HDFC 10X Rewards Extended & Amazon gift Vouchers are back (Feb 2020 Update)

By | February 3, 2020

As expected the HDFC Bank Credit Card 10X program further extended for Feb 2020 and this time you’ve some good & bad news. As most of the offer terms & conditions remains same as that of Jan 2020, I’m not repeating the same but sharing the “updates” alone below.

Smartbuy Updates

  • Validity: through 29th Feb 2020
  • Instant Vouchers: Amazon & Flipkart Vouchers are back but limited to Rs.5K each
  • Everything else remains same
  • Offer T&C

So the most waited vouchers are back for grab, of-course with a condition that you can buy only Rs.5K worth voucher (of each) every calendar month. That’s still a significant savings.

Diners Updates

  • Extended through 29th Feb 2020
  • Swiggy & Bookmyshow are removed
  • Everything else remains same
  • Offer T&C

That removal is not a major impact I guess as anyway you can get the vouchers and continue to enjoy 10X but as a part of Smartbuy and not as a Diners partner.

So you hardly have few partners under Diners 10X now (Myntra, Ola, FirstCry, Zoomcar) and they no longer look attractive. But I guess HDFC should be adding new ones in coming months.

Botomline

Overall no major impact and its indeed a good news for many as they’ve decided to put back the Amazon/Flipkart vouchers under Smartbuy. Yes, I get it but well, something is better than nothing.

What’s your take on the Feb 2020 changes with HDFC 10X Program? Feel free to share your thoughts in the comments below.

Thanks to Gaurav Mishra for the update on Vouchers.

Author: Siddharth

A Credit Card addict, minting reward points & air miles for years. Obsessed with aviation, airport lounges and luxury hotels. Helping Indians choose a right credit card and enjoy luxury travel at affordable cost.

344 thoughts on “HDFC 10X Rewards Extended & Amazon gift Vouchers are back (Feb 2020 Update)

  1. Naresh kumar

    I would say a great move by hdfc regarding keeping a limit so that everyone gets to buy them otherwise people were buying in bulk to sell them.

    Of course diners partners got short but let’s keep a positive attitude maybe they are upto something. Hint: payzapp…

    Also, bookmyshow is not at all attractive to diners customers as we get monthly voucher now for spending 80k per month which is something a diners customer should be able to as it’s a super premium card. Plus hdfc has 10% discount on hdfc cards and 20% on payzapp for bookmyshow transactions.
    Swiggy coupons are added to smartbuy vouchers now so you don’t have to miss it although previously it was double dip for some restuarants with swiggyit coupon code and paying with diners card.

    I personally use zamato because they have less deliver fee and my single orders were not coming to rs 150 for 10x reward points to kick in for swiggy so i had to order more which was causing overeating for me :p

    Anyways you can get 30% discount with Payzapp on both zamato and swiggy so no need to worry for the removal from 10x partners.

    Reply
    1. Prashant Gupta

      Swiggy removal is bad. First u can double dip, secondly zomato is expensive and one has to pay delivery fee which is free for swiggy super. The menu on zomato is different and they charge tax on top of oreder value swiggy does not charge tax.
      Good to see amazon and flipkart back but with all the changes they are eating into smartbuy cap.

      Reply
      1. Naresh kumar

        Delivery fee is free on orders above 99 and 10x is not applicable before 150 rs.
        It’s not healthy for us especially for people like me who just orders for self.
        I don’t know about you but most people order in bulk just to get discounts only to eat more leading to obessity and other problems in India.
        I don’t know if the zamato is charging tax for you in your city but in my city and for vendors i order from, I pay 20rs less on Zamato for the same item order from the same restaurant when compared to swiggy because swiggy charges high delivery fees for non super members and orders below 99.
        And no, i wasn’t charged any taxes on zomato for the orders which are from same restaurant.
        PS: i have no affiliation with zamato, just my personal experience. I personally hate zamato as well for their previous controversies.

        Reply
        1. Swiggy

          Hi Naresh, we understand you are unhappy about the delivery charges however, these charges are levied for the services rendered by our delivery partners. We’ve launched Swiggy SUPER subscription which unlocks free delivery for all your orders above Rs 99/-. You could give it a try and enjoy the benefits. Please take a moment to write to us at swiggysocial@swiggy.in regarding the same with your registered details so that we can look into it right away.

          Reply
          1. Naresh kumar

            Hello Swiggy,

            Weird to see your team here on a credit card review website but anyways glad to see you guys are taking time to look for your reviews in the comment section instead of properly responding to the customer on your app and giving them a solution.
            Numerous times you guys have denied a refund for bad/stale food sent by the restuarant, earlier you guys were good and took responsibility for the wrong doings of the restaurants but from past few months your customer care people just say they can’t do anything in such cases and i am like what the heck? Why the hell you guys take money from me when you can’t take responsibility of your partner restaurant?

            Also, you guys charge a minimum of 25 rs for delivery whereas Zamato does it for 15rs as delivery charges which is awesome for people like me who just have to order small quantity of item for self eating.

            And your swiggy super is just a plain marketing gimmick. You guys are charging such a high fees for a subscription just to provide free deliery on orders above 99, like what’s the point of that? Why such restrictions? Just so customer orders more than he can chew just to save 25rs? That’s stupid and unethical to charge customers a high subscription fees and then have conditions.
            You guys took this concept from Amazon but atleast have the courtesy to obey all the rules, amazon fulfilled orders are all free shipping no matter the order total.
            I used to order from you guys every other day but after your cudtomer care denied refund for orders sent with stale/bad food a couple of times, i have stopped using your app from past few months. Zamato is better(not the best i agree but still better than you guys at this level of customer care offered by you)

  2. Aman Gupta

    Why would I buy Amazon/flipkart vouchers from smartbuy instead of shopping directly via these sites when I will get exactly same reward points? I can think of only gifting as a use case

    Reply
    1. Kartik

      I would assume the credit of 10X points towards insta voucher purchase would be alot faster than 10X points towards purchase on Amazon via smartbuy portal.

      Reply
    2. Prashant Gupta

      simple to make payments on other sites…..to make bill payments, recharges etc. its a saving isint it.

      Reply
    3. Gautam

      You can use the vouchers to pay mobile, broadband, electricity bill , water bill and the like. This way you save 33% on utility bills, which is otherwise not possible.

      Reply
    4. Aman S

      Guess you buy vouchers and load your account, use the balance in the future.

      Reply
  3. Mangesh

    have a question about the limit of Rs.5k for Instant Voucher.
    “Instant Vouchers: Amazon & Flipkart Vouchers are back but limited to Rs.5K each” ?

    I think one can buy more than 1 qty of 5k instant voucher, where cumulative monthly reward points are limited to card variant (i.e 25k to 15k or 5k).

    Reply
  4. Varun

    I have both HDFC infinia and HDFC Diners Black, so am I eligible for purchasing 5000 rs of amazon vouchers on each card i.e (Total 10k) or can only make it only 5k.

    Reply
  5. Maulin

    There are swiggy vouchers now on smartbuy gift vouchers. That should cover the removal from diners and also gives 10x for infinia users πŸ˜€

    Reply
    1. Gautam

      Not really. You get single use coupons on Smartbuy Giftyr as opposed to spend based cashback under 10x. But yes, if you can ensure that swiggy will not eat into the capped monthly smartbuy benefits of Rs.15k and ensure a minimum order amount of Rs. 300 then there is reason to be indifferent.

      Reply
      1. Vic

        I think the limit for diners club is Rs.45000 spends for 15,000 points/month of 10x program.
        They first removed the renewal benefit, and raised fee back to Rs. 10,000 plus gst,
        (Renewal waiver still there though at 5L spends) and now removing partners.

