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Covid-19 Impact: Banks started reducing Credit Card Limits

We’ve recently seen in detail about the impact of Covid19 on credit cards in long term. But now here’s something happening as an immediate response to Covid19. Banks have started revising credit card limits of their customers to safeguard themselves… Read More »

Banking News
Covid-19 impact Credit Card Limit News
Siddharth Raman

WhatsApp Banking: What to expect from HDFC, IndusInd & ICICI Bank

Banking has evolved a lot in past 10 years from branch banking to Online Banking, SMS Banking, Mobile (App) Banking etc and now the new trend is WhatsApp Banking. While not all banks have WhatsApp banking services for now, only… Read More »

Credit Card Basics
Banking Services Mobile Banking WhatsApp Banking
Siddharth Raman

7 Things you should do once you get your New Credit Card

Getting a new Credit Card and holding it in hands for the first time is a pleasure in itself, irrespective of what card it is. The package, the card design, the logos, numbers and above all seeing your name printed… Read More »

Credit Card Basics
new credit card
Siddharth Raman

Amex Double Rewards: Now Enjoy 2X Rewards & 2X Point Value

In these challenging times of Covid-19, Amex India have decided to show some love to their cardmembers by adding more value to their rewards program with the launch of a 3 month long promo called Double Rewards for select cardmembers… Read More »

Card Offers
2X Reward Points Amex Offers
Siddharth Raman

CRED RentPay Review: Paying rent has never been this easy & rewarding

The need for liquidity is at an all time high and consumers are facing what is termed the ‘cash crunch’. In light of this, CRED has rolled out their RentPay service enabling their members to now pay rent by directly… Read More »

Fintech
CRED CRED RentPay pay house rent
Siddharth Raman

CRED Stash Review: 1-click KYC to access credit in 90 seconds

At this time when coronavirus has severe impact across all industries, the need for liquidity is at an all time high. CRED, the credit card bill payments platform has rolled out access to a credit-line exclusively for its members named… Read More »

Fintech
CRED CRED Stash Personal Credit Line
Siddharth Raman

Coronavirus and its impact on Credit Card Industry

As you might know, coronovirus have infected over 2 Million people worldwide and taken lives of over 140K. Even-though infections in India are comparatively lower that stands at about 13K till date, that came at a price: lockdown of the… Read More »

Banking News
Coronavirus Covid-19 impact News
Siddharth Raman

Amex Offer: Get 3X Rewards on your Paytm wallet recharge

While most banks discourage wallet loads from credit cards, here is American Express wanting you to recharge your Paytm wallet and give you extra points on that. While I couldn’t understand why Amex does this, here are the offer details:… Read More »

Card Offers
Amex Offers
Siddharth Raman

Credit Card Spend based offers from HDFC & SBICards – March 2020

HDFC Bank Credit Cards and SBICards have rolled out spend based offers for March 2020 and here are all the details about the offer. HDFC Spend Based Offer Offer: Spend Rs.X to get Vouchers worth Rs.Y Validity: March 1st to… Read More »

Card Offers
HDFC Offers SBICard Offers spend based offers
Siddharth Raman

CIBIL enhances their credit score algorithm and that maybe bad for you

With relatively higher number of active accounts, I regularly check my CIBIL score/report every month or even more often at times to monitor the reporting activity from various banks. Just incase if you’re new to CIBIL, they have paid plans… Read More »

Credit Card Basics
CIBIL Score
Siddharth Raman

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