Amex Plat Offer: Get 100% Cashback upto Rs.27,500 on food, shopping & more

By | January 27, 2021
Amex plat cashback offer - Jan 2021

American Express is on full swing with jaw dropping offers this 2021. We recently saw a very good 2021 Republic day offer targeted for most cardholders including Plat Charge card holders.

Now Plat cardholders have one more wonderful 100% cashback offer that’s drool-worthy. Its simple & easy to avail as usual and here are all the details:

Offer Details

  • Offer: Get 100% Cashback on select spends
  • Max. Cashback: Rs.27,500
  • Eligible Spend Types: flipkart, Zomato, croma, bigbasket & ethos (Pls refer t&c for details)
  • Offer Valid for: Select Plat Charge Card holders
  • Offer Period: 27 Jan 2021 to 26 July 2021
  • How to opt-in for offer: Save offer to card on Amex Account
  • Fulfilment: 5 Days usually (but might take upto 90 days, rarely)

Having Zomato here is very nice to see, among others. I always wanted to have such offers with online food delivery partners and finally good to see one.

Maybe they could extend this for other premium cards as well, likely with low discount % and low caps on cashback, something like the very old 50% Discount on Zomato offer.

Btw, centurions are getting twice the cashback amount these days, meaning 55,000 INR cashback instead of 27,500 INR but not to forget the ~7L+ fee for holding that shiny black card.

Speaking about Centurion, they are many who are eligible for Black card but most don’t take it as not everyone travel extensively on revenue business class to get value out of it.

But these days even black card is very attractive for non-travellers, as long as one can afford it. Let’s take a second and thank Coronavirus for that 😀

Final Thoughts

This is perhaps the 4th 100% Cashback offer that Amex is running post Covid-19 breakout and the cashback amount of Rs.27,500 is definitely mind-blowing.

Basically Amex is creating a history with their 100% Cashback offers just like how HDFC Bank does it with the 10X rewards offer – both on their super premium credit cards.

It looks like Amex Plat Charge would continue to reward handsomely through 2021 and I’m very much happy to have got Plat charge during Covid-19 as it rewards non-travellers too extremely well these days.

That all said, I’m unsure if its targeted to few or sent to all Plat Charge cardholders. So far few readers have already confirmed this, so I guess its sent to all, maybe excluding the recently issued ones. Feel free to share your thoughts in the comments below

Author: Siddharth

I love credit cards, enjoy travelling for free using reward points & airmiles. Obsessed with business class cabins, airport lounges and luxury hotels.

82 thoughts on “Amex Plat Offer: Get 100% Cashback upto Rs.27,500 on food, shopping & more

  1. AmexPlat

    Hi Sid, I applied for the Plat Charge last week, still waiting for the card to get here. I doubt I’ll even be eligible for this offer. What do you think?

    Reply
    1. Siddharth Post author

      Usually it takes ~2 months for Amex to learn about the new card a/c and send targeted offers. But you may check once with support, You could be lucky.

      Reply
      1. Kashif

        Hi Sid,
        One basic question
        credit utilisation ratio is considered per card or by combining overall limit of all cards?

        Reply
    1. shailesh

      as Sid said no harm in checking with support might get lucky.
      but do check if your account is Subscibed for marketing mail. as last night i learned my account was not subscribed to those as well.

      Reply
  2. Naishal

    Amex is also giving offer on Trident/Oberoi above 15k for something 15%

    Reply
  3. Sachin

    Those who are willing to pay 7 lac plus as fees don’t care about the cheap offers. For them it’s a spam mail and dnt even think about it

    Reply
  4. Sachin Gupta

    I really regret for not taking the Amex Plat Charge Card last year during Covid.
    I seriously considered it but dropped the plan at last moment 🙁

    With all these offers coming for Plat Charge card I would have gotten at least 2 years worth of fees back.

