Bank of Baroda Premier Credit Card Review

By | October 13, 2020
Bank of Baroda Premier Credit Card

Joining Fees

Joining FeINR 1000+GST
Joining Fee WaiverSpend INR 10,000 in 60 days
Renewal FeeINR 1000+GST
Renewal Fee WaiverSpend INR 1,20,000 in 1 yr


  • Travel, Dining and International spends: 2.5% (Capped at 2000 RP’s a month)
  • Other Spends: 0.5%

Lounge Access

  • Domestic: 2/qtr through Visa Signature


  • Cardexpert Rating: 3.5/5

Overall not a great credit card I would say. If you’re asked to take a BOB card as a cross-sell to take a loan or other products, you could rather go for the Bank of Baroda Select credit card.

Or, if you can spend higher, like 5L annually online or offline, its better to go for the newly launched Eterna Credit card.

Do you have Bank of Baroda Premier Credit Card? Feel free to share your thoughts in the comments below.

Author: Siddharth

I love credit cards, enjoy travelling for free using reward points & airmiles. Obsessed with business class cabins, airport lounges and luxury hotels.

5 thoughts on “Bank of Baroda Premier Credit Card Review

  1. Tanmay Lodha

    This card is not at all recommended. The most useful BOBFinancial cards are Select credit card and Eterna credit card

  2. Sudip Mukherjee

    Iam a customer of Bank of Baroda.Have I get a credit card from this bank ?

  3. Jasond

    It’s high time sid, after Bob cards u should review idbi credit card as well, they may be not too impressive, but are at least good to be find a place in your list.

      1. Jasond

        Euphoria on mastercard platform and winnings on rupay platform are the two really nice product they offer,


Leave a Reply

Your email address will not be published. Required fields are marked *