5 Best Credit Cards for Shopping in India

By | December 13, 2016

Everyone loves shopping, isn’t it ? How about getting rewarded every-time you shop, as cashback (or) Reward points of decent value? Let’s check out India’s best shopping credit cards available at the moment so you can spend more and save more 🙂

Best credit cards for Shopping Online

Here’s my handpicked list of best credit cards for shopping in India.

  1. HDFC Diners Black
  2. SBI Simply click
  3. Axis Bank Buzz Credit Card
  4. Standard Chartered Manhattan Credit Card
  5. Citi Prestige

List of Best Credit Cards for Shopping Online & Offline in India

#1 HDFC Bank Diners Club Black

My HDFC Diners Club Black Credit Card (India)

Its one of the best cards in my wallet that fits almost anything and everything. Diners cards has temporary yet lucrative 10X rewards program which can get you value back of 33% (as points) on anything you buy at Flipkart and many other partners.

However, Diners card acceptance in india is less, though its getting better over time.

#2 SBI Simply Click Credit Card

Sbi Simplyclick Credit Card

While its not even advertised as a premium card, the potential of the card is very high if you’re an online shopping person. All your Online spends gives you accelerated reward points which can then be redeemed for Amazon vouchers.

#3 Axis Bank Buzz Credit Card

Buzz Credit Card by Axis Bank

Buzz credit card is recently launched by Axis bank in tie up with Flipkart. It gives you flat 5% cashback on anything and everything on Flipkart.

#4 Standard Chartered Manhattan Credit Card

Standard Chartered Manhattan Credit Card Review

I call this card as a Family man card 😀 Looking for cashback on groceries and departmental store spends? This card is for you.

#5 HDFC Infinia Credit Card

While this is basically not a shopping card, HDFC rolls out some nice offers which can help you save hell a lot of money if you know how to make use of the timely promotions run by HDFC.

For example, recently HDFC is running 5X rewards on couple of partner brands like Nilgiris, Payzapp, etc with which you can get upto 16.5% (3.3% * 5 Times) value back. However, its not that easy to get this card. Its a dream card for many, including me 😉

Even without promotions, you can easily earn 3.3% value back on any transactions with Infinia Credit Card, except on fuel.

HDFC Diners Black is my all time favorite credit card for shopping, Fuel (recently) and the most important – airport lounge access.

Looking for cashback across all your credit card spends?
Check out my list of Best Cashback Credit Cards in India with full Reviews.

Whats your favorite Credit card for Shopping and Why? Share your views in comments below.

Author: Siddharth

Helping Indians to choose right credit cards, pick right offers and enjoy luxury vacations for less. Day & night exploring the spiritual reality of our human existence.

8 thoughts on “5 Best Credit Cards for Shopping in India

  1. Abhay

    Hey Sid

    Just a query. I have diner club premium and citibank premiermiles. I am planni g to discontinue my pre.ier.iles because of it high fees. Can you suggest some other card with very low or no fees and has good benefits too. Do consider that I have my diners premium, i jist need the other card visa/master as a backup card only.

  2. San

    My favorite is CitiBank IndianOil Platinum Card. It earns me a good ₹ 4000- 5000 worth of reward points annually. Each reward point earned is worth a ₹ of fuel.

  3. Abhishek

    Siddharth , I was having Jet Airways Citi card, and when they cancelled the association, Citi offered me to give all the Miles as reward points i earned till date on co-branded card (though they were already transferred to JetAirways) and life time fee of Rs 1000.

    Now a days i am not using this card much but almost every year i do get atleast 1k worth of vouchers through the points earned.

    So do you think this card is worth it at this 1K price?

  4. Abhishek Arora

    Which is the best Card for payment of Facebook Ad Payments Getting maximum reward points as cash back or otherwise?

  5. Pavan

    Can you please suggest me the credit card with no annual fees and more rewards points on grocery, shopping, online payment etc..


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