HDFC Bank Launches Diners ClubMiles Credit Card

By | December 5, 2017

HDFC Bank has recently added a new credit card to its portfolio under Diners Club network called “ClubMiles”. Design front, the card looks identical to the HDFC Diners Premium Card with the only difference being the card numbers printed are gold in colour. Having a look at the features and benefits, its a nice card that comes with 2.6% reward rate when redeemed for Airmiles/hotel points. Lets have a look into it in detail.

  • Joining Fee/ Annual Fee: Rs.1,000+GST (you can get it for free/LTF)
  • Eligibility: Salary Rs.50k/m (or) Rs.6L ITR (lesser than diners premium)

HDFC Diners ClubMiles Credit Card

HDFC Diners ClubMiles Reward Rate:

  • Earning: 4 Points on Rs.150 spend (same as Premium)
  • Redemption on HDFC Diners Voucher: 1Point = Rs.0.50 (1.3% reward Rate)
  • Redemption on Airmiles: 1Point = 1 Airmile/Hotel Point (2.6% reward Rate)

So the only major difference i see between Diners Premium and Diners Clubmiles is airmiles redemption that gives 2x value on Clubmiles than premium. So HDFC created a new card just for 1 differential benefit, Seriously?! They could have gone with this easily by placing one line in their redemption page of diners premium for Airmiles.

Anyways, it might be different scenario for the Bank as its easy to trick customers with the “miles” name on card. It always works for banks that way, as i’ve seen my friends holding HDFC Allmiles thinking its a premium travel card! Great strategy for banks to target travellers.

Note: All 10X points and other offers are valid on Diners Clubmiles like any other Diners card. Its still a reward points card, so we may expect this card on most 2x/5x/10x promotions. The max cap on bonus points is same as Diners Premium for all.

Diners Reward Points Transfer partners:

All these transfer partners are also available with other diners cards which was added very recently to their transfer program. The intention to add Hotel loyalty program is good, but Trident?! I explored Trident loyalty program benefits and its not so exciting. Just with 10 hotels in the country, its very tough to make functional use of this benefit.

It looks like Trident is working hard to promote their loyalty program recently as they also got in tie up with SBI cards like elite and prime as well. But Hyatt, Starwood, IHG .. Where are you guys?!

So who needs Diners ClubMiles Credit Card?

  1. If you’re stuck with Diners Rewardz and unable to upgrade to premium due to eligibility criteria, now you may get ClubMiles which seems to be easier due to relatively low income criteria.
  2. If you’re stuck with Diners Premium and unable to upgrade to Diners black, you may now get Clubmiles as it gives 2X more value on Airmiles redemption.

Note: If you are the person who spend less on 10X partners and redeem your points for JPMiles, you can get better reward rate with HDFC Jet Airways co-branded cards instead of Clubmiles.

Bottomline:

HDFC Diners Clubmiles stands between Diners Premium and Diners Black and is for sure a great credit card for travellers who can’t get hands on Diners Black. With 2.6% reward rate on transfer partners, it can certainly be put in the list of premium credit card for travellers.

And not to forget, Diners Club Credit cards acceptance is still a concern, especially in foreign countries. In domestic, the acceptance is far better even in non-metro cities.

I still wonder why HDFC is not working out on a whole new card for years. What’s your take on HDFC Diners ClubMiles credit card? Feel free to share your thoughts in comments below.

Author: Siddharth

A Credit Card freak minting reward points and cashback for years, started adding Airmiles in recent times. Obsessed with aviation, airport lounges and luxury travel at affordable cost.

109 thoughts on “HDFC Bank Launches Diners ClubMiles Credit Card

  1. Captain Bishuddha Bharatiya

    I have Regalia first with 1.8 lakhs limit. Can I get Diners Club Miles ?

    Reply
    1. Siddharth Post author

      Same category: Diners premium, Regalia, Clubmiles
      Regalia First is one step below.

      So you can apply for upgrade with LE and it has to go through.

      Reply
  2. Surajeet

    Hi Siddharth,
    I have a LTF Diners Premium. Is it worth giving up the premium and asking for the Club Miles? Was wondering what would I miss out on, if I give up the diners premium.

    Reply
    1. Siddharth Post author

      You don’t loose anything. But you might need to wait and watch for few weeks as to how this works. They may or may not have new rules/benefits added in coming days. we never know.

