Amex Diwali offer is one of the most awaited offers in the credit card industry during festive season as it is usually a rewarding one. This year too we’ve the offer LIVE but it’s less attractive compared to last year and targeted only to a few. Here are all the details,
Offer Details
- Offer: Spend Rs.XX and get vouchers worth Rs.YY
- Offer Type: Spend linked, targeted offer.
- Offer Period: 26 Sep, 2022 (after enrolling) to 10 Nov, 2022
- Fulfilment: before 15th March 2023
- You need to enrol, as per the email you’ve received.
Note that some variants have different offer period. It’s better to go with the email that you’ve received.
If not received, you can call support to check if they can see the offer on any of the cards, but you’ll mostly be disappointed, like me.
Offer Variants (Regular Cards)
OFFER # | SPEND CRITERIA | GIFT VOUCHER (INR) | VOUCHER BRAND | REWARD RATE |
---|---|---|---|---|
1 | 7L | 30,000 | Taj | 4.3% |
2 | 5L | 20,000 | Taj | 4% |
3 | 3L | 12,000 | Taj | 4% |
4 | 1L | 4000 | e-Vouchers | 4% |
5 | 10,000 | 750 | Amazon Pay | 7.5% |
- e-Voucher brands: Hidesign, Charles and Keith, Louise Phillipe, MMT Hotel, MAC, Bobby Brown and Aldo
This e-Voucher option is the new and non-noteworthy addition.
Offer Variants (Platinum Card)
OFFER # | SPEND CRITERIA | GIFT VOUCHER (INR) | VOUCHER BRAND | REWARD RATE |
---|---|---|---|---|
1 | 7L | 30,000 | Taj | 4.3% |
2 | 5L | 20,000 | Taj | 4% |
3 | 3L | 15,000 | Luxe | 5% |
4 | 1L | 4,000 | e-Vouchers | 4% |
Comparing with Amex 2021 Diwali promo, it’s sad to see that the reward rate has dropped from sweet ~7% or so for most offers to just ~4% this year.
But this is over and above the regular rewards, so it’s fine.
My Thoughts
While the offers are decent, I find less need for anyone to go for it as long as you’ve Axis Magnus. But yes, if you’ve spends over 1L, you may certainly think about exploring Amex Offers.
That said, unfortunately I didn’t receive the offer and for the first time, very very few I know have received it, it’s like 1 out of 10 have been targeted, which is also part of the reason why it took a while to write about this.
So it seems American Express India has decided to spend less this Diwali. 😀
Further, Plat Charge is also suffering with less attractive welcome bonus. All-in-all there is hardly any good news around Amex at the moment. Hope the situation improves.
Have you received the Amex offer for 2022 and are you planning to take the spend challange? Feel free to share your thoughts in the comments below.
Received 7L/30k Taj, giving it a pass as I’ve already completed spends for Travel card and Plt Chrg I’ve closed. Amex recently rolled out Apple (post my purchase 🙁 ) 7% instant up to 7k (min spends 41.9k).
Amex have also rolled out 10% instant discount on IKEA.
HSBC has rolled out 75k/2k cashback, 4L/10k Amzn Voucher, 15L/5th Gen iPad Air
I got the offer for 1L in my smartearn card. The brand vouchers are of no use to me. Useless
I too haven’t got it on none of my amex cards. I hold 3. What sense does it make to renew amex platinum anymore?
Amex Festive season offer is something that I have been looking forward to, but haven’t received anything on my Amex MRCC. Didn’t receive the previous spend based offer either. Amex has also stopped the usual 10 percent up to 500 offer on Big Basket this month that I have been using consistently . All in all, yes, hardly any good news around Amex of late!
Received 3L offer and 12000 Taj voucher. Will pass, didn’t even enroll. I guess I met last year target and received and spent 10k Taj voucher hence Amex sent offer again.
I have DCB LTF with humongous credit limit of 20L but no offer for Infinia(yet) what makes more sense for me upgrade DCB or take Axis Magnus (don’t want two paid cards as I think Infinia upgrade will be charged card)
I have Imperia account with HDFC and DC Black with 25L since a couple of years now…. yet they don’t offer Infina even though I have pushed all my RMs (and their managers :D) And I guess they never will. They are happy with all my spend on their gold mine (Diners give them lot of MDR)
Hi Sid, I was so much looking for this post. I got an automated call from amex yesterday to check email on festive offer and enrol for it. However, when I searched, I could not find any, so I called up customer care and they tried to dig details about how I got to know about this. So I told them the whole ordeal and after long conversation, the executive agreed to send me the link again.
I got the email instantly, however the link did not work – it said that the site is under technical maintenance. The executive asked to try after some time. I checked multiple times throughout the day but got the same error.
Today I called up their customer care again to raise a complaint regarding this and again had to tell them the whole story of how I got the link. She tried sending me another link which also did not work. Then she asked to try opening it in other browser/laptop – all in vain.
Finally she said that she will get my enrolment done from backend team and I will get an email confirming about the same.
Let’s see if I get it this time.
I haven’t received the offer even the previous spend based offer this year.
This year experience has been pathetic with no attractive offers and competition aggression
My spends too came down drastically (zero last 3 months)
For sure I am exiting the card in the upcoming renewal.
Not sure why everything needs to be a targeted offer.
Just so disappointing from amex. Their concierge and travel desk are also not very helpful anymore.
There is another one till Oct 5, get instant 10K off on a bill of 1.6L or above on Tanishq
Amex taking India for granted
got 20k on 5l spends offer ! Last year , i was able to complete both spend based target offers…this year i believe i’ll have to give it a miss
received 7L/30K taj for platinum charge. disappointed
Amex has been disappointing off late..
I have the 15k luxe voucher on 3 lakh spends. Not exciting..
Giving it a pass.
There is another one where it’s 10k flat discount with purchase of more than 1.60 lakh on Tanishq .The good part is that you can avail reward multiplier on online purchase .Gives you 20000 points additionally
Hi Diwakar, not able to get 20k savings. 10k on billing 1.5 lacs at Tanishq store using the Amex card. How do we get 20k points?
Hi
This applies only if you purchase using platinum card through Tanishq website after enrolling for reward multiplier
Ohkkk, I bought in store 🙂
I got another offer today 7k for 1 lakh spend on reward multiplier. Not sure if we can double dip.
I’ve received the same offer as well and I don’t see why we can’t double-dip.
Yes
We can.
Get confirmation from Amex cc, I saw the offer on app – enrolled and got confirmation mail also, to know whether my spends reached 1lac milestone, i was shocked to know that i am not eligible for the offer as I didn’t receive offer mail. I suppose to spend on other cards but i diverted to amex.
People who participated: I am wondering what did you spend on ?