?
Saw the invite on mobile app home screen today. I have an icici back account and used to have credit card from them in past but cancelled it as was never providing any offers even though it was LTF. Decided to give icici another chance with this card. Procedure was same as other folks had mentioned. I provided my phone number and after OTP they issued digital card right then and there ! They also showed a screen in which my details were prefilled. This was very cool of them to issue card right then. I made a purchase also after that from the card. But I might not use this card much as still diners black is giving best return. After 31 December, may be this card or as someone above mentioned, sbi simply click will be best option. Can someone please suggest if sbi simply click gives 5% instant return even on wallet loading ? I have sbi elite which I want to downgrade to simply click as I don’t make use of their BMS offer and without that its a 5K waste for me.
Now as a limited period offer, they are giving 2000 as amazon pay balance on spending above 50K within 90 days of card setup. This spend maybe outside amazon also. Great for LTF card.
How does the 2% return on merchants who accept Amazon Pay (Swiggy etc) work? The T&C says:
Earn 2% back on 100+ Amazon Pay partner merchants (list of merchants accepting Amazon Pay) by using this card on Amazon Pay as payment method.
What does “using this card on Amazon Pay as payment method mean”?
Amazon pay works like a wallet. Add money to it and use for payment on partner merchants as mentioned on amazon. Get cashback as amazon pay balance.
It means on the Payment page you choose APay option and make a paying using ICICI APay Credit Card.
Saw an invite today for applying this card today in the home page while browsing through desktop (not app). I’m a Prime member and have Jet Airways ICICI Sapphiro card but not ICICI Bank Savings account. Applied, got approved and card generated instantaneously. Physical card will be delivered in seven days. Limit is shared with my existing ICICI card.
Rs 2000 cashback available as limited period offer for spending Rs 50k within 90 days of card setup.
Received the physical card also today (in 2 days). In a dilemma whether to go for the 2k cashback offer.
Got the invite yesterday midnight as I checked into Amazon app. They just authenticate registered mobile number and tell you to enter existing ICICI credit card number and you are done. Your Digital Card is generated and physical one will be delivered within 7 days.
Even my uncle got this invite tomorrow, based in Kolkata.
What if I don’t have an ICICI credit card, but debit card, will it work?
Are we going to get 5% extra cashback even if we make a direct purchase on amazon using this card without going through the amazon pay wallet ? I usually use my ICICI platinum LTF card on the super value days to get 10-15% CB to Amazon pay , using this card for direct payments will give 5% more CB ?
I got the invite and immediately applied. i feel this is a fabulous card for anyone shopping on Amazon.
This will become my default card for any purchase on Amazon as well as the partner sites which offers 2X points.
The biggest advantage of this card is that the points will be directly added to the Amazon Pay balance which can be used anywhere. My biggest headache has been redemption of credit card reward points. So, this card completely resolves this problem and I will happily take the 2% reward rate over other cards because of this reason.
The problem is that the Credit limit is only 63000 which is terribly low.
Dude! I got 38K limit on it! Beat that! 😀
I got a Credit Limit of 25000 Buddy 🤣🤣🤣. My Limits on other cards are North of 4 Lakhs 🤦♂️
Wow! 25k?! I feel rich now!
This actually makes me wonder what to do with SBI SimplyClick card now?!
Hi Siddharth,
Probably you are aware of this. Users of ICICI credit cards with Payback rewards option can still get 3.5% on Amazon spends in addition to the points offered by ICICI.
Prior to making the purchases on Amazon, one has to visit shoponline.payback.in/onlinepartners and select Shop Now link present below Amazon logo. This way Payback provides 14 points per 100 spent on Amazon. This way you get better value out of the spends at other partners as well.
Off topic – I have a ICICI platinum card with 40000 limit. In the morning today I found I was eligible for a limit increase upto 3,05,000. How normal is that with ICICI. Is that a glitch..! 7.5x limit increase on ICICI card. I applied for the increase till 300000 and got the same approved instantly.
