American Express Gold Collection [18K & 24K MR Points]

By | January 29, 2024
American Express Gold Collection

One of the best ways to get higher value out of American Express Membership Rewards is by accumulating points and redeeming for American Express Gold Collection, which is nothing but redeeming either 24,000 (or) 18,000 MR points at once for available eVouchers.

Why Gold Collection?

Amex Gold Collection is historically the best way to get more value for points because it lifts the point value to as good as 58ps/MR point.

This Gold Collection redemption option is enabled only if you either have Amex Gold Charge Card (or) the Amex Membership Rewards Credit Card (MRCC).

That said, you may also link any other Amex credit cards (like Reserve, Plat Charge) to one of these gold cards and enjoy the gold collection benefit, except the Platinum Travel Credit Card (which some are able to link into one a/c as well).

Now as you know a bit about American Express Gold collection, here are the available redemption options under Gold collection at the moment:

18K Gold Collection

Voucher BrandVoucher ValueValue per MR Point
Taj VoucherRs. 90000.50 INR 
Big Basket / Shoppers Stop / MyntraRs. 80000.44 INR 
Amazon / Flipkart / CromaRs. 70000.39 INR 

Most prefer Amazon Vouchers in this segment as it’s almost cash equivalent, but you can get little more value if you can choose Myntra Vouchers (44Ps) over Amazon (39Ps) as you can see above.

24K Gold Collection

Voucher BrandVoucher ValueValue per MR Point
Taj VoucherRs. 14,0000.58 INR
Vistara / Shoppers StopRs. 11,0000.46 INR
Tanishq (Diamond Jewellery)Rs. 10,0000.42 INR
Amazon / Flipkart / CromaRs. 9,0000.38 INR

As you can see, redeeming for 24,000 Points usually gives the best value, especially for Taj Vouchers as it can give a handsome value of 0.58 INR per MR point.

Tip: You may as well go for Amazon Voucher and then buy any voucher of your choice from Amazon at a discount.

Note that most redemptions are instant and you should be able to see the vouchers immediately generated and displayed on screen as soon as you redeem.

Hence, apart from transferring Amex MR Points to Marriott, redeeming for 24K Gold collection is the best way to get a better value for your American Express Membership Reward Points.

Which is your favourite Amex Gold Collection redemption? Feel free to share your experiences in the comments below.

Author: Siddharth

Helping Indians to choose right credit cards, pick right offers and enjoy luxury vacations for less. Day & night exploring the spiritual reality of our human existence.

27 thoughts on “American Express Gold Collection [18K & 24K MR Points]

  1. Sumit

    Wait, if we apply for platinum travel then we can’t hold either mrcc or the gold charge card?

    Or just there points won’t be combined?

    Reply
    1. Siddharth Post author

      Can be applied, it’s just that the points can’t be combined into on MR account.

      Reply
      1. Harsh Gupta

        I hold both amex mrcc ans plat travel card.. Surprising in amex app.. They don’t show different points for mrcc earned points or plat travel earned points… They only show total.. So it seems that can be combined.. Just want to confirm that…

        Reply
        1. Siddharth Post author

          Generally not allowed to combine these 2 Cards. But for some reason this happens rarely. Have heard of one such instance before.

          Reply
          1. nikhil

            Even in my case, points are shown as combined for both plat travel & mrcc. To confirm, I went to redeem points, even there I can redeem all points from gold collection even though some of points are earned from plat travel.

      2. Manish Shrivastava

        I Have all three cards of AMEX , MRCC , Gold Charge and Platinum travel and points shown are in combined way ( you need to manually calculate if needed for individual cards ) but now latest news is they are considering total accumulated points including Platinum travel also for 24k and 18k collection rewards . That means i can redeem gold collection vouchers (24k and 18k ) with the points accumulated through platinum travel also , which wasn’t the case earlier.

        Reply
        1. Siddharth Post author

          Yes, this is being reported by some in the past few years.

          So I called Amex today and was told that it gets auto-linked for the new cards getting issued lately and for old cardmembers they’re working on it to give the ability to all to link everything into one bucket.

          Reply
          1. Ankit

            Can the linking be done via customer care for old members?

  2. Raman Gulati

    I am using card past 7 years earlier you used to give cash credit of 10k against 18k points that you have stopped. Increased bonus points transaction from 1000 to 1500. Your charges are high while adding to Paytm wallet. your card is not acceptable in most of outlets.

    One thing your customer care service are fantastic.

    Reply
  3. AAJ

    Surprisingly, this is more than Travel card, which gives 0.5 which they claim is the best 🙂

    Reply
  4. AAJ

    Surprisingly, Gold collection redemption is giving more value than Travel card (Taj Redemption), which gives 0.5 which they claim is the best 🙂

    Reply
  5. Nithin

    Tanishq redemption is restricted to diamond jewellery as per Amex website.

    Reply
    1. sravan

      thank you , i was about to redeem tanishq voucher and stopped when i read your comment.

      Reply
    2. Manish Shrivastava

      Yes, i confirmed from Support, only Tanishq Diamond collection you can redeem…

      Reply
  6. Baalakrishnan M. S.

    Hello Sid, everyone!

    I have a question regarding the Taj vouchers.
    I am told if we use these vouchers, then we will not be eligible for any other special discounted prices that Taj offers of Neu (or TIC) members – Is this true??

    Reply
  7. Nithin

    Yes. That’s true as per my experience. These vouchers are redeemed against full price/listed price of the room. So effective reward rate is much lesser.

    Reply
    1. Nikhil

      I have used these vouchers at 50% discounted rate, taj chia kutir, bekal, vivanta sikkim, taj yeshwantpur

      Reply
  8. Bhavin Shah

    Just used at Taj Nashik , they removed 10% member discount which i got at the time of booking.

    Reply
    1. Atul Kumar

      I have used these Taj Vouchers for my stay @ Taj Bekal @Taj Chia Kutir @Taj Kovalam with my Taj Membership with a 10% discount. They didn’t remove that 10% discount at the time of billing.

      Reply
      1. Manish Shrivastava

        I wish i could do so as thinking to utilize my Amex points for gold collection taj vouchers, but Taj Helpline support did confirm to me that i can book only on standard rates as vouchers will be applied on standard rates, even I have shareholders 25 % discount voucher code from Taj and that too I can’t utilize. I am thinking to utilize Taj Amex voucher for room booking on standard rates and then utilize my shareholder voucher code to get 25 % discount on dining.
        Also can I do this way that i book room on member rates and then try to apply Amex voucher at the site to take a chance? Anyone tried that way?

        Reply
        1. Siddharth Post author

          While Taj phone support would deny, technically it will accept at the property and most are still using it.

          Exception is at some property where they’re very strict, especially in Goa. It’s sort of soft rule. Comments on this Taj booking article might help.

          I would say “hope for the best, prepare for the worst”. 🙂

          Reply
  9. Vijay Chand

    Got platinum travel in December, I have MRCC previously. Now it is showing combined membership rewards points for both. Even for redeeming total points are shown. So I think now MRCC can be linked with Platinum Travel.

    Reply
    1. Siddharth Post author

      For some it does, while for most (like me) it doesn’t. Bit tricky and I’m unsure how it’s decided.

      Reply
  10. ka

    Quoting “you can get little more value if you can choose Myntra”.

    Didn’t follow; please clarify.

    Reply
    1. Siddharth Post author

      Was referring to Myntra vouchers. I’ve updated the line, thank you!

      Reply

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