Axis Bank Magnus Credit Card Review

By | September 27, 2022
Axis Bank Magnus Credit Card

Axis Bank has so many wonderful credit cards in their portfolio and Magnus is one of the best rewarding credit card without a doubt. Axis Magnus Credit Card is the HOT pick of the year 2022 for a super premium credit card holder with good spends.

Here’s everything you need to know about this most popular Credit Card in India at the moment.

Overview

TypeSuper Premium Credit Card
Reward Rate1.2% to 12.4%
Annual Fee10,000+GST
Best forMonthly spends of 1 Lakh
USPAirport meet & greet services

With all the new benefits, Axis Magnus Credit Card can be called as the best super premium credit card not only in India but in the world.

Because no card in the world can get closer to the rewards it gives on spends of 1L a month, which fits well for most cardholders in this segment.

apply now

Fees

Joining Fee10,000 INR+GST
Welcome Benefit10,000 INR TataCliq voucher (or) flight ticket
Renewal Fee10,000 INR+GST
Renewal Benefit10,000 INR TataCliq voucher (or) flight ticket
Renewal Fee waiverOn spending >15 lakhs

Note that TataCliq voucher is the new option given as welcome benefit temporarily and it maybe discontinued anytime. Otherwise, if you choose one-way economy flight ticket, the price will be capped to Rs.10,000.

As long as TataCliq voucher is available, it’s the best option to go with, as it almost covers the welcome fee, except the 1800 INR GST portion.

Once you do your first txn you’ll get a link on SMS, accessing which you can redeem the desired welcome benefit in a matter of few clicks. If not received, call Axis Concierge (18001034962) post generation of 2 statements.

The Card

axis bank magnus credit card-unboxing

The Axis Bank Magnus Credit Card now comes in a metal form factor on Visa Infinite platform. The card looks definitely premium even without the metal form factor.

Anyway you can’t differentiate metal Magnus from a non-metal Magnus that easily. So if you’re holding the previously issued plastic card under Mastercard platform, there is nothing to worry.

Rewards

SPEND TYPEREWARDSREWARD RATE (Edge Rewards Portal)REWARD RATE (Points Transfer)
Regular Spend12 RP / 200 INR1.2%2.4% – 4.8%
Axis Travel Edge Portal60 RP / 200 INR (5X)6%12% – 24%

The regular reward rate on edge rewards is indeed not exciting on Magnus. However, with 2X promo & 3X promo which comes once in a while, it’s easy to save well over what HDFC Infinia and other super premium cards offer.

5X on Travel Edge portal is the new and nice benefit which you may find it useful for flight bookings.

Ideally, converting your points to the newly introduced Points transfer partners is the best way to get maximum out of Axis Rewards.

What this does is that it increases the “point value” from the usual 20ps (Edge rewards portal redemptions) to 40ps (Marriott/ITC transfers) or even 80ps if you explore airline partners.

Milestone Rewards

  • Rewards: 25,000 points on 1L spend (per calendar month)
  • Fulfilment: 90 days from end of txn month

Monthly milestone benefit is the newly added feature from Feb 2022 and this is the reason why it makes sense for high spenders to get Magnus Credit Card.

This is because no card gives 6.2% value just like that with easy redemption options. And if you decide to play with points transfer partners, that’s minimum ~12.4% savings.

While it’s a great benefit, the fulfilment period is bit longer which may bother some short term points players.

25K reward points can get you 2 nights at Marriott hotels through points transfer.

Caution: If you’re applying for the card & approved this month, note that the milestone benefit is applicable only from the upcoming month. Your approval month (or) the card setup date is the date when you receive the “card approved” sms.

Easy way to double check on this is to look at the issue/expiry date printed on your card, just add +1 to it. If your expiry date is something like 05/27 (May / 2027), ideally your spends are eligible from June.

Airport Lounge Access

Access typeViaLimitGuest Access
Domestic Lounge AccessVisa / MastercardUnlimited
International Lounge Access (Primary)Priority PassUnlimited8

Guest access on Priority Pass (for International lounge access) is a good one to have and it is limited to 8 access per “card anniversary year”. That’s sufficient to cover the access for your family.

Wish they had given the complimentary guest access for domestic as well, as Axis has technical challenges in issuing Add-on cards as of now.

But as long as you are able to get add-on cards (hit or miss as of now), it comes with unlimited domestic lounge access as well.

Airport Meet & Greet

airport meet and greet services
  • Complimentary Access: 8 / year

The airport meet & greet service – which Axis Bank calls as “airport concierge” service is the USP of this product. It gives VIP Assistance Services for a smooth and hassle-free airport transfers.

The services include assistance across airport processes, such as: express check-in, fast-track security check, immigration assistance, porter & buggy services.

I’ve used this service at MAA/BOM/HYD airports both for arrival & departure and its quite useful. Here’s a detailed article on the airport meet & greet services available at Indian airports.

Golf Benefit

  • Complimentary Courses/Lessons: Nil

Unlike most other premium and super premium credit cards, Axis Magnus doesn’t have the complimentary Golf benefit.

This is because they basically replaced the Golf benefit with Airport Meet & Greet services to reduce their costs, which definitely makes sense.

However, if you’re holding the Mastercard variant, you’re eligible for the Mastercard World Golf benefit that gives 1 complimentary lesson a month and 4 games max per year.

Add-On Cards

Axis Magnus Add-on cards

Getting add-on cards with any Axis Bank credit card is tricky as of now but is getting better. It can’t be applied independently either unless there are additional approvals.

However, it can still be applied while applying for the primary card but it may or may not get processed as expected.

I wouldn’t suggest taking add-on cards if you’re looking for peace of mind. Because even if you get it, you need to call support every-time to change pin, etc, as add-on cards can’t be accessed online.

Hope Axis Bank fixes this Add-on cards issue soon.

Bookmyshow Offer

  • Offer: Buy one Get one
  • Valid on: movie/non-movie bookings
  • Max. Cap: Rs. 500 off on the second ticket
  • Monthly limit: 5 bookings per month

Boomyshow offer is pretty good indeed and if you’re in metro cities where the ticket cost is easily 500 INR, then this is a very good benefit. Else, Visa Infinite offer is sufficient for most.

That said, Visa offers may get maxed out pretty fast compared to the direct BMS offer on Magnus, so the separate Magnus offer still makes sense.

Forex Markup Fee

  • Foreign Currency Markup Fee: 2%+GST = ~2.4%

If you redeem your points for points transfer partners, you’ll ideally end up at no-profit / no-loss. If you play the air-miles game, yes, you’ll gain about 2.4% but that’s not for all.

But if you spend 1L in a month, you will definitely end up in overall gain as you get the milestone benefit.

Maximizing Axis Cards

axis premium content

The Year 2022 is an amazing year to explore Axis Bank Credit Cards. However, there are various issues with the bank, from application, credit limit to service and support.

If you’re facing various issues (or) if you prefer to have a smooth ride into a rewarding year with the lucrative Axis Bank credit cards, do check out this beginners guide to Axis Bank Credit Cards: Maximizing Axis Bank Credit Cards.

How to Apply?

You may apply online on Axis website in a matter of few steps. Axis Bank is recently known for processing fresh credit card applications pretty fast.

