HDFC Diners Black Credit Card gets new benefits from 1st Nov 2019

By | December 20, 2019

HDFC Bank Diners Club Black credit card is one of the best super premium credit cards in the country and with its 10X rewards it has been making competitors go crazy, yet they are no-where near to Diners Black even after years of launch.

Now this card is getting even better with the new set of features that are getting added from 1st Nov 2019. Apart from that, they’ve also launched a new Diners variant named Privilege. Here are all the new benefits you could expect on Diners cards going forward,

HDFC Diners Black New Features

#1 Membership Benefits

  • Club Marriott (new cards only)
  • Forbes Digital subscription (new cards only)
  • Zomato Gold
  • Amazon Prime
  • MakeMyTrip Double Black
  • Times Prime
  • Big Basket Star (Renewing cards only)

Going forward, you get complimentary membership benefits as a part of welcome benefit when you get a new card or during renewal of existing cards (more on this below).

This part is not clear yet, we will need to wait till 1st Dec to see how it works in reality.

And hey, that fulfils one of my 2020 wishlist ( #8 complimentary memberships) 🙂

#2 Annual Benefit

On spending 8 Lakhs in the card anniversary year, you get the Membership benefits as above. Note that for renewing cards, some memberships are not available and some are exclusive.

That aside, you continue to get Renewal fee waiver on Rs.5L spend a year.

#3 Monthly Benefit

You can choose any TWO of these vouchers on reaching Spend Requirement: Rs. 80,000 (monthly)

  • Ola Select membership
  • BookMyShow worth Rs. 500
  • TataCLiQ worth Rs. 500

That’s a sweet additional 1% value on spend which is on top of regular 3.3% return making it 4.3% reward rate, which is AWESOME.

#4 Dining Benefit

  • 2X Reward Points on Dining (Weekends only)

This is a great benefit again as it helps you save 6.6% on food, but only on weekends unlike Infinia which doesn’t have this weekend limitation.

#5 Lounge Access

  • Unlimited Lounge access to both primary & Add-on Cards.

This is one of the most questioned benefit on Diners Black as it was having this benefit even before but the website used to mention its only for primary cardholder.

So with this update, now you can now have peace of mind.

#6 Design

While its not mentioned explicitly anywhere, looking at the banners on Diners landing page, I guess the design has been slightly optimized to give a better look with the name “Black” on it.

Update: Its confirmed that there is no design change, looks like the “black” in image is just for illustration

Upgrade for Existing Customers

1) You can avail complimentary annual membership benefits by:

On achieving annual spend milestone of Rs. 8 Lakhs at the time of card anniversary on your existing Diners Black card.
(Card anniversary is 12 months from card open month)

2) You can avail complimentary welcome membership benefits immediately by:

  • a) Upgrading to a new HDFC Bank Diners Club Black Credit Card with joining/ renewal fees of Rs. 5000/- (To upgrade visit NetBanking or call PhoneBanking after 1st December 2019)
  • b) Introductory offer: Upon achieving spend milestone of Rs 2.50 Lakhs in the period Aug to Oct 2019 or Nov to Jan 2020, your card will be eligible for new Diners Club Black upgrade after 1st December 2019 (under current pricing of your card)

New Card: Diners Club Privilege

Apart from above changes, HDFC Bak has also introduced a new card to its diners portfolio: HDFC Bank Diners Privilege Credit Card (Fee: Rs.2500+GST) which is positioned between Diners Black & Diners Club Miles.

It borrows the reward structure from Club Miles and Membership benefits from Diners Black. You can check all details on HDFC website here.

I wish it to be a unique offering, but its still a good card to upgrade for those who’re unable to get Diners Black.

If you’re planning to upgrade, do ensure you’ve a credit limit of ~3L or more.

Bottomline:

Overall, these are all great new benefits that’s getting added to the Diners Black which is already an amazing card in its previous form. While I was disappointed with 2019’s HDFC Diwali promo (as its not-so great for 10X lovers), this news came as a pleasant surprise.

HDFC Bank continues to up its game and remains highly rewarding when it comes to super-premium cards. While we see “10X Rewards” with others like Amex & Yesbank, they’re still nowhere close to what HDFC offers in the segment.

Update: This is a bad move for those who’re paying annual fees for HDFC Diners black as you’ll no longer get 5K points on renewal. But matter of fact is that anyone holding this card actually spends north of 5Lakhs/yr, so not a big problem for most.

What’s your take on the upcoming changes to HDFC Bank Diners Club Credit Cards? Feel free to share your thoughts in the comments below.

Source: HDFC Bank website & other sources. Some benefits may differ. Expect an email communication from the Bank in a day or two.

Thanks to Shailesh for sharing the updates.

Author: Siddharth

A Credit Card addict, minting reward points & air miles for years. Obsessed with aviation, airport lounges and luxury hotels. Helping Indians choose a right credit card and enjoy luxury travel at affordable cost.

456 thoughts on “HDFC Diners Black Credit Card gets new benefits from 1st Nov 2019

  1. Mohit

    Hi Sid,

    If one has to choose between Diners Black & Infinia, which card will you recommend ?

    Thanks

    Reply
      1. Anurag Goyal

        Hi Sid,
        If one has yes private (to take care of domestic and international lounge access), and ICICI emerald for good forex rates conversion, then does it make sense to upgrade DCB to infinia to maximize the smartbuy Cap of 25K applicable to Infinia (DCB has 15K cap)? I mostly use DCB for shopping at AMAZON or on smartbuy for air ticket.

        Reply
      2. Chandrasekhar Adusumalli

        Dear Siddharth, if you register yourself on offers.smartbuy.hdfcbank.com and go to amazon or flipkart or do flight or bus or hotel booking from there, you will get 10X rewards. But make sure that you go to amazon or flipkart without adding any items to the cart. Add items to cart only after you reach the site
        Other than that, for diners black, hdfc bank has relaxed the eligibility for the alumnus of premier institutes (given below) with a gross monthly income of at least Rs. 1 lakh

        Colleges now included for special Primer college Alumni Diners program:

        1) IIM Calcutta
        2) FMS Delhi
        3) Jamnalal Bajaj(JBIMS)
        4) IIM Bangalore
        5) IIM Lucknow
        6) IIM Ahmedabad
        7) MDI Gurgaon
        8)IIFT Delhi & Kol
        9) SP Jain Mumbai
        10) ISB Hyderabad & Mohali
        11) XLRI Jamshedpur
        12) NITIE Mumbai
        13) IIT Mumbai
        14) IIM Kozhikode
        15) IIT Delhi
        16) NMIMS
        17) IIM Ranchi
        18) IIM Indore
        19) IIM Shillong
        20) IIM Trichy
        21) IIT Madras
        22) IIM Rohtak
        23) IIM Raipur
        24) Symbiosis (SIBM) Pune
        25) SCMHRD Pune

        Reply
        1. GTMAX

          Hi Chandrasekhar,

          Where is this condition of relaxed eligibility mentioned on the HDFC website for Premier college Alumni?? Kindly share the source link and details.

          Reply
          1. Chandrasekhar Adusumalli

            I am a bank staff and you can take my word for it

          2. GTMAX

            Hi Chandrasekhar,

            You as a bank staff are aware about it. How can we expect the
            nearest bank branch staff/phonebanking/Chennai office that we approach will be knowing about the same? If there was a source to refer these details, would have been great to communicate the same accordingly to other bank staff. This information would be vital for helping out a lot of my friends. Thanks!

        2. Prashant Gupta

          Thats news…request to kindly share the source…will help others….

          Reply
        3. sanemate

          They also get it Lifetime Free. I am from one of these but have been using Diners since 2016. I have been asking the sales guys to convert me to lifetime free but obviously, new customer is better value for them than me

          Reply
          1. Chandrasekhar Adusumalli

            Yes it is free if you have gross monthly income of at least 1 lakh rupees

          2. Anshul

            Did you manage to convert your existing paid Diners Black to LTF, being from one of these colleges? Or this applies only to new applications?

          3. Sandeep Kumar

            These college alumni can convert existing diners black card to LTF as well. Better contact your college and take contact of hdfc personnel handling such cases.

          4. Shamik Biswas

            Hi

            Its Diners Black free lifetime for IIM alumnus?
            I am Imperia with huge deposits in the bank but these buggers never bother to give any benefits till I complain

        4. Curiosity

          Since people have asked about the source: well I came to know about this through my alumni mass-email. So maybe the best route would be to get the details from the Alumni Department or try providing the degree copy as a part of the documentation. In continuation, can someone help me decide if I should replace this with Infinia that I currently hold and get some other card for offline swipes? Posted a detailed comments on this thread as well. Thanks!

          Regards,
          Curiosity

          Reply
          1. Snaky sour

            How can we get iim kashipur and udaipur enrolled as they are also established along with trichy?

        5. Rushil Jain

          If we land on Amazon via smart buy and purchase items already added to card, then we won’t get 10x points?

          Reply
          1. Pragyan

            Nope, you might use save for later for the items and then visit amazon via smartbuy and move items to cart.

          2. HC

            Does the condition to add to cart post landing from smart buy exist for Flipkart also?

        6. George Mathews

          yes. few people in office have received this invite via their alumni groups.

          Reply
        7. Abhi

          Hi Chandrasekhar,
          3 IITs are already in the list, what about the three others – Kharagpur, Roorkee and Kanpur? Most of their MBA alumni are also earning atleast 1L pm.

          Reply
        8. Abhishek

          Hi..I am alumnus of IIM..Currently working in hyderabad..can you please connect me with hyderabad hdfc manager who can facilitate this..

          Reply
        9. Anup

          Hello Chandrasekhar, I have regalia with 6 lakhs limit. Within one year I have spend more that 9 L. Will I be eligible for diners black?

          Reply
        10. Shamik Biswas

          What about IIM Udaipur which is better ranked that most of these colleges in the NIRF as well as Global QS and FT rankings?

          Reply
        11. Amit Verma

          I am graduate from a college in the list and meet income criteria, How to proceed?

          Reply
        12. Vasu M

          Hi Chandrasekhar, is the program still applicable and is the gross income cutoff still at the 1lakh/month level?

          Reply
          1. Abhi

            What I heard was, this offer was running until 31Dec.

        13. Shanu

          Hi Chandrasekhar,
          Is IIT Kharagpur not added yet? Is there any link from where I get get the updates?

          Reply
        14. Avinash Keshri

          Hi
          I am Avinash, an alumunus of IIM Bangalore and am looking for a HDFC finers black card. Can you ask your representative to call me ?

          Regards
          Avinash Keshri

          Reply
      3. Nitish Midha

        Can you please elaborate more on this ? I feel not much difference except few points

        1. Smartbuy limits DCB -15k Infinia-25k
        2. More acceptance of priority pass

        Reply
      4. Vipul Aggarwal

        Hello Siddharth,
        Thank you so much for writing the articles and helping people to understand credit card benefits better than bank website. Actually I got HDFC Infinia credit card and I read in your article that we get 3.3% return by spending 100(5points on spending 150). But I guess 1 point is equal to .50paise not 1 rupee. So return is 3.3%/2.

        So just wanted to understand paying via card at the place where they charge 2% as credit card transaction fees is not beneficial. Why in some articles it says it’s still a benefit of 1.3%?

        Please help to understand this system.

        Regards

        Vipul

        Reply
  2. Curiosity

    Hi, thanks for the update on Diners Black. I have an option to get Diners Black as LTF. But I currently have HDFC Infinia card, so does it make sense to go for Diners Black after this new update? Also considering that for physical swipes Visa/MC is still a better bet than Diners, so what shall one do in such case? What other premium Card (Non Amex) for physical swipes do you suggest in case you recommend going for Diners Black? PS: My banking is with HDFC and I don’t prefer paying fees for Credit Cards.

