As we saw the amazing Double Rewards offer on Amex Platinum recently, I was pretty sure something similar would be sent to others as well. And as usual Amex did not disappoint us, here is that expected offer sent out for Amex Reserve & Travel cards. More details here:
Amex 2X Rewards Online – Offer Details
| Offer Info | Description |
|---|---|
| Offer | Get 2X points on all Online Spends (domestic only) |
| Offer Period | 1st May – 31st May 2020 |
| Eligible Cards | Amex Platinum Travel, Amex Reserve & Amex Jet cards |
| Offer Type | Only if communicated via email/SMS |
| Min. Spend | Rs.10,000 (cumulative) |
| Max Cap | 1000 RP’s per card “account” |
| Fulfilment | 31st Aug 2020 |
| How to Enrol | Check email for enrol link |
| Source | Email – Read T&C |
- Note: Transactions going through an aggregator (like Paypal, Paytm, PayU etc.) may not trigger Membership Rewards points since it entirely depends upon how a merchant submits its transactions to American Express.
To maximise the benefit you should be spending Rs.50,000 ; so you get 1000 regular MR points + 1000 Bonus MR Points.
If you read the T&C, you would also notice that you could earn quite good number of Intermiles even on Jet cards, but well, who has it?!
Overall a decent offer I should say but not that attractive as the one sent for Plat charge, which also gives you the ability to get 2X value on redemption.
Bottomline
While its a good move to reward online spends at this stage on their premium cards, it could have been 3X or more instead of 2X, as redemption value is low for non-travel redemptions.
Also as you can see, MRCC and Amex Gold Charge cards are excluded from this promotion which is sad indeed.
Now that we’ve Amex offer, we need to wait and see what HDFC & others has to offer.
- Remember: You need to enrol for the offer to earn 2X rewards. And the good news is spends from 1st May are considered as well.
I’ve received the offer on Plat reserve. Did you receive the Amex 2X Rewards offer? Feel free to share your thoughts in the comments below.
I have received this email on my AMEX Platinum travel card
Woah that was fast Sidharth!! I was just going to send you an email with the screenshot.
Thanks. But not always, so don’t forget to send that next time 🙂
Which email id can i send such details to? In case i come across something in the future.
You may use: sid [at] cardexpert.in
Or, simply use the contact form on site.
What’s interesting in terms is this: “Cardmember will get only 1 reward on Insurance, Utilities and EMI conversion at Point of Sale.” So with this 2X, cards who enrolled will get normal MR/Intermiles on spends that usually don’t earn points. Interesting that if someone wanted to buy something direct EMI from Amazon/Flipkart at 12% ROI, not a bad time cause that will fetch MR this month. Because pay in parts is now 16%.
These offers still look like temporary retainers. Amex will need to add benefits that are not travel related ASAP for people to actually keep their cards.
Hi Siddharth,
I checked the terms and conditions and looks like the 2X points for Paytm, Paypal & PayU WILL be counted. Usually, these are categorized as utilities and in the terms and conditions, they have the following point,
“Cumulative monthly spend includes all transactions by the Cardmember made online in a calendar
month including spend on Insurance, Utilities, and EMI conversion at Point of Sale.”
I am planning to triple dip, my 4 Lac milestone, 2x points as well as Cred.
Cool 👏
Confirmed with Amex customer care, every online transaction be it gift cards, Paytm balance, rental payment, NPS, insurance everything and anything online counts as online spend. That is splendid!!!
Thanks for the update.
No card network I know of codes wallet loads as utilities. Even for their direct PG/non-wallet transactions, if you’re not paying for a utility via these services, there is no way transaction will be coded as utilities. They pass on whatever the MCC of the target merchant is just like any other payment gateway.
Also, actual utilities will add to cumulative monthly spends to qualify for 10K threshold but will not fetch 2X. They will fetch 1 point during offer though.
In what category does NPS spends fall? I do get usual amex reward points for them, so it isn’t insurance or utility.
I just confirmed with them and gone ahead and done my NPS. It comes as online spending but not insurance or utility.
Initially, it was counted as insurance till last year.
Got the offer on my Plat Travel. Luckily just completed my anniversary year, so my spend counter is all reset at the perfect time.