        Reply
    2. Hitesh

      The issue is that Swiggy gives coupons instead of vouchers and max value of coupon is 500 worth.
      You can apply only 1 coupon per order. So although its a benefit on a part of your order, it doesn’t cover the entire order

      Reply
    3. George Mathews

      Are Gyftr vouchers available for Infinia card holders as well?

      Reply
      1. Hitesh

        Vouchers are available for all HDFC card holders including Infinia.
        Just the limits are different for each card on how much reward points you can earn per month

        Reply
  6. Shashank Karnawat

    Redbus 25% introductory discount offer has also been discontinued.

    Reply
  7. Sahil

    1. Can anybody explain the benefit of buying these amazon vouchers since you get 10X points anyways on amazon portal through smartbuy? (Unless someone wants to resell them)

    2. I’ve heard about payzapp recently only, is it worth using it? Do we have to use payzapp wallet card or will payment happen directly through linked credit card? Dont see any payzapp option on Zomato for instance.

    Reply
    1. Gautam

      You can use the vouchers to pay mobile, broadband, electricity bill , water bill and the like. This way you save 33% on utility bills, which is otherwise not possible.

      Reply
      1. Sunil

        Hi,
        Recently i got my diners black. I came to know about this vouchers through these discussions. I was trying to search amazon voucher but could not get it
        I have following doubts on amazon voucher:
        1. After converting it in Amazon Pay balance, what is the expiry date by which it has to be used
        2. Whether I am eligible to get 10X rewards once I purchased this voucher OR I will be eligible once I spend it through Amazon Pay.
        3. Is Amazon vouchers gives 10X points faster than purchasing things on amazon site through smartbuy

        Thanks in Advance,
        Sunil

        Reply
        1. KT

          Sunil,
          1. The expiry of the amazon voucher is for a year from the date of purchase.
          2. Yes you will get 10X reward points within t+3 days.
          3. Yes they do give you faster points accumulation opportunity.

          Amazon vouchers have been out of stock for a while now and i remember they were in stock earlier this month. Not sure if and when they will be back..

          Reply
          1. sunil

            Thanks a lot KT for your kind reply. I am planning to purchase a 1.5 ton AC. Now, I feel purchasing it on flipkart is advantageous as it gives points quickly and amazon gives after a long time. Sometime it takes lots of follow up for getting those 10X points.
            Do you know that purchasing AC on flipkart will give unconditional 10X points (15000 max for dcb) or is there any exceptions on few products?
            Thanks,
            Sunil

  8. Sahil

    Also, i dont see the option for purchasing instant vouchers on the diners specific link. Any reason for that?

    Reply
    1. Hitesh

      Go to HDFC Smartbuy generic site and not the DIners or Infinia specific website of HDFC smartbuy

      Reply
  9. Nitesb

    Amazon gift voucher is good for random pantry purchases Somehow going via smart buy to Amazon didn’t seem to work for me.

    Reply
  10. Aashish Goel

    Hi Siddharth,

    On the Terms & conditions the 5000 limit is not mentioned anywhere. Any specific links.

    Is this 5000 limit only applicable for Amazon/Flipkart or all instant vouchers?

    Thanks
    Aashish

    Reply
    1. MT

      Mentioned when you reach the amazon gift voucher page , and during checkout it doesn’t allow you more than 5,000

      Reply
  11. Hitesh Sharma

    A few more Diner partners should be added. Else it does not justify the new 10K annual fees for the DCB.

    Reply
  12. Lakshmi

    Seems they have removed AZ and FK vouchers form the portal , yesterday night i have 5K AZ voucher but i dont see AZ and FK vouchers

    Reply
  13. BeingHuman

    Some employee involvement in this?
    They uploaded & within 1 day removed also
    Many people purchased making multiple gyftr accounts in between

    Reply
  14. Ashu

    Managed to buy 5k Amazon voucher today morning πŸ™‚
    Thanks for timely info.

    Reply
    1. Naresh kumar

      Yes, amazon pantry gets you 10x rewards because i have received email from amazon that the transaction was done through smartbuy with order id but when i did the transaction via smartbuy two times for Amazon fresh, i didn’t get any email from them. So Amazon pantry yes, amazon fresh a big NO.

      Reply
    2. Raghu

      Yes. We will.
      No 10x for transactions via AmazonPay (including electricity bills, so on)

      Reply
    3. Nihar

      Yes for Amazon Pantry . NOTE – No for Amazon Fresh , though I am still following up.

      Reply
  15. Awenindo

    Time to upgrade to Infinea if you can. Diners is just downhill from here.

    There is a trend where retail merchants don’t want to enable diners payments probably because of the higher transaction costs.

    Reply
    1. Rohit roy

      @Awenindo
      I had issue with one of the shops who denied stating high transaction cost but on other hand some small restaurant were accepting it so the pos usability has improved.

      Reply
      1. Awenindo

        Maybe, but nowhere even close to acceptance like Visa / Mastercard or even Rupay.

        Reply
        1. cody

          this is plain stupid. diners is accepted everywhere where rupay is accepted

          Reply
    2. Aashish

      Any tips on doing that? I don’t see Infinia in my netbanking section and RM is useless.

      Reply
  16. Rohit roy

    Smartbuy Site is showing error as on 05/02 morning πŸ™‚
    Did you guys get E voucher of Rs 1500 for offer in December . I am suppose to get 3 vouchers but no trace of it . Whom should i contact on this ?

    Reply
    1. deva

      i have emailed hdfc bank and they requested me to wait till 10th february to get the vouchers

      Reply
      1. Rohit

        @ab
        Is there any restrictions for using voucher ? Customer support asked to send the order details to further investigate which is real hell. hope they send it at the earliest.

        Reply
  17. DIVESH MEHTA

    Can someone help me where are the amazon & flipart vouchers available?
    I looked up the Instant Vouchers on the smartbuy landing page and couldn’t find these vouchers.
    Couldn’t find the swiggy voucher too.

    Reply
  18. Vishal

    Do we get 10x rewards point -if we buy Az and FK gift vouchers from gyftr of 5k each on DCB ? Its showing as avaiable now.

    Reply
  19. Abhi

    Q. Why does HDFC extend 10X month-on-month and not make it an year-long offer in one go?
    A. Because 9X is fulfilled 90 days after the offer end date for many of the categories/partners. So they need to keep an end date to the 10X offer, and again run a fresh identical offer the next month and so on. In past the offer used to run atleast quarter-long and some people had trouble in getting their 9X in reasonable time, esp if they had shopped early in a given quarter.
    So no need to be jittery or anxious if the offer will continue next month, 10X is here to stay.

    Reply
    1. Abhi

      Who said so ?
      So you mean when it used to be per quarter offer, people were getting points after 6 months ? (90day for a quarter and 90 days post offer) Moreover, it is not a religious manuscript saying ‘Thou shalt get the point only after the expiry of the offer’

      Reply
  20. Sahil

    Do lifetime free diners black card holders not get the welcome gifts (the annual memberships)?

    Reply
    1. Abhi

      They also get those complimentary memberships, if :
      1. They got their new DCB card after 1st Nov; or
      2. They meet the 2.5lac spend criteria (in Aug-Oct or Nov-Jan) following which they should upgrade to new card (which also comes LTF);
      and make atleast one spend within first 90 days.
      OR 3. If they hit their 8lac annual spend criteria on their existing card (but will have to wait until card anniversary).
      Note: If you have met the 2.5lac spend criteria in Nov-Jan period, you’ll get option to upgrade to new card during 01-30 April.