      Reply
  3. Abhishek Roy

    The acceptability of Diners is extremely low even in UK. I am struggling to find a store that’ll accept Diners/Discover. Very very few. It may be better in bigger cities like London or so may be. Visa and MasterCard rule. Even Amex has better acceptability that Diners in UK. However one can use Diners online for hotel booking in any country in Europe. It’s very difficult to use Diners if you’re looking for PoS transactions. By the way, I got my 10X points for international transactions as soon as December started. Leave 90 days, they didn’t even wait for my billing cycle. And they have been bang on. Absolutely correct points credit as per the statement. I am really happy for the savings. 🙂

    Reply
    1. Siddharth Post author

      Yes, Diners acceptance is very poor internationally. Good to know about faster posting of 10x bonus on intl txns. Yet to check what’s happening on my A/c.

      Reply
    2. Prashant Gupta

      Same here i got my points for international transaction at the start of December. its really useful as i am looking to make booking using reward points.

      Reply
    3. Chaitanya Varma

      Another weird thing I found recently is the diners cards are NOT working in HDFC Machines itself …. It happened twice for me, no matter you dip or swipe the card, there is definitely something fishy about this card acceptance…. I think some merchants opted out to accept Diners due to high charges just like Amex, may be in that case even if the swiping machine is HDFC, internally acceptance might be controlled ….. Any idea? Have you faced similar situation?

      Reply
      1. Siddharth Post author

        I’ve faced it twice and was said that Diners network was down at that time.

        Reply
    4. Majumdar

      A Roy Dada,

      You are on tome something. My own statements with both DCB and Infinia seem to indicate that 10X with even smartbuy and 5X are getting credited in the next statement itself, not 90 days as the Bank promises.

      Lets not advertise this too much tho’.

      Regards

      Reply
      1. Abhishek Roy

        Yes. True bro. Actually we had confirmed in past through the comments that on any direct purchases from Smartbuy like Flights or hotel bookings, the 9X points will be credited directly next billing cycle itself. However for affiliate purchases like say Flipkart, you’ll have to wait 3 months. Cheers. By the way great to know that you have both DCB and Infinia. Pretty rare to come across. 🙂

        Reply
  4. valliappan

    I think it still depends on how miles are going to be used, in case of jet, just for instance from Chennai to Paris if the cost is 25k then the miles required is 50k, the higher class you go better is the utilisation. This card maybe useful for those who fly in upper class.

    Reply
    1. Siddharth Post author

      Yes, Airmiles game is for those who wants to redeem for biz/first class tickets.

      Reply
  5. ashu

    Interestingly, in the Rewards Redemption catalogue (apart from Miles conversion) …… this Credit Card is categorized on Highest Side as”F”
    —–
    F – Infinia/ Diners Black/ Diners ClubMiles
    <>

    @Sid – I already have HDFC Regalia with 5.1L Credit Limit… I can apply for this new card too??
    HDFC allows two Cards ??

    Reply
    1. Siddharth Post author

      Still, am not a fan of catalog redemptions 🙂

      Dual card: Totally depends on your NRV.

      Reply
  6. Prashant Gupta

    Hi, dont you think 2.6% airmile rewatd rate is misleading as in vistara for 4000 miles one gets a revenue ticket costing around rs.2000-3000. So the reward rate in terms of ruppee remains same ir slightly better. Or am i wrong?

    Reply
    1. Siddharth Post author

      That’s how i rate it considering where/how i use them. But yes, Vistara is totally different which i’m yet to explore. In most cases, you can get Rs.1 value or more and as always, when it comes to flights, we got to compare Biz class fares and not economy.

      Reply
      1. Amex Guy

        You don’t need Biz tickets for Re. 1 valuation, unless we’re talking JPMiles or something. Since they have Avios now, you can very well get Re. 1 valuations on domestic flights, at least if you are travelling within Asia.

        JPMiles, coach tickets to HK — 32000 miles. Use Avios to book on Cathay coach — 12500 Avios. Yes, that’s how much devalued JP miles have gotten in a few years. Addition of Avios has brought back a lot of life in Diners program.

        The only problem with Avios is when you go westward, because Heathrow taxes are very expensive. But then, it is still 3 times as valuable program as any of the other partners. Especially the devalued JP.

