Axis Bank Vistara Signature Credit Card Review

By | January 21, 2019

Premium Economy is a new concept introduced in India by Air Vistara which is positioned between Economy & business class. Axis Vistara Signature Credit Card helps you to indulge in their premium services curated to provide Business class “like” of experience with their complimentary tickets based on milestone spends.

  • Joining Fee: INR 3,000+GST
  • Welcome Bonus: One Complimentary Premium Economy ticket

Axis Bank Vistara Signature Credit Card

Milestone benefits on Vistara Signature Credit Card:

When you spend certain # anywhere with your Axis bank vistara Signature credit card, you’re given with milestone benefits as below.

  1. Spend Rs.75,000 – 3,000 CV Points
  2. Spend Rs.1,50,000 – 1 Premium Economy Class ticket
  3. Spend Rs.3,00,000 – 1 Premium Economy Class ticket
  4. Spend Rs.4,50,000 – 1 Premium Economy Class ticket
  5. Also earn: 4 CV Points for every Rs.200 spent

Note that you need to pay extra Rs.1,000 or so as “taxes” to redeem these complimentary tickets. So, on spending about 4.5L, you’ll end up with

  • 3 Premium Economy class tickets + 12,000 CV Points
  • Tip: Use CV points for Upgrades to Business Class

(excludes joining fee/welcome bonus)

Now, what’s the value of it? For this, i took route BLR->DEL and here are the values

  • Approx cost of 3 Revenue tickets: ~Rs.24,000
  • Approx cost of 3 redemption’s: ~Rs.3,000
  • Savings: ~Rs.21,000 (or less)

In other words, you get ~4.5% value back, as you spend 4.5L to save Rs.21,000. A very decent return i would say 🙂

Features of Axis Vistara Signature Card:

  • CardExpert Rating: 4/5 [yasr_overall_rating]
  • Reward rate: Upto 4.5% as complimentary tickets
  • Complementary Airport lounge access: 2 Visits/quarter via Visa Lounge Access Program
  • Fuel Surcharge Waiver: Nil
  • Foreign Exchange Markup fee: 3.5% + Service Tax
  • Renewal Fee Waiver: Nil
  • Special Features: Club Vistara Silver Membership & Travel Insurance Protection, Discounted golf access

As the numbers speak, its delivers a far better value than Vistara Platinum Card. Note that you can get maximum value from the voucher with long distance flights. If you’re redeeming it on short distance flights, overall value you get back might go down to as low as 2% or even less.

I might consider applying for this card, though, connectivity is the major resistance for me. Got something to say? Share your thoughts in comments below.

40 thoughts on “Axis Bank Vistara Signature Credit Card Review

  1. Sayan Das

    The card has a complimentary free ticket on joning as well. So that makes it 4 free tickets on spends of 4,50,000. Plus those 12000 points mean 2 to 3 free tickets too.

    1. Siddharth Post author

      Joining fee = Welcome bonus.
      So i never used to consider it, unless its too high 🙂

      Yes, points we can use for redemption too, but again we got to pay taxes. Though, that varies on one’s need

  2. Abhirup

    The card mentions that members get a CV Silver Class membership. The Vistara website mentions these benefits under various grades of membership (one of which is a Upgrade Voucher):

    Does anyone know if these benefits are applicable to those getting the Silver Class membership via the credit card? In which case this is even more VFM

    1. kamal kataria

      Yes the membership to the silver tier gives the benefits of upgrade which includes one class upgrade voucher and one lounge access voucher.

      1. Alok

        I recived my preminum economy ticket voucer and vonus points 3000 last month and upgrade voucher and also another one from my sbi prime. Am planning next month for a srilanka trip for 4 days wondering if this ticket voucher can be used or is it only domestic travel? Anyone have inputs.

  3. Anuj

    Does this card give reward points on insurance payments. I have some LIC Payments to pay and saw that there is no limit and gateway charges for Axis Bank cards on it payment gateway. I was wondering if there is some catch regarding earning CV points just like Amex cards doesn’t give reward points on insurance payments.

    1. Praveen Katiyar

      I have Axis Privilege, and what u saw on LIC website is true, (no gateway charges and no max limit of payment).
      On my Axis Privilege, i get reward points for LIC payment, infact that was the main reason i took Axis Privilege.
      I think Axis wont differentiate between Axis Privilege or Axis Vistara on LIC. So u can get reward points as well as save on gateway charges with Axis.
      Iam also planning to hold in addition to Axis Privilege one more Axis Vistara Card.
      Can someone also clarify if we get reward points for LIC payment made using Axis Vistara Card.

      1. Praveen Katiyar

        Got my Axis Vistara Signature approved today. Shortly would be able to give some more details.
        A big thanks to @Sid and in helping me make informed and right card choices.

        1. Praveen Katiyar

          Renewal benefit of one Premium Economy ticket can also be added to the article, this makes the benefits and cost uniform over the years.

          1. Praveen Katiyar

            BMS offer via Visa signature is also a small benefit which can be mentioned in main article. Infact it beats few ICICI gemstone cards too.