      Reply
    2. Santosh Kumar

      No welcome gift, only if you spend 8L, you will get memberships for the next year.

      Reply
      1. Sanchit

        This is not correct. I received all the welcome gifts with my LTF DCB card.

        Reply
      2. BGV

        LTF cards also get welcome gift. My husband got them through the university program that was being offered in Nov, Dec 2019.

        Reply
      1. Abhi

        CC has confirmed this. Everyone is eligible for new DCB and also the complimentary memberships if they meet even the 2.5L spend criteria. Only condition is new card will continue to be under current pricing. So if current one is LTF, new also will be LTF, while the complimentary memberships are offered to everyone who do a transaction within 90 days of getting the new card, regardless of card pricing. Also nowhere does Diners site state that if new DCB is LTF, you wont get memberships until they spend min 8L. See below:

        Upgrade offer for existing card numbers starting with 3608 (Issued before 1st Nov 2019):
        Customers, who have achieved spend milestone of Rs 2.50 Lakhs in the period Nov 2019 to Jan 2020, your card will be eligible for new Diners Club Black upgrade between 1st to 30th April 2020 (under current pricing of your card)
        Note:1. Post upgrade, the new card pricing will be changed as per your existing card pricing by 30th May 2020.
        2. For those who have achieved the spend milestone of Rs. 2.50 Lakhs in the period Aug to Oct 2019, upgrade window will be closed on 15th Feb 2020.

        Reply
        1. Rohit

          @Abhii
          In the month of October 19 i signed a form stating that 1st year would be free and renewal fee would be 5k . Will my card continue to be 5k or increased to 10k. Another worst part is all my life all the cards were LTF but hdfc said they stopped giving LTF cards and still I see bank giving LTF cards. If they keep differentiating customers then trusting bank would become difficult.

          Reply
        2. Mohammed

          @Abhi i will soon get my diners privilege card and would like to update to black soon. where can i see the current offer of spending 2.5l in current quater? Is it available?

          Reply
    1. MT

      Smartbuy (except amazon) is 2-3 business day after settlement (usually T+2) , if under bonus schemes , you have to wait till end of fulfillment period mentioned in T&C , amazon 90days from transaction month end , restaurant 2x , airvistara 2x are 2-3 business days for settlement once again , and points become usable only after statement generation

      Reply
      1. Rohit roy

        @MT
        whether all restaurant spend in India and abroad gets 2x or specific ?

        Reply
          1. Rohit

            @MT
            can you please elaborate what is Non chain/Non hotel. Any partners list for DCB and how much points it would receive?

  21. Prasanna sakthi

    I dont get the email at all. i have subscribed to your list multiple times. Please add me to the notifications list

    Reply
    1. Gopal Gidwani

      Same is the case with me also. I have subscribed multiple times to the mailing list over the last few months. But so far have not got even a single email from Siddharth. Please do something about this and add me to your mailing list. It will be a privilege for me to be a part of your mailing list because you have taught me so much about credit cards πŸ™‚

      Reply
  22. Yogesh

    Hi Guys.. Usually in hoe many days do one gets the 10x points from the transaction made on Amazon via Smartbuy?

    It’s been 80 days since the transaction, yet to receive the points on my DCB.

    Reply
    1. Mouli

      Yogesh,
      It will take 90 days after,sometimes beyond that also.Once it crossed 90 days check with customer care

      Reply
    2. Nimesh

      For Amazon, the points are credit in 90 days from the end of the end of the month in which the transaction was made. For example, if you make transaction on 5th Feb 2020, you should expect points in last week of May / first week of June

      Reply
  23. Surya

    I am not able to claim vouchers for monthly milestone benefits (BMS, Tata Cliq & Ola). If try to redeem it shows as CLAIMED. Is everyone able to claim these vouchers every month?

    Reply
    1. PM

      Same happened with me. I talked to the customer service and was told that it was a technical issue.
      Now it seems to have been resolved and just few minutes ago (7th Feb late morning) claimed the vouchers.

      Reply
    2. Yogesh

      It has worked fine for me in last 2 months .. yet to get it for this month.

      Reply
    3. Ajinkya

      Try after 13th of the month. That is how I got it working last month.
      Their milestone system seems full of bugs. What is worse is the helpline folks are not willing to admit the issue and not helpful at all.

      Reply
    4. Shivam

      Facing the same issue. Spoke to customer care who informed that they are aware of this issue and it pertains to website. It will be fixed in few days.

      Reply
  24. zubin

    Is the 10x rewards on Diners Club cards also valid on flights booked through the Smartbuy portal?

    Reply
  25. KT

    Can someone confirm approximate timeframe for credit of 9X reward points towards flight booking on smartbuy portal?

    Reply
      1. KT

        Thanks a ton.. yes indeed received points for a recent flight booking made on smartbuy as per T+3 days..

        Reply
    1. Rajiv Krishna Omar

      you get 1x points on transaction_date+2 and 9x points on transaction_date+3. Points get posted ~1:30AM

      Reply
    1. George Mathews

      MakeMyTrip vouchers earlier had a 5% discount. Even that seems to have gone.

      Reply
      1. Dr. Mohit

        MMT doesnt let you use there other codes of 20-30% off which they already have on there packages so there voucher are good for flight only.

        Reply
  26. Mayank Garg

    Hello sid,

    A quick update. HDFC has again removed the Flipkart and Amazon Vouchers. They are not available now.

    Reply
  27. Akshay

    I have been trying to get Amazon or Flipkart vouchers for the past 1 week now, but not able to spot them. Do they have a limit/quota on number of vouchers.

    Reply
  28. Ayush Agrawal

    A strange glitch on Amazon orders placed through SmartBuy:
    I placed a couple of orders on Amazon through Smartbuy 2 days ago, and Amazon sent me an email today saying “thanks for placing order through SBI YONO”. I wonder if anyone else has faced this issue as well.

    Reply
  29. Niraj

    Hey guys
    Does know one know how many days does Diners Black takes to settle Myntra reward points?

    Reply
    1. MUKUL BHANAWAT

      Myntra should be same as any other Partner brand, which means 2nd of Every month for previous month.

      Reply
  30. Raj

    Did the mistake of buying Swiggy vouchers worth 1000β‚Ή (2×500β‚Ή) from Smartbuy. πŸ˜’
    I thought like Amazon gift card it would add the amount to Swiggy credit/wallet and I could use whenever required. Instead, each voucher can be applied one time only and if the order amount is lesser than the voucher value, the balance will lapse. So if order value is 300 and I apply voucher worth 500, the balance 200 lapses. Also, voucher amount will not be adjusted towards the tax amount and it has to be paid. Secondly, as this voucher is used in place of a coupon code, you lose the discount from a coupon code that you would have applied if ordered normally with a card.

    What a waste!!

    Lesson learnt, always read T&C very carefully. 😣

    Reply
  31. Rohit roy

    Can anyone tell me how I can use points to book a flight for DCB. My previous card had option to enter card number and directly use points instead of paying. For DCB I can see option only to enter voucher number. So how do i generate that ? Thanks in advance.

    Reply
    1. Lakshmi

      During payment it will ask to generate voucher for the points u want to redeem and same can use during booking.

      If am not wrong,Once voucher got generated it is valid for 28days.

      Reply
  32. Gopal Gidwani

    Hello Friends,
    I work as a freelancer and so I rarely travel. I have accumulated a few thousand points on my Diners Black credit card. So, I wanted to ask if I can book a ticket for someone else on the SmartBuy platform using my Diners Black reward points? Also, please clarify if it is compulsory for me to travel with that person?

