Festive Offer: 10X and 2X Reward Points on Yes First Credit Cards

By | October 10, 2017

Ever since Yesbank has arrived in the credit card sector, it has been turning out to be one of the most aggressive bank when it comes up to matching rival bank’s offers. With their top of the line Yes First Exclusive Card, they have directly taken HDFC Infinia and Citi Prestige Like cards head on. One of the prime reasons for holding HDFC Diners Black card in India is the generous 10X program.

What if I told you Yes Bank has now decided to take Diners Black head on? Too good to be true right? This is precisely what has happened. Yesbank has introduced Festive Privileges offer that gives you an opportunity to earn  10X points with partner merchants and upto 2X points with non-partner merchants.

Yesbank’s Festive Privileges Offer:

  • Offer Period: 10th October 2017 to 31st October 2017
  • 10X RPs on spends done on partner merchants. No minimum spend criteria.
  • 2X RPs on spends on non-partner merchants (Any other spends online/offline channels besides the partner merchants) IF the total overall spends during the offer period (Partner/non partner merchant transactions) crosses ₹1 Lakh (₹50,000 for Yes First Preferred Cards)
  • List of Partner merchants: Amazon, MakeMyTrip, OlaCabs, Shoppers Stop and Reliance Digital.
  • Maximum points that can be acquired during this offer period is 1 lakh Bonus RPs. Understand that Bonus rewards points is the extra points, that is 9X and 1X that you are getting over and above the normal earning rate. So, if your bonus RPs somehow exceed 1L RPs, in that case the max cap of bonus RPs is 1 Lakh and you also earn the regularly earned points.
    • Example: A person spends 1 Lakh  by Yes First Exclusive card on Shoppers Stop (Standard RP- 10,000, Bonus RPs- 90000) and 2 Lakh on non partner merchants (Standard RP- 20,000, Bonus RPs- 20,000). No see that the total bonus RPs is 90,000 + 20,000 = 1, 10,000 RPs. In this case the bonus RPs will be limited to 1 Lakh only. Therefore he will earn a total of Standard RPs (10,000+ 20,000) +Bonus RPS (1,00,000)= 1,30,000 RPs
  • Spends will be considered for this offer both for Primary as well as Add-On cards.
  • No codes or any app/website specific spends are necessary for these RPs
  • Fulfillment: 31st December 2017

What does this mean?

  • Yes First Exclusive Base Rate Earning capability is 2.5%. With these offers, you’ll earn a cool 25% value back with partner merchants and 5% with non partner merchants.
  • In total you can earn a max of 1 Lakh bonus points. That means you can earn bonus RPs worth ₹25,000 over and above the normally earned RPs that you earn.
  • There is no coupon code that is applicable for getting these RPs, as a result you can club the offer with all existing coupon codes for the websites. This is specially good for MakeMyTrip as HDFC Diners Used to put a restriction of using coupon code for getting 10X and 5X points back then, therefore the site specific discounts could not be availed if you used the Diners Black or HDFC Coupon Codes. This is not the case here. You just earn extra for any bookings that you do now.
  • The offer also includes, offline partner like Shoppers Stop for all those who love Offline Shopping.
  • Just as Uber has partnered with HDFC Diners Club as 10X merchant, it’s good to see now Ola Also grabbing some lime light along with Yes Bank.
  • In a Nutshell, it is a great offer and there is no restriction on kind of items that you buy from any of these merchants. I am quite sure, you’ll even get 10X points for Railway tickets that you buy from MakeMyTrip. It cannot get any better than this.

We’ve been recommending yesbank cards for quite sometime knowing how aggressive they can become in coming years. Just incase if you’ve missed it, check out: Why Should you Apply for an YES Bank Credit Card

Are you excited to know about this offer? Will you be making the most use of it? Do let us know your strategy for spends during diwali with Yes First Exclusive/Preferred or any cards you hold. Sharing is caring. Happy Diwali in advance to all our Readers..

Source: 1 & 2

Author: Abhishek Roy

Abhishek is a Doctor by profession and is passionate about Technology and Photography. He pursues his hobbies during the little free time he gets and likes to make the most out of it. He has special interest in Credit/Debit Cards, Reward Points, Air Miles and Travel Hacks.

