January Giveaway: Thanking Top 20 Loyal Readers

By | January 27, 2024

So one fine day I woke up and realised that I’ve not only been lazy in publishing new content but also forgot to thank those good souls who’re helping others without any prior expectations.

But before that, naturally it might make you wonder to ask:

“Why CardExpert was largely inactive for a long time?”

Why the delay?


Among many reasons, my frequent travel schedule for 2023 didn’t let me spend much time here either.

I was very well living the life on points & miles in various cities across the globe but as things are getting back to “normal”, I thought of getting back to blog and thank those who were giving life to the blog for few years now when I was mostly away.

The Reward

I picked the loyal contributors/readers based on multiple factors: primarily based on # of comments, it’s usefulness and a bit more.

This is for the period (April 2019 – Dec 2023). OMG. I couldn’t believe it has been over 4 Years now since we did the last giveaway.

It’s like I woke up from a long sleep.

So here I present the list of loyal contributors to Cardexpert and their respective gifts:

2024 Giveaway winners

I’ll contact each of them via email within a week to deliver the above said rewards. 

If you can see, some of the above are not active lately, but I think it’s a proof that Karma at times gets delayed but never fails. 😉

As always, your helpful interactions has phenomenal value to a lot of new & existing readers. While I wish to call it a Grand Giveaway I do realize that grander is your willingness to help others.

Once again, thanks to all of you who had contributed to the blog and also thanks to regular good old readers who’re still around.

*** Thank you ***

Author: Siddharth

Helping Indians to choose right credit cards, pick right offers and enjoy luxury vacations for less. Day & night exploring the spiritual reality of our human existence.

35 thoughts on “January Giveaway: Thanking Top 20 Loyal Readers

  1. Mohit

    Sid is back with a bang!!
    Congratulations to all the deserving contributors

  2. Rags

    Congrats every one.

    Hi Sid; looking forward to some nice hacks for domestic travel using rewards other than Vistara, which is tiresome from Bangalore both in connectivity and award availability.

  3. AAJ

    I did not know New Year celebration are still on.. Jai Shree Ram
    Nandri, Thank you

  4. Koshal

    Welcome back in action, Sid 😀 We are now waiting to read the new blogs on your varied experiences.

  5. Nikhil

    It is unique way of rewarding loyal readers. I have never heard of this on any other platform. So kudos to admin for such initiatives.


    I do remember opening the website almost twice daily waiting for new articles and experiences from Sid, but let’s hope you are back with a bang hoping to see you more frequently.

  7. Tom, Dick & Harry

    Falling too low for viewership / engagement Siddharth?

    Just because you couldnt get traction in 2022 & 2023 and you barely were ever in Airmiles / Hotel Loyalty discussions, suddently calling everyone else Tom, Dick & Harry?

    1. Siddharth Post author

      Certainly not “everyone”, I primarily referred to some (like some insta reels saying “I got 50% reward rate on Magnus” and “I got business class tickets for paying tax”) who were creating content that got unnecessary attention from big media houses and speed up the devaluation “at-least” by 6 months.

      Nevertheless, I don’t see it as negative either. It’s just a way of saying. In-fact I may perhaps do something similar myself now if it’s necessary.

      That said, I do see that phrase is attacking some, so i’ve softened the line a bit. Hope it helps and answers. 🙂

  8. Mahesh S. Panicker

    Hope we’ll have a lot of quality content this year onwards. Although I’ve been exploring other platforms of late, Cardexpert was my primary stop for credit card info, and always will have a special place in mind. Hope the journey gets going with lots of energy yet again.
    Sid, Its Jan, and the cards of the year article hasn’t come yet…

    1. Siddharth Post author

      Thanks for the kind words.

      Will try to get the 2024 list up by month end.

  9. Pranab

    Never ever thought of such recognition and rewards.
    Thanks Sid.

  10. Bhavin Shah

    Thanks Sid and congratulations all top contributors , i have gained a lot due to this blog.

  11. Rahul

    Thanks for the mention Sid.
    And your amazing work speaks for itself.

    Looking forward to continue reading more amazing new articles 😀


    Gr8 Gesture Sid… Congrats to all the winners… Keep contributing..

  13. AbhiKohli

    Nice gesture Sid ..
    1. And while you were away, few things did happen…eg DCB deval/Metal launch does deserve some attention.
    2. Another long (or loooooooooong) pending promise is Platinum Concierge experiences (before Plat Concierge becomes completely redundant/useless. Or has it already become so ?)
    3. And few finserve have launched interesting products recently like Scalpia (and maybe others with Federal Bank, can’t recall)
    4. Number 2 above

    1. Siddharth Post author

      #1 Very soon, along with Biz black which is set to get a lot of attention in 2024.
      #2 #4 I’ll do my best to cover, but would take some time.
      #3 Do you find any compelling reason to get into these short lived cards when there are so many other cards to choose from?

  14. balaji

    Hi Sid,
    Can you tell the mail id of balaji ?
    Is it ****** Sometime I use balaji as my name and balajic somethimes

    1. Siddharth Post author

      Yeah, it is you. 🙂

      Vouchers should be delivered to all likely by EOD.

  15. Prashant Gupta

    Wow thanks. Still in top 5 after so many years. Though I must say in last 2 years I was less active than before but no day passes without going to cardexpert once a day.
    Keep up the good work and thanks for rewarding the loyal readers and contributors.

  16. Abhi

    Thanks so much for the gesture Siddharth. When I saw the list I wasn’t sure which Abhi am I, but now I know 🙂
    This is an amazing site, I m always happy to contribute here for fellow readers and also read what experts say.

      1. Siddharth Post author

        And before you both, I got into that confusion as well. 🙂

  17. Vikram

    Thank you Sid. It was good that you put this link in the email you sent the voucher in, because usually anything that says gift, I’d immediately delete it fearing it maybe infected. But this link made me realise it was genuine. 🙂

    Really, much appreciated.

  18. Mohankumar K

    Congratulations Winners and Top work from Sid as always 👏🏻👏🏻👏🏻

  19. Anish S

    This is a nice way of rewarding people who are loyal followers of your content:)

  20. Praveen Katiyar

    Thanks for the kind mention and gift, Sid.
    There were days when I used to check this website many times a day. I have gained immensely from this site. I have upped my game since I started visiting this website in 2018.
    I was so addicted (in a +ve sense) that I have read HDFC Infinia comments (running into 1000+) at least 3 times in those days.
    I have Infinia and a few other super-premium/premium cards now. I have gained immensely from this website.
    Many thanks to Sid.. comments below a post are a gold mine.
    Wishing you the best CardExpert.


Leave a Reply

Your email address will not be published. Required fields are marked *