Save upto 33% on Flipkart, Snapdeal, Goibibo Using HDFC Diners Club Credit Cards

By | December 25, 2015

I’ve recently written an article on cashback and reward points system with which you could have known the point that the maximum one can save using the rewards points and cashback facility without any limits is only 3.3% (as equivalent points) on Uber premium cards like HDFC Diners Club Black or HDFC Infinia credit card. But here’s an outstanding short time offer with which you can save upto 33% without any upper cap attached to it as long as they’re retail spends, as per the offer terms.

diners_club_10x_promo

HDFC Bank Diners Club Credit Card presents 10X Reward Points Program

Yes, it’s true, you can save upto 33% on any purchases you do make on below partner brands with Diners club credit cards:

e-Com Partners

  • Flipkart
  • Snapdeal
  • Luxehues

Travel Partners:

  • Cleartrip
  • GoIbibo
  • Yatra

Movie Partners:

  • Bookmyshow

It’s a VERY HUGE & unbelievable offer in credit card industry and you must consider making the most of it by using the right credit card. For your information, this is a temporary 10X promotion until march 2016 run by Hdfc diners club in association with the participating brands mentioned above to speed up Diners Credit card sales in India. It surely works and so you’re reading this article.

Earn 10X Reward Points on HDFC Bank Diners Club Credit Cards

Earn 10X Reward Points

Earn 10X Reward Points with Diners Club Credit Cards

All you need to do is use diners cards in participating brands and you’ll get the incremental 10x reward points on your card automatically. The reward points varies from card to card. As of now there are 3 different cards under diners club cards. See below the 10X rewards earning rate and how much each reward point is worth.

  1. HDFC Diners Black – 50 Reward Points on every Rs. 150 spent (1RP =Β  Rs.1)
  2. HDFC Diners Premium – 40 Reward Points on every Rs. 150 spent (1RP = 0.75Ps)
  3. HDFC Diners Rewardz – 30 Reward Points on every Rs. 150 spent (1RP = 0.75Ps)

As you can see, the greatest card of all is HDFC diners club black. However it’s not easy to get that card which is a real challenge. Apart from that, diners premium and diners rewards are comparatively easy to get which you may consider.

Savings Calculation:

Let’s say you purchase/spend something for 1 Lakh with above merchants, here are the savings you can get on each card.

  • Diners Black with Accelerated 33% Savings (Normal 3.3%): Savings Rs.33,000
  • Diners Premium with Accelerated 20% Savings (Normal 2%): Savings Rs.20,000
  • Diners Rewardz with Accelerated 15% Savings (Normal 1.5%): Savings Rs.15,000

It means, during the non-promotional period you might be saving only 3.3% on Diners club black, but during this offer period, you can save a whooping 33% (which is 10X of 3.3%) Nice isn’t it? Go grab one if you’re really spend a lot with their partner brands. You receive above savings as equivalent reward points. These points can then be used to redeem against recharges/bills/movie/flight/hotel tickets.

Diners Club international Says: “When exclusive privileges become an integral part of your life, you belong.” True that.

Making the most out of 10X Rewards in Shopping:

This offer is a blessing in disguise if you’re a regular shopper on Flipkart or snapdeal. Obviously you can’t purchase things just because there are offers, but what you can do is buy Flipkart or snapdeal vouchers so you can use it sometime in near future when the need arises Or you can simply sell the Flipkart/snapdeal vouchers to your friends at an attractive rate which they can’t get anywhere πŸ˜‰

Travels got Cheaper than ever by Double Dipping with Goibibo Offer & 10X rewards

goibiboWith goibibo offering a lots of 50%-65% OFF promotions these days, by using Diners cards you can double dip, making your hotel stay super cheap. This is the best time to explore 3 star hotels as you can get them at nearly ~30% of its actual cost. (by clubbing goibibo & Diners credit card reward points)

Even though it comes with huge timely offers, i’m not thinking to get one due to its very low acceptance in places where i’m currently using my credit cards. That being said, this offer alone is a great reason to grab one of their Diners credit cards if you spend more in mentioned brands. Always have a backup Visa/MasterCard when you roam with Diners Cards. Also, i believe they’ll re-run the 10x offer even after the offer expires as they did the same in year 2015. What do you think?

