Axis Bank not only has some of the amazing super premium & cash-back credit cards but also issues the best airline credit card in the country: Axis Bank Vistara Infinite Credit Card which gives complimentary business class vouchers based on spends.
Here’s everything you ever need to know about the Axis Bank Vistara Infinite Credit Card which is being issued as a First Year Free Card for a limited period (on spending 1.2L in 90 days – offer ends by 31st Dec 2022).
Table of Contents
|Type||Airline Credit Card|
|Best for||Flying Business Class for FREE|
Axis Vistara Infinite Credit Card has been the best airline credit card in the country since past ~5 years and it continues to be so even in 2022.
As long as you’re eligible for the card, fly at-least once a year where Vistara flies, there is no single reason to avoid this card, especially when there is a lucrative offer like this one. Not grabbing the offer is like leaving money on the table!
*** First Year FREE offer ends by 31st Dec 2022 ***
|Welcome Benefit||1 Complimentary Business Class Voucher|
|Renewal Fee||10,000 INR+GST|
|Renewal Benefit||1 Complimentary Business Class Voucher|
|Renewal Fee waiver||Nil|
- Welcome Benefit: 1 Complimentary Business Class Voucher
- Value: ~20,000 INR
The welcome benefit given is of great value, as good as 2X the joining fee paid. So it’s no wonder that it’s an amazing card even as a paid variant.
On top of it, we now have First Year Free Offer running which means the joining fee gets reversed on spending 1.2L in 90 days (from card setup date). And that my friend is not something you should miss!
Because what you get is not only a free card but also a FREE business class voucher which is worth well over ~20,000 INR.
Note: You’ll ideally need to pay the joining fee when the 1st stmt gets generated but once you’ve spent 1.2L within 90 days, reversal will be initiated within another ~30 days. Ideally, entire process takes ~120 days from the date of card issuance.
The Vistara Infinite credit card design looks pretty good in reality just as we see on image, especially the golden elements shine well when the respective areas are exposed to light.
The card design was recently revamped, about an year ago and I think it’s a good move, at-least for this variant.
|SPEND TYPE||CV Points||REWARD RATE|
|Regular Spends||6 RP / 200 INR||2.25% – 3%|
- 1 CV Point = 0.75 INR to 1 INR (depending on your redemption)
- CV Points Expiry: 3 Years
While earning Club Vistara Points (CV Points) on regular spends are not the USP of this card, it is worth knowing what you earn and it’s value.
Ideally I value CV points at 75Ps but in 2022 the fares are extremely high (Covid impact) that now we can easily put a value of 1 INR per point even for economy redemptions and maybe lot more in few low demand sectors.
|Spend||Milestone Benefit||Savings % (MS Benefit + Rewards)||Savings (Cumulative)|
|1 Lakh||10,000 CV Points||10% + 3%||13%|
|2.5 Lakhs||1 Biz Class Voucher||8% + 3%||14%|
|5 Lakhs||1 Biz Class Voucher||8% + 3%||11.5%|
|7.5 Lakhs||1 Biz Class Voucher||8% + 3%||11%|
|12 Lakhs||1 Biz Class Voucher||4.5% + 3%||8.8%|
- 1 Biz Class Voucher Value: ~20,000 INR
- 1 CV Point Value: 1 INR (taken as average for calculation)
Spend linked milestone benefit is the most important feature of the Vistara Infinite Credit Card as this benefit alone can get us a good ~8% value (excluding CV points) depending on the spends.
And then, if we add up the regular rewards (CV points) that we earn on ongoing spends, we get another ~3% or so, which is a nice cherry on cake.
That said, usually we get great reward rate upto 7.5L spend, after which the reward rate drops a bit when we go for the last milestone benefit which is 12L spend. However, that too gives one of the highest reward rate on a travel card.
- Redemption type: Domestic only (India)
- Voucher Validity: 9 months (6 months + 3 months)
- Applicable taxes on redemption: 400-1000 INR per ticket
Redeeming these milestone vouchers issued on Vistara Credit Cards is quick & easy and fortunately it can all be done online without the need of anyone’s help.
It usually takes less than 5 mins for me to redeem a voucher. That said, you’ll as well need to know a bit on how it works as there are TWO types of vouchers in this redemption process.
Here’s a quick step by step guide,
- As soon as you hit the required spend, you’ll be issued the On-demand voucher
- Login to Vistara A/c and find these vouchers under “My Vouchers -> On-demand voucher generation”. Select & Redeem in few clicks.
- Then navigate to “My Vouchers -> Redeem complimentary voucher”. Choose voucher and redeem.
If for any reason the voucher is not redeemed during the process, not to worry, it will be available for redemption again in about ~20 mins. It’s a user friendly system. But let’s look at the validity of these vouchers.
Note that the On-demand voucher (issued on reaching milestone spends) is valid for 6 months after which it will automatically become regular voucher that carries 3 months validity.
If by mistake you redeem the on-demand voucher right away, you’ll only be left with 3 months and not 9 months. So redeem on-demand vouchers only after you’ve decided to use.
If you want to check award seat “availability”, you may use the “Redeem Now” button on dashboard, which deals with CV points redmeption, so that you don’t need a voucher to check it.
You may call Gold support line as well to check the award seat availability.
Vistara Gold Membership
Apart from the amazing rewards & vouchers we get with the card, we also get the Club Vistara “Gold” Membership, as long as the credit card is active.
Gold tier is usually tough to get and is available only with 2 credit cards in India: This card (Axis Vistara Infinite) & with the other expensive Vistara Credit Card (IndusInd Explorer) that costs 40K INR!!
So it’s undoubtedly an amazing value when you get it on First Year Free pricing (limited period offer till 31st Dec 2022). With Gold membership we enjoy the below benefits,
- Priority Support line (for Gold/Plat)
- Priority Check-in (in business class counter)
- One Class Upgrade Vouchers (2 vouchers)
- Airport Lounge Access
- Additional baggage allowance
- Priority baggage handling
- Priority boarding & even more
The above benefits not only gives us convenience while flying but also carries a monetary value.
For ex, the upgrade vouchers are worth at-least 10K INR each. Most of my upgrade vouchers gets expired but it’s useful if you’re flying often.
Airport Lounge Access
|ACCESS TYPE||VIA||LIMIT||GUEST ACCESS|
|Domestic Lounge Access||Visa (Infinite)||3/Qtr||–|
If you’re flying Vistara (any class) your boarding pass will automatically come with the lounge access benefit via Club Vistara Gold membership as seen above.
But if you end up flying other airlines and need lounge access, then you can make use of the Visa Infinite offer that comes inbuilt with the card. Just swipe & get in.
- Complimentary Limit: 6 rounds (games/lessons) / Year
If you play Golf, these complimentary rounds gives a pretty good value. Also, Axis Golf booking system is superior compared to most other banks, like HDFC.
It’s interesting to see the golf benefit on an airline credit card, but well, I’m pretty sure most Business Class passengers know the game to an extent. So yes, it does make sense!
I’ve been using Vistara Credit Cards since past 4 years and it’s always an amazing experience to fly Vistara business class.
If you were following Cardexpert for quite sometime, you would already know about it, if not here are some of the Vistara Business Class reviews that I covered in the past,
- Vistara Business Class – Chennai to Delhi
- Vistara Business Class – Delhi to Bangalore
- Vistara Business Class – Bangalore to Delhi (Covid version)
- Vistara Business Class – Mumbai to Hyderabad
The only concern is, I wish the airline extends the vouchers post expiry in a “less expensive” manner. Otherwise, there is no other airline doing as good as Vistara in India both in terms of service and credit card products/miles.
Axis Vistara Credit Card is undoubtedly the best thing happened to Indian Airline Credit Card segment and no wonder we all love it.
Whenever I fly, I try to find Vistara flights, thanks to all the CV points & vouchers.
In-fact I have 2 flights in Business Class as I write this article, both booked using the milestone vouchers received from this Credit Card. That’s a sweet ~40K INR savings for the trip!
- Annual Income: 9 Lakhs+
- Existing Credit Card limit: 4 Lakhs+ (for Card to Card application)
The eligibility criteria is simple and straight forward and it works well without any complications, as long as as you meet one of the above eligibility criteria.
I’ve as well written a detailed guide for beginners just incase if you need to know all the nitty-gritty of getting onboarded smoothly into the world of Axis Bank Credit Cards.
How to Apply?
You may apply online through axis bank website in a matter of few clicks. Usually the card gets approved within a week from the date of application and one more week for delivery.
If you’re new to bank, not to worry, you don’t need to open any Axis Savings A/c to have an Axis Bank Credit Card. And before you ask, Axis allows upto 3 cards per person.
If you’re getting an option to do VKYC (not all gets it), do it within 2 days, else the application will get delayed.
*** First Year FREE offer ends by 31st Dec 2022 ***
If you’ve applied for the card using above link and if the application is not moving for more than 10 calendar days, please use this credit card application support form to know the status & for further support.
1. How much time Axis takes to issue me these vouchers?
Once you reach the spend, Axis Bank takes upto a week after the credit card Stmt. generation to issue these welcome & milestone vouchers.
2. I travel with Family, is it useful for me?
Depends. If you’re travelling with many, like 3 or 4 members, you can’t get confirmed award seats for all as Vistara has only 2 award seats in business class. However, you maybe able to upgrade at the airport if the seats are still available.
