Axis Bank Vistara Infinite Credit Card Review

By | December 15, 2022
Axis Bank Vistara Infinite Credit Card Review

Axis Bank not only has some of the amazing super premium & cash-back credit cards but also issues the best airline credit card in the country: Axis Bank Vistara Infinite Credit Card which gives complimentary business class vouchers based on spends.

Here’s everything you ever need to know about the Axis Bank Vistara Infinite Credit Card which is being issued as a First Year Free Card for a limited period (on spending 1.2L in 90 days – offer ends by 31st Dec 2022).


TypeAirline Credit Card
Reward Rate~10%
Annual Fee10,000 INR+GST First Year FREE (Spend 1.2L in 90 days)
Best forFlying Business Class for FREE
USPMilestone benefits

Axis Vistara Infinite Credit Card has been the best airline credit card in the country since past ~5 years and it continues to be so even in 2022.

As long as you’re eligible for the card, fly at-least once a year where Vistara flies, there is no single reason to avoid this card, especially when there is a lucrative offer like this one. Not grabbing the offer is like leaving money on the table!

apply now

*** First Year FREE offer ends by 31st Dec 2022 ***


Joining Fee10,000 INR+GST First Year FREE (Spend 1.2L in 90 days)
Welcome Benefit1 Complimentary Business Class Voucher
Renewal Fee10,000 INR+GST
Renewal Benefit1 Complimentary Business Class Voucher
Renewal Fee waiverNil
  • Welcome Benefit: 1 Complimentary Business Class Voucher
  • Value: ~20,000 INR

The welcome benefit given is of great value, as good as 2X the joining fee paid. So it’s no wonder that it’s an amazing card even as a paid variant.

On top of it, we now have First Year Free Offer running which means the joining fee gets reversed on spending 1.2L in 90 days (from card setup date). And that my friend is not something you should miss!

Because what you get is not only a free card but also a FREE business class voucher which is worth well over ~20,000 INR.

Note: You’ll ideally need to pay the joining fee when the 1st stmt gets generated but once you’ve spent 1.2L within 90 days, reversal will be initiated within another ~30 days. Ideally, entire process takes ~120 days from the date of card issuance.


Axis Vistara Infinite Credit Card - Design

The Vistara Infinite credit card design looks pretty good in reality just as we see on image, especially the golden elements shine well when the respective areas are exposed to light.

The card design was recently revamped, about an year ago and I think it’s a good move, at-least for this variant.


Regular Spends6 RP / 200 INR2.25% – 3%
  • 1 CV Point = 0.75 INR to 1 INR (depending on your redemption)
  • CV Points Expiry: 3 Years

While earning Club Vistara Points (CV Points) on regular spends are not the USP of this card, it is worth knowing what you earn and it’s value.

Ideally I value CV points at 75Ps but in 2022 the fares are extremely high (Covid impact) that now we can easily put a value of 1 INR per point even for economy redemptions and maybe lot more in few low demand sectors.

Milestone Rewards

SpendMilestone BenefitSavings % (MS Benefit + Rewards)Savings (Cumulative)
1 Lakh 10,000 CV Points10% + 3%13%
2.5 Lakhs1 Biz Class Voucher8% + 3%14%
5 Lakhs1 Biz Class Voucher8% + 3%11.5%
7.5 Lakhs1 Biz Class Voucher8% + 3%11%
12 Lakhs1 Biz Class Voucher4.5% + 3%8.8%
  • 1 Biz Class Voucher Value: ~20,000 INR
  • 1 CV Point Value: 1 INR (taken as average for calculation)

Spend linked milestone benefit is the most important feature of the Vistara Infinite Credit Card as this benefit alone can get us a good ~8% value (excluding CV points) depending on the spends.

And then, if we add up the regular rewards (CV points) that we earn on ongoing spends, we get another ~3% or so, which is a nice cherry on cake.

That said, usually we get great reward rate upto 7.5L spend, after which the reward rate drops a bit when we go for the last milestone benefit which is 12L spend. However, that too gives one of the highest reward rate on a travel card.

Voucher Redemption

  • Redemption type: Domestic only (India)
  • Voucher Validity: 9 months (6 months + 3 months)
  • Applicable taxes on redemption: 400-1000 INR per ticket

Redeeming these milestone vouchers issued on Vistara Credit Cards is quick & easy and fortunately it can all be done online without the need of anyone’s help.

It usually takes less than 5 mins for me to redeem a voucher. That said, you’ll as well need to know a bit on how it works as there are TWO types of vouchers in this redemption process.

Here’s a quick step by step guide,

  1. As soon as you hit the required spend, you’ll be issued the On-demand voucher
  2. Login to Vistara A/c and find these vouchers under “My Vouchers -> On-demand voucher generation”. Select & Redeem in few clicks.
  3. Then navigate to “My Vouchers -> Redeem complimentary voucher”. Choose voucher and redeem.

If for any reason the voucher is not redeemed during the process, not to worry, it will be available for redemption again in about ~20 mins. It’s a user friendly system. But let’s look at the validity of these vouchers.

Note that the On-demand voucher (issued on reaching milestone spends) is valid for 6 months after which it will automatically become regular voucher that carries 3 months validity.

If by mistake you redeem the on-demand voucher right away, you’ll only be left with 3 months and not 9 months. So redeem on-demand vouchers only after you’ve decided to use.

If you want to check award seat “availability”, you may use the “Redeem Now” button on dashboard, which deals with CV points redmeption, so that you don’t need a voucher to check it.

You may call Gold support line as well to check the award seat availability.

Vistara Gold Membership

Vistara Gold Membership - Axis Bank Credit Card

Apart from the amazing rewards & vouchers we get with the card, we also get the Club Vistara “Gold” Membership, as long as the credit card is active.

Gold tier is usually tough to get and is available only with 2 credit cards in India: This card (Axis Vistara Infinite) & with the other expensive Vistara Credit Card (IndusInd Explorer) that costs 40K INR!!

So it’s undoubtedly an amazing value when you get it on First Year Free pricing (limited period offer till 31st Dec 2022). With Gold membership we enjoy the below benefits,

  1. Priority Support line (for Gold/Plat)
  2. Priority Check-in (in business class counter)
  3. One Class Upgrade Vouchers (2 vouchers)
  4. Airport Lounge Access
  5. Additional baggage allowance
  6. Priority baggage handling
  7. Priority boarding & even more

The above benefits not only gives us convenience while flying but also carries a monetary value.

For ex, the upgrade vouchers are worth at-least 10K INR each. Most of my upgrade vouchers gets expired but it’s useful if you’re flying often.

Airport Lounge Access

Domestic Lounge AccessVisa (Infinite)3/Qtr

If you’re flying Vistara (any class) your boarding pass will automatically come with the lounge access benefit via Club Vistara Gold membership as seen above.

But if you end up flying other airlines and need lounge access, then you can make use of the Visa Infinite offer that comes inbuilt with the card. Just swipe & get in.

Golf Benefit

  • Complimentary Limit: 6 rounds (games/lessons) / Year

If you play Golf, these complimentary rounds gives a pretty good value. Also, Axis Golf booking system is superior compared to most other banks, like HDFC.

It’s interesting to see the golf benefit on an airline credit card, but well, I’m pretty sure most Business Class passengers know the game to an extent. So yes, it does make sense!

My Experience

Axis Bank Vistara Infinite Credit Card - hands on Experience
Vistara Business Class from Mumbai to Hyderabad Review
Vistara Business Class – Veg Meal (BOM-HYD)

I’ve been using Vistara Credit Cards since past 4 years and it’s always an amazing experience to fly Vistara business class.

If you were following Cardexpert for quite sometime, you would already know about it, if not here are some of the Vistara Business Class reviews that I covered in the past,

The only concern is, I wish the airline extends the vouchers post expiry in a “less expensive” manner. Otherwise, there is no other airline doing as good as Vistara in India both in terms of service and credit card products/miles.

Vistara Business Class - Mocktail - BlackCurrant

Axis Vistara Credit Card is undoubtedly the best thing happened to Indian Airline Credit Card segment and no wonder we all love it.

Whenever I fly, I try to find Vistara flights, thanks to all the CV points & vouchers.

In-fact I have 2 flights in Business Class as I write this article, both booked using the milestone vouchers received from this Credit Card. That’s a sweet ~40K INR savings for the trip!

Upcoming Vistara Bookings


  • Annual Income: 9 Lakhs+
  • Existing Credit Card limit: 4 Lakhs+ (for Card to Card application)

The eligibility criteria is simple and straight forward and it works well without any complications, as long as as you meet one of the above eligibility criteria.

