10 Best Debit Cards with Complimentary Airport Lounge Access in India

By | October 22, 2016

Many people these days are chasing credit cards for lounge access and what most of them forget is that even debit cards can give them access to most domestic lounges in India. Mastercard in India is known for its generous lounge access program. If at all Mastercard doesn’t have Lounge access, i would have never had Mastercard in my wallet. Rupay & Visa also has affiliated lounges but not that popular as Mastercard for time being.

Debit Cards with Complimentary Airport Lounge Access in India

Debit Cards with Complimentary Airport Lounge Access in India

Most of the Mastercard debit cards issued by Private Banks like Axis bank, HDFC bank comes with minimum of 2 Lounge access per quarter. While debit cards are easy to get, it can also serve as a backup card for lounge access when your Priority pass or Diners Card doesn’t work, like i faced recently in Plaza Premium Lounge at Delhi Domestic Airport where there was a technical problem with Diners network.

Debit cards with Complimentary Airport Lounge Access in India

Here are some of the popular Debit cards with complimentary lounge Access in india, as far as i know. There might be few that i have missed. Feel free to add them to the list by mentioning the card type/Bank in comments below.

1. HDFC Jet Airways Debit Card

  • Variant: Mastercard
  • Joining Fee: Rs.750+ST
  • Limits: Unlimited

Do you travel domestic often? This is the hidden gem for Unlimited (YES!!) lounge access ๐Ÿ™‚

2. HDFC EasyShop Platinum Debit Card

  • Variant: Mastercard
  • Joining Fee: Free
  • Limits: 4/Quarter

I’ve this card and its strange that master-card helpline doesn’t say the exact free visits left, though it always goes through.

3. HDFC Titanium Royale Debit Card

  • Variant: Mastercard
  • Joining Fee: Free
  • Limits: 2/Quarter

My Dad has this card and have got access without any issues.

4. Axisbank Prime Titanium Debit Card

  • Variant: Mastercard
  • Joining Fee: Rs.500+ST
  • Limits: 2/Quarter

I’ve this card and it passes well. I prefer to use this whenever available because they’re charging me a Debit card fee and i want them to pay for something on my behalf. ๐Ÿ˜€

5. Axis Priority Platinum Debit Card

  • Variant: Mastercard
  • Joining Fee: Free for Priority Customers
  • Limits: 2/Quarter

The card is free for Priority Customers. Axis cards all look almost similar, Pinkish.

6. ICICI Bank Coral Debit Card

  • Variant: Mastercard
  • Joining Fee: Free
  • Limits: 2/Quarter

My friend used this coral debit card couple of times and it works well.

7. ICICI Bank Rubyx Debit Card

  • Variant: Mastercard
  • Joining Fee: Free
  • Limits: 2/Quarter

A premium variant from ICICI, still free visits are low.

8. ICICI Bank Sapphiro Debit Card

  • Variant: Mastercard
  • Joining Fee: Free
  • Limits: 4/Quarter

A super premium variant from ICICI, with more free visits.

9. Indusind Signature Exclusive Debit Card

  • Variant: Visa Signature
  • Joining Fee: Rs.299+ST
  • Limits: 2/Quarter

I’ve used this card personally and it works fine. Though Visa lounges are limited in India.

10. HDFC RuPay Premium Debit Card

  • Variant: Rupay
  • Joining Fee: Rs.150+ST
  • Limits: 2/Quarter

Its one of the major feature which Ru-pay is using to market their product. It sounds good that even Rupay is considering lounge access as a feature, but with their poor tech platform i’m not sure how it actually works in realtime.

Pro Tip: You can know the free access available on your Mastercard by calling โ€˜MasterCard For Youโ€™ toll free helpline: 1800-102-6263

I’ve visited some of the domestic departure lounges affiliated with Mastercard and Visa and you can find the list here along with the reviews ๐Ÿ™‚

Overall, lounge access is a great feature on debit cards and its worth using it at times to save the Priority pass free visits for international Access. Only downside on debit cards is that it has access only to lounges located in India.

