HDFC Bank Credit Card Offers for August 2019

By | August 24, 2019

While you maybe busy all day exploring how to make use of the revamped 10X rewards, here are some of the other noteworthy credit card offers from HDFC Bank for the month of August 2019.

Get 5X Points on Online Spends

  • Offer: 5X Points on Online Spends
  • Min. Spend Criteria: Rs.20,000 for Regalia & Rs.10,000 for Regalia First (this could be Offline spends too)
  • Offer Period: 17th Jul 2019 & 30th Sep 2019
  • Max. Cap: 2000 points per Calendar month.
  • Type: Online Spends only
  • Fulfilment: 90 Days from the Promo End Date
  • Source

Note that you get 5X only post meeting the min. spend criteria, upto which you’ll get only 1X. Anyway, this lifts the reward rate to 4% / 6.5% on Regalia & Regalia First respectively.

While 5X is amazing, the upper cap is on the lower side. I would rather wish to see 3X with better upper cap like 10K points. But for now, you can grab additional 4K points (Aug + Sep) on online spends.

Netflix Offer

  • Offer: First 3 months of Netflix service is FREE
  • Eligible Cards: HDFC Bank Infinia/Regalia/Regalia First/Business Regalia/Business Regalia First/Jet Co-brand/Diners Club miles/Diners Jet/Diners Black Credit Cards.
  • Offer Period: 1st August 2019 to 31st Oct 2019.
  • How it Works? Choose any plan, and pay with your HDFC card. You’ll get cashback after 3 months, provided the subscription is remains active by the time the cashback kicks in.
  • Source
  • Update: HDFC says no such offer exists

Pretty good offer if you’re into Netflix and plan to pay for ~6 months, out of which you get 100% cashback of first 3 months payment.

And hey, did you notice that this is one of my credit card wishes for 2020? πŸ™‚

I would love to have it as a fully complimentary service someday in the future, or maybe first 6 months, with quicker cashbacks.

Spend Based Offer

  • My Offer: Spend Rs.45,000 and get 3000 Bonus Reward Points.
  • Offer Period: Spend between 1st Aug to 31st Aug 2019
  • Type: Spend based / Personalised
  • Fulfilment: 90 Days from the Promo End Date
  • Source

I got the same 3k points offer last month, but with a low spend target. This month its bit high, maybe because I met the spend criteria. Also, I wasn’t able to meet the spends on one of my other cards in family and I did not get the offer on that card for this month.

So maybe HDFC would keep sending you the spend based offers, as long as you meet the criteria month on month.

Bottomline

It seems HDFC have decided to keep you busy with their attractive offers until Diwali season. And of-course they should be planning something big for Diwali too. So ideally, your HDFC cards wont rest until December 2019 πŸ™‚

What’s your take on the new HDFC Credit Card offers? Feel free to share your thoughts in the comments below.

107 thoughts on “HDFC Bank Credit Card Offers for August 2019

  1. Prashant Gupta

    Got the spend bases offer last month on dcb. 5k points on spending Rs38k. Didn’t go for it.

    On my wife’s yes bank card received interesting offer of Rs50 cashback on each spend of Rs200 or more. Total cashback max Rs.300.

    Reply
    1. wah

      Sid,
      Request you to post my comment,
      U can mail me on xxxxxx,
      Request you to help me out,
      It’s my Hobbie to hold amex card.
      I didn’t why they declined my application.

      Reply
      1. Siddharth Post author

        Pls use amex thread for the amex related queries.

        Reply
  2. Raj

    Hi Siddharth,
    I own regalia card. I don’t get offers via email. I might have unsubscribed email offers or something. How do I join back?

    Reply
    1. Siddharth Post author

      Email HDFC support. They can put you back in the list.

      Reply
      1. Sahil

        I have an HDFC Moneyback Credit Card for the past 6 months but havent been able to use it because the executive noted my mobile and email address incorrectly. I am not able to reach the customer care. What should I do?

        Reply
        1. Prashant Gupta

          Write a mail to customer care and also escalate it to the nodal officer.