Got something to say? Drop your comments below.

47 thoughts on “Save upto 33% on Flipkart, Snapdeal, Goibibo Using HDFC Diners Club Credit Cards

  1. Ashu

    I am holding Diners Club card. Can you explain how you are considering 1 RP = 0.75 Rs. I checked with customer care and they saying it is not possible to adjust the points against credit card bill statement.
    Thanks.

    Reply
    1. Siddharth Post author

      Ashu,
      Its not possible to get cash credit against statement.
      You can however use the points to pay postpaid/broadband bills, recharge, hotel/flight booking and such and while doing so, 1 RP = 0.75 RS on Diners Premium credit card. Hope it helps.

      Reply
  2. Avinash Kumar

    I recently received DinersClub Rewardz. Card gives a real premium feel, but after reading few negative reviews I am bit confused on whether to have this card or not. I heard that this card is not accepted in any online retailers like Flipkart, Snapdeal and Amazon and accepted only in few shops unlike VISA and Mastercard which are accepted every nook and corner. And, can I avail EMI option in online retailer like Flipkart etc etc. Please clear my confusion. Thanks

    Avinash

    Reply
    1. Siddharth Post author

      Avinash,
      Its not accepted only in Amazon, it is accepted in most other online sites. however local store acceptance is pretty low.

      Reply
  3. Skyla pinto

    Is anyone aware if the diners reward card can be used on emi on flipkart? Am tired of sending emails to HDFC, unable to call them and I urgently need to buy something on emi on flipkart. And is the 10x reward still applicable

    Reply
    1. Siddharth Post author

      Depends upon the product/offer. If Flipkart shows the eligibility for HDFC Cards, then yes, you can. Apart from this, you’ll also be able to convert any transaction above Rs.1000 into EMI with HDFC cards. This offer varies from time to time & card to card. So cross check with customer care.

      Reply
  4. Ashu

    Hi, i have a question. Suppose from my Credit i am buying stuff for my brother. And later on the Credit card payment is done by my brother from his netbanking. Will there be any tax implications?

    Reply
  5. Keith

    Hi Siddharth,

    I have a HDFC diners Rewardz card. I have a doubt regarding the 10x reward scheme. There is a clause where the cardmember gets double the reward point for every incremental spend above Rs. 10,000.00. This translates no 6 RP per Rs. 150. My doubt is whether the 10x clause and the double rewards point clause work in tandem ?

    e.g. for a spend 150 spend above 10k INR, will the card member receive 60 points ?

    Regards,

    Keith

    Reply
    1. Siddharth Post author

      I don’t think both gonna work together. Just give a try, you may have a luck πŸ˜‰

      Reply
      1. Nikhil Mehta

        I cannot understand how they credit points, they should mention in the statement. The way they calculate never matches my calculation πŸ™ Anybody has any clue .
        Also if bill is generated and i got refund from any online merchant , do i have to pay whole bill or I can deduct that amount which will be refunded

        Reply
        1. Siddharth Post author

          Pay min. bill if u receive refund after bill generation.
          You can always ask customer care about the points mismatch.

          Reply
  6. Potterhead

    I recently booked through Yatra (an airline ticket ~ INR 47000). This was 2 days back. When I checked my account for the points accrued, it shows about 950 points at the rate of 3 per 150.
    I double checked that Yatra is a travel partner with 10X rewards. So, I should be getting ~ 9500 points.

    Does it take some time for the promotional(?) points to get accrued?

    Reply
    1. Siddharth Post author

      It usually takes ~7 days for bonus points to appear.

      Reply
  7. Pandu

    Hi
    Thanks for the article.

    May I know the eligibility criteria for Diners black? Why is it a challenge?

    Thanks.

    Reply
    1. Siddharth Post author

      12+ Lakhs on IT may help. But they generally issue it to people with High Value banking relationship with them. Else get other premium card and try to upgrade after 6 months.

      Reply
  8. Nikhil Mehta

    I got diners premium international card. I am in IT salary way above than 12 LPA but still they didn’t give me Diners black, they said we don’t give. I have a doubt here as my card is international ( Diners premium though) m I eligible for the offer??

