ICICI Amex Offer: Get 5X Rewards on online spends

By | June 7, 2020
Amex 5x rewards offer - ICICI bank
American Express 5x rewards offer – ICICI bank

Just as you may know, ICICI sends tons of marketing emails that’s usually of no use (except amazon super value days offer) and they miss out sending the important ones, almost every single time. Here’s one such decent offer on ICICI Amex cards. 

Offer Details

ICICI Amex 5x rewards offer details
OfferGet 5X Rewards on Online Spends
Offer TypeEligible, upon registration
Offer PeriodJune 1 to July 30, 2020
Max. Bonus Points5000 per customer, per calendar month
Eligible CardsCoral, Rubyx, Sapphiro and Emeralde ICICI Bank American Express Credit Card
Excluded Spendswallet uploads, rental payments & insurance payments
FulfilmentOn or before Oct 31, 2020
Return on Spend5% on Emeralde, 3.75% on Saphirro & Rubyx, 2.5% on Coral
How to RegisterGive a missed call on 7069442445 from your registered mobile number.
SourceWebsite – Refer T&C

With Emeralde Amex you generally get 1% reward rate, so with this offer you can easily earn 5% on spends, which is great.

Also, the Max. bonus points is actually 10,000 which is limited to 5000 bonus points (4X) per month, so that’s a very good number that you could achieve on total spends of Rs.30,000 a month (in case of Emeralde).

While the offer doesn’t mention anything about the targeted nature, as long as you hold an amex variant (non-intermiles card), you must be eligible for the offer.

Bottom line

With a very good return on spend and decent max. cap, it’s certainly a great offer that you shouldn’t miss. These offers are usually pushed by Amex, so we may expect similar ones on IndusInd Amex as well. Let’s wait and see.

Do you plan to avail this offer – if so on which Icici Amex are you planning to use? Feel free to share your thoughts in the comments below.

102 thoughts on “ICICI Amex Offer: Get 5X Rewards on online spends

  1. Arnab Chaudhuri

    Thanks Siddharth. I almost missed this offer. Now to splurge the most in my emeralde amex this month.

    Reply
    1. Rajiv

      Hi Siddharth,

      Your articles are absolutely fantastic and offer tons of knowledge to beginners like us to even expert card users I must say. Thanks for all your posts.

      Just a quick question, the max 4x bonus points on the ICICI Amex offer is mentioned as 5000, so for Emeralde card we would need to spend Rs 31,250/- a month to maximum utilise the offer?

      So, @16 (4x) points per Rs. 100 We would get 5000 bonus points a month, please confirm. Thanks

      Reply
      1. Siddharth Post author

        Most welcome, Rajiv!

        Its 30K per month on Emeralde as per my calculation to max out the 5k/month cap.

        Reply
  2. Tushar Richabadas

    Is it even worth owning an ICICI AmEx if you can get an AmEx directly? I’ve been a longtime ICICI customer – over 15 years, and it is my primary account. Their customer service has been decent, but their credit cards and offers have pretty much been underwhelming. Esp. given how much money I bank with them vs HDFC – ICICI has always insisted on charging me a fee for credit cards, while my Regalia is LTF with an SB account balance of Rs. 25000.

    Yes, AmEx does charge a fee, but their customer service _without_ a personal banker is miles ahead of ICICI. Plus the offers are quite decent, and I make the money back with the spend-based rewards.

    Reply
    1. Siddharth Post author

      Well, what if you need ICICI offers too? That’s when you need ICICI Amex.
      Generally most ICICI Visa/MC cards are useless except Amazon Pay card, so people go for Amex variant for little bit more rewards.

      Reply
    2. Naresh kumar

      Icici bank is the worst, after being with them for 5 years and holding a fd linked card with them, they never offered me a direct crrdit card just because i am self employed with a private limited company. Also they messed up my credit score report by reporting things, addresses etc that never belonged to me. I will never bank with these scammers.

      Reply
  3. Dr Mohd Kashif

    Hi Sid please do a review of Axis Bank Miles and More Card. I never take any credit card without reading review here.

    Reply
    1. Siddharth Post author

      Will look into it. But generally its not popular in the space.

      Reply
  4. Spade

    I used to have the Sapphiro Jet Airways and a coral card. It was a fantastic jet airway miles earner, but I hated the payback reward system. So as soon as JA folded, I gave up the sapphiro and even the coral. Citi is my primary miles collector and as long as icici has payback, I don’t think I will ever use their cc.

