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OPD Claim Experience with ICICI Lombard Health insurance (by Amex)

As you might know, few years ago I took the Amex health Insurance underwritten by ICICI Lombard and it also comes with OPD benefit of Rs.10,000 (on my 10L coverage policy). So it’s time to avail the benefit. But well,… Read More »

Health Insurance
OPD Claim
Siddharth Raman

SBICard now lets you track your CIBIL score for FREE

SBICard, the 2nd largest credit card issuer in the country now lets you view your Credit score (CIBIL) online from your SBICard account. This option is currently in beta mode and only the score is reported at the moment, for… Read More »

SBI Credit Cards
CIBIL Score free cibil score
Siddharth Raman

Bank of Baroda Eterna Credit Card Review (3.75% Cashback on Online Spends)

Bank of Baroda Eterna Credit Card

Bank of Baroda which runs credit card business under the entity Bobcard Limited (formerly known as BOB Financial Solutions Limited) issues BOB Eterna Credit Card as a part of their premium credit card offering. It has a pretty good reward… Read More »

Bank of Baroda
credit card reviews
Siddharth Raman

Bank of Baroda Premier Credit Card Review

For those who needs airport lounge access benefit, Bank of Baroda has a credit card for that and that is the BOB Premier credit card. It works on Visa Signature platform and here’s a quick review on the same. Joining… Read More »

Bank of Baroda
Bank of Baroda Credit cards visa signature
Siddharth Raman

Bank of Baroda Select Credit Card Review

bob select credit card

Joining Fees Joining Fee INR 750+GST Joining Fee Waiver Spend INR 7,500 in 60 days Renewal Fee INR 750+GST Renewal Fee Waiver Spend INR 70,000 in 1 yr Rewards Online, Dining, and Utility: 1.25% (5 RP/Rs.100 – capped at 1,000… Read More »

Bank of Baroda
Bank of Baroda Credit cards
Siddharth Raman

Axis Bank Launches ACE Credit Card with 2% Cashback on regular spends

Axis Bank in collaboration with Google Pay launched a new entry-level credit card named Axis ACE Credit Card that runs on Visa (Signature) platform. Here’s everything you need to know., Features and Benefits 5% Cashback on: Bill payments (electricity, internet,… Read More »

Axis Bank
Axis ACE Credit card News
Siddharth Raman

Upcoming New Credit Card Launches in India (2020 & 2021)

Now and then we get to see rumours of various new credit card launches in India. So I thought why not make a list of them so that readers get to have a clear picture of not only the best… Read More »

Credit Card Basics
upcoming credit cards
Siddharth Raman

Business Spends on Personal Credit Cards – Everything you need to know

Business Spends on personal credit cards

What are business spends? Ideally speaking, any spend that’s not done for your own personal need or consumption is a “business spend”. But it is also broader than that, as type of spend may be same for both personal and… Read More »

Credit Card Basics
business credit cards business spends
Siddharth Raman

Tier Match: Get Club ITC Gold with Club Vistara Gold

WelcomHotel The Savoy - ITC hotel

As you might know, Vistara recently got into partnership with ITC and that gives us two benefits, which are points transfer and tier match (temporary). I don’t see points transfer to be lucrative yet but I maybe wrong. Will need… Read More »

Card Offers
Club ITC Club Vistara ITC Hotels
Siddharth Raman

NPS Contribution through Credit Cards – Everything you need to Know

NPS contribution through credit cards

What is NPS ? I personally don’t use it but I googled a bit to get you an idea. The National Pension System (NPS) is a social security initiative by the Central Government. Its a sort of pension scheme with… Read More »

Credit Card Basics
manufactured spends NPS Contribution
Siddharth Raman

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