Amex Platinum Charge Card Upgrade Offer (125K Points)

By | January 11, 2020

American Express India is aggressive in promoting Metal card since 2019 as they sent out the upgrade offer to “almost” everyone with 125K points as welcome bonus, instead of the usual 100K points. Now they’ve re-started the same upgrade offer on metal card. Here are the details,

Upgrade Offer Details

  • Joining Fee: Rs.60,000+GST = Rs.70,800
  • Welcome Offer: Get 1,25,000 Membership Rewards® points on upgrading to the Platinum Card & upon spending Rs. 90,000 on the Card in first 3 months of Card membership. (100K regular points + 25K points extra)
  • Renewal offer: Rs.20,000 worth Taj Vouchers on first year renewal.

The renewal offer was also there for a while till Jan, but now it seems they’ve extended it as well.

This maynot be the best upgrade offer as few of them were able to grab the metal card for 35K+GST joining fee (by swapping jet card) and lock in that low fee for life – which is amazing but this may not return anytime soon.

Should you go for it?

For first year, its a good offer and if 50% bonus marriott transfer offer shows up this year too, you would be lucky as you could get a value of Rs.93K – Rs.187K (on 70K fee) if you redeem the points with Marriott Hotels.

That aside, getting value on regular spend or via benefits that comes with the card demands a lifestyle and not just spends. Do have a look at the Amex Platinum Charge Card review for more on that.

What’s your take on this Amex upgrade offer? Feel free to share your thoughts in the comments below,

Author: Siddharth

Helping Indians to choose right credit cards, pick right offers and enjoy luxury vacations for less. Day & night exploring the spiritual reality of our human existence.

25 thoughts on “Amex Platinum Charge Card Upgrade Offer (125K Points)

  1. Aryaman

    Looks like a targeted offer! However I’m sure they’ll be happy to offer 125,000 points for anyone upgrading to the Platinum.

    1. Ashish

      I didnt get the offer, but when I asked for upgrade over the call, there manager did mentioned on her own to give 25 k extra joining points

  2. Rakesh

    Hi Sid, seems you saw my comments and posted this article 😉 and you might have received invite too !

    I’m also thinking if amex can give the 50% Marriott conversion this year as well.. but Platinum points won’t get expired right.. so even if we get the offer sometime next year too.. it would be great offer I’m thinking 🙂

    and any expiry on Marriot points ?

    1. Siddharth Post author

      Actually posted the article and saw the comment 🙂

      – Marriott points expire after 24 months of no account activity. To keep them, you just need to earn or redeem points or stay in a Marriott hotel

    1. Rakesh

      I believe, most of Plat Travel cards got the upgrade this morning 🙂

  3. Mrunal

    I called them up and they say no such offers we have. Can you please connect me to some one from American Express to validate this


    1. Neo

      Unless you got a mail, Amex wont be able to help you. Your best bet is to get 110K points via online referral.

  4. Gaurav Malik

    There is something called One Card that is coming soon. Metal based card and they claim its free. The Founder has mocked on twitter and gone ahead and said its time to stop paying 60K for metal card. Apparently once it is launched finer details would be known…

  5. Reuben

    Even I received the same offer and I upgraded my card. The best way to get back that 70800 is by converting 125000 points to Amazon vouchers. Redeem those points in the 18-carat gold section and for every 18000 points redemption, you will receive 8000 worth Amazon vouchers.

    1. Siddharth Post author

      Its an option, but not the best option to burn 125K points.

    2. Neo

      Those 125K points could have given you a free return biz class trip to Japan on JAL . Certainly not the best way to utilize the points.

  6. Gaurav SIngh

    Hi Siddharth, thanks for sharing this article. Regular use of your website and appreciate your feedback. So I am guessing this offer is not applicable for new joinees? I currently use Axis Vistara Infinite and really like the value I get out of that. My secondary card is HDFC Regalia, and Regalia pales in comparison to total points earning potential of the VIstara infinite and the Amex platinum. So I am thinking of applying for the platinum because the additional benefits definitely outweigh the initial cost I reckon.

  7. MT

    do they credit 100k points on crossing 90k spends and then25k points later? Or full 125k should have been posted together ?

    1. jk

      100K points will be credited after spending of 90K in 3 months time. 25K will be credited in 90 days.

  8. Rakesh

    Submitted upgrade form on 16 JAN, recieved call from Amex platinum team that card is going to upgraded, just some email acknowledgement they took.

    They gave me option to choose from 125k MR points or 60K Taj vouchers, I obviously choose 125K points over Taj vouchers.

    Just wondering how long it takes to get the metal card from the time we confirm amex team to process it !

  9. Gaurav SIngh

    Hi Guys, Can somebody pls confirm if this is only applicable for upgrades or fresh applications as well?


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