You may get the card approved usually within a week from the date of application. If you’re new to bank, not to worry, you don’t need to create Axis Savings A/c to have an Axis Bank Credit Card.

apply now

Bottom line

  • Cardexpert Rating: 4.9/5

Magnus Credit Card is one of the amazing credit cards that Axis Bank has ever created. It’s a must have card for those who’re spending ~1L a month, as it’s the highest rewarding credit card in India at that spend level with easy redemption options.

With unlimited lounge access, milestone rewards and airport concierge service, Axis Magnus is worth having in the wallet in 2022 if you’re looking for attractive rewards and premium experiences in life.

The only downside is the service and support, which I hope will get better when the Citi merger goes live.

Do you hold Axis Magnus Credit Card? Feel free to share your experiences in the comments below.

243 thoughts on “Axis Bank Magnus Credit Card Review

  1. Abhi

    1. Do we get complimentary one way flight ticket even if renewal fee has been waived once spend threshold of 15L has been reached?
    2. Does the complimentary air ticket cover only base price and rest cardholder needs to pay, like taxes and fuel surcharge, or is the entire booking amount covered upto 10K?
    3. Meet and Greet is available to cardholder, but do they accept family members by swiping for them additionally?
    4. Understood that wallet loads don’t count in monthly milestone, but regular 1.2% RP is offered?
    5. Rent payments don’t fetch regular points but do they count towards monthly milestone?

    Reply
  2. Anupam

    Hi Sid – How would you compare Magnus against DCB/Infinia benefits? A comparison article would help people decide whether it is worth swtching over from HDFC Super Premium cards to Axis Magnus.

    Reply
    1. Siddharth Post author

      I wouldn’t suggest switching, as each has their own benefits. But if spends (non 5x/10x) are ~1L a month, then Magnus is the one. Will compare in detail sometime.

      Reply
      1. ka

        How are some of the comments stamped as may17 but the article itself is authored on may20! Am I missing something?

        Reply
        1. Siddharth Post author

          You’re seeing the recently updated date of article.

          Reply
  3. Bhavik Kothari

    If I want to apply only because of the milestone benefit, should I? Any idea how long this will continue minimum?

    Reply
  4. Rohit Pandey

    I started using magnus card recently. But i noticed they don’t credit edge rewards for transactions in timely manner. For some transactions, it’s almost a month and even after statement generation points are not credited. Not sure if this happens to every magnus user or not. Otherwise this card seems to have every feature of a super premium category

    Reply
    1. Joe

      Facing similar problem with Select card also.
      Don’t know if it’s a Axis thing.

      Reply
    2. karan oshan

      Yes facing similar issue, calling cc everyday, dropping mails to no and pno
      Still no solution, their customer care is useless, they dont know themselves what is going on in their bank.
      However this is a common issue, and every one is facing the same, no rewards credited since 21st April 22.
      Hope it resolves soon

      Reply
  5. Anubhab Sarkar

    I just called the concierge Sid regarding the tata cliq voucher.. they informed me that it is still valid for this year as well..maybe they haven’t updated in their T&C’s..

    Reply
    1. Siddharth Post author

      Thanks for that info Anubhab.

      Was able to avail TataCliq last week but they didn’t share this. Hope they update the dates accordingly, else it’s a hit or miss.

      Reply
      1. Prashant

        Hi Sid,

        Are Tata Cliq vouchers worth the pain of switching from Amazon comfort? The products on Cliq are obviously priced higher compared to other etailers..Is it worth availing Magnus benefits?

        Till now my experience with Axis Customer care has been bad, hence I am in double mind, especially with Tata Cliq thing. Please guide.

        Reply
        1. Siddharth Post author

          Tata Cliq has improved a lot lately, their gift card system works pretty well and you wouldn’t need any support form Axis for the same, other than requesting for one.

          Reply
          1. Abraham

            That’s great to know Siddharth. If you don’t mind could you share if the TataCliq voucher needs to be utilized in a single transaction or is it similar to Apay, use as and when required in multiple transactions till the 1 year validity ?

          2. Siddharth Post author

            Yes, it works similar to Amazon Pay.

          3. Chandrasekhar Adusumalli

            Hi I have a DCB LTF, SBI ELITE LTF, SBI PRIME LTF, BoB Eterna, Axis Magnus will come tomorrow, Axis select , Axis Myzone ltf, IndusInd Intermiles Odyssey ltf, ICICI Intermiles sapphiro ltf, ICICI Apay ltf, ICICI MMT ltf, Amex plat travel ltf, Zomato RBL LTF, Yes Prosperity Edge Ltf, Regalia First LTF, Citibank Cashback Ltf, Uni card, Slice card, Postpe, Intermiles platinum membership, Club Mahindra purple studio membership. Does it make any sense for me to get Amex plat charge card? How to maximize the usage of my cards to get good benefits?

  6. AKG

    I recently availed the airport concierge service and it was USELESS. There wasn’t even V of VIP in it. No express check-in, no fast track security check. VIP/fast-track immigration, anyway, is only for actual VVIPs only.

    What I got as a service was a lady who greeted me at Gate and was with me as an assistant until I boarded (assistant in terms holding your documents, you still need to stand in every damn queue). A porter who carried my luggage until check-in.

    Generally, airport concierge service provider also provides lounge access included in service, however this agency didn’t had any such tie-up (citing new company as a reason).

    It’s probably useful for those who will be travelling in an air plane (or Intl travel) for the first time or old people.

    Reply
    1. Siddharth Post author

      May I know at which airport you had this experience?

      Reply
    2. MT

      similar experience with me at Mumbai , luggage porter was provided (no golfcart) , was escorted into biz security and service ended there…since then , only used the service for arrivals

      Reply
  7. ratbert

    The Tatacliq voucher can still be availed – I got it in the first week of May. Called the concierge, they noted my request and mailed the voucher in about a week’s time.

    Reply
  8. Pratham

    Hey ,
    I have been using Magnus for quite sometime now . In my 2 years of owning a Magnus card I have used the concierge service quite a few times by now mostly at Mumbai t1 and t2 and recently at HYD airport for my transit .

    Honestly on none of the occasions I was received by meet and greet staff nor given fast track access other than once at T1 . The only thing that remained common amongst all the “Experiences” ( only if could call it as one) was a porter waiting with a name placard and the same person would carry my luggage . The services have never been consistent they have different rules at different airport .

    I think Since the service team at the airport is fully aware that the customer has availed the service via credit card program and has not paid for it directly so they tend to take it lightly and land up compromising on service quality.

    On an another occasion I was travelling with 2 of my employees who were accompanying me and so while placing the request for the service I had mentioned about 2 additional guests but even then there was only one staff sent from their end who only carried my luggage just like every other service that I have availed .

    So ultimately service was only availed by me while the other two did not avail any of the facilities but eventually they landed up debiting 3 services from my account for which I have raised the matter with the concierge team . So be it one Guest or three it dint make any difference nor was it useful .

    I personally feel the concierge program needs to be fine tuned .

    Reply
    1. Siddharth Post author

      I’ve used twice at BOM T2 and twice at HYD in the last two months and it was all as expected.