    Regards,
    Curiosity

    Reply
      1. Curiosity

        Hi Rachit, HDFC has tied up with a business school to roll this out for all their Alumni. hence getting this.

        Regards,
        Curiosity

        Reply
    1. Prashant Agrawal

      If your relationship with HDFC is deep enough, you can ask your RM to make a request to keep both cards. HDFC Bank allows 2 cards technically, but it’s not a normal process and needs BM approval.

      Reply
  3. Diners Black customer

    I believe your post has a few corrections required. My understanding from HDFC Bank is as below
    ClubMarriot, Zomato Gold, Amazon Prime, MMT Double Black, Times Prime and Forbes Digital subscriptions are all given to customers. It’s not a choice of 2 or 3. All 6 are given as welcome and annual benefit. Welcome benefit on 1st TXN and annual benefit on 8 Lac annual spends. New customers will get the memberships during welcome benefit itself. Old customers since their welcome benefit time is over, will get during annual benefit. Fair deal.
    Monthly benefit of BookMyShow vouchers or the 2x on dining also applicable on both new and old cards.
    They have added some wellness benefits also which is new.

    Reply
    1. Satish Singh

      yes, i agree with your remarks. i verified by phonebanking today.

      Reply
    1. Ashish

      link
      You can avail complimentary annual membership benefits by1. Upgrading to a new HDFC Bank Diners Club Black Credit Card with joining/ renewal fees of Rs. 5000/- (To upgrade visit NetBanking or call PhoneBanking after 1st December 2019)

      Reply
      1. Amit

        I have regalia credit card since 1.5 yrs. I recently applied for new DCB from payzapp. The card got approved and now i am holding on both the cards. I was not charged any fee for DCB. Is there any possibility that my regalia to be upgraded to infinia after some time?

        Reply
        1. Shashank Suresh

          @Amit, do you hold any other relationship with HDFC. Also were you asked any documentation for the DCB application? I recently got upgraded to regalia and was looking at an upgrade to the DCB. But if I can hold both, it would be the best as the regalia would be a great backup to DCB.

          Reply
          1. Amit

            Yes i have my salary is credited to the hdfc account, have demat ac , MF with HDFC. Also i met the desired income criteria. No documentation was required, i just filled the form online.

        2. Rohit roy

          @Amit
          are you an Imperia customer. I have been requesting dual card since march but management has said that HDFC stopped giving dual card. Anyways i got a backup card for black so i just left it.

          Reply
  4. vishal verma

    This is cool “Lounge access is complimentary for both primary and add-on Card holders.”

    Reply
  5. Rajiv

    I am currently using regalia. Would you suggest upgrading to diners club privilege?

    Reply
      1. Akarsh

        Isn’t Regalia a better card overall Sid?. It has better milestone rewards and better acceptance compared to diners. Is it not possible to upgrade directly 7 from Regalia to DCB?

        Reply
        1. Abhishek Roy

          In India, Diners acceptance isn’t a problem anymore. rarely you’ll find a place (more so, a brick and mortar or neighbourhood grocery store). 9 times out of 10, HDFC Diners cards will be accepted in India. Problem arises if you travel Internationally very frequently. In that case you need a VISA/MC card that has the best acceptability.

          Reply
          1. Vikram

            Not sure which city you’re from but in Chennai I have more trouble with Diners than with Amex. Even if it’s not accepted almost everyone knows what an Amex card is. But many don’t even know what Diners card is. When I ask if Diners Club cards are accepted I get replies like “Only credit cards and debit cards are accepted.”. “Only Indian credit cards are accepted.”. etc. On one occasion I was asked which bank the card is from and I said HDFC. They said okay but couldn’t transact. And that was a HDFC POS machine. Also with Amex if you swipe the card on a machine that doesn’t support Amex it clearly says something like unsupported card. But with Diners Club all I see is “Chip Error please swipe.”. And when they swipe it will ask them to insert the card. This has happened on many occasions when the shopkeeper doesn’t know if they accept Diners Club cards or not. There are many jewellers in Chennai that don’t accept Diners Club. Shoppers Stop doesn’t accept Diners Club. H&M doesn’t. Considering these are big shops, not accepting Diners Club seems kind of odd but that’s the truth. And I haven’t come across a single petrol bunk that accepts Diners Club in over 6 years. Some HP bunks accept Amex though. It is probably because of the very small customer base that they have for Diners Club that they’re able to provide such offers.

          1. Sanjeev Khatoi

            Whoa, that’s great to hear Prashant. How do I go about getting a dinners variant. Just so you know I am holding a Regalia card now.

        1. Prashant Agrawal

          There’s no exact formula that guarantees but this should work:
          1. Credit limit ~3L+ on existing Regalia
          2. Banking Preferred or higher. It’d help to have multiple accounts at group level (family), FDs, high balance in savings account, etc.
          3. Ask your RM that you want Diners for some reason (e.g. 10X). And persist. The request needs to come thru RM or BM, you can’t do it directly

          Reply
      2. Skywalker

        Hi

        I am using regalia first right now with a credit limit of 2.1 lacs
        Do you think I would be eligible for the upgrade to privilege?
        And if so, how do i got about it?
        Any suggestions would be appreciated,
        Regards

        Reply
  6. Prakash

    I have had Diners Black for two years now, can I also avail the Annual benefits or Monthly benefits upon reaching 8L spend or 80K monthly ? What is Anniversary year ?

    Reply
    1. Siddharth Post author

      Yes, you can.
      Anniversary year: 1yr from card set-up date.

      Reply
  7. Captain Bishuddha Bharatiya

    This is outstanding news. I am so so lucky that my wife got Diners Black delivered today and I also have it from one month. For me monthly BMS voucher of Rs. 500 is the most amazing feature and I also love it’s 2X dining benefits.
    Thanks a lot Siddharth for this lightning fast post as always . A million thanks to you.

    Reply
  8. Sankalp

    Are all these offers including Wellness benefits also applicable for Add-ON card ?
    If Yes, I am surprising my wife with one.

    Reply
    1. Mouli

      Sankalp

      I dont see much value in the Wellness benefits,do you see any thing worthy?

      Reply
  9. Nihar

    Sid saw this on the website, for existing HDFC Bank Diners Club Black customers what’s there ?
    “You can avail complimentary annual membership benefits by: 1. Upgrading to a new HDFC Bank Diners Club Black Credit Card with joining/ renewal fees of Rs. 5000/- (To upgrade visit NetBanking or call PhoneBanking after 1st December 2019) or 2. On achieving annual spend milestone of Rs. 8 Lakhs at the time of card anniversary on your existing Diners Black card.”
    So we cant take these benefits as it seems till renewal !

    Reply
    1. Siddharth Post author

      That’s right. Need the “current” card anniversary year to end to avail these “Membership” benefits (if spends >8L).

      Reply
  10. Mudit Bhargava

    i have upgrade available for regalia from regalia first. Would it be worth to give a shot to ask for upgrade to Diners Club Privilege

    Reply
    1. RAKESH

      I had applied for upgrade to Diners Black from my Regalia First last month by sending my income documents to Chennai address. They approved it within a week and I received the card as well. So yes, you should definitely try asking for upgrade to Diners Privilege or Black.

      Reply
      1. vicky

        Hey RAKESH,
        Can I know what was your limit on regalia first while you applied for Upgradation to Diners Black?
        I was hoping to upgrade my regalia first to diners black as well.

        Reply
      2. Skywalker

        Hi,
        What was the limit on your regalia first,
        Even i have a regalia first with a limit of 2.1 lacs though.

        Reply
  11. Points Addict

    Does this mean, a downgrade is in cards? They certainly don’t want customers to quit when they stop giving 10x. Is this an attempt to premature compensate for it? Hoping for the best, though.

    Reply
  12. Prateek

    I just got my LFT Regalia upgraded to FYF DCB yesterday it seems (haven’t received it yet, can’t see it in Netbankingthough some SMS for it has come)

    Complimentary annual memberships from the above partners can be availed upon completing the first transaction on your HDFC Bank Diners Club Black Credit Card for Cards issued from 1st Nov, 2019. Terms and conditions applicable

    Reply
  13. Santosh Kumar

    Hi Sid,

    Currently holding a dinerclub miles card with 4.7L limit (1.5 year old card) with around 10L spends in the last year. What are my chances to upgrade to DCB or do I need to settle down for diners privilege?
    Hold my salary account with hdfc and all my family members along with myself just got into classic program?

    Would like to get a DCB by any way possible? Any advice on how to go further?

    Reply
    1. Shri

      You should be able to get it easily if you meet income criteria, applying through your personal banker. Without income criteria, still recommend talking to personal banker/relationship manager.

      Reply
  14. Mohammed Shoyaib

    Can the reward points earned on Diners card be redeemed on card statement ? If yes then what will be the value in ₹ of each reward point ? Thank you.

    Reply
    1. Shri

      You can find it on HDFC diners website. It’s 50ps when done redemptions for anything but Flight/Hotel spends on smart buy website.

      Reply
  15. Rishabh

    #4 Dining Benefit
    2X Reward Points on Dining (Weekends only)
    This is a great benefit again as it helps you save 6.6% on food, but only on weekends unlike Infinia which doesn’t have this weekend limitation

    Above benefit not mentioned on Black Credit card page of bank, please share the source?

    Reply
    1. Binay

      I think they have revoked, 2X dining benefit, can’t seem to find it anywhere.

      Reply
      1. Siddharth Post author

        Wait for the communication from HDFC before getting into any conclusion.

        Reply
  16. Aakash

    Brother I already have Dinners black from which was just issued in July. So could I upgrade it to this?

    Reply
  17. raulnayak

    For those wanting to upgrade from Club miles to Privilege, I would suggest you wait. The club Miles as well as black give 1 RP for 1 Mile conversion ratio while Privilege, which is supposed to be the better card, is giving 0.5 Mile for 1 RP. For other redemptions it’s the same but for people like me who transfer to vistara, this is a degrade. So il be giving it a miss for now.

    Redeem Reward Point for AirMiles across British Airways Executive Club (Avios), Jet Airways (JPMiles), Singapore Airlines (KrisFlyer Miles), Club Vistara , (1 Reward Point = 0.5 Airmile). Please complete Frequent flyer registration before attempting Airmiles redemption in NetBanking.

    Reply
    1. Prashant Agrawal

      Excellent point. I bank my ClubMiles for Vistara conversion usually. Thank-you for the information.

      Reply
        1. Prashant Agrawal

          It depends if you’re into Air Miles. Using 1:1 transfer ratio, I was able to redeem at ₹1.5/point for my last return flight instead of the usual ₹0.35/point.

          Reply
          1. Shivam

            Can you explain it in detail please how you got 1.5/point. It will help other members to save some money too.

          2. Prashant Agrawal

            My last trip was sudden and highly unplanned with multiple variables deciding my dates. I was able to book Vistara Eco and PE tickets with miles just few days before the trip which were retailing at 3-4X the Advance Booking rates.

            Obviously this is not always true. For e.g. current JP miles for my trip next month is giving lowest value ever. Which is why you’ll need to be able to be in miles to track and assess these. Hope it helps 🙂

          3. Shivam

            Understood what you explained but still did not understand how you were able to get Rs. 1.5/point while its 1:1 transfer ratio?

    2. Ankit

      Even for Club Miles card, it is mentioned as 1RP = 0.5 Airmiles on their site. Just now I checked.

      Reply
    3. Vaibhav

      Is mile conversion. Cheaper than directly booking from hdfc smart buy flight option for clubmile cards?

      Reply
  18. Pratik Gattani

    diners clubmiles is better than privilege..miles transfer for privilege is 1RP = 0.5 MILES..unlike 1:1 for clubmiles

    Reply
  19. Prashant Gupta

    Looks like killer offerings….the lounge access part was really needed. I hope they dont spoil the 10x part. Will both my card renewal due 6-7 months later dont think i will be able to use the offers/memberships. The dining offer is also good as most of us go out in weekends usually.