    Reply
    1. Raghu

      Hey Gopal, you can book for anyone and its not necessary for you to be along with them. I have done it twice on Smartbuy and faced no issues.

      Reply
    2. Murad

      Yes, you can purchase flight ticket for someone else and its not compulsory for you to travel.

      Reply
    3. Pavan G

      You can book it for someone else even if you are not travelling ..I had done it for domestic flights as booking partner shows as Cleartrip or Yatra …but some airlines ask for credit card authorisation letter from card holder ..personally airlines never asked for such letter

      Reply
    4. Rohit

      @Gopal Gidwani
      Worst case when country wants to deport someone and you use some other credit card airport authorities would ask for authentication which is very rare scenario other than that no issues for advance booking which I did for my family international trip had no issues. Within India nothing to worry coz no body cares how you are booking.

      Reply
  33. sam

    flight fares on smartbuy portal are quite high and inflated, compared to other portals..better to redeem reward points/buy tickets from another portal..

    Reply
    1. Raghu

      This cuts both ways.. I found it way better on smartbuy in recent times for example, Chennai to Delhi, Hyderabad to Dallas, etc.. If you include convenience fees and all, Smartbuy turns out better..

      Reply
  34. Varun

    Can someone confirm?
    Earlier there was a Rs 200 coupon for Flight booking thru smartbuy portal. presently, i am unable to see that.
    Is it removed by HDFC? There is no such information reg same anywhere.

    Reply
    1. Deva

      Yes..with effect from feb,no more FLYHDFC coupon which provided 200 instant discount..Also no mor redbus 25% discount offer

      Reply
    2. Rohit

      @varun
      Previously there was no convenience fee too now they are charging rs 236 and yes 200 is gone. Might be they are displaying reduced fee. You can compare with make my trip.

      Reply
      1. Pranab

        Convenience fee of β‚Ή236 was always there, at least for the last 7 months (since I started booking Flights through smartbuy).

        Reply
        1. Abhi

          Thats the interesting part. It was on-off. Some people were charged some were not. Also, during this time, I had paid on most transcription (3-4) and was not charge on 1-2 occasions.

          Reply
  35. amit kumar

    Does anyone has experience of purchasing iphone on Amazon orFlipkart and getting the 10X rewards? How was it? Please share your thoughts.

    Reply
    1. Murad

      Yes, I am currently having with iPhone 11 Pro No Cost EMI purchased in November on Flipkart through SmartBuy. HDFC is saying that the purchase not done through SmartBuy.

      At the same I have purchased another iPhone 11 on NO Cost EMI in Jan on Flipkart through SmartBuy which I did receive the 10X reward points when the installment amount was deducted.

      Since i had photo/pics of the purchase confirmation page which shows both SmartBuy and Flipkart logo on it as well as SmartBuy Flipkart Offer website url, I have forwarded photo/pic of purchase confirmation page of both iPhone 11 as well as iPhone 11 Pro to Senior Management and Principle Nodal Office and requested them to provide clarification. Now waiting for the response. Forget about 9X reward, i haven’t received the normal 1X reward for the purchase of iPhone 11 Pro.

      Reply
      1. Rohit roy

        @Murad
        I was told by DCB concierge that Flipkart NO cost EMI would not fetch any reward points. To get points you will have to use paid EMi which i did and had no issues with points credited in T+3 days.

        Reply
        1. Murad

          No Cost EMI on Flipkart are eligible for 10X reward points. I got reward points for No Cost EMI on iPhone 11 transaction but still waiting for the resolution on reward points for iPhone 11 Pro.

          Reply
      2. vaibhav taranekar

        are you sure that you got reward points for no cost emi? in the same month or next? i just bought iphone 11 on no cost emi from flipkart but did not receive any points in my statement right now.

        Reply
        1. vaibhav taranekar

          UPDATE: I did receive additional points after 2 days of statement generation.

          Reply
        2. Murad

          Yes, No Cost Emi on Flipkart is eligible for reward points and its in the T&C on Smartbuy. Reward points will be posted when the installment amount is deducted. If you have the photo of purchase confirmation page showing smatbuy and flipkart logo, then raise complaint.

          Reply
  36. Pravesh Gupta

    I made quite a few transaction on Smartbuy in the month of December (Smartbuy Vouchers & AMazon /Flipkart Both), But I have not received any Additional 10 percent SmartBuy Voucher. Has anyone faced this also?

    Reply
    1. Mayank

      Yep. I haven’t received 9X points as well as smartbuy voucher till now. Maybe this time they will take 90 days to credit the same.

      Reply
    2. Anuj M

      You don’t receive Vouchers, you get points which can be redeemed later. In any case Smartbuy – Amazon purchases points will take +90 days.

      Reply
    3. Rohit roy

      @Pravesh Gupta
      I am suppose to get 3 vouchers and didnt receive even one. Sent mail to customer care and they have asked for details like order no , merchant name etc. Now its been 14 days and i got a mail that it is under investigation.
      Biggest problem with HDFC is it would take months to get resolved by then even march 31st expiry day would come.

      Reply
      1. Ankit Saraf

        Do you have the email for the offer? I also was supposed to receive the smartbuy vouchers but dint receive. I dont remember the offer and the voucher amount.

        Reply
        1. Rohit

          @Lakshmi
          I did an amazon purchase on Nov 29 so would wait until feb 29 and see whether points would be credited . I didnt receive points yet for 3rd EMI through flipkart . I generally get within 2 days of emi bill date. Not sure whether there is any restrictions for EMI since the product cost is 66k.

          Reply
  37. KARTIKAY GAUR

    Hi all,
    Are 10x points given on diners for Ola outstation as well? Could someone share their experience?
    Also, how many days does it take for the points to reflect?
    Thanks.

    Reply
    1. Rochan

      Yes. It applies to Outstation too.

      But unfortunately, Ola is having a lot of problems with Diners Network.

      I suddenly got a message a couple of hours into my trip that Ola is unable to accept Diners Cards due to a technical error. It was not resolved until about 5 days later IIRC.

      So I had to pay with some other card.

      Be wary of that.

      Reply
  38. Yogesh

    Has anyone received monthly milestone benefits for Jan? I am yet to receive one …

    Reply
    1. Ankit Saraf

      you can directly login to poshvine website and check. Use last month’s link or from diners website.

      Reply
  39. Surya

    They have removed Rs.200 Instant discount on flight bookings on Smartbuy and Rs.238 gets added as convenience fee. Day by day Smartbuy is losing shine, once they remove 10x many will close the card I believe.

    Reply
    1. Mohit Arora

      Same day when smartbuy 10x stop, HDFC cc department will also stop. They can go from 10x to 5x easily anytime but cant stop the whole programme as that’s there only USP.

      Reply
  40. Eshwar

    Is the 10X points applicable on all the partners listed on the instant voucher?

    Reply
    1. Anonymous

      10X is on all sites you land via SmartBuy sites including a few on that page itself as per the tnc

      Reply
  41. Pranab

    Can anyone please confirm the bonus 9X points credit timeline in Compare & Shop (Tata Cliq)? I know about others (Flipkart, Amazon and GVs).

    Reply
  42. Gaurav

    I am a new cardholder. Got my DCB in November and I have been spending mainly on Swiggy, Uber premium,ola, amazon smart buy. Recently i checked my february statement and got to know that i havent got my 9x reward points from November and December.
    Any idea about how and when these 9x required points are credited and whom we can chase for this ?

    Reply
  43. Dhruv Soni

    Hi everyone

    Is anyone aware of any way through which we can check the statement of our reward points?

