Yes Bank Credit Card Spend based Offer (2024)

By | April 22, 2024
Yesbank Credit Card Spend based Offer - Jan 2024

When Yesbank initially started it’s credit card operations, they used to be one of the aggressive players in the industry, so much so that it even used to compete with the super premium credit cards of established players. 

For ex, they used to send lucrative targeted offers like 100,000 Bonus points that the industry have never seen before from a bank like Yesbank.

But things started to go down the drain with the Yes Bank scam and after that bank probably couldn’t afford to spend on such marketing campaigns and so they had to be passive in the past couple of years.

However, in the last couple of months it seems they’re getting back to the business pretty well. They’re not only revamping the old products like the Reserv Credit Card but have also re-started the targeted offers.

I’ve got the offers twice in the last ~6 months on the previous Yes First Exclusive Credit card and here’s the latest one that’s running at the moment.

April 2024 Offer Details

April 2024 Offer Details

It works similar to the old offer that I received previously (as below) except that I didn’t hit that target and maybe that’s why I got a smaller one this time.

Jan 2024 Offer Details

OfferGet X Reward Points on spending Rs.Y
Spend RequirementDynamic (based on previous usage)
Offer Period11 Jan 2024 – 31 Jan 2024
FulfilmentBy the end of March 2024
ExclusionsRent & Wallet Spends
Return on Spend~2% + Regular Rewards

It’s the usual simple and straightforward targeted offer that Yesbank is known for. I’ve the below offer that gives a nice ~2% gain on top of the regular rewards which is pretty good.

Yesbank Card offer details 2024

Now imagine about getting such offers on Reserv (or) Marquee credit cards. That would be even more rewarding but we’ll have to wait and see if it works that way.

Have you been receiving targeted spend based offers on YesBank Credit Cards? Feel free to share in the comments below.

Author: Siddharth

Helping Indians to choose right credit cards, pick right offers and enjoy luxury vacations for less. Day & night exploring the spiritual reality of our human existence.

12 thoughts on “Yes Bank Credit Card Spend based Offer (2024)

  1. Abhi

    Enjoy 2000 bonus reward points on shopping for INR 20000 using your YES BANK Credit Card ending with xxxx
    Offer is valid from 11th to 31st January, 2024 .

    Haven’t used my YFE in a long time, they have been sending these bonus rounds or 2X offers since 1.5 years.

    Enjoy 2000 bonus reward points on shopping for INR 32000 using your YES BANK Credit Card ending with xxxx
    Offer is valid from 1st Dec – 31st Dec,2023

    Since wallets were excluded I haven’t availed offer even once 🙁

    Swipe your YES BANK credit card to enjoy 2X Reward Points up to 3700 on shopping of ₹46000 using your card ending with xxxx
    Offer valid till 30th June 2023

    1. Siddharth Post author

      Cool, decent returns on all. Fortunately YesBank offers are more predictable than HDFC.

  2. AAJ

    There are options to double dip, if you’ve received insurance bonus points. Triple dip if you have International bonus during same tenure.

    1. Siddharth Post author

      Nice. I don’t think I got one for Insurance or Intl spends. Did they send recently?

      1. AAJ

        Hey Sid, these were the offers:
        1. Enjoy 12000 bonus reward points on shopping for INR 146000 using your YES BANK Credit Card ending with xxxx
        Offer is valid from 11th to 31st January, 2024
        2. Earn 3000 bonus YES Rewardz on international shopping of INR 40,000 or more using your YES BANK Credit Card.
        Offer valid from 16th Dec ’23 to 15th Jan’24
        3. 5X YES Reward Points
        Earn a maximum of 5000 YES Rewardz points on
        Insurance premium payments with YES BANK Credit Cards.

        1. Siddharth Post author

          Nice, I’ve got only the 1st offer type though. Interesting that they’re also sending even more offers to some.

          1. AAJ

            🙂 previous month there was another spend based, high target (5L odd for 22k points), they didn’t consider wallet based spends/bill payments, so didn’t complete

  3. Abhi

    5X on insurance spends upto 5000 pts, 1-31Jan, registration for the offer is required.

      1. AAJ

        Similar one was received last year as well I guess. Since they changed points structure, value differs from year to year.

  4. Nilesh Kabra

    Thanks Sid. Saw your post and realised I have a 1000 point offer for spending ₹11,000. I hold LTF first exclusive aka reserv. I didn’t receive the Jan ’24 offer.


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