          Reply
  3. Praveen Katiyar

    Got the following offer:
    To claim 3000 Reward Points, spend Rs. 51000
    with your HDFC Bank Credit Card
    Valid from 01-Aug-19 to 31-Aug-19.

    Only problem is I got this offer with card number ending with my Moneyback card which was upgraded to Regalia in July.
    @Sid any idea why it didn’t kicked on my Regalia ? Anything I can do now ? Will it be valid if I spend the amount on Regalia ?

    Reply
    1. Siddharth Post author

      HDFC takes 1-2 months old data to determine an offer and send communication accordingly. In your case, spends on Regalia wont count. But you may still cross check with bank.

      Reply
  4. Amit G

    Sid, tnc says also applicable on Diners card and says this also includes mobile subscriptions. Pls recheck.

    Reply
  5. Chintan

    In Netflix maximum cashback is capped at Rs. 499 per month. I wish they just start giving 10x on Netflix :p

    Reply
  6. Mohit Kumar

    Is the Netflix offer only applicable for new subscriptions or for existing customers as well?

    Reply
    1. Ankur

      New subscribers will get 1 month free so wont be able to use, i guess as HDFC requires billing for August, September and October to initiate cashback in November, December and January.

      Reply
    1. MT

      yes , new registrations only , since it says “First” 3 months free

      Reply
      1. Siddharth Post author

        I doubt. They might have mentioned first 3 months of adding/payments with HDFC card.

        Reply
    2. Ankur

      Its actually centered around old users to switch the payment to HDFC card.

      Reply
  7. Vic

    It says for regalia first the offer “Post 10,000 on your incremental Online spends additional 4X”
    So it means no benefit till 10000?
    Also could not find max limit written, please help and tell will we get 5x points on all spends.

    Reply
  8. Maulin

    Hi Siddharth,
    Thanks for the article. I too have a HDFC infinia card but I have never gotten any such spend based offers from them. My expenses generally cross 50k+ on that card. Could it be sent only to those who have less expenses on their card ?

    Reply
  9. Prashant Gupta

    There is a 10% discount on Delhi duty free for Rupay and diners club card.
    Min tx Rs.3500. Max disc. Rs.500

    There are some discount on brands like armani, hugo boss etc also. Check out Rupay site.

    Offer till Aug 31 2019.

    I came to know about it yesterday when my mom bought something from Delhi Duty Free. But this guy looted her :-), he added equivalent amount of expensive chocolate in the bill so that the bill value before and after remains same. So beware at Delhi Duty Free. I asked my mom to use Stan C Ultimate but he kept insisting on Diners card seeing that my mom has it….. will raise this issue as i am also travelling next week.

    Reply
    1. SG

      I used it in June to avail 500/- off on alcohol purchase from Delhi Duty Free. The catch is that they told me I could either take the discount or the free trolley that came with the JW Black Label package. I opted for the discount.

      Reply
  10. BeingHuman

    @Sid are you not spending much on your HDFC Infinia card?
    I did not get any spends based offer for quiet some time now
    HDFC systems do not trigger offers for people who are already spending πŸ™

    Reply
    1. Siddharth Post author

      I did not get spend based offers for about an year as well. HDFC has its own reasons. Spends were low on mine last few months.

      Reply
    2. Mickey

      I think this could be correct – my spends are quite big on Regalia and never received any email or offer from them

      Reply
  11. Mouli

    Sid,

    I am not getting any Spend based offers in my DCB card and most of the offers that you mentioned in this article also not for DCB

    Are other DCB card holders getting these kind of offers ?

    Reply
    1. Ramesh Kumar

      I’m also not getting any targeted offer, maybe it’s spending based? I’m using diners black as primary card and every month spending is 80K+.

      Reply
  12. Pinal

    Hi Siddharth,

    DO I have an option to choose from 5x or Spend based during offered period?