    Reply
    1. Siddharth Post author

      Nikhil,
      Use it well and payback on time and ask them to upgrade your card to black after 6 months. You might get lucky πŸ™‚

      Reply
  9. Ram Bahadur

    Hi Sid,

    I am having a Diners Club REWARDS card since 1 month. Can you tell me is it possible for me to covert my purchase on EMI, also there is no EMI option on flipkart for Diners holder And how does this EMI system activate and works for Diners Holder ?

    Waiting for your comments.

    Thanks

    Ram

    Reply
    1. Siddharth Post author

      Ram,
      Its same as any other HDFC card. Use inbuilt EMI offer if avail for you, check your netbanking, else you can use the merchant offers. Both are different.

      Reply
  10. Prakash lokare

    Which card is best between hdfc money back or diners club rewards credit card.. Reply fast

    Reply
    1. Siddharth Post author

      Depends on where you spend. Diners card good for 10X rewards.

      Reply
  11. Vinith

    Well well Sid, I must say fantastic blog, you Really take time in replying.

    I have a query, if I am offered both Regalia and Diners Black, which one should I go with. I am really confused.

    Also diners acceptability is an issue I suppose. I am also scared that the 10x promotions can be discontinued anytime.

    Please guide me.

    Reply
    1. Siddharth Post author

      Vinith,
      Go with Diners Black, they’re going to extend the 10x promo for next couple of months atleast. (likely until march 2017)

      Reply
  12. gaurav

    Sid how can you say they will extent the scheme till march 2017.

    Reply
    1. Siddharth Post author

      Gaurav,
      They accidentally updated March’17 for few days and then they’re extending month on month. Also some of the partners mention the offer valid through march 2017. So its more likely to happen.

      Reply
  13. Saurabh

    Is there any cap/limit on the 10x RPs per transaction? Example: Spending of 90,000 (single transaction) on lets say FlipKart should fetch you 30,000 points. So, is there any clause which says a limit of 5,000 or may be 10,000 RPs per transaction only and you end up losing the extra RPs?

    Reply
    1. Siddharth Post author

      No, but statement wise limit is there. They’ve added this recently.

      Reply
      1. sachin

        there`s a limit of 10000 rp per billing cycle for diners club premium, 2500 rp per cycle for diners club black, and 50000 rp per cycle for diners club reward

        Reply
  14. Kunal Talreja

    I spent 30000 rs on flight booking on make my trip through my diners club rewards card.. but got only 2x rewars points..

    customer care guys saying bonus points will be credited after 60 days of transaction date.. is it true

    Reply
  15. ramkumar nagaraj

    Dear,

    What is the joining fee and also the renewal fee for this card?

    ramu

    Reply
  16. Abhishek

    Suppose I buy iphone and pay Rs.60000 by diners premium.
    How much cashback will I get.
    As there is limit of 2500 points per statement cycle. Does it means that remaining 13500 points will not be received?
    Please explain this clause.
    Thank you

    Reply
  17. Pankaj Sharma

    Hey Sid as per you how do you compare Amex Gold Card Vs Diners Premium Vs Regalia? According to you which one is most valued?

    Reply
    1. Siddharth Post author

      Pankaj, all are on different Network. They can’t be compared. If u need benefits in each, get them all!

      Reply
  18. Dr. Kunal

    Reward points what we get, can be used in ??? I m having Diners club premium… And can it be used i.e., redeemed through HDFC Website only ???

    Reply
  19. Prashant

    Hi Siddhartha,

    What all one must check before getting into a credit card? I already have ICICI Coral and IndusInd Platinum (Pretty Basic) I pay no annual fee so thats a respite. Currently, my profile involves a lot of air travel and I spend a lot on online shopping/movies.

    I am confused between Regalia and Diner Premium(AMEX involves a very heavy annual fee hence not considering).

    And a very basic question Why do we need a credit card if we have teh capacity to pay by debit cards?

    Please guide!!

    Reply
    1. Siddharth Post author

      With Credit cards, you can save money using reward points etc.
      Consider Diners Cards as it gives 10X rewards & unlimited local lounge access. Regalia is equally good.

      Reply
      1. Prashant

        equally good confused me again πŸ™‚ If I have to choose one which one it should be ?

        Reply

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