Its not a glitch but its just that they’re yet to optimize their system.
a 7x CLI is the most i have got so far from any issuer
Sujit, how long have you held this card? And where exactly can i check for a CLI check in netbanking?
8 months on this card. In net banking you need to see pre approved offers under credit card. There it will be available
Hey All, I just received the card! The quality of the card is no bad that it doesn’t even have embossed number or names on it. That print quality too is very bad too. My food card is better than this credit card! Lol.
They badly need to redo the card, it looks so pathetic!
Dont know why i am not getting credit limit increase using card for last 13 years and actively for last 14 months but stuck with 68k limit. I have hpcl coral amex.
I hadn’t used my card even once in those 8 months of holding
maybe that’s the reason. I have been told that banks mostly offer higher limits and loans to those who don’t need it! its like a risk-reward strategy.
I didn’t get any message from ICICI, but when I checked manage card limit yesterday in ICICI net banking it’s shown like available credit limit by 3x times from existing credit limit and I have availed the same and limit increased instantly. Maybe you can check your manage credit limit option.
Ramesh, how long have you been using your card? Is it actively used ?
I’m having the card for ~2 years and I’m using this card only during promo or targeted offer.
Received the MMT ICICI Visa Signature card today. Processing time was too much.
Wow got sms today for credit limit increase from 68000 to 675000. Amazing.
Congrats Prashant on 10X limit enhancement.
Congrats Prashant you wanted LE from a very very long time. Congrats.
Thanks….yup i had asked them many times and they said limit cant be increased. Strange……looks like icici wants people to buy cars on card 😉
Congrats. Your “Achhe Din” are finally here! :p
Could it be an effect of us posting here? Are banks reading the blogs ?
I got.this card today. It took 1 minutes to get this card.
Same will be visible in mobile application.
I think it is a different card, I got it instantly on the Amazon app. Got the same limit as the earlier ICICI card.
It shows up as a 2nd primary card in the netbanking dashboard, with full limit and the older one has some used limit.
Got exclusive invite today on amazonpay section, applied for the same and got same limit as it’s in my old ICICI CC. But seems like the welcome offer based on spending on first few months is expired.
Which ICICI cards you people have aleady? I have RubyX Dual card but not getting offer for this card.
Finally i also received invite yesterday, but since i have so many cards and i mostly use DCB on amazon i am thinking of giving this a pass. Also if atall i aplly will i affect my cibil. As i posted earlier i already have icici credit card.
I have CIBIL yearly subscription and I don’t see any enquiry form ICICI till now, but this new card number is generated and I could see in ICICI net banking. Not sure, maybe existing CC holders of ICICI don’t required CIBIL enquiry again.
Also between Jan 17-24, there is offer for the person just applying this card like Rs.750 for prime and Rs.500 for non-prime users.
Got the Invite on my non prime account. I am still waiting for the invite on my prime amazon account. Don’t understand how are they sending invites. The 5x reward points are only applicable if you are applying for the card from a prime account. Otherwise only 3x points on amazon.
@Prashant Gupta
Even i am using icicibank credit card since last 14 years and my credit limit is not increased inspite of higher spends and good relationship with bank, i had asked them many times to increase limit on my card and they said limit cant be increased due to internal policy . i am having visa sapphiro card & expected better limit being premium card user.
In iMobile App there is a Manage Limit option against the credit card. Did you check that? For example, my credit limit was 1.4L, by checking that option I found that I could increase it up to 2.1L (without having to talk to anyone).
Hi JP<
The iMobile Manage Limit is to restrict limit versus overall approved Credit Limit. It is not for increasing credit limit.
Yes, Exactly. It is for only managing credit limit within the approved credit limit. Also, If there is a pre-approved offer for increasing credit limit, this option can be used to increase credit limit.
Yes i have checked in iMobile App in Manage Limit option, i didnt find any option to increase limit
@Sanjay – Send ICICI credit card customer care your IT returns. That, I found, is the only way to increase the credit limit if the auto LE enhancement offer is not coming. ICICI is quite “Chindi Chor” in giving LE. Maybe the 2008 financial disaster still haunts them.