I’ve as well written a detailed guide for beginners just incase if you need to know all the nitty-gritty of getting onboarded smoothly into the world of Axis Bank Credit Cards.

How to Apply?

You may apply online through axis bank website in a matter of few clicks. Usually the card gets approved within a week from the date of application and one more week for delivery.

If you’re new to bank, not to worry, you don’t need to open any Axis Savings A/c to have an Axis Bank Credit Card. And before you ask, Axis allows upto 3 cards per person.

If you’re getting an option to do VKYC (not all gets it), do it within 2 days, else the application will get delayed. 

apply now

*** First Year FREE offer ends by 31st Dec 2022 ***

If you’ve applied for the card using above link and if the application is not moving for more than 10 calendar days, please use this credit card application support form to know the status & for further support.


1. How much time Axis takes to issue me these vouchers?

Once you reach the spend, Axis Bank takes upto a week after the credit card Stmt. generation to issue these welcome & milestone vouchers.

2. I travel with Family, is it useful for me?

Depends. If you’re travelling with many, like 3 or 4 members, you can’t get confirmed award seats for all as Vistara has only 2 award seats in business class. However, you maybe able to upgrade at the airport if the seats are still available.

3. How many days prior should I book? And are they any busy sectors?

At-least 10 days prior is what I would suggest. DEL-MUM and MUM-GOI are some of the busiest routes, though it depends on the season.

4. I couldn’t spend this high, what other options do I have?

You may explore Vistara Signature Credit Card (60K spends for fee reversal) which gives complimentary Premium-Economy vouchers, or Vistara Basic Credit Card (30K spends for fee reversal) that gives complimentary economy vouchers. You shall use this same Axis link to apply for any of these cards.

5. I’m loosing track of vouchers, they’re getting expired, what can I do?

If your vouchers are expiring, then consider going for the Magnus Credit Card, as you can transfer Axis Points to Club Vistara Points and redeem then whenever you wish to fly. But it’s a paid card without any fee reversal.

6. What’s the source of this offer?

The fee waiver offer for cards applied during 15th Nov – 31st Dec 2022 is running on all Vistara cards, here’s the t&c link from Vistara. You may also use this image for reference if required. Applicable only for FRESH applications and not for UPGRADEs from existing Axis cards.

7. Can I use these vouchers for my parents/spouse/friends?

Yes. You can redeem points/vouchers for any registered nominee on the a/c. You can enrol upto 8 nominees (in few clicks) and once you enrol a nominee you cant remove for 1 Year.

8. When will I get my CV Gold membership?

Usually Gold membership along with all vouchers will be issued within 1 month post 1st stmt generation. You may raise a ticket with Axis if it’s getting delayed, as sometimes they take about 2-3 months.

9. I’ve couple of doubts, where can I ask?

You may drop them in the comments below. Or, choose to buy my time by taking the one-on-one credit card consultation service.

Final Thoughts

  • Cardexpert Rating: 5/5

Axis Bank Vistara Infinite Credit Card with it’s ~11% return on spend (7.5L spends) is an exceptionally rewarding card in any angle and so it makes sense to grab one even if you fly only just once or twice a year.

It is one of the very few credit cards that gives us luxury experiences and I’m pretty sure you’ll not forget these business class flights in your life.

And given that we’re getting a waiver on Joining fee now, it’s an amazing opportunity to take it before its gone, as such offers show up only once a year and I doubt if it will ever repeat in the future at current value proposition.

I’m sure many of you are already enjoying the benefits of the card. What’s your take on the Axis Vistara Infinite card with FYF offer in 2022?

263 thoughts on “Axis Bank Vistara Infinite Credit Card Review

  1. Abhi

    Definitely a great card until Vistara lasts as a separate airline. But there’s a big possibility of the value getting diluted if it merges with AI’s Flying Returns. Atleast the b-class vouchers coming with the card will remain intact hopefully (for use in the merged airline), but what can get adversely impacted is the CV miles. Unless AI revamps it’s FR miles program to bring it at par with CV, the existing CV customers can end up on the losing side. Currently it takes 5000 CV miles for a DEL-BOM flight in e-class and 18000 CV miles in b-class; compared to 10080 AirIndia FR miles for e-class and 20160 for b-class.
    International – BOM-LHR is 30000 CV miles versus 45000 FR miles for e-class. However it’s 120,000 CV and 90,000 FR miles for b-class, which is the only segment (intercontinental b-class) where AI’s FR fares better than Vistara’s CV redemption.

    1. Siddharth Post author

      Uncertainty is there for sure. And it’s too complicated to think about!

      But whatever they do, I just wish they keep Vistara website/loyalty system as primary and merge all else into it. If not, we’ll have tough time!

      1. Abhi

        The parent (or grandparent) would be AI for sure. Just hope this card increases the RPs, it’s currently 6 CV per 200 spent. If they increase to say 10 or 12 FR post merger then it’s ok-ok. Or maybe if they fail to do a tie-up with AI, they simply change it to 12 edge rewards per 200 (at par with magnus which is also visa infinite).

  2. RM

    Under T& C
    6. There is no restriction on the maximum number of transactions. The cardholder can spend
    the amount in one or in multiple transactions from 15th Nov- 31st Dec ’22.

    – This is kind of confusing as it means that the transaction timeline is by 31st Dec’22 and not 90 days.

    Kindly advise.

    1. Siddharth Post author

      Please ignore it.
      Definitely those dates are sourcing dates. Most may not even get the card in hand by then.

      Have requested someone to look into it. Should get updated if they’re receptive. Let’s see!

      1. Siddharth Post author

        Update: Point #6 is updated now to “90 days” & the t&c link has been updated as well.

      2. Atul

        I applied on 27th December and was approved card on 2 nd Jan. Am I eligible for fee waiver?

  3. Sree

    Pls answer me.
    I’m a existing axis Bank credit card eligible for this first year free campaign for axis vistara infinite card?

  4. Pawan

    thanks for detailed article.

    Nearest bank representative told me this campaign eligible for existing other axis Bank credit card users also.
    But I contacted customer support they told me this is campaign is eligible for who are don’t have any credit card from axis bank.they told me you are not eligible for this campaign

    Which one currect?

    1. Siddharth Post author

      Not eligible for “Upgrades” (which is anyway not active).
      Otherwise, it’s applicable for all fresh applications.

      1. Sudheep

        upgrade option is open now..

        I fear many will miss the offer by mistakingly selecting the upgrade route…

        Suggest you to highlight this in review..

  5. Pratyush

    Dear Siddharth,
    Thanks for all the articles and info :)!
    I applied and received MyZone card last month. Can I apply for this card now or I have to wait for six months?

    1. Siddharth Post author

      Spend a bit on it, pay 1 bill and apply for this maybe next month. Applying within a month may sometimes lead to rejection but generally premium cards won’t get rejected for that reason.

  6. Lokesh

    are wallet loads and rent payment counted towards spends for 1st year fee waiver?

      1. Deepankar

        Hi Sid,

        The rent payment will contribute towards the spends milestone rewards? Coz I have read that “Effective 15th November, 2022, customer will not be able to earn EDGE REWARDS on the following categories: Rent, fuel categories”

        can you please detail out an article on how to leverage CC for maximising points and rent payments?

        1. Siddharth Post author

          It’s eligible for milestone benefits as of now, but I’m sure Axis will touch that in sometime, starting with Magnus.

      1. Lokesh

        You can use a lot of apps like cred, Paytm, redgirrafe, nobroker etc.

        You need to enter Bank details of your landlord and then you can pay using any credit card

          1. Lokesh

            You need to have a rent agreement then go through the signup process

  7. Akshat

    Existing axis customers eligible for this?

    “4. Offer is only applicable for new card acquisitions during the offer period.”

    This can suggest previous axis cc holders not eligible

    1. Siddharth Post author

      Upgrade route not eligible. Otherwise it’s open for all fresh applications via online & branch.

  8. Mukund

    Had a doubt on the 2 class upgrade vouchers from the gold membership. Do we just get 2 upgrade in total for the duration of being a gold member / holding the vistara card or is it 2 upgrade per year?

    1. Siddharth Post author

      You get 2 vouchers on renewal/setup. So it’s more of “membership anniversary year”.

  9. Rajeev

    My experience has been a bit bad. I had a bunch of CVs just as Covid broke out. Travel was closed for almost 2 years.
    All my vouchers expired. On requesting for reinstatement they declined to do so.
    Another aspect is they have canceled many popular routes post Covid opening.
    Not sure where the merger is going to take this card offering!