    Reply
  5. Anoop E S

    Siddharth, this seems to be targeted offer. Pls check the definition of “customer” in terms and conditions.

    Reply
    1. Siddharth Post author

      I think as long as you get the success sms upon giving missed call, you should be fine. ICICI always works that way in the past.

      Reply
  6. DISHANT KUBERWALA

    thanks for updating. because I haven’t received any communication from bank. But I think I will get 5% reward on my amex coral card because coral amex already giving 1% reward as payback points for online transaction so it would can be considered 5% as of current offer.

    Reply
  7. Paras Dutta

    Hi Siddharth,
    I have a question for you,I have been trying to get in touch with Icici emerald team but unable to, specially in such covid times.I haven’t received my birthday voucher yet and wanted to ask them but no way of contacting them.Icici customer care is horrible till now.Do you have a solution or anything ?

    Reply
    1. Siddharth Post author

      I’m able to connect to their Wealth support as usual. Try 18001038181

      Reply
      1. Sooraj Harindran

        Hello Siddharth,
        Came to know about this site very late..but took time to go through every post of yours .. i am also crazy about credit cards ..and like to know all the minute details shared by all the people..this is so informative…and please keep posting new things …this the first site I check very often for new offers and credit card details..

        All the posts by different reviewers here, I really appreciate all of you taking time to post your experiences ,that really helps people to understand and make the correct choice while choosing the best cards for them, keep you the good and informative work that everyone is doing ..

        Reply
  8. Paras Dutta

    Thank you for the reply Siddharth.I did some time back but the call gets disconnected after I feed the info that this is regarding my emerald card no ***********(I don’t have a wealth account with them).

    Reply
  9. Rohit

    I have received Rubyx LTF and i never used Amex variant at all also rubyx i used to use for BMS 1+1 and now my card is idle with no purchase at all. Either ICICI has to do something with reward points not the payback which is absolutely crap.

    Reply
  10. Mr. Verma

    They are offering 5x here but they have reduced award rate / benefits somewhere else.
    I got a call from my home branch that they are offering Rubyx now LTF. I was surprised and immediately checked it in iMobile, Yes it was true, Then i went to bank card section and had a look at the benefits. They have almost changed everything. New conditions on lounge access and movie offers. Now Even with LTF, this card looks like a liability instead of asset.

    Reply
    1. Rohit

      @Mr. Verma
      What is changed with BMS ? I still see 300/ticket and i have benefited a lot with it considering its LTF card. Airport lounge i am not bothered of and payback is waste.

      Reply
    2. Ashish

      I am ICICI bank user since 2016 but not getting any offer regarding credit card
      Please give some hints or ideas that Bank gives LTF credit card

      Reply
  11. Mr. Verma

    “Avail 25% discount upto Rs.150 on purchase of minimum 2 movie tickets per transaction on BookMyShow and Inox. The offer can be availed two times in a month (once each on American Express and Mastercard variant)”. This is mentioned on the site now.

    Reply
    1. Rohit

      Just noticed it 🙂 Still considering it as LTF only if you absolutely require it like in my case for a backup card you can get it. I have seen that for sapphiro card nothing is changed. This is done for people to convert LTF rubyx to paid sapphiro card.

      Reply
      1. Arnab Chaudhuri

        Atleast shopping on amazon via the payback app gives 2x ie 10p/100(with cap ofcourse). Additionally the regular ICICI 4p/100 on my emeralde card is also there.

        Reply
  12. Arumuga Nainar Murugan

    For ICICI coral Amex we get 4 points for every Rs.100 spent on online transactions.
    So we get 5% as reward points for the above offer
    Will u change the article.

    Reply
      1. Raj Kumar

        Could you please update blog with link with the updated date.
        Do we need to register again?

        Reply
    1. Shimul

      From iMobile or netbanking like any other card with 4dig s.code for max.

      Reply
  13. Raj

    Did anyone received 4x rewards?
    As per offer terms:
    Reward points for the month would be credited on or before 90 days from offer end month

    So for June month 4x points should have been credited already.

    Reply
  14. SAMEERTEZ

    Dear sid, got an upgrade offer from MMT Platinum LTF to Rubyx card with annual fee. Is it worth to upgrade. Kindly guide me.