3. How many days prior should I book? And are they any busy sectors?
At-least 10 days prior is what I would suggest. DEL-MUM and MUM-GOI are some of the busiest routes, though it depends on the season.
4. I couldn’t spend this high, what other options do I have?
You may explore Vistara Signature Credit Card (60K spends for fee reversal) which gives complimentary Premium-Economy vouchers, or Vistara Basic Credit Card (30K spends for fee reversal) that gives complimentary economy vouchers. You shall use this same Axis link to apply for any of these cards.
5. I’m loosing track of vouchers, they’re getting expired, what can I do?
If your vouchers are expiring, then consider going for the Magnus Credit Card, as you can transfer Axis Points to Club Vistara Points and redeem then whenever you wish to fly. But it’s a paid card without any fee reversal.
6. What’s the source of this offer?
The fee waiver offer for cards applied during 15th Nov – 31st Dec 2022 is running on all Vistara cards, here’s the t&c link from Vistara. You may also use this image for reference if required. Applicable only for FRESH applications and not for UPGRADEs from existing Axis cards.
7. Can I use these vouchers for my parents/spouse/friends?
Yes. You can redeem points/vouchers for any registered nominee on the a/c. You can enrol upto 8 nominees (in few clicks) and once you enrol a nominee you cant remove for 1 Year.
8. When will I get my CV Gold membership?
Usually Gold membership along with all vouchers will be issued within 1 month post 1st stmt generation. You may raise a ticket with Axis if it’s getting delayed, as sometimes they take about 2-3 months.
9. I’ve couple of doubts, where can I ask?
You may drop them in the comments below. Or, choose to buy my time by taking the one-on-one credit card consultation service.
- Cardexpert Rating: 5/5
Axis Bank Vistara Infinite Credit Card with it’s ~11% return on spend (7.5L spends) is an exceptionally rewarding card in any angle and so it makes sense to grab one even if you fly only just once or twice a year.
It is one of the very few credit cards that gives us luxury experiences and I’m pretty sure you’ll not forget these business class flights in your life.
And given that we’re getting a waiver on Joining fee now, it’s an amazing opportunity to take it before its gone, as such offers show up only once a year and I doubt if it will ever repeat in the future at current value proposition.
I’m sure many of you are already enjoying the benefits of the card. What’s your take on the Axis Vistara Infinite card with FYF offer in 2022?
Definitely a great card until Vistara lasts as a separate airline. But there’s a big possibility of the value getting diluted if it merges with AI’s Flying Returns. Atleast the b-class vouchers coming with the card will remain intact hopefully (for use in the merged airline), but what can get adversely impacted is the CV miles. Unless AI revamps it’s FR miles program to bring it at par with CV, the existing CV customers can end up on the losing side. Currently it takes 5000 CV miles for a DEL-BOM flight in e-class and 18000 CV miles in b-class; compared to 10080 AirIndia FR miles for e-class and 20160 for b-class.
International – BOM-LHR is 30000 CV miles versus 45000 FR miles for e-class. However it’s 120,000 CV and 90,000 FR miles for b-class, which is the only segment (intercontinental b-class) where AI’s FR fares better than Vistara’s CV redemption.
Uncertainty is there for sure. And it’s too complicated to think about!
But whatever they do, I just wish they keep Vistara website/loyalty system as primary and merge all else into it. If not, we’ll have tough time!
The parent (or grandparent) would be AI for sure. Just hope this card increases the RPs, it’s currently 6 CV per 200 spent. If they increase to say 10 or 12 FR post merger then it’s ok-ok. Or maybe if they fail to do a tie-up with AI, they simply change it to 12 edge rewards per 200 (at par with magnus which is also visa infinite).
Under T& C
6. There is no restriction on the maximum number of transactions. The cardholder can spend
the amount in one or in multiple transactions from 15th Nov- 31st Dec ’22.
– This is kind of confusing as it means that the transaction timeline is by 31st Dec’22 and not 90 days.
Please ignore it.
Definitely those dates are sourcing dates. Most may not even get the card in hand by then.
Have requested someone to look into it. Should get updated if they’re receptive. Let’s see!
Hi Siddharth, did you get a response from your contacts about this?
I’m said that it’s an error, as we think it is.
Update: Point #6 is updated now to “90 days” & the t&c link has been updated as well.
I applied on 27th December and was approved card on 2 nd Jan. Am I eligible for fee waiver?
Pls answer me.
I’m a existing axis Bank credit card holder.im eligible for this first year free campaign for axis vistara infinite card?
thanks for detailed article.
Nearest bank representative told me this campaign eligible for existing other axis Bank credit card users also.
But I contacted customer support they told me this is campaign is eligible for who are don’t have any credit card from axis bank.they told me you are not eligible for this campaign
Which one currect?
Not eligible for “Upgrades” (which is anyway not active).
Otherwise, it’s applicable for all fresh applications.
upgrade option is open now..
I fear many will miss the offer by mistakingly selecting the upgrade route…
Suggest you to highlight this in review..
Thanks for all the articles and info :)!
I applied and received MyZone card last month. Can I apply for this card now or I have to wait for six months?
Spend a bit on it, pay 1 bill and apply for this maybe next month. Applying within a month may sometimes lead to rejection but generally premium cards won’t get rejected for that reason.
are wallet loads and rent payment counted towards spends for 1st year fee waiver?
Yes, as there are no exclusions.
The rent payment will contribute towards the spends milestone rewards? Coz I have read that “Effective 15th November, 2022, customer will not be able to earn EDGE REWARDS on the following categories: Rent, fuel categories”
can you please detail out an article on how to leverage CC for maximising points and rent payments?
It’s eligible for milestone benefits as of now, but I’m sure Axis will touch that in sometime, starting with Magnus.
How to pay rent using this card?
You can use a lot of apps like cred, Paytm, redgirrafe, nobroker etc.
You need to enter Bank details of your landlord and then you can pay using any credit card
how to pay on redgirraffe ?
You need to have a rent agreement then go through the signup process
Existing axis customers eligible for this?
“4. Offer is only applicable for new card acquisitions during the offer period.”
This can suggest previous axis cc holders not eligible
Upgrade route not eligible. Otherwise it’s open for all fresh applications via online & branch.
Had a doubt on the 2 class upgrade vouchers from the gold membership. Do we just get 2 upgrade in total for the duration of being a gold member / holding the vistara card or is it 2 upgrade per year?
You get 2 vouchers on renewal/setup. So it’s more of “membership anniversary year”.
Clarification regrading upgrade vouchers:
1. You get 3 upgrade vouchers in the first year, if you are not an existing CV Member.
2. You get only 2 upgrade vouchers in the first year, if you are an existing CV Member.
3. From 2nd year onwards, everyone gets 3 upgrade vouchers.
My experience has been a bit bad. I had a bunch of CVs just as Covid broke out. Travel was closed for almost 2 years.
All my vouchers expired. On requesting for reinstatement they declined to do so.
Another aspect is they have canceled many popular routes post Covid opening.
Not sure where the merger is going to take this card offering!
Air India’s and Vistara’s entities M&A process has commenced. Brand /operations shall be a separate exercise. Both brands’ co-branded cards will be rejigged thereafter and this may be a indication to that.
I have Axis Signature credit card (Last year I god spend based fees reversal). Can I apply for Axis Infinite & get benefit of this offer?
Yes, you can. Has to be fresh application, not an upgrade.
Hey Sid, i clicked the link to apply and gave all my details. I meet the eligibility criteria you mentioned but im not getting the option for vistara infinite card in the select the card page. Why is that?
Usually it happens when income is not met. Maybe increase it a bit and see. It’s only for reference though, what you share as document while doing KYC is what will be actually considered.
It’s also possible you added the net monthly vs net annual income. I did that the first time 🙂
I have 2 cards from Axis (Myzone and ACE) and 1 from Citibank (Rewards). So will they consider this card application as 4th and reject it?
Citi is not yet merged with Axis in the backend as of now. Never heard any face such issue either, so not to worry about it. You may go ahead with the application.
Nice review Sid. I am already in your mailing list. Vistara infinite and Magnus cards are the two best cards with amazing vakue. I have both cards. I have HDFC infinia card also which is an amazing card with smartbuy. Still I will rate vistara infinite the card the best for business class freebies. 1 HDFC reward point is equal to 1 CV point. So utilising vistara vouchers and CV points earned and CV points transferred from HDFC I have already travelled in business class 8 times in 6 months in my first year. About 2 lakhs value. Hope the merger with AI doesn’t dilute the benefits.
8 flights in 6 months is great.
How has been your experience with the seat availability in your flying sectors?
Thanks in advance!
I’m sure the card is giving them good business, else they would have already diluted it. So I’m quite positive on merger, let’s hope for good.
Chennai-Mumbai only. Me and my wife travelled twice – to and fro – in business class. 2 seats availability in a flight I didn’t have any issue as there are multiple flights in a day. In fact in my August 2022 booking, as independence day celebration offer i had to use only 11250 CV points for a business class ticket as against normal 15000 CV points – with 25% off. Mind blowing to travel at 11250 points in business class to Mumbai from Chennai. In fact when I checked the normal fare one day before my flight it was 37k though normally it is about 23k. Welcome offer on payment of joining fee and 5 lakhs milestone spends gave me 3 business class voucher. 1 lakh spend in first 90 days gave 10k bonus points almost equivalent to another business class ticket. Then normal CV points on my spends about 6 lakhs till now and from points transferred from HDFC infinia I booked other business class tickets. About 10k points I also bought at Rs 1.25 each to meet the shortage in points. So overall on cash outflow of about 25k I managed to avail 8 business class trips. The process of using points or voucher to book tickets online is so smooth and amazing. 2 upgrade vouchers still there which i am hoping to use in chennai delhi sector in future as generally there is no premium economy class in chennai mumbai sector.You are my inspiration when it comes to getting the best out of credit cards Sid. Thank you so much.
