Indusind Bank Platinum Exclusive Debit Card Review

By | September 29, 2016

In an attempt to get access to Indusind Exclusive Signature debit card, i recently opened an Exclusive savings account with Indusind bank which by default comes with Indusind Platinum Exclusive Debit Card which replaces my old Indusind maximum Platinum debit card.

Indusind Platinum Exclusive Debit Card

Indusind Platinum Exclusive Debit Card

Benefits of Indusind Platinum Exclusive Debit Card:

  • 1% Foreign currency Markup fee
  • Earn reward points upto 2000 Points per month equivalent to Rs.1000
  • 2% Value back on apron spend of Rs.50,000 in a month

Except the Markup fee advantage, the rest benefits are almost similar to Indusind maximum Platinum debit card. The card comes as lifetime free as long the “Exclusive” status is in standing.

There are other advantages too like Bookmyshow Offers & insurance values but i never consider these as i’m already holding a SBI Signature card which recently got converted to SBI Elite Card that gives Rs.500 worth of movie tickets free, every month.

Do you prefer a debit card over credit card if you find a one with a better reward rate? Do share your views in comments below.

10 thoughts on “Indusind Bank Platinum Exclusive Debit Card Review

  1. UK

    So, which of the 3 IndusInd debit cards would you recommend, based on ease of acquiring,
    If the only expectation is to get ~2℅ value back on a ₹50,000 monthly spend (2000 RP worth ₹1000)?

    Btw, appreciate your card insights.
    Looking forward to your upcoming articles on attaining Milestone spends like a Wiz.

    1. Siddharth Post author

      Exclusive Signature card is the best as you can save Rs.1,500 per month (3k points limit).

      1. Shafwan

        Hello Siddharth. I am pretty confused with Indus Select account and the debit cards. Are there 3 Signature debit cards? And if I opt for Signature select debit card for Indus select account what would be the joining fees? Issuance fees? And the annual fees?? Thanks in advance !

        1. Siddharth Post author

          Yes, it will be pretty confusing.
          Best is to have Exclusive a/c (not Select)
          On this a/c,
          – Signature Exclusive card is 299+tax
          – Platinum Exclusive card lifetime free

  2. Prachi Gupta

    is it working perfectly with international translations where the card is not present? or is it declining?. please let me know.

    Thank you so much. 😀

  3. Amit

    One of my NRI friend visited Indusind bank account to open an NRI account he was told about some upgraded debit card at joining fees of 7500/- and in return we get coupon of some brand..
    And they told that this debit card has free airport lounge access 2 in one quarter even at international airport including dubai..
    And then yearly fees of 1500/-
    Which bank gives best offer on cards for NRI ?


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