Its was my Mom’s Birthday sometime during last week and she received personalized birthday wishes on her email from HDFC along with two offers. First one is to support GiveIndia movement by donating and the second one was the nicest: Gain 10X Reward Points on all your retail spends* on your birthday.
HDFC Bank Wishs you 10X happy returns on your birthday
Here are full details of the offer:
- Valid on retail shopping done at stores and online purchases using HDFC Bank Retail Credit Cards* only.
- Reward Points will be posted post 90 days of the transaction month.
Simple as that. Glad to see that they did not mention any upper limit on reward points that can be earned with this promo. Though, the sad part is, this is a moneyback card which has a very low reward rate of 0.8% that doesn’t make this offer a great one. But, something is better than nothing and 8% is still a nice value back as direct cashback.
I noticed that this email is from preferred banking head as my mom is under Preferred Banking relationship, which means this offer is only for preferred customers, or maybe not.
I’ve never received such personalized offers before, also i haven’t heard of any such birthday offers on any of the other cards that i am researching on. Maybe they’ve added this personalized touch recently!
Have you ever received any such personalized offer like this from HDFC or other bank? Do let me know in comments below.
I received the similar mail in my regalia card on oct…
But dont know whether they hve given 10x rewards points.
Cool, do check out past emails so you can be sure the next time 🙂
How did you get a card issued in your mother’s name.
I am assuming she is a homemaker. Please pardon for any brevity.
Yes, HDFC issues cards for homemaker’s as well. Just that the limit is pretty low.
So if it falls on weekend.. will it be?? 2X *10X
and if we fill petrol at Bharath Petrol bunk will it be
5x * 2X weekend * 10 X birth day spcl?
Just curious ?
10X + weekend for sure but didn’t happen on weekend though.
Petrol 5X tough to combine in this.
Thanks for the info and the tag to mail , Mine’s falling on weekend next month will surely try to avail.
Cool, keep us posted 🙂
My B-day was on Dec 5, they didnt approach me with this offer!
Folks – Please be careful with the 10X reward points given on your birthday. When I saw the mailer from HDFC that I will get 10X reward points on my birthday, I was elated since I would get a lot of points for all the shopping I did on my birthday. It has been about 4+ months now since my birthday, but the 10X points has not been credited. I wrote over a dozen mail to the customer service team, called them up and raised tickets, but all effort seems to have gone in vain. I keep getting reply from the customer service team that they are looking into the matter and will get back, but they have never got back. Never expected such a thing from HDFC.
That’s sad to know. Yes, they did mentioned that we got to wait for 3 months to get it credited.
Did you get the 10x points now? I also received this email today and I am wondering whether this will be on top of already existing 10x on diners 😛
well i received the same mail on my bday.. spent a lot then.. like A LOT.. didnt get any reward points for quite a long time and then after fighting for over a month they gave me around 47000 points on my card.. super awesome.. but these days they are giving 60 paisa for 1 reward point where as diners give 75 paisa for 1 point..
Yes, the same happened to my mom’s a/c on which this offer was received. Looks like they won’t add unless we ask.
I want to ask you about the 10x points on smartbuy. It says all HDFC credit cards are eligible to get 10x points on txns made in smartbuy till 31st August 2017 with a cap of 25000 points PER MONTH. My query is that, in case of Diners, it is already there with a cap of 25000 per BILLING CYCLE for Black, 5000 for Diners Premium and 2000 for Rewards. These limits are per BILLING CYCLE, while Smartbuy offer of 10x cap is per MONTH. If my billing cycle is from 15th to 14th of every month, Do I get 25000 points for the purchase made from 15th of a month till 30th of that month AND another 25000 points from 1st of any month till 14th of that month? Many thanks for clarifying.
How long should i wait before mailing them with regard to the birthday reward points?
Is there any upper limit for this. I think all spends are considered like jewellery also. Today I got this maill. Plz confirm
Once again , HDFC proved that you should track your transactions and points else you will be a big looser.
I spent around 85K during my birthday and I am eligible for 10X points , got mail from RM only on the date of my birthday
I should have got around 27k Points for that but got only 5 Points credited . Called CC they said there is a Max cap and only 5000 points I would get then I checked the mail there is nothing mentioned like that, They asked me to forward the mail to them and they verified with back end , front end & all end teams then they credited me the remaining 22k points.
If I haven’t tracked it then I would have lost 22k points which is 22000 rupees.
Never trust HDFC specially those offers related to bonus points, 2X/10X, Birthday spends
They’ve limited bday 10x points to max 5k recently.
May I know from when they limited it to 5k.Mine was on July 13th. Even in the mail there was no reference related to Max limit
You got any mail on this ?
Not sure “when”, but you can see the cap in the terms and conditions with the 10x bday email they send. I saw this on Sep 2017, must be up few months before.
Anyhow, That Maxcap was not applicable for me during July and I got 25k Points for 10x on my Birthday
Havent been here for some time. But has the Haptik trick for using Amazon Pay (10X expense) to pay for utility and telecom bills been discussed here.