  10. ka

    Air India’s and Vistara’s entities M&A process has commenced. Brand /operations shall be a separate exercise. Both brands’ co-branded cards will be rejigged thereafter and this may be a indication to that.

  11. Nikunj Palaniya

    I have Axis Signature credit card (Last year I god spend based fees reversal). Can I apply for Axis Infinite & get benefit of this offer?

  12. Sreetharan

    Hey Sid, i clicked the link to apply and gave all my details. I meet the eligibility criteria you mentioned but im not getting the option for vistara infinite card in the select the card page. Why is that?

    1. Siddharth Post author

      Usually it happens when income is not met. Maybe increase it a bit and see. It’s only for reference though, what you share as document while doing KYC is what will be actually considered.

      1. Shawn

        It’s also possible you added the net monthly vs net annual income. I did that the first time 🙂

  13. Ramesh Shah

    Hi Sid,

    I have 2 cards from Axis (Myzone and ACE) and 1 from Citibank (Rewards). So will they consider this card application as 4th and reject it?

    1. Siddharth Post author

      Citi is not yet merged with Axis in the backend as of now. Never heard any face such issue either, so not to worry about it. You may go ahead with the application.

  14. Mukundan

    Nice review Sid. I am already in your mailing list. Vistara infinite and Magnus cards are the two best cards with amazing vakue. I have both cards. I have HDFC infinia card also which is an amazing card with smartbuy. Still I will rate vistara infinite the card the best for business class freebies. 1 HDFC reward point is equal to 1 CV point. So utilising vistara vouchers and CV points earned and CV points transferred from HDFC I have already travelled in business class 8 times in 6 months in my first year. About 2 lakhs value. Hope the merger with AI doesn’t dilute the benefits.

    1. Siddharth Post author

      8 flights in 6 months is great.
      How has been your experience with the seat availability in your flying sectors?
      Thanks in advance!

      I’m sure the card is giving them good business, else they would have already diluted it. So I’m quite positive on merger, let’s hope for good.

      1. Mukundan

        Chennai-Mumbai only. Me and my wife travelled twice – to and fro – in business class. 2 seats availability in a flight I didn’t have any issue as there are multiple flights in a day. In fact in my August 2022 booking, as independence day celebration offer i had to use only 11250 CV points for a business class ticket as against normal 15000 CV points – with 25% off. Mind blowing to travel at 11250 points in business class to Mumbai from Chennai. In fact when I checked the normal fare one day before my flight it was 37k though normally it is about 23k. Welcome offer on payment of joining fee and 5 lakhs milestone spends gave me 3 business class voucher. 1 lakh spend in first 90 days gave 10k bonus points almost equivalent to another business class ticket. Then normal CV points on my spends about 6 lakhs till now and from points transferred from HDFC infinia I booked other business class tickets. About 10k points I also bought at Rs 1.25 each to meet the shortage in points. So overall on cash outflow of about 25k I managed to avail 8 business class trips. The process of using points or voucher to book tickets online is so smooth and amazing. 2 upgrade vouchers still there which i am hoping to use in chennai delhi sector in future as generally there is no premium economy class in chennai mumbai sector.You are my inspiration when it comes to getting the best out of credit cards Sid. Thank you so much.

  15. Priyank Jain


    The business class reward seat is limited to 2 only across sectors. Hence a family of 3 can not use 3 vouchers, no matter how much in advance they plan.

    Reference: FAQ 2

      1. Priyank Jain

        I cant say with confidence for A321 Neo i travelled once as i was only in need of 2 business class which i got it. But aircraft for with only 8 business class seats i am sure 2 is the limit for award seat (booked with points or voucher)

        Hack: i have used many times, also for ppl whos upgrade vouchers go waste 🙂

        I travel in a family of 3 hence book premium economy on revenue (generally only 1k more expensive than economy on most routes or use the premium economy voucher from sbi vistara prime card) and use the upgrade voucher at airport checkin to upgrade 3rd ticket to business. I cant recall when there is an availability and i am denied

  16. Abhay Rai

    Hi Siddharth, I got my Axis Bank Vistara Infinite card last month only. Even the 1st statement is not generated yet. Wanted to if I’ll be eligible for 1st year free offer or not?

  17. Manish

    I already have a Vistara Silver class membership premium economy one. Do you think they would agree to give another great card on the same name?

  18. Sac

    If you book your seat using the free voucher, do you get an INR equivalent receipt just like the reward redemption with HDFC points?

    For people who will travel with family in economy the lowest variant might make more sense.

      1. Sac

        Thanks a lot Sid, I am a fan and have built an amazing LTF Premium CC portfolio, some via inspiration/tips from your blog as well.

        Generally there are 2 ways to get the receipts for reward point bookings:
        1) You get a receipt on email after booking (HDFC, Yes, etc reward redemption) with breakup of INR (paid via points) and paid via card. Here it seems, you don’t get that receipt as per your message.
        2) You go to airline site -> manage booking -> get the receipt. This one doesn’t say how you paid and is generally of a lower value (excludes OTA charges).

        In Vistara case above, I think if the first one doesn’t mention total flight INR value, the second one should still be downloadable. Could someone try it for a recent booking? (It is even available for past flights taken.

        Many thanks!

        1. Siddharth Post author

          That’s because HDFC bookings are actually revenue tickets but that’s not the case with award seat bookings. Verified as well.

          1. Sac

            Thanks, did you check method #2 on vistara website for an existing/past booking as well? This might define whether I take the card or not and if so, which one.

  19. Mukund

    Hi, can anyone shed light on if priority boarding , baggage handling, extra luggage allowance for gold membership apply only if you buy tickets via vistara website or can we get these benefits via an MMT / Smartbuy vistara booking as well

  20. Vishal

    On spending 1.2 l in 3 months – I will get bus class tkt, fee waiver , wish to know will I also get 10k CV too by spending those 1.2 lac ?

      1. Card enthusiastic

        I had applied the vistara infinite last year in same joining waiver offer. I have closed the card 2 months back . If I again apply for this card in this offer period , Am I eligible for the joining waiver offer?

          1. Siddharth Post author

            Apply after 3 months cooling period, likely by end of Dec maybe, should work (like in the past) unless Vistara came in and change the rule for this campaign internally.

      2. Nilesh Kabra

        Will we or wont we also get the 2 upgrade vouchers for CV Gold membership? Can you clarify this please.

  21. Guna

    Hi All,

    Tnx for your timely input, applied for the FYF Axis VI.
    I must mention that you are the Best CC Consultant.
    God bless.

    If someone could share their experience of redeeming rewards against reservation of air asia tickets. TY

    1. Priyank Jain

      Yes, If it is a route for Vistara then it will be considered as single flight and CV points will be of single flight. Recently I got a Bangalore- Dehradun (Via Mumbai) flight only for 6K points

      1. Siddharth Post author

        Amazing inputs once again, thanks man!

        I also see the same 6K requirement now but unfortunately it seems to apply only for select sectors (maybe when same machine is flying in both routes). Any other such sectors you’re aware of?

        1. Pranav Date

          Flight No. Origin Destination
          UK 0852 Bengaluru(BLR) Dehradun(DED)
          UK 0707 Chandigarh(IXC) Kolkata(CCU)
          UK 0865 Dehradun(DED) Bengaluru(BLR)
          UK 0725 Delhi(DEL) Dibrugarh(DIB)
          UK 0741 Delhi(DEL) Guwahati(GAU)
          UK 0611 Delhi(DEL) Jammu(IXJ)
          UK 0747 Delhi(DEL) Port Blair(IXZ)
          UK 0726 Dibrugarh(DIB) Delhi(DEL)
          UK 0612 Jammu(IXJ) Delhi(DEL)
          UK 0706 Kolkata(CCU) Chandigarh(IXC)
          UK 0778 Port Blair(IXZ) Delhi(DEL)

          Didn’t verify all but some works flawlessly

          1. Siddharth Post author

            The kind of knowledge you guys have is enormous. 🙂
            Looks like BLR-DED, DEL-IXZ & CCU-IXC are the most useful routes.

            Thank you very much for the list Pranav.

  22. Gaurav

    What an amazing card folks and thanks to Sid for guiding me/us..
    Got this around 2+ years back.. travelled Delhi-Goa (to and fro) for wife and kiddo on Business Class in Jan 2021.. what a fun experience they had.. I got myself a seat in Premium Economy..

    they had a blast.. kiddo playing games on the console.. wife having a good conceirge experience 30k+ feet above.. also priority boarding for Business Class + myself as CV Gold member.. so overall was real fun and felt a bit of royalty.. looking forward to having all 3 of us travel together in Business whenever they open up 3 seats or use the hack mentioned above..

    also.. you do accumlate a lot of CV miles.. can be used for other sectors where travel duration is short..

