Get 10X Reward Points on your Birthday with HDFC Credit Cards

By | January 25, 2017

Its was my Mom’s Birthday sometime during last week and she received personalized birthday wishes on her email from HDFC along with two offers. First one is to support GiveIndia movement by donating and the second one was the nicest: Gain 10X Reward Points on all your retail spends* on your birthday.

HDFC Bank Wishs you 10X happy returns on your birthday

Here are full details of the offer:

  • Valid on retail shopping done at stores and online purchases using HDFC Bank Retail Credit Cards* only.
  • Reward Points will be posted post 90 days of the transaction month.

Simple as that. Glad to see that they did not mention any upper limit on reward points that can be earned with this promo. Though, the sad part is, this is a moneyback card which has a very low reward rate of 0.8% that doesn’t make this offer a great one. But, something is better than nothing and 8% is still a nice value back as direct cashback.

HDFC Bank Wishs you 10X happy returns on your birthday

I noticed that this email is from preferred banking head as my mom is under Preferred Banking relationship, which means this offer is only for preferred customers, or maybe not.

I’ve never received such personalized offers before, also i haven’t heard of any such birthday offers on any of the other cards that i am researching on. Maybe they’ve added this personalized touch recently!

Have you ever received any such personalized offer like this from HDFC or other bank? Do let me know in comments below.

15 thoughts on “Get 10X Reward Points on your Birthday with HDFC Credit Cards

  1. Ketan

    Hi sid,
    I received the similar mail in my regalia card on oct…
    But dont know whether they hve given 10x rewards points.

    Reply
    1. Siddharth Post author

      Cool, do check out past emails so you can be sure the next time 🙂

      Reply
  2. RAHUL BANSAL

    How did you get a card issued in your mother’s name.
    I am assuming she is a homemaker. Please pardon for any brevity.

    Reply
    1. Siddharth Post author

      Yes, HDFC issues cards for homemaker’s as well. Just that the limit is pretty low.

      Reply
  3. Palguna Andavarapu

    So if it falls on weekend.. will it be?? 2X *10X
    and if we fill petrol at Bharath Petrol bunk will it be
    5x * 2X weekend * 10 X birth day spcl?

    Just curious ?

    Reply
    1. Siddharth Post author

      10X + weekend for sure but didn’t happen on weekend though.
      Petrol 5X tough to combine in this.

      Reply
  4. Ashish gupta

    Thanks for the info and the tag to mail , Mine’s falling on weekend next month will surely try to avail.

    Reply
  5. Majumdar

    My B-day was on Dec 5, they didnt approach me with this offer!

    Regards

    Reply
  6. Vijay

    Folks – Please be careful with the 10X reward points given on your birthday. When I saw the mailer from HDFC that I will get 10X reward points on my birthday, I was elated since I would get a lot of points for all the shopping I did on my birthday. It has been about 4+ months now since my birthday, but the 10X points has not been credited. I wrote over a dozen mail to the customer service team, called them up and raised tickets, but all effort seems to have gone in vain. I keep getting reply from the customer service team that they are looking into the matter and will get back, but they have never got back. Never expected such a thing from HDFC.

    Reply
    1. Siddharth Post author

      That’s sad to know. Yes, they did mentioned that we got to wait for 3 months to get it credited.
      Lets see!

      Reply
    2. Nitin

      Did you get the 10x points now? I also received this email today and I am wondering whether this will be on top of already existing 10x on diners 😛

      Reply
  7. sahil

    well i received the same mail on my bday.. spent a lot then.. like A LOT.. didnt get any reward points for quite a long time and then after fighting for over a month they gave me around 47000 points on my card.. super awesome.. but these days they are giving 60 paisa for 1 reward point where as diners give 75 paisa for 1 point..

    Reply
    1. Siddharth Post author

      Yes, the same happened to my mom’s a/c on which this offer was received. Looks like they won’t add unless we ask.

      Reply
  8. S Ramakrishnan

    Hi.
    I want to ask you about the 10x points on smartbuy. It says all HDFC credit cards are eligible to get 10x points on txns made in smartbuy till 31st August 2017 with a cap of 25000 points PER MONTH. My query is that, in case of Diners, it is already there with a cap of 25000 per BILLING CYCLE for Black, 5000 for Diners Premium and 2000 for Rewards. These limits are per BILLING CYCLE, while Smartbuy offer of 10x cap is per MONTH. If my billing cycle is from 15th to 14th of every month, Do I get 25000 points for the purchase made from 15th of a month till 30th of that month AND another 25000 points from 1st of any month till 14th of that month? Many thanks for clarifying.

    Reply

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