        Reply
        1. Siddharth Post author

          All my views are based on the JPMiles redemptions. Yet to explore Avios and its partner airlines.

          And “Cathay coach — 12500 Avios” seems to be great value!

          Reply
  7. Majumdar

    Looks like an attempt to placate relatively higher end of Premium Card customers with the card having been significantly devalued. On the positive side, if the Indian Diners Cards could introduce Diners/Discover US’s international transfer partners (Hyatt and a few international airlines partners) it could become an even more awesome card.

    Regards

    Reply
    1. Amex Guy

      Discover US does not transfer to World of Hyatt points. I see no such option. I can buy a Hyatt gift card though. Diners in US at least have completely different reward and redemptions structure that has nothing to do with Discover cards. I checked the website and Hyatt is not a Diners US partner as well. Where are you seeing this? Also, except for Avios, most of Diners US miles transfer partners are local US airlines.

      Given the current 3X promotion, if Discover Us transferred to Hyatt, it would be a riot. As Hyatt points are great value on Cash + Points deals.

      Reply
  8. ravi

    Siddharth,
    seems hdfc doe not allow non account holders to apply for cards . not sure whats the reason..

    Reply
    1. Siddharth Post author

      They do. Check with right person. Branch guys may want to get some incentives so they always push for accounts.

      Reply
    2. Anoop E S

      try to apply through their website. I’ve opened HDFC SB account just one month back only. I was holding HDFC credit card for last 6 years without any account, that too Diners Black during the last 6 months

      Reply
  9. Jay

    Sid,

    I’m having DCB with 8L limit, can i get DCB Jet Card by sharing the limit ?? It can be easily get me Jet Platinum Status… Will HDFC provide both like other banks do ?

    Reply
    1. Siddharth Post author

      It depends much on your NRV with bank. Give it a try as the limit is good enough 🙂

      Reply
      1. Jay

        Problem is neither branch guys or customer care guys are aware of dual variant cards. I don’t know whom to contact for this. Both says HDFC doesn’t allow more than one card per customer. Ah.

        Reply
        1. Siddharth Post author

          Talk to BM directly as you must be holding good NRV with bank.

          Reply
        2. Hari

          I requested through my RM. He got the approval for dual cards from the credit card team.

          Reply
        3. Anoop E S

          I’ve tried twice by sending a request letter to chennai address, but was not successful.

          Depends on the customer care guy you get over phone. I was guided twice to apply through branch. But I didn’t had any such relation with HDFC during that time.

          I’m told that dual card with limit sharing is normally given to JP Platinum members. I’ve just opened SB account one month back and now got upgraded to JP Platinum. Will try again within next two months for Jet HDFC world card (limit sharing with Diners Black)

          Reply
  10. Anoopwa

    I’m not sure why HDFC isn’t switching to contactless enabled cards faster. I saw a Regalia card in the wild a month ago with the contactless symbol, and HDFC seems to have added the text to its page as well as one of the Jet card’s photos, but for no other cards. (No Regalia First or either of the Business Regalia variants).

    Could you maybe do a short article about HDFC NFC cards?

    Reply
    1. Siddharth Post author

      Maybe the transition to contactless is taking longer than expected. I found zero terminals with contactless enabled in past 2 months.

      Reply
      1. Anoopwa

        You barely see them outside big cities, but in Bangalore I see contactless terminal in the wild at every other restaurant/bar/shop. You also see a lot of Axis Bank + Samsung Pay branded terminals that are contactless – I think HDFC is lagging behind compared to the other large banks.

        Reply
  11. OP

    to add lounge access:
    Up to 6 Complimentary access to 25+ Domestic Lounges within India and 700+ Lounges Worldwide in a calendar year.

    Reply
  12. Pranav

    Hi, I hold a Diners Premium currently, LTF. Any ideas on how to switch to this card?

    Reply
  13. Amex Guy

    I’ve heard they are discontinuing Premium and Rewardz cards. If that’s the case, and as this card costs as much as Rewardz, I’m thinking they will probably upgrade all Premium/Reardz customers to this one?

    Reply
    1. Siddharth Post author

      I don’t think they would discontinue anytime soon as they changed the design just few months back.

      Reply
    2. Prashant Agrawal

      Yes, this seems to be happening but I don’t think they’ll upgrade existing cardholders (till much later, if at all); merely stop new issuance for Premium/Rewards.