    Sometimes gets a bit tough to reconcile if all points are credit in the reward points statement or not

    Reply
  44. Abhishek N Joshi

    Finally, after lot of efforts i got upgraded from Diners Premium to Diners Black yesterday with 50% conversion on RPs. Hence, I wanted to celebrate with you all & Siddharth. Information from all of you has helped a lot.
    I had 3 queries in mind which users like you can only answer, because the HDFC helpline number is pathetic and not knowledgeable at all. They don’t know even their terms & conditions on cards. :-). You all know better actually..ha ha ha
    1. I have seen people talking about 10X RPs for each transaction. The statement does not show transaction wise RPs. How do you get this information for your individual transactions?
    2. The transactions done on primary + Add on card : Both are considered for 5 lacs (Annual fee waiver) & 8 lacs (Coupons) OR Only Primary card is considered?
    3. Complimentary lounge access is available to Primary + add on card holders together at same time OR only to one of them?

    Reply
    1. Sam

      1. 10x – not sure how to monitor.
      2. Both are considered together.
      3. Both can access the lounge together, though sometimes there can be confusion (happened to me) because the card number is the same. So in that instance, they said I could be charged because I’m swiping the same card twice, but I said go ahead, and I wasn’t charged. This happened only once.

      Reply
    2. Tejas Ghongadi

      1. Manual Tracking is the only way or else at the mercy of Customer Care executive willing to explain you which transactions have been posted and which haven’t
      2. Both are counted under Annual Spends.
      3. Both together can access the same lounge at the same time using their individual cards.

      Reply
    3. abhijeet

      1. Many people dont take the pains of tracking it. For initial period you will have to take a screenshot of the transaction confirmation page proving that you have used the right channel with your DCB. Once you do it right then you need to create a XLS where you track the points ( which you are supposed to get ) for each transaction. Once you see you have not got the points , you need to call the Customer care and they will help you to get them. Once you are comfortable doing this, you will not have issues in tracking and getting the points. After certain months, when you have enough confidence on the card, you will only track it through the statement.
      2. Transactions done on all cards combined are considered for fees waiver and the other benefits.
      3. Both. Even if they enter the same lounge

      Reply
  45. Gaurav

    I have started using DCB from November 2019. My usage mainly revolves around swiggy, Ola, Uber premium, amazon smart buy. However, if I see my total rewards points accumulated till date, its very less. Naturally, I haven’t received the 10x rewards points from any of these partners.
    So I wanted to know, how long does it take to get these points credited. I have heard that amazon normally takes 90+ days but what about the rest ?

    Reply
  46. mahesh

    How to check and confirm if 10x reward points for a particular transaction has been credited to my account?

    Reply
    1. Shivi

      Manually only ~ by keeping a track of the transaction bonus points and following it up with customer care if it’s not credited at the end of the bonus credit period ad per tnc

      Reply
    2. Ramesh Kumar

      Check the reward points being credited after 3 days from date of transaction. Usually 1x will be posted 2 days from the date of transaction and 9x will be posted 3 days from the date of transaction. This applies only for Smartbuy transactions except amazon (which takes 90 days) and for 10x partners posting check 9x posting on 2nd date of each month, where they’ll post 9x of previous month (for transaction done till 28th or 29th). For transactions done on 29th, 30th and 31st, you need to wait for 90 days or raise complaint after 2nd of each month.

      Reply
    3. Chintan

      Call customer care, but if you don’t have Black or Infinia then customer care is even of no help either.

      Reply
  47. vinoth kumar

    I own a diner club miles credit card for past 6 months. I don’t travel a lot. I redem my reward points for cash redemption and products. Which is the best card suited for me in hdfc. I use mostly for purchase in online and offline. Suggestions please.

    Reply
    1. Siddharth Post author

      Only for cash redemption. Perhaps, its right time to start burning the points as travel vouchers. Its never good to keep accumulating rewards points.

      Reply
      1. Mohan

        HDFC never intimate customers, they devalue in a similar way for Regalia in the past. This shows the sign of devaluing of Infinia points soon or limit like 70% usage like in Regalia !!!!

        Reply
      2. Shivi

        Looks like the next round of devaluation of credit card reward points is around the corner!

        Reply
  48. Manan Bajoria

    Did anyone get 10x points under Uber Premier offer ? I didn’t get for September & October.
    HDFC Customer Care even for Diners Black has become quite useless, been following since quite sometime but no resolution.

    Reply
  49. Rohit

    Redeeming the points to cash is never a good option. There are many cards in the market for various purposes. If you don’t travel a lot then infinia and dcb is not at all a good option.
    By the way never give a half baked info. Which card is devalued to 0.30 ? I remember few years back when I was using all miles card and points got devalued after escalating they immediately upgraded my card to next variant because bank knows what they are doing is a sort of fraud but in the end I lost points after devalue.

    Reply
    1. Rakesh

      I highly doubt how HDFC differentiates b.w Premier and other rides ! So never used and expected from this promo !

      Reply
    2. MT

      Wouldn’t it be better to just buy uber gift cards on smartbuy and earn 10x and potentially earn 10x on all uber types ? And wont have to worry about the 150 rs rounding also

      Reply
      1. KT

        Found the offer under smartbuy –> deals–> travel deals.

        However on second thought, looks like a quicker way to amass the 10x points would be the voucher route since the points via this route will be credited post 90 days.

        Reply
  50. Sahil

    Sid, what is the best multi-purpose card for the highest cash reward rate in your opinion? And does Yes exclusive card have cash redemption/statement credit option?

    Reply
    1. Ramesh Kumar

      For statement credit, you can consider Indusind Iconia Amex which gives 2% weekends and 1.5% on weekdays. Almost same or better is IndusInd legend card,

      Reply
  51. Pranab

    What is the bonus 9X points credit timeline in Compare & Shop (Tata Cliq)? I know about others (Flipkart, Amazon and GVs).

    Reply
  52. Pranab

    Booked an international flight on 25th Dec (Rs. 13491 paid through points). Airlines (GoAir) cancelled that booking. Received mail communication from GoAir about the refund (Rs. 13192) on 20th Feb. By when I can expect the point refund in my account (also how much)?

    Reply
    1. Prashant Gupta

      Anywhere between 2 weeks to 2 months. Just start following up after 2 weeks.

      Reply
    2. SumS

      Just Call Yatra or Cleartrip through which site ticket booked. They will return to credit card and not smartbuy.

      I had similar situation with Air asia flight canceled and the money was lying with yatra for almost a month.

      Reply
    3. Gautam Garg

      I am experiencing the same. Had called a flight on 26th Jan ( RS 109242). Yet to receive any refund. Have escalated by writing multiple mails and calls but the customer service is pathetic. I am not sure what to do next. If active can assist, it’ll be great.

      Reply
      1. Lakshmi

        Any luck, my flight got cancelled today and I had used around 25k points to book this ticket.

        Please let me know the process,i had updated the cleartrip to initiate the refund.

        Reply
  53. Chintan

    Even after cutting down partners the diners website says diners 10x rewards just got bigger. πŸ˜›

    Reply
  54. Pranab

    MMT generic vouchers now again providing 5% discount. β‚Ή2K denomination withdrawn, only 1K and 5K available.
    Can anyone provide any trick to use more than β‚Ή15K voucher (MMT supports upto maximum 3 GV)?
    Few days back, tried to do by splitting β‚Ή23K payment to 13K and 10K. But unsuccessful as it was considering the second payment (10K) as single transaction.

    Reply
  55. AMIT

    I am unaware of this offers…
    just visited the smartbuy site and this linkhttps://www.gyftr.com/hdfcsmartbuy/
    but cant see any Amazon voucher ….
    i can see swiggy, flipkart, ola, uber and many more brands but cant see Amazon.. and even on search Amazon no result…

    Reply
    1. Prashant Gupta

      Missed earlier but bought this time. Wanted to check is it Rs5k per account or card per month.