154 thoughts on “Festive Offer: 10X and 2X Reward Points on Yes First Credit Cards

  1. Mouli

    If I am not making any spend in the merchant partner and I am making more than 50000 spends in non partner merchant through online, am I still eligible for 2X offer. I think so, Plz confirm

    Reply
  2. Joel DSouza

    Hi,

    This is an awesome offer. As per the offer, 10X is valid even for Ola Cabs. Do we get 10X RP for loading on Ola Wallet? Or is it only for direct card payment in Ola Cabs.

    Reply
    1. Abhishek Roy Post author

      You should be getting 10X for Ola Wallet. I’m quite sure about this.

      Reply
      1. Praveen Perumalla

        I have actually loaded my ola money wallet this morning even before the offer was rolled out. Lucky me 🙂

        Reply
    2. Saurabh

      In OLA loading money in wallet or directly paying for cab via cc SBI SimplyCLICK offers 10X points

      Best guess is it will same with yes bank offer as well.

      Reply
  3. ashu

    Finally….. I have also received this Offer !!
    Phew .. I kept on waiting for them to include me ( a new Yes First Preferred User) in their Offers and its here.
    Yes, this is a Really Amazing Offer esp. considering the Partners – Amazon, MMT, SS , Ola (All top in their respective categories)

    Query-
    One of the T&C points is :
    “The Offer is applicable only on Retail Spends done using YES FIRST Preferred Credit Card”
    [Refer to Point no 3 in section : Who is eligible for the offer]

    Can someone through more light on this ??
    Does it means Utility payments or Bill Payments not covered??

    Reply
    1. Abhishek Roy Post author

      The offer is for all Yes First Customers. Well, it’s difficult to say as of now but it seems it won’t be counted. However if you spend it through other apps like Paytm or PhonePe or FreeCharge it will be counted as Retail Spends.

      Reply
        1. Bio

          I’ve already checked with them about this. Retail spends are (according to them) any spends other than fuel. They told me that utility bills counted as retail spends.

          Reply
        2. Harsh

          Retail spend would typically include spends excluding balance transfers, cash
          withdrawals, charges for cash withdrawals, annual fees, interest, finance
          charges, and any other such charges.

          Reply
      1. Anmol

        Is this valid for Yes First Business card as well ? Yes Bank is now not giving Yes Preferred & Exclusive to business owners. Not even on a card on card basis.

        Reply
  4. Prashant Gupta

    Like last year Yes has again tied up with Paytm and together they are giving cool 15k cashback in iphone 8.

    Reply
  5. Rohit

    I have got a new Yes Exclusive card some 20 days back. I have not yet received any mail on the offer….Will I be eligible for the offer

    Reply
    1. Abhishek Roy Post author

      Yes you should be. There was no mention in the terms and conditions that this offer is for select customers. In my understanding, this is for all Yes First Customers. So definitely go ahead and make the purchases. Besides I too didnt get any email. All we got was an SMS.

      Reply
  6. Manish Soni

    I got the card a week ago. I called bank, they did mention that I’m eligible.

    Reply
  7. Abhishek Singh

    Maximum points that can be acquired during this offer period is 50,000 Bonus RPs for Yes Prosperity Edge Card.

    Reply
  8. ram

    Can we Buy Amazon gift card or bank card from amazon.in to use this offer?

    Reply
  9. Saurabh

    Only problem is now is keeping track of all bonus points
    In Aug 10 Days Festive Spends Bonanza
    In Sep Enjoy DOUBLE Reward Points on ONLINE Spends!
    in Sep 3X Reward Points on spends 20th to 30th September 2017
    In Oct This one

    Yes Bank is in high gear

    Reply
  10. Guru

    I got the mail today regarding this offer. It is really amazing that Yes Bank is providing such great offers almost every month..

    Reply
  11. Aman

    Hi all

    If you use Samsung pay and yes bank cards you can get upto 1500 cashback on 5 transactions of atleast Rs. 500.

