Axis Vistara Credit Card Review (Platinum)

By | January 11, 2017

Do you fly Vistara economy class often? This card might save you a decent amount of money while you enjoy the premium service by Air Vistara. Apart from the CV (Club Vistara) points earning potential, Vistara cards are special for its complimentary tickets, given based on your spend milestone. Lets dive directly into the specifics.

    • Joining Fee: INR 1,500
    • Welcome Bonus: One Complimentary Economy ticket

Axis Vistara Card – Review

Milestone benefits on Vistara Platinum Credit Card:

When you spend certain # anywhere with your Axis bank vistara credit card, you’re given with milestone benefits as below.

  1. Spend Rs.50,000 – 1,000 CV Points
  2. Spend Rs.1,25,000 – 1 Economy Class ticket
  3. Spend Rs.2,50,000 – 1 Economy Class ticket
  4. Also earn: 2 CV Points for every Rs.200 spent

That may appear to be nice, but its actually not. You need to pay extra Rs.1,000 or so as “taxes” to redeem these complimentary tickets.

Apart from welcome bonus, on spending about 2.5L, you’ll end up with

  • 2 Economy class tickets + 3,500 CV Points
  • Tip: Use CV points for Upgrades

Now, what’s the value of it? For this, i took route BLR->DEL and here are the values

  • Approx cost of 2 Revenue tickets: ~Rs.6,000
  • Approx cost of 2 redemption’s: ~Rs.2,000
  • Savings: ~Rs.4,000 (or less)

In other words, you get <1.6% value back, as you spend 2.5L to save Rs.4,000. Maybe a decent return for most who want to have hands on the Vistara card. But i can rather route my expenses on Diners black and get 3.3% value back with which i can take a revenue ticket without going through the whole process. We can’t compare a basic/premium card though. But just my thoughts 🙂

Features of Axis Vistara Card:

  • CardExpert Rating: 3.5/5
  • Reward rate: Upto 1.6% as complimentary tickets
  • Complementary Airport lounge access: 2 Visits/quarter via Visa Lounge Access Program
  • Fuel Surcharge Waiver: Nil
  • Foreign Exchange Markup fee: 3.5% + Service Tax
  • Renewal Fee Waiver: Nil
  • Special Features: Club Vistara Membership & Travel Insurance Protection

As you can see, its a very basic card and it delivers decent value for a beginner. Note that the you can get maximum value from the voucher only on long distance flights. If you’re redeeming it on short distance flights, its better not to take the card, as the value you get goes as low as 1% or even less.

Have something to say? Share your thoughts in comments below.

Author: Siddharth

A Credit Card addict, minting reward points & air miles for years. Obsessed with aviation, airport lounges and luxury hotels. Helping Indians choose a right credit card and enjoy luxury travel at affordable cost.

16 thoughts on “Axis Vistara Credit Card Review (Platinum)

  1. arif ehsan

    but what if you can buy a higher base price ticket for the complimentary bit?

    1. Siddharth Post author

      Yes, using on such high priced ticket is what is all worth it 🙂

  2. Nikita bank just tried to sell me the axis platinum vistara credit card. I am a little concerned on the welcome gift of an economy ticket work 8k. Is there any catch on that? Also, would I be better off without the platinum vistara since 1500 annually seems a bit too high to me

  3. Rahul K

    They are giving one economy base fare waived off ticket on joining. So, for joining fees of 1500, can i get a free vistara ticket, going for 6000+800tax now, for 2300 ? That is 1500 joining fee + 800tax?

    1. Siddharth Post author

      It depends. As far as i know, taxes are usually around 1k+

      But yes, if you can see such fares, you can redeem the voucher for the same.

      1. Rahul Kashyap

        How much do they take from application to generation of voucher code?? Has anybody got any experience? I have applied today, need to book by 10th Oct. Feasible ??

    2. Sunil

      Taxes are very low. From Bangalore to Delhi I paid around 725.

      Delhi Mumbai was around 450
      Delhi Bangalore was around 450 too.

      The best part is if you reschedule your flight you don’t pay any rescheduling price but only 10% points are deducted from the balance points.

  4. Sunil

    Mine took over a month. And voucher code will only be issued once you pay the joining fees. So no point on banking on that.

  5. pawan

    I want this card but am not a customer and axis bank wants 6lpa income proof.
    Why don’t they issue it card on card basis?

    1. Siddharth Post author

      I don’t think Axis does card-on-card. They rely on txn’s or income doc.

  6. Arjun

    Hi Sid
    Seems someone called me from my axis bank branch claiming vistara platinum to be LTF for me , is this a legitimate call or is it fraudulent?

  7. Ashu

    Hi Sid,

    Is this free ticket available for out of India?
    I got a call from axis bank and they offered me “Axis Vistara Platinium Card”.
    Offering free tickets (To and Fro) on 1500 Rupee payment for which is applicable for international flight as well.

    Can you please confirm if I can book international tickets on this offer as well.

  8. Anubhav Tyagi

    I think 3 tickets per year is a very good deal compared with even what most premium cards offer. You took the example of ticekts costing 6k for return, but I’ve got free tickets (1000 to be paid as taxes) when the market rate was 15k (booked 2-3 days before travel).

    Having tried a few other cards and understanding the redemption rate game, I’ve come back to this card, now with the signature variant.


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