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1% Cashback on Markup Fee on International Spends with HDFC Visa Credit Cards

Looks like HDFC understood Credit card business better, as they do always. Here comes a new offer from HDFC in partnership with VISA: Get Flat 1% CashBack on Foreign Currency markup fee on International Spends done with HDFC Credit Cards… Read More »

HDFC Credit Cards
HDFC Visa Credit Cards International Spends
Siddharth Raman

Save upto 33% on Flipkart, Snapdeal, Goibibo Using HDFC Diners Club Credit Cards

I’ve recently written an article on cashback and reward points system with which you could have known the point that the maximum one can save using the rewards points and cashback facility without any limits is only 3.3% (as equivalent… Read More »

HDFC Credit Cards
Credit Card offers diners club
Siddharth Raman

Citibank Rewards Credit Card (India) Review

Citibank Rewards Credit Card is one of the beginner credit card in the space usually issued for free to most salaried individuals where the company is banking with Citibank. Citibank is the leading credit card issuer across the world, though… Read More »

Citibank Credit Cards
Citibank Rewards Credit Card
Siddharth Raman

American Express Monthly Blockbuster Bookmyshow Offer

Its been just a couple of weeks since i received my American express platinum travel credit card and its awesome to see some nice movie offers around. American Express India have come up with an enticing offer in partnership with… Read More »

Amex Cards
American Express Offers Bookmyshow Offer
Siddharth Raman

Visa vs MasterCard vs American Express and Diners Club Credit Cards

Every now and then i see people asking me which is better – Visa or MasterCard or Amex. Most even don’t know that Diners Club credit cards exists in India. While its bit complicated to say in a single word… Read More »

Credit Card Basics
Amex vs Diners Visa vs Amex Visa vs MasterCard
Siddharth Raman

Difference between Credit Card and Charge Card in India

The Charge Card Lets first know the History of Credit Card and charge card before we dive into its differences. Once there were two guys in a restaurant to have dinner. Upon finishing the Dinner, the guy went ahead to… Read More »

Credit Card Basics
Charge Card evolution of Credit Card history of credit card
Siddharth Raman

ICICI Bank launches Ferrari Credit Cards

ICICI Bank has tied up with Italian sports car maker Ferrari to launch co-branded credit card in India. The first kind of cards to be released in India by co-branding with super cars. From Ferrari perspective, its an awesome medium… Read More »

ICICI Credit Cards
ICICI Ferrari Credit Card visa signature
Siddharth Raman

Here’s How to Increase Your Credit Card Limit

If you’ve applied for a new credit card, you would have probably got a low credit limit initially. But as soon as you start using your card and repaying on time, banks will have an idea as how much you… Read More »

Credit Card Basics
Credit Card Limit credit limit enhancement Increase Credit Card Limit
Siddharth Raman

7 Reasons Why You Should have a Credit Card in India

In this digital age, if you are a frequent shopper there are so many reasons why you should own a credit card. I’ve recently met a friend to whom i was asking him to apply for a credit card. Interestingly,… Read More »

Credit Card Basics
card basics Credit Card Benefits
Siddharth Raman

5 Factors Influencing Your Credit Card Limit

You might have asked this question to ‘N’ number of bank employees, “What will be my credit limit if i apply for this card?” and everyone will say that they have no idea. One reason is that bank discourages their… Read More »

Credit Card Basics
Credit Card Limit
Siddharth Raman

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