    Reply
  12. valliappan

    This offer is applicable for prosperity edge customers too! 25k limit for 2x. 10x partners remains same.

    Reply
  13. AMIT SEN

    Does lic premium payment count as retail spend ? I have a sizable premium to pay.
    Apart from this offer, i have also recieved an offer for additional 1% cashback for international transc. I have done few international transc today. Will it count for the initial offer of 2x reward point or it will be treated as separate. I asked CC they said i will get 1%cashback from offer2 + 2x rewards points from offer1 😀. Not sure if its true.

    Reply
    1. Abhishek Roy Post author

      Yes. I think so. We get 10X points for Diners . It should be the same with Yesbank.

      Reply
  14. Bharat bansal

    I am from Patiala, i tried apply online for yes bank prosperity edge but my city is not listed their, also i am not a yes bank customer, i have HDFC REGALIA CREDIT CARD with 6lac limit, CAN I APPLY FOR YES BANK CARD IN PATIALA BRANCH ?

    Reply
    1. Abhishek Roy Post author

      No in all probabilities you can’t as Yesbank might not have started sourcing their cards in Patiala. You may still visit the branch and ask them if they can. If yes then do that.

      Reply
  15. Ajay

    Hi I want to apply for a yes first exclusive credit card. I am fine with paying the charges for the same. However, it seems they have a requirement of 50 lacs yearly income. However I do have diners credit card. Is there any way I can still get the exclusive cc?

    Reply
    1. Abhishek Roy Post author

      If your Credit Limit is 8 Lakhs or more on your existing card, then you can get the card LTF. However, if you don’t then you have to resort to the ITR/Salary based criteria of ₹50 Lakh/annum which is ridiculously high for most people in India if not all.

      Reply
      1. Tarun

        I hold a Diners Black with a limit of 7.8 L. Will I be eligible to get this Yes First Exclusive LTF card? I can in no way meet the income criteria as they mention.

        Reply
        1. Prashant Gupta

          Card on card limut is Rs.8 L. Try and get the limit increased first. I the meantime talk to Custcare of Yesbank about eligibility can it be lowered inyour case.

          Reply
  16. R Muthu Monickam

    Hi Roy Sir!
    I appreciate you & Siddharth for keep sharing and energizing us.
    If you load ola money & transfer it to any bank means ola charge us of 4%+gst. Total money transfer limit is 25k per month for ola account.
    I am holding yes first preferred. In this manner if I do transaction for 25k means I loose approx 5% right away. But I will earn 10x rewards ie 20% . So the earning amount is Rs. 3750(15%).
    Am I right Sir’jee?

    Reply
    1. Abhishek Roy Post author

      Hi, thanks for the kind words. Yes, you are correct. But problem is just like any other wallet, Ola Wallet too would be having a limit I guess.

      Reply
  17. Saurabh

    T&C for the offer
    YES BANK reserves the right to disqualify/ exclude any merchant establishment or Cardmember
    from the Offer, if any fraudulent activity is identified as being carried out for the purpose of availing
    the Offer or otherwise by use of the Card

    Now if all of sudden you use the card at offer merchants for a high value transaction or for the first time it set in motion a lot of risk management tools at the banker end as well as merchant end…. the result of which could be in your favor or not.

    Reply
    1. Siddharth

      Wont be a problem as long as someone misuse wallet load for w/d. They got enough time to disqualify them if needed!

      Reply
  18. Puneet Singal

    I hold a Preferred card from Yes Bank. I was trying to calculate how much we need to spend with a partner merchant (say Amazon) to earn the max Bonus RP of 100,000. On Preferred card, I earn 8RP for every Rs. 100 spend. So differential 9x rewards work out to 72RP for every Rs.100. Therefore to earn 100,000RP, I need to spend Rs. 138,888 on Partner Merchants. I checked with Yes Bank and there appears to be no restriction on buying gold or jewellery (say from Amazon) under this offer. I am thinking of buying MMTC gold coins from Amazon to earn these bonus points.