    Reply
  20. Suraj

    Are they still giving 5000 RP for paying the 5K annual fees of the diners black?

    Reply
  21. Prashant Gupta

    I cant find the dining 2x offer on the diners page. And one has to spend 8l to get the memberships, its not on payment of renewal fees….its good and bad too. They are encouraging spends basically. With me having 2 cards it’s difficult need to concentrate spends in 1.

    Reply
  22. Prateek

    On their website they make it sound like the new Diners Black is an “upgrade” to existing one. Any idea?

    “For existing HDFC Bank Diners Club Black customers:

    You can avail complimentary annual membership benefits by:

    1. Upgrading to a new HDFC Bank Diners Club Black Credit Card with joining/ renewal fees of Rs. 5000/- (To upgrade visit NetBanking or call PhoneBanking after 1st December 2019)

    or

    2. On achieving annual spend milestone of Rs. 8 Lakhs at the time of card anniversary on your existing Diners Black card.”

    Reply
  23. Prashant Gupta

    Has anyone noticed, they are not giving 5k points now on renewal or joining…..a big change. So everything is coming at a cost.

    Reply
  24. Pankaj Singhal

    I think they are trying to convert the LTF card holders to fee paying customers. If you read the last para on the DCB website, it says avail annual benefits by paying a fees of Rs. 5000 else wait for your card anniversary and meet spend criteria. For someone whose card anniversary was only a couple of months ago, it may make sense to pay and avail the benefits. I am wary of losing my LTF status though.

    Reply
    1. Prashant Agrawal

      Curious, how did you get DCB Lifetime Free? I have only seen FYF details.

      Reply
    2. Shri

      Same boat here. Renewal month was just few months ago and i have to decide if I want to lose LTF for the annual memberships. Correct me if I’m wrong but I think only memberships are tied to getting the new version of the card.
      Rest of the benefits should be good for existing card holders.

      Reply
  25. Ayush Agrawal

    For the 80k monthly benefit: is the month counted as statement month, or calendar month?

    Reply
    1. Satish Singh

      It is as per calendar month, not statement month. I clarified by phonebanking as of today.

      Reply
  26. sanemate

    So if I read it right, this will only be the case for those who Pay 5000? Would this offer stay for those who get it LTF?

    Also, spending 5L will waive off the next year fee, so in the end, net net you are paying 5000+GST and getting this welcome gift. Isn’t it?

    Earlier it was pay 5000 and get 5000 points. Would new guys get 5000 points as well along with the welcome gift?

    Reply
  27. DCB Noob

    Completely unrelated to the ongoing discussion, can anyone confirm if i am eligible to earn points if i add products in the cart on flipkart/Amazon beforehand, close the app and land on it via smartbuy and do the transaction?

    Reply
  28. Amandeep Sharma

    Hi. Can an add on card member access lounge alone if the primary cardholder is not traveling along.

    Reply
    1. GTMAX

      Yes Amandeep if the add on card holder is carrying add on card with their name printed on the same and not the primary card

      Reply
      1. Sayantan

        In case I have an add on card, can I use the main card and the add on card at the same time for 2 of us.
        Card 1: in my name
        Card 2: in wife’s name

        Can these 2 be used together on a single day?

        Reply
  29. Rohit roy

    I got my card on Oct 14th . The annual membership is applicable only for people who get their card after NOv 1st 🙁 and also looks like we will have to spend 8 lakhs in anniversary year to get it for existing customers which is not a big deal.
    Lounge is a great addition since i was maxing out 6 international visits for regalia and black didn’t have it for add on .
    Also my card looks different from what you posted even though its been only 2 weeks since i got the card.

    Reply
    1. sanemate

      But you would have got 5000 points if you paid 5000 bucks right? I am not sure if this welcome offer is there if the card is lifetime free. So you aren’t losing out on much.

      Reply
      1. Rohit Roy

        @sanemate
        First year is free only renewal fee of 5000 is applicable. So I don’t think I would get welcome points. Can anybody confirm that.
        Is 10x smart buy is gone for nov month? Still the dcb site is not updated.

        Reply
    2. Abhishek Roy

      The Diners Black always had the option of Lounge Access for even the Add On card holders. The only thing is people never tested it for the fear of getting charged. I used it domestically as well as internationally. Never been charged for that. But, it’s welcome move that they have made it official. This will give peace of mind to all card holders. The demerit is the Diners Club Lounge network is not as extensive as the Priority pass Lounge network.

      Reply
  30. D

    Hi Sid,

    I got the card delivered to me a couple of days back. What exact benefits am I eligible for?

    Reply
  31. Ashok

    Sid, you mentioned ‘That’s a sweet additional 1% value on spend which is on top of regular 3.3% return making it 4.3% reward rate’. For 80k if we get 1k voucher it is additional 1.25% to be precise right? Also do we get total 1k or 500 voucher?

    Reply
    1. Abhi

      It is 500 voucher for every 80K spend. So it is not 1% but 0.62% So total reward rate becomes 3.92%

      Reply
  32. Keyur

    Yes, Siddharth. The complementary lounge access for add-on cards is a pleasant move.
    The reward rate is same as clubmiles except that with clubmiles, 1 RP = 1 air mile. But with Privilege, 1 RP = 0.5 air mile.. Now that’s the only drawback. But maybe they might devalue clubmiles now?

    Reply
    1. santosh kumar

      It doesn’t seem so. The miles redemption portal is still showing 1RP = 1 Air Mile.

      Am I missing something here?

      Reply
  33. Sid S

    What are the benefits of Mariott membership? They have not mentioned it anywhere.
    Is it the same as joining through their website? If so, then one can get it otherwise also. Maybe i am missing something. If anyone can explain please.

    Reply
    1. Mouli

      Sid

      As far as I know its just 20% discount on the restaurant and 30% on room tariff not much like Taj Epicure membership
      Any one has better knowledge on the Mariott membership benefits ?

      Reply
  34. Pradosh Nair

    Hi Siddharth,

    Between Diners Black and Amex Platinum Travel, which is better in terms of rewards.

    I have both so bit confused on what should be my primary card.

    Reply
    1. Abhishek Roy

      For general spends Use Amex Platinum Till 4 L/annum. For 10X spends use DCB. For spends beyond 4L, use DCB for general spends too. Either way, you’ll get compensated for the 5K renewal fees for DCB in the form of complimentary memberships. In case of Amex Platinum, if you don’t hit the thresholds, you wont get anything in return.

      Reply
  35. Prashant Gupta

    So now there are following options:
    1. Reach Rs.5L get fees waiver but you will not get membership
    2. Reach Rs.5L pay fees and get membership
    3.Reach Rs.8l get fees waived + get all the memberships

    Basically earlier on paying fees we used to get 5K points now one will get memberships. Right?

    Reply
    1. Prashant Gupta

      Also point 4: if a person spends less than Rs.5L. Then they have to compulsorily pay fees as a result they should get the memberships. Then one who spends between Rs.5L-8L is at a loss no fee but no membership. Or am i thinking too much :-).

      Reply
      1. Abhishek Roy

        When you spend less than ₹5L annually, you don’t have a choice. You have to compulsorily pay the renewal fees, for which you are in part compensated by being offered the complimentary memberships. If you send between 5L to 8L, YOU HAV A CHOICE of getting a waiver alone or spend more to get the Complimentary memberships too. The choice is what matters.

        Reply
      2. SG

        Having seen past actions, the bank is probably going through this comment section and making changes as we speak 😄

        Reply
        1. Mickey

          Then let the bank also know that HDFC customer support is probably the worst. It’s an embarrassment for a big bank like HDFC

          Reply
    2. Abhishek Roy

      No, earlier if you spent 5 L there was no way of paying fees to get 5000 RPs. There was no option of double dip earlier, which there now. Earlier, say you spent ₹8L in a annual year, the only benefit you used to get is waiver of renewal fees. No renewal points. But now, you get waiver plus complimentary membership, thus it allows double dipping for spenders going north of ₹8L/annum.

      Reply
  36. Ankur

    Another change is Points validity has been increased from 2 years to 3 years for DCB.
    For other cards it remains 2 years.

    Reply
    1. Abhishek Roy

      For Diners Black, the points validity had always been 3 years in the past too. For other Diners variants its was 2 years. Nothing has changed there.

      Reply
  37. Sid S

    They have mentioned that new card members will get the benefits after first card transaction for 1st year. But from next year, it will be renewed only if target spends are met in that year.
    Also, i think with these changes, 10x program might not be extended beyond Dec. (Although i would not like to see it go). Let’s see.

    Reply
  38. GTMAX

    I don’t see 10X going away at least for the next 1 year.

    Just 2-3 months back, they have changed the Smartbuy 10X upper cap for different cards. Also introduced gift vouchers as a category recently. Limited points to be redeemed to an extent of 70% of the total txn value for Regalia & Club Miles.

    About Diners 10X partner program, what I have heard is the bank is quite keen on getting Payzapp back as a 10X partner. As per them, the same was removed earlier because of technical glitches (duplicate points posting) & exponential increase in calls to customer care team. So expect it to make a re-entry in January if the technical issues are sorted out by then.

    With these aggressive moves, it looks like they will throw other competing banks & credit card issuers completely out of the park in the next 1-2 years.

    Reply
    1. KK

      Can someone pls explain ‘introduced gift vouchers as a category recently’?

      Reply
      1. Gaurav

        @KK, You can buy instant gift vouchers from smartbuy now. You’ll get 10x.

        Reply
  39. Pranav

    I got dcb last month , so to avail these complimentary membership i have to wait till it’s expiry and getting new card? After i get new card will I be able to get these complimentary membership

    Reply
  40. Shashank Raj

    Is it applicable on LTF Diners Black too, please confirm already holding LTF Infinia.

    Another question is Infinia getting devalued because HDFC aggressively adding benefits to Diners portfolio…

    Reply
  41. Ankit Jain

    Side Discussion:
    How to use Complimentary Card for International Airport Lounge access for Children less than 18yrs.
    Does Complimentary Card issued for Children less than 18yrs.
    Does International Airport Lonuge access charges for Children less than 18yrs.
    any way to get rid of fee by any variant of card.

    Thanks,
    Ankit

    Reply
    1. Suresh

      I recently used international lounges with my two kids, you can use your cards in your name or anyone travelling with you.

      Reply
      1. Ankit Jain

        Thanks Suresh, one clarification required :
        Does 1 card allows 1 adult + 1kid.
        Or separate card is required for kids to get in.

        Reply
        1. Manzb

          1 card – allows 1 person..
          So for 1 adult and 1 kid, you need 2 cards..

          Reply
  42. Aman

    Hello sid if u buy 45000 amazon vouchers from smartbuy (new option instant voucher) will i get 15000 points

    Reply
    1. Pranav

      But do not buy these gift vouchers for such a large amount, as they miss some vouchers if you purchase 10-15

      Reply
    2. Vinit Lenka

      Look like Amazon and Flipkart is removed. You can see the Amazon and Flipkart options… but when you will select them and proceed further, you can’t see any option for the amount and can’t select anything.

      Reply
  43. Vikram

    DB was already better than Infinia. Now more so. I mean there’s hardly anything better in Infinia other than prestige.

    Reply
  44. Nikhil

    Since they are giving 10x on voucher purchase, is it better to purchase amazon voucher instead of going on website and tracking purchases

    Reply
    1. Satyajit

      Even I feel this is a safer option..
      Also u can avail flight discount offers on Amazon +33% disc..
      Same with buying Uber cards

      Reply
      1. Sunny

        The only problem with Uber is that one can’t use the gift card partially. For Amazon it should definitely be better option.