If any one ask ICICI Bank to increase Credit limit manually,they will do a Cibil check. So be careful while applying for credit limit enhancement through Customer service.
They did the same for me even though I have ICICI salary a/c.
I have icici coral credit card with 1lak20k limit. Now received amazonpay card with same limit. So am thinking to close this coral credit card. Is this good idea? Pls reply
U can keep both if your coral card is not having and annual fees or can be waived off.
Btw i also got the amzon card today. The rs.750 cashback made me apply for it. Dont know i will ever use it.
I read term condition for this credit card , it says
“Amazon and the Bank may use your information or data (including personal or sensitive personal data or information) in connection with the services associated with the Card.”
Not good our data can be used by both amazon and ICICI
I had a rubyx card with a limit of 5.6l. But i had set my credit limit at 2 lakhs through Netbanking. when i applied for Amazon pay card they gave me a limit as same a my set limit of 2 lakhs on my rubyx card. i increased the limit on my rubyx card,but the amazon pay cc limit remains the same or is 2 lakhs the max limit on this card?
I got this card this card instantly since i had a Rubyx card. Is it okay to cancel the Rubyx card now as i get poor reward rate. i have HDFC regalia first, SBI simply click and Indusind signature(1.5% on all spends). Also there is no point in keeping SBI simply click.
Even i feel like closing my platinum icici card as it is linked to payback
The only point in continuing with simply click is to have the SBI credit card discount offers once in a while for low annual fee of 590/-
Is Amazon Pay ‘Full KYC’ mandatory to be invited for this card ? Those who got invited, can you confirm this ?
No. Buy now as per guidelines in any case you need to get your kyc done.
postponed for next 6 onths 🙂
Hi,
Did Anyone ever try to downgrade ICICI credit card? what’s the process for it. After getting Amazon card, I want to downgrade my Coral card which is useless for me now. I don’t want to close this card as it’s a 9 years old card.
Hello All,
I’ve been trying to apply for Amazon payback card, but the application is not proceeding beyond the address details stage as it says it’s not available in my pin code. I live in Gurgaon and find it hard to believe that it’s not available here. Has anyone else also experienced this?
Thanks,
Mohit
how to get this card?
if anyone can help as i am also a prime amazon member having 4 different icici cards.
Invited today and applied. Digital card generated on amazon app and physical card will be delivered within 7 days.
Got invite within 3 months of ICICI credit card relationship.
Surprisingly, I got the invite too today. Maybe a lot of them got invited too?
March target meeting pressure is resulting in more invitations, I suppose.
Me too got the invite today. Definitely looks like FY end targets
Hello Siddharth,
Do you feel it’s worthwhile to have this card along with DCB or you think that amazon benefits are temporary on DCB.
Also how can we get 2% cashback with partner merchants as amount always gets deducted from pay balance rather than the linked card.
Thanks
i too got invite today. applied…got approval….shared limit with exiting card.
Today I got offer through my Amazon app. Applied and got approved immediately and I can see the card in ICICI netbanking page. My previous card’s ( platinum ) limit was 35k and this card also gave me 35k. How much credit limit you guys are getting ?
Its not working with any Bangalore PIN Code. Very hard to believe.
Hi Sid, I am not having invitation for this credit card. But Yesterday One of my freind received invitation for this credit card and he did not want to apply. So on his invitation page, I enetered my mobile no. and then after entering the OTP received on my mobile, I entered my Credit Card details. SUPRISE. New credit card generated for me. But all of you do remember one thing before doing like this that the reward points will be credited to that Amazon account only from which we originally applied. And I have confirmed from ICICI that it cannot be changed anyhow.
That’s an interesting way to get the card. Thank for sharing!
I got the invite but it doesn’t accept any Coimbatore PIN codes. But one of my friend has got this card earlier. Not sure if its a bug or they have removed CBE pin codes.
Nothing like that. I’m from coimbatore and I have this card. Your pin code might be black listed.
Did u apply it recently? I tried with all major CBE pin codes. Nothing is working. If u check the comments in this thread, similar problem was there for B’luru & Gurgaon.