    Reply
  19. Dhaval

    Hi Siddharth and Abhishek,

    Is this Offer extended to Yes First Business Credit Card as well.
    Interested to know how does Yes Fist Business CC compares to Yes First Preferred CC.

    Thanks

    Reply
    1. Abhishek Roy Post author

      Difficult to say my friend. will let you know if we know.

      Reply
  20. Rex

    Ues Bank has recently launched uber ultra hyper premium credit card recently. It uses master card world elite platform. Yes bank is first bank to bring this platform in india. This credit card will be invite only card. Yes bank announced that only select 2500 people will be given this credit card. Not much info available online regarding this card.
    If anyone gets more info kindly share here.
    If possible please write an article on said card.

    Regards

    Reply
  21. Srikanth Nalla

    Guys.. Payzaap also charging 2% charges from Nov 7th onwards… All wallets closed…

    Reply
  22. Manav Singh

    HI,
    1) Anyone here got an upgrade from Yes Preferred to Yes Exclusive. I got the Yes Preferred card in April ( was told Exclusive has stopped issuing on Card on Card basis)

    I was told, I can get an upgrade in 6 months. Now they are refusing an upgrade, with one reason or another.

    2) Also, anyone applied for a New Yes Exclusive card on Card on Card Basis. What is the criteria you are told?

    I asked them if cancelling this current Yes Preferred card and applying a fresh Yes exclusive will help? That too they tell isn’t possible.

    Reason given, my CTC has higher variable component, they want a higher fixed CTC, only then possible.

    What are the qualifying criteria?

    I hold HDFC Diners Black with 5.75 Lacs credit limit.

    Reply
    1. Siddharth

      Yes, i’m hearing this recently about Yes Exclusive. It looks like most cards they issued Card on Card not giving them expected returns, so they’re sticking to income levels.

      In such Cases, spending high + high relationship value + 6 months card age should help for upgrade.

      Reply
      1. Suresh

        Try posting your form-16 to chennai office with upgrade request. Worked for my friend.

        Reply
        1. Manav

          Thanks Suresh and Sid

          Local Branch Manager refused Upgrade. Let me try the method to mail details to Chennai Office.

          HDFC Diners Blacks asks for 1.75 Lakh Salary. These gusy asking for 3.25 Gross per month in salary slip.. Seems very high. Some corporates may tailor the CTC to benefit employees, so shouldn’t bank also look at ITR / FOrm 16, rather than monthly salary slips..

          Regards,
          Manav

          Reply
  23. ashish

    The best deal using this card at the moment would be to buy iPhone 8 from Reliance digital. They are offering 70% buy back on the phone. This is what the deal looks like:
    IPhone 8 price: -64000
    Jio recharge: -9995 ( 1 year)
    70% Buy back: 44800 (in vouchers)
    10x yes bank Exclusive: 16000
    so effectively you pay Rs 13195 for 1 year use of iPhone 8 + Jio 3 GB daily plan.
    Additionally if you are in businesses you can avail GST Input ( Rs 5800) + depreciation claims.
    Isn’t the deal too tempting ?

    Reply
    1. Amex Guy

      I checked after seeing your comment, Reliance Digital said they cannot issues b2b invoice with my company’s GST number on it. So you can’t really claim GST input, unfortunately. Still the best way to buy though.

      Reply
  24. Gourish Amonkar

    Guys please cover StanC 5% cashback offer. The offer might not be as lucrative as this but still it is great as there is no restriction on spend category .

    Reply
  25. Ranjan k

    Informative article Dr., and thanks for that
    Can you please make us more informed on recently launched HDFC Bank EasyEmi on Debit cards.

    Cheers!

    Reply
  26. RK Goyal

    Hi!

    pl let me know if entitle for 10X if load in amzon pay wallet ?

    Regards

    Reply
  27. ashu

    YesBank gave low Credit Limit on Regalia Card-on-Card basis to me…. just 20% of Regalia 5L limit…
    Whereas on same Card basis, IndusInd gave me a 5L limit….

    Now due to this 10X offer, I am already consuming nearly 60-70% of my limits….
    Hope, they increase my limit in future!

