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CRED in 2021 – Are CRED Coins really worth it?

The Past It’s been more than 2 years since CRED – the app that gives you rewards for paying credit card bills was launched. When CRED App was initially onboarding customers, there were jaw dropping rewards and offers. I managed… Read More »

Fintech
CRED
Siddharth

RBI Ban on Credit Card Issuers – American Express, HDFC & Diners Club

Disclaimer: Everything expressed below are only my own personal views and opinions reg. the latest news from RBI. It may or may not be factually correct. RBI is on full swing lately and have banned multiple credit card issuers from… Read More »

American Express India
News RBI Ban Reserve Bank of India
Siddharth

Citi India Exit: Who will buy Citi’s lucrative Credit Card Business?

Citibank Indian Oil Credit Card

Disclaimer: Everything expressed below is of my personal opinion and it may or may not reflect the reality. On 15th April 2021 Citi Group announced their plan to exit retail banking operations from India and in 12 other countries across… Read More »

Citibank Credit Cards
Citi India Exit
Siddharth

HDFC Credit Card Spend Based Offer – April, May & June 2021 (Targeted)

HDFC Bank has rolled out a very aggressive targeted spend linked offer on their credit cards for April 2021. I’ve received the offer and is similar to the previous Feb 2021 promo with slight changes. Here are the offer details:… Read More »

HDFC Credit Cards
HDFC Offers spend based offers
Siddharth

Should you transfer HDFC reward points to Club Vistara?

HDFC Bank recently enabled the ability to transfer Infinia credit card reward points to club Vistara, which is a very good option. Apart from that, Diners cards had the option even before. But should you actually transfer the points? here’s… Read More »

Loyalty Programs
Club Vistara
Siddharth

Amex Corporate Platinum Offer: Get 1 Lakh Points on Spending Rs.40 Lakhs & more

American Express has gone aggressive this Quarter not only on their personal cards like with Amex Plat offers and Amex Reserve offer but also on their corporate/business cards to raise the business card spends. This is happening at right time… Read More »

Amex Cards
Amex Corporate Cards Amex Offers
Siddharth

Buying CV Points? Here’s everything you need to Know

Club Vistara – the Loyalty program of Vistara airlines recently came up with a new feature that allows its members to buy CV points and redeem for flights. Here’s everything you need to know about the same. How to Buy… Read More »

Loyalty Programs
Club Vistara
Siddharth

American Express India now reporting Credit Limit to CIBIL

American Express India started reporting credit limits to Credit bureaus and here’s everything you need to know. In the Past Amex for a long time has the habit of not reporting Credit Limits & even high credit usage to credit… Read More »

Amex Cards
CIBIL Score
Siddharth

Amex EMI Offer: Get 5000 Points on EMI conversions

American Express has a new type of offer on EMI conversions for those who are interested (and also for those who are not interested in EMI’s). Here are the offer details, Offer Details Offer Get 5,000 Bonus Membership Rewards® points… Read More »

Amex Cards
emi offers
Siddharth

Amex Reserve Offer: Save 20% on Flipkart, MakeMyTrip & Zomato spends

American Express India has gone full swing this Quarter and has launched multiple offers across various credit and charge cards that’s worth exploring. Here is the offer targeted for the American Express Platinum Reserve Card holders: Offer Details Offer 20%… Read More »

Amex Cards
Amex Offers
Siddharth

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