    2. Praveen Katiyar

      I would like to tell that we do get points for LIC payment through this card, and Club Vistara (CV) points are posted on T+2 day in my CV account.

    3. hiren

      You should buy amazon vouchers on which I suppose you would get point and then use vouchers to pay lic premium.

  4. Nikhil Goel

    I am holding this card and have crossed the 4.5L milestone of spends and was wondering if this card holds any value for spends after crossing the 4.5L milestone in terms of CV points?

    1. Siddharth Post author

      Not much. I prefer to keep it away once the milestone targets are reached. Maybe you can use it once in a while for BMS offer 🙂

      1. Vish

        There is new milestone for this (and other variants of Axis vistara) card:
        9,00,000 : 1 Premium Economy ticket**

        **Eligibility for this milestone benefit will be considered only for card anniversary year beginning on or after 1st Nov, 2019.

        6L and 12L for the platinum and infinite versrions.

    2. Vish

      Are the vouchers to be used only by card holder, or can family members too use them?

      1. sujit kumar hota

        Lounge access – vouchers can be given to family or friends or anyone when they are travelling vistara from del T3

        Seat redemption – you can add anyone as a nominee in your CV account and get the voucher redeemed for them against a seat. Same goes for point redemption too

  5. Amit G

    Hi Sid, we are looking forward your hands on with Vistara Signature card…

    1. Gaurav Malik

      Yes you get the Biz Class ticket free on renewal. It is the same as applying for a fresh card.

  6. Joseph

    How long is the validity of the CV silver status. Is it one year like for regalia or sbi prime card holders..

  7. Nihar

    Can someone share how comfortable are Axis guys when it comes to approving credit limit to new cards.
    Also do they look at other credit card limits while approving .

    1. Neo

      I have the Axis Vistara Infinite & it has the lowest limit among all my cards. Some friends who got the Vistara Signature too weren’t happy with the limits. Hoping for some LE offers to kick in post 6 months.

      1. Kishore

        Yes ..They gave me vistara platinum with 25k limit..which is very low compared to all my cards.

        It’s 3 months now they are offering upgrade to vistara signature ,and it’s useless for me as I don’t travel much.

  8. Sanjay

    Is a Add-on card also eligible for getting 3,000 CV points on spending 75,000 in 90 days of setup ?

  9. Praveen Katiyar

    Any idea how long AXIS takes to credit 3000 CV points for spending 75K. I have already crossed more than 1.5L in a single trxn, so got the complimentary ticket but not 3000 CV points.
    How long i should wait ? or shall I shot an email.

  10. Pranav

    Can any one confirm validity of cv points earned and validity of milestones benefits.

  11. Pranav kumar

    I have applied and one person collected document on 31st December.
    Till today there is no further communication from axis bank. Hiw many days it takes for card approval?

  12. Anonymous

    Premiums economy ticket on completing milestones is only on domestic travel or even international?

  13. Alok

    Hi All,
    I got my Axisbank Vistara Visa Signature card approved and funny thing is this bank does not even communicate after receiving application. I had a tuff time communicating with these guys. first they offered me infinte card and executive made a mistake of entering my office address wrongly and declined it even after verifying it and communicating it in Aug 2021 and all of a sudden i receive a call again from Axis bank branch which is not my home branch and the offered me same card with AQB i was heistant to apply for infinte and went for visa signature as these guys do hard check on cibil and no communication after that . Another funny part is yesterday i checked my axis account and find vistara card linked and already charged me joining fee of 3540 inclusive of tax but i have not received the physical card, it is horrowing experience with this bank and finally today i got tired and called the person who offered me and escalate the matter and sideways i contacted Care team and it was ages to connect to them and finally they gave me the blue dart tracking details after much pursuance and it is in transit now expected tomorrow but rep said estimated arrival Oct 4th 2021 . My Amex Care team are so quick in connecting and resolving issues but this bank is worse than government office.. the most terrible experience i had hoping the physical card at earliest…

    1. Fahd

      I received tracking details for my Vistara Infinite card 2 days after the card was delivered

  14. Alok

    I called today the customer care of Vistara and asked them if i can use the complimentary ticket voucher for my sri lanka trip next month if office does not permit then i may move it to Jan 2022. The care person said the ticket voucher is valid for Domestic only and not interenational. Is it true and any one have used it for international travel in asia the ticket vouchers. kindly let me know. if used how was it approved for international travel.

  15. Hemant

    Is there any threshold or limit on the amount per transaction on this card? I tried to do a transaction of 18000 on Paytm and it was declined saying “declined due to security reasons”. I have tried multiple times, I was able to do a transaction of 5k but for 18k it is getting declined. Has anyone else faced this issue?

  16. Mrigankh Saluja

    Hi, my wife has just received her Vistara Signature Card and I noticed they have given her a new CV id instead of linking the card with her existing Club Vistara account and the new CV is not accessible.
    Has anyone else faced this issue ? Any idea how to solve this ?

    Thanks in advance.


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