    In a nut shell.. go for it.. have that experience of finer things in life.. and make fabulous memories.. cheers..

  23. Vish

    Thanks Sid! Applied for one today! Already have a Magnus, so now the spends will need to be moderated between the two.

  24. varun

    I am trying to apply for this card and on final screen post selecting the card variant and clicking on Submit button nothing is happening. Is this issue for others as well.

  25. Rahul Maheshwari

    Hi Siddharth, I have Axis Savings Account. No credit card with Axis. When I called up my Virtual RM, She said there is no such offer running. How do we know during application that the above offer will be there when applied? I couldn’t find any reference to the offer in either Axis Bank or Vistara website.

      1. Sunil K

        T&C links not working. And no mention of it on the site. What’s the chance they withdrew this offer. Though, like you said, the card is worthwhile even without this offer.

        1. Siddharth Post author

          Axis is actively selling the Vistara cards at BOM airport this week too with the print out of same image that I shared in t&c. Sure the offer is ON!

  26. Pranab

    Hi Sid,
    Good to see you back after a long time.
    I’ve 3 Axis cards; Flipkart, Ace and Privilege. Believe I need to close 1 of them to get Vistara Infinite, which one I should?

    1. Siddharth Post author

      Hi Pranab,
      It totally depends on your needs. I don’t see any reason to hold Privilege with above combo as you anyway get 2% with Ace.

  27. Amit

    Couldn’t submit my application. Hold the Magnus, Airtel and a Magnus Add-on. Wondering if the Add-on is counted as my 3rd card. Wouldn’t be surprised given how dumbfounding Axis policies are.

    1. Amit Patnaik

      Update – got my Vistara Infinite card too!

      I have the Magnus Add-on for spend milestones.

  28. Ali P

    It’s sad they don’t entertain fee waiver requests even in 7.5L spends while they issue it free of cost.

  29. LK

    I’ve been using this card for a couple of years and it’s been a complete game changer. With the points and Vistara gold status I only fly business class in domestic (10+ flights by now). Really great value!

    Downside. Not able to use cred rent pay anymore. Seems like it’s been blacklisted by Axis.

    I’m keen to explore Magnus for international travel points. Already hold an Infinia and Amex plat. Is it possible to hold two Axis cards?

    1. Mukundan

      Hi I think we have a lot in common. In my first year with axis vistara infinite, i have already booked 8 business class tickets using vouchers and cv points. So domestic if vistara flight is there only in that in business class I travel. I also hold HDFC Infinia, Axis Magnus and Amex Reward cards. Infinia and Amex lifetime free for me. Yes you can hold upto 3 Axis cards at a time. Sid what is the difference in Vistara Premium economy and Business Class. I am yet to use the premium economy option.

  30. Anand

    Hi Sid I already have 3 axis cards Many of us would be having. Please guide.

    1. If i close my FK axis card.. can I apply immediately for this card
    2. Will I get the grabdeals benefit which was due on FK card even when it is closed.

    Thanks in advance!

  31. Amit Dhatrak

    Hi Siddharth,
    I read somewhere that only direct flights can be booked through these milestone tickets from either of the 3 co-branded vistara cards

    I tried searching on google/vistara page for a list of all vistara direct flights from BOM, but seems like there is no complete list. Could you help if you have the same?

    1. Priyank Jain

      This might help

    1. Abhi

      Asked my RM same thing, he said no.
      There was spend-based FYF offer last year on all premium cards but this time only on vistara.

  32. Rahul

    I am using Vistara Infinite for more than a year now. Took it last year in first year free offer. The problem is if you have more than 2 people travelling, it is next to impossible to get three seats. Second domestic routes business class isnt that special as compared to international trips. Third domestic routes business class is not there even on all Vistara flights.

    Many a times I wanted to book or upgrade business even between popular routes like Bangalore Mumbai, but all the seats in the plane were economy!!

    After getting magnus, i have decided to close Vi at next renewal. Will move to reserve paid/fyf

    1. Lakshmi Narayana

      True!! Given that we will have limited business seats on each flight on the domestic route.
      But it is still worth trying this card if it comes as FYF.

  33. modded

    Already hold two axis cards (Flipkart Axis and Airtel Axis). Tried to apply for this one. No matter the amount of income I put in, I cannot choose the Infinite version. Only basic and signature. Should I go via the branch route?

  34. Ramesh Kumar

    This link gives list of source and destination,

    1. Ramesh Kumar

      *Also download of PDF and excel files available to make filter locally.

  35. Deepak

    I am already a silver member of CV. Will I be able to get Gold tier with this card by using the same contact details?

  36. Saurabh Agarwal

    Hi Sid,
    Thanks for this article. I have been following you since a few years and had taken diners and then upgraded to infinia. Now I have applied for vistara infinite as well. I have recently started exploring cv points, but i always see exponential points requirement. For example a singapore return from pune is for 25k inr, economy. But when I do redeem now, it requires 68k cv points + 5k cash. Am I doing something wrong here? I get baffled by you guys discussing booking flights using cv points. Would request you to clarify.


    1. Siddharth Post author

      CV points are usually good for domestic redemptions. Yes, Intl. redemptions like Singapore are bit expensive.

      1. Saurabh Agarwal

        Thanks for your response Siddharth. I would request you to give some guidance as I certainly feel I am doing something wrong. I see more than 60k cv points requirement for rewards flight when revenue flight is about 28k return.

    2. Abhi

      One way Singapore Mumbai is 22K and Pune Singapore is 16K CV miles (32K return economy) correct? Pls recheck. You should get approx Re1 value for a CV mile on this route.

      1. Saurabh Agarwal

        It does show 16k when I see the redeem now option, but when I put in the actual dates 21-dec to 26th dec, it shows approx 68k for return Pune-singapore-pune.

  37. Balpreet Singh

    Hi Folks,
    In this first year free option Axis refunds the GST amount also if we spend the target amount as mentioned? Or its only 10 thousand and GST amount is not refunded


      1. Nilesh Kabra

        This is amazing. I recently got this card through your referral.. was under the impression that GST component won’t be refunded.

  38. Shivakiran

    Unable to do VKyc. The link doesn’t seem to work in both phone and on the laptop. I have tried with multiple browsers but with no luck whatsoever. Looks like Vistara Infinite is not for me. Anyone else facing similar issue while trying to do video kyc?

    1. Siddharth Post author


      Is this your app # ?
      I’ll get this checked shortly.

      1. Siddharth Post author

        I’ve pushed your card for quick clearance and I see that physical KYC was done a day back. Hope all good, do let me know otherwise. Thanks.

    2. Mahesh

      Had issue when applying for credit card. It does nog work on PC or Iphone. I had to do it via android phone to complete my VKYC.

  39. Joy

    Is it possible to hold 2 Vistara cc ?

    Like 2 infinite cards or 1 infinite and 1 Signature

  40. Sanket Garg

    I got the card today, what’s the process and timeline to get Vistara gold membership for 25kg allowance?

  41. Nash

    Hi Sid, I bumped into your world of credit card advice recently and it’s awesome. One question.
    Does the CV points earned on this card also helps in airline tier upgrade?

  42. Manoj Kumar Muthumanickam

    Hai Siddharth. Wonderful blog for card aficionado.

    Just a minor query, as per the details available in Axis Bank SITC, it may be noted that Complimentary Lounge access for Axis Vistara Infinite CC is only 2 per quarter. In the article, it is mentioned as 3 per quarter.

    1. Siddharth Post author

      I did notice this and I’m sure it’s a mistake. Infinite usually gives 3/qtr, maybe they copied it from signature variant and forgot to update.

      1. Manoj Kumar Muthumanickam

        Thanks Siddharth for your clarification. Good for the card holders, then.

        I had applied for this card few days back and despite being eligible on all terms as per the T&C, my application has been declined. FYI, I used the link available in this page for the application. Your suggestion on this would be helpful.

        1. Siddharth Post author

          App # please?
          I do not see any app’s in your name this month though.

          1. Manoj Kumar Muthumanickam

            Thanks Siddharth.

            C1-****-C1 is the application number.

          2. Siddharth Post author

            Sorry! It’s rejected because “profile norms not met”

            I’ve further asked for detailed meaning of that, will revert back if I get more info.

          3. Manoj Kumar Muthumanickam

            Thanks Siddharth. Look forward to your feedback. I am curious to know if I am missing something during the application process.