      Reply
      1. A2Z

        So what’s your finding?
        Is there a limit?
        Seems HDFC has some malpractices hence uploading stock of Amazon gift vouchers suddenly and then again remove within hours

        Reply
    1. Rohit roy

      @Sachin
      I shop almost daily with Big bazaar or More. I didnt see any amazon voucher displayed πŸ™‚ πŸ™‚
      if so what time …Midnight ??

      Reply
  56. Rahul

    Where are amazon vouchers? Do they appear under a different name on gyftr smartbuy page then the usual “Amazon / Flipkart”??

    Reply
    1. Sunil

      Just Search “Amazon” in the search field at the below website
      gyftr.com/hdfcsmartbuy/
      You will get the amazon pay…

      Reply
  57. Anoop E S

    anyone facing issue while purchasing vouchers? I’m trying for the last two days (25th & 26th of Feb). After adding the vouchers to the cart, while clicking on “Buy now” button, it is not proceeding further.

    Reply
    1. Anshul

      Yes, I am also facing this problem.. it works sometime, sometime it doesn’t. Plus there is no cart shown anywhere, don’t know to which cart it is added. Very poor experience.

      Waiting for 10X to get over and then to cut this card into 4 and throw it in the trash bin!

      Reply
    1. Rohit

      Yes i confirmed its per card per account both conditions attached 😐

      Reply
  58. Rohit

    @Anoop E S
    I had the similar issue with mobile internet. Just try with wifi you won’t have problem. Also I have noticed that with jio it keep saying as processing and later I would have to switch to Vodafone to get voucher. Just log out and login you would get it.

    Reply
    1. Anoop E S

      got it resolved. made purchases in two parts and it somehow got resolved.

      Reply
  59. Ankur

    Hi,

    I received an email from HDFC saying that if I spend Rs1,32,000 before 29th Feb then I will get Amazon/BMS voucher. No more detail mentioned. Please let me know if anyone else received this email and if there’s more info available on this?

    Reply
    1. Praveen Perumalla

      I received with a different spend milestone. Called CC and they confirmed the offer. It is only for select customers

      Reply
  60. Pinkstar

    Haven’t received points for voucher purchase. Anyone having the same issue ?

    Reply
    1. Rohit

      @Pinkstar
      I only received 1x for More and amazon voucher did not receive 9x yet. Feb month has been a mess. First didnt receive E-voucher then Flipkart 10x finally now this instant voucher.
      Now finally what all were asking for 10x is gone πŸ™‚ which is not reflecting in smartbuy. Did any one check with customer care.

      Reply
  61. Rohit

    Big surprise Amazon voucher was available almost whole day. Now My question is how does it limit to 5k. I was also able to select 3×5000 but I just purchased one 5k leaving rest to others 😁 some sort of a glitch.
    Will we not get 10x if we choose more than 5k?
    I have read people bought for 10k during Feb 5. If you can let us know whether you got 10x for greater than 5k purchase.

    Reply
    1. Pranav Sharma

      Bro with me didn’t got it was a glitch not now but beware πŸ˜”

      Reply
    2. Ashish Nikhare

      Its clearly mentioned in the landing page of HDFC Gyftr Amazon voucher –
      “Amazon voucher provides a shopping experience that is seamless. And the best part of purchasing Amazon gift cards is that with current discounts and provides they can be clubbed. Now clients can shop across 10cr+ goods on Amazon using their Amazon pay balance.

      You can buy a maximum of INR 5000 worth of Gift Vouchers in a calender month’s time.”

      Reply
    3. Rohit

      you will be able to select but when doing checkout it will show you an error

      Reply
    4. Deepa

      If it was on GyFTr HDFC vouchers shall remain available. But on smartbuy hdfc vouchers are gone

      Reply
  62. Bhavya

    How many days does it take for 9x points to be credited for Amazon voucher purchased on smartbuy using regalia ?

    Reply
    1. Gaurav

      Can’t see Uber and Big Basket vouchers. I used these the most.

      Reply
  63. rahul khandelwal

    Anyone facing the problem of instant voucher points not reflecting after T + 3 days? Also if anyone has noticed, that now the payment page is Payu powered and not the HDFC one that was there earlier, and the transaction name thats there in the un billed section of the card is showing “www gyftr com” instead of Smartbuy vouchers which was earlier.

    Reply
    1. Nimish Malpani

      Exactly! I have noticed the same in my statement, which has left me wondering if I will get 10x for such purchases.
      Also I don’t feel like calling up customer care just for this given the extraordinary circumstances we have before us.

      Reply
  64. Sanchit

    It is ‘the night’ again. Let’s hope and pray that 10X and smartbuy offer continues for another month! πŸ˜›

    Reply
  65. Mani

    The party is over. HDFC discontinued Smartbuy program for Diners Cards! πŸ™
    I was waiting to buy something, but the date was not updated. Called customer care and they confirmed the same!
    It was so good while it lasted!

    Reply
    1. Sanchit

      The date has been extended which again proves that customer care is full of jokers! Unlike other months, they took approximately 12 hours to update the same.

      Reply
    2. KT

      Not sure why the customer care representative told you that it is discontinued… Can still see that Smartbuy 10X offer is valid as earlier until 31st march 2020.

      Yes i do see that the 10 X direct partner offer has not been extended yet for DCB.. lets hope that gets extended too..

      Reply
  66. Atul vora

    Looks like HDFC smartbuy is discontinued effecting Mar 1, 2020.

    Reply
  67. Pranab

    Big breaking: The 10X offer isn’t extended for March unlike so many preceding months.

    Reply
    1. Naresh kumar

      Check the smartbuy website, it says it is until march end for diners cards as well.
      So stop spreading lies and understand the big picture.

      ***

      Reply
  68. Tarun

    Is anyone else facing a lot of outlets who stopped accepting Diners ? I live in Bangalore and a number of outlets who used to accept Diners are now refusing quoting higher charges.

    This has happened in multiple supermarkets, apparel stores(Levis etc) and restaurants as well. This takes away from their weekend dining 2x offer as well. If this continues, it will get difficult to use Diners at offline stores

    Reply
  69. Sahil

    Haven’t received 9X for Amazon instant vouchers purchased through smartbuy on 25th Feb. The merchant name on statement shows as GYFTR, earlier it used to show as SMARTBUY Vouchers.

    Reply
  70. Rohit

    Even though dcb site is not updated yet smart buy site says 10x extended till March 31st. Did anyone check with customer care why is that 9x points is not crediting for instant vouchers ?
    Is monthly milestone is based on statement date or month end . I did not receive mail for crossing 80k even though it crossed in a month as well as statement date.

    Reply
  71. Shaurya

    HDFC smartbuy extended till 31 March. Go to offers.smartbuy.hdfcbank website and click on the 2nd banner. Shows validity extended till end of March.

    Reply
  72. Sahil

    Apparently, the 9X points for instant vouchers will now be credited after 90 days instead of 3 days. They have changed the payment portal and the transaction merchant shows “GYFTR” instead of “SMARTBUY VOUCHERS”

    Reply
      1. Gautam Garg

        I have double checked with customer care. From 25th February, the 10x points will be posted after 90 days just like Amazon.

