Author Archives: Siddharth
These days everyone into e-commerce, Payments business & Cab aggregator are getting into the credit card industry to play the lending game. This has undoubtedly taking the reward rate of entry-level credits cards in India to a whole new level. While the offerings are pretty good for an entry-level card, card holders are having tough times in choosing… Read More »
After Amazon, Paytm & Ola Cabs, here comes another co-branded credit card in the market from Flipkart on Mastercard platform, to be issued by Axisbank. While Flipkart already has Axis Buzz credit card, which is basically a Flipkart credit card, it never got that popular. So it looks like Flipkart decided to come up with another variant with… Read More »
One of the biggest and less known advantage of holding American Express Credit Card in India is their Insurance Offers. I’ve been availing their Car Insurance benefit for past 2 years and have saved over 35% on premium compared to the regular rate in the market. But I’ve never checked their health insurance offers in the past as… Read More »
If you’re an American Express Credit Card holder, you might already know that your card may get declined by the merchant anytime. Even-though both Online & Offline acceptance of Amex cards has increased a lot in last few years, you may still face the acceptance issue, especially when you try spending offline in non-metro cities. So if your… Read More »
IndusInd Bank is in the business of launching new credit cards every few months. While I appreciate their intention of bringing new products to the market, I equally dislike their new products as most of them comes with worst reward structure and no benefits that the market demands. That all said, here’s yet another failure attempt by Indusind… Read More »
If you’re an American Express Credit Card holder, chances are you would have got all possible supplementary cards on your A/c so as to enjoy the reward points (or) Amazon vouchers that came with the Amex Supplementary card offer, which recently got renewed with a similar offer. Now this article deals with after effects of getting those supplementary… Read More »
As you might know, as per RBI mandate passed during Sep 2016, Credit Information Companies (Credit Bureaus) like CIBIL & Experian has to give atleast one free credit report to individuals every year. I’ve written about this in past about Getting Your CIBIL Score for FREE with Full Report, Every Year. But somehow CIBIL recently allows you to… Read More »
Indusind has announced couple of changes to their credit card loyalty program that’s said to go live by 1st Aug 2019 and so here’s everything you need to know about the un-impressive future of the Indusind Credit Cards. Lower Rewards on Select Categories What’s the Change? Going forward, your reward rate for spends on below categories drops from… Read More »
As you might already know, HDFC Bank has been intimating some of the existing credit card holders about the upcoming changes to their Rewards portal. This is now live and you can navigate to the credit card reward points redemption portal via Privileges Tab on HDFC Smartbuy page. Here’s everything you need to know about the new portal,… Read More »
Update for July 2019: Both Smartbuy & Diners 10X partners are extended till July end. We might see fresh version from Aug 2019 While its good to know that the 10X benefit on HDFC credit cards still exists, its a shame on HDFC part that they aren’t updating the information on their website on time. And hence neither… Read More »