I see some people got Fee waiver platinum travel/reserve card!!
By chance have you got any? If yes may i know the total cumulative spend value .
I had already completed my 4L milestone however with the Diwali offer last year I ended up spending 8L on the card. I wasn’t charged any renewal fees.
On transactions that do not fetch regular points, such as utilities, rent or insurance, you ll get only the bonus points. On transactions which fetch regular points you ll get 2X (1 regular + 1 bonus).
Yesbank, StanC and Indusind were also running similar bonus offers.
Its great that Amex is coming with offers in these times, while some banks are busy curtailing credit limits.
This is not that great a promotion. I was expecting more. The 2X accrual on Plat Charge and 2X on redemption is also not that great. It would have been super if they had made it 2X on transfer to airline or hotel partners – that way one would get 10 Bonvoy points or any other airline mile of their choice. Just to compare Amex Plat in US is giving $320 in credits over eight months, and Citi is also giving around $250 is credits. I wonder why these banks treat us like this in India. Waiting to see if HDFC is any better.
AmEx is smartly keeping their premium travel customers happy, with not much value redemption available for the same. while the MRCC, Gold who have lower fee reversible criterion. Very well calculated and customer friendly move. MRCC, Gold customers do get benefit out of the monthly promo bonus already so they likely wont complain much.
I didnt receive any mail/SMS but i logged into my Amex portal and found the promo being flashed. I enrolled for the same thro the link given
Even if you enroll, you will not get bonus points unless you get communication from Amex.
I got confirmation mail from Amex on enrolling and I guess that pretty much is enough to get the points as long as I cross the required spends of 10k this month
I got no offer mail for my Amex Reserve till now. Will log into their website and see if anything has changed also no one called for limit enhancement which I was told would happen around 4-5th.
The limit is still at 2.55L with 40-50k spend per month for last 6 months.
I’m due for CLE too but I think they’ve kept all CLE on hold due to current situation
You can try the direct Credit team Number, 18004191230
Given to me by CS. I called and they doubled my CL.
When did you exactly got this CLE? Whenever I call the customer care, they say the credit team is not working at the moment and they’ll be back by the 18th of May, i.e., when the lockdown supposedly ends. How did you manage to get your limit enhancement?
So if you ask the CS team directly to transfer. That’s the answer that they give since they are backed up and working from home. If you call the credit team directly and tell them you were given this number by CS they can’t really deny.
I was given the CLE on 8th May,2020.
Thx.. when did you get your limit doubled? Also May I ask how from what to what?
On 8th May 2020. I had got my Play travel last year, but since I already had 6 different cards, they had given me a CL of 50k only. Around December they increased to 80k and on May 8th they directly made it 1.8L.
Login to your amex account and see one the right middle side below the total points and beside the recent transactions. There should be a blue square box where they show the best offer running on your account.
Thx but as you said its on hold they said even the online process is paused for now. Can anyone share their limit on Reserve? Will I ever reach my Regalia 9Lac limit?
Is this 2X points working for No-Broker Payments?
No broker rent pay is coded as utility so you will not usually get any points. However as the terms say, you will get just the base points instead of no points because of this offer.
Do the spends get counted from the day or enrollment of the offer or since the start of the offer period?
Spends get counted from 1st May. It doesn’t matter when you enrol for it.
Thanks!
HI,
I received this offer on my Amex platinum card today, Up to ₹18,000 for essentials and shopping
For your everyday purchases, you can use your Card to shop with Flipkart, bigbasket, Zomato, Lifestyle, Home Centre or SPAR Hypermarket, and we’ll apply 100% cashback to your account for up to ₹18,000 of spend, until 27 August 2020.
Just an unrelated question…what is the best way to earn reward points for paying electricity bills in excess of 25k?…I used to use Amazon pay for it earlier, but apparently now they have updated their T and C.
Thanks in advance
Same question! Hoping for an answer with some clarity and experience!
I enrolled for the offer but didn’t got the extra points. Can anybody confirm if this offer is working?
did anyone actually get the 2x points? i didnt got them but i already enrolled for the offer
I am getting it on my platinum card, it easy enough of have Amex app you can click under membership option and look in view activities this show the points against the spends. Hope that helps
Received bonus points for spends.