The business class reward seat is limited to 2 only across sectors. Hence a family of 3 can not use 3 vouchers, no matter how much in advance they plan.
Reference: FAQ 2
Is it only 2 on all flights? like on A321 too?
I cant say with confidence for A321 Neo i travelled once as i was only in need of 2 business class which i got it. But aircraft for with only 8 business class seats i am sure 2 is the limit for award seat (booked with points or voucher)
Hack: i have used many times, also for ppl whos upgrade vouchers go waste 🙂
I travel in a family of 3 hence book premium economy on revenue (generally only 1k more expensive than economy on most routes or use the premium economy voucher from sbi vistara prime card) and use the upgrade voucher at airport checkin to upgrade 3rd ticket to business. I cant recall when there is an availability and i am denied
Thanks for all the inputs Priyank.
Hi Siddharth, I got my Axis Bank Vistara Infinite card last month only. Even the 1st statement is not generated yet. Wanted to if I’ll be eligible for 1st year free offer or not?
Not eligible Abhay.
I already have a Vistara Silver class membership premium economy one. Do you think they would agree to give another great card on the same name?
Why not close it and get Infinite instead?
If you book your seat using the free voucher, do you get an INR equivalent receipt just like the reward redemption with HDFC points?
For people who will travel with family in economy the lowest variant might make more sense.
Only tax part reflects on receipt.
Thanks a lot Sid, I am a fan and have built an amazing LTF Premium CC portfolio, some via inspiration/tips from your blog as well.
Generally there are 2 ways to get the receipts for reward point bookings:
1) You get a receipt on email after booking (HDFC, Yes, etc reward redemption) with breakup of INR (paid via points) and paid via card. Here it seems, you don’t get that receipt as per your message.
2) You go to airline site -> manage booking -> get the receipt. This one doesn’t say how you paid and is generally of a lower value (excludes OTA charges).
In Vistara case above, I think if the first one doesn’t mention total flight INR value, the second one should still be downloadable. Could someone try it for a recent booking? (It is even available for past flights taken.
That’s because HDFC bookings are actually revenue tickets but that’s not the case with award seat bookings. Verified as well.
Thanks, did you check method #2 on vistara website for an existing/past booking as well? This might define whether I take the card or not and if so, which one.
Yes. Shows only the tax part.
Hi, can anyone shed light on if priority boarding , baggage handling, extra luggage allowance for gold membership apply only if you buy tickets via vistara website or can we get these benefits via an MMT / Smartbuy vistara booking as well
You can buy tickets from anywhere
On spending 1.2 l in 3 months – I will get bus class tkt, fee waiver , wish to know will I also get 10k CV too by spending those 1.2 lac ?
I had applied the vistara infinite last year in same joining waiver offer. I have closed the card 2 months back . If I again apply for this card in this offer period , Am I eligible for the joining waiver offer?
We are on same boat, need answer for the same
Apply after 3 months cooling period, likely by end of Dec maybe, should work (like in the past) unless Vistara came in and change the rule for this campaign internally.
Will we or wont we also get the 2 upgrade vouchers for CV Gold membership? Can you clarify this please.
Tnx for your timely input, applied for the FYF Axis VI.
I must mention that you are the Best CC Consultant.
If someone could share their experience of redeeming rewards against reservation of air asia tickets. TY
Can we use CV points on one stop /2 stop vistara flights
Yes, If it is a route for Vistara then it will be considered as single flight and CV points will be of single flight. Recently I got a Bangalore- Dehradun (Via Mumbai) flight only for 6K points
Amazing inputs once again, thanks man!
I also see the same 6K requirement now but unfortunately it seems to apply only for select sectors (maybe when same machine is flying in both routes). Any other such sectors you’re aware of?
Flight No. Origin Destination
UK 0852 Bengaluru(BLR) Dehradun(DED)
UK 0707 Chandigarh(IXC) Kolkata(CCU)
UK 0865 Dehradun(DED) Bengaluru(BLR)
UK 0725 Delhi(DEL) Dibrugarh(DIB)
UK 0741 Delhi(DEL) Guwahati(GAU)
UK 0611 Delhi(DEL) Jammu(IXJ)
UK 0747 Delhi(DEL) Port Blair(IXZ)
UK 0726 Dibrugarh(DIB) Delhi(DEL)
UK 0612 Jammu(IXJ) Delhi(DEL)
UK 0706 Kolkata(CCU) Chandigarh(IXC)
UK 0778 Port Blair(IXZ) Delhi(DEL)
Didn’t verify all but some works flawlessly
The kind of knowledge you guys have is enormous. 🙂
Looks like BLR-DED, DEL-IXZ & CCU-IXC are the most useful routes.
Thank you very much for the list Pranav.
Does that mean if i wish to book flight from delhi to portblair on my complimentary business class ticket , will it count as one flight??
Someone please confirm
Yes Delhi to Port Blair (or vice versa) is a single redemption even though there’s a technical stop at Kolkata. One business class voucher is sufficient. But if you redeem CV miles for economy or premium econ seat for any such sector which have technical stopovers, you cannot have your seat upgraded regardless of your CV gold vouchers or willingness to pay for cash upgrade.
I was misinformed by vistara staff at Delhi airport. You can very well upgrade even if you have a flight involving a hop, provided there’s availability. Fact was they didn’t have seats left for end-to-end and their staff wasn’t knowledgeable. They could have given me upgrade for the CCU to IXZ leg as that had seats, just that DEL to CCU was full. Here’s what I did: Redeemed 13.5K miles for Port Blair to Delhi premium econ, paid <500 as taxes. At Port Blair checkin counter, used a single upgrade voucher for the end-to-end journey upto Delhi for biz class. This was for a nominee, not even myself. Great value as this is perhaps the longest domestic flight and last day biz class fares surge beyond 65K, which can be availed through a single upgrade voucher. And it's easy to get premium econ booking as 9 out of 24 seats are available for redemption. It's rather easy to get upgrade at airport because 1 or 2 biz class seats (of 8) generally go empty, as compared to directly booking biz class redemption seats which are limited to <=2 per flight and are taken well in advance. At airport all unsold seats are available for redemption/upgrade.
What an amazing card folks and thanks to Sid for guiding me/us..
Got this around 2+ years back.. travelled Delhi-Goa (to and fro) for wife and kiddo on Business Class in Jan 2021.. what a fun experience they had.. I got myself a seat in Premium Economy..
they had a blast.. kiddo playing games on the console.. wife having a good conceirge experience 30k+ feet above.. also priority boarding for Business Class + myself as CV Gold member.. so overall was real fun and felt a bit of royalty.. looking forward to having all 3 of us travel together in Business whenever they open up 3 seats or use the hack mentioned above..
also.. you do accumlate a lot of CV miles.. can be used for other sectors where travel duration is short..
In a nut shell.. go for it.. have that experience of finer things in life.. and make fabulous memories.. cheers..
Thanks Sid! Applied for one today! Already have a Magnus, so now the spends will need to be moderated between the two.
I am trying to apply for this card and on final screen post selecting the card variant and clicking on Submit button nothing is happening. Is this issue for others as well.
Hi Siddharth, I have Axis Savings Account. No credit card with Axis. When I called up my Virtual RM, She said there is no such offer running. How do we know during application that the above offer will be there when applied? I couldn’t find any reference to the offer in either Axis Bank or Vistara website.
Please refer t&c links above. You may share it with RM.
T&C links not working. And no mention of it on the site. What’s the chance they withdrew this offer. Though, like you said, the card is worthwhile even without this offer.
Axis is actively selling the Vistara cards at BOM airport this week too with the print out of same image that I shared in t&c. Sure the offer is ON!
Good to see you back after a long time.
I’ve 3 Axis cards; Flipkart, Ace and Privilege. Believe I need to close 1 of them to get Vistara Infinite, which one I should?
It totally depends on your needs. I don’t see any reason to hold Privilege with above combo as you anyway get 2% with Ace.
Couldn’t submit my application. Hold the Magnus, Airtel and a Magnus Add-on. Wondering if the Add-on is counted as my 3rd card. Wouldn’t be surprised given how dumbfounding Axis policies are.
Any benefit for add-on card holders?
Update – got my Vistara Infinite card too!
I have the Magnus Add-on for spend milestones.
It’s sad they don’t entertain fee waiver requests even in 7.5L spends while they issue it free of cost.
I’ve been using this card for a couple of years and it’s been a complete game changer. With the points and Vistara gold status I only fly business class in domestic (10+ flights by now). Really great value!
Downside. Not able to use cred rent pay anymore. Seems like it’s been blacklisted by Axis.
I’m keen to explore Magnus for international travel points. Already hold an Infinia and Amex plat. Is it possible to hold two Axis cards?
have you tried paying rent via redgirraffe.com ? please guide.
Hi I think we have a lot in common. In my first year with axis vistara infinite, i have already booked 8 business class tickets using vouchers and cv points. So domestic if vistara flight is there only in that in business class I travel. I also hold HDFC Infinia, Axis Magnus and Amex Reward cards. Infinia and Amex lifetime free for me. Yes you can hold upto 3 Axis cards at a time. Sid what is the difference in Vistara Premium economy and Business Class. I am yet to use the premium economy option.