    Regards

    Reply
    1. Sree

      It is 5x reward points on online spends when you have a minimum monthly spend of Rs.10,000 for RF or Rs.20,000 for Regalia. The 5x is applicable only on online spends though. Say for example, you spend 10k on RF on various online transactions itself then you are eligible for 5x points on the 10k. Even if you spend only 5k online but your total spends are over 10k you are still eligible for 5x points but only for the 5k you spent online.

      Reply
  13. Prem Taparia

    My offer – spend Rs.79000 and get 5000 Bonus Reward Points on my DCB. Thanks to Payzapp, achieved the spend in two days πŸ™‚

    Reply
  14. Rohit

    @Sid: The source for Netflix offers comes up black, can you re-check the link?

    Reply
  15. Ankit Saraf

    I got upgraded from Regalia to Diners in June. I received spend based offer on Regalia in June (1000rs on 1,80,00) which obviously is waste offer. I dint receive any spend based offers after that. Any problems or they send only for selected people. I understand the target is different for different people.

    Reply
  16. mayank sharma

    I have my doubts about the Netflix offer. The source link does not seem to work and I cant find it on smartbuy on searching.

    Reply
  17. Ravi Yadav

    I am salaried defence employee. I am using Amex rewards card for 2 yrs with limit of 1.3 lac and Citi rewards card for 3 yrs with limit of 2 lac. I have opened HDFC bank account and applied for HDFC regalia first from branch however my application was declined due to some internal bank criteria. Later I approached bank they told that my application was declined as I am a soldier in defence and they don’t give credit card to defence soldiers. What are next options and how can I get HDFC credit card.

    Reply
    1. George Mathews

      Wow.. that is some serious discrimination.. I smell a lot of trouble for HDFC of this screening criteria was taken up on social media. There would be a lot of tough questions to answer.

      Reply
      1. Rahul

        It is a global practice to not give credit cards to defence, police, lawyers and politicians – as their default rates are very high. In case you keep deposits, some may give.

        Reply
  18. Sasi

    For hdfc 5x rewards offer, I don’t see anywhere there is a cap of 2k points per month. Could you please share us the proof for the same.

    Reply
    1. Siddharth Post author

      It came with the email promo, not on T&C page though.

      Reply
    2. Kevin Clint Dsouza

      If you go to any HDFC ATM they have it on the screen prior to you inserting your debit card in the ATM.

      Reply
  19. VK

    Netflix link not showing any details for the said offer. Maybe it is no longer be offered.

    Reply
    1. Siddharth Post author

      Have informed the support about it. They may update it in sometime.

      Reply
  20. Mickey

    I registered with the Netflix offer through smartbuy. Once you click on the link it takes you to the Netflix homepage with the HDFC logo on top and it says free gift for 3 months. I registered but first month is free, so effectively it’s for 4 months..

    Tried to open the link now but jt says offer expired.

    Not sure but did HDFC withdraw the offer??

    Reply
  21. DJSays!

    Hi guys,

    Is the Rent pay (red girraffe) via Pay Zapp working on DCB?

    Trying my first transaction, once after OTP it gave message forbidden next time says, card authentication failed.

    Reply
      1. DJSays!

        I tried it again the same evening and the transaction went through but, haven’t received the 9x RPs. How much time does it usually take?

        Reply
  22. Binay

    Cant find the netflix offer ?
    Can anyone confirm if its still working ?

    Reply
    1. MT

      Withdrawn mostly, even the source link in the article is saying , offer expired

      Reply
  23. Ankit Saraf

    Din’t yet recieve 9x points for transaction via payzapp on themancompany on 5th. Also, for transactions from July (amazon, bigbasket, swiggy, bms) havent received 10x points. Till date got only for flight booked on smartbuy.

    Reply
  24. Nishant G

    Like many others here, I too have the similar query… How to know when 5x or 10x rewards or other offer RP (like extra RP on international spend) is credited to our account. HDFC does not mention RP earning rate per transaction (like ICICI does) but just a total RP earned for the month. Shared my feedback multiple times with HDFC CC team, but no use.