      P.S. not many people know about this, boy do you know a lot 🙂

      Reply
  14. Satish Agrawal

    Is it better to upgrade to this Diners Clubmiles card from Regalia First enroute to Diners Black or Regalia/ Diners Premium will be better.

    Reply
    1. Siddharth Post author

      Regalia/ Diners Premium/Clubmiles are all on same range considering its redemption rates on diners site. So anything should be fine.

      Reply
  15. Sujit

    Hi Sid
    Checked multiple sites and notice you were the first to comment on this card variant. Nice detailed review and I do hope there are more in store for this promising card.

    Is it worthwhile to upgrade from HDFC Regalia LTF with 2.5 lac limit to this variant?

    Reply
  16. Ramprasad

    Hi Sid,

    Just discovered another high end credit card, this time from ICICI called ICICI Diamant Credit Card. It is premium and requires 50LPA. Do review it.

    Like last time (when I shared YES Private CC), you could decide to not post this comment. Just wanted to share this info with you.

    As always, very happy to see you back on the site. Feels homely.

    Thanks,
    Rampy

    Reply
    1. Siddharth Post author

      Ram,

      This was reviewed a while back. Hit search button 🙂

      Reply
        1. Ramprasad

          😂 Agree! I do have similar thoughts on some of the other supposedly high-end cards too ..

          Reply
  17. Ram

    A generic note Sid, I feel we extensively discuss only about the RPs, Cashbacks and Miles in your blog whereas there is lot of rarely sailed waters that most of don’t use (E.g: Roadside assist from Indus, No cash advance fee on RBL Supercard, Golf lessons (on lot of cards), Concierge experiences (Amex/Citi/Diners etc.) and lot more) and all of us would love to share and know about. Wouldn’t creating a separate article about “Unique Experiences” be interesting.

    Reply
  18. Narendra

    My hdfc moneyback card with 1.8lak limit was not upgraded till now.
    Whats the best level card in hdfc for upgrade. Pls suggest me
    Thank you

    Reply
  19. Dr Shetty Gaurav

    Bye Siddhartha..yours was the first review I read on the diners club miles card…thanks.my query is diners club premium annual fee is rs 2500 and club miles card is rs 1000..but still for airline partners club miles is giving 1 RP=1Re…and all other features are same of 10x on select partners..how is this possible..
    Which is better

    Reply
    1. Siddharth Post author

      Yes, It’s bit confusing. They maybe be pushing clubmiles with 1k fee so it might sell like hot cake 😀

      Instead of looking which is higher variant, just see which gives max value to you and take accordingly.

      Reply
    2. Majestic Heights

      I think its just an introductory offer. They may soon raise the price to 2500 /- for Clubmiles card. The proof is here — Go to HDFC bank website – Select “Forms centre” at the bottom of the site – Select Credit Cards – Select pdf download “Application for Card Credit Limit Increase / Card Upgrade – Classic & Non-HNW Customers (Customer Version)”. Here they have mentioned as 2500/- for Clubmiles. There is also a method to have this card LTF.

      Reply
  20. mayank

    HDFC is not discontinuing Rewardz and Premium cards. They are still listed under products (Hover mouse over the tab)

    I recently requested an upgrade from Rewards (LTF) to Premium. They agreed to give me an LTF card if I register for Smartpay for any of my utility bills.

    Reply
  21. Utkarsh Mishra

    Hi Siddharth,
    I upgraded to Diner’s premium in August after using Rewardz for around 6 months.

    I saw that HDFC has removed Rewardz and Premium from the Product page (you only see them when you hover on Products, but not in the products page).
    Also launching Clubmiles seems like an attempt to sell more cards to a larger population by decreasing the price and eligibility.
    Does this mean that they might launch some more new cards in future as right now they have only 2?
    Will it be safe to change my Premium to Clubmiles now?

    Reply
    1. Siddharth Post author

      Someone recently reported that they were able to upgrade to Premium. So i’m unsure if its really gone.

      Yes, switching to Clubmiles is a good idea if you plan to redeem points for airmiles. Otherwise, its all same.

      Reply
      1. Utkarsh Mishra

        I’m only worried about them launching a new better card in coming months.
        If I switch to Clubmiles now and suppose they launch a better card by February, will they allow me to switch again, after holding the Clubmiles just for 2 months?