          4. Manoj Kumar Muthumanickam

            Hai Siddharth. Pls let me know when Axis Bank comes back with additional details.

          5. Siddharth Post author

            They’ve rejected based on profile. Quite unusual. You would need to check with nearest Axis Branch for more info on this.

  43. Kapil

    Hello guys can somebody help I’m very much confused between Magnus & Axis Bank Vistara Infinite Credit Card… I can easily spend up to 15 lakh rupees and there is no issue in paying the membership fees also…
    which card will give me the better value please help… Thanx

  44. Varun

    I got the card today. Applied via the link. Thanks Siddharth. When will i get Club vistara gold card and the first business class voucher. Plus how to confirm that joining fee will be reversed post spending 1.2 Lacs.

  45. Jay

    Good to see you active again Sid. Could you pls throw some light on how you compute 1 CV value as 1 INR? I have found the value far less, although I was trying for a redemption in economy class.

  46. Thomas

    Hi is it better to have vistara membership or let axis team create one while giving the gold membership.

  47. Vaibhav Saboo

    For reference to all.
    As per current T&Cs, Vistara Gold Membership is to be given within 10 days of the due payment date of your billing statement in which the annual/joining fees is charged. That basically means ~30 days to bill generation+ 20 days of payment date + 10 days = ~2 months.

    My experience:
    Recieved card on 25 Nov and activated it through Axis mobile app.
    As I am taking couple of Vistara flights in 2nd week of December, wanted to get CV gold status in advance.
    Fees was charged on 25 Nov late night. I paid the same on 26 Nov and it was reflecting in the app by 27 Nov
    Called up Magnus support and informed them I have paid my annual fees. Explained to them my need and requested if they can provide upgradation to CV gold (Had given my CV ID at the time of application itself). The agent stated he has raised an internal request but it was no guarantee that CV gold would be activated before time.
    29th Nov: Recieved the CV gold status

    Hope this is useful to those who might be stuck in a similar situation

    P.S.: I first contacted Vistara Gold support number who told me that Axis team is the only one who would be able to raise the request. So can skip this step.

  48. Anurag Agrawal

    Hi Siddharth,

    I already have a Club Vistara basic membership with around 40K CV points transferred from my Magnus card Edge Rewards points. Will the new Gold membership be created as a new account or my existing club vistara membership account be upgraded to Gold membership with my existing points intact.

  49. Mohan

    thanks sir,

    applied last Monday, just now received card
    Sometimes Axis works pretty quickly.

  50. Jinesh Shah

    When you cancel your Vistara Infinite card? Do you lose your vistara status instantly? I am booked to fly abroad on 28th December and my card renewal date is 31st December and I would like to cancel my card before the fees hit. Can anyone confirm if the Gold status still stays for a month or two after you cancel?

      1. Jinesh

        My a/c still shows validity as 7th March 2023, so even If I cancel the card, I will still have validity till then?

  51. Anoop

    I’m facing some strange issue applying cards with axis. If anyone can help will be great.
    I already have axis vistara card. I tried applying flipkart, ace credit cards in last 2years couple of time with gap of 6 months from their website. Axis guy came each time to do KYC again even though I applied as an existing customer as well as new customer with same pan, number and email Id etc. No documents were asked during kyc only online kyc was done. And all the 3-4 times my flipkart and ace got rejected citing internal policy.

    If anyone can help on the process to get 2nd cards will be great on below:
    1. Is KYC done each time by axis whenever a card is applied even for existing card holders ( haven’t faced any such issue with scb, hdfc, icici, and others).
    2. Is income docs being asked or shared by anyone even being an existing card holder.? Even when applying for basic cards like ace when already holding higher variant paid cards.?
    Any other advise will also be of help as I’m planning to get magnus, but sceptical to apply with past experience.

  52. Hanif Chamadiaya

    Is?any?one using SBI etihad guest premium credit card. I want to know that the Gold Tier membership what comes with this card is valid for 1 year or as per credit card active status years.

  53. Sharathkumar Anbu

    Does anyone have idea about the details of which transactions are excluded from CV points accrual apart from Wallet load, Fuel and EMI Transactions.

    Not clear what these MCCs are.

    The following MCCs have been excluded from CV Points eligibility: 6012, 6051, 6011, 6540.

    1. Bharat

      Try writing to axis bank on twitter, past experiences has been to get a clear reply best to interact via social media as phone or branch agents may give incorrect information.

  54. Honey Kumar

    How to provide my existing club vistara id to Axis while applying new card. I am unable to see any option.

    1. Anshul

      Same here. there is no option to provide existing CV ID. I guess they will generate a new one by default and then you’ll be running after them to get it corrected. Axis bank fares extremely poorly on customer experience.

  55. Rahul Maheshwari

    Hey Siddharth – When I apply through the link on this site, it asks if I am existing customer (which I am) but after OTP authentication, it says I am not eligible. Any idea why? Is it only checking against pre approved offers?

    1. Siddharth Post author

      Read “Existing customer” as “Existing Savings A/c holder.” Still having issues? You got to deal it via offline channel.

  56. Jim L

    Can someone throw light on CV points applicability on rent payment? Any preferred way to do the same?

    Diners Black rent benefits are going away starting Jan 2023. In fact they are going to be charging 1% on more than 1 rent txn per month

  57. Dhevendran

    Hi Sid..Just a word of thanks won’t be enough to you for this wonderful knowledge sharing..Most of your followers minted lakhs in reward points..

    And other than infinia ,i had axis fm,ace and privilege ..As we all know Axis is kanjus in credit limit, i was not able to get good limit even after using fk card..After sending payslip ,they considered a hike of just a 1.1L still total limit was lower than 3lakh..Hence closed privilege card and after a month applied for magnus on card to card basis with hdfc Infinia ..And surprisingly got magnus with whopping 7digit credit limit..And now iam totally confused how to make the most of air miles..

    And miles redemption terms and conditions.Totally new to miles game and it’s my humble request to guide us (lakhs of ur followers) to make the most of it..

    Few doubts are
    Can we book flight for anyone and on any class

    Do the primary member must be a passenger
    Can we book return ticket as well with miles
    What if the plan is changed and can we get refund of miles

    Is seats are limited for booking with miles


    Though it may vary from one airline to another ..And still your thoughts will clear most of our doubts..

    We are waiting for your next post on this topic pls..

    1. AbhiKohli

      How did you apply on ‘card to card’ basis ? I have tried to check with customer care over phone and email. They just ignore the ‘card on card’ or ‘card to card’ phrase and just keep telling how to proceed with CC applications and what is the eligibility criteria. Searching on axis website gives no clue. I searched every where possible but got no info on how to apply.
      Sid, can you also update ?

      1. Dhevendran

        Card to card application can be processed only by offline ..You have to visit bank with your existing card of other bank and cards last statement copy..
        They will process the same with instant adhaar kyc..

        70% Credit limit shall be available to use in your existing card (in the statement)

        You shouldn’t hold more than 2 axis cards as of application date

        Quiet simple method to get good limit and best chances of approval in axis

  58. Rohit

    Hi Siddharth, I applied through your link but now the status says that the application is on hold. Application number is C1-****-C1. Please help.

    1. Siddharth Post author

      Hi Rohit,

      Status: Rework/some details needs to be updated

      I’ve asked Axis to get this cleared on priority, you may expect a callback within 1 working day.

      1. Siddharth Post author

        Update: The executive whom you’re in touch with (hopefully) has taken the application but yet to process it. Please do have a check with him, as it can’t be handled by multiple executives.

        1. Rohit

          Hi Siddharth,
          Thanks for the help on this, much appreciated. The executive seems to have messed up my KYC the first time, so it had to be done again, and now the application number has changed. Old number – C1-xxxxx-C1, new number – C1-xxxx-C1. I asked him to confirm if the date of application remains the same (so that the offer will be valid for the card), to which he said it would. I have no way to confirm that he is being truthful. Is it possible for you to check that the application date still falls within offer period for the new application number?

          1. Siddharth Post author

            The new app is not on my record as it’s handled by the executive as a fresh app. But not to worry, the offer still applies.

    2. Anshul

      There could be some information/document missing. I had the same issue. I also applied for add-on card at the time of application for my wife and it was put on hold. The Bank insisted that they need Driving License of my wife (who is already an Axis Bank Customer with Axis Savings account and her own primary credit card as well)! I asked them what if someone doesn’t have a DL and doesn’t drive, they didn’t have an answer and said as per Bank Policy they need DL compulsorily. Though I did finally get both the cards, but I must say Axis Bank has one of the worst application process. It should be Citibank which should have bought them, not the other way round!! Even their premium customer support is third class!! I have been following with them for a complaint for months and they don’t seem to care.. Such a careless attitude… It’s just a matter of time, once competition heats up and their cards are devalued, premium customers will cut their cards into 4 if they continue like this!