        Reply
        1. SG

          You can use on Uber partially. Gift card gets loaded as Uber credits and it can be used over multiple rides, I’m using it.

          Reply
          1. Sunny

            Is it? .. I saw this message while purchasing and thought so

            Only ONE Gift Vouchers CAN be used for one ride.
            One Gift Voucher CANNOT be used multiple times.

    2. Prashant Gupta

      The smartbuy 10x says gift card purchases are excluded from 10X. So has anyone really received points for voucher purchases.

      Reply
      1. Satyajit

        I have ..
        You won’t get it if u buy it via Amazon.
        But if u buy from instant vouchers link..u get it..
        I got mine in 4 days…
        Got today for transaction done on 31 oct

        Reply
        1. Sourabh Jagga

          What exactly is the instant voucher link? Can you please share the link.

          Reply
  45. Gautam Gandhi

    Hi Sid,
    My expenses are relatively low like 2~3 Lakh Annually. Does it make sense to go for Diners Black since I have to pay the annual fee.

    Reply
    1. Divyansh Aggarwal

      I wouldn’t recommend that you go for diners. Prefer regalia LTF. As visa network is better than Diner’s

      Reply
      1. Gautam Gandhi

        I already have regalia LTF. Regarding the Visa network, I can get any other cc as a backup card, I am just confused since I can get Diners black, but I have to pay the annual fee but can 10x reward point cover the 5k fees somehow?

        Reply
    2. Amex Guy

      If you spend on 10X categories and travel, then yes. You get 5K points covering the fee anyway.

      With that kind of spend you can’t really play the miles game, so you should be looking at cards with more cash-y redeemable programs and DCB is about the best card in that category.

      Reply
      1. Gautam Gandhi

        So you mean if I pay 5K fees, that’s get converted to 5k RP? and whats the conversion rate for travel? does 1rp ~ 1 mile or something similar?

        Reply
  46. Pavan

    10x rewards are continuing on Flipkart and Amazon from 1st Nov as well? I do not see this update on renewal after 31st Oct.

    Reply
      1. Rohit roy

        @pankaj singal and pavan
        It is better to wait because I remember in July month or something diners black site was updated after a week stating that smart buy 10x not applicable if purchased between 1st to 7th of July even though smart buy site has 10x offer. You will have to deal with the bank very carefully.

        Reply
  47. Satish Singh

    Introductory offer: Upon achieving spend milestone of Rs 2.50 Lakhs in the period Aug to Oct 2019 or Nov to Jan 2020, your card will be eligible for new Diners Club Black upgrade after 1st December 2019 (under current pricing of your card)

    This is new update on Diners black card for existing customer. Updated- Today afternoon

    Reply
    1. sanemate

      But what extra will you get in that? How is that an upgrade? I have spent that much, but will I need to pay 5000 to get these welcome benefits when I apply for an upgrade or will these be for free?

      Reply
    2. PM

      Can you please provide the source? I fall in this category, so am interested 🙂

      Reply
  48. Ankur Maheshwari

    @Sid New Update

    For existing HDFC Bank Diners Club Black customers:1) You can avail complimentary annual membership benefits by:On achieving annual spend milestone of Rs. 8 Lakhs at the time of card anniversary on your existing Diners Black card.
    (Card anniversary is 12 months from card open month)2) You can avail complimentary welcome membership benefits immediately by:a) Upgrading to a new HDFC Bank Diners Club Black Credit Card with joining/ renewal fees of Rs. 5000/- (To upgrade visit NetBanking or call PhoneBanking after 1st December 2019)
    or
    b)Introductory offer: Upon achieving spend milestone of Rs 2.50 Lakhs in the period Aug to Oct 2019 or Nov to Jan 2020, your card will be eligible for new Diners Club Black upgrade after 1st December 2019 (under current pricing of your card)

    Reply
    1. sanemate

      I have spent 2.5L in Aug-Oct. I currently am under a 5000 renewal charge option (never had to pay as annually I spend 5L+). So what extra will I get under this introductory offer? Will I be getting these welcome benefits?

      Reply
    2. Shri

      Just saw this on HDFC site as well and glad that I get to keep my LTF card as is.

      Reply
  49. Sandeep

    Hi Sid, Which is the best card to pay 10lacs insurance premium for maximum rewards value

    Reply
    1. Abhi

      Sir, you paying 10L premium, you are beyond the RP things…. 😀
      (Just kidding 🙂

      Reply
  50. JP

    Will existing rewards points lapse (especially the points coming in 90 days from Amazon/Ola/Uber) if upgraded from Diner’s Black to Infinia?

    Reply
    1. Abhijit

      None.. Very smartly hdfc bank sent out sms message to all dcb holders with the link to the privilege page. I got below sms. When you click the link in below sms, it tells you that lounge access is only to primary Holder… Very conviniently they removed ad on card access… Shame hdfc, your offers and their validity have started raising serious doubts..

      UPDATE!
      We would like to inform you that there are changes in the existing benefits of your HDFC Bank Diners Club Black Credit Card
      Check hdfcbk.net/35kVmay

      How many times have you ever got an update message from hdfc?

      Reply
      1. Kumar

        Under ‘Travel Benefits’ i see this

        Lounge access is complimentary for both primary and add-on Card holders.

        Though the TnC pdf still says primary holder only.

        Reply
  51. Varun

    HI Sid
    One question related to Smartbuy. There is an ew option to buy Gift card through Smartbuy gyftr.Lets suppose I buy Amazon gift card from there .Will I be eligible for 10 X points.I am holding Diners Black Credit card

    Reply
    1. Satyajit

      I got it today for my 10k gift card bought recently..

      Best way to mint it.. who feel it’s a pain to track.

      Reply
      1. Rohit roy

        @Satyajit
        How soon will we get 10x reward points for amazon voucher purchased. Generally amazon is a pain if you buy things through smart buy 10x.

        Reply
  52. SG

    Zomato Gold – 1600/- (that is what its asking me for renewal)
    Amazon Prime – 1000/-
    MMT Double Black – 1300/- (after visa discount)
    Times Prime – 1000/-

    Total = 4900/-

    I don’t value Marriott and Forbes subscription much so if you are not getting 5K RP on paying the charges then you are basically paying for it.

    Reply
    1. SG

      Update: Received communication from HDFC via SMS that reads – “UPDATE! We would like to inform you that there are changes in the existing benefits of your HDFC Bank Diners Club Black Credit Card. Check hdfcbk.net/vBNdyLA”

      Customer care confirms what I was thinking. Reward points on joining/renewal are being stopped so you’d have to pay 5K for nothing in exchange if you don’t hit the 5 lakh milestone. Also, my DCB expires in March and I’m told I’ll be issued the “new” DCB automatically, with welcome benefits.

      Reply
    2. Prashant Gupta

      Yup..basically paying for the lounge access. But 10x offer on smartbuy easily will compensate.

      Reply
  53. S Dheeraj Sharavan

    I have spent more than 2.5L between Aug to Oct. Will I get the upgrade for free?

    Also does the upgrade mean I will receive the new card or just the memberships?

    Reply
  54. Abhishek Sethia

    Are transactions via paytm also eligible for reward points and are they counted for the 80000 spend threshold?

    Reply
    1. Abhishek Sethia

      Hi, detailing the query

      I am planning to pay my rent via no broker, but it isn’t accepting payment via DCB. However, I can choose paytm and then pay on paytm portal via DCB.

      Will I get THE STANDARD reward point of 3.33% for this transaction? Need to know since there is a 1.5% charge on no broker.

      Reply
      1. GTMAX

        No you still won’t receive any Reward points as it would be considered a wallet transactions & points are not credited for the same for all Diners Cards

        Reply
      2. Amann

        No points on HDFC cards on wallet transactions. Kindly do not waste your money. Use Standard Chartered Ultimate card

        Reply
      3. Surya

        Hi Abhishek,

        If you have rental agreement and owner’s PAN, better to use redgiraffe for rent payment. Charges are less there.

        Reply
  55. Gaurav

    Hi Sid
    Need your advise. I have one main card as Diners black which I got after my Regalia was upgraded.
    Diners Black has some limitations like limited physical swipe options (during travel I experienced this limitation on few occasions), and unable to upload to Samsung Pay..
    Hence I’m in need a secondary backup card.
    Would request your suggestion on which card I should opt for as a secondary card

    Reply
      1. Manzb

        I agree.. Best one with a unlimited lounge access (incl add ons and free priority pass as well), 3.3% rewards on all spends incl wallets.

        Reply
  56. Abhishek Sethia

    Are paytm transactions counted for reward points and also for 80000 spend limit

    Reply
    1. MT

      Not at all , unless you shop products on paytm mall which attracts normal reward rate… but no 10x on any paytm tx

      Reply
  57. BLACKI

    I have applied for Black yesterday. I am alumnus of one of the college for which it’s life time free. has shared my degree while applying.
    Does anyone know if I will be getting old one or new one?
    Also, will I be getting those annual memberships free in the first tear?

    Reply
    1. Umesh

      1. You should get new one.
      2. Ideally yes, you should get all the membership free..

      Reply
  58. Khushboo

    Hi,

    Two queries
    1. If spend is made on Add On card over smartbuy then is it also eligible for 10x offer?
    2. My card was issued in Oct 2018 so it got renewed in Oct 2019, annual spend was more than 8 lacs so does it make me eligible for card upgrade along with memberships?

    Tx.

    Reply
    1. Mudit

      1. Yes, The addon card has the same card number
      2. No, The new offer is from 1st Nov

      Reply
    2. Umesh

      1. Yes..If I am not wrong, the card number for add in card is same as primary card
      2. I doubt you will get as these are applicable from 1st Nov. You should call customer care and discuss

      Reply
    3. Ramesh Kumar

      1. Add on(s) and primary card number will be same, so all online transactions will be part of primary card.
      2. In TnCs, it’s mentioned as effective from Nov 1st, so not sure whether renewal is eligible for membership offers. But if your spending is more than Rs.2.5L between Aug and Oct, then you’ll be eligible and can be claimed from Dec 1st.

      Reply
  59. skd

    Is the 10X rewards program with partners and on smartbuy still on? Or is that history now?

    Reply
  60. Naga Arun

    Are they offering Diners Privilege as Life time free Card??
    I am having Diners Premium LFT with Credit Limit of 3.3 lakhs.
    How can I upgrade to Diners Black/Privilage as Lifetime free

    Reply
    1. Neo

      Arun,
      I had a Regalia LTF which got upgraded to DCB LTF. So Yes, it is very much possible. Depends on your RM / depth of your relationship with the bank, etc

      Reply
      1. Sanjeev Khatoi

        Good to hear that. How much was your credit limit before you upgraded to DCB LTF?

        Reply
      2. Saveri Pal

        Hi Arun, Did you apply under the college offer to get LTF DCB? If now can you share the HDFC exectutive’s number who helped you do this?

        Reply
  61. Abhi

    Sid, basically it is a reduction in renewal benefits as also mentioned by SG above. Earlier for 5K Rs you use to get 5K points. Now for 5K you get memberships which honestly speaking are not all useful. Amazon=> I got free from Airtel & BSNL. Zomato => Instead had free Gourmet Passport from Cred. Club Marriott=> WHAT IS THIS FOR ANYWAY ?? Times => have an option for 50% through Payzapp. Overall… a big SORRY is what DCB renewal has become.

    Reply
  62. ashu

    One question: My current DCB card is LTF. But as mentioned by some members, my spend is below 2.5 lacs.
    Does that mean I need to pay annual fee now onward? Please calrify.

    Reply
    1. GTMAX

      No, you don’t need to pay any fees. It will still continue to be LTF unless you get it changed to the new paid variant just for the sake of getting these memberships in the first year

      Reply
  63. Vipul

    How is the cap of additional 9x rewards points calculated. Is it calendar month wise or billing cycle wise?