        Reply
  22. Joseph

    The official site has been updated I think.
    Now
    Eligibility – salary 40000pm/ITR 4.8 lacs pa
    Also,
    Spend Rs. 1L in 12 Months and get Renewal Fee waived for next renewal year.
    They are really trying to push this card…

    Just a doubt, is regalia first cc to DCmiles really an upgrade (if you are not interested in airmiles) , I mean even Airport lounge access is only 6 per year. (Regalia first is 8 per year domestic +plus 3 international through pp)

    Reply
    1. Amex Guy

      Yes, it still is. Reward rate is on par with Regalia when redeemed on HDFC portal. Also, 10X promotion on Diners.

      Reply
      1. Jeethu

        Ya but 10X offers on Diners does not include Amazon, or other travel sites where one could really earn some points.
        I still have access to 10x through Smartbuy with my regalia first cc.
        Wondering whether I should take the effort to upgrade to DCmiles.

        Reply
        1. Deepak

          Yes you should definitely upgrade to Diners as reward rate is Re0.5 vs Re0.3 on Regalia First and you also get 10x on other partners and international spends..

          Reply
  23. Shrey

    Hi Sid,

    So for every Rs.150 spent on 10x partners, you get 40 airmiles? Assuming 1point = 1mile. Or the 10x points don’t apply to airmiles conversion?

    Shrey

    Reply
    1. Siddharth Post author

      Easiest way to look at this is:
      Usual reward rate: 1.3%
      10X rate: 13%
      Airmiles conversion rate: 26% (Eg. 26 JPMiles for every Rs.100 spend on 10X Partners)

      Yes, its pretty much close to Diners Black.

      Reply
  24. Ankit

    @Siddharth: I see diners premium removed from the site.
    What is the plan for existing customers? Auto upgrade to club miles?
    What if we upgrade to club miles? What is the rewards conversion rate?
    I cant find the same on the chart online

    Reply
  25. Shrey

    For a BOM-DEL economy flight on Vistara you need 5000CV points which can be earned by spending around 20000 on 10x partners (40 points on 150 converted into 40 air Vistara CV points).

    Jet privilege has 10000jpmiles for the same sector.

    So for this card the redemption is better if done on Vistara than on jet airways right?

    Reply
    1. Ashwin

      @Shrey,
      Jet’s JPMiles is a poor loyalty program IMO. People stick with it because it was the only proper one available. Now with Vistara expanding fast, JP has to pull its socks.

      Some good redemptions:
      1. Avios of BA for Cathay Pacific routes. I think we need 12500 avios to Hong Kong from India.
      2. Singapore’s Krisflyer miles. Takes 18500 miles for MAA-SIN. Krisflyer miles can be used for Star Alliance partners like Air India. Krisflyer miles can be almost valued at Re 1 per miles for Singapore or Silk redemptions.
      3. Vistara like you illustrated. Can even be redeeem for much lower miles for economy to premium economy.
      Heck, even Eitihad Guest has better redemption than Jet’s JPMiles particularly for business class redemptions.

      Reply
  26. Satish Agrawal

    Dear Sid

    Now HDFC Diners ClubMiles cc eligibility requirement page says 40k pm salary or 4.8 lacs pa.
    Also annual fee waiver on spends above 1 lac only. I think they have reduced the criteria by quite a bit. Please update the same.

    Reply
  27. Joseph

    @ Siddharth:HDFC diners club miles or city bank travel miles card ?
    Which should I opt for

    Reply
    1. Sreehari

      Premier Miles transfer ratio is 2:1 whereas it is 1:1 for Clubmiles, so that definitely scores for me. Also Diners has 10x in partner merchants whereas PM gives 10 RP per Rs. 100 when booked directly with any airline. Clubmiles has Vistara as a transfer partner in addition to Jet, AI and British Airways whereas PM doesn’t have Vistara but many other international airlines. Guess I’d go for Clubmiles- though Waller loading and EMI won’t earn any miles.