    Reply
  28. Lokesh

    Ola money now has stopped wallet to wallet and wallet to bank transfers for non KYC customers and limit also 10k only now. So we have to request for wallet upgrade for any money transfers and more limit.
    Not sure if the receiving person also needs to have a upgraded wallet in wallet to wallet transfers.
    Btw I will still load around 10k in ola money wallets for getting this 10x points.

    Reply
  29. Tathagat

    Are emi transactions for phones/tv on amazon eligible for 10x offer ?

    Reply
    1. Abhishek Roy Post author

      I think yes as Yesbank no where mentions that EMI doesn’t accrue points unlike HDFC which has specifically said so.

      Reply
  30. jitendra saraogi

    How ola wallet is upgraded and bank transfer is done?
    Please help.
    Thanks.

    Reply
  31. Ankur Mittal

    Anyone got reward points for the 1st offer 3x spends on all payments whose cutoff date was 31st October ?

    Reply
    1. SaurabhN

      I am able to see the bonus points added to “Reward points – Earned this cycle”, its showing total of (bonus points + current unbilled amount points).

      Reply
        1. Prashant Gupta

          I am talking about the offer in September. Sorry the fulfillment date is Nov 30.

          Reply
  32. Rishi

    I am not sure about this, have seen in some otheer forum

    That there is an probability of income tax notice on the card u spend(usually on high spends in an year)

    Any idea about it?

    I am a bit concerned about my yes bank preferred card

    Reply
    1. Abhishek Roy Post author

      Banks report to IT Dept if you spend more than ₹2Lakh in a year on your credit card. That is common. You will get notice only if they think you are not properly filling up ITR. Like say for eg your ITR is less than your credit card spend in a year. Then may be. Otherwise not.

      Reply
      1. Rishi

        Like for example in year 2016-17 i have my savings as 5lac and filed itr of 6lac
        Now in year of 2017-18 my card spend is 8lac, and itr will be 6.5lac, is there any chance of getting notice? As the savings are there to cop up the card bill?

        Not sure about it

        Reply
        1. Abhishek Roy Post author

          Yes, the notice you get is through email for compliance. You can very well say that the extra expense is through your savings.

          Reply
  33. Aman

    Hi Rishi / Abhishek

    Kindly note

    Cc payment in FY exceeding 10 lacs is reported nowadays. (Payment through bank account/ electronic mode)
    If it is cash then, over 1 lac.

    If you have the income don’t need to worry or you can spread your spend on various credit cards.

    Enjoy!

    Reply
    1. Rishi

      Thats a different information what i have from one of my friend named google and a very good friend who works in income tax

      As per him the total spend on ur card if is >2lac, it will be reported to incometax.

      I am just concerned about what could be the impact on my PAN if my ITR (which to be filed) in the coming year is less than the total debits on my card(FY). Along with a saving which was used to help paying the card bills.

      Logically i have paid tax on whatever i have in saving and should not make impact on me.

      But (not logically) what actually can be the impact in above scenario.

      Reply
      1. Abhishek Roy Post author

        In plain and simple language- NOTHING. So don’t sweat it out dude. Take care and declare returns honestly.

        Reply
        1. Dhaval

          Hi,

          Will it make a difference if payment is made for let’s say cousin for a cellphone or huge LIC payment via credit card for which corresponding cheque is received ?
          The same can explained to the IT Dept ?
          Thanks.

          Reply
      2. Siddharth

        As long as you’re spending within your yearly income – without any manufactured spending, you should be fine. As even if you get a notice, you can answer.

        Reply
  34. Anoop E S

    Dear Siddharth

    Yes bank launches new super premium credit card… Yes Private in Mastercard World Elite series

    Reply
  35. ashu

    Interestingly…. Someone was mentioning tracking of Bonus Rewards Points crediting in Credit Card in above Comments…

    In this regards I found IndusInd to be most transparent and clear…. They mention Points earned against Each Transaction in the Monthly statement….

