As you might know, I already hold 2 Amex cards (Gold charge card & Plat travel card) and yet the joy of using American Express cards never stops. So I’ve been looking for the 3rd Amex card for almost a year.
While i was busy with life, I missed a wonderful opportunity on Plat Reserve with its Supp. Card offer. The offer is still on but it’s not as great as before. On other side, Plat charge card with its current benefits is not something i’m interested in, atleast for now. So I ended up going with Amex Jet Card.
If you’re looking for the features & benefits of Amex jet card, check out the full review here: Jet Airways American Express Platinum Credit Card Review. This article is more about my recent experience with the card.
Why Amex Jet Airways Card?
JPMiles Earn Rate – No Cap
- Earn 8 JPMiles / INR 150 spend
I’ve been using ICICI Sapphiro card that has similar JPMiles earn rate for domestic spends but ICICI has upper cap of JPMiles that you could earn per year. The Jet card issued by Amex donot have any upper cap, which is good for high spenders.
Another good thing with this card is that you get JPMiles even on spends less than INR 150. Not a big deal for many, but for those who do tiny expenses now and then, it adds up quite well.
Unlimited Lounge Access
This is one of the very few cards left over in the market that gives unlimited domestic lounge access. While that’s a great benefit, it only gives me an extra option to choose from 10+ cards in my wallet!
So to save time & energy, the thumb rule i follow to pick the right card for lounge access is the card/bank on which i feel i enjoy less benefit. Currently i’m using ICICI Cards to access lounges 😀
Access to Amex Lounge
Speaking about lounge access, American Express has its own Lounge at Delhi Airport and this card is one of the very few that can give access to it. It’s one of the lounge that I’ve been waiting to visit for quite sometime.
Preferred Hotels Benefit
- Benefit: iPrefer Elite Tier / Preferred Hotels
I wish to try this sometime or other as i’ve few properties on mind to visit in near future. Let’s see if it helps to get a suite upgrade apart from the unique Welcome Amenity.
This time I applied the card at the new TFS Lounge – Chennai as I used to have good conversation with these sales guys, the fav. one being:
- Me: How do these travellers rely on your words about card benefits/features and apply?
- Sales guy: I try my best to explain the benefits and if I see the customer looks double minded, I ask them to read online reviews on a website called “Cardexpert”
So as a token of appreciation for spreading the word, I decided to give him a count to get closer to his sales target 🙂
Within a week, I received the card in hand. I like the design as the blue Amex logo goes well with the silver background of the card. What do you think?
The card came with a very low credit limit, even-though my gold charge card allows a charge of 20L, its actually 30L now. As soon as i saw the limit, I called up customer care to see if they can relook into it.
They politely rejected, but mentioned that I got low limit because the charge card gives me huge limit, which I don’t think is the real fact.
Maybe Amex always starts a new card with low limit?
I’ve been curious to see how this JPMiles transfer works with Amex and now I’m quite impressed with it.
Amex temporarily holds the JPMiles (like reward points) you earn and transfers them in one shot during statement generation. Let’s say if 15th of the month is your statement date, the JPmiles transfer works as below:
- 14th – JPMiles debited from Amex Ac
- 15th – statement generation date
- 16th – JPMiles shows up on jp account
So it’s good to see that JPMiles gets transferred pretty quick on statement generation. To compare, HDFC transfers JPMiles in a week after the txn and ICICI transfers almost after 2 months(!)
However, the fastest is with Axis Vistara Infinite credit card that transfers your points in ~4 days from the date of txn.
How to apply?
You may apply offline at airport as I did (or) just apply online and get instant approval. Using below link will get you 2,000 JPMiles extra.
Overall I’m happy to have this card in my wallet and looking forward for my next adventure on Jet Airways business class. Unlimited access to Amex & other domestic lounges makes it one of the best Jet Airways Credit Card in the country. Joining fee too is well worth it while renewal fee remains a question! Let’s see what the retention team could do on that when time comes.
That all said, it’s the 10th active credit card in my wallet now, which makes it extra special to me 🙂
Do you hold Amex Jet card or planning to get one? Feel free to share your thoughts in comments below.