Hi Sid I already have 3 axis cards Many of us would be having. Please guide.
1. If i close my FK axis card.. can I apply immediately for this card
2. Will I get the grabdeals benefit which was due on FK card even when it is closed.
Thanks in advance!
I read somewhere that only direct flights can be booked through these milestone tickets from either of the 3 co-branded vistara cards
I tried searching on google/vistara page for a list of all vistara direct flights from BOM, but seems like there is no complete list. Could you help if you have the same?
This might help
Are they giving reserve on first year free?
Asked my RM same thing, he said no.
There was spend-based FYF offer last year on all premium cards but this time only on vistara.
I am using Vistara Infinite for more than a year now. Took it last year in first year free offer. The problem is if you have more than 2 people travelling, it is next to impossible to get three seats. Second domestic routes business class isnt that special as compared to international trips. Third domestic routes business class is not there even on all Vistara flights.
Many a times I wanted to book or upgrade business even between popular routes like Bangalore Mumbai, but all the seats in the plane were economy!!
After getting magnus, i have decided to close Vi at next renewal. Will move to reserve paid/fyf
True!! Given that we will have limited business seats on each flight on the domestic route.
But it is still worth trying this card if it comes as FYF.
Already hold two axis cards (Flipkart Axis and Airtel Axis). Tried to apply for this one. No matter the amount of income I put in, I cannot choose the Infinite version. Only basic and signature. Should I go via the branch route?
This link gives list of source and destination,
*Also download of PDF and excel files available to make filter locally.
I am already a silver member of CV. Will I be able to get Gold tier with this card by using the same contact details?
Yes, you’ll get upgraded.
Thanks for this article. I have been following you since a few years and had taken diners and then upgraded to infinia. Now I have applied for vistara infinite as well. I have recently started exploring cv points, but i always see exponential points requirement. For example a singapore return from pune is for 25k inr, economy. But when I do redeem now, it requires 68k cv points + 5k cash. Am I doing something wrong here? I get baffled by you guys discussing booking flights using cv points. Would request you to clarify.
CV points are usually good for domestic redemptions. Yes, Intl. redemptions like Singapore are bit expensive.
Thanks for your response Siddharth. I would request you to give some guidance as I certainly feel I am doing something wrong. I see more than 60k cv points requirement for rewards flight when revenue flight is about 28k return.
One way Singapore Mumbai is 22K and Pune Singapore is 16K CV miles (32K return economy) correct? Pls recheck. You should get approx Re1 value for a CV mile on this route.
It does show 16k when I see the redeem now option, but when I put in the actual dates 21-dec to 26th dec, it shows approx 68k for return Pune-singapore-pune.
In this first year free option Axis refunds the GST amount also if we spend the target amount as mentioned? Or its only 10 thousand and GST amount is not refunded
Yes, we get GST refunded as well.
This is amazing. I recently got this card through your referral.. was under the impression that GST component won’t be refunded.
Unable to do VKyc. The link doesn’t seem to work in both phone and on the laptop. I have tried with multiple browsers but with no luck whatsoever. Looks like Vistara Infinite is not for me. Anyone else facing similar issue while trying to do video kyc?
Is this your app # ?
I’ll get this checked shortly.
I’ve pushed your card for quick clearance and I see that physical KYC was done a day back. Hope all good, do let me know otherwise. Thanks.
Had issue when applying for credit card. It does nog work on PC or Iphone. I had to do it via android phone to complete my VKYC.
Is it possible to hold 2 Vistara cc ?
Like 2 infinite cards or 1 infinite and 1 Signature
I got the card today, what’s the process and timeline to get Vistara gold membership for 25kg allowance?
Hi Sid, I bumped into your world of credit card advice recently and it’s awesome. One question.
Does the CV points earned on this card also helps in airline tier upgrade?
Hai Siddharth. Wonderful blog for card aficionado.
Just a minor query, as per the details available in Axis Bank SITC, it may be noted that Complimentary Lounge access for Axis Vistara Infinite CC is only 2 per quarter. In the article, it is mentioned as 3 per quarter.
I did notice this and I’m sure it’s a mistake. Infinite usually gives 3/qtr, maybe they copied it from signature variant and forgot to update.
Thanks Siddharth for your clarification. Good for the card holders, then.
I had applied for this card few days back and despite being eligible on all terms as per the T&C, my application has been declined. FYI, I used the link available in this page for the application. Your suggestion on this would be helpful.
App # please?
I do not see any app’s in your name this month though.
C1-****-C1 is the application number.
Sorry! It’s rejected because “profile norms not met”
I’ve further asked for detailed meaning of that, will revert back if I get more info.
Thanks Siddharth. Look forward to your feedback. I am curious to know if I am missing something during the application process.
Hai Siddharth. Pls let me know when Axis Bank comes back with additional details.
They’ve rejected based on profile. Quite unusual. You would need to check with nearest Axis Branch for more info on this.
Hello guys can somebody help I’m very much confused between Magnus & Axis Bank Vistara Infinite Credit Card… I can easily spend up to 15 lakh rupees and there is no issue in paying the membership fees also…
which card will give me the better value please help… Thanx
I got the card today. Applied via the link. Thanks Siddharth. When will i get Club vistara gold card and the first business class voucher. Plus how to confirm that joining fee will be reversed post spending 1.2 Lacs.
Good to see you active again Sid. Could you pls throw some light on how you compute 1 CV value as 1 INR? I have found the value far less, although I was trying for a redemption in economy class.
Hi is it better to have vistara membership or let axis team create one while giving the gold membership.
For reference to all.
As per current T&Cs, Vistara Gold Membership is to be given within 10 days of the due payment date of your billing statement in which the annual/joining fees is charged. That basically means ~30 days to bill generation+ 20 days of payment date + 10 days = ~2 months.
Recieved card on 25 Nov and activated it through Axis mobile app.
As I am taking couple of Vistara flights in 2nd week of December, wanted to get CV gold status in advance.
Fees was charged on 25 Nov late night. I paid the same on 26 Nov and it was reflecting in the app by 27 Nov
Called up Magnus support and informed them I have paid my annual fees. Explained to them my need and requested if they can provide upgradation to CV gold (Had given my CV ID at the time of application itself). The agent stated he has raised an internal request but it was no guarantee that CV gold would be activated before time.
29th Nov: Recieved the CV gold status
Hope this is useful to those who might be stuck in a similar situation
P.S.: I first contacted Vistara Gold support number who told me that Axis team is the only one who would be able to raise the request. So can skip this step.
Do add on card holders also get vistara gold membership?
Same question. Sid, any information?
No, for sure.
I already have a Club Vistara basic membership with around 40K CV points transferred from my Magnus card Edge Rewards points. Will the new Gold membership be created as a new account or my existing club vistara membership account be upgraded to Gold membership with my existing points intact.
applied last Monday, just now received card
Sometimes Axis works pretty quickly.
When you cancel your Vistara Infinite card? Do you lose your vistara status instantly? I am booked to fly abroad on 28th December and my card renewal date is 31st December and I would like to cancel my card before the fees hit. Can anyone confirm if the Gold status still stays for a month or two after you cancel?
It stays as long as CV Gold membership A/c validity.
My a/c still shows validity as 7th March 2023, so even If I cancel the card, I will still have validity till then?
Can you confirm when you closed your card before renewal, did your Gold membership remained active till 7th March 2023?
If you close your Vistara Card in mid of the membership year, Vistara Gold will still be valid till the end of year.
I’m facing some strange issue applying cards with axis. If anyone can help will be great.
I already have axis vistara card. I tried applying flipkart, ace credit cards in last 2years couple of time with gap of 6 months from their website. Axis guy came each time to do KYC again even though I applied as an existing customer as well as new customer with same pan, number and email Id etc. No documents were asked during kyc only online kyc was done. And all the 3-4 times my flipkart and ace got rejected citing internal policy.
If anyone can help on the process to get 2nd cards will be great on below:
1. Is KYC done each time by axis whenever a card is applied even for existing card holders ( haven’t faced any such issue with scb, hdfc, icici, and others).
2. Is income docs being asked or shared by anyone even being an existing card holder.? Even when applying for basic cards like ace when already holding higher variant paid cards.?
Any other advise will also be of help as I’m planning to get magnus, but sceptical to apply with past experience.
Is?any?one using SBI etihad guest premium credit card. I want to know that the Gold Tier membership what comes with this card is valid for 1 year or as per credit card active status years.
Does anyone have idea about the details of which transactions are excluded from CV points accrual apart from Wallet load, Fuel and EMI Transactions.
Not clear what these MCCs are.
The following MCCs have been excluded from CV Points eligibility: 6012, 6051, 6011, 6540.
Try writing to axis bank on twitter, past experiences has been to get a clear reply best to interact via social media as phone or branch agents may give incorrect information.
How to provide my existing club vistara id to Axis while applying new card. I am unable to see any option.
Same here. there is no option to provide existing CV ID. I guess they will generate a new one by default and then you’ll be running after them to get it corrected. Axis bank fares extremely poorly on customer experience.
Hey Siddharth – When I apply through the link on this site, it asks if I am existing customer (which I am) but after OTP authentication, it says I am not eligible. Any idea why? Is it only checking against pre approved offers?