Ya One month back..
Hi sidd
Looks like icici bank is desperate in issuing credit cards. branch refused to give a written statement last month for LTF rubyx card so I didn’t take it. They were only saying it on air and I have come across many who were charged annual fee. Today I got invite too for Amazon pay icici card. I have an update to diners black and I am trying to get yes exclusive. Is it worth to get this icici Amazon pay. Do we get 5x points for no cost EMI because diners black doesn’t give points for EMI in Amazon.
Will only take if we get 5x points for no cost EMI.
You could have done one thing. In the Rubyx application form you should have hand written saying “this card is being applied on LTF, basis of the confirmation from the sales executive during the time of application”.
I did the same for one of my card and took a copy of the same once filled completely by the sales executive, just in case the sales executive or his manager were desperate to meet sales target at the expense of taking customer for a ride (although this is little rare).
@BGL
Yes RM is very desperate to sell the card. Also told me that they have to attain target so asked me to take it which was very unprofessional. They showed in their system but i cant understand why they don’t want to acknowledge.
I clicked on Apply for amazon pay card. Whether office details is mandatory since currently i work from home. Is there a chance of the card getting rejected if i submit without office details?
any one else who got there card accepted being self employed and submitting without office address ?
Also one very big flaw is there is no way i can contact icici customer care just for enquiry and branch has no knowledge on cards.
did you manage to do it? It’s asking for my office address as well.
You won’t get any reward point for EMI transactions, last month i have purchased a phone on EMI and it didn’t get me even a single reward point.
Dear Rohit
No points for EMI option given, forget about 5X points.
Looks like ICICI is extending the offer to Amazon customers who do not hold any relationship with ICICI bank. I do not hold any relationship with ICICI but, still got the invite for the card on the Amazon App/website. This is a tragetted offer and They also have attractive Amazon Pay balance for this offer.
Offer Details:
Offer period: 25th Apr to 7th May
Offer: Amazon Pay balance of Rs. 750 for Prime customers and Rs.500 for Non-Prime Customers
Update: Really impressed by the Logistics. The process was very very quick.
Submitted document on 2nd May, Electronic card was generated on 3rd May and got the Physical card in my hand 4th May. Seems ICICI and Amazon have very good machinery in place.
I am using this card since December 2018, and found this card best in all while transacting on Amazon.
I use this card even for paying my bills like electricity to earn at least 2% back
Don’t ever choose EMI option on Amazon, because you will loose 5%
Is the 5% discount instant or as amazon pay during bill cycle ?
Ola and Flipkart Co-branded cards are in the works
Hi SIddharth,
Great website you have got there – have read a lot of ur content and even recommended to friends.
I currently own this card – and while 1% amazon points with no yearly fees sounded sweet at the start, i am starting to think if i can have a better card and get better benefits. My spending is around 10-15k per month on my card and i generally spend on usual stuffs like grocery orders, cabs, restaurants, shopping(around 10k – once every 3-4 months) and flights once or twice (for my parents and friends) every 3 months. Would be great if you can suggest a good credit card for me. The good thing is i have a decent salary amount (say 15+ ) and hence havent really faced an issue in getting card i have applied for. Thanks in advance.
And again great website – very helpful – keep it up 🙂
Hi Siddharth,
ICICI amzon pay credit card is now available to Non ICICI customers, Just got approved. My HDFC card was saved in amazon and my new credit card limit is the same with that of my HDFC CC.
Are they still providing 500 or 750 amazon pay balance as welcome gift as they were doing sometime earlier?
yes they are.. applied today got 750 immediately !
Yes saw it today in the morning and started with the application. However, for some weird reason it is saying that my existing ICICI card number is invalid and my card application has got locked after 3 such attempts. Also when I calling the helpline for Amazon ICICI card wrt application, it says we will reach out to you within 2 days and I am not able to connect to any customer service rep.
For prime member, 750 and non prime 500.
Well, strange that being a prime member I received only 500 as pay balance. Should the toll-free number be contacted for this?