    Reply
  64. standard

    what is the best way to redeem Diners Black reward points? transferring to hotel programme, Airmiles, or redeeming on hotel/flight ticket on smart buy or something else.

    if someone have experience of maximize it, would be great if they can share with all.

    Reply
    1. Prashant Gupta

      For me i just redeem for flights and hotel…who does nit want free vacations. And now one can book activities or attractions tickets also which is a bonus as per me.

      Reply
  65. ab

    i got mail from HDFC on 6.11.19.
    “For flight and hotel bookings, HDFC Bank Diners ClubMiles Credit Card members can redeem up to maximum of 70% of booking value through Reward Points. Rest will have to be paid via Credit Card.
    This will be effective from 25-Nov-2019.”
    is it applicable for all.

    Reply
  66. Rohit roy

    Hi All
    Big question is i got my card on October 14th so will i be getting 5000 RP at the time of renewal and all existing HDFC black holders who dont Upgrade. I dont have a screenshot and looks like HDFC wants its customers to upgrade to new just to not give 5000 RP after paying renewal fee. Also the complementary membership is only for 1st year. I still think benefits are more even though we pay Rs5900 annually.
    is there no limit for 10x points on Instant voucher ? Since 15000 cap is mentioned for flight/hotel/ amazon and flipkart.

    Reply
    1. Neo

      15000 cap is for Smartbuy 10x. So safe to assume vouchers will fall in that 15k limit.

      Reply
    2. Ramesh Kumar

      It’s also part of smartbuy, so combined limit of all(flipkart, amazon, flight, instant voucher and redbus) will be 15K reward points.

      Reply
  67. Anuj Gupta

    Dear Siddharth,
    Any update on changed rewards structure for Diners Black and Infinia with regards to Insurance Spends.
    I had done some insurance payments with DCB adn did not get points. On contacting customer care I am told that reward structure changed from 2000 points per transaction to 2000 points per day.
    Any clarification on this.

    Reply
  68. Chintan

    I am in email communication with hdfc regarding upgrade to black since last week of October, they had replied that they will enhance my limit to 400000 in order to process the upgrade.
    On 2nd November, i received credit limit enhancement but not the upgrade. Later i received mail saying that my upgrade request in under process and they will update me in 5 more days.

    Reply
  69. Manzb

    I have spent more than 3 lacs between Aug-Oct. Mine is a paid variant, but never had to pay any annual or joining fees as my annual spend is always more than 8-10 lacs. My card has been issued in July. Question is
    1. Can I get the new offer on 1st Dec basis the 3 lacs spend in Aug-Oct without paying 5K?
    2. Or I need to wait till next year July?

    Reply
    1. Anshul Kothari

      Mine is similar case as yours; CC executive confirmed that an upgrade option will be available from 1st Dec and since your spend is already higher than what is needed, you will be issued new card w/o any fee.

      Reply
  70. mayank sharma

    Has anybody been able to upgrade to Privilege from clubmiles, The physical forms are not upgraded and calling customer support I am not able to speak to anyone.

    Reply
    1. Santosh

      I am trying to do the same. Not working for me as well.
      Please do reply here if you are able to sometime in the future.

      Reply
  71. Sanjay

    I have just spent 3.0 lacs with my DCB in a single day.
    After inquiring from helpline i come to know that there is maximum 2000 points earn in single day (2000 ponits capping in single day).

    This is not mention at any where?? If anyone know about it ??

    Reply
    1. Dr Pankaj Gupta

      Just confirmed with CC, there is no such cap. 2000 points per day cap is only for insurance payments

      Reply
    2. PJ

      Was it an insurance payment? if yes, then insurance payments has max capping of 2000 reward points per transaction

      Reply
  72. Dhruvil Jain

    1) Are thee memberships also available in infinia? Seems like diner becomes better than infinia, if no.

    2) What are the benefits of infinia over DBC?

    Reply
    1. Umesh

      Currently there are no membership with infinia.. Infinia is still better than Diners as all membership are so useful..

      Quick comparison of Diners black and Infinia.

      1. No preset or higher limit in Infinia.
      2. Infinia is on visa/ platinum which is better than Diners especially for international travel
      3. Higher 10x on smartbuy for Infinia compared to Diners black

      1. Diners have additional 10x partners as compared to Infinia
      2. Lower spend limit for fee waiver for Diners black
      3. Recently added membership benefits if the spend is more than 8 lacs. However if the spend is less, then no points even if you pay renewal fee.

      Reply
      1. Abhi

        Club marriott is available with new Infinia (along with two upgrade vouchers, two 30% discount & 2 vouchers for Spa discount)

        Reply
  73. Chirag

    Hello Sid
    I am a Regalia cardholder since October 2018. I have CC limit of 4.7 lac. I do not meet the income criteria. I spent about 4 lac in September as i made some flight bookings. I paid it well in advance. Also bought 2 iphone 11 on emi to help out my cousin. After doing so, I requested my RM to increase my limit but she refused. Do u feel i woll get approved for DCB if i send the form to Chennai?
    I will also be taking an HDFC car loan mext month. Will that strengthen my case?
    I also noticed that mt CIBIL jumped from 729 to 789 in past 2 months.

    Reply
    1. Satyajit

      Better to apply apply after u pay this months bill after its generated..

      Reply
  74. Aakash

    Hey, So i need to avail those discounts on Spa,Resorts and those stuff. How do i avail those exclusive discounts?

    Reply
  75. SG

    Has anyone used the DCB along with its addon card for simultaneous access to an international airport lounge for 2 people?

    Reply
    1. Abhi

      I’ve used for domestic last week. Both card in same lounge, twice in a day (different airports)
      Mostly should work in intl as well.

      Reply
  76. Sourabh

    Hey Sid,

    I just read this on HDFC Diners black page:

    “a) Upgrading to a new HDFC Bank Diners Club Black Credit Card with joining/ renewal fees of Rs. 5000/- (To upgrade visit NetBanking or call PhoneBanking after 1st December 2019)
    or
    b)Introductory offer: Upon achieving spend milestone of Rs 2.50 Lakhs in the period Aug to Oct 2019 or Nov to Jan 2020, your card will be eligible for new Diners Club Black upgrade after 1st December 2019 (under current pricing of your card)”

    -https://www.hdfcbankdinersclub.com/diners-club-black

    Does this mean if we spend Rs. 2.50 Lakhs between Nov to Jan we can upgrade our current card to Diners Black?

    Reply
    1. Prashant Agrawal

      I don’t think so. This means your product will change from old DCB variant (not just any card) with new variant having new benefits while continuing to have fees structure of the old DCB variant.

      Reply
    2. Sanjeev Khatoi

      No, it’s only for existing HDFC Bank Diners Club Black customers aka old HDFC Bank Diners Club Black customers. Once they meet the target, their old variant will be upgraded to new DCB. It has nothing to do with other HDFC cards. Hope it helps.

      Reply
  77. rg

    Amazon is sending an email stating that the order placed through smartbuy. Good move to have some confirmation.

    Reply
    1. RGT

      Can you share a screen shot of this? I just ordered from Amazon through Smart buy and it doesn’t say so

      Reply
    2. Kushal Choksi

      Hi where in the order confirmation email does amazon state that the order is placed through smartbuy? I just ordered through smartbuy and received email from amazon with confirmation but can’t see smartbuy anywhere.

      Reply
  78. Chintan

    I just received delivery of my Diners Black Card, it is in old design came in old packaging. I called customer care they said that it is a FYF card.

    They also mentioned that after one year basis of annual expenditure of 8 lakh i can opt for privilege services or after 1st Dec i will get option in NetBanking to get new card on Joining fee basis.

    Anyways, finally got black.

    Reply
    1. Vipy

      Hi, Chintan, would you mind sharing your journey till Diners Black? Would really help to know the amount of transactions done etc that helped you in getting the card. Thank you.

      Reply
      1. Chintan

        @Vipy,

        I got my first Hdfc card Diners Rewards with 50000 Credit Limit in march of 2018,
        January 2019 i sent docs to Chennai for Clubmiles and 90000 limit and received the same right away my itr was around 13 lakh at that point in time. After some days of receiving the card i got enhancement to 100000.

        In February received one more enhancement to 120000.

        Since February my usage was high aroung 70000 to 140000 per month, i had to charge card in advance sometime in order to use it because of lower limit.

        In August i received credit limit enhancement to 200000 in September received one more limit enhancement to 260000 and in October 336000.

        October last week after receiving the enhancement i sent mail to Principal Nodal Office, they replied that minimum credit limit fot Diners Black is 400000 and basis of my card account they can enhance it further to 400000 and then they will upgrade my card. They also told me to share that scanned copy of duly filled form, they didn’t ask for any financial documents. I have spent more than 750000 since January and made down payment of 150000 in September for car.

        Reply
        1. Vipy

          Thank you very much for the detailed info it really helps. I will also try sending upgrade request form to Chennai. Did you directly write mail to Principal Nodal office or to cards division customer care first? And Congratulations to you on your Super Preimium Diners Black card.

          Reply
          1. Chintan

            No, i directly mailed to PNO, but this wasn’t my first mail, first time i mailed in February when they replied that they cannot upgrade my card right now.

  79. Dr. Aneesh T

    I got a DCB just a few days ago. But not the new version.. It looks like the older card but has NFC. How do I avail the welcome benefits and the memberships? Am I eligible for the club Marriott memberships?

    Reply
  80. Nihar

    My DCB was an upgrade from Regalia First LTF in May 19 . I asked for LTF card while sending the docs to Chennai but CC says annual fees are chargeable for total spends less than 5 L. It’s not cool.
    Now guys anyone who did speak to CC and availed this – b) Introductory offer: Upon achieving spend milestone of Rs 2.50 Lakhs in the period Aug to Oct 2019 .
    My spends are north of this number but want to wait for this upgrade as you never know what will happen to last 3 months points.

    Reply
  81. Nirav

    So if we upgrade to new DCB from old, but spends are less than 5 lakhs at the end of first year, we need to pay 5k+GST but don’t get annual memberships since spends are less than 8 lakh.

    If spends are in between 5-8 lakh, no fees but no membership also.

    More than 8 lakhs, fees waived and also get membership.

    Is this understanding correct?

    If so, people who’s spends are less than 5 lakh and don’t have LTF are at loss since they used to get 5k reward points as compensation which is not the case in new card.

    Reply
    1. Santosh

      I believe so.
      I was offered upgrade to DCB by my RM after requesting. But I need to shell out joining fee 5000+gst.

      Contemplating if it’s still worth it. Currently have LTF diners club with 4.7L limit.

      Reply
  82. Ankur Maheshwari

    The New Diners Black card offered after 1st Nov does show the card as “NEW DINERS BLACK CARD INTL”

    The design is the same as old one, but the BIN of new DCB is 3610 11.
    Its a contactless card, and other than that everything is same.

    The card was issued to my brother on 15th November. The welcome benefits will be offered within 30 days of first transaction.

    Reply
  83. KMS RAO

    A friend of mine works in a senior position in a pharma company. During our casual discussion a week ago he told me that HDFC team is visiting their office for opening new salary A/c’s to all employees and he has to co ordinate that. As he had no much knowledge of credit cards ,I told him ask for DCB card though his net income criteria falls short by few thousands. He had a Regalia First LTF with limit of nearly 3 lakhs. Upon his request HDFC had agreed to give a LTF DCB though he doesn’t have an HDFC bank A/c. He immediately opened a Salary account and he was told that once his November salary credits into account, he will be issued LTF DCB. I could understand that he was assured LTF based on his position and intervention of higher up of HDFC, probably cluster head.