    This is just Great from IndusInd…
    Unlike Yes , Hdfc etc where they mention just the accumulated points and one does not know where he has got the points / where he has not….
    (Or, has to maintain a tracker to chk Reward Points )

    Kudos to IndusInd for this Transparency…

    Reply
    1. Mouli

      Yes also better in this aspect, This month I got Bonus reward points and I got SMS and Email stating that I got 20k bonus reward points for the September spends

      Reply
    2. Balpreet Singh

      Even American Express I saw the same. They have a full list of transaction and point you get or don’t get..

      Its fully Transparent..

      Reply
      1. ashu

        also, I forgot to mention that IndusInd also mentions Merchant-Category against each spend….. I do not know the Usefulness of this currently …. but still find it extremely good step for Transparency from IndusInd.

        Reply
        1. SaurabhN

          Definitely this kind of transparency ( from IndusInd) is a neat feature for consumers like us.
          Amex is definitely very transparent in thr rewarding system and in my ICICI Rubyx VISA statement also I get number of points earned against each transaction. Though adding merchant category to each transaction helps in some cards like Kotak Feast

          Reply
  36. varun

    Received around 28k rewards points for offer which ran from 22-31 Aug.

    Reply
  37. jitendra saraogi

    again 3x & 2x spend based offer from yes bank from 17/11 to 26/11.

    Reply
    1. Aman

      Hi Sid

      Details of new 3x/2x :

      Spend period 17th November 2017 to 26th November 2017

      The maximum bonus Reward Points is capped at 20,000 RP.

      Fulfillment on or before 31st January 2018

      Targets are personalized.

      Hope you got the email/ sms too. 🙂

      Reply
      1. Siddharth

        Yes, i did receive as well. Looks like they’ll run this spend based offer every month-end as they’re doing so for past few months.

        Reply
        1. Ankur Mittal

          I haven’t got the SMS/email 😐 Probably it’s targeted to people with lower spends

          Reply
  38. Mouli

    Got SMS and email yesterday
    OFFERINGS DESIGNED FOR YOU
    Earn 3X Reward Points Spend Rs. 96000
    Earn 2X Reward Points Spend Rs. 77000
    Offer Period: 17 th to 26 th November 2017
    Terms & Conditions:
    Offer available to select YES FIRST Credit Cardmembers only
    Bonanza Rewards will be credited to eligible Cardmembers account by 31 st January 2018
    For detailed Terms & Conditions, Click Here

    Reply
      1. Shiznit

        The spend limits have been increased considerably for the same offer from before.Is it just me or for all?

        Reply
        1. Abhishek Roy Post author

          It is based on how much you routinely spend. Personalised offers

          Reply
          1. Mouli

            My Limit is 1.5L and every month, I am spending more than 75% of my limit.Last time I got below limit for September 20th to 30th

            Earn 3X Reward Points Spend Rs. 119000
            Earn 2X Reward Points Spend Rs. 101000
            Offer Period: 20 th to 30 th September 2017

          2. Abhishek Roy Post author

            If I were you, I wouldn’t use so much of my limit. Ask them to increase your credit limit if the card is at least 6 months older. Your spends are quite on the upper side, so that’s why your target range is more

  39. Aman

    Hi All

    The limitation is that bonus is capped at 20K which you will achieve on spend:
    A. Rs. 1 Lac with Yes First Exclusive. (total 30k points = 7.5% returns)
    B. Rs. 1.25 Lacs with Yes First Preferred. (total 30k points = 6% returns)

    No bonus over that.

    Reply
  40. Siddharth Mehta

    I too received a mailer and sms from yes bank for 2X and 3x offer. My targets are awe
    some though 10,000 for 2x and 15000 for 3x . Just perfectly timed for insurance premium payments 😉 anyone has thoughts on how lic premiums can be paid through credit card and avoid the convenience fee ?

    Reply
    1. Abhishek Roy Post author

      I haven’t paid LIC premiums before. So no idea. However, do their online portal charge convenience fee for the same? You can also create standing instructions with Yesbank for the same.