        Reply
        1. Aman

          The customer care guy was saying me that u will get points after 5 working days i.e on 3rd or 4th march for transaction of 25 feb

          Reply
  73. Abhi

    Guys, you should be used to it by now. These days 10x is always extended month by month and takes them 2-3 days to update on smartbuy and sometimes even longer to update on diners site after the month has ended. On rare occasions they have done extensions on last day of the month. This time they have been prompt enough by their standards to reflect it on smartbuy site on the 1st itself despite Sunday holiday. So next time pls hold your anxiety for few days.
    Also monthly milestone (80K) has a 30 day SLA from end of calendar month, although they usually provide the vouchers earlier.

    Reply
  74. Pranab

    @Naresh kumar,
    It’s NOT a lie. I was continuously watching for the offer extention, but it WAS not there. I even contacted Customer service and she informed ‘It’s NOT extended YET’. Only around 11 am, I found the offer extention which was showing ‘This deal is expired’ till then.
    Hope going forward you’ll like to get both sides of the coin before attacking.

    Reply
    1. Naresh kumar

      I wasn’t attacking anybody.
      It’s just that people start commenting before doing proper investigation. You posted the comment on March 1st which is a sunday and there can be delay in updating the website from hdfc becauae of that. But smartbuy website was updated. This is not the first time it has happened where in uodate took some time.
      My whole point was stop posting comments before giving the bank to update. Because of your comments sometimes people panic, start calling customer care and irritate them and create a problem and make them take away offers like it happened for payzapp transactions on diners 10x partners.
      Give them time to do stuff, they are also human beings. Peace.

      Reply
  75. SJ

    Diners 10X rewards extended til 31.03, and PharmEasy added as a partner!

    Reply
      1. Anil

        Yeah, they removed it after adding it. It was there till late afternoon.

        Reply
  76. George Mathews

    diners 10x renewed: pharmeasy included
    smartbuy 10x extended till 31 march
    gift vouchers left

    phew..

    Reply
  77. George Mathews

    and.. gift vouchers are baaccckk.. including amazon..

    Reply
  78. Satyajit

    is anyone able to buy amazon vouchers for March ?
    Though vouchers are available now, it is not allowing me to .. A pop up saying monthly limit is 5k is coming up.

    Last time i purchased the voucher was on 3rd Feb. Any suggestions on how to fix this ?

    Reply
    1. MT

      Buy after 3rd march , its says once in 30 days limit , mine is also 3rd march

      Reply
  79. jitendra saraogi

    if anyone can confirm if i may get cashback for payzapp (debit card) as well as 10x reward points for 2 transactions in a month?

    Reply
  80. Amar

    Are you all getting the 9X points on T+3 for all instant vouchers? Or has something changed?

    Reply
    1. Gautam Garg

      No, from 25th February onwards, it will take 90 days for 10x points to get posted. (Source – Customer Care)

      Reply
      1. Amar

        Thanks. So is anything left now where we will get the 9X points within a few days? It is impossible to track the points now.

        Reply
  81. Ankit

    I can see Bigbasket and Amazon vouchers are back. Just stocked up, assuming these could be gone anytime soon.

    Reply
    1. Rohit

      Can you check if you received 10X and what name have the vouchers billed under?

      Reply
  82. Anoop E S

    I never got the opportunity to buy Amazon vouchers. The amazon voucher landing page is not showing any voucher!!!

    Reply
    1. Ankit

      Even my brother tried by night and they were gone, you just need to be lucky like I was yesterday.

      Reply
  83. Abhi

    So few 10X partners. Was expecting some additional ones in March. With annual fee matching Infinia, guess they should also match the smartbuy monthly cap of 25K with Infinia, so swapping smartbuy and partner brands cap to 25K and 15K resp would make more sense.
    10X reintroduced on Uber Premier btw.

    Reply
  84. Sam

    The 10x page on hdfcbankdinersclub.com has been removed. Where else is everyone seeing the new 10x partners, or the 10x smartbuy offer?

    Reply
  85. Rohit

    Bought amazon vouchers on 25-26 Feb but didn’t receive 10X. This could be because the purchase is showing up under “GYFTR GURGAON IN” and not “SMARTBUY VOUCHERS GURGAON IN” as was the case earlier.

    Anyone else experienced this?

    Reply
    1. Bhavya

      @Rohit
      9x points will be credited after 90 days for vouchers purchased on or after 25th February.
      Source-Customer care

      Reply
    2. Cards guy

      10x is not for amazon vouchers.
      Nowhere it is mentioned

      It is for bata, uber and those mentioned on the website.
      Check again.

      Reply
      1. Bhavya

        @card guys
        The 10x offer is a generalized offer for instant vouchers bought through smartbuy. It is not brand specific.

        Reply
      2. Rohit

        I have received 10X for Amazon vouchers. 10X is for every instant voucher purchased through smartbuy.

        Reply
        1. Ajay

          Hi Rohit,

          Did you get for recently purchased Amazon vouchers? If yes, then that means the 9x is coming in T+3 days Lile it used to.

          Reply
          1. Rohit

            No. This was for a txn done earlier in Feb.

  86. Raunak

    Amazon vouchers are back up – for those who missed out on it earlier.

    Reply
  87. Varun

    I purchase 5k amazon voucher on 3rd Feb morning. Now on 4th Mar evening I am trying to purchase still it is giving me 30 day warning and not allowing to purchase. Not sure how there calculation is working. Will try tomorrow if any are left.

    Reply
    1. Moulieswaran

      Varun,

      I am also getting the same error.May be February had 29 days so still 30 days time not over as per their calculation

      Reply
    2. MT

      try again , i was able to buy today , last purchase was 3 feb

      Reply
  88. BLACKI

    amazon vouchers are back but looks like they have a limit on the card now. I tried using 2 different accounts and was able to buy only 5000 for the month on a single card. it did not work on other account. any one tried to buy from different accounts using same card?

    Reply
    1. Varun

      I have 2 smart buy account and 2 cards (Infinia and Diners Black), purchase voucher worth 10 k (5k from each).

      Reply
      1. George Mathews

        Hi Varun,

        Can you help understand how you were able to get both SMARTBUY and diners cards?

        Thanks!

        Reply
    2. Rohit

      bro don’t do that , if your transation will be succeeded lets say sa its not hdfc link and they are gonna give points after 90 days so you won’t be getting points,my friend did the same he didnot got too

      Reply
    3. S&S

      I did. Used same Infinia card details.
      Bought Amazon 5K vouchers with my log in details on Feb 27th.
      Bought using my wife’s account details on
      March 5th.
      Funny that Amazon voucher limit is monthly but I couldn’t buy with my log in on March 5th.

      Strange are the ways of hdfc.

      S&S

      Reply
  89. Deepak

    Hi all,

    I need help in purchasing a 30K item from Flipkart using the HDFC Club Miles card. The 10x limit on this card is INR 20000 (5k points per month). I want to understand if I choose EMI option on FK page would I get reward points for each EMI or only the max 5k points. Or do I need to let the complete transaction through in Flipkart or choose the EMI option in HDFC website.

    Thanks for the help,
    Deepak

    Reply
    1. Pranab

      1 answer for your 2 questions….
      Purchase in EMI on FLIPKART payment page. You’ll get what you want.

      Reply
      1. Rohit

        @pranab
        I did a flipkart transaction for 65k for 3 emi. I received 10x for only 2 emis. I raised a complaint and its been almost 25 days and still they are saying that it’s under investigation.
        Not sure from now on even flipkart it would take 90days to get 10x points.

        Reply
  90. Rohit

    Did anyone try to get amazon voucher using add on card?
    Also the 10x points would be credited to whose account for add on .
    I was able to get voucher on Feb 27. Does it mean I will have to wait till march 27th that’s BS when it says calender month then why 30 days restriction.

