Kotak Offer: 10% Cashback on Online Spends upto 1500 INR

By | September 15, 2022
Kotak Cashback offer on Online Spends

While we’re all waiting for the Diwali offer for 2022, I’m surprised to see this pre-diwali sort of offer and that too from Kotak Mahindra Bank. The offer was sent to my email as I’ve the Kotak White Card and it’s most likely a targeted one. Here’s a quick look at the offer,

Offer Details

Offer10% Cashback on Online Spends
Offer typeTargeted
Min. Spend5000 INR
Max. Cap.1500 INR Cashback (15,000 INR spend)
RestrictionSpends on primary card only
Offer period18th Sep – 25th Sep 2022
Fulfilment90 days from offer end date

Additional T&C:

  • In case of multiple online transactions, highest online transaction amount shall be considered. 
  • Transactions done on merchants dealing in Gaming, Betting and Gambling will not be considered eligible for this offer 
  • Eligible Cardholders achieving the spend threshold (for the net total online spent excluding cancellation and refunds) will qualify for offer. 

How to Register?

I clicked on the link that came with the email and that further confirmed the registration for the offer along with a link to t&c.

It’s a straight forward offer with a little tricky conditions but that works for most. It’s a super simple way to save 10% on perhaps any online spend.

I’m not sure how many received this offer but from what I see, it seems only few were targeted, maybe to the ones who hardly use the card.

Final Thoughts

I’m happy and surprised to see these kind of spend-linked credit card offers from Kotak as I don’t re-collect them doing it in the past, at-least not in scale.

Also, looking at the offer period, it as well appears that they might come up with a different offer for Diwali, perhaps for all or I just hope so.

Did you receive this or any other offer on your Kotak Bank Credit Cards? Feel free to share your thoughts in the comments below.

Author: Siddharth

Helping Indians to choose right credit cards, pick right offers and enjoy luxury vacations for less. Day & night exploring the spiritual reality of our human existence.

25 thoughts on “Kotak Offer: 10% Cashback on Online Spends upto 1500 INR

  1. Nikhil

    I received exactly same offer on my Privy league CC. I spend 1K on this card every month to get 1600 cashback quarterly. Quite useful benefit for LTF card.

    1. Lav Kanodia

      Could you elaborate on this? I too have a LTF Privy League Signature CC but am unaware about this

    2. Naga Kiran

      It says bonus reward points are only for paid cards. Are you getting the bonus reward points for LTF card also?

  2. Shreyas Singh

    I am eagerly waiting of what AMEX has in their bag given the RBI ban has been lifted.
    Kind of shocker that they haven’t sent any mail to customers yet but hoping they come with some bumper offer

  3. Manoj Singh

    It says 10% cashback on highest transaction during the offer period. So to avail 1500 Cash back we need to transact at least 15000Rs which is not easy. So Can we buy Amazon gift card for 15000Rs to avail maximum benefit. There is nothing exception given in T&C’s

  4. Manoj Singh

    I am eagerly waiting for Diner black to give point redemption for Amazon at the rate of 70paisa per point.

  5. Sanjay

    Expecting similar deal from Axis so that can achieve monthly target on Magnus 😁

  6. Lav

    I havent received this offer in email or SMS. Is this targeted?
    Also, Sid can you please share a screenshot of the email subject?
    That way I can pore through the spam folder in a targeted manner 😁

  7. AAJ

    Received 10%, up to 1500. Called cc, they said applicable for both cards and wallet too, pls check and make use. I guess it should be settled within offer period, pls transact accordingly.

  8. Manoj singh

    The offer is valid on transactions made at online merchants and marketplaces. In case
    the Cardholder cancels any transaction/s due to which he/she has qualified for the offer,
    then the Cardholder is not eligible for the offer. For partial refunds in case customer’s
    remaining balance does not qualify for the required benchmark amount then customer
    will no longer be eligible for the offer

    What does it means? Can we do rent payment. Sid please confirm, if ok.

  9. Manoj Singh

    . Offer is not valid on cash withdrawal and loan products like – Balance Transfer, Balance
    Transfer on EMI, Personal Loan on Credit Card, etc

    Above is T&C’s for this offer

    Will Rent or wallet Load will be eligible for offer


    Dear Sid, I have 2 Kotak CCs but it is not mentioned in t&c that offer is against which card.
    So offer will be valid for both of cards or not?

  11. Bhavin Shah

    Cashback still not received even though it is almost one month past fulfillment date

  12. Bhavin Shah

    I have not received and I don’t think anyone received this cashback, first time this has happened with me across all cards/banks.


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