Read “Existing customer” as “Existing Savings A/c holder.” Still having issues? You got to deal it via offline channel.
Can you please expedite appn C1-***-C1 ?
Couldn’t find your app!
Can someone throw light on CV points applicability on rent payment? Any preferred way to do the same?
Diners Black rent benefits are going away starting Jan 2023. In fact they are going to be charging 1% on more than 1 rent txn per month
Hi Sid..Just a word of thanks won’t be enough to you for this wonderful knowledge sharing..Most of your followers minted lakhs in reward points..
And other than infinia ,i had axis fm,ace and privilege ..As we all know Axis is kanjus in credit limit, i was not able to get good limit even after using fk card..After sending payslip ,they considered a hike of just a 1.1L still total limit was lower than 3lakh..Hence closed privilege card and after a month applied for magnus on card to card basis with hdfc Infinia ..And surprisingly got magnus with whopping 7digit credit limit..And now iam totally confused how to make the most of air miles..
And miles redemption terms and conditions.Totally new to miles game and it’s my humble request to guide us (lakhs of ur followers) to make the most of it..
Few doubts are
Can we book flight for anyone and on any class
Do the primary member must be a passenger
Can we book return ticket as well with miles
What if the plan is changed and can we get refund of miles
Is seats are limited for booking with miles
Though it may vary from one airline to another ..And still your thoughts will clear most of our doubts..
We are waiting for your next post on this topic pls..
Noted with thanks.
How did you apply on ‘card to card’ basis ? I have tried to check with customer care over phone and email. They just ignore the ‘card on card’ or ‘card to card’ phrase and just keep telling how to proceed with CC applications and what is the eligibility criteria. Searching on axis website gives no clue. I searched every where possible but got no info on how to apply.
Sid, can you also update ?
It’s explained with all details in the Axis Guide.
Card to card application can be processed only by offline ..You have to visit bank with your existing card of other bank and cards last statement copy..
They will process the same with instant adhaar kyc..
70% Credit limit shall be available to use in your existing card (in the statement)
You shouldn’t hold more than 2 axis cards as of application date
Quiet simple method to get good limit and best chances of approval in axis
Hi Siddharth, I applied through your link but now the status says that the application is on hold. Application number is C1-****-C1. Please help.
Status: Rework/some details needs to be updated
I’ve asked Axis to get this cleared on priority, you may expect a callback within 1 working day.
Update: The executive whom you’re in touch with (hopefully) has taken the application but yet to process it. Please do have a check with him, as it can’t be handled by multiple executives.
Thanks for the help on this, much appreciated. The executive seems to have messed up my KYC the first time, so it had to be done again, and now the application number has changed. Old number – C1-xxxxx-C1, new number – C1-xxxx-C1. I asked him to confirm if the date of application remains the same (so that the offer will be valid for the card), to which he said it would. I have no way to confirm that he is being truthful. Is it possible for you to check that the application date still falls within offer period for the new application number?
The new app is not on my record as it’s handled by the executive as a fresh app. But not to worry, the offer still applies.
There could be some information/document missing. I had the same issue. I also applied for add-on card at the time of application for my wife and it was put on hold. The Bank insisted that they need Driving License of my wife (who is already an Axis Bank Customer with Axis Savings account and her own primary credit card as well)! I asked them what if someone doesn’t have a DL and doesn’t drive, they didn’t have an answer and said as per Bank Policy they need DL compulsorily. Though I did finally get both the cards, but I must say Axis Bank has one of the worst application process. It should be Citibank which should have bought them, not the other way round!! Even their premium customer support is third class!! I have been following with them for a complaint for months and they don’t seem to care.. Such a careless attitude… It’s just a matter of time, once competition heats up and their cards are devalued, premium customers will cut their cards into 4 if they continue like this!
Same for me.
Credit card application processing on hold
Our representative will contact you for additional information/documents.
I think I applied for the card through the link you provided a week back and have not
Got a call back. Will you be able to help.
This is the message I got.
Thank you for applying Axis Bank Credit Card. Your Application C1-****-C1 is being reviewed. Kindly expect an update within 5 – 7 working days.
I can see that it’s currently in Underwriting stage, ideally should get cleared within next ~3 days days, anyway will check if anything needs to be done.
Will update here if I get any further updates.
Thanks Sidharth for checking. Interestingly they have not asked the income documents needed for underwriting ! Will wait for a communication from the underwriting team.
It does happen for some applications with healthy CIBIL.
So I got the card recently and the T&C state that these MCC codes are excluded from the activation benefit as well as CV points eligibility 6012, 6051, 6011, 6540.
Does anyone know which merchants are those exactly? Quick google suggests something to do with financial institutions, mutual funds and some “risky” financial operators.
I have an insurance payment due soon so wondering if one of the MCC codes applies to insurance payments.
Hi Sid and Others,
Similar query. I too have some insurance payments lined up. Will those be counted towards refund of the Joining Fee?
Any idea about other “restricted category” Says fuel transaction, Education Institute ( School Fee), Society Maintenance Charges?
I have opened the Axis Liberty account for myself and wife. It was activated day before, once activated, I applied for Magnus for myself and Vistara Infinite for wife. now can see both are approved and can also see the card in my account today. Just have to wait for the card to arrive. someone told me the easiest way to get a credit card would be to open AC and apply for card and it worked. Hope there will not be an issue in getting the refund on Vistara Infinite annual fee post 1.2L spend. Can anyone please tell me if I will get the business class ticket immediately? I can use it during Christmas holidays if i can get it right away.
Hi thala. I had applied for vistara infinite through the link you had posted and thanks to you, the executives were helpful to get my application processed despite VKyc issues. I realised that the email used in the application was wrong and the executive suggested that I can change it once the application is processed and the card gets despatched. However, I’m unable to know the status of my application. My application ID is C1-****-C1. Can you help with an update on my application and please do let me know if it is going to get processed thala?
I see it’s gone for rework, have asked to clear it soon.
I have the Vistara Gold Tier, How can I Get that GOLD card that I saw in your image? They haven’t sent that yet.
I got AXIS Vistara Signature version through your link and it’s approved from last week. But Card has still not arrived.
They might take upto 10 days to deliver at times.
Hi Sid, I applied through your link but the application status now says “Credit card application processing on hold”. My Application ID is C1-xxxxx-C1. Please help!
It’s in some sort of “Audit”, has asked for clarification. Will update when I get to know more.
Update: it’s under process now.
I already have an existing CVID with 10k points in it. Applied for Vistara Infinite offline at airport and got approved. However, nobody called to ask about any existing CVID and forgot to give the same during applying. So, how to make sure that i get the same CVID linked to the Vistara CC?
Thanks in advance.
I applied via airport too. My card came with my existing CV number. I think as long as your number/email/name matches in the vistara system, they should be able to automatically find your existing membership.
2 queries please:
1. What is the validity of the biz class ticket/voucher issued on joining and paying the joining fees?
2. The guy who came to do the KYC for Vistara infinite didn’t collect any income or salary documents.I’d an existing axis ace card and the new Infinite card has been issued with a small limit. What’s the process to get the limit enhances on new card and in how much time of card issuance can it be done?
I have been your blogs for long time and it has helped my to optimize my cards usage. last week I was flying from Kolkata to Bangalore, I came across Axis bank kiosk at the airport. I enquired about the Vistara offer and applied for the Vistara Infinite card at the kiosk. They took biometric authentication twice saying that first time it was failed. They asked me for salary slip which I shared with them next day. after sharing salary, they completed the process at their side. I received two application numbers from Axis, one for Vistara Infinite another for Axis select card for which I did not applied. I reached out to Axis Customer care about the Axis select card. they said that since your number is not registered in our system we can do nothing about your application.
Next day I got message from Axis bank that my card is approved. I tried tracking application status on Axis website, but I got the error that incorrect information/no records found etc.. On 5th December, I got the message that my card is dispatched so to check the status of my application I searched on Axis website again, it shows that Axis Select is dispatched, but, Vistara infinite is still in processing step.
I have already complained to the executive that they have wrongly applied for Axis select. Axis executive told me to not to activate select card. It will be cancelled automatically after 30 days. They have already made a CIBIL check. Also, I do not need Axis select card. What will be the best option for me now?
Could you please help me with application status of Vistara Infinite card, if possible. My Application number is C1-***-C1.
Sorry, I only have access to the details of the application applied via Cardexpert links.
Thanks Thala 🙂
I tried following up with Axis POC and CC regarding my Axis Vistara Infinite Application status. but did not got any positive response. on reading experience of @Vipul, I thought my application will take months and I may miss this offer. FOMO, I applied for Axis Vistara Infinite using your referral link. Now, both cards are approved and delivered to me.
1. I am keeping my Axis select card as Axis has offered me 7500 rewards points as retention offer. this makes Axis Select card practically free for first year.
2. I have received 2 Axis Vistara Infinite Cards from Axis within 10 days with different credit limits.
3. I applied for 3 cards(read 2) and received all 3 cards with in 20 days.
Now the question is,
1. This offer will be applicable to both Axis VI cards?
2. Should I activate my second Vistara Infinite card?
I called up Axis today to reconfirm FYF offer for my card. Axis now says that only new customers, who do not have existing axis cards, are eligible?
Nowhere in T&C is it mentioned that customers holding existing Axis cards are disqualified from the offer.
Can you reconfirm this Sid?
If it works the way it works previously (with same line in t&c), everyone should be eligible.