    Reply
    1. MT

      Take it only if you able to travel and take benefits out of that , dont fall just for the cashback offers , if its just for cashback offers you want to take the Plat , you will regret taking it

      Reply
  5. Vishal Anam

    Member since Jan 2020. Offer not recd on the website.
    So its targeted for sure. My renewal is due next week and I plan to throw tantrums to pay up, lets see what do they counter offer!

    Reply
    1. MT

      20k taj vouchers(low spenders) or 1 L points +more benefits for high spenders , i tried the tantrum throwing , they were fine with shutting down the account , but they are assuring that you will get benefits upto 2 times the card fees for 2021 if you choose to spend on their offers which are going to be doled out throughout the year

      Reply
      1. Sunil Punia

        Hey MT, how do they decide if someone is a low spender or a high spender?

        Reply
        1. MT

          They can see how much you have spent on the card , they have median spend levels for the particular variant across cardholders, then they throw offers to you when asked for

          Reply
        1. MT

          i am a low spender , 20k taj voucher for me unfortunately , didn’t travel because of Pandemic

          Reply
      2. Raghav

        Hi, 1 lac points is your guess or any of your contacts got it?

        I have renewed last month, I spent almost 15 lacs in last year, but offered only taj vouchers.

        Reply
    2. MAA-traveler

      I never received any offers (rather most good offers) on my Amex Plat Travel card off late and my renewal came up last month. They didn’t budge; only the regular 10K MR points offset or spend Rs 4L in 90 days.

      However this should not deter you. You should throw tantrum, register your dissent and hope for a resolution. With the internet, most folks who are willing to spend time can find out the offers which are targeted to others.

      Reply
      1. Diptendu Bhowmick

        Last year in August when I renewed the card they offered me 100K points. Initially they started 50K and then 80K and after some escalations with an hour settled with 100K

        Reply
  6. Reuben

    I bought a 24K Gold coin from Malabar because there was a 96% buyback guarantee! Right now I had no plans of buying anything

    Reply
  7. akanyaani

    I have also got this card 3 months back but non of the 100% offer I have received on this card. Any reason?

    Reply
  8. Sahil

    On a annual fee of 70k, how much return do platinum charge card holders usually make?

    Reply
    1. Aman S

      I got 99k in first year in simple points and cashback. 50% redemption of 130,000 points, and 34k of cashback. There are other benefits which you may or may not find value.

      Reply
    2. Amex Guy

      3-5 lacs when actively traveling.
      1-1.5 lacs when traveling occasionally or actively domestic.
      50-60K with negligible travel.

      Not including these new cash back offers.

      Reply
  9. Ayan Majumder

    Sadly.. I did not receive it on my Plat Reserve card .. dont know why Plat Resv. card never gets any good offer..

    Reply
  10. Vipul Aggarwal

    Hey Sid, if I get addon card, do I also get the American express lounge access ?

    Reply
  11. Varun

    I got it and loving it…I have got more than the 60K I spent on the annual fee…52K worth Taj vouchers, about 35K worth cashbacks and now this cashback offer plus all the daaru enjoyed in lounges!! 🙂

    Reply
  12. AAJ

    Same as before, no offers 🙁
    Not even any spend based offers across PlatChrg, Travel and Rwds

    Reply
  13. KD

    I am due for my year 3 plat charge renewal. I spent close to 10L last year .

    Amex has absolutely no benefit for me to renew my card . All they can offer is to break up the 60k fee in 12 installments and thats it !

    They have said that they will get back to me incase something better comes up .

    Is that the usual with amex to not offer anything on renewals .

    Reply
    1. surya

      KD, they told me either split into instalments or pay full in one go and get 20k extra taj vouchers.. opted for the second.. of course, it’s been two months and i am yet to receive the extra 20k vouchers.. called them up and they said they are system triggered and that i will get them anytime before 90 days…

      Reply
    2. Ayush Agrawal

      For spends of 10 lakhs a year, you’re better off getting amex plat travel+ hdfc diners black. Diners black has an automatic fee waiver at 5 lakh spends, and plat travel has great bonus points at 4 lakh spends.
      Currently your credit card fees is ~7% of spends, which is way too high.