      Once I was even informed that only porter is available for one of the slot and concierge was checking with me if I’m ok with it.

      Maybe they already fine tuned a bit.

      Reply
      1. AK

        Is the card quality (material wise; metal) similar to infinia? Still waiting for mine to be delivered.

        Reply
        1. Siddharth

          Can you please tell me how much time did it take for the card to be delivered after approval ?

          Reply
          1. Abhi

            Atleast for me approval took 14 days from applying, and card delivered just 2 days after approval.

  9. jitendr a saraogi

    what are the exclusions for calculating monthly milestone for axis magnus credit card.will appreciate clarity on this for avoiding any confusion in this regards.thanks in advance.

    Reply
  10. ratbert

    The grabdeals page says that the maximum number of edge rewards points in a month is 10000. Which is 2k INR.

    So if I buy something on Amazon through grabdeals:
    1. Reward rate is 10x, therefore becomes 12%.
    2. The max I can spend is 16666 a month, since 12% of 16666 is 2k. Seems pretty low.

    Also does anyone know if this max cap of 10k points apply to each grabdeal partner separately or covers all of them?

    Reply
    1. Sandeep Vinayak

      Insurance is capped at 6k reward points max. Grab deals is capped to 10k per customer. So no matter how many you do, once you hit 10k you hit the ceiling.
      grab deal offers Zomato orders at 45x!
      Wise thing to do would be to route all Zomato spends through grab deal at 45x and hit that 10K!

      Reply
      1. Ok arthi

        Can u confirm u r getting all reward points for grabdeal. Receiving mixed experiences

        Reply
  11. Abhishek Laddha

    Which spends are excluded from 1L count ? ( read some where that they don’t count wallet load ) , what about insurence payments ? Any ideas ? Have applied it today but I’m worried it they excused these benefits then it might not be a worthy card

    Reply
    1. Abhishek Laddha

      Update 1 : process seemed smooth so far , I had applied via call for upgrade from my zone card to magnus , he told me I can keep both ,but told him to upgrade card and cancel my zone,he did and lady from bank came and collected documents on 23rd morning . She too k deatils for add on card as well. And today card is visible in mobile app ( I have not recived any email or text that my card is apporved. )
      Now let’s see what all transactions come under spends based promotion.
      Secondly I think it shows same credit limit as my zone
      What is usual credit limit you guys have got on magnus credit card ?

      Reply
      1. Abhishek Laddha

        update 2
        Got my card with priority pass , sadly they did not issue Addon card ( Called CC and they told they are not giving new Addon card as per policy ( People who already have add on card with get it , if they update credit card ).

        Reply
        1. Abhishek Laddha

          Update 3
          You don’t need to wait for 2 statements before you get Tata cliq voucher. Once i did my first transaction if got a message from axis bank that i can get this voucher now . After placing order on phone i got my voucher on email on 7th day.

          Reply
      2. Mohd M

        What was your myzone card limit? I also called axis customer care but they said minimum 3L limit is required for upgrade to magnus.

        Reply
        1. Chandrasekhar Adusumalli

          I too got same reply. My myzone credit limit then was Rs 1 lakh. So I applied for magnus separately as a non-customer giving my 2 months pay slips wherein at least Rs 1.25 lakh net to reflect and got card approval. Card is in transit and will reach me tomorrow. It will take a total of 12 to 13 working days for the card to reach you

          Reply
          1. Ravi

            I applied once and they sent me another card. Now have applied again. Net is more than what was advertised. Do not know what the process is in getting one.

  12. Anubhab Sarkar

    I have received my Tata cliq voucher..though it landed in my spam mail..it was a smooth experience..and axis seems to have updated their T&C..kindly update the welcome/renewal benefit section..

    Reply
  13. Karthickeyan

    Surprised to find the free cash withdrawal facility not mentioned. Does that free withdrawal mean no interest will accrue until statement generation?

    Reply
    1. arpan kumar

      same question. how can we make most of free cash withdrawal option? can we withdraw amount till our credit limit without any charges? that sounds way too good a benefit to believe in 😛

      Reply
      1. Siddharth Post author

        No w/d charges, but finance charges would be applicable.

        Reply
  14. Abhishek Laddha

    25000 bonus points should come in account in 90 days after end of month as per website . What is experience of group how much time dose it take for points to come in account ?

    Reply
  15. Prakher

    The reward rate seems to be extremely poor for day to day transactions. You only get reward points only in multiples of Rs.200 i.e if the transaction is of say Rs.325 you will receive only 12 reward points with Magnus whereas on my ICICI emerald I receive 13 reward points (4 per 100 and then 1 for the next Rs 25 hence 13 for the whole Rs325). Here if we calculate the reward rate per pro rated 100 than clearly Emerald wins (Magnus- 12*.20= Rs 2.4, Emerald- 13*.25= Rs3.25) because of the coverage of the whole amount spent in terms of reward point accrued. One more peculiar thing I noticed with Emerald – I do get regular rewards for my fuel spends i.e 40 reward points per Rs 1000 of fuel instead of 10 reward points (written on the website).

    So I guess, using Magnus below 1 lakh isn’t useful at all.

    Reply
    1. Abhishek Laddha

      Thank ,Just noticed after reading your comment , even for 585 shopping ,you get reward for only 400 rs . But then even if you can spend 4L overall over 4 months out of 12 ,you get very good rewards .
      I have regalia for routine spends ( have applied for upgrade to infina 2 days back ,lets see how it goes )and have taken magnus for school fee payment for kids .
      I have also applied for SC utimate many times over last 2 months ,but application always get stuck at processing level so have given up on that for now.
      I guess we all you strive for 2% or higher reward rate when we use credit card .

      My target cards and spend pattern
      1. Axis magnus for large school fee payment 4 times per year . 6% rewards
      2. Hdfc regalia for routine spends ( 1.3% but gives a lot of spend based offer making it around 2.3 % with T1 milestone .
      Hoping it will be upgraded to infina this month .
      3. Axis Ace for bill payements ( mobile , Gas and electricity) .5 % cashback
      4 . Amazon pay on and off for mild shopping from amazon .
      5. Sbi click for special offers on and off
      6. Idfc select as back up and on and off for movies

      Standard charted utimate is probably only missing card in my kitty that I desire as of now .

      Reply
      1. Abhishek Laddha

        UPDATE
        had applied for Infina via Rm on 6th july and today my Hdfc ap shows infina ( transfer in )
        Took total 25 days and mutiple calls ( application form ,salary slip as documents)
        Planning to Use both magnus and Infina as primary cards with others as add no card as and when needed.

        Reply
  16. Amar

    Tata cliq has removed all electronics items from its website or app.
    Only fashion and beauty products now sold by them – all Tata cliq vouchers are now useless.

    Reply
    1. Siddharth Post author

      That’s a sad news, thanks for sharing.

      But TataCliq voucher is not useless for sure. Maybe you need to explore a bit. 🙂

      Reply
      1. vyom aggarwal

        hi sid
        a very cryptic comment
        please elaborate on how to maximize tata cliq voucher usage..
        regards

        Reply
  17. MT

    Hi,Just Wanted a Confirmation regarding the 25k milestone benefit on spending 1 lac.Is It Applicable if we use the card on the 1st month immediately after receiving or the benefit is applicable from next calendar month?
    Thank You in Advance.