I applied after reading your post but I doubt they will process it. I earlier had applied for IndianOil LTF Card but received no response from Axis even after a month of applying.
My application number is C1-00000032***899-C1 , and I applied on 3 December. If you are in touch with folks from Axis Bank, can you please tell them to alteast contact me for the card. I already have Flipkart Axis Card so I don’t know why they don’t contact me back for the second card.
Thanks and Regards
Sorry, unable to find this application.
I love your blogs!! Thanks for sharing it with us.
My Application id is C1-******130-C1. I applied through your link. I received an email that the decision would be communicated within 72hrs. I am assuming they just overpromised on TAT and the application is still under process.
Do give them a nudge if that helps.
Please use this escalation form going forward, with full application number.
Thanks for the amazing review.
I hold the HDFC Infinia metal card (got the card after 1-on-1 consultation with you and writing an email to HDFC)
HDFC Infinia points are diluting every month and its a pain to even keep track. I was looking at another card and was confused between Magnus and Vistara Infinite. I am not so fussed with business class as domestic travel is fairly limited for me. Does Magnus work better in terms of point redemption if I am looking for non travel redemption?
Yes, Magnus can serve well even for non-travel redemptions but the value is lot lower compared to travel redemptions.
I had a small doubt, the benefits of the card state welcome benefit of 1 business class voucher; 10K CV points on 1 Lac spent and a business class voucher on 2.5 lac, and so on till 12 lac.
And since they are running the current offer where your joining fee is waived off for more than 1.2 lac spend, do we still get the welcome business class voucher and an additional business class voucher on reaching 2.5 lac spend?
Hi have got the vistara infinite and the upgrade to gold as recommended. Now the gold physical card how long does it take with upgrade vouchers to reach us. Also how long goes it take to post points after transaction. I did a transaction on3rd and not got any CVS points yet
Some clarity on how this product works:-
Each domestic flight has max 2 award seats allocated in business and around 8 award seats for economy.
CV gold membership and free ticket is issued usually within 4 days of paying the joining fee(if requested with the axis helpline for expediting the membership) so the hack is pay the joining as soon as you get the card.
CV priority helpline works like a charm they do almost all that’s asked for.
2 biz class voucher is valid for one non stop flight only irrespective of it being a connection on the same PNR/Reference so incase of a connection two vouchers are mandatory which can only be clubbed by thr CV helpline as their agents can club two vouchers and issue a single ticket(PNR) saves the pain of rechecking in luggage when connecting for the next flight. ***
Milestone tickets are credited within 4 days as well. ***
Don’t ask questions on the axis helpline as usually they give all wrong & misguiding answers as per my experience.
Redemption taxes are dynamic and can vary from 500-3000 depending on the sector and demand.
First of all thanks a lot for your valuable reviews and suggestions.
I got my card today, just want to know that if I do the wallet load transaction using this card, will that be counted towards fee waiver transaction?
And also we need to complete the required transaction within 90 days or within 31st December
My application for this card got declined today probably because I already have 3 Axis Bank Credit Cards. I put in a request to close the Magnus Credit Card since I haven’t been using it. My question is after the Magnus Card is closed can I apply for the Vistara Infinite card again before the end of this month or is there a waiting period?
Can apply even after a day but it should have been “permanently” closed.
Ok. Thanks. The card will be permanently closed after 10 days.
Can be done instantly over call, do check Axis Guide for detailed explanation around that if required.
I did close it by calling them. According to the customer service associate it is closed temporarily within 24 hours and permanently within 10 days.
Hi Sid, I have just applied using your link. I already hold Magnus with Axis. Let’s see how much time they take to process the card.
lounge access thru vistara gold is available for family as well? (if only one person has vistara gold)
Do you happen to know how long it takes for the application status to move from ” On Hold” to in process?
And am I expected to do anything when the application is in “Hold” status?
Hi Sid, Thanks for the article!
1. Looks like the eligibility for vistara infinite is 18 LPA, I tried to apply for infinite with my actual net income which is less that 18 lpa but greater than 13 lpa and I didn’t get the option for infinite card. it was only when i played around and put 18 lpa as my net income I got an option to apply for this card. Please suggest!
2. If I do apply for this card and get it by 31st december but only complete the 1.2 lakhs of spend next month, would I be eligible for fee reversal?
Thanks in advance
1. You shall do it to make yourself eligible, actual requirement they ask is only 9L though.
2. Yes, eligible.
Okay thanks! One more thing, i applied for magnus yesterday, can i still apply for vistara infinite?
Better to wait for 90 days, as I see “more” rejections happening lately if multiple cards are applied in short period. If you wish to take risk, you may do so by month end, as otherwise you would miss the offer.
I have been following your blogs religiously and applied for axis vistara through the link here almost 15 days back. And my application is still on hold even after the rep came for kyc. I already hold magnus and ace so thought it will be easy to get. Have raised issues on Twitter also but no help. Can you help me resolve it. Thanks
Agrim bery app no C1-******-C1
Agrim, it’s in underwriting stage. Expect approval within ~3 days.
Hi Sid, I just applied through the link in the article above.
The KYS was done in 2 mins. But NOWHERE I found the mention of this offer till 31st dec.
also, the T&C of the offer page is not getting opened. it says page not found.
How will I get to know that I have applied in the offer of first year free? would anyone confirm or is that mentioned somewhere in the application?
Please let me know, i wouldnt want to apply for the card without using this first year free offer.
thanks and in advance, and for the great content as always!
Pls use the offer image for reference in future. Even the airport Kiosks are using same image as reference at BOM & BLR, noticed that a week ago.
Hi! Great blog and very useful articles. Get a lot to learn from you. I hold the Infinia and decided to apply for vistara infinite after reading the above article. Applied 11 days ago with the link from this site. Application id is C1-****6940-C1. Video kyc done immediately and evening their chap came home for kyc again. After a day or so their site shows the status as ‘on hold’. Says our rep will contact you for docs. Fair enough because they’ve not collected any in the process so far. I have a good score and the ITR should also be good enough. So hopefully should not be a problem. But over ten days and no news or contact so far. Is it usually so delayed? Could you please check from your end, if possible? Thanks in advance.
It’s under “rework” Sudhir. Please submit this form so I can support on the same.
Can’t remember if applied through CE link or not first time, but I was getting only Signature option. When bank executive called for KYC, I asked him if I can get Infinite and he responded positively and took 2 months payslips. After few days my application got declined.
This time again applied through CE link and provided higher (20L) salary information, got option of Infinite this time. Another executive completed the KYC (also applied for add-on).
Next day, the executive called and informed that there was some issue with my application and he created fresh application (obviously no link with CE) and completed KYC (add-on as well).
Few days later, I received a VKYC link which I completed instantly.
Another few days past, the first executive called and asked to complete the KYC (new application, no add-on).
Next day, received confirmation message of Infinite approval with 5L limit (previous cards are stuck with 1.6L limit for 3+ years). The card is also showing (first & last 4 digits) in app. Next day received mail communication on add-on mail that the card is approved bearing same application ID (means add-on card is also approved).
Now I’m really confused which application got approved.
Sid, please check if ***** is linked with CE.
I can see in the application comments: Successfully File logged with another C1 Id / Product Change
Do Vistara cards eligible for Grab deal cashbacks? These aren’t listed in Edge Rewards eligible cards (surely they can’t), but there’s no list of cashback eligible cards (like Flipkart/Ace).
I have applied for this card on 19-Nov and successfully submitted and also completed the vkyc on 21-Nov. Later in that week, I received the message says, my application got rejected.
I called customer care last week and requested the reason and it was, I already holding 3 cards (Flipkart, Privilege & Magnus) and as per their interal policy one can keep max of 3 cards. If I cancel any one of the card then I will be eligible for the new card.
Now my question is, Can I do it right now within a month cancelling the Flipkart card and apply Vistara Infinite? Or is there any cooling period supposed to be wait for re-apply?
You need to update the T&C link for joining fee waiver – airvistara.com/content/dam/airvistara/global/english/club-vistara/terms-conditions/AxisCampaign%20TandC.pdf
Also, I called CC today who said they aren’t aware of this offer and asked me to send an email to Support with the T&C document attached. I’ve sent them an email and waiting for confirmation.
Thank you very much. Just updated.
Received confirmation from Axis over my email as below:
We wish to inform you that as per bank policy, once the card is activated, joining fee will be levied on your credit card.
As per bank policy , as an additional benefit, Joining fee will be reversed on spends of Rs. 1,20,000 in first 90 days of card set up.
Joining fee reversal fulfillment will be done by 30th May 2023 to include all eligible customers.
Got the Axis Vistara Infinite card earlier this year. Flew the Mumbai – Del route a couple of times since.
Boarding pass comes with access to (i) Adani Lounge (T2) – Business Class section at the Mumbai Airport; and (ii) Complimentary sumptuous meal (sampler + thali + dessert + beverage – multiple options available for each – in fact, better than the meal served at T3 lounges) at Dilli Street right after Security Check-in at the Delhi T3. Pretty neat.
Does Wallet recharge like Amazon Pay from credit card is considered under 1.2L spend in 90 days?
Sid, do you think there’s still time for me to cancel Signature one and apply Infinite one freshly as I already have 3 cards with them? Recently got MyZone in Oct.
Yes, Can expect 90% success rate with the given info.