      Reply
      1. KD

        I only use my amex play charge for non rupee spends ONLY for (3x points) . I use infinia for domestic spends . Around 27-30L per year spend .

        Should i shift some of my domestic spend on plat charge ? Would that help?

        Reply
        1. Ayush Agrawal

          Even with 3x points, you earn 7.5 points per 100 rupees. Depending on the value you derive, these points can be worth 2-6 rupees. But you’re paying 4+ rupees as forex charges.
          My recommendation would be to shift forex charges to infinia. You pay 2.36 rupees as forex charges, and get 3.3 rupees as points. If you take membership of the HDFC global value program, you get an additional 1% cashback on forex spends, guaranteeing a return of +2%. So you get the best case returns of amex, without the additional 70k annual fees.
          Shifting your domestic spends to amex won’t help. I’ve heard they need 80L-1 cr spends to consider waiver.

          Reply
          1. AbhiKohli

            Global value 1% has a limit. I think count it only for first 1L. So rest 9L there is no extra 1%.
            Also, Forex charges are for real and points value are notational . So if you see your self using points at good value, then go for it else go for a card with lower Forex charges (unfortunately DC only)

          2. Ayush Agrawal

            It’s 1 lakhs per month, so over the course of a year the limit is 12 lakhs.

            Here’s what the website says:
            Cashback Benefit – 1% Cashback on all International transactions (upto Rs. 1,000/- per statement cycle).
            Milestone Benefit – Get Rs. 2,000/- worth Yatra voucher once you accumulate International spends of Rs. 1,50,000/- in a year. This feature is available once in a year.

  14. surya

    My renewal was due in november.. i told the customer service rep that i heard about the various offers they gave to people who were renewing it, and asked if i could get anything like that.. she said the 1lac MR points was offered earlier and wasn;t available then.. she said that she could get me 20k + 20k worth of taj vouchers if i was willing to pay in one go.. i took the offer

    Reply
  15. surya

    can any of the guys who got this offer confirm if they got the earlier cashback offers too and availed them? i got the earlier ones and availed them but didn’t get this one so far..

    Reply
  16. surya

    sid, need your advice on this situation.. i got the spend 25k on rewards multiplier and get additional 5K bonus MR points offer in December, 2020.. wasn’t of course keen on spending specifically to avail it.. but towards last date of the offer, i realised that i am only 5k short of the expense and decided to spend it.. i made 3 transactions on the eligible websites.. 2 of them got posted to my card within the deadline for the offer and one got posted outside the deadline date.. as far as i have noticed it’s never happened to me that a transaction was posted with a later date.. now the amex fellows say i wont get the 5k points since the date is beyond.. the Cust Care person offered to connect to his superior since i wasn’t willing to settle for his reply.. was kept on hold for 15 mins and then was told, since wait time seems to be more they would ensure to get me called back.. no update from them after that.. as such i dont seem to get any offer from them except for the 100% cashbacks, though my spends in the last year have been high.. the one offer which came my way seems to have failed too.. can anyone who had a similar experience help me out pls.. more upset about not being allowed to get my due.. it might as well be 1k bonus..

    Reply
    1. Sachin Gupta

      Hey surya, I had also got the 4K points for 20K spends offers from 28-30th Nov on both of my cards – Plat Travel and MRCC.
      I fulfilled on both cards by loading money in amazon and bigbasket. But I got Bonus RP only on Plat Travel. On reaching customer care they gave the same reason of Posted later – I didn’t argued with them and just gave them feedback that it’s wrong to put the onus of how system handles on customer – As a customer I can never know when it will get posted.

      Maybe If we all give such feedback they remove such a condition.

      From what I have observed most transactions gets settled next day and some 2 days later. Though you can never know – might take a couple of days.
      So read the fine print and if it’s based on posted date, try to do the transactions 2 days earlier at least if making them only for some offer.

