This is my first spend based offer after opening a savings ac with IDFC First bank in June 2019. Looks like IDFC First bank is upping the game quite a notch with this kind of nice offers on its DEBIT CARD. Yes you heard it correctly!
Here’s a quick look into the offer received on the IDFC First bank debit card:
- Spend Rs.5000 or more with your IDFC First Bank Debit card and get voucher worth Rs.1000 of your choice.
- Duration: Spend between 1st to 30th November 2020
- Cumulative spends during offer period considered
- Cash withdrawal and e-wallet funding not eligible
- Type: Spend based / Personalized
- Fulfillment: By 15 December 2020 (Quite fast !!)
That’s a nice 20% off on spend. Select vouchers from:
Off late IDFC has been sending regular merchant promo offers on debit cards (e.g. Zomato, Swiggy, Grofers, Ajio etc) which are almost comparable to those offered on credit cards.
If you are an IDFC First bank debit card holder and haven’t spend much during recent months, chances are fair that you might have got same/ similar spend based offer email from bank.
Great to see such kind of offers on a Debit card. If you would like to know more regarding the IDFC debit card, check out IDFC Visa Signature debit card review.
What’s the offer have you received? Feel free to share your thoughts in the comments below.
Will credit card payment via mobikwik account for this shopping. ?
Mobikwik has stopped credit card payment thru debit card
Mobikwik still allows CC payment via debit card. Just don’t apply any coupon code while transacting.
mobikwik stopped accepting Dhani prepaid card for CC payment .. other debit cards still work.
Correct. They now read Dhani as a rupay credit card from Corporation Bank!
But does mobikwik allow using Hdfc millennia debit to pay off credit cards?
Yes it does, but you should not apply any coupon for Supercash or any other offer.
It’s too good an offer to let go. I will advice to do a fullproof transaction, so that you don’t miss the GV.
Not sure about mobikwik but I paid my credit card bill using debit card through paytm and confirmed with their social media team and customer care representative about the same. The merchant name was confirmed to be eligible for the offer.
Paytm allow only for rupay debit card only. Please confirm
Nope, that is not the case. I paid my credit card bill yesterday only.
It’s not allowing me somehow, how did you use debit card to pay Cc please?
does dhani debit card work for paytm card payment?
Whether NPS subscription through IDFC VISA Debit Card allowed qualify for cash back?
As per tnc, yes there shouldn’t be any problem.
@Siddharth, posted couple of comments/post on Eterna Card page, please approve those as well.
It will be helpful for people to get idea on C2C card application process.
Other comments are also waiting for approval. Please wait, will approve when he gets time.
It’s same merchant name as we load wallet. How they identify the difference. Please check and confirm
I confirmed the merchant name to be eligible for offer. I paid my credit card bill through Paytm.
Shikhar agreed to your point. But when you load Paytm wallet and pay credit card bill. It shows same biller. I don’t know how they can differentiate between two. Let’s hope for best. I have done my card payments as well through Paytm via IDFC card
The merchant name came out to be Paytm BFSI and when we load the wallet, it is Paytm Wallet, something like this. I confirmed this using Twitter and over the call as well.
Thanks Shikhar for your update. For 2 cc payments I got Paytm bfsi and for one credit card I got only paytm
For wallet loading merchant name is one97 communication in most transactions and few they give Paytm
Can you please check whether we can still pay credit card bills through Paytm by debit cards
Great offer but a targeted one. Do check your eligibility before spending (look up emails from IDFC First Bank).
Yup exactly. That’s already said in bottomline. Still updated the article to make it more precise. Thanks.
Is Amazon gift card purchase through gyftr a qualified transaction?
Yes Amazon voucher purchase is qualified.
I got the Rs.500 amazon voucher offer on the spends of Rs.5000 or more
Whether payment through Debit card on cred will be Considered as eligible purchase??
As per my knowledge, Cred stopped accepting payments via debit card.
Payments above 1 Lakh will still go through Debit Card in CRED
Does Cred accept Dhani rupay debit card for payments above 1L? I don’t see any app accepting it anymore, even mobikwik has stopped allowing it.
Even if cred allowed to pay via dhani card.. dhani would not allow to load more than 1lac I guess
My wife account on idfc got offer to get Times prime membership for free after spending 7000 by end of November
How to pay credit card bill by debit card. Can anyone suggest any app for same. Paytm have stopped this now recently. Mobikwik is very stupid app. Cred already stopped debit card as payment mode.
Anyone suggest which app will be good.
Got 1000 amazon voucher today. Quite fast fulfillment compared to other banks. I even got this offer on IDFC NIYO debit card. So received 1000 voucher twice.
Received the gift voucher today and redeemed for Amazon GV (Quite fast !!)
Idfc at its best. Awesome offer coupled with superfast fulfillment. Even I received it today.
Super excited for their credit card offering. Their offers and fulfillment is on point.
Received voucher today for one debit card. Strange not received for other card.
Received for both the cards now.
Super fast fulfillment before promised date
I got only Rs.500 voucher for paying credit card due on paytm using this card.
New spend based offer received today.
Spend more than 10000 during December month and get TIMESPRIME ANNUAL MEMBERSHIP free. Here are the tncs of the offer–
Offer valid from 15 December 2020 to 3 January 2021.
Cumulative spends on your Debit Card during the offer period will be considered.
Only offline or online retail spends will be considered – ATM withdrawals or wallet uploads are not eligible. The Times Prime Annual Membership code will be sent to you within 30 days of task completion to your email ID registered with us.
Do you think NPS will be considered “retail”? 😛
This is not so good offer as freecharge sells Times Prime Membership for 150 effectively.
It has been till date across banks.
Have used them also for spend based offers partly.
That’s something new. Thanks for writing back mate.
Thank You, Satish!
I would have missed such a terrific offer.
Got benefit in 2 of my family accounts.
Got an email regarding Times Prime membership if spent 10K or more between 15-Dec-2020 to 3-Jan-2021. You can publish an offer on cardexpert for to educate others.
Received a spend based offer today-
Spend 5000 or more and get 2000 voucher ( Amazon/Flipkart) !!
Nice to see IDFC giving great offers recently.
Do online shopping transactions are counted for this offer.
I too got the same offer. And does IDFC gives the gv or can we select whichever we want?
They send a congratulatory mail with link to claim gyftr voucher before certain date (around 3 months). You have to enter unique code sent in email.
As per Nov offer, they offered Shopper’s stop, Grofers, Amazon Pay.
You can select any one. Or multiple to add upto the value of promotion. Eg. Last time it was 1000. So you could get amazon vouchers worth 1000 or grofers 250, amazon 500, shopper’s 250.
Offer fulfilled today.. Received 2k voucher to redeem at GyFTR.