    Reply
  84. Mazhar Shaikh

    I got upgraded from Regalia to DCB yesterday. I haven’t received the card yet but I went through the transferred card registration process on the Netbanking website. It took me a week to get upgraded and I had to fill up a print out of the upgrade form (customer version) and attach salary slips/bank statement and send it across to their Chennai office. One interesting thing I noticed today is that the upgrade form has now changed on the HDFC form center site. Initially, the DCB card had a first year free condition which is now been changed to chargeable. I was surprised to see this change (as I didn’t recollect me agreeing to pay 5k in the first year) and had to recheck the older version of the form just to confirm the form version I had sent across had it as ‘First Year Free’. Did anyone else observe the same? I just hope they keep their end of the deal and don’t charge me the 5k in the first year. However, I agree if i spend 5 lakh in year 1, they would not charge me in the annual fee in year 2.

    Reply
    1. Chintan

      I was asked to fill the form in October last week and my card got upgraded in 2 week on November, still as the form i fill said First Year Free, received a FYF card.

      Reply
  85. Hemanth

    Hello All, please share your valuable info for me. I have Diners Black. Can i access BLR Domestic Lounge at Bangalore Airport for free or should i pay?? Food and Snacks are complimentary or should i pay??
    Please lemme know asap. TIA 🙂

    Reply
    1. Prashant Gupta

      Kindly visit the diners club website. It has all the details of which lounges you can access worldwide.

      Reply
    2. Nikhil Bansal

      Hi Hemanth,

      You can access the Bangalore airport lounge for free. A nominal verification fee of Rs 2 is levied. You do not have to pay anything for having food, snacks or soft drinks. Liquor/hard drinks are chargeable on the domestic side, although they are free in the international lounge. Hope this helps!

      Reply
  86. Ranjeet

    Banglore domestic airport has a free lounge for Diners black. I just used it last month.

    Reply
  87. SG

    HDFC really needs to give better RP conversion for DCB on gift vouchers (look at SC Ultimate), given that you can now redeem for cash at 2:1. That would make a lot of customers move their spends, apart from 10X, to this card also. Because of this most of my other spends go to SC Ultimate and I don’t meet the 5 lakh milestone for DCB so get any value in upgrading to new DCB.

    Reply
    1. Rampy

      Another important reason for using my SC Ultimate is reward points for Wallet loading, Insurance Bill payments & Fuel. HDFC does not give reward points for either of these categories.

      Yet another reason is when I have to make payments lower than 150 Rs (via Tap to Pay & if PayTM or other wallets cannot be used to pay). SC gives 1 point against every 30 Rs spent. That way, you do not lose out on reward points.

      SC has another good feature of showing reward points against each transaction. Amazing transparency. And one need not call customer care to understand if 10x reward points have been identified correctly or not 😀

      Reply
  88. Anjul

    Hi, can anyone confirm if Infinia NRI issuance also gets 10x smart buy points or not?

    Reply
  89. Rahul

    Hi all,
    Since the add-on card has the same number as the primary card, would we be charged (for one person) if we use both of the cards for lounge access (me and my wife are using the card).

    Reply
    1. Ankur

      Yes, you can both use separately provided you swipe the card just for you, and she swipe for herself.

      If the lounge swipes 1 card for 2 guest, then you will be charged a whooping >$18 per visit.

      You can get a maximum of 3 add-on cards against 1 DCB.

      Reply
    2. Anshul Bhargava

      Hey Rahul,

      Yes, you are right. The older version of the DCB card has same card number for both primary and add-on card holders. So, either you or your wife can enter the lounge, at one time, at the same lounge. After you, when your wife tries to swipe the add-on card at the same lounge, at the same time, the executive will tell you that you have already used the card to enter.

      But the add-on card works fine at a different lounge, at the same time, when used with the primary card. The offical HDFC website says otherwise.

      As mentioned on the HDFC website, the new version of the DCB card, will now have the feature of complementary lounge access for both primary and add-on cards.

      Reply
  90. Raveen

    Does paying utility and insurance payments on diners club black entail us to 10x rewards if we pay through smart pay.

    Reply
    1. Ankur

      Smartpay is different than smartbuy.
      You wont be getting any 10x Accelerated rewards for paying through smartpay.

      Reply
  91. Chirag

    Hi. I have sent the credit card upgrade form along with documents to Chennai. I dont fulfil the income criteria but hoping to get approved based on my usage and relationship with the bank. How do we get to know whether the card is accepted or rejected? I am using Regalia with 4.7 lac CL.

    Reply
    1. CC freak

      I was holding Jet signature since last 5 yrs. Limit 4.05 lacs
      Stopped using the card since May and shifted all spends to Axis vistara infinite and citi prestige.
      Sent card upgrade form (no income docs) to chennai. Got a refusal letter.
      Then sent card closure request. That’s when they called me and said they will upgrade me to Diners black. Also increased my limit to 5.5 lacs.

      Reply
  92. Nikhil

    My spends were 2.29 lac during Aug-Oct and 2.47 if I exclude refunds. Any chance of me getting the upgrade offer?

    Reply
  93. Rishabh

    What if I buy Amazon gift voucher on Amazon website (of course via Smartbuy landing page) using DCB? Will it be eligible for 10x RPs?

    Reply
    1. Ankur

      Please spare your time to read terms and conditions for Smartbuy.

      Your query is answered there.

      No, you won’t be eligible for Gift Cards/Gold Coins or its equivalent.

      Reply
  94. S Datta

    Is Diners Privilege better than Diner Premium?
    The eligibility criteria for Premium is higher than Privilege !

    Reply
  95. Sharathkumar Anbu

    Important information today I have seen in DCB Statement

    ANNUAL / RENEWAL FEE IS REVISED TO RS 10, 000 + GST AND CURRENT 5000 RP
    BENEFIT WILL BE DISCONTINUED W.E.F 1ST JAN’20

    Reply
    1. Abhijeet

      Ditto for me.. Seems there are changes from 1st Jan 2020.. Hdfc tries to keep everyone on their toes every month.

      Reply
    2. Prashant Gupta

      10000 seems to be too high. Looks like they want to increase the entry barrier and want only high spends individuals to apply. I have 2 🙂 20K + taxes for me 🙁
      Lets wait for the final communication

      Reply
        1. Mouli

          Luckily I am having LTF variant of HDFC DCB and Amex Plat Travel card too
          I think when you spend more than 5L then no need to worry about this charges,rt ?

          Reply
        2. Neo

          Would love to meet the guys at the HDFC card division & the product managers. There isnt a single month where these guys dont change anything with the cards.
          DCB joining fee was always 10K & god knows why they reduced it to 5K to only now get it back to 10k effective 1st Jan ?
          Such lack of transparency & constantly changing goal posts just smacks of pure opportunism & taking customers for a ride.
          I love my DCB, but if i were in a situation to get a new one today, I would probably not go for it given how frequently the card proposition is changing.

          Reply
    3. Sandeep Kumar

      Thay want to onboard high spending individuals on dcb now and ready to loose few existing customers. Only high spenders and travellers will be able to make benefit out of this now.

      Reply
  96. CC freak

    I got my diners black old version card today. Got it upgrades from JET Signature. Not Sure its FYF or paid or LTF though.

    Reply
    1. Sandeep Kumar

      It should be paid and you should receive 5000 rewards points on old dcb. Just confirm with customer care.

      Reply
  97. Sumit gupta

    I have been offered life time free diners black due to B school alumni. Recently 6 months back i applied and got regalia first and limit is 1.8 lakh. I have made several 10x transactions and approx 7000 cashback for purchase is pending. The HDFC guy told me that due to low exisitng limit they cant offer 2 card and i have to upgrade the existing. Not able to answer my query regarding pending points approx 20000 and Rs 7000 cashback for 3 transactions. ( communication experience with HDFC customer care is very bad…no proper reply ever)
    Pls guide whether i will be receiveing pending cashback and pending rewards point if upgrade.

    Reply
    1. Sandeep Kumar

      Your existing reward points will be migrated to new card based on their cash value. For outstanding points it should be posted to your new card, better confirm with hdfc customer care. Or wait for some time and then upgrade but don’t loose the LTF dcb offer just check for offer validity dates.

      Reply
    1. M s murty

      @si d S,
      Up to 31-12-19, only pos international transactions, eligible for 10x.

      Reply
  98. Parth Patel

    I was just activating my dads upgraded dinners club black card and noticed that “activate by Date of Birth” option had only 1959 lowest year in drop down menu, he is just 1 year away from turning 60. Also age eligibility in card website is shown 18-60 for salaried and 18-65 as self employed. Does this mean when a salaried person turn 60 his card is deactivated?

    Reply
    1. Sandeep Kumar

      No. No new card will be issued after age of 60, any existing card continue to be valid until you choose to close it as long as you are paying bills on time. For activating your dad’s card contact hdfc customer care they will activate it from backend.

      Reply
  99. Mridul Sharma

    I got the Diners Black card about a week back. The design has not been changed.

    Reply
  100. govind dhanuka

    Hi sid i have diners club mile credit card with 4.8lac limit last month only I upgraded to club mile from diners privelage I now want to convert to black is it possible or should I wait….diners privelage i was using from 2016

    Reply
  101. Vyom Aggarwal

    something very strange happened to me. got a sms “congratulations you have earned 2754 reward points on your last txn via smartbuy” i had made a txn of 8261 couple of days back.
    This type of transparency from hdfc is unprecedented

    Reply
  102. Niraj

    2X Reward Points on Dining (Weekends only)

    Does weekend include late friday evening as well??

    Reply
  103. Skywalker

    Hey Guys,

    I want to upgrade my Regalia first to Diners privilege,

    When i try to do that on diners club website i just get an option to upgrade to diners club miles. I do meet the requirement of Salary more than 40k per month.

    Also the manual upgrade form doesnt have diners club privilege as an option,

    Can someone help me with this?

    Regards,

    Reply
  104. Rohit

    Not sure if I am doing something wrong but could not find the Amazon voucher in instant vouchers, can anyone help me with that?

    Reply
    1. Ramesh Kumar

      Amazon & flipkart vouchers not available for last 3 weeks and now it’s not listed, not sure whether it’ll be available again.

      Reply
      1. Rohit

        Thank you for responding, we do get 10X points on other voucher purchases like bigbasket etc.?

        Reply
  105. Prashant Gupta

    10x extended to 31 december with 10% smartbuy voucher on spending minimum 3k upto max Rs1500 voucher. Some innovation.

    Achieved the monthly milestone with tx on last day of month, not reflecting on statement though. Has anyone redeemed the milestone?

    Reply
  106. Pranab

    @Rohit,
    Amazon & Flipkart vouchers were gone long ago (probably since 4th Nov). Most likely, they’re not coming back soon.

    Reply
  107. Rohit Roy

    Whether 10x is extended to December month . DCB site is not updated yet. Did anybody check with customer care. There is one more offer in the month of december. Get 10% E- voucher for shopping above 3000 in smartbuy upto Rs 1500 per transaction valid from Dec1st to 31st.

    Reply
  108. Jatin Poptani

    Now upgrade to new diners black is shown, but fees shown as 5K+GST. I have spend more than 2.5 lacs during the period Aug’19-Oct’19. Called Customer care, they are telling me that i need to still pay 5k+GST in order to get this upgrade.
    What was the point of spend condition as i can anyways get this card by paying 5k joining fees?
    Can anybody explain if you fall in the similar condition.

    Reply
    1. gaurav

      I have the same case and contacted the customer care…. they told me that the new card will be first year free and chargeable from the next year…

      Reply
      1. Suresh Ethirajulu

        i was informed that those who meet spending requirements aug-oct timeframe will be given new card from december 2019 first year free. For those meeting spend req on nov-jan2020 will be given new card on march 2020.
        I already crosssed >2.5 lakhs in november, but still they say i will get the card in march 2020. dont understand the logic.