    Reply
  15. Arun

    Sid, I recently got upgraded to Wealth management from Privilege.

    I hold LTF Coral and Rubyx (Amex and MC, both)

    I read somewhere in one of the articles that wealth management customers get LTF Sapphiro.

    Do they issue LTF Sapphiro for Wealth management customers?

    Reply
    1. Siddharth Post author

      I never got any LTF offer from ICICI. Not sure on what basis they target customers either. Hope others could help.

      Reply
      1. Abhi

        Have rubyx visa signature LTF . My acc was auto upgraded to WM some years back. Its my best card for wallet loading after Amex.

        Reply
      2. Shimul

        My family has LTF Sapphiro and LTF Rubyx also LTF Coral. All are wealth management account.

        For ICICI LTF’s offer, you have to close all credit card relations with them even Amazon pay card.
        I had FYF Coral, closed it for LTF Sapphiro. Waiting for pre-approval to kick in. Anyway, I don’t like ICICI cards except for the shining look of Sapphiro and Dragon pass.

        Reply
      3. Rishabh

        Hi Siddharth,

        During renewal, request them to Close the card. Cancellation team will callback and ask for reason and when we mention Annual fees as reason they convert the card to LTF.
        I got two cards converted to LTF in last 1 yr.
        So holding 3 LTF ICICI cards at present including Amazon Pay.

        Reply
      4. Dheer Khemani

        Sir you normally get Rubyx and Sapphiro LTF when you have relation value above 50 lakhs per annum

        Reply
      5. Amit

        I am a privilege customer and have received Sapphiro as LTF. Although extremely totally exceptionally worthless card but I took it for 2 free airport Spa services.

        Reply
    2. Sudheer

      LTF Sapphiro requires 2L monthly take home salary. Please check with RM to arrange a callback from credit card team.

      Reply
      1. Shivi

        Nah. Nothing of that sort of requirement. I had LTF Sapphiro high CLE without any ITR requirements. Closed it last year.

        Reply
    3. Shimul

      Yes, they issue LTF Sapphiro for Wealth management customers only if you don’t have any credit card with them (You can close current all cards) and NRV is more than 20L. Depending on NRV and other unknown variables you will get LTF Rubyx or LTF Sapphiro. If NRV is low then LTF Coral. Pre-approved offer on net banking or iMobile, just click and instant card generation.

      Reply
      1. Shivi

        No NRV maintained by me. Received LTF Sapphiro after about 8 months of actively using the account.

        Reply
      2. Amit

        No NRV for me. I was offered Rubyx LTF. I linked my ICICI Pru insurance to Net Banking. Next day I saw pre approved Sapphiro LTF.

        Reply
        1. Shimul

          I don’t think ICICI Pru insurance did anything with the offer. ICICI doesn’t run their pre-approval algorithm every day. Even they are still showing Rubyx card upgrade offer on my account based on the closed coral card.

          Reply
    4. Anshuman Srivastava

      I was offerd sapphario variant as lft on holding one account with icici.

      Reply
      1. VR K

        I have a typical question. Generally credit cards are billed from the day we withdraw cash. I would like to know if we deposit extra amount in the credit card which has no dues and later withdraw cash, will it be treated as cash withdrawal and any charges levied!

        Reply
        1. Shimul

          @VR K
          Only interest will not be charged if there is no balance on the card but rest fee as usual ie. Cash withdrawal fee and other if any as per card.
          ATM withdrawal from a credit card does not count for Milestone benefit or sending target for the fee waiver.

          If you still need to do atm withdrawal from CC pay on the same day so they don’t charge you any interest. If you have other balance on the card like online/offline spend and you do atm and pay the atm withdrawal amount you may end up paying interest on the balance amount.

          Please note: Do not pay more than 4-10% advance balance on a credit card. There is a risk of the card closer. I have been told my Amex also.

          Reply
  16. Shivi

    -Close ALL active credit cards with ICICI including AmazonPay.
    -Actively use WM account as your main and primary account.
    -Offer comes up within a year of active usage.
    -No NRV maintained. Just active use of WM account.
    -Card looks good and it has Dragon Pass. DP was the only reason i kept it for a while. It is/was LTF.

    Reply
    1. Shimul

      I have closed all my card hoping to get LTF Sapphiro & DP. Maintaining high NRV is hard in the current situation of investment return.
      What was the monthly transaction volume on your account and category?
      Can you give me hint if you are not comfortable with sharing transaction volume openly?
      The transaction category is an important factor I think.

      ICICI is wired about giving credit card limit. I had Coral for three years. Not used much but enough to get the annual fee reversed. They converted the card to LTF after giving a request for the card closer. I closed it anyway after a few months by saying less limit, they didn’t offer may anything else just saying it’s LTF blah blah. I said anyway close it now!

      One of my family members got pre-approved LTF Sapphiro with a limit of 2.5L. Applied amazon pay card with IT docs received same separate limit on it. Within 11 months limit increased to about 6.5L.

      I check all email statements and found the total spend was less than 15k, Yes you heard right less than 15k. On 6 statements remaining no spend.
      Amazon pay used near about 1L no change in limit there.

      Reply
      1. Shivi

        Volumes were nothing great. Less than double digit on and off. But as i said, It was active. Limit was quarter of a century to be precise. It was LTF.

        Reply
    2. Shimul

      There is an ICICI Wealth Select account with a Visa Wealth Select Signature debit card. Do you know about it? My RM doesn’t know about anything.

      Reply
      1. Amit

        Hi Shimul,

        Why do you want Sapphiro LTF. It is as useless as it can get.

        Reply
        1. Shimul

          Just to keep on the list, Dragon Pass & time to time offer on amazon, etc. All ICICI cards are useless. They are not offering Emeralde card as LTF or I will not get it LTF anyway.

          Sapphiro LTF is the only choice.

          Reply
      2. Shivi

        Yeah. Well, that’s not WM. That’s erstwhile ICICI private banking – estate management. NRV of 3 crores+ or salary credit of 6L plus per month or ITR of 1 crore plus for the past 3 years. NRV includes FD or MF or 10% of demat stock holdings. You can’t apply for it directly. It’s invite only. NRV of minimum 1.2 cr to be even considered eligible for WS account. Comes with Diamant CC and Visa Infinite (not Signature) debit card.

        Reply
        1. Shimul

          The email statement says a little bit of future about this Wealth Select account and asks me to contact RM about eligibility. So this wasn’t an invite.

          My RM “Who is he? Is this real? what is he talking about? How he knows, what I don’t know? He may be joking!”. Like this kind of thing.

          Sorry, my bad. Its Visa Infinite

          Reply
          1. Shivi

            Tell your RM to confirm it with his own bank’s Co-Head, Equity Capital Markets. That’s where this joke is coming from.

    3. Shimul

      Offtopic:
      My ICICI Demat account opening form had a Rs 100 stamp. And I found this KYC document after login. And the sign on the stamp was forged. Emailed the branch manager about it and he did nothing except a courtesy replay.

      That’s how they work.

      Reply
      1. Shivi

        If I was you, I’d have closed my existing demat account with ICICI over forged signature after reporting the matter to police. That Rs. 100 stamp paper counterfeit sign is on power of attorney. I hope you understand the gravity of this.

        Reply
  17. Arun

    I had ICICI as my salary account. Got LTF coral and rubyx based on that. Later moved to HDFC.

    For 15 years it was a privilege account with ICICI. Recently they upgraded it to wealth management. Have my mutual fund SIP linked to ICICI. Nothing else.

    So not sure if they’ll upgrade my rubyx to sapphiro LTF just based on wealth management account, without any NRV criteria.

    Reply
    1. Shivi

      I am speaking from my own experience. All banks got different criteria for different customers. The ONLY thing I did was to use the account actively for 6 plus months before this offer popped up.

      Reply
      1. Shivi

        Timeline- The LTF CC popped up within a month and a half of closing existing CCs with ICICI

        Reply
  18. Shimul

    Got Sapphiro LTF offer with 10L limit and the Emeralde paid card on my wealth account.
    46 Days of all ICICI cards closer. Thanks, @Shivi your are correct about the timing.

    Does anyone get LTF Emeralde offer?

    Reply
    1. Arun

      Shivi and Shimul,

      Did you have icici Amazon pay card and close that too?

      I hold icici Amazon pay, rubyx (mc & amex) and Coral.

      All are LTF and I don’t use anything.

      DCB for 10x and SCB Ultimate for non x spends.

      I’m looking for sapphiro. What should I do to get one?

      Reply
      1. Shimul

        Yes, you have to cancel all cards. Even amazon pay. This is the only way.