    Reply
  18. Deepak

    Has anyone received 25k points for month of April yet?

    Reply
      1. Saurabh

        How much time after statement generation is bonus 25k points getting credited.

        Reply
  19. Amit

    Hey Sid, thanks for your articles.
    Recently got the card but unable to activate the dineout membership. They have provide 6 digit code in the name of activation code. Anyone has recently enabled pls share your views.

    Reply
    1. Abhishek Laddha

      AMIT
      I did not receive dine out membership with welcome kit . After putting compliant 3 times finally Lady gave me some code , which when i tried to log in was already expired . I gave up as my Hdfc regalia has already given me free membership of dine out passport which i use like once in a month or so . So did not put harder for it

      Reply
  20. MT

    @Amit @Abhishek

    Any Solution for dineout activation?
    Facing similar issue.
    Thank You in Adance.

    Reply
    1. Abhishek Laddha

      MT
      I Have given up , but i guess only way to get is sorted is call Axis costumer care again and again till they resolve it

      Reply
  21. Hari

    AFAIK, dineout membership has been removed from magnus card. Now only eazydiner 40% off for 2500rs bill.

    Reply
  22. Gkcards

    Just for eazydiner 40%, one should have magnus or vistara infinite. They offer this benefit once in 15 days.

    If bill is above 3350, then after 25% discount of restaurant, it will become 2512. Then if you pay via app, you will get 40% off further on this upto 1000, when bill amount to be paid via app is more than 2500, bill will become 1512.5. This is actually what you pay, 1512, which is more than 50% off.

    Both these cards have fees, which can be easily recovered in 1 restaurant visit every month (12 visits including GST), though both these cards have equivalent joining/renewal benefits as well. So I will say these are great cards to have.

    Reply
  23. Yogesh

    Airport “meet and greet” is useless as per experience on bengalore airport. I would rather call it “porter service”. Other than carrying your luggage, they dont help you with anthung else be it getting boarding pass, security check or boarding. Everywhere, you need to stand-in in regular lines only. Assistance person was saying they can fast track when there is no rush. This is so funny.

    Reply
  24. Rohit Sinha

    Is the flight ticket/ tata cliq voucher given every year ? It is mentioned as their welcome and annual benefit. Annual benefit should be given each year right?

    Reply
    1. Vivek Ranjan

      I have the same query. I asked my RM for the upgrade but they say that it is just a one-time benefit. Though, on their website it is mentioned as annual benefit.
      Can someone share their experience?

      Reply
  25. siva

    Can you please provide card variant Visa or Master ?
    Seems like website shows master card image as well as Rs 25 for domestic lounge access

    Reply
  26. Lakshmi Narayana

    Hi, I see Axis has done a few changes to rewards for some other cards
    For Magnus do we get rewards points & Milestone benefits for Gold purchases?

    Reply
  27. Abhi

    Wouldn’t want to risk trying it, so if someone already knows, kindly clarify whether:
    1. Fuel spends accrue regular reward 12p/200, over and above the surcharge waiver, and also count towards 1L milestone?
    2. Insurance and rent payment accrues regular rewards 12p/200 and also counts in the 1L milestone?
    3. Any capping on any category other than grabdeals 10K pm? Somewhere I read about a capping of 6000 pts per month in case of rent, is it true? Any capping on traveledge 5X?
    4. Wallet load doesnt count for anything. Is there any category which counts towards only regular rewards 12p/200 but not for 1L milestone, or vice versa??

    Reply
  28. Sunil

    Hello Folks,

    I had applied for the Magnus card on Aug 8th 2022.

    Someone from the bank promptly collected the documents.

    Post document collection I received an email from Axis bank confirming the receipt of my application.

    After a few days, I received an SMS on my registered mobile number that my application was approved and card details would follow shortly.

    However, around 2 weeks back, the credit card application status portal suddenly started stating that my details were not found.

    I have called Axis customer service multiple times to enquire and they also claim they are unaware of my application or any of my details.

    It seems they have somehow lost my application. I have written an email to their nodal officer, not sure if I should expect a response or not.

    Anyone experienced anything similar? Any other suggestions on what I can do here?

    Thanks,
    Sunil

    Reply
    1. Aswath Narayanan

      Similar thing happened to me. Got an credit card approved sms and its been two weeks with no card on my hands. Customer care says I’ll get some communication, please wait.
      Looks like Axis banks filling and integration process is pretty bad or they have rejected my cc application.

      Reply
  29. Pavan

    I require information and/or assistance. I have two transactions on the 11th and 10th of August. Both are travel-related expenses. I have not received any edge points to date, and my total points on the edge portal is zero.

    How should I escalate this issue? I understand it takes max. 10 days to post edge reward points and it’s now almost 12 days.

    Need your help

    Reply
  30. Thomas

    Just got fuel zero points. I was getting points before. In my edge rewards statement after logging in fuel spend zero points. Now I am worried will it affect my 1 lakh milestone

    Reply
  31. Puneet

    Hi, can you help clarify a query I had about Axis Grabdeals. I hold an Axis Magnus CC.
    On the Grabdeals website, if I click on ‘our partners’, there is an offer available for Gift Edge which is another gift voucher platform in partnership with GyFTR. However, in the offer details, it is mentioned that only Edge Rewards eligible credit/debit cards issued by Axis Bank will get rewards on purchases made through this Edge Rewards portal. Can you clarify if Magnus CC is Edge Rewards enabled card (I think so but not 100%)?
    If yes, what is the max points one can on spends made on Gift vouchers purchased on this Edge Rewards portal? Is it still capped at 10k points?

    Reply
  32. Hari

    Siddarth, Axis bank is not taking any upgrade requests over phone citing some RBI circular. Asking to apply for the same through web portal. Any idea ?

    Reply
    1. Siddharth Post author

      Heard the same, not aware of the progress though. The online application is pretty fast though.

      Reply
        1. Anshul

          How do they verify salary details provided during online application? Does an agent visit home?

          Reply
          1. SM

            I applied online for Magnus card on 29/08 and the same was delivered 07/09. The agent had visited home to complete the verification process.

          2. iyer

            Agent came home the very next day after my online application to collect salary details and picture.

  33. Gkcards

    Are there any categories/items for which we don’t get reward points, or not get considered towards monthly milestone except for wallet load

    Reply
  34. Arpit Bansal

    Any idea what the eligibility for this card might be?
    Any chances of getting this at 38LPA?

    Reply
  35. Iyer

    The process is super slow. I applied for this card almost 10 days ago, and I am yet to receive SMS confirmation / physical card. A guy came home the very next day after I applied online to take picture and certain document proof. While he came home, I asked him to apply for add-on card as well, and that was also done the same day. It is 10 days since then and nothing has progressed. I don’t have any savings / deposits with the bank. I would not have any problem with any credit card application with any banks in India, based on my salary and credit score. So approval for this card should nothing but just a mere formality in my case.

    Reply
    1. Abhishek

      I had applied for card by calling ,they approved it online and next day guy came to kyc . She filled by form for add on card as well ( my wife has Axis account and we have family banking with axis bank ) ,Very next day card was seen in mobile app. They don’t give add on card as per policy and it did not come .