        Reply
    2. Rushabh

      Refer to TNC. 2.5L spends would make you eligible for new card and benefits “under same pricing as your current card”. Which is why you would have to pay that amount since your annual spends might not be above 5L.
      Or otherwise spend 8L in a year to get these benefits.

      Reply
    3. MURALIMR

      Is upgrade option in Netbanking is by clicking “Cards Section – > Requests -> Credit Card Upgrade link “?

      I tried clicking Credit Card Upgrade option, but I am always getting below response for my diners black card
      “We apologize, but this facility is temporarily unavailable. Please try again later.”

      I should atleast get option to upgrade by paying 5000 Rs fee. Not sure why i am not getting this option.

      Reply
  109. Amar

    Went to the poshvine website and redeemed all the memberships for my Diners Black card, which was automatically upgraded to the New one from end November. Can’t see the monthly vouchers though anywhere!

    Reply
    1. Chintan

      Have you received details from Forbes because i haven’t and it is almost 1 week now

      Reply
      1. Amar

        No – I haven’t.
        Also, even though I have received the code for MMT Doubleblack membership, it can be applied only on a specific landing page. Been trying to do it for the last 2 days, but that landing page doesn’t work!

        Reply
    2. Neo

      Were you able to use the TimesPrime voucher ? I keep on getting an error when trying to redeem that

      Reply
      1. Amar

        Yes – works fine. My only issue is with MMT Doubleblack.
        Forbes I am hoping will come through.

        Reply
    3. Rohan

      Which website are you talking about Amar ? I was told the memberships would be emailed to me but I havent received yet.

      Thanks

      Reply
      1. Amar

        No – membership codes will not be emailed.
        You need to login to the undermentioned website and redeem them. It doesn’t show up on login but search for individual offers in the search tab on Poshvine

        Reply
        1. Chintan

          For MMTDoubleBlack and Marriott visit the link mentioned in terms and conditions to redeem.

          Reply
        2. Rohan

          Did you login through the old card details or the new one ? In my case the new card details are shown as invalid and I can login through the old card details where ola select and bookmyshow is available but not the other annual memberships.
          Thanks

          Reply
  110. Chintan

    I have a query, my total spend in November was 98000 out of which 10000 is against an EMI, so actual spend is 88k

    what if, if it were 85000 and the emi payment is 10000 will i be eligible for monthly benefit then?

    Reply
  111. CC freak

    Add on card for the new diners black also has the same card number. Would it create problem while swiping both cards at the same lounge?

    Reply
    1. Ramesh Kumar

      I have used 1 primary + 2 addon cards few times and never faced any issue.

      Reply
    2. Mudit

      It still recognizes tht its add-on.
      You can see a separate section in your statement for the add on card spends.

      Reply
  112. Cc Freak

    And for online purchases the OTP will come only to primary cardholder?

    Reply
    1. Abhi

      Sadly, yes. Not sure why HDFC can’t have a separate number and send OTP to add on card mobile just like Amex.

      Reply
  113. Amann

    Hi Sid

    Got annual fee 5000 + 900 gst charged on 30 Nov and got 5000 points under old scheme. (Guess I didn’t spend the waiver target). Can I ask to upgrade to new DCB and ask for new benefits without getting charged again or reversal of 5000 points?

    Reply
    1. Dr Patil

      I received my Diners black card today. Its the older version, it seems. However, the adjoining letter does mention that I will be eligible for the membership after the first swipe, which I have already done.
      So will I get the newer card? Are there any conditions?
      I will be doing a down payment of about 3.5 to 4 lac Rs on this card in coming days. How is the old card any different from the newer one? Lots of unanswered questions.

      Reply
        1. Dr Patil

          Thanks. I have one more query. Just 3 days ago I read on diners black website that while redeeming reward points for travel bookings, U can use only 70% of points. Rest 30% has to be paid on DCB card. But dont find this condition mentioned anywhere now.
          Can someone please clarify?

          Reply
      1. CC Freak

        I also thought it’s the old diners black card when I received it last week, upon adding the card into netbanking it shows #new diners black intl#.
        Checked with CC also, it new one.
        Don’t go by the design.

        Reply
          1. GCA

            Have you received the new design card? I received yesterday but it starts with 3608 only

        1. DD

          I’d read somewhere (maybe on cardexpert.in itself) that the new version card numbers start with 3610 whereas the earlier version started with 3608. Check if this is the case.

          Reply
      2. Rampy

        Design PoV, you can get the new card by asking for the re-issue of your card.

        I am an existing customer & I have asked them for re-issue to avail tap-to-pay feature (contactless payment upto Rs 2000 per transaction) & the new design.

        Reply
    2. Amann

      Hi Sid

      Just to update everyone that there is an option for all DCB users to upgrade to new DCB via Netbanking now. I had opted for it yesterday and now my points and limit are being moved to the new card.

      Reply
  114. Abhishek

    Hi,

    Once we buy any Voucher from Instant voucher section on smartbuy page are we eligible for 10x RP for DCB card?

    Reply
  115. Chintan

    Redeemed Amazon Prime welcome benefit,
    They directly give away gift voucher of 999 for purchase of Prime, as i already have prime i have 999 Rs. sitting in my Amazon Pay Balance and i can spend it on anything. Nice!

    Reply
  116. Amann

    Hi Sid

    Just experienced something yesterday at the mall regarding diners cards.

    Ahead of me, in 2 different lines were holders of Diners Black and in the other line was Diners Millennia. Same machines in both lines and while the Millenia card transaction was smooth, the Black card didn’t work even after 3 attempts. Same pine labs swipe machines, 2 different Diners variants and 2 different results at the same time and same shop. Then the black card holder used Amex and it went through in 1st attempt. The black card guy claimed to the millenia card guy that only at this outlet the card has not worked that day and he’d done 5 transactions successfully at the mall.

    2 questions:
    1. Does Diners charge the POS differently for different variants?
    2. Didn’t know there was Diners variant with millenia. How to ask for specific variant from HDFC? Are the benefits same or different from Visa/ Mastercard?

    Reply
    1. Siddharth Post author

      Interesting observation. Did he try to swipe in the other Pinelabs machine in which Diners Millennia went through?
      AFAIK, each machine needs to be enabled for Diners/Amex and almost all machines are capable of that. I’ve also seen ICICI machine in HPCL not taking Amex. So I assume that the other identical POS machine was not enabled for Diners.

      Reply
    2. Gautam

      In India, Diners has a tie up with Rupay i.e. where ever the Rupay card works, diners will work.

      Reply
  117. Chintan

    Strange, i received my diners black card in November as First Year Free, as it was issued in November i am able to claim all the welcome benefits,
    Now today i have received an option to upgrade to new Diners Black card with Joining Fees of Rs. 10000.
    I confirmed with customer care, if i upgrade i have to pay joining fees, they also told me that if i upgrade i will be moved to the new diners black series in which number starts with 3611, currently it is 3608.
    and even if i do not upgrade i am eligible to receive privileges if i spend more than 800000 and the renewed card fees from January is going to be 10k only even if i do not upgrade.
    They said if i do not upgrade than after 3 years when my card expires i ll be issued card in old series only.
    What shall i do?
    I have spend like 85000 in November after the card got issued, if i spend 2.5 Lakh till the end of January, i guess i ll be able to move to the new series for free?

    Reply
  118. Brijesh

    I am using Diners Club Privilege Credit Card. Recently I faced an issue. In Flipkart Big Shopping Days (1-5 Dec) there was offer of discount of 10% off using HDFC credit cards of transaction above 4999. But on my card discount did not apply. I checked with Flipkart, they said my card/card type was not eligible for the offer.

    Did anyone else face any such issue?
    Is this card not eligible for such offers?

    My card series is 361010xxxxxxxx.
    Can someone help with this?
    Should I apply for other card?

    Reply
  119. govind dhanuka

    I Received my diners card new variant 3610 today upgraded from diners club miles…I have a query does fuel transactions counts as monthy and annual spends

    Reply
  120. Amitpandeyyt

    Date 12.12.2019 i got my diners black credit card applied with 22 lacs itr much happy to get this now hoping for infinia after year ✌️

    Reply
  121. Saveri Pal

    I got this msg for my old Diner’s black card –
    Important Update!
    From 1-Jan’20, for your Diners Club Black Credit Card, we’ll be revising the annual membership fee to Rs10,000 + GST
    Know more: hdfcbk.net/jRagReM

    On this link –
    Attention: With effect from 1st January 2020, the Annual / Renewal Fees will be Rs 10,000/- + GST, and the current 5,000 Reward Points benefit towards payment of card fees will be discontinued.
    – Spend Rs. 5 Lakhs in 12 Months and get Renewal Fee waived for next renewal year
    – Spend Rs. 8 Lakhs in 12 Months and get complimentary Annual Membership Benefits at the time of card anniversary
    – Customers currently on LTF pricing, will continue to be on LTF

    So now we don’t even get 5000 RP on renewal

    Reply
  122. Inder

    Hi,

    Can anyone advise how to apply for Diners Club Privilege?
    I applied online and was given the option to select Diners Club Privilege, which got approved in principle, however when HDFC rep called me for verification, she told me that Diners Club Privilege is not available in their internal systems yet and offered me LTF regalia (which I declined).

    I currently hold Amex Plat Travel, Amex MRCC (LTF), ICICI Amazon pay (LTF), Kotak Royale (LTF) and Citi Cashback (LTF)

    thanks in advance!

    Reply
  123. Mohan

    My DCB card anniversary was today. I had achieved annual spends >8lacs. I was in an impression that I need to ask them o issue new DCB card to get the annual benefits. To my surprise, I received the message from poshvine that I can login and redeem the annual benefits/memberships. So I continue to have my old card and have redeemed the annual membership benefits on my anniversary date.
    Amazon prime membership is nothing but a 999 amazon gift coupon – equivalent of annual membership fee.

    One question on Club Marriot: while registering for Club Marriott account, it’s asking for Authentication Code – is that the voucher code we received when we redeem it in Poshvine? I tried that code but it said that the authentication code is already claimed. Did anyone face this? Can you share your experience on redeeming club Marriot membership. Thanks in advance.

    Reply
    1. Chintan

      Oh yes it is the voucher code which you have to enter in authentication code. I guess you should raise a complain if you are getting error.

      Reply
    2. A2Z

      Thanks Mohan for sharing Amazon Prime info
      I was already Amazon Prime member so was thinking of not converting existing card
      Now I can think for it

      Reply
    3. Ankit

      Amazon Prime is not a 999 gift voucher, it cannot be used as regular Amazon pay balance. There is a special link where you have to paste the code and if you are not a Prime member, you get a complimentary 12 month free prime membership.

      Reply
  124. NT

    Hi Sid,

    I have stopped accessing issuer website for cards. My goto is your website.

    Just got upgraded to DCI Black with AMF/RF of 5K+gst.

    I got the old design but with NFC. However, i tried using the NFC at several places and it did not work even though one of the POSs was of HDFC. The chip works fine though.

    NFC Errors: Acquirer not found. Or
    CLSS not enabled.
    Had to use my other NFC card instead.

    What do you think?

    Cheers!

    Reply
    1. Santosh

      Hi NT,

      Yes, I also have been facing this issue a lot.
      The short answer is, we need to wait till pos machines start accepting diner NFC card.

      The long answer is below.

      Before answering this, there is something else we should understand.

      As diners doesn’t have extensive pos network in India, it signed an agreement with rupay to access it’s Indian network. Based on the same agreement rupay will be accepted in international pic machines where diners is accepted.

      Now the issue is, the rupay network’s NFC acceptance is still low and needs to be upgraded. Visa paywave and Master card paypass has been widely integrated into pos machines. Until the rupay network is upgraded to this level, diners will need to wait

      Thanks!

