As you might know, American Express India has been very cautious when it comes to Credit Limit Enhancements on their cards post Covid-19 pandemic and the credit card issuer kept the requests on hold for almost a year now. This is because they were generous with the limits previously and maybe don’t want to take too much risk… Read More »
HDFC Bank just started the new year on a high note. As you might know, HDFC Bank has been very aggressive in giving generous Limit enhancement offers during Covid-19. They’ve done it twice already in last one year. And now they’re taking one more aggressive step and upgrading many cardmembers to Infinia and Diners Black, as LIFETIME FREE,… Read More »
As soon as lockdown got lifted we started getting good set of offers from multiple credit card issuers and I was looking for something good from HDFC but there were nothing special, except the latest SmartBuy Extra Saving Days Sale that’s running for 3 days. That said they infact silently sent a grand offer to many cardmembers during… Read More »
It’s been a while since I was holding Sbi Simply Click credit card. So I was trying to upgrade it to SBI PRIME card and finally got it, after chasing for couple of months. I got to know few things while doing this and so this article will help you understand more about SBI’s upgrade and credit limit… Read More »
On one fine day, I received a call from Yesbank credit card department saying that I’ve consumed more than 80% of my credit card limit and that I can opt for a temporary limit enhancement if I wish to. Though I’m fine with my existing limit, I agreed for a temporary limit enhancement, so I get some cushion… Read More »
Yes, you read that correctly, i was approved for just Rs.1000 extra credit limit. American Express is one of the well known companies that can double your credit limit on decent spend. In fact, even my credit limit was doubled on my previous request, which was after 6 months of card setup date. However, I wasn’t so lucky… Read More »
If you’ve applied for a new credit card, you would have probably got a low credit limit initially. But as soon as you start using your card and repaying on time, banks will have an idea as how much you spend and how much credit limit you can handle. So banks review & increase the limits every few… Read More »