      Reply
      1. ashu

        I think Convenience charges are waived off for Online payments (Digital India)
        … Bigger issue seems to be that LIC Premiums can be paid atleast 1month before the Premium Due Date…

        Reply
        1. Siddharth Mehta

          If I do the premium payment through LIC website , the payment gateway is billdesk and there are various slabs of convenience fees based amount paid. If the payment is done through ewallet there is no fee. I did a couple of payments through different wallets and it worked. Now my last policy premium is more than 20k so I cannot use the ewallet workaround as there is a rbi cap of 20k per month per wallet.

          Reply
          1. Abhishek Roy Post author

            See, in most cases for payment through e wallet, if you allow the transaction to occur, you will be allowed to fill up credit/debit card details. Such transactions are not counted towards wallet loading in which you are try to pay to the merchant directly. Don’t top up the wallet 1st. Just land on the wallet page and it should tell you to recharge due to insufficient funds.

          2. Rahul Singh

            Use jio money. It has 1 Lac limit. I used for LIC only through yes first. I loaded jio money 1st n then paid premium. Got normal points too.

    2. Prashant Gupta

      I too received the same milestones. Om yes prosperity it is 5X om 7500 and 3X on 5000. Yes bank is proving to be a better card and giving tough competition to other. These offer do make people to forcefully spend.

      Reply
      1. Balpreet Singh

        Rahul,

        Sure that Jio Money has 1 lac limit? i tried for lic payment of 30 k in august. it didnt go thru. ( seems its 20k)

        Balpreet

        Reply
        1. Rahul Singh

          Oh yes. See we have to use adhar card for jio. That’s why it’s fully compliant Kyc account with limit if 1lac. Call customer care of jio money n get clarity.

          Reply
  41. ashu

    Yes… I have too received 3x / 2x customized offer..
    YES CC is seriously after making major inroads into Top 3 Positions.
    Getting Aggressive Offers every month !!

    Now I am Sure That they will again have an Aggressive Dec-Jan New Year Offer too !!

    Reply
  42. RK Goyal

    Hi!
    I have also received offer, however limit is only 20K bonus points which is very less comparative to earlier offers

    Reply
  43. ashu

    How to Stop Physical Statements in Yes CC ?? and keeping ONLY Email Statements
    There is no option in Internet Banking & Yes App.

    Reply
    1. Abhishek Roy Post author

      You have to call them and ask them to do this. On the other hand the form that you fill up while applying also has the option of only e statement.

      Reply
  44. Prashant Gupta

    Has anyone received the 3x/2x points for the september offer. The due date was november. Ita december now.

    Reply
    1. varun

      Received around 19k points for transactions done on Yes first preferred card in September.

      Reply
  45. Mouli

    I got points but not sure whether that is only for 2x on online spends that was there till september 20th or for 3x./2x also. Anyhow will get an email in another 2 days from yes

    Reply
  46. Kiran

    Yes Bank bonus Offer spend ₹20,000 and get 5000 bonus points.

    Offer validity 16th December to 31st December

    Reply
  47. Prashant Gupta

    Received points for october 10X spends today. Also december offer for me is 5000 points in 15k on prefered and 2000 points on 10k on prosperity card.

    Reply
    1. Abhishek Roy Post author

      Did you receive any emails as Yesbank always emails regarding the bonus points. I didn’t receive any emails but I did receive the bonus points I guess. I’ll have to count to see how much bonus points did I get.

      Reply
    1. Abhishek Roy Post author

      Yes. Had received the points earlier itself but got the sms and email today.

      Reply
  48. Pingback: 20+ Best Credit Cards in India 2018 (Rewards & Cashback) | CardExpert

  49. Mohan

    They started Spend basis reward points again, I ‘ve received email for 110K spend 8K reward points.

    Reply
    1. Mouli

      Mohan,

      How much were you spending in the recent months and how old is your card ?
      Seems like targeted offer not for all.Is it YFP or YFE ?

      Thanks,
      Mouli

      Reply
      1. Ashwin

        I’ve received BMS vouchers offer and not spend based bonus reward points offer. Targeted and personalized offers given.

        Reply
  50. Mohan

    Any idea if Yesbank will come up with some festive offers this time around?

    Reply
    1. Arun

      Even I am waiting, although I have around 1 lac rewards points accumulated in last 6-7 months of usage. Not finding a good deal to spