This festive season, IndusInd Bank has rolled out the Rewardz Festival 2025 for its credit card customers. It’s a spend-based offer where you can earn additional rewards, vouchers or cashback on top of your regular benefits, depending on the pre-defined spend criteria during the offer period.
Here’s everything you need to know about the IndusInd Rewardz Festival for 2025.
Offer Details
| Offer | Spend XXXX and get points/vouchers/cashback worth YYYY |
| Spend Exclusions | Rent & Real Estate Payments (MCC 6513), Wallet loading payment (MCC 6540,6538) |
| Offer Period | 22 Sep to 31 Oct 2025 |
| Fulfilment | 90 days post offer end date |
| Return on Spend | upto 7.5% |
| Source | Email, refer T&C |
It’s good to see that there are no long list of exclusions for this spend linked offer.
And for the first time, IndusInd gives multiple options to choose from, like points, vouchers or cashback – this is a great idea.
Though it would also be nice if we can choose multiple target amount as well, similar to Amex 2025 Diwali offer, hopefully for 2026.
That aside, the good thing about the IndusInd Rewardz Festival this year is that, even the co-brand cards are eligible for the offer.
Here’s the offer I received on my Indusind Avios Card, it’s a small offer as expected, due to low spends compared to the 2024 offer, yet it’s good, as it’s direct cashback with a sweet 7.5% reward rate.
Important Note: You need to opt-in on/before 30th September 2025 and for the first time, bank says that registration is open for limited number of customers only.
So if you’re interested, go ahead and register for the offer immediately!
Emails were sent with subject line “Rewardz Festival’25 is here! Your Choice, Your Reward on your IndusInd Bank Credit Card”.
Final Thoughts
IndusInd Bank has traditionally rolled out 2X, 3X, or even 5X reward point promotions during the Diwali-season Rewardz Festival. However, recently the bank appears to be experimenting with a slightly different approach.
For 2025, the offer feels more flexible and user-friendly, as cardholders now have multiple reward options to choose from. That’s definitely a welcome move.
That said, the overall value of the festival has been declining year after year. In earlier editions, it was possible to rake in rewards worth nearly ₹15,000, whereas now the maximum benefit seems capped at around ₹5,000.
It’s still one of the best offers this Diwali 2025. For me, it even works out better than the Amex Diwali offer this year, for smaller spends.
I had registered for this offer, also completed the target spends but still haven’t received the accelerated reward points, anyone received it?
I did not get any offer
I have got the following offer-
Spend Rs 2.6 lakh and get Rs 7150 cashback
Is Insurance premium payment considered as spend for this offer ?
Yes, it’s not excluded.
2750 cashback on 1 lakh spend
Are utility bills/Apay vouchers counted as elegible spend?
What are the brand vouchers available for this offer?
7k cashback /8k vouchers on 4L spends on avios card. Thanks for this!
Nice, Probably the highest offer value I’ve heard so far.
Got emails for all the 3 cards(2 Pinnacle + 1 ED Platinum) we hold within my family with same offer on all: offering 750 cashback (7.5% value) with same 10k spends criteria: –
Pinnacle Cards:
-1060 reward points
-800 brand voucher
-750 cashback
ED Platinum:
-800 brand voucher
-750 cashback
So in total at-least 2250rs cashback on total spends of 30000
Didn’t get any 🙁 same as Amex. Even RBL I’ve not received any communication!
Hey Sid,
You seem to have entered 22 Oct as starting date in in the offer details table.
Ah, fixed, thank you.
Hi Sid,
Got an offer of Rs.750 cashback on total spends of 10k, same like yours on my IndusInd Bank Pinnacle CC.
We have 3 IndusInd credit cards in family, all received offers but none gave big rewards like past years, even on cards like heritage metal with higher spends.
Yes, it seems someone super clever (good for bank, not for us, lol) has designed the offer.
I received the offer of 3200 points or 2400 vouchers or 2200 cashback, on 80,000 rs spend criteria
Cool, that’s again around 2.7% return on spend.
Got offer of 1100 cashback or 1200 voucher or 2400 RP on 40K spend.
That’s roughly 2.7% return on spend, decent.