Thanks Sid for the timely reply!! This operation was a success. 😉
I understood that I can use the vouchers for nominated family members. But can I also register / transfer the Gold membership in one of the family member’s name? My father is getting old and he needs the benefits, I do not. While i do not want to get the card on his name, as he won’t be able to handle the account himself.
Got an approval message today. Took approximately 1 month since applied and few follow-ups to get the card.
Hi thala. Finally got delivery of Axis Vistara Infinite today after nearly a month albeit a low credit limit of 4.3 laks. Thanks to you for nudging my application in the right hands else I believe my application would have gone kaput. Wonderful feeling while holding it in hands at last. Incidentally, I have also applied for Axis Magnus through your link, as I could not resist the benefits. Hopefully will get it too. Only issue would be the low credit limit that would be shared across Vistara and Magnus on an otherwise wonderful collection of cards.
Card approved in 48 hours.
I applied for card using link mentioned above on 17th Dec with application C1-*****-C1, my card got rejected without mentioning any reason. Can you please check what went wrong, I already hold Magnus since last 4 months.
Please submit the application support form.
Does the 1.2 lac spend include the card fee of 11.8K (10K+GST) as well?
It’s a mess getting the status to be updated to Gold. This should be automatic and fast!
No, fee is not included in 1.2L criteria.
I got the card. Just wanted to clarify that the joining fee reversal offer is for spending 1.2L in the first 90 days or before 31st Dec 2022?
“spending 1.2L in the first 90 days ” – Yes
I am alreday carrying Vistara Signature Card. Now I have applied for Axis Infinite card and got approved too. But when I spoke to CC, they told me that anyone who is already having any relationship with bank for Vistara card will not qualify for fee reversal campaign. Is it correct ?
But this is going to be complicated. I haven’t see any hold 2 Vistara cards. So i’ve no experience to comment on this.
Hi thala. I’m in a precarious situation.
I used your link to apply first for the Axis Vistara Infinite a month ago and since I did not get any update on my card from the bank officials, I meanwhile applied for Axis Magnus through your referral link as well.
Now, just like the rain gods working overtime in Chennai who deliver all year’s rain in a week, I have got both Vistara Infinite and Magnus approved and in hand.
While on one side I’m too overjoyed but I would want to surrender one of it as I feel they both overlap my requirement of airline miles accumulation/conversation.
My humble question to you thala is, will surrendering a card in a short time help my other card’s limit (asking since limit is shared)?
Also, isn’t surrendering the Vistara Infinite prudent since Magnus offers similar or better airline/hotel point conversion (~24% to 11% on vistara) with much more partner spread?
Gold benefit, 10K points and more via Vistara is not worth loosing. You may as well cancel it anytime in future.
Hey, how to assure that its first year free, while applying using the above link I see the joining fee & annual fee as 10k + GST.
Am I missing something here?
TIA, & great article btw.
Please refer FAQ section.
How long does it normally take from submitting VKYC to final approval? Has been very silent with no updates from them. Didn’t take this long for magnus approval
@Ashish – in your case, how long did it take for the rejection?
I applied on 17th Dec and got rejection message on 23rd Dec.
The first year free offer is for applications received by 31/12/2022, or for applications approved by 31/12/2022. Can you confirm please?
From T&C: “Cards booked/approved only during the offer period will be considered.”
So those “applied” should work.
Random question but I’m curious if I should go for this card? I would fly once a year (2 people) at max. Already have an Amex MRCC, HDFC DCB (LTF) and ICICI Sapphiro (LTF)
What is card set-up date?
1. Application date.
2. Approval date.
3. 30days prior to first Statement date.
2. Approval date.
My personal Experience:
I have logged my application for Axis Bank Vistara Infinite Credit Card via Axis Bank website around 18th of Dec’2022. Received a message for VKYC after a day. Didn’t do anything on VKYC.
Somebody from Axis Bank started calling from 21st. Completed the KYC formalities at my office on 24th December after talking to Axis Bank Manager regarding Add on Card which he has assured that will get it issued after 1st Billing with approval.
Received the message for approval of Card on 27th Dec and Blue Dart consignment code on same day. Delivery took some time and got today i.e, 30-12-2022.
I did the online registration formalities, pin generation and completed a transaction of 300 K today itself, which means I should be eligible for fee reversal upon the Milestone of 120K, 10000 CV points for 1st 100 K transaction and 1st Business Class voucher for completing milestone spend of 250K.
Am I right in my assumption??
If it happens i will be very happy.
I have received the 10000 CV points for 1st 100K transaction and 1st Business Class voucher for completing milestone spend of 250K almost instantly upon doing the transaction in less than 2-3 days of transaction date.
My CV account has been converted to GOLD today almost instantly upon payment of 1st Bill for which payment was due on 13th Feb’2023 along with this I have received the Voucher for One Business Class Ticket (Welcome benefit against the card).
Now only thing remaining is the fee reversal which is supposed to take place in 90 days as per Axis Bank website.
I have found that Axis Bank system and processes are working fine.
Few draw back uptill now for me is i) the knowledge of Customer Care Executives. They themselves are not fully aware about the Axis Bank Vistara Cards and its features and ii) Axis Bank doesn’t have dedicated email id’s for posting your queries / complaints.
I Can confirm that the joining fees + GST have been reversed and credited back on May 26th for my card.
From where one can get the approval date?
Here is our recent experiences with Axis cards. I am holding Magnus for last 6 months and found it quite amazing given the monthly spend milestone benefits. But since this Vistara card looked very promising given the fee reversal offer, I decided to apply for it.
Applied on 22nd Nov. Nothing happened for almost a week. Then someone called me to do physical KYC. It was done in couple of days and then there was no update for another week. The card was finally approved on 8th December and delivered on 12th. By 15th I made some large expenses on the card. 10k CV points and a business class voucher was credited by 22nd December. But there is no news on Gold membership. I am also not sure if I am eligible for another business class voucher as part of the activation process (assuming the one I received is on account of the milestone spend). I am assuming so. Maybe it will come once I pay the first statement bill which is due in a week.
In meanwhile, my wife also applied for Vistara on 2nd December. She was asked to do video kyc. Her application vanished from the system, so we applied for Magnus. That got processed and delivered in a week without any docs or physical kyc. The Vistara Infinite also got approved and delivered but it took almost 3 weeks.
That’s a long story of 4 Axis bank cards that we now hold within the family. 2 Magnus and 2 Infinite Vistara 😀
I am holder of Axis Vistara Infinite card, but on renewal this year, my Club vistara status has been reduced to Silver from Gold. When i try to call Vistara they say call Axis, when i call Axis, they say Vistara has to do it. How to proceed further to get the status updated back to Gold. May be someone in same boat can enlighten.
Thanks in Advance.
Is This first year free offer getting extended by any chance? would love to apply
Will this card be eligible for 3x/5x gyftr purchases?
I applied around the end of the year and was approved after 31st Dec. Is there a way to verify that the first year annual fee waiver is applicable to my card?
Same with me as well, my RM suggested getting an email confirmation from the team processing the card/Customer care after the card is approved so that you don’t face issues.
While processing, they first denied the benefit saying that since the card will be filled/processed after the 1st Jan the benefit will not be applicable, but later they called and told me that if applied on or before 31st Dec, the offer will be applicable, so I went ahead and applied one.
Instead of canceling, you could have asked for card swap to magnus by calling Cc. Did you try that?
Thank you for the email campaign right before this offer expired.
I applied for the card following your email and got it approved immediately. I think my existing relation with Axis through Select Card and Salary account probably helped. Initially, the confused and said the application is rejected but right after a few hours someone showed up at the door steps and did the KYC. The card got approved right before the 31-Dec.
The card was delivered y’day and I called Axis Bank to confirm if this is still eligible for the reversal of joining feed. Which they confirmed provided I meet the spend target in next 90 days. I intend to do the same.
As always you blog has been a great source of information, and thanks for all the content.
I received my Vistara Infinite and activated it through Axis Mobile App. I also paid joining fees & GST. When will I get 10000 complimentary CV points and also CV Gold membership?
Is availablity of Business class award seats is better or premier economy award seat availability better? Thanks in advance
Hi Sidharth, I spoke to Axis Bank Customer Care, card was approved on 31 December 2022 and they said the offer is not applicable, can you please help on the below ? What is the best way to give them proof that offer is valid as of 31/12/2022 ? Is there any screenshot/link that you have ?
Does it make sense to have this card even after you have Magnus, Ultimate & Infinia ( on the way )? For me, it seems it does as you get a Vistara gold membership as long as you hold the card.
Hi guys, I applied for this card on 29th Dec (within the offer period until 31st Dec) & it got approved/issued on 4th Jan. As per the offer T&Cs, I believe I am eligible for the spends based First year fee reversal offer but both the Axis phone & email support team says otherwise. They are saying it is not eligible as the card got issued on 4th Jan after the offer period. Please help on how do I get a resolution from them in writing on this.
I would not want to be in a situation where I pay for the card fees but it is not reversed later.
Can I use class upgrade voucher for a Vistara flight booked via any travel site or are they exclusively to be used for flights booked directly via Vistara? The flight prices are at least 25% more on Vistara compared to, say, goibibo.
You can book as long as it is not a saver fare.
I almost never use the official website. Flew Bom-Del yesterday on tickets booked on Yatra and used 2 vouchers at the checkin counter to score a Business class ticket. As long as your ticket isn’t in “lite” class, you can upgrade. However in almost all cases, in an attempt to be the cheapest, the travel portal give you the lite fares.