    3. Pranav Date

      Same for me.

      Credit card application processing on hold
      Our representative will contact you for additional information/documents.

  59. Nilesh

    Hi Sidharth,
    I think I applied for the card through the link you provided a week back and have not
    Got a call back. Will you be able to help.
    This is the message I got.

    Thank you for applying Axis Bank Credit Card. Your Application C1-****-C1 is being reviewed. Kindly expect an update within 5 – 7 working days.

    1. Siddharth Post author


      I can see that it’s currently in Underwriting stage, ideally should get cleared within next ~3 days days, anyway will check if anything needs to be done.
      Will update here if I get any further updates.

      1. Nilesh

        Thanks Sidharth for checking. Interestingly they have not asked the income documents needed for underwriting ! Will wait for a communication from the underwriting team.

        1. Siddharth Post author

          It does happen for some applications with healthy CIBIL.

  60. modded

    So I got the card recently and the T&C state that these MCC codes are excluded from the activation benefit as well as CV points eligibility 6012, 6051, 6011, 6540.

    Does anyone know which merchants are those exactly? Quick google suggests something to do with financial institutions, mutual funds and some “risky” financial operators.

    I have an insurance payment due soon so wondering if one of the MCC codes applies to insurance payments.

    1. Balpreet Singh

      Hi Sid and Others,

      Similar query. I too have some insurance payments lined up. Will those be counted towards refund of the Joining Fee?
      Any idea about other “restricted category” Says fuel transaction, Education Institute ( School Fee), Society Maintenance Charges?

      Balpreet Singh

  61. Mahesh

    I have opened the Axis Liberty account for myself and wife. It was activated day before, once activated, I applied for Magnus for myself and Vistara Infinite for wife. now can see both are approved and can also see the card in my account today. Just have to wait for the card to arrive. someone told me the easiest way to get a credit card would be to open AC and apply for card and it worked. Hope there will not be an issue in getting the refund on Vistara Infinite annual fee post 1.2L spend. Can anyone please tell me if I will get the business class ticket immediately? I can use it during Christmas holidays if i can get it right away.

  62. Shivakiran

    Hi thala. I had applied for vistara infinite through the link you had posted and thanks to you, the executives were helpful to get my application processed despite VKyc issues. I realised that the email used in the application was wrong and the executive suggested that I can change it once the application is processed and the card gets despatched. However, I’m unable to know the status of my application. My application ID is C1-****-C1. Can you help with an update on my application and please do let me know if it is going to get processed thala?

    1. Siddharth Post author

      I see it’s gone for rework, have asked to clear it soon.

  63. Eshwar

    I have the Vistara Gold Tier, How can I Get that GOLD card that I saw in your image? They haven’t sent that yet.

  64. Nitin Arora

    Hi Siddharth
    I got AXIS Vistara Signature version through your link and it’s approved from last week. But Card has still not arrived.

  65. Lakshay

    Hi Sid, I applied through your link but the application status now says “Credit card application processing on hold”. My Application ID is C1-xxxxx-C1. Please help!

    1. Siddharth Post author

      It’s in some sort of “Audit”, has asked for clarification. Will update when I get to know more.

      Update: it’s under process now.

  66. Devansh

    Hi Siddharth.
    I already have an existing CVID with 10k points in it. Applied for Vistara Infinite offline at airport and got approved. However, nobody called to ask about any existing CVID and forgot to give the same during applying. So, how to make sure that i get the same CVID linked to the Vistara CC?
    Thanks in advance.

    1. sumit

      I applied via airport too. My card came with my existing CV number. I think as long as your number/email/name matches in the vistara system, they should be able to automatically find your existing membership.

  67. Bharat

    2 queries please:
    1. What is the validity of the biz class ticket/voucher issued on joining and paying the joining fees?
    2. The guy who came to do the KYC for Vistara infinite didn’t collect any income or salary documents.I’d an existing axis ace card and the new Infinite card has been issued with a small limit. What’s the process to get the limit enhances on new card and in how much time of card issuance can it be done?

  68. Ravi

    Hi Thala,

    I have been your blogs for long time and it has helped my to optimize my cards usage. last week I was flying from Kolkata to Bangalore, I came across Axis bank kiosk at the airport. I enquired about the Vistara offer and applied for the Vistara Infinite card at the kiosk. They took biometric authentication twice saying that first time it was failed. They asked me for salary slip which I shared with them next day. after sharing salary, they completed the process at their side. I received two application numbers from Axis, one for Vistara Infinite another for Axis select card for which I did not applied. I reached out to Axis Customer care about the Axis select card. they said that since your number is not registered in our system we can do nothing about your application.
    Next day I got message from Axis bank that my card is approved. I tried tracking application status on Axis website, but I got the error that incorrect information/no records found etc.. On 5th December, I got the message that my card is dispatched so to check the status of my application I searched on Axis website again, it shows that Axis Select is dispatched, but, Vistara infinite is still in processing step.

    I have already complained to the executive that they have wrongly applied for Axis select. Axis executive told me to not to activate select card. It will be cancelled automatically after 30 days. They have already made a CIBIL check. Also, I do not need Axis select card. What will be the best option for me now?

    Could you please help me with application status of Vistara Infinite card, if possible. My Application number is C1-***-C1.

    1. Siddharth Post author

      Sorry, I only have access to the details of the application applied via Cardexpert links.

      1. Ravi

        Thanks Thala 🙂

        I tried following up with Axis POC and CC regarding my Axis Vistara Infinite Application status. but did not got any positive response. on reading experience of @Vipul, I thought my application will take months and I may miss this offer. FOMO, I applied for Axis Vistara Infinite using your referral link. Now, both cards are approved and delivered to me.

        1. I am keeping my Axis select card as Axis has offered me 7500 rewards points as retention offer. this makes Axis Select card practically free for first year.
        2. I have received 2 Axis Vistara Infinite Cards from Axis within 10 days with different credit limits.
        3. I applied for 3 cards(read 2) and received all 3 cards with in 20 days.

        Now the question is,
        1. This offer will be applicable to both Axis VI cards?
        2. Should I activate my second Vistara Infinite card?

  69. Sumit

    I called up Axis today to reconfirm FYF offer for my card. Axis now says that only new customers, who do not have existing axis cards, are eligible?

    Nowhere in T&C is it mentioned that customers holding existing Axis cards are disqualified from the offer.

    Can you reconfirm this Sid?

    1. Siddharth Post author

      If it works the way it works previously (with same line in t&c), everyone should be eligible.

  70. Vipul

    Hi Siddharth.
    I applied after reading your post but I doubt they will process it. I earlier had applied for IndianOil LTF Card but received no response from Axis even after a month of applying.
    My application number is C1-00000032***899-C1 , and I applied on 3 December. If you are in touch with folks from Axis Bank, can you please tell them to alteast contact me for the card. I already have Flipkart Axis Card so I don’t know why they don’t contact me back for the second card.
    Thanks and Regards

  71. ROHAN

    Hi Sid,

    I love your blogs!! Thanks for sharing it with us.

    My Application id is C1-******130-C1. I applied through your link. I received an email that the decision would be communicated within 72hrs. I am assuming they just overpromised on TAT and the application is still under process.
    Do give them a nudge if that helps.


  72. Divesh Mehta

    Hi Sid,

    Thanks for the amazing review.
    I hold the HDFC Infinia metal card (got the card after 1-on-1 consultation with you and writing an email to HDFC)

    HDFC Infinia points are diluting every month and its a pain to even keep track. I was looking at another card and was confused between Magnus and Vistara Infinite. I am not so fussed with business class as domestic travel is fairly limited for me. Does Magnus work better in terms of point redemption if I am looking for non travel redemption?

    1. Siddharth Post author

      Yes, Magnus can serve well even for non-travel redemptions but the value is lot lower compared to travel redemptions.

  73. Sandeep A

    Hi Sid,
    I had a small doubt, the benefits of the card state welcome benefit of 1 business class voucher; 10K CV points on 1 Lac spent and a business class voucher on 2.5 lac, and so on till 12 lac.
    And since they are running the current offer where your joining fee is waived off for more than 1.2 lac spend, do we still get the welcome business class voucher and an additional business class voucher on reaching 2.5 lac spend?