    Reply
  25. Mickey

    I definitely registered for Netflix through the smartbuy page. Now let’s wait n watch.

    Reply
  26. Arvind

    @Siddharth
    I want to have HDFC Diners Black card. I currently have 4years old HDFC Moneyback with 4L limit. I have AMEX Plat Travel and Yes First Preferred card too. HDFC has my salary account too with 21LPA+. Yet, I have not received a single call from HDFC for upgrading my card. When I contact customer care, they say I am eligible for Regalia First, and that too paid. Bank officials say they can not do anything. What should I do now?

    I want a free upgrade to Regalia or Diners Clubmiles till I get Diners Black.

    Anyone with similar experience, please advise.

    Reply
    1. Anand

      Just approach your branch with salary slip they would be happy to help you as they get some sales counted on them else download upgrade form and send it to Chennai along with income documents

      Reply
    2. Mickey

      Send an email with your salary slip to Nodal officer – write in the email that you want to upgrade to Regalia only. Give your CIBil score and also mention how you have been a loyal customer with no late payments etc.

      It worked for me – see my post attached to this

      Reply
  27. VK

    I have same query like Nishant. If any users reading our comments can help or Siddarth can shed some light on this would really appreciate it.

    It is a hassle to come to know of RP earning rate / transaction. ICICI definitely makes it easier in this case.

    Reply
    1. Nishant Garodia

      The only way I felt would help is that I have stopped using HDFC CC for now and moved all my payments to other CCs I have. Let’s see if I still get the RP as per the offers in previous months. I anyways will be doing my targeted spend of 5L per annum using HDFC, sans the daily expenses now. I wish HDFC become a little transparent with their RP statement, otherwise it is indeed among the best CC.

      Reply
      1. Mickey

        I don’t think HDFC really cares because they have so many card holders and more adding everyday

        Reply
  28. Ankur

    Hdfc has no transparency with points and only way to track it manually and after 90 days calling them as most times there will be an issue. Customer care itself does not know most of the times so it time waste for all to keep calling again and again for same thing.

    Best way is to only track big purchase where is will be very easy to check big jump in points if 10x applies.

    Reply
    1. MT

      True , even at infinia cardholder level , i am being given vague answers like β€œwait for your statement generation β€œ or β€œ its not 90days , but its 90working days from date of end of transaction month β€œ when asked about april 2019 10x smartbuy transaction points

      Reply
  29. Mickey

    And I just read somewhere that HDFC is planning on doubling it’s card base from 12 million to 25 million card holders

    Reply
  30. Mickey

    MT – by the dedicated Infinia helpline number?? That’s really poor service, but then again, I’ve never read a single comment on this entire webpage praising HDFC CC

    Reply
    1. MT

      It depends on who is on the line , some of them are really knowledgeable (veteran imperia trained executives maybe), some of them still give standard answers( i think they got promoted recently to imperia services)

      I had called them again , this time , they took the complaint for 10x smartbuy April transaction and 10x amazon transaction, complaint number received and lets see now what happens…but they did agree that they have not yet started posting points for april 2019

      Reply
    2. MT

      Infinia/DCB holders can use the Imperia customer care line printed on the back of their cards

      Reply
  31. GaveupAmex

    Paid rent via Payzapp on 8th on Diners Black, haven’t got the 9x rewards yet. Is there a way to get the rewards credited? Should I call their credit card customer care?

    Reply
  32. recent diners

    Just spoke to the Diners customer care. same nonsense answer that only for transactions done on 6th 7th and 8th the points will be posted in 90 days. I pointed out that the T&C says 2 days and he was like yes but for these 3 days only we will post in 90 days. HDFC has always been known for fraudulent practices and gotchas with T&C, now they are even going beyond the T&C to defraud

    Reply
  33. MANOJ DHARMARAJAN

    Dear Siddharth
    The offer on HDFC Infinia says you get 10x reward points for your spends on smartbuy. They also state that they will credit the same within 90 days of the transaction. my doubt is Whether they actually credit the 10x reward points? i haven’t been able to notice it. have they promptly credited to your account?

