Diwali Offer: Get 5% Cashback and MMT Vouchers with HSBC Credit Cards

By | October 28, 2018

HSBC launched its Diwali Offer on credit cards bit late but the value you get out of it is pretty good. The offer seems to be a targeted & personalised one (not sure) and has two tiers to help cardholders save on spending this Diwali season. Lets look into the offer details,

HSBC Credit Card Offer – Diwali 2018

Diwali Offers on HSBC Credit Cards

Offer #1: 5% Cashback

  1. Offer Period: 22nd Oct to 25th Dec, 2018
  2. Offer: 5% Cashback
  3. Min. Spend: Rs. 30k
  4. Max. Cashback #1: Rs.2,500 + Rs.1,000 (for spends on Add-on cards)
  5. Add-On Card Condition: If the Add-On Cardholder(s) make minimum 2 transactions during the offer period, then the maximum cashback you can get is Rs.3,500 instead of Rs.2,500
  6. Fulfilment: On or before 25th Feb 2019
  7. To Enrol: Send HSBCFEST to 575750 anytime during the campaign period.

Below Offer #2 is Over and above the Offer #1. Ideally its targeted for high spenders who can spend 1Lakh & above.

Offer #2: MMT Hotel Vouchers

  1. Offer Period: 22nd Oct to 25th Dec, 2018
  2. Offer: MMT Luxury Hotel Gift Vouchers worth Rs.5,000
  3. Min. Spend: Rs. 1Lakh (via 5 different transactions/swipes)
  4. Fulfilment: On or before 25th Feb 2019
  5. To Enrol: Send HSBCFEST to 575750 anytime during the campaign period.

While they didn’t mention much about the MMT T&C, i guess this is the voucher that’s redeemable only on 5-star properties which usually costs well above Rs.5000. Anyway, i think its well positioned as they give it only for those who spend 1 Lakh or more.

Many thanks to Mouli for sharing information about this offer.


Overall its an nice offer for HSBC credit cardholders, especially for those who love travelling. Even for others, you get 5% cashback on all spends which is very generous indeed for a not so leading credit card issuer.

Good news is you get more time to spend: upto 25th Dec. Just wish that they had set a better upper cap for cashback so i could take it as a reason to apply for a new HSBC credit card.

Well, that’s just my thoughts. What do you think about HSBC Diwali offer? Feel free to share your thoughts in the comments below.

Author: Siddharth

Helping Indians to choose right credit cards, pick right offers and enjoy luxury vacations for less. Day & night exploring the spiritual reality of our human existence.

27 thoughts on “Diwali Offer: Get 5% Cashback and MMT Vouchers with HSBC Credit Cards

  1. Captain Bishuddha Bharatiya

    Very good and easily achievable target. Only drawback is that HSBC cards are available in very few cities.

  2. Ebin

    It was given free in Bangalore with INR 3000 cash back for spends in first 90 days. Also they were providing BMS vouchers worth 500 for cumulative spends of INR 50000 or above in the previous month. Not sure whether this offer is still available..

    1. Mouli

      10% Cashback up to ₹2500 in the first 90 days of issuance
      3X Rewards on Dining, Hotels and Telecom for first 12 months
      BMS offer is also still available

      1. Ekas

        Hey can you review HSBC Account benefits as well?

        I just reactivated my HSBC account only to find out that I’ve been downgraded from Premier to Basic Account.
        Also, it seems like they have literally NO benefits even with the Premier Account where AQB is whopping INR 40,00,000.
        Considering, shutting its down. As clearly I can take a premium account with any other bank with AQB of INR 1,50,000 to maintain.

  3. Kiran Amruthavaakkula

    I did not receive this offer. This may be targeted ofer

    1. Narinder Pal Singh

      Even i have not received any offer, but when i said sms, i received message saying you have successful registered for 5% cashback offer.

      1. Kiran Amruthavaakkula

        I received the successful registration SMS to both registered mobile number and non-HSBC registered mobile number. Doubt will SMS reply really add my credit card into the offer. Any way thanks for the SMS tip.

  4. Mudit Srivastava

    Hey, just wanted to post related to diwali offers.
    Citibank is offering 5x points on its card on Paytm wallet recharge till 31st Oct. So if you have citi premier miles then its 9% Value back on Paytm wallet reload. The points are capped at 3000 additional points.
    I havent seen any offer better than this one for Paytm wallet reload. Let me know if you know one.

  5. Sayan Das

    For their HSBC advance Visa and Premier Platinum cards the rewards are even better with higher spend targets

    1. HTC Fan

      @Sayan I dont think that is correct since I hold the advance card. The offer is the same as the one mentioned by siddharth. In case you received a targeted better offer please do update

    2. Mouli

      Please mention the offer derails for advance Visa and Premier Platinum cards

  6. A2Z

    This year we have paucity of offers from leading banks. HSBC offer is certainly good to go for.
    Only Indusind have brought usual festival Rewardz & to some extent Yes bank but with prominent reward redemption options missing thats also not great.

  7. Mudit Srivastava

    Citibank 5x points offer on paytm reload. Upper limit 3000 points. 9% value using primier miles card. valid till 31st.

      1. Ramesh Kumar

        Hi Mouli,

        Just to confirm, whether I’ll be getting 2.5K cashback and 5K MMT voucher on spending 1 lakh+ within this offer period?

  8. Mouli


    Yes you will get if you make the required spend and register for the program also through SMS
    If you have add on card then you will get additional cashback also

  9. Praveen Katiyar

    Wishing Siddharth & other CC enthusiasts a happy new year with Newer Cards, greater Credit limits and higher rewards..!!

    Again congratulating and thanking Siddharth for doing such a great work for fellow CC enthusiasts.

    Recently recvd HSBC offer for period 1st Jan 2019 to 31 Mar 2019. On spending 1000 each on 3 categories (namely: Fuel; Telecom & Dining) in a calendar month we get rs. 500 Amazon voucher. Thus we can get three Rs. 500 (Total Rs. 1500) vouchers in 3 months.
    Requesting Siddharth for making a post on this for larger good..!

  10. Manoj

    Hi Siddarth,

    Could you help with reviews of HSBC cards please- Smart value visa and visa platinum
    Your updated offer pages and reviews are really helpful. Thanks for the contribution.

  11. Mouli

    I have received the cashback on Feb 22nd ,3 days before the committed date of 25th and waiting for the voucher

    HSBC always does this,In the last 10 years never once they missed to give the bonus point, cashback in the committed timeline unlike HDFC

    1. Ramesh Kumar

      Exactly, even don’t need to keep track of reward points like I do for HDFC. I also got cashback(22nd) and MMT voucher(today).


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