  74. Thomas

    Hi have got the vistara infinite and the upgrade to gold as recommended. Now the gold physical card how long does it take with upgrade vouchers to reach us. Also how long goes it take to post points after transaction. I did a transaction on3rd and not got any CVS points yet

  75. Vardhan

    Some clarity on how this product works:-

    Each domestic flight has max 2 award seats allocated in business and around 8 award seats for economy.

    CV gold membership and free ticket is issued usually within 4 days of paying the joining fee(if requested with the axis helpline for expediting the membership) so the hack is pay the joining as soon as you get the card.

    CV priority helpline works like a charm they do almost all that’s asked for.

    2 biz class voucher is valid for one non stop flight only irrespective of it being a connection on the same PNR/Reference so incase of a connection two vouchers are mandatory which can only be clubbed by thr CV helpline as their agents can club two vouchers and issue a single ticket(PNR) saves the pain of rechecking in luggage when connecting for the next flight. ***

    Milestone tickets are credited within 4 days as well. ***

    Don’t ask questions on the axis helpline as usually they give all wrong & misguiding answers as per my experience.

    Redemption taxes are dynamic and can vary from 500-3000 depending on the sector and demand.

  76. Nari

    Hi Sidharth,
    First of all thanks a lot for your valuable reviews and suggestions.
    I got my card today, just want to know that if I do the wallet load transaction using this card, will that be counted towards fee waiver transaction?
    And also we need to complete the required transaction within 90 days or within 31st December

  77. Vijay Valanju

    Hi Siddharth,
    My application for this card got declined today probably because I already have 3 Axis Bank Credit Cards. I put in a request to close the Magnus Credit Card since I haven’t been using it. My question is after the Magnus Card is closed can I apply for the Vistara Infinite card again before the end of this month or is there a waiting period?

    1. Siddharth Post author

      Can apply even after a day but it should have been “permanently” closed.

      1. Vijay Valanju

        Ok. Thanks. The card will be permanently closed after 10 days.

          1. Vijay Valanju

            I did close it by calling them. According to the customer service associate it is closed temporarily within 24 hours and permanently within 10 days.

  78. Puneet S

    Hi Sid, I have just applied using your link. I already hold Magnus with Axis. Let’s see how much time they take to process the card.

  79. Subir

    lounge access thru vistara gold is available for family as well? (if only one person has vistara gold)

  80. Shawn

    Hi Sid,
    Do you happen to know how long it takes for the application status to move from ” On Hold” to in process?

    And am I expected to do anything when the application is in “Hold” status?

  81. Shubham Anand

    Hi Sid, Thanks for the article!
    1. Looks like the eligibility for vistara infinite is 18 LPA, I tried to apply for infinite with my actual net income which is less that 18 lpa but greater than 13 lpa and I didn’t get the option for infinite card. it was only when i played around and put 18 lpa as my net income I got an option to apply for this card. Please suggest!
    2. If I do apply for this card and get it by 31st december but only complete the 1.2 lakhs of spend next month, would I be eligible for fee reversal?

    Thanks in advance

    1. Siddharth Post author

      1. You shall do it to make yourself eligible, actual requirement they ask is only 9L though.
      2. Yes, eligible.

      1. Shubham anand

        Okay thanks! One more thing, i applied for magnus yesterday, can i still apply for vistara infinite?

        1. Siddharth Post author

          Better to wait for 90 days, as I see “more” rejections happening lately if multiple cards are applied in short period. If you wish to take risk, you may do so by month end, as otherwise you would miss the offer.

  82. Agrim

    Hi Sid,
    I have been following your blogs religiously and applied for axis vistara through the link here almost 15 days back. And my application is still on hold even after the rep came for kyc. I already hold magnus and ace so thought it will be easy to get. Have raised issues on Twitter also but no help. Can you help me resolve it. Thanks
    Agrim bery app no C1-******-C1

    1. Siddharth Post author

      Agrim, it’s in underwriting stage. Expect approval within ~3 days.

  83. Mudit

    Hi Sid, I just applied through the link in the article above.
    The KYS was done in 2 mins. But NOWHERE I found the mention of this offer till 31st dec.
    also, the T&C of the offer page is not getting opened. it says page not found.

    How will I get to know that I have applied in the offer of first year free? would anyone confirm or is that mentioned somewhere in the application?

    Please let me know, i wouldnt want to apply for the card without using this first year free offer.

    thanks and in advance, and for the great content as always!

    1. Siddharth Post author

      Pls use the offer image for reference in future. Even the airport Kiosks are using same image as reference at BOM & BLR, noticed that a week ago.

  84. Sudhir N

    Hi! Great blog and very useful articles. Get a lot to learn from you. I hold the Infinia and decided to apply for vistara infinite after reading the above article. Applied 11 days ago with the link from this site. Application id is C1-****6940-C1. Video kyc done immediately and evening their chap came home for kyc again. After a day or so their site shows the status as ‘on hold’. Says our rep will contact you for docs. Fair enough because they’ve not collected any in the process so far. I have a good score and the ITR should also be good enough. So hopefully should not be a problem. But over ten days and no news or contact so far. Is it usually so delayed? Could you please check from your end, if possible? Thanks in advance.

  85. Pranab

    Can’t remember if applied through CE link or not first time, but I was getting only Signature option. When bank executive called for KYC, I asked him if I can get Infinite and he responded positively and took 2 months payslips. After few days my application got declined.
    This time again applied through CE link and provided higher (20L) salary information, got option of Infinite this time. Another executive completed the KYC (also applied for add-on).
    Next day, the executive called and informed that there was some issue with my application and he created fresh application (obviously no link with CE) and completed KYC (add-on as well).
    Few days later, I received a VKYC link which I completed instantly.
    Another few days past, the first executive called and asked to complete the KYC (new application, no add-on).
    Next day, received confirmation message of Infinite approval with 5L limit (previous cards are stuck with 1.6L limit for 3+ years). The card is also showing (first & last 4 digits) in app. Next day received mail communication on add-on mail that the card is approved bearing same application ID (means add-on card is also approved).
    Now I’m really confused which application got approved.
    Sid, please check if ***** is linked with CE.

    1. Siddharth Post author

      I can see in the application comments: Successfully File logged with another C1 Id / Product Change

  86. Pranab

    Hi Sid,
    Do Vistara cards eligible for Grab deal cashbacks? These aren’t listed in Edge Rewards eligible cards (surely they can’t), but there’s no list of cashback eligible cards (like Flipkart/Ace).

  87. Kesavamoorthy A K

    Hi Siddharth,

    I have applied for this card on 19-Nov and successfully submitted and also completed the vkyc on 21-Nov. Later in that week, I received the message says, my application got rejected.

    I called customer care last week and requested the reason and it was, I already holding 3 cards (Flipkart, Privilege & Magnus) and as per their interal policy one can keep max of 3 cards. If I cancel any one of the card then I will be eligible for the new card.

    Now my question is, Can I do it right now within a month cancelling the Flipkart card and apply Vistara Infinite? Or is there any cooling period supposed to be wait for re-apply?

    Please clarify.

  88. Mayank

    You need to update the T&C link for joining fee waiver –

    Also, I called CC today who said they aren’t aware of this offer and asked me to send an email to Support with the T&C document attached. I’ve sent them an email and waiting for confirmation.

    1. Mayank

      Received confirmation from Axis over my email as below:

      We wish to inform you that as per bank policy, once the card is activated, joining fee will be levied on your credit card.

      As per bank policy , as an additional benefit, Joining fee will be reversed on spends of Rs. 1,20,000 in first 90 days of card set up.

      Joining fee reversal fulfillment will be done by 30th May 2023 to include all eligible customers.

  89. Aay Bee

    Got the Axis Vistara Infinite card earlier this year. Flew the Mumbai – Del route a couple of times since.

    Boarding pass comes with access to (i) Adani Lounge (T2) – Business Class section at the Mumbai Airport; and (ii) Complimentary sumptuous meal (sampler + thali + dessert + beverage – multiple options available for each – in fact, better than the meal served at T3 lounges) at Dilli Street right after Security Check-in at the Delhi T3. Pretty neat.

  90. Ricky

    Does Wallet recharge like Amazon Pay from credit card is considered under 1.2L spend in 90 days?

  91. Leo

    Sid, do you think there’s still time for me to cancel Signature one and apply Infinite one freshly as I already have 3 cards with them? Recently got MyZone in Oct.

      1. Leo

        Thanks Sid for the timely reply!! This operation was a success. 😉

  92. P Gupta

    Great Guide!
    I understood that I can use the vouchers for nominated family members. But can I also register / transfer the Gold membership in one of the family member’s name? My father is getting old and he needs the benefits, I do not. While i do not want to get the card on his name, as he won’t be able to handle the account himself.

