While we’re all waiting for the Diwali offer for 2022, I’m surprised to see this pre-diwali sort of offer and that too from Kotak Mahindra Bank. The offer was sent to my email as I’ve the Kotak White Card and it’s most likely a targeted one. Here’s a quick look at the offer,
|Offer||10% Cashback on Online Spends|
|Min. Spend||5000 INR|
|Max. Cap.||1500 INR Cashback (15,000 INR spend)|
|Restriction||Spends on primary card only|
|Offer period||18th Sep – 25th Sep 2022|
|Fulfilment||90 days from offer end date|
- In case of multiple online transactions, highest online transaction amount shall be considered.
- Transactions done on merchants dealing in Gaming, Betting and Gambling will not be considered eligible for this offer
- Eligible Cardholders achieving the spend threshold (for the net total online spent excluding cancellation and refunds) will qualify for offer.
How to Register?
I clicked on the link that came with the email and that further confirmed the registration for the offer along with a link to t&c.
It’s a straight forward offer with a little tricky conditions but that works for most. It’s a super simple way to save 10% on perhaps any online spend.
I’m not sure how many received this offer but from what I see, it seems only few were targeted, maybe to the ones who hardly use the card.
I’m happy and surprised to see these kind of spend-linked credit card offers from Kotak as I don’t re-collect them doing it in the past, at-least not in scale.
Also, looking at the offer period, it as well appears that they might come up with a different offer for Diwali, perhaps for all or I just hope so.
Did you receive this or any other offer on your Kotak Bank Credit Cards? Feel free to share your thoughts in the comments below.