    Reply
    1. Rahul

      They credit flight and hotels booked through smartbuy within three days. Amazon and flipkart redirect I havent got as I am new to Infinia.

      Lets see if I get in November. ALthough I have found that HDFC credits cashback and points in Regalia by the end of time limit they have said. This year LOuis Phillipe in-store , there was a cashback of 750, I bought in January, cashback came in May

      Reply
  34. Anbu

    I tried to access Netflix but looks like the offer is expired. Missed it πŸ™

    Reply
  35. Vineet

    Hello to everyone,
    I have a query regarding Hdfc smart buy offer. If I buy an air ticket through Smartbuy on Amazon.in, will I get 10x points on my hdfc Regalia card?
    Thank you

    Reply
    1. MT

      No , amazon flights are excluded from 10x , rather buy from smartbuy portal itself for 10x

      Reply
    2. ravi

      Dont think so. One has to buy flight tickets through book flight link in smartbuy.

      Reply
  36. Shailesh

    Has anyone received spend based offers for any Diners card for August?

    Reply
  37. Abhi

    HDFC CC dept is swallowing more that it can chew. They have blatantly refused to give me around 21K points for my smartbuy transaction of 65K (I purchased a TV from flipkart) I did let go a heavy discount (of around 10K) a local Reliance store in favor of Smartbuy transaction in April. However now they are refusing to acknowledge it as smartbuy transaction and refusing to give the 10x points on that. So don’t be so sure of getting 10x on all the transaction. Earlier in feb also I bought a 15K microwave and 10x did not get credited. However, after I called them, they acknowledge it as smartbuy transaction and credited the points. In case of TV earlier they said they have received confirmation from backend team that 10x will be credited but lwhen it still did not happened for 20 days and I kept a followup they now saying it is not a smartbuy so forget 10x. For me time to ditch DCB in favor of something else.

    Reply
    1. Binay

      Why exactly are they saying its not 10X ?
      Educate us so we dont make same mistake.

      Reply
    2. Mouli

      If its Smartbuy flipkart transaction then in the invoice itself smartbuy name and logo would be there,if you have gone through the smartbuy portal or is the TV that you purchased under the exclusion list that Flipkart has?

      Reply
    3. Rohit roy

      Did you take screenshot while making your purchase ? If so then mail it to them. Looks like you are new to this forum. Host himself has created a page on reward points and asked to take a screenshot as proof of transaction. If you didnt then you wont get it. HDFC is know for its fraud when it comes to reward points. Even I got same reply for around 200 points that I didnt do transaction through smart buy . I mainly use HDFC for airport lounge and I never had issue while booking flight tickets through smart buy. Got around 23k points for ticket of 89k last year in just 2 or 3 days. Didnt book ticket this year to confirm prompt credit of points.

      Reply
    4. Abhi

      @Binay, I am not sure, probably it was a transaction through Compare and Buy (not sure though. I purchased first one from Amazon which developed some issue so Amazon returned it. Then next month I purchased another one same model from Flipkart. Since I was looking for same model, I could have taken compared the prices on Compare & Buy)
      @Mouli, I guess this logo was not present few months ago. And surely in case of Compare & Buy definitely it is not there. But yes, I did not take screenshot. And no, that TV is not in exclusion list.
      @Rohit, Yes, that is a mistake I did, not taking any screen shot. I’ve done a few flight bookings and purchases like mobiles etc and got points. But this time it was big amount and hence HDFC played dirty.

      Reply
      1. Rohit Roy

        @Abhi
        I dont think you would get points if purchased from compare and Buy . Regarding proof looks like even that they are not bothered. I am suppose to get 5000 reward points for transaction done in the month of Jan 19. They have been saying that i would get it 90 days from the end of offer which is new to me. If its like that then by june i am suppose to get. Now i am not even getting reply from them when questioning. Its high time that all of us should escalate this to RBI only then they would come in line.