      Reply
    2. Abhi

      If you applied offline end of Aug, you should expect approval anytime now. There were holiday interruptions in the meantime but its picking back now. Even the tracking portal might not show progress beyond first stage but its inaccurate.

      Reply
      1. Iyer

        It is now more than 15 days and no update yet. Wonder what is happening! Never seen such slow progress with any other bank credit card application.

        Reply
  36. Avijeet

    I already have Axis Flipkart & ACE Card … Can i apply for MAGNUS card?
    From many posts, i came to know that they are cancelling ACE Cards citing commercial use.
    My average monthly utility bills (combined) amount to 1.2 Lakhs
    so I am thinking AXIS MAGNUS will be a better option …

    Reply
  37. Kiran

    Sid,any reason for not crediting milestone benefit on card setup month ?Thanks.

    Reply
  38. Varun arya

    Hi friends,
    Just sharing my experience with this card and the customer care of axis bank(burgundy customer care).
    I am an avid jewellery buyer, having couple of transactions every month. I just wen through my rewards statement for the last few days, I saw that I have received edge points for all the transactions except for the transaction done on 2nd of September. On this day I did three transactions, 2 of which were on a jewellery store Where I have done transactions before and third transaction on Haldiram. So i called up axis bank regarding the same. I was informed by the axis bank burgundy customer care executive, that you cannot receive edge rewards for Jewelery transactions on the magnus credit card. Where in i informed him, that i have received points before and after that date on jewelery transactions, but he said as per the TNC of magnus credit card you are not suppose to receive the points but still i will raise the query regarding the same. When i asked him, where are these fictitious TNC on the axis bank website, he was not able to locate them on the website, where as he said you are suppose to send us an email, and we will send you a revert to that with a pdf of Magnus credit card TNC stating that you are not suppose to get edge reward points for jewellery transactions. My service request number has been generated, so will update as soon as i have resolution to that request.
    Varun arya

    Reply
    1. Hari

      i did jewelry transaction on 10th September and got reward points for that. But there was no reward points for the transactions(school fees and car service bills) done on 2nd September.

      Reply
      1. Varun Arya

        hi hari, thanks for the update.
        so after reading your comment, i feel they have not posted points for the transactions done on the 2nd of october, and it is not connected with which merchant you have spend that on. may be they will credit the points for the transactions done on 2nd, late during the month.

        Reply
  39. Sandeep Kumar

    Can’t use Magnus on Payzapp app. It says card not supported. I have other Visa cards working but not Magnus. Mine starts with 4514. Anyone facing similar issue?

    Reply
    1. Siddharth Post author

      For unknown reasons Axis Vistara works on PayZapp but not Magnus/Reserve.

      Reply
      1. Mouli

        Sid,

        My Magnus card works in Payzapp and used it last month also for EB payment. Mine is Visa Infinite

        Reply
      2. AbhiKohli

        I think I have some idea. The fault lies with Payzapp capturing CVV AFTER the transaction. You may have notice that Pazapp asks for CVV after entering the OTP for all non-hdfc cards. Axis has confirmed the transactions are failing due to incorrect CVV. Looks like either it is due to some recent bug in Payzapp system which is causing incorrect cvv to be sent for recently added cards (most people facing issue are recent Magnus customers, for old ones it is working) or it could be extra security layer on Magnus NOT allowing transactions without CVV and other cards are working even without CVV/correct CVV. I always had doubt in Payzapp asking CVV after the transaction (and not asking at all for some cards eg my YFE) I have complained to PayZapp but they are not accepting as an issue on their side. maybe if enough people complaint they would resolve. (Payzapp resolution is really bad, I remember when I started using PayZapp for UPI and started facing issues, they took more than an year to resolve the issue. So I stopped using PayZapp for UPI completely.)

        Reply
        1. Siddharth Post author

          Yes, I felt the same. It has something to do with CVV.

          But when I ask, Axis usually say it’s declined because of “security reasons”. PayZapp Support is hopeless usually.

          Anyway asked Axis to check on this once again, let’s see if it works this time.

          Reply
          1. Hari

            Any update on this? Is there any other way to pay Redgiraffe rent payment using magnus card ?

        2. AbhiKohli

          I tried doing a transaction with my ICICI amazon pay card by adding Rs 2 (card not added to Payzapp) The transaction succeeded WITHOUT asking for CVV 🙂 At the same time I tried doing Rs 2 transaction with my saved master CC and a Visa CC both worked again WITHOUT asking CVV. I doubt saving CVV is allowed. So for sure some cards can work WITHOUT using CVV at all. And for sure Magnus needs correct CVV.
          If someone is feeling adventurous enough, they can delete their saved Axis card (Magnus or non-magnus) and try doing a transaction/linking again 🙂

          Reply
          1. ka

            rent payments using amazonpay credit card will be levvied 1% fee by ICICIBank wef 20Oct2022

  40. Kamal

    Anyone received Magnus June month milestone benefit of 25K points. Pls let us know.

    Reply
    1. Rahul

      Not yet received for June month… normally by 10th of each month these points were being credited….

      Reply
      1. Kamal

        Thanks for comment Rahul. Atleast this thread is giving us some updates, other their CC is very poor. I was thinking and validating my expenses and type of expenses for eligibility of rewards.

        Reply
    2. Rushabh Shah

      Have recd milestone benefit for the month of may…….June is yet to come.. it say withon 90 days usually will come by end of September.

      Reply
  41. Sandee

    How much I can delay calming of Tata Cliq voucher for my Magnus card? What’s the voucher validity and when it starts – when voucher is claimed or when card is setup?

    Reply
    1. Nick

      Tata Cliq voucher can be claimed after payment of the joining fee (generation of 2 statements) and within 6 months of card setup. Once issued, voucher is valid for 1 year from the date of issuance irrespective of the date on which it is added to Tata Cliq wallet.

      Reply
      1. SM

        I received the Tata Cliq/Yatra voucher for 10K in 3 days after the I made the first transaction. My card was delivered on 07/09/22 and I got the SMS and email for voucher on 10/09/22. The validity is 6 months.

        Reply
  42. Thomas

    Hi all did a forex transaction on September 1 but only one transaction is reflected in Magnus statement. Does the markup fee and gst come later. In hdfc it’s posted within few days

    Reply
  43. Abhi

    3x on Magnus from 15Sep-30Oct after registering for the offer. Max cap on bonus is 7.5K, to be credited in 90 days after offer ends. Burgundy and Reserve have a generous 22.5K cap on bonus.
    EDGE REWARD points will not be earned on those credit card transactions that have been converted into EMI  EDGE REWARD points will not be earned on transactions for wallet spends and reload using your Axis Bank Credit Card  EDGE REWARD points will not be earned on transactions for fuel spends using your Axis Bank Credit Card  Edge Rewards points will not be earned on Gemstones, Gold ,Silver Coins & Jewellery purchases

    Reply
  44. Ashwarya Gupta

    Hi Sid,

    Are there any payment charges if paying high amount of electricity bill from this card?
    I have AIR INDIA SBI card and it doesn’t charge any fee for paying electricity bill even of 1.5 lakh a month.
    Can you please confirm same for this card as well. As most of my spend is on monthly electricity bill reaching to 1.5 lakh/month.

    Thanks

    Reply
  45. Rahul

    Seeing all the buzz I cancelled Select and applied for Magnus. Lets see how they respond. I called to upgrade but apparently RBI has put a freeze on upgrades.

    Reply
    1. Rahul

      Applied on 21st Sept.. no update, no call nothing.. says will be processed in 2 days.. 😂

      Lets see how this develops

      Reply
      1. Anshul

        Axis bank has the worst card application process. You will not get any update. No turnaround time.

        Reply
        1. Rahil Shah

          Try SBI Cards. You will have second thoughts and will feel Axis a breeze.

          Reply
      2. Rahul

        The online application is still pending. I applied again through branch attached my Infinia cc statement as well. The card was delivered today in 7 working days.

        Limit 2/3 of Infinia but 67% higher than my current Vistara Infinite.

        As i closed select last month, now I have 3 Axis cards again

        Reply
  46. Yashen Savla

    Is there any cap on the maximum reward points that can be a earned on Axis Magnus Credit Card from the Travel Edge portal and Grab Deals portal?

    Reply
  47. Ankit Mittal

    Is there any cap on the maximum reward points that can be earned on Axis Magnus Credit Card from the Travel Edge portal, Grab Deals portal and gyftr.com/edgerewards portal?

    Reply
    1. Ankit Mittal

      Hi Siddharth,
      Is there any cap on the maximum reward points that can be earned on Axis Magnus Credit Card from the Travel Edge portal, Grab Deals portal and gyftr portal?
      Thanks

      Reply
      1. Puneet

        I also posted a similar question earlier (not same) but got no reply. I guess we will have to try it ourself.

        Reply
        1. Siddharth Post author

          Travel Edge portal: Nil
          Grab Deals portal: 10K a month
          Gift Edge portal: Nil

          * may change anytime.

          Reply
          1. Pranav

            Is fulfilment for Travel Edge 5x after x days or with regular rewards? I booked a hotel through that & I received regular points.

          2. Aims

            On the gyftr portal it shows 3x rewards on purchase of amazon vouchers. Does it mean 36 reward points per 200?
            When will these additional rewards for amazon gv purchase gets credited? Is it after 120 days of purchase?

  48. Aravind Lakshmikanthan

    Hi While we use international lounge within India , should we use our credit card to enter or our PP card ?

    Reply
      1. Aravind

        Thanks Siddharth

        If you don’t Mind Can you explain this here or in your priority pass blog on how and where to use CC and PP when it comes to domestic and international lounges

        Reply
  49. Bhavesh chheda

    I Got Axis Magnus card today only , Want to know can I get benefit of 25k bonus points in first month only after spending 1l.

    Reply
  50. Vibin

    Primary and Add on Card (both received) – no prior relationship with axis bank

    Primary Card:
    I applied for a Magnus Card through a local branch on the 30th of July 2022, a rep from the bank came home and processed the request. I enquired about an add-on card and about the possibility for applying for them together. He assured me that I could apply for it a week after I had received the primary card and that there weren’t any problems. Received my card on the 5th of August 2022

    Add-On Card:
    The branch rep who came by mentioned that “add-on cards can only be processed from the branch level and needed to be approved” (think he mentioned Ops Manager, but not sure, he was very vague in his description of the process)

    I promptly sent him all the docs on the 12th of August 2022. After 2 weeks of no updates I got a call asking for some more info. I sent them and another 3 weeks later, received the Add-on card on the 16th of Sept 2022.

    During the entire time I did not receive any updates of any kind, not even an application number. Made the mistake of calling phone banking to check, their response was “we are not issuing add-on cards at the moment”.

    Overall, I guess I was just REALLY LUCKY with my “point of contact”

    The Add-on card does NOT appear on the App and OTPs are received only in the primary care holder’s registered number. Even activation, changing pin etc can only be done through phone banking.

    Hope this helps.

    Reply
    1. Amit Patnaik

      I too applied for the Add-on cards at the Branch on the 1st of September. No update so far at all.

      Reply
      1. Rahul

        Hi Siddharth,
        Itc is removed I guess for transfer.
        What will be the best airlines to transfer points to in ur opinion

        Reply
  51. vyom aggarwal

    What’s the time frame for credit of 5x/10x reward points from gift edge and travel edge portals?

    Reply
  52. Anjan

    Is there any limitation or restriction for CitiBank Prestige card holders (or ex-card holders) to be eligible to get an Axis Magnus? I recently cancelled my CitiBank Prestige card because I was really not getting any value out of it. I then applied for an Axis Magnus and I got declined with a vague message:

    “We regret to inform you that your credit card application vide application number has not been approved due to reason a credit card on account of your previous credit history as provided by the credit bureau, which does not meet our card issuance guidelines.”

    Reply
    1. NMS

      I don’t think that should be an issue as I have a Citi Prestige card as well and got my Magnus card last month.

      Reply
  53. Rahul

    Just availed meet and greet service at Delhi airport…through and through seamless… Check in, security, boarding all done on priority…till boarding gate whole process took 15-20 mins max

    Reply
    1. aka

      Do the people normally tip the person assisting you or will they be embarrassed about receiving one ? Don’t know the protocol!

      Reply
  54. Ak

    Hi,
    Are rent transactions eligible for the monthly milestone benefit?
    I have a few transactions in flights and utility category for which rewards are not credited and Axis support has been abysmal in handling it or any other queries around this.

    Reply
  55. Anupam

    Hello, Do insurance transacations count towards the Annual 15 lac spend? And do they count towards the monthly milestone benefit?

    Reply
  56. Ranjeet Choudhary

    Any luck with rent payment from Magnus card on Payzapp.

    Reply
    1. Ranjeet Choudhary

      Just tried rent payment with Magnus card on NoBroker and it failed, while the axis vistara card was successfull.

      Reply
  57. Sudheep

    How long it takes to credit the regular edge rewards post purchase? am new to edge rewards, have done my first purchase with magnus 10 days before. no points credited yet.

    Reply
    1. karthi

      sometimes in a couple of days and sometimes it has take 10 days to 15 days for me and all the points come in batches i guess

      Reply
    1. Ranjeet Choudhary

      Pkease guide, was it through payzapp or some other portal.

      Reply
      1. Amit Patnaik

        It was through the Cred app. Go to rent payment in the app, and put in the Magnus card details. Charges a bit higher than No broker; ~2% but I guess offset by the 1L monthly milestone benefits.

        Reply
  58. Vaneet

    Got the Axis Magnus card after reading your review and applying online. Whole process took maybe 10-12 days till delivery of the card. No prior relationship with Axis.

    One query – can I use to this card to pay for schemes like tanishqgoldenharvest and get the 1L spend benefit every month?

    Reply
    1. MT

      all spends count for 1L milestone except wallet loads , but from next calender month of card setup.

      Reply
    2. MT

      in golden harvest scheme , they borrow money for you at 1% p.a interest, bad investment in my opinion, even if you gain a few % by way of points , they will end up charging you higher for gold and making charges

      Reply
    3. Gkcards

      It seems good strategy, but there seems to be confusion on whether we will get points on jewellery or not. Some people are saying they got, and some saying didnt

      Reply
      1. Rahul

        axis bank doesn’t give base points on jewellery for sure. Not sure if they give the milestone bonus

        Reply
        1. Nikhil

          I got edge rewards for transactions done at tanishq store on 1st october- magnus card

          Reply
    4. Mayank Agrawal

      Please update if you get 25K points on Golden harvest payment of 1 lac

      Reply
  59. Aka

    The 8 no of meet and greet services in a year – are they counted from card anniversary year or from calender year? Any idea ?

    Reply
  60. Ravi

    Also what is the minimum net salary requirement for a non axis bank customer?

    Reply
  61. Mayank Agrawal

    Can we book meet and greet service for family member from my card quota?

    Reply
  62. Amit

    Not getting any reward points accrued since 3rd September. Anybody else facing this issue?

    Reply
  63. Nikith Ravichandran

    Applied for this card and got rejected, have way more than the salary requirement mentioned on website and excellent credit scores all over but still declined. Any suggestions on how to get this card or anything I can do to make them reconsider?

    Reply
  64. Iyer

    Dear all – I got the AXIS Magnus card issued last month. I made the first transaction this month. Yesterday i received an SMS for the welcome benefit. I clicked that link and entered my registered mobile number. However, I am not getting OTP to proceed further. Has anyone faced this issue? And can you please guide me on how to resolve this? Thanks in advance.

    Reply
    1. NMS

      I had issues while trying to claim my welcome benefit as well. I suggest calling up the customer care at Thriwe. The contact number can be found on the same website.

      Reply
    2. Abhinav

      Hi, it takes some time. The same thing happened with me. Try again after a week or so. It may take your first statement to be generated.

      Reply
  65. Rahul

    I am ready with my google sheets for Magnus..

    Infinia early days was like this as well.. but the points were worth it. Magnus seems worth it as well if they fulfill the promised numbers

    Reply
  66. SATISH

    Is paying LIC premium thru amazon pay ( using magnus card) is considered as wallet load?

    Reply
  67. nitin khatri

    Hi,
    how do i make an adani electricity bill through axis magnus of 2 lakh without additional charges and for the transaction to be treated as non wallet transaction? other credit cards have bill payment integrated in their website/app without charges.

    Reply
  68. Nmrc

    Has a smooth application process. Should say one of the fastest card delivery I have ever experienced. The application process is completely digital including video KYC. Received the card in flat 4 working days, and no I did not have a prior relationship with Axis Bank, this was an application as new customer.

    Reply
  69. ARR

    Hi all,
    I applied for this card last week and it was declined since I already have 3 Axis cards (Vistara Infinite, Flipkart and Ace). But, I want to get hands on with Magnus. I’ve a basic account with Axis.
    1) Is there anyone with 4 cards in Axis?
    2) Is it a good idea to drop Vistara Infinite for Magnus? Or
    3) Shall I drop Ace and go for Magnus by retaining the Vistara Infinite?
    *Suggestions are appreciated.

    Reply
    1. Rahul

      I have VI and Magnus as well but next year I would close VI. I would suggest you close VI as well

      Reply
        1. Rahul

          I think magnus gives more rewards even in terms of CV points with 9.6 CV points per 200 vs Vistara Infinite with 6 CV points per 200. Secondly, you have a much larger ecosystem in Magnus. Also cobranded cards get a lot fewer offers – of 2x/3x/5x/10x rewards. Getting redemption on Vistara Business class ticket vouchers that you get on VI is a bit difficult.

          Reply
        2. AbhiKohli

          Probably most people will. Tata is planning to merge Vistara and AirIndia. Singapore Airline has announced that they have cleared it.

          Reply
    2. Swapnil

      You can drop ACE for Magnus. Instead of ACE you can use SBI Cashback card which gives same 5% benefit as ACE for all online transactions and not limited to just gapy.

      Reply
    1. rahul

      Even I’m waiting for July Points Credit as it was my first month of using the card. Looking at previous trends, the points will mostly be credited by October end.

      Reply
    1. gitns

      How do I use Magnus to pay rent using Redgirraffe? Unable to add the card to Payzapp (have raised an issue with them on Oct. 1 but no resolution yet). I can use other platforms to pay rent though.

      Reply
  70. Ankit Mittal

    I am not able to use magnus credit card wherever no cost emi option is available. I tried on few merchants like dyson, furlenco etc but not working. Has anybody faced this issue?

    Reply
  71. SM

    Does Magnus accept credit card dues through Cred? The money was debited from my bank account but the credit to the Magnus card failed. Received the failure notification after 3 days and the refund is initiated by Cred. This is my first payment to Axis Magnus.

    I have never faced a transaction failure through Cred for credit card payment.

    Just curious if this is a one-off incident or if anyone has experienced as similar issue with Magnus?

    Reply
    1. Abhishek

      Only happened this time , before this payment with Cred were working fine

      Reply
    2. Varun arya

      This is a one-off failure on the part of cred. But otherwise you can pay for magnus through cred.

      Reply
    3. rahul

      I regularly use Cred for Magnus cc payment as well as numerous other cards….I’ve never faced an issue regarding unsuccessful payment.

      Reply
    4. Shashank Sharma

      It is common with Axis. I face it at times with Magnus and Vistara card.

      Reply
    5. glen

      I did multiple payments towards Axis cards this week in CRED. They all took 2-3 days to post opposed to the usual few minutes. Same happened when paying through PayTM and other third party apps. Seems to me it’s a bank issue .

      Reply
    6. Sam

      I use axis select credit card payment from cred and never faced this issue?

      Reply
  72. Aims

    I do not have any existing(or past) relationship with Axis bank. But when i try to apply the card online, after entering my mobile number, i am getting an error “Multiple customer IDs are linked to the mobile number. Please login using customer ID”.
    I called the customer care also and checked with them and they also couldnt find any existing customer id with my mobile number. Any thoughts on this please?

    Reply
    1. Ravi

      That’s the speciality of Axis Bank.

      Iam holding Axis Ace card since 2 years. Regularly get SMS for every transaction.

      But Axis website states this mobile number is not Axis customer base

      Reply
  73. Sharad

    Hi fellow point minters, I applied for magnus 10 days back, video kyc was done next day and from last one week below is the status reflecting on axis site:

    Thank you for your interest in Axis bank Credit Card. We have received your application vide (Ref-C1-XXXXXXXXXX-C1) and the same will be processed within 2 working days.

    Is stagnancy of above message normal or I need to do anything. Have infinia, ultimate etc. already and I doubt if eligibility is an issue.

    Please guide.

    Reply
    1. Jitendra Joshi

      Its due to a few non-working days this month. My application was stuck for couple of weeks. Please follow up with the Relationship Manager. Got approved yesterday.

      Reply
    2. axissucks

      Welcome to the Axis universe my friend!
      I had to wait for more than a month and several followups before my card was issued. The add-on card is still in process with no signs of movement for a month now. Not much you can do except pray that you get the card in next week so you are eligible for milestone benefit for spends in November. If the card is issued in the month of November, you would need to wait until December to put spends that can make you eligible for the offer.

      in my opinion, this is deliberate from their end as they want to give you a glimpse of your future with this bank. My complaint is pending with their principal nodal officer for over a month now and all I keep getting every three days is an email where they apologize for the inconvenience and seek 3 more days to resolve the issue. I am not even frustrated anymore. I just sigh, smile and get along with my day.

