Axis Bank Vistara Signature Credit Card Review

By | January 11, 2017

Premium Economy is a new concept introduced in India by Air Vistara which is positioned between Economy & business class. Axis Vistara Signature Credit Card helps you to indulge in their premium services curated to provide Business class “like” of experience with their complimentary tickets based on milestone spends.

  • Joining Fee: INR 3,000+GST
  • Welcome Bonus: One Complimentary Premium Economy ticket

Axis Bank Vistara Signature Credit Card

Milestone benefits on Vistara Signature Credit Card:

When you spend certain # anywhere with your Axis bank vistara Signature credit card, you’re given with milestone benefits as below.

  1. Spend Rs.75,000 – 3,000 CV Points
  2. Spend Rs.1,50,000 – 1 Premium Economy Class ticket
  3. Spend Rs.3,00,000 – 1 Premium Economy Class ticket
  4. Spend Rs.4,50,000 – 1 Premium Economy Class ticket
  5. Also earn: 4 CV Points for every Rs.200 spent

Note that you need to pay extra Rs.1,000 or so as “taxes” to redeem these complimentary tickets. So, on spending about 4.5L, you’ll end up with

  • 3 Premium Economy class tickets + 12,000 CV Points
  • Tip: Use CV points for Upgrades to Business Class

(excludes joining fee/welcome bonus)

Now, what’s the value of it? For this, i took route BLR->DEL and here are the values

  • Approx cost of 3 Revenue tickets: ~Rs.24,000
  • Approx cost of 3 redemption’s: ~Rs.3,000
  • Savings: ~Rs.21,000 (or less)

In other words, you get ~4.5% value back, as you spend 4.5L to save Rs.21,000. A very decent return i would say 🙂

Features of Axis Vistara Signature Card:

  • CardExpert Rating: 4/5
  • Reward rate: Upto 4.5% as complimentary tickets
  • Complementary Airport lounge access: 2 Visits/quarter via Visa Lounge Access Program
  • Fuel Surcharge Waiver: Nil
  • Foreign Exchange Markup fee: 3.5% + Service Tax
  • Renewal Fee Waiver: Nil
  • Special Features: Club Vistara Silver Membership & Travel Insurance Protection, Discounted golf access

As the numbers speak, its delivers a far better value than Vistara Platinum Card. Note that you can get maximum value from the voucher with long distance flights. If you’re redeeming it on short distance flights, overall value you get back might go down to as low as 2% or even less.

I might consider applying for this card, though, connectivity is the major resistance for me. Got something to say? Share your thoughts in comments below.

20 thoughts on “Axis Bank Vistara Signature Credit Card Review

  1. Sayan Das

    The card has a complimentary free ticket on joning as well. So that makes it 4 free tickets on spends of 4,50,000. Plus those 12000 points mean 2 to 3 free tickets too.

    Reply
    1. Siddharth Post author

      Joining fee = Welcome bonus.
      So i never used to consider it, unless its too high 🙂

      Yes, points we can use for redemption too, but again we got to pay taxes. Though, that varies on one’s need

      Reply
  2. Abhirup

    The card mentions that members get a CV Silver Class membership. The Vistara website mentions these benefits under various grades of membership (one of which is a Upgrade Voucher):

    Does anyone know if these benefits are applicable to those getting the Silver Class membership via the credit card? In which case this is even more VFM

    Reply
    1. kamal kataria

      Yes the membership to the silver tier gives the benefits of upgrade which includes one class upgrade voucher and one lounge access voucher.

      Reply
  3. Anuj

    Does this card give reward points on insurance payments. I have some LIC Payments to pay and saw that there is no limit and gateway charges for Axis Bank cards on it payment gateway. I was wondering if there is some catch regarding earning CV points just like Amex cards doesn’t give reward points on insurance payments.

    Reply
    1. Praveen Katiyar

      @Anuj
      I have Axis Privilege, and what u saw on LIC website is true, (no gateway charges and no max limit of payment).
      On my Axis Privilege, i get reward points for LIC payment, infact that was the main reason i took Axis Privilege.
      I think Axis wont differentiate between Axis Privilege or Axis Vistara on LIC. So u can get reward points as well as save on gateway charges with Axis.
      Iam also planning to hold in addition to Axis Privilege one more Axis Vistara Card.
      Can someone also clarify if we get reward points for LIC payment made using Axis Vistara Card.

      Reply
      1. Praveen Katiyar

        Got my Axis Vistara Signature approved today. Shortly would be able to give some more details.
        A big thanks to @Sid and cardexpert.in in helping me make informed and right card choices.

        Reply
  4. Nikhil Goel

    I am holding this card and have crossed the 4.5L milestone of spends and was wondering if this card holds any value for spends after crossing the 4.5L milestone in terms of CV points?

    Reply
    1. Siddharth Post author

      Not much. I prefer to keep it away once the milestone targets are reached. Maybe you can use it once in a while for BMS offer 🙂

      Reply
    2. Vish

      Are the vouchers to be used only by card holder, or can family members too use them?

      Reply
      1. sujit kumar hota

        Lounge access – vouchers can be given to family or friends or anyone when they are travelling vistara from del T3

        Seat redemption – you can add anyone as a nominee in your CV account and get the voucher redeemed for them against a seat. Same goes for point redemption too

        Reply
  5. Amit G

    Hi Sid, we are looking forward your hands on with Vistara Signature card…

    Reply
    1. Gaurav Malik

      Yes you get the Biz Class ticket free on renewal. It is the same as applying for a fresh card.

      Reply
  6. Joseph

    How long is the validity of the CV silver status. Is it one year like for regalia or sbi prime card holders..

    Reply
  7. Nihar

    Can someone share how comfortable are Axis guys when it comes to approving credit limit to new cards.
    Also do they look at other credit card limits while approving .

    Reply
    1. Neo

      I have the Axis Vistara Infinite & it has the lowest limit among all my cards. Some friends who got the Vistara Signature too weren’t happy with the limits. Hoping for some LE offers to kick in post 6 months.

      Reply

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