Have you ever used debit cards for lounge access? Feel free to share your views in comments below.

19 thoughts on “10 Best Debit Cards with Complimentary Airport Lounge Access in India

  1. Vishnu

    Hdfc Titanium Debit Card also entitles you for 2 visits per quarter. Keeping in mind that the yearly fees is just 250rs(excluding taxes), its a bang for the lounge access it offers, compared to titanium royale whose annual fees is rs500(almost double the annual fees of titanium and also offers 2 visits/quarter). HDFC regulated the number of visits per card this year. Last year, titanium card allowed its customers to avail unlimited visits per year and as i was a frequent domestic and international traveller i had used this card almost 15 times in domestic terminals as well as international terminals in indian airports.

    Reply
  2. Saraswata

    I’m currently using ICICI Coral Debit Card which offers 2 free lounge access per quarter. I have a few queries:
    1. Unlimited lounge access is available on HDFC Jet Airways DEBIT Card only or also on HDFC Jet Airways Credit Cards?
    2. If it is available on HDFC Jet Airways Credit Cards also, which one would be a wise choice (among Diners/World/Platinum/Titanium) for a frequent domestic traveller?
    3. I already owe 2 credit cards. Will addition of 1 or 2 more credit cards adversely affect my CIBIL score?
    4. If u were asked to choose only 1 card based on lounge access facility, which one would you go for?

    Reply
    1. Siddharth Post author

      Lots qns, less info. Domestic or intl? Simply put Diners Black would serve all purpose except acceptance. Its all in the matter of eligibility.

      Reply
  3. Chaitanya Varma

    Siddharth,

    Thanks for the article, I always love your assessments and these days I’m regularly watching out for ur new posts ๐Ÿ˜Š. By the way HDFC platinum card does it have MasterCard variant?I think it’s discontinued. Also when u contact HDFC by mail which mail Iu usually interact?

    Reply
    1. Siddharth Post author

      They have it for preferred & imperial customers. Am not sure about plain Platinum card.
      HDFC email: talktous [at] hdfcbank [DOT] com

      Reply
      1. Chaitanya

        Srinivas,

        Did you request for MC variant specifically? I think Visa card is given by default to all.

        Reply
  4. Captain Bishuddha Bharatiya

    Does HDFC Imperia Visa Debit Card also comes with lounge access ?

    Reply
    1. Siddharth Post author

      It should be, obviously. Just ask for MasterCard Variant.

      Reply
  5. Deepankar

    Hey Sid,

    Thanks for the wonderful article.

    Are above stated ICICI Debit card free? Coz on sites all of them are fee variant. Any trick to get them for free?

    Reply
  6. Saraswata

    Found this info on HDFC website…thought it worth-sharing:

    Effective 15th June’16 , MasterCard is revising complimentary Lounge Access Program that allows customers to Clipper lounges at airports across India. The revised Mastercard Lounge Access Program limits are as below:

    JetPrivilege Debit Card – Unlimited
    Platinum Debit Card / Business Debit Card – 4 per Quarter
    Titanium / Titanium Royale Debit Card – 2 per Quarter
    Gold / Regular / Maestro Debit Card – No Lounge Access

    The program is applicable till 31st Dec.2016.

    Reply
  7. Amit S

    Hello Siddharth ji

    Is EasyShop Imperia Platinum Chip Debit Card and EasyShop Platinum Debit card same in terms for Lounge Access program?

    Thank You

    Reply
    1. Siddharth Post author

      Yes it is, but as i mentioned in the post, they’re actually not mentioning the visits left when checked from MC IVR. There might be some soft corner for Imperia card. So always try to get it if you’re into Imperia. ๐Ÿ™‚

      Reply
  8. Anish

    Suggest me a SBI one, which offers lounge access in dubai airport also pls

    Reply

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