      Reply
  28. Vaibhav

    Got this card for my wife. Will now have first hand experience on how it stacks up against diners premium in redemption

    Reply
  29. Amandeep Sharma

    Hi. Is it worth upgrading from premium to club miles ? I’m using diners premium card for past 1 year (spent more than 5lacs) and I wanted to upgrade to black version. In my netbanking site I’m getting option to upgrade to club miles. So, my question is to get diners black card should I first upgrade to club miles and wait for around 6 months to get an upgrade to dcb.

    Reply
    1. Prashant Gupta

      First try to send upgrade form to chennai for black and wait . If it is rejected then apply for club miles.

      Reply
    2. Mouli

      To upgrade to DCB , you need to spend more and have good long term relationship with HDFC
      If you are preferred customer and your spending in card is high then chances are very high to get DCB else your take home salary should be around 1.75Laksh
      Yearly spend pf 5L won’t be sufficient to upgrade unless you meet above criteria

      Reply
  30. Raulnayak

    The Requirements seem to be changing. Now its much lesser,

    Eligibility CriteriaYou are eligible for Diners ClubMiles based on the following
    Customer Profile Criteria
    Salaried Age : Min 21 yrs & Max 60 yrs.
    Income : Net Monthly Income > Rs 30,000 per month.
    Self Employed Age : Min 21 yrs & Max 65 yrs.
    Income : ITR > Rs 3.6 Lakhs per annum

    Fees and Charges
    First year and renewal Membership Fee – Rs. 1000/- + Applicable TaxesWelcome Benefit of 1000 Reward Points and Renewal Benefit of 1000 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off.)* Terms & Conditions ApplySpend Rs. 1L in 12 Months and get Renewal Fee waived for next renewal year

    Reply
    1. Surya

      This is what worries me. I want to upgrade to this card, but the requirements are even lesser than regalia first (which I hold currently now) even though reward point benefits are better than the regalia first. Only drawback compared to regalia first is that regalia first offers complimentary international priority pass visits. Even when I called the credit card guy in my nearby HDFC branch, he said that diners club miles is a lower credit card than regalia first.
      I hope they are not planning to devalue it to the rewardz level.

      Reply
      1. Raulnayak

        Based on the redemption chart, currently, it is at par as the Regalia which is higher than Regalia First. Diners Club is not as popular as the Visa / Mastercard and this may simply be a tactic to get as many people on board as possible since such easy access to a premium card and waivers can make people less hesitant to take the plunge and try it atleast for the year.

        I would say go for it, if it is devalued, you can always move back to Regalia. In Fact, getting the Clubmiles will being you at the level of Regalia and then you can switch to Regalia without any issues.

        Reply
  31. Nanditha

    Hi,
    I received Diners ClubMiles Credit Card today. I am new to CC. After seeing benefits of this card, I came to know that it is useful only if we travel more. I want to know other normal benefits, points as we do not travel often. Is this card suitable for me? Is there any option to change the card?

    Reply
    1. Captain Bishuddha Bharatiya

      Nanditha how much credit limit you got with diners clubmiles ?

      Reply
  32. rohit

    hello Siddharth

    I have a hdfc Diners Club Rewardz card with a credit limit of rs 90000/-. Hdfc has offered to upgrade my card to DINERS CLUB MILES CARD INTL with same credit limit and it is also a lifetime free offer. I wont be using this card for redeeming travel miles. I would be using it for rewards redemption from the catalogue. Two questions:-
    a) Should i upgrade?
    b) Does DINERS CLUB MILES CARD INTL have the same rewards redemption catalogue as does the hdfc Diners Club Rewardz card ?

    I want to know other normal benefits, points as we do not travel often. Is this card suitable for me?

    Reply
    1. Vinod Kannan

      Hi Rohit, Diners Clubmiles card is definitely superior to diners Rewards card. But the value of rewards is very less when u redeem from the catalog. U can reap maximum benefit od HDFC cards knly if u redeem for travel vouchers.

      BTW I have one question for u. How did u receive the upgrade offer? For the past 1 year the Credit card Upgrade tab is not ebabled in Hdfc NetBanking… Did u receive the upgrade offer through mail or Call?

      Reply
  33. Kiran

    When I applied online, I got a call from the customer care. They offered me Regalia and Diners club premium. However, I am interested only in ClubMiles because of better mile reward. I told them that I want ClubMiles and they said the card is no longer being issued and for my salary (30% tax bracket) I only get DC premium. The CC lady has no idea about their own cards when I asked about the Jet Airways Signature card. Baffled by this, I asked their customer care on Twitter regarding ClubMiles eligibility. They didn’t answer the question but just sent me the link to the credit card page. I replied back again telling them the whole story and they suggested to write an email. I feel like I better take the JetAirways AMEX card instead of circling around HDFC.