        Reply
        1. Abhi

          @Rohit, Compare and buy is not (atleast at that point was not) an exclusion from 10x. Rather, at that point there store for one (not sure flipkart or amazon) was less than fine and CC themselves has asked me to use compare and buy (for older transaction, and I did get 10x for those)
          Even I don’t think I’ll get any reply now. RBI can’t really help as it is a bank’s promotion. πŸ™
          Sadly a loss and lost of trust.

          Reply
  38. Mickey

    Nodal officer – just write them an email with full transaction details.

    If you paid through smartbuy how can they not acknowledge that?

    Reply
    1. Abhi

      I tried writing. Got a response from email support team with a new reference number. Nothing yet after that. They are refusing since there is no way for me to prove.

      Reply
      1. Mickey

        Abhi – then go for Principal Nodal officer if still no response after 6 working days from Nodal officer

        Reply
      2. Abhi

        Update: I finally got the 10x. (Did loss 5x promotional points of grocery/superstore offer, not sure if it is related. But it would have been max 5K anyways so not worrying much)
        Though support mail from backend insisted they’ll not give 10x but one of the tele support guy took it personally and kept following it (updating me every 2-3 days) and finally got those extra RPs .

        Reply
  39. Ankur

    No point in chasing 10x points and leaving tangible benefit as HDFC is getting really bad with this trick of 90 days and many people forget what transactions they did. Better to take best offer that is present at the moment. As their is a saying bird in hand is better than 2 in the bush.

    Reply
  40. Kevin

    If I have Rs.16000 spends so far for Regalia and I go ahead and pay my rent for 18000 through Redgirraffe will my Redgiraffee transaction that crosses the 20000/month spend threshold qualify for 5x spends?

    As in,
    16000 + 18000 = 34000/-
    So Excess of 20000 threshold would be 14000. Will the 14000/- be taken for 5X rewards?

    Reply
  41. Vikas Agrawal

    Hi Guys, Does anyone have any news about the SmartBuy offer? wheather it is continuing in September or not?

    Reply
  42. Tauseef Ahmed

    HDFC Diners website had included PayZapp in 10x partner from Aug to Dec, however, they removed PayZapp from 1st September. Strangely HDFC is managing like a lala ki dukaan.

    Reply
    1. Vikas Agrawal

      Siddharth, I think you should write about this Payzapp thing’s removal because you own the largest & most popular blog which I am sure bankers might also be reading. I saw Cred featured your review article when you published it. You should highlight in their partner’s program, all the companies are useless except Myntra. That too one can use at some extent, I mean who would buy the clothes more than 10k – 20k even in the festive season. They have put high capping of 25000 points but no one would be able to get benefit from it. If payza was there, it would have been possible to get the benefit of full 25000 points in diners black card.

      Reply
  43. Naresh kumar

    @Sidharth
    The Netflix offer is back and working from September 1st.
    You can find it on smart buy offers website.

    Reply
  44. Avijeet

    I got a mail saying spend 14,000/- to get 2K Amazon voucher …. within1st to 31 aug
    my spend was over 40K …..

    waiting for the voucher …. i dont know what to do if i dont get it πŸ˜‰

    Reply
  45. Avijeet

    For Sept Month

    I have received a mail saying spend 20,000/- + to get Rs.500 Flipkart voucher.

    Reply
  46. Rajesh Kodityala

    I have a query Siddharth, i receive multiple offer emails. When i fulfill the criteria defined by HDFC – unless i follow up with them they never fulfilled any of the offers. Currently i am writing my 15 th email regarding the MAY SPEND BASED flipkart voucher offer. Is it the same with all HDFC customers or something happening just for me..

    Reply
    1. Ramesh Kumar

      For all targeted offers, they’ll credit points only after followup, worst part is they’ll ask to share the proof of communication from bank.

      Reply
  47. Manali Daga

    Hi Sid. Thanl you for the article. Just had a question.
    The official HDFC site says that for the Netflix offer the cashback is capped at 499 per month per card. So at the end of 4 months, I will get 499 only or 1497?

    Reply

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