    Reply
  91. Sam

    Amazon gift vouchers are available as of 6:00 PM – 6 March

    Reply
  92. Anshul

    One can buy multiple Amazon instant vouchers through different mobile number accounts on smartbuy. Will all be eligible for 10X? As usual, no clear tnc from HDFC.

    Reply
      1. Gautam Garg

        Did you ask customer care about this 5k monthly limit? If yes, is it pe calender month or statement month ?

        Reply
  93. Kashyap

    Be aware of normal HDFC slimy techniques.

    After several calls to their Infinia/DB line, and conflicting information, I was told, only spends that are settled within that month are counted for both Monthly mile stone and target spend based offers, NOT the actual transaction dates.

    Reply
    1. Rohit

      @Kashyap
      what do u mean actual transaction dates ? Did u mean billing date ? My billing date is 14th of month and 80k is from 1 to 30th of a month i guess. For last month milestone i got voucher just few days back. Can anyone confirm whether the validity of BMS and tatacliq is just 15 days or we are suppose to claim the coupon in 15 days time.

      Reply
    2. George Mathews

      Hi Kashyap,

      Trying to understand, for regular online transactions like

      1) buying gyftr instant vouchers
      2) purchasing on amazon/flipkart via smartbuy
      3) other online transactions

      How much difference can there be between transaction date and settlement date?

      Reply
  94. Rahul

    Earlier voucher would come as smartbuy vouchers on the bill and you would get 9x on t+3. Now I am seeing it as gyftr.com and 9x not getting credited on t+3.

    Others facing the same and got any answers from helpdesk?

    Reply
  95. Ajay

    No point buying Amazon vouchers now. T+3 day 9x points are not coming. And there is no guarantee they will come after 90 days. Everyone feels the second I guess and thats the reason vouchers are available on gyftr website with no takers. Earlier they use to go away in a flash.

    Reply
    1. Rohit

      @Ajay
      I got 9x in around 86 days for transaction done through amazon and also too many points keep accumulating if its t+3 for instant voucher so in a way 90 days is ok with instant voucher. By the way it is easy to track.

      Reply
        1. Rohit

          @Raghu
          Maintain an excel sheet. In net banking –>cards section–>Account information you can check current points. By noteing that you can know whether 1x and 9x is getting credited or not.

          Reply
    2. Chintan

      I checked with customer care, they said that they are informed about this change and the points will credited after 90 days.

      Reply
    3. George Mathews

      there is one way these amazon pay vouchers are useful and that is to pay utility bills and on websites like Urban Clap etc, where normally you wouldn’t be able to pay with 10x benefits. Same for flight and hotel bookings – but the 5000 cap is a bit stifling.

      Reply
      1. Shawn

        Hi George,
        Do you know if I would get 10X reward points if I use my Diners Black Card to pay my utility bills, reacharge etc. On the Amazon app via the Smartbuy Portal?

        Appreciate your inputs.

        Thanks,
        Shawn

        Reply
        1. George Mathews

          Hi Shawn,

          The 10X reward points trigger when you purchase the amazon pay vouchers on gyftr (via HDFC Smartbuy: earlier the 10x points credited in 3 days but now these points credit after 90 days).

          Once the voucher is converted to amazon pay money in your a/c – you are free to use the money in the amazon pay a/c to pay off utility bills, recharge, etc. There are a few offers on first-time payment of utility bills, recharge, etc so you can double-dip.

          You can also use the instant vouchers available for mobile recharge on the gyftr site. That will get you 10X RP as well.

          I hope this was helpful.

          Reply
  96. Praveen Perumalla

    I never missed a single 9X from smartbuy amazon so far. I do track but even without that I feel giving a ring to CC after 90 days should suffice for confirmation. I don’t think gyftr 9x credit would be any different from smartbuy amazon. T+3 is good but I wouldn’t complain for T+90 as long as it is working fine. 33% any day is better than 3.3%

    Reply
  97. George Mathews

    Hi Shawn,

    The 10X reward points trigger when you purchase the amazon pay vouchers on gyftr (via HDFC Smartbuy: earlier the 10x points credited in 3 days but now these points credit after 90 days).

    Once the voucher is converted to amazon pay money in your a/c – you are free to use the money in the amazon pay a/c to pay off utility bills, recharge, etc. There are a few offers on first-time payment of utility bills, recharge, etc so you can double-dip.

    You can also use the instant vouchers available for mobile recharge on the gyftr site. That will get you 10X RP as well.

    I hope this was helpful.

    Reply
  98. Santosh

    Amazon vouchers are back on gyftr, however limited to 5k worth vouchers per calendar month only.

    Reply
    1. SumS

      It is not calendar month, whereas it should have been like that. Instead it is 30 days gap from last Amazon voucher purchase.

      Reply
  99. Chintan

    This month i received amazon points for November month and December Month together as per my day calculation December points weren’t due till end of March, i guess HDFC is improving on this.

    Reply
  100. Arun

    Don’t we get 10x points for Instant voucher in T+4 days now?

    I bought 5K amazon vouchers in DCB and Regalia First.

    Regular points are credited in T+2 but the remaining 9x points are not credited yet.

    Anybody else facing this issue?

    Reply
  101. Mohit G.

    Still haven’t received 5000 + 9x reward points for $1000 forex card load transaction done on Dec 15th, though Amazon reward points for December have been credited. Is anyone facing a similar issue. Any idea if this will be credited when the statement is generated?
    Thanks.

    Reply
    1. Gautam Garg

      Hi Mohit,

      For transaction is December, you can expect the reward points 90 days post transaction month i.e. March end.

      Reply
    2. Naresh kumar

      Happened with me, registered a complaint and they credited it within a week

      Reply
  102. Karin

    Bigbasket vouchers gone. Just when you need these the most – pls update if anyone sees these back in stock

    Reply
  103. Abhishek Rukhaiyar

    Can somebody confirm whether the bill paid via Payzapp are entitled to 1x reward points. I activated Redgiraffe bill payment when it was getting 10x reward. Afterwards, also I’m paying my bill hoping it of my 36,000 rent. I may at least earn 3.3 % on my DCB. Something better than nothing.
    However, this month just thought whether it is giving reward points or not. Reason. Payzapp wallet loading do not attract rewards. So, would HDFC consider all transactions on Payzapp as wallet transaction or they can differentiate between the two.

    Reply
    1. Anant

      Hi Abhishek, you will get 1x points on the rent payments. I also do it through the same channel and have been getting the points for the last 10 months. Sometimes, there is a delay in the points credit, but eventually they do come.

      Reply
    2. Bhavin Shah

      Bill paid directly through payzapp is eligible…bill payment from wallet after adding money to wallet is not eligible

      Reply
    3. Pranab

      It’ll (I got 1X RP not only for RG but for other bill payments). Need to make sure you pay with card, not adding in wallet and then pay through wallet.
      But how did you used to get 10X earlier? Was RG a 10X partner for DCB?

      Reply
      1. karun.

        Earlier there was Payzapp partner for very short period of time .

        Reply
      2. Abhishek Rukhaiyar

        For a month Payzapp was added as 10x partner. There are many here who started paying rent via RG only after this offer came.

        Reply
      3. Abhi

        Once upon a time long long ago, in a galaxy far far away.. HDFC made Payzapp as 10x partner for a month. Very next month they realized their mistake πŸ˜€

        Reply
    4. Abhishek Rukhaiyar

      Thanks Everyone.

      I’m paying via credit card only.

      Reply
  104. Vaibhav

    Hi All, I am not able to buy any instant voucher,.
    Is any one else facing the same issue.
    After selecting the voucher and confirming the terms and conditions it’s not going on the payment page.

    Thanks,
    Vaibhav

    Reply

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