There were some questions in the forum on rent and maintenance payment through this card. I understand that the payment will be eligible for milestone benefits.
Will it also be eligible for rewards points.?
Also, which is the best credit card for rent payments?
Rent and wallet load are no longer eligible for reaching milestone wef 05.03.2022
May be this is not for Vistara co- branded cards.
The new T & C
Spends threshold for Milestone benefits will exclude rent and wallet transactions:
o Revision will be applicable on Axis Bank Privilege Credit Card, Axis Bank Select Credit
Card, Axis Bank Magnus Credit Card, Axis Bank Atlas Credit Card.
Spends threshold for Annual Fee reversal will exclude rent and wallet transactions:
o Revision will be applicable on Axis Bank Privilege Credit Card, Axis Bank Select Credit
Card, Axis Bank Pride Platinum Credit Card, Axis Bank Pride Signature Credit Card, Axis Bank Titanium Credit Card, Axis Bank Platinum Credit Card, Axis Bank Indian Oil Credit Card, Axis Bank Magnus Credit Card, Reserve Credit card.
I believe you mean from 5th March 2023. And can be used before that.
Exceptionally Pathetic Customer Service.
I got this card using the upgrade route in 31/12/22 It’s 17/01/23 and my status has still no changed from Silver to Gold. Have got no free ticket vouchers and there is no info on fee waiver on spend of 1.2 Lacs. Utter confusion.
When I called customer care today 17/01/23 they told me to call Vistara and myself ask for the benefits.
The fee waiver on spend is not applicable on “upgrade” route.
Hi.. i had applied for the infinite card online prior to 31 st December. Even completed the verification before 31 December. The card was approved on 2nd Jan and received in another week’s time. I had called the customer care to request for first year fee waiver and they refused stating that the card was approved after 31 st December.
Can somebody guide if I being taken for a ride here by the bank.
I got this card in December and 2 bill has already been generated. I have spent around 5Lakh as of now. I have received Bonus points, business vouchers, Gold tier but so far fee is not reversed. By when will we get fee reversal? I reached fee reversal milestone(of 1.2L) on 29th Dec, 2022.
Hi has anyone got physical gold card
Quick tip for benefit of the community because I did not find this documented anywhere online, and also did not see this in the activation procedure documentation that came with the add on card – When activating an Axis Bank add-on card via IVR, you should provide all the info requested for the add on cardmember, but the phone number must be of the primary cardmember.
Interesting facts on Gold membership and welcome business class voucher.
*You’ll get both these benefits 10 days after ‘Paying’ the joining fees.
Self & wife’s card issuance were only 2 weeks apart. Whereas, I received both 👆benefits on 28th Dec, my wife will get only around 22nd Feb.
My first statement generation was 23rd Dec, I paid around 10th Jan. But there was a purchase reversal from Flipkart on 17th Dec. Axis treated that as ‘Joining Fees payment’ and provided me the joining benefits on 28th.
Wife’s first statement generated on 23rd Jan, paid on 12th Feb, so benefits will be provided by 22nd.
I already have a Club Vistara basic membership with 10k CV points. Will the new Gold membership be created as a new account or my existing club vistara membership account be upgraded to Gold membership with my existing points intact.
Your existing membership will be upgraded to gold. They will automatically map based on the registered phone number. You can also check while applying for the card.
Thanks for the detailed review
Could you let me know which is a better option between Axis Magnus & Vistara Infinite card?
I spend between 1.5-2.5lkhs a month and I travel 3times a year with my family
Which card would you recommend for me between the two?
I can’t seem to figure out which is a better option for me personally
Better to take both and route spends of more Upto 1 lacs to Magnus and more than 1 lacs to Vistara!!
1) which is best for rent payment – magnus, axis vistara or infinia?
2) for school fees payment are we getting benefits in magnus and axis vistara?
So is Vistara shutting down ? (Or may be the question should be When ?)
My card got delivered today and I spoke to customer service (same team which handles Burgundy support to find out the Anniversary Date and any transactions which part of exclusions. Rent Payment and Wallet Loading related transactions are not eligible to earn CV Points and also don’t count towards Milestone Rewards. Fuel and Insurance related transactions are not eligible to earn CV Points however they’re counted towards Milestone Rewards.
Still as of today, rent payments contribute towards CV points earn as well as milestone benefits. Wallet & fuel spends were excluded from before. Insurance is counted as well. Unless Axis rolls out official notification, these will continue.
If I have a business voucher, can I use it to book premium economy ticket also?
When I emailed them on such query, they said no. But the CV call center said they can use this business voucher on premium economy as well as economy.
I had a query related to CV points. Is the 6 CV points/Rs 200 prorated for transactions less than Rs 200 or if the multiples are less than Rs 200. For eg. If the transaction is for INR 350 then do we earn 9 or 10 CV points or just 6 CV points.
on 350rs transaction, you would et 6CV points.
Transaction upto 399 gives 6 points
10 CV points.
when will we get joining fee reversal?
Those who got the card under FYF offer in Nov-Dec ’22 , can expect to get the fee reversal only by 30May.
Thanks for an update on this Abhi.
Yes for me , it is reversed with gst on 26th May 23
Does award milestone calculation for tickets include fee payment?
No. Milestone spends are calculated exclusive of fees & taxes
It used to be 6 CV miles per 200 spent elsewhere and 10 CV miles per 100 spent on vistara site. But I don’t see that mentioned anywhere now. Is it withdrawn? Spends on vistara site will also fetch 6/200 ?
Hi! My Bussiness class voucher is going to expire in August can I use it to book advance tickets for Say November that is 3 months advance?
The travel date must be within voucher validity. Once the voucher expires, anytime later you can have it reactivated for another 90 days by paying 5900.
No you can’t. Have to book within the validity date. I had tried earlier by calling vistara care and they said have to book within or on the day of expiry . One can’t travel or book after the validity date.
is axis bank still issuing axis vistara cards?
First year fees is not reversed on spending 120000 in initial 90 days and got this card before december. Contacted phone banking they were not able to help.Anyone else got joining fee reversals
Got the fees reversal end of may
I received the reversal for the joining fee of 10000 INR plus GST today
The fees and the taxes were reversed today. I had applied for this card in the last week of November 2022.
Can confirm, the joining fees + GST have been reversed and credited back on May 26th for me.
Surprisingly my joining fee isn’t reversed but it’s reversed for my wife’s card, both the cards met the spent criteria (approx 2 lacs each).
Hope I’ll not get surprised by Axis, doubting they’ll not consider add-on card spends.
From a vistara fanboy, I’ve come to absolutely hate vistara for the fooling service they are running as clubvistara. I have tried using my gold vouchers on all the sectors, it will either show no availability or would start showing random error. I tried calling Gold support line and all they have is ‘sorry sir no availably for this sector’ and that is for so many sectors and dates I tried, BLR-IXC, Del, Bom, Ded, Guahati everything and evertime nothing. Can’t use 30K CVs (including my Diners point transferred) so overall Vistara has been a big pain in …. I’ve spent probably more time searching than the time I had till date spent in all the flights. No more Vistra from now.
From what I know and verified Vistara has reduced the award seats to 1 instead of 2 (for biz) in certain sectors, like BLR-DED.
And yes, I wasn’t able to find availability too, eve for DEL-DED. It’s indeed getting worse with time. Hope it recovers after the vacation month /summer passes. Let’s see.
I am not very hopeful though. Anyways the brand is going to be dissolved so no reason to keep a good brand image. Better to save a few bucks before merger. Also the amount of energy/time that needs to be spent of seat hunting due to ClubVistara has become an appalling factor.
I booked 4 biz class tickets for the same route(BLR-IXC-BLR) a month ago for traveling in June and it worked well for me.
I too booked 2 biz class award tickets to and fro from Hyderabad to Delhi. It went through very well. I had an excellent and wonderful…..first class experience in A321 Neo wide body aircraft. I enjoyed the premium service of Vistara. I felt very proud to travel with a Tollywood star sitting beside me. I also never forget one more incident in this journey. There were around 30-40 people in more sophisticated dresses waiting to access the lounge. At that time the lounge executive came and enquired there were any Business class passengers. We’re given direct access to the lounge leaving all other aside. I felt very happy for letting me in and skipping the big queue. The total credit goes to Sid. Thank you Sid for helping me to have so many sweet memories to cherish.
I started feeling sad when I came to know the merger of Vistara with Air India. We don’t know how the loyalty program would be with Air India for Vistara customers.
Sid, Puneeth and other experts should throw a light on this.
who is the star ?
I still have two premium economy award tickets and it is very hard to find space for sectors BLR Jaipur and now a days even BLR DEL is showing not available and i have two upgrade vouchers left one expiring Sept 2023 and another in jan 2024. Award tickets somehow i have to use it before Aug else both will get expired. Am not sure even in airport they dont upgrade to business for award tickets who hold premium eco with upgrade vouchers. Even though seats available they say once confirmed you will get to know at the gates. infact they do not upgrade at all i tried several times since last two years maybe my bad luck. i brought a revenue ticket last year and tried upgrading then they said not available sorry sir. standard dialogue. Vistara is going down day by day. Last week i enquired they said upgrade can happen on point booking tickets and revenue but not award tickets. What is the use. We too send the amount more than ticket cost to get award ticket apart from welcome fee based award. Now that the merger happening and brand disolving not sure what type of card will they replace for the current vistara card holders. Am not sure if ever am going to get a chance to fly business class on vistara for experience sake.