        Called Amazon and told me to wait a week for a solution. Will wait for this. Don’t want to close 6 years old account and a history of laks of spends with them.

        I will get an amazon card by closing the amazon account and open again. Or changing the mobile number of the current account (I already have another account with an apply offer 🙂 ), create a new amz account and do few orders, and wait for the application offer.

        Anyway, I don’t care about icici amazon pay card. Just playing around.

        Reply
        1. Arun

          Cool, Am not using icici cards anyways. Just want sapphiro for that spa access and for the ICICI Amex offers that they roll out.

          Also, mine is a wealth management account with transactions (SIPs) not more than 50k per month and occasional CC bill payment.

          Should that be enough?

          Reply
          1. Shivi

            Umm… no more spas accessible in any of Indian Airports.

      2. Shivi

        I had Amazon Pay card too. I closed all existing ICICI cards (including APay) and Sapphiro offer came up

        Reply
    2. Arun

      Also, did you get both amex and mc variants of sapphiro or only one?

      Reply
      1. Shivi

        Got both versions of Sapphiro. MC and Amex. Utterly useless card though.

        Reply
      2. Shimul

        Yes, Got both with 10L limit. I don’t spend 10k on icici card. What i gonna do with 10L!

        Reply
    3. Shivi

      LTF Emeralde offer has come up on WM Select accounts. Also comes with 1 year World of Hyatt membership

      Reply
      1. Shimul

        In my Home branch, they don’t have WMS. They even don’t know about it. Asked if they can give me one. Waiting for reply.

        The small future is the branch WM account doesn’t have to maintain any NRV. Have account 3years+ by maintaining 10-15L NRV. As they say, don’t have to maintain anything.

        Sapphiro seems to be a wealth product itself. So anyone has Sapphiro with normal savings will be eligible for WM or waiver of NRV criteria?

        Reply
        1. Shivi

          They stopped this backward up-gradation of account last year @ Shimul. Earlier, if you held Sapphiro, you could get WM upgrade. ICICI has even downgraded some accounts from WM due to this change.

          Sapphiro is now a Privilege accounting product ~ I see many family/friends (extended) members getting it as a LTF option in their Netbanking.

          Emeralde is being set up in the new WMS world. Wait a few months for WMS to come out. No use taking WoH membership this year with Covid cases on the rise & lock down happening around the world again, imho.

          Reply
    4. Captain Bishuddha Bharatiya

      Shimul thanks a lot for sharing this secret of how to get ICICI Sapphiro LTF. My question is that you said you said you have maintained a relationship value of Rs. 10-15 lakhs with ICICI.
      1. So can you please share us details of this relations like how much balance you maintained in savings ac. and what other investments you have ?
      2. What amount of transactions you did every day from your wealth ac. ?
      3. After getting offer for LTF Sapphiro did they did phone and physical verification ?
      4. You got offer for LTF Sapphiro and paid Emerald at the same time ?

      Reply
      1. Shimul

        Hi,
        1. 0 – 1000 (0 Most of the Time). Have FDs
        2. I do play around with banks. As Shivi said any transaction amount will work but do it daily or every other day.
        3. No verification when you generate card via iMobile or net banking. Instant card generation.
        3. Yes.

        NRV above 10Lac+ help of course.
        In my city NRV requirement waived for the Wealth account and enjoying it :).

        Reply
  19. Pranab

    After getting the guidelines from Shivi & Shimul, I closed all my ICICI cards, HPCL Coral Amex, Coral Amex, Expressions with 8.15L limit and APay with 2L limit.
    I’ve the WM account and have my Salary credited to ICICI since 2005. Also my Mutual Fund SIPs are linked with the account (12K per month).
    Let’s wait for another 25 days (the 45 days timeline as mentioned by Shivi).

    Reply
    1. Shimul

      Start using your account for transactions like transfer to own others bank or family member accounts every day or similar.

      Do you have any pre-approved home loan offers?

      In my case, I have a 1.6Cr offer got Sapphiro and someone who has a 457L Home loan offer got Rubex.
      Another case had a 1Cr Home loan offer got Sapphiro and another has 17L offer got Coral.

      Please note: I don’t have enough data go be sure but this 4 case seems some meaning.

      Reply
      1. Shivi

        No such pre approved loan offers here. Only had Sapphiro come up.

        Reply
    2. Arun

      Hi Pranab,

      Any update after 45 days? Did any offer pop up?