Though being not having any relation with ICICI, everything got processed in 3 days (from documents appointment to confirmation of card)
Can somebody confirm if we use this card to load amazon pay wallet, how is the reward rate ?
2% to load wallet
Thank you. What about other wallets like paytm? I guess it must be 1%
Hi Siddharth,
Thanks for the great info you provide. I’m curious – when they say ‘lifetime free’, does that mean no annual fees for life? Because there are lots of cards that claim to be ‘lifetime free cards’ but turn out to have no joining fee and no annual fees for just the first year – from the second year onwards, an annual fee is charged. The claim ‘lifetime free’ is very misleading in some cases.
ICICI Amazon Pay Card is Life Time Free (LTF) card,
its because Amazon Pay ICICI card link with a Primary ICICI card
and limits shared from Primary card , so Amzon Pay card becomes Secondary card with a shared Limit
so its really lifetime free card.
So the ‘freedom sale’ on amazon starts on 8th. Since I have this card, I was checking out a few deals and I noticed that the 5% reward for amazon prime customers is NOT valid on EMI deals!!
I mean what?! So we would have to charge the complete amount to get rewards?! 🤷♂️
ICICI customer service is very poor. I had used their credit card way back in 2000-2005 and cancelled it. I was having home loan, Savings account also with them. All closed.
Got the invite for this card in August. Applied on August 10th, 2019. As on today they had given 6 appointments to collect the documents. But none turned up to collect the documents.
There is no way one can contact them. Only call back option on toll free number. Some one will call the customer and fix fresh appointment for collection of documents. only thing is this appointment will never be honored by them
It reinforces my earlier experience of ICICI poor service
Can I get 5% when I’m loading pay balance?? I’m a prime user
No it’s 2%. Mentioned in terms of the cards.
Hi,
You would get 2% for wallet loading.
Cheers,
Kiran
You get 2% cash back on loading pay balance . If you set up auto reload of Rs 1000 or more you can get 2% cashback on use of the pay balance. That way it becomes 4% cashback.
Amazon Pay ICICI Bank Credit Card Offer – _Earn 5% on all International Spends_
Earn 5% on all International Spends with your Amazon Pay ICICI Bank Credit Card
Validity: This offer is valid from *Dec 10, 2019 to Feb 10, 2020*
Offer valid only on Amazon Pay ICICI Bank Credit Card
– Get 1% reward points as Amazon Pay balance in monthly statement and 4% as statement cashback
– Cashback: 4% cashback will be credited by Feb 10, 2020 for offer availed during Dec 10, 2019 to Jan 10, 2020 and by March 10, 2020 for offer availed during Jan 10, 2020 to Feb 10, 2020
– Offer valid on all international swipe/non swipe transactions. Only spends in foreign currency will qualify for this promotion.
Anyone please help.
I did an international transaction for my friend to pay his college fee. The amount which is deducted is 72000 from Amazon pay ICICI. I don’t see any markup fee.
I wanted to know, ICICI directly deducts the amount including markup fee in transaction? Or after a month. I even didn’t see the markup fee in statement too.
Hi Siddharth,
Is this Amazon pay icici card offering cash back even if we do transaction below 100 rupees unlike flipkart axis cc. Please let me know this?
I was trying to get amazon icici card but due to non service area it was not available to apply. Finally they started service in my area. After 3 days of applying got nyc appointment and it was very smooth. Pan Card, Aadhar card and signing a form. Card got approved in 2 days after kyc verifications. Got user id and pin via text message and after installing iMobile app got that limit is 1.5.
It’s nice experience of getting a credit card without banking relationships with icici. Before it I have hdfc regalia and simply save of sbi. Only thing want to know that can i pay amazon ICICI credit card bill by amazon pay or any other way? As I don’t have ICICI saving account. This gave enough information about credit cards. Thank you so much for a nice platform.
Is there any limit on minimum purchase amount to get any points on ICICI Amazon Pay card? Are points calculated in multiples of certain amount (say 100, 150, 200, etc.)?