      Reply
  125. sd

    Hi Siddharth,

    I have been using the diners black card for a while. Approx how many days after you make a transaction on smartbuy (airtickets/flipkat/amazon) can one expect the reward points to be credit? Would you know? It’s been 3 months since I have been expecting a lot of reward points, but I dont see them yet. so was wondering, whether you have an idea, before I contact customer care.

    Thanks and Regards
    sashi

    Reply
    1. Pankaj

      there are different time frame for rewards.
      Amazon – they don’t have customized website for smartbuy so it can take up to 90 days, but remember any purchase has to done only after going from smartbuy and add the item after lading on the amazon.in (NOT IF THE ITEMS ARE ALREADY IN CART, YOU WILL NOT GET 10x). 1x point will come in 2-3 days but 9x will take long time
      Flipkart – they have dedicated site for smartbuy, you will get 10x in 2-3 days
      Airticket – same as flipkart, points get reflected in 2-3 days

      Reply
  126. Dheeraj Sharavan

    I have received the new Diners black ( old design, but starts with 3610). It’s been 10 days since I have made my first transaction, however I still am not able to to claim the benefits on poshvine. CC saying it will take a month from your first transaction. Anyone else facing the same issue??

    Reply
  127. Rampy

    Still haven’t received annual benefits.

    My DCB renewal was on 20th Nov 2019 & have crossed the 8 lakh annual spend threshold. Was supposed to get annual benefits within 30 days of renewal date. So, should have got by 20th Dec 2019 but HDFC customer care & Diners Black concierge (who are handling issuing of these annual benefits) have no clue. They ask me to wait for couple more days as it is supposed to be an automated email.

    While many have received these benefits within 1st week of their renewal date, nothing is moving for my account. Have raised complaints with customer care & concierge via email. Customer care asked me to wait till 30 days are over (inspite of clearly mentioning all dates & how 30 days are over, in the email) & concierge has no clue why I emailed them.

    HDFC & it’s customer care services don’t need any introduction on their disappointing levels of service!

    Did anyone else face the same issue? Did it get resolved or still pending?

    Reply
    1. Amann

      Hi Dheeraj and Rampy

      I emailed : ” customer services. Cards @ hdfcbank .com” after my 1st statement was generated and got the automated email within 1 day.

      Think its not 1st transaction but after 1st statement with transaction.

      Hope this helps.

      Reply
  128. mayank

    I was able to upgrade to Privilege and got the new card last week. I went to the branch and asked them for the updated upgrade form, which had diners privilege. Note: if you do not have your salary account with HDFC, you may have to attach your salary slip for physical submission.

    Reply
  129. Gkcards

    Got email from HDFC and tried these memberships. You can’t extend MMT and times prime, if you already have one. Zomato can be extended. For Amazon prime, it’s a 999 gift coupon which you can add to amazon pay. Marriott is a very scaled down membership. I subscribed to Forbes, but haven’t got membership details yet. Overall I would say it’s not a very exciting set of memberships

    Reply
  130. m s murty

    I HAVE AN OBSERVATION DURING LAST ONE WEEK– UBER 33% BENEFIT GIFT VOUCER BOUGHT THROUGH HDFC BALCK.
    WHEN LOADED THIS GV IN UBER, NIGHTMARE STARTED, UBER GO/PRIME RATES MORE THAN 100 % THAN OLA AT THE SAME TIME SIMULTANEOUSLY. ALL RIDES IN UBER MUST BE LINKED TO GV ONLY FOR PAYMENT AND IT IS NOT ALLOWING OTHER MODES OF PAYMENT. IS IT SO WITH EVERYONE?. IF SO, WE ARE LOOSING 100% HIKE AND GAINING 33% RP.

    Reply
    1. Prashant Gupta

      @ms murthy….this is not the case. I am using uber gift card also and oay everytime through them. I am seeing the normal fare everytime, no inflated fare. Infact nowadays in Delhi Ola fare is always more than Uber.

      Reply
      1. Krishnakumar

        I have observed that every day I used to pay around Rs 100-110 for my daily commute. Now I am paying Rs 150-170 . There is something not right. Earlier Ola was expensive now Ola is cheaper in Pune.There is no way to find out if this increase is Normal or UBER GV specific.

        Reply
    2. MT

      Go to payment profile and disable the “use credits” button , you can then pay via your preferred mode … in fact with the GV , you can double dip with ridepass , 10% discount and also 33% points ( if ridepass exists in your location )

      Reply
    3. SH

      Wrong. Not the case. In fact I triple dipped. I had a ride pass that got me 15% off. Then I also added a voucher from the Times Prime membership that comes as an annual benefit from DCB. That got me up to Rs 50 off. Then whatever remained I settled through the Uber GV purchased through SmartBuy which is akin to getting 33% off on the balance.

      Reply
  131. Ashu

    Hi All,
    Can someone help me with the 10x partners details which were there in the month of June and July 2019. As I did transaction on MMT, I think MMT was under 10x partner. HDFC is asking for proof of the offer details. Can someone help with partner details.
    Thanks in advance,
    Ashu

    Reply
    1. Arun Kumar Allu

      I think sometime in June they had MMT for only selected hotels where a specific promo code was applied. The promo code gave Rs 1/- discount and promised 10X reward points. I dont have any evidence for you though. This is what I remember.

      Reply
    2. pavan

      I did a MMT transaction in June and I got the incremental points on 1st November ..confirmed it by calling customer care

      Reply
  132. Rajeev

    Siddharth,

    From where you got info about complementary membership of “Big Basket Star”? Its not on the website of Diners Black.

    Reply
  133. Chintan

    Has anybody received monthly benefit vouchers or anything for November spend

    Reply
    1. Dr Pankaj Gupta

      Yes I recieved rs 500 vouchers for bms and tata cliq for spending 80k in November

      Reply
    2. pavan

      I got it an email saying to claim monthly benefit for November on 11 December

      Reply
      1. Chintan

        I haven’t received it till now, but when i called customer care they said that i am eligible for the same and details will be communicated after 30 days from month end. Still no update.

        Reply
    3. Prashant Gupta

      Hi i have also not received any email or sms for November monthly benefit.

      Reply
  134. m s murty

    I HAVE A DOUBT: CLARIFICATION NEEDED.
    FOREX RELOAD(REGALIA FOREX PLUS CARD) BY DINCERS BLACK, TO A TUNE OF USD1000 QUALIFIES TO EARN RP @5000 A MONTH UPTO 31-03-2020. SUPPOSE, IF I LOAD NOW AND ENCASH AFTER ONE OR TWO MONTHS WITHOUT SPENDING ABROAD, WHETHER THE RP WILL BE REVERSED

    Reply
    1. Amann

      Read the TnCs. There must be something stopping you from doing this or restricting RPs.

      Reply
    2. Tejas Ghongadi

      U can. Your International trip can undergo postponement or cancellation. 😉

      Reply
    3. Naresh kumar

      It takes t month + 90 days for posting of those extra points.
      You will lose money instead of the extra points even if you did it after 90 days period because exchange rate will be very high after 90 days.
      Also, the 2500+ 1x points will definitely be reveresed.

      Reply
  135. Pankaj Mishra

    I am facing one issue with flipkart transaction, i had reached the cap limit of 15k on my card, after that i did a transaction of 30k on flipkart which didn’t give any additional reward points as i had reached the limit,
    but when i cancelled the transaction after after 4 days they deducted 10000 reward points from my previous month’s reward points.
    Worst part is now if i do any transaction cancellation they keep deducting from the previous balance. Looks like once the limit is reached it will be reset in next month only
    After contacting customers care, they are saying wait for 90 days then only raise the query we can’t do anything for 90 days.
    Has anyone else faced the issue

    Reply
  136. Vyom Aggarwal

    Hdfc is pushing really hard for new diners black
    Got limit enhancement with 500 points , upgrade to new card fyf ..
    Might be a catch involved.
    Already got the memberships without even upgrading

    Reply
      1. Vyom Aggarwal

        I had called banking helpline, they offered me limit enhancement and 500 points to get it enhanced.
        They also offered new DCB fyf and also gave a 2500 smartbuy voucher along with it..

        Reply
  137. CC Freak

    We wish to inform that the renewal membership fee of Rs.10.000.00 plus GST will not be levied if the spends meets Rs.5,00,000.00 within 12 months from the card open date. However the threshold not achieved membership fee of Rs.1000.00 plus GST will be levied as applicable.

    CAN anyone explain the last line about 1000 + gst?

    This is from an email correspondence I am having with Hdfc regarding fees.

    Reply
    1. SS

      It means if spends in card is less than 5 lakh rupees in a year after receiving the card, 10 thousand rupees plus gst 1800 rupess (which is 18% of 10 thousand rupees ) will be charged in credit card bill.

      Reply
  138. Anupam

    Hello – is add on card complimentary lounge access also available at international lounges? Or is it just for domestic lounges?

    Reply
  139. Dr Pankaj Gupta

    I received vouchers for December spend today, redeemed BMS and Tata Cliq vouchers.

    Reply
  140. aka

    hi,
    i normally use dineout for my dining expenses…will loading the dineout wallet or directly paying through the dineout app also attract 2x points ?

    Reply
  141. Nihar

    Guys I am facing issue with Forbes subscription. No mail from Forbes after availing this Welcome benefit on HDFC Poshvine site. Can someone guide .
    The CC and concierge is completely lost on this.

    Reply
    1. Chintan

      You will receive voucher after 5 days of month end at poshvine portal.

      Reply
    2. SG

      Some are still waiting for Nov, I’m waiting for Dec and you’re expecting for Jan. Its a bit of a mess from HDFC but I’m sure their iron out these issues with time.

      Reply
    3. GTMAX

      At least wait for the month to end!! If you don’t receive it till Feb end, then raise a complaint with them.

      Reply
  142. Neo

    HDFC is being really stingy in terms of limits I feel. The LE offers on netbanking are few & not substantial. Compare that to Citi where they are offering a 50% increase in LE every 6 months.
    This despite the fact, i have decent spends on my DCB & never having missed a payment ( thanks to Cred :))

    Reply
    1. Kiran

      Hi Neo,

      For me it’s otherway around, I find Citibank to be very Stingy my last LE on citi was around in 2017 I believe and not a very great enhancement either. But Hdfc is been very generous in less than 2 months I have add 100 + 100 % limit enhancement on net banking portal which was a surprise for me.

      Cheers,
      Kiran

      Reply
  143. Anand

    Hello. Received my third set of monthly milestone vouchers by DCB Today.
    First csme on December starting. Next came on January 1st week. Then next came today, (redeem before FEB 2)
    So was the vouchers That i got today was JAN voucher? Or December voucher

    Reply
  144. Chintan

    I didn’t receive voucher for November month, my total spend in November was more than 95000 but i received card on 14th Nov and since the receipt of card my spend was around 79600 customer care told me. Missed by a Swiggy order. 🙂

    Reply
  145. Gautam

    If you have generated the new diners black card from old diners black card in Dec, then to redeem the Nov month benefit you need to enter the old card details in poshvine website.

    With new card details, you will only see benefits from Dec month onwards.

    Reply
  146. Kiran

    Hi all,

    I see everymonth around 4-5K points in adjusted / lapsed from DCB, I’m sure it’s not lapsed points.

    Is others also facing this kind of issues?

    If yes, how you guys solved it ? It’s very tuf to keep track of all these things every month.

    Cheers,
    Kiran

    Reply
    1. naresh kumar

      This happens if you are doing wallet loads using HDFC card, They first credit and then debit.

      Reply
  147. mayank

    do we get points for loading less than $1000 on prepaid/forex cards? Not the 10x points but the standard 1x?

    Reply

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