      Reply
  20. Shimul

    ICICI Pre-Approved Card based on Pre-Approved Home Loan offer.
    Sapphiro LTF: 1Cr or more / 50L car loan
    Rubex LTF: 40L to less than 1Cr
    Coral LTF: 10L+

    For these 4 cases, Sapphiro limit on one was 10L and another 2.5L and increased to 6L+ after one year of spending 15K only not 15L :p
    And Rybex was below 2L, Coral Bellow 1L

    What I understand so far you have to make transactions on your ICICI account so the bank knows you have a good amount of cash. Even transfer to own other bank account and family member account count.

    Please note: Based on 4 pre-Approved card offer. The data is not enough if anyone has more information replay to this comment. Also, the 4 accounts had good NRV i can say.

    To get an LTF card from ICICI you have to close your all ICICI credit card. Do it at your own risk. I am not responsible for your decision in any way.

    My suggestion would be before closing your card check if you have any Home loan offers and match with the above details. Start making transactions every day or every other day on your account before closing card/s and make sure you have a Home loan offer on your account.

    Reply
    1. Shimul

      I am just playing with ICICI. I actually don’t care about their card. Not even for ICICI Emeralde. But I am playing for it. One day i will get LTF Emeralde just for collection and show the Branch Manager.
      ICICI Branch Managers are useless or at list for me. First said he will get me one LTF more than 1 year ago. After a month said not possible to get LTF. I know some people who have 30L, 50L ITR. Cr+ NRV but he can’t even approve a paid version of that card.

      ICICI, Kotak cards are useless junk. Waste of time.

      Another tip: If you don’t have/had any Axis card don’t get a paid version if you want LTF. Open a Priority account with Axis do transactions. You will get LTF My Zone in 6 months or so. If you ever have or had a card from Axis then forget about a preapproved LTF card.

      Reply
  21. Arun Kumar S

    Closed all ICICI cards that I had, today (30th March). Let’s see if I get LTF Sapphiro after 45 days, fingers crossed!

    Reply
    1. Arun Kumar S

      Received a call today (May 13) and got an offer for ICICI Sapphiro LTF.
      Applied through netbanking and card was generated instantly.
      Received Mastercard variant only as new amex cards are not being issued currently. Will get amex once the ban is lifted.

      Thank you Shimul & Shivi for the foolproof process.

      Reply
        1. Santosh Kumar

          cancelled all ICICI cards. have preapproved offers now after 45 days (Shivi take a bow:)) in netbanking for manchester united visa signature card. (2.5k annual fee)
          Home loan offer:40L/50L (app shows 40L and sometimes get sms with 50L)

          But the problem is i dont want this but instead woud like other gem stone cards. Reason: co branded cards are not considered for sales

          Reply
        1. Shimul

          Should be batter then before. In my case another 0 to the limit.

          Reply
    1. Captain Bishuddha Bharatiya

      Arun congratulations. How much ♎ you was maintaining ? How often and of what amount you were doing transactions.

      Reply
      1. Arun Kumar S

        Captain, I didn’t actually maintain anything. Have been using the account as salary account from 2012 to 2020. Then moved to HDFC. Since 2020, account was used for SIP debits (30k per month) and was upgraded as Wealth management in mid of 2020. Not sure on what basis. After seeing comments here, started making all credit card bill payments through ICICI (75K a month). And followed the steps given by Shivi and Shimul.

        Reply
      2. Shimul

        Just start doing transaction with other account everyday or every other day. NEFT IMPS RTGS will count. Close all ICICI card with amz pay or any other co card.

        Reply
        1. A

          @Shivi and Shimul I cancelled all my ICICI cards and the highest limit was in Platinum card ( Rs. 45,000 ). Than next day my wealth management savings ac. was opened and from that day I started doing at least 2 debit and 2 credit transactions every day. Now yesterday I have completed 45 days from card closer and in my app. I can see pre-approved offer for free Coral, paid MMT Platinum and paid Manchester credit cards. But the limit offered is only Rs. 80,000.
          So is it possible that the limit offered might get refreshed in future. If yes than how long should I wait so that I can get offer for higher limit ?

          Reply
          1. Shimul

            Your WM account is new and previous limit also very less.

            Get the coral for now. There should be a offer of 50% cash back max 500 within 7 days of card issue. Use the card or not doesn’t matter.

            Close it again after few month. You WM account is the main key.

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