Hi @Siddharth,
I am planning to pay school fees for my kid to the tune of 50k next month. Fees could only be paid on school’s website which uses hdfc gateway which only allows visa, mastercard or rupay. (Diners/amex cards don’t work). Which card should I use to get maximum benefit. I was thinking of applying for amazon icici card so that I get rs. 500/- on applying and also expect to get 1% cashback. I currently have DCB, citi cards. What is your opinion.
Can I get ICICI platinum credit card without any documents or formalities, if I hold only ICICI Amazon pay card with them and not any other relationship?
No… they asked me submit documents for ICICI platinum credit card after I took only ICICI Amazon pay card. When I took only ICICI Amazon pay card it never worked and till both the cards are not working. Seriously ICICI customer support it as its worst. No product knowledge nor patience to listen to customer problem, they provide only standard per-written answers without understanding the customer problem. I am going to cancel this credit card. For the first time I took a credit card ICICI bank and having a worst experience after wasting more time to figuring out their useless process.
My card has been blocked for spending a large amount on amazon anyone facing similar issue.
The amount spend is around 30% of my credit limit totally nonsense service … was told card was blocked due to heavy usage on amazon
ya same happened with me. My amazon limit is 3.5L. I tried to order a 185000 gpu for mining…but it didnt go thru..i had to call cc to unblock it. they told me that this wont happen again…but the same persisted again and again.
They’re not used to such high value transactions most probably.
My 25k transaction on Reliance digital via SBI Simply click was blocked for suspicious activity and had to send a SMS to unblock.
My card have a suspicious transaction and I closed the card in April.
But the card is still ahowing in my amazon account and cibil report. I called icici many times to close my account as it is showing active in amaxon and cibil but no success.
I am unable to apply new amazon pay card. Any suggestions ?
You can raise dispute via iMobile app under Amazon pay card.. It’s available on transaction wise. Rather than closing better to raise disputebor chargeback. If it’s genuine they will definitely help you out.
I have closed my Amazon credit card due to some reasons and my question is can I apply for same card again.
I heard from customer care that card won’t be issued on same account/mobile number again.
Amazon/ICICI have introduced a processing fee of Rs. 199 for all EMI transactions now. I noticed it today.
I don’t have any relationship with ICICI but am using Amazon pay UPI from last 2 years for almost all online transactions. Also have Amazon pay later from last 6 months with ₹ 110000 limit. Don’t have any other CC/Loans.
Any chances of approval?
Dear Customer, Congratulations! You are eligible for an increased credit limit on your ICICI Bank Credit Card XX2008 from Rs 82000.00 to Rs 1000000 without any charges. SMS CRLIM 2008 to 5676766 for this free increase in credit limit. T&C apply.
Some serious algorithmic error is happening with ICICI. My wife also got her limit on rubyx card bumped from 370000 to 1600000
They sometimes enhance the limit so as to ensure that customers spend more and don’t hesitate while spending.
Mine increased from 85000 to 490000 , after 3.5 years , but before a month I made purchase of 3 laks from my other credit card ,may be that prompted them to increase limit
For me it increased from 5.9 to 7.5 lacs.
My limit increased from 7.5 lakhs to 25 lakhs!!!
Epic!
What is your monthly spend on his card ?
My limit increased from 3 lacs to 15 lacs.
My was increased from 4.10 to 21 lakh, almost zero usage on this card.
I had a reasonable limit increase from 340000 to 490000 earlier this year, think in March. So haven’t received any in the seemingly bumper round that ICICI is providing! The limit increases seems absolutely epic indeed!
Seems ICICI has been experiencing some technical issues in general with this card, last month my reward cashback didn’t get credited, when I checked with the bank and Amazon, they kept blaming each other. The calculations were also wrong from the bank side initially. Eventually ICICI accepted its a technical issue at their end and that I wasn’t the only customer. Found out from my circle there were a few who had similar issues. Anyways they added the last month cashback in this bill and credited it together.
My limit was increased to 35.5 lacs! My other ICICI card already had a limit of more than 35 lacs.
Hi all,
Now amazon stop accepting credit card for insurance payment. Big blow to icici amazon pay card