      Reply
  17. Amex Guy

    These cash backs are fine, but I’d rather Amex make the MR program more attractive rather than trying these stunts. Make more 3X/5X categories, make transfer rates better, add non-travel partners, non-travel memberships. Retention of Plats using cash backs will turn out bad for cardmembers only. While Amex is giving 27.5K, they have removed Culinaire, Taj Epicure, and Shang Jade is also going away (which means both Taj Gold and Star Alliance Gold are bye-bye too). Combining Taj Gold + Epicure alone is worth 20-30K of free booze at Taj hotels every year, even as a weekend thing. An extra 25K of free booze if you also have Prestige.

    They will essentially retain people who would not pay for card without renewal benefits and alienate travel audience who will have no reason to keep this card when travel opens up. It’s almost like they don’t care about the card but have to prove to their US bosses that the metal card reboot they have done is going good and the members they have recruited are loyal.

    Citi tried this before when they lost Jet Platinum, and it ended with scrapping of the card with the newer Prestige which costed only 20K. I totally see this card dipping in fee with removed benefits in 2 years if Amex continues on this path. Whether it’s straight fee reduction or these cash backs is the question.

    Reply
      1. S&S

        Epicure today !
        Jade 31.03.2021.

        It’s in the elite hotel benefits page (of Amex Plat.)
        A real bummer.
        Hope they add more benefits and X’s soon.

        Just picked it up. Cant even make it an ex too soon 🙁

        S&S

        Reply
      2. Gautam Garg

        I got my platinum charge card approved on 23rd January and received it in January 26. I am still not able to see any offers on Amex website’s offers section. Any suggestions how to get it fixed?

        Reply
      3. MT

        Epicure 31st jan 2021 , shang jade 31 march 2021 , but shang jade if you enroll toll 31 march , from 1 feb 2021 onwards , they will maintain status till dec 2022

        Reply
    1. Neo

      “Combining Taj Gold + Epicure alone is worth 20-30K of free booze at Taj hotels every year, even as a weekend thing. An extra 25K of free booze if you also have Prestige.”
      Amex Guy, could you please elaborate on this a bit more.

      Reply
      1. Shri

        Taj Epicure membership offers happy hours at Taj Bars in the Hotel between 6-8 where in its either buy1 get 1 or half off the price. Add to that, with Epicure membership you earn 25% back of the bill paid as TIC points which are worth 1Rs per Point. e.g. a 600 Rs drink, you will either get 2 of them for 600 or one for 300 depending on property. And for the 300 spent, you get 75 TIC points, essentially making your drink just 225.
        If you are one of those who like to go out, you can frequent to Taj properties for cheaper drinks. so thats your saving.

        Reply
        1. Gautam Garg

          Shri,
          Would you mind sharing a link to the listing of such Taj properties.

          Thank you.

          Reply
          1. Shri

            The epicure membership offers is valid at all Taj properties worldwide.

    2. Mihir

      Amex is already circulating this card for 35k fees to jet platinum holders with the same benefits on the card as to what a 60k card holder is paying.
      Just a few offers may be different , but 35k annual fees is like devaluating to card almost 50%

      Reply
    3. MT

      World over (especially from what i see in US based card holder reviews) , i see amex is adopting the cashback/credits strategy, only time will tell what will happen

      Reply
    4. hrishikesh

      HI
      Do u have any idea about shang jade.The amex website says if enroll between 1st feb and 31st march.The status will hold till Dec 2023.which is not bad.

      can anyone clarify.I do have this card as an upgrade.I am not sure if i go for it.Also its still showing epicure enrollment form.isnt it suppose to go away on 31st jan.

      Sid please advice.

      thanks

      Reply
  18. Dilraj Chawla

    AMEX is giving me a hard time to offer anything as a renewal benefit. Could only manage to spend about 12.5 Lakhs from Jan 2020 to Jan 2021 on my Platinum Charge card, thanks to a ton of restrictions on travel and us remaining mostly at home through 2020. Across the account with AMEX, have spent around 21 Lakhs (from Jan 2020-Jan 2021), I mean, across 3 AMEX cards I am having as of now.

    I have also started feeling that the customer service at AMEX has deteriorated from the previous known standards. Looks like they’re really badly hit by COVID, probably more than their cardmembers would have.