    Reply
    1. Raulnayak

      I would say, drop by your nearest HDFC branch and talk to a RM or the BM.

      Reply
  34. SUMEET GUPTA

    At the website, they have mentioned eligibility as salary 30k per month or ITR of 3.6 lakhs.
    Why would anyone prefer diners premium over diners clubmiles, where the features are almost same but premium is costly by 1500 bucks annually.
    Please tell if a person is eligible for clubmiles if he has an gross salary of 55k(net45k in hand), having 4 credit card already ( with a maximum limit of 90k and maximum 3 year old).
    Also what is the best way to apply for it? By branch, manually or online?(ratio of card issuance)

    Reply
    1. Raulnayak

      Your Salary is within their requirements. However, if one of those 4 credit cards is an HDFC, you will not be eligible since they do not allow 2 credit cards unless you are a preferred/imperia customer.

      Generally, the best way to apply for a credit card is through your RM or your branch.

      Reply
  35. Surya

    Stupid HDFC people rejected my upgrade request from Regalia First to Diners Club Miles. Reason : As per HDFC, regalia first is a higher level card, and I am not allowed to downgrade my card. What the hell. Now I am thinking of closing my HDFC card as it will take some time for me to be eligible for Diners black.

    Reply
    1. Raulnayak

      Why dont you try talking to your RM. Generally they have the power to do this.

      Reply
  36. Nitesh

    From my experience, it’s not wise to upgrade to Diners Club miles from Diners premium, if you are not going for points’ redemption for airmiles.

    But, it would be good to upgrade to Diners Club miles from Diners Rewards.

    Reply
  37. Arnab Chaudhuri

    Got Diners CLubMiles as LTF from Diners Rewardz. But the embossing ink is in silver colour whereas the website shows gold embossings in the card number and all. Can any one else plz confirm whether their card number and name engravings was done with silver embossing or gold colour.

    Reply
  38. jiten tibrewala

    Hdfc regalia first or diners club miles which credit card is better for complimentary lounge access?

    Reply
  39. Anantha

    I do not have any HDFC cards but i have 2 cards from other banks, can i get this card LTF. Does HDFC waive off joining fees and annual fees?

    Reply
  40. Sharathkumar Anbu

    Except Jet cards, Diners Black and Infinia all other cards are LTF in HDFC provided you have a Smart buy bill in the card or Add on card etc..

    Except Jet Diners Black card, every other card has spend based renewal fee waiver too.

    Reply
  41. Anantha

    Dear Sharath, Thank you for replying, what is meant by Smart buy bill? please let me know.

    Reply
    1. Sharathkumar Anbu

      Hi Anantha,

      It was a Typo. It’s Smartpay where you can pay bills like Electricity bill, Postpaid mobile bill, etc..

      If you have any active Smartpay bill connection, then the cards are LTF

      Reply
  42. Satish Kumar Agarwal

    Its any utility bill payment like Insurance premium etc. First you register it via smartpay on your cc and then the premium or any utility bill gets paid automatically on due date and charged to your cc.

    Or else take addon card in any of your family members name.

    Reply
  43. Ashish Nikhare

    Received 10X points for February spends offer today. Massive in-pouring of points. Birthday 10X offer spends points are next !

    Reply
  44. Jay

    When converting a diners premium to clubmiles, are existing points transferred to the new card, have about 100000 points on the premium. looking to convert them to avios through clubmiles,
    which conversion ratio would apply 1 = 0.5miles or 1:1? TIA

    Reply
  45. Akash Dey

    Can i get the clubmiles credit without annual fee?? Like lifetime or no joining charges.

    Reply
    1. Anks

      Its available as LTF if you attach a insurance policy, a telephone , electricity bill etc or take an addon card.

      Reply
  46. Narinder Pal Singh

    Guys, Dinner works on amazon??? i recently taken Dinner’s club miles along with my Regalia First and tried on Amazon. but it is not working.

    Reply
  47. Mahesh

    What is the expiry of Diners club miles points? Not mentioned in the site

    Reply

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