  93. Ganesh

    Got an approval message today. Took approximately 1 month since applied and few follow-ups to get the card.

    Thanks Sid.


  94. Shivakiran

    Hi thala. Finally got delivery of Axis Vistara Infinite today after nearly a month albeit a low credit limit of 4.3 laks. Thanks to you for nudging my application in the right hands else I believe my application would have gone kaput. Wonderful feeling while holding it in hands at last. Incidentally, I have also applied for Axis Magnus through your link, as I could not resist the benefits. Hopefully will get it too. Only issue would be the low credit limit that would be shared across Vistara and Magnus on an otherwise wonderful collection of cards.

  95. Ashish

    Hi Sid

    I applied for card using link mentioned above on 17th Dec with application C1-*****-C1, my card got rejected without mentioning any reason. Can you please check what went wrong, I already hold Magnus since last 4 months.

  96. Sac

    Does the 1.2 lac spend include the card fee of 11.8K (10K+GST) as well?

    It’s a mess getting the status to be updated to Gold. This should be automatic and fast!

  97. Adil

    Hi Sid,

    I got the card. Just wanted to clarify that the joining fee reversal offer is for spending 1.2L in the first 90 days or before 31st Dec 2022?

  98. Pradeep

    Hi Siddharth,
    I am alreday carrying Vistara Signature Card. Now I have applied for Axis Infinite card and got approved too. But when I spoke to CC, they told me that anyone who is already having any relationship with bank for Vistara card will not qualify for fee reversal campaign. Is it correct ?

    1. Siddharth Post author

      But this is going to be complicated. I haven’t see any hold 2 Vistara cards. So i’ve no experience to comment on this.

  99. Shivakiran-MAA

    Hi thala. I’m in a precarious situation.

    I used your link to apply first for the Axis Vistara Infinite a month ago and since I did not get any update on my card from the bank officials, I meanwhile applied for Axis Magnus through your referral link as well.

    Now, just like the rain gods working overtime in Chennai who deliver all year’s rain in a week, I have got both Vistara Infinite and Magnus approved and in hand.

    While on one side I’m too overjoyed but I would want to surrender one of it as I feel they both overlap my requirement of airline miles accumulation/conversation.

    My humble question to you thala is, will surrendering a card in a short time help my other card’s limit (asking since limit is shared)?

    Also, isn’t surrendering the Vistara Infinite prudent since Magnus offers similar or better airline/hotel point conversion (~24% to 11% on vistara) with much more partner spread?

    1. Siddharth Post author

      Gold benefit, 10K points and more via Vistara is not worth loosing. You may as well cancel it anytime in future.

  100. Akshat

    Hey, how to assure that its first year free, while applying using the above link I see the joining fee & annual fee as 10k + GST.
    Am I missing something here?
    TIA, & great article btw.

  101. Tarun

    How long does it normally take from submitting VKYC to final approval? Has been very silent with no updates from them. Didn’t take this long for magnus approval

    @Ashish – in your case, how long did it take for the rejection?

  102. Anshul

    The first year free offer is for applications received by 31/12/2022, or for applications approved by 31/12/2022. Can you confirm please?

    1. Siddharth Post author

      From T&C: “Cards booked/approved only during the offer period will be considered.”
      So those “applied” should work.

  103. Kritin

    Random question but I’m curious if I should go for this card? I would fly once a year (2 people) at max. Already have an Amex MRCC, HDFC DCB (LTF) and ICICI Sapphiro (LTF)

  104. Pranab

    Hi Sid,
    What is card set-up date?
    1. Application date.
    2. Approval date.
    3. 30days prior to first Statement date.
    Please clarify.

  105. Anuj

    My personal Experience:

    I have logged my application for Axis Bank Vistara Infinite Credit Card via Axis Bank website around 18th of Dec’2022. Received a message for VKYC after a day. Didn’t do anything on VKYC.

    Somebody from Axis Bank started calling from 21st. Completed the KYC formalities at my office on 24th December after talking to Axis Bank Manager regarding Add on Card which he has assured that will get it issued after 1st Billing with approval.

    Received the message for approval of Card on 27th Dec and Blue Dart consignment code on same day. Delivery took some time and got today i.e, 30-12-2022.

    I did the online registration formalities, pin generation and completed a transaction of 300 K today itself, which means I should be eligible for fee reversal upon the Milestone of 120K, 10000 CV points for 1st 100 K transaction and 1st Business Class voucher for completing milestone spend of 250K.

    Am I right in my assumption??

    If it happens i will be very happy.

  106. Pavan

    Here is our recent experiences with Axis cards. I am holding Magnus for last 6 months and found it quite amazing given the monthly spend milestone benefits. But since this Vistara card looked very promising given the fee reversal offer, I decided to apply for it.

    Applied on 22nd Nov. Nothing happened for almost a week. Then someone called me to do physical KYC. It was done in couple of days and then there was no update for another week. The card was finally approved on 8th December and delivered on 12th. By 15th I made some large expenses on the card. 10k CV points and a business class voucher was credited by 22nd December. But there is no news on Gold membership. I am also not sure if I am eligible for another business class voucher as part of the activation process (assuming the one I received is on account of the milestone spend). I am assuming so. Maybe it will come once I pay the first statement bill which is due in a week.

    In meanwhile, my wife also applied for Vistara on 2nd December. She was asked to do video kyc. Her application vanished from the system, so we applied for Magnus. That got processed and delivered in a week without any docs or physical kyc. The Vistara Infinite also got approved and delivered but it took almost 3 weeks.

    That’s a long story of 4 Axis bank cards that we now hold within the family. 2 Magnus and 2 Infinite Vistara 😀

  107. Aks

    I am holder of Axis Vistara Infinite card, but on renewal this year, my Club vistara status has been reduced to Silver from Gold. When i try to call Vistara they say call Axis, when i call Axis, they say Vistara has to do it. How to proceed further to get the status updated back to Gold. May be someone in same boat can enlighten.

    Thanks in Advance.

  108. vishky

    Is This first year free offer getting extended by any chance? would love to apply

  109. Karan

    I applied around the end of the year and was approved after 31st Dec. Is there a way to verify that the first year annual fee waiver is applicable to my card?

  110. ROHAN

    Same with me as well, my RM suggested getting an email confirmation from the team processing the card/Customer care after the card is approved so that you don’t face issues.
    While processing, they first denied the benefit saying that since the card will be filled/processed after the 1st Jan the benefit will not be applicable, but later they called and told me that if applied on or before 31st Dec, the offer will be applicable, so I went ahead and applied one.

    1. Hari

      Instead of canceling, you could have asked for card swap to magnus by calling Cc. Did you try that?

  111. Madhab

    Hey Sid

    Thank you for the email campaign right before this offer expired.
    I applied for the card following your email and got it approved immediately. I think my existing relation with Axis through Select Card and Salary account probably helped. Initially, the confused and said the application is rejected but right after a few hours someone showed up at the door steps and did the KYC. The card got approved right before the 31-Dec.

    The card was delivered y’day and I called Axis Bank to confirm if this is still eligible for the reversal of joining feed. Which they confirmed provided I meet the spend target in next 90 days. I intend to do the same.

    As always you blog has been a great source of information, and thanks for all the content.

  112. srini

    I received my Vistara Infinite and activated it through Axis Mobile App. I also paid joining fees & GST. When will I get 10000 complimentary CV points and also CV Gold membership?

  113. Atul

    Is availablity of Business class award seats is better or premier economy award seat availability better? Thanks in advance

  114. Gurtejbir Sandhu

    Hi Sidharth, I spoke to Axis Bank Customer Care, card was approved on 31 December 2022 and they said the offer is not applicable, can you please help on the below ? What is the best way to give them proof that offer is valid as of 31/12/2022 ? Is there any screenshot/link that you have ?

  115. Anand

    Does it make sense to have this card even after you have Magnus, Ultimate & Infinia ( on the way )? For me, it seems it does as you get a Vistara gold membership as long as you hold the card.

  116. Mayank

    Can I use class upgrade voucher for a Vistara flight booked via any travel site or are they exclusively to be used for flights booked directly via Vistara? The flight prices are at least 25% more on Vistara compared to, say, goibibo.

  117. Nilesh

    There were some questions in the forum on rent and maintenance payment through this card. I understand that the payment will be eligible for milestone benefits.

    Will it also be eligible for rewards points.?

    Also, which is the best credit card for rent payments?


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