      Reply
    3. Pawan

      Wait, I also received the same message and then got approval message after 4-5 days. No action required at this point.

      Reply
    4. Ramakrishnan

      I applied for Axis My Zone card on 13th October and the status as of today is exactly what you have outlined below. I am so frustrated and have mentally told myself that my card is declined and to move on. If my card gets approved by some miracle & this is how the service is going to be, I worry about my experience as a customer of Axis cards.

      Pls do post if / when your application status changes.

      Reply
    5. iyer

      It takes time, they are not super fast in processing. My application also took 2 weeks to process (although it was not video verification).

      Reply
  74. Sivaram

    I applied to Magnus on 2nd Oct. A local agent collected two pay slips and went off the next day.
    Online I didn’t see any update until 11th. Suddenly it updated on 12th that it’s issued. Got the card on 13th blue dart. Seems like the updates are not that fast but 10-12 days is the limit.
    I have Amex plat and ICICI sapphiro. The saphhiro also updated to emeralde this week. Didn’t get the Amex variant but got visa infinite. That’s good to go with 3 ultra premium cards for few years of my world tours and vacations that I plan.

    Reply
  75. RM

    I had applied for Magnus on Card to Card basis on 4th Oct. It got approved and the card is showing up in Axis app with a six figure aggregate limit (I have Ace as well). Earlier I had issues with Axis service, hopefully they have sorted it out. I don’t hold any accounts with Axis other than the Ace card.

    Reply
  76. Lakshmi Narayana

    Finally, my card application has been approved after doing a lot of circuses, submitting 3 months’ payslips for different reasons ( bonus, arrears, etc), and also submitting my DCB ~13L limit statement as the last try along with Payslip.
    It took almost 45+days from the date of the online application to approval but one good thing good happened to me is I got a very good limit(10L) on my card.
    Yes, I’ll miss this month’s Diwali offers but let’s see how long this Magnus euphoria lasts in the market.

    Reply
  77. Bhavin Shah

    I applied on 8th oct and it got approved on 19th oct. I was not keen but applied thanks to this informative blog by Sid and also the premium article on maximising axis card benefits.

    Reply
  78. Tegradragon

    Hi, does magnus or any other card these days provide complementary international travel insurance?

    Reply
  79. Ankur

    I just received an email regarding dining delights birthday offer for my Magnus card (started from 1st Oct 2022) which gives you 1 year EazyDiner prime along 50% off at restaurants upto Rs 3000 plus free cake/dessert.

    Reply
  80. Pavan

    Looks like Axis is going to exclude many merchant categories from reward points. I just got a message from the bank, that says:

    • Effective 15th November, 2022, customer will not be able to earn EDGE REWARDS on the following categories: Rent, fuel, educational services, utilities and government transactions done through Axis Bank Credit Card.*

    Does the card lose its sheen?

    Reply
    1. Abhi

      The notification does not include their top cards like Magnus, Reserve, and Burgundy Private. The list of cards for which this is applicable is Affluent Signature, Titanium, Infinite, Pride Platinum Credit Card, IndianOil, Signature, Buzz, My Choice, Neo, Instant Neo, My Wings, Advantage, AURA, Visa Platinum, VISA GOLD, Pride Signature, My Zone, My Zone Easy, Signature Premier, Visa Silver, Insta Easy, Wealth Signature and Privilege and also ACE. But since Ace doesn’t earn edge rewards there’s no impact on it.

      Reply
      1. LN

        It looks like the notification is inaccurate. I did not get any ER for the fuel spends since Nov 15th and Axis support on Twitter claims that all Axis credit cards are excluded from earning ER or milestone rewards from rent, fuel, education, and govt transactions post Nov 15th.

        Reply
  81. ratbert

    Spent about 4L on this card this FY. Made around 20k INR in points converted to Amazon vouchers. 5% reward rate, not bad at all.

    Reply
  82. Ram, New Delhi

    I hold 6 cards: Citi Premier, Sbi Air, Sbi Octane, Citi IoCL, Sbi Vistara, icici hpcl supersaver.

    Applied for Axis Magnus through their website. Approved and got it.

    Reply
  83. Navam gupta

    Hi Sid & everyone else,

    I had a question about how grab deals work. Basically is it a one time thing where you select x% cashback and continue using / ordering from the site as many time as you want or you have to go to grab deals every time you want to order something from partner website?

    e.g. if i am ordering from zomato 5 times a month, do i go to grab deals website 5 times (for every order) or just the first time?

    Thanks,
    Navam

    Reply
  84. Harsh

    Applied Magnus card on 27th October and Got in delivered on 5th Nov. Their application tracking portal is not that great.

    Reply
  85. Rohan

    Siddharth, if I have done EMI transaction of 90k in a month , will it add on to monthly quota of 1L for next 3 months or will it be used for that particular month ?

    Reply
  86. Naman

    Does anyone know approx how much time it’ll take the bank to process the application?
    Applied 4 days ago and got a message the next day saying
    “Congratulations, welcome to Axis Bank Credit Cards! Your Application for Axis Bank Credit Card is approved. The card details will follow shortly.”
    But no further details yet.

    Reply
  87. Harsh

    Do we have any capping on 5x rewards points on gift edge portal ?

    What if 1 buy 1lakh of reliance digital voucher. How many points I’ll be getting ?

    As per my calculation it should be : 25k + 6000*5 = 55k

    Please correct me if am wrong.

    Reply
  88. Thomas

    Harsh that is the correct calculation, but I haven’t recieved any extra 5X or 10X points till date for transactions in July. 120 days have passed. Have emailed axis bank but no response

    Reply
  89. Mukund

    How has the meet and greet experience been at Bangalore airport? Saw a few negative comments on the service but seems to vary from airport to airport. Security clearance at BLR airport is a pain ( 30 min minimum ) and this would be a major benefit

    Reply
    1. Siddharth Post author

      Mixed is what we’re seeing here. Taking a flight next week, I’ll be able to update my experience in a while.

      Reply
      1. Siddharth Post author

        Update: I was taken through the regular gate & regular security line (executive helped in handling trays) at BLR, had less rush anyway, so passed in about 10 mins from gate.

        Reply
  90. Shabir

    Siddharth, heard a major news that Magnus PP is allowing free domestic lounge access similar to Infinia PP. Can you confirm?

    Reply
    1. Siddharth Post author

      It was always like that, but highly risky.

      Earlier they don’t charge, now they do charge and reverse it.
      It’s only a matter of time they stop reversing.

      So it’s better to stay away from using Axis PP for domestic, as Magnus is anyway getting accepted in most lounges, including 080 lounge in BLR.

      Reply
        1. Siddharth Post author

          Since Nov 2022 (as someone reported so in 080 lounge thread). I tried Axis Reserve last week and it went through as well.

          Reply
  91. Nikunj Palaniya

    My Magnus approved today.
    Thanks for the Informative article as well as experience shared through comments.

    Reply

Leave a Reply

Your email address will not be published.