    What are the best ways to give them a convincing reason to offer some benefit for the renewal, paying the annual fee is not at all an issue. All that they’re willing to offer as of now is a breakup of the annual fee into installments, which is absolutely silly and not something I want at all.

    Can someone share some views on this and the best way to have them offer me a retention bonus. US Plats keep getting exciting retention offers, but in India, almost every company, be it a bank, a tech company or any other company for a matter of fact, uses substandard 🙁

    Reply
  19. Ryan

    How do you manage credit card bill generation dates ? when you hold multiple cards. What is your recommendation for people holding more than 2 cards

    Reply
    1. MT

      Now a days , most banks keep 1,8,15,21,28 as bill generation dates , atleast all of my cards fall within these dates , as soon as statement appears in my email and if its all fine , i just go to netbanking and schedule a neft 2 days before due date and bill gets paid accordingly… many users use apps to pay for additional benefits

      Reply
  20. Mohit Bhatia

    Add on card will be treated separately for this offer ? Any one who received offer please confirm.

    Reply
  21. Amit Pandey

    I got this offer after calling amex care and used in croma got my cashback in two days ✌️

    Reply
    1. Gautam Garg

      Can AmEx customer care help me enroll into this offer even if I don’t have this offer visible under offers section. I had connected with the mobile app customer care chat but they outrightly rejected my request.

      Reply
  22. MT

    Amex in 2020 offered half of the fees of Platinum as cashback (18k+12k offer) and now again in 2021 half of fees (27.5k+2.5k apple/google) cashback , so for new users/users not eligible for the offer , IMO dont expect another cashback offer for 2021 unless they bring back the small shop cashback offer again

    Reply
  23. Puneet

    I got a gift from amex on my platinum card thanking for being a loyal customer. It is a tom ford card holder. Any one else also getting similar gifts ? This is the first time I am getting this in 2 years of card membership.

    tomford.com/grained-leather-classic-cardholder/Y0232T-CP9.html?dwvar_Y0232T-CP9_color=BLK&cgid=1-124

    Reply
    1. Siddharth Post author

      Interesting to see this happen on Indian Amex Plat card. I haven’t got any, yet!

      Reply
  24. Kumar

    My platinum charge card getting renewed this month. Amex offered me only 20K Taj voucher as renewal benefit. Anyone got better than this?

    Reply
    1. Puneet

      I got a tom ford wallet worth 340 usd post renewal. My renewal offer was at 100K MR points or 55K taj voucher with full fee, or 30K rs with 50K points. They promised there will be enough offers to recoup the fees many times over. I think I got one surprise as my wallet. I was also hinted that I can ask for centurion invite, and may get a waiver of till 31 Dec 2021.

      Reply
      1. Siddharth Post author

        Cool. 100K for renewal is grand and yeah it seems the gift is linked to the renewal. Thanks for sharing.

        Reply
      2. Surya

        Can you let us know your spends on the plat charge card Puneet.. Amex seems to have given you few options more.. great..

        Reply
        1. Puneet

          I have 5 supp cards,3 of them in Russia, I am also living in Russia for the moment. My spends are close to 2 cr in last renewal year, but 65L are in Forex so that may have given them extra business. The Russian plat has some good features like lower fee (~30000 rs), Pay in Parts plan, fee waiver on spending close to 2 crores, but it has very low benefits. The Indian plat has some great hotel benefits thats why I keep the same.

          Reply
      3. Tejas Ghongadi

        If you dont mind disclosing, what was your spending on the Plat Charge Card in the 12 months preceding the renewal fee.

        Reply
    2. Surya

      Yeah I was offered 40k taj vouchers when I called the customer care around one month before being charged for renewal Kumar.. they said that the 1lac MR points ( which, I gather, was also offered as alternate to taj vouchers in the months prior to my renewal month) was not active then.. so got the 20k extra.. this is my first renewal..

      Reply
      1. Kumar

        This is also good offer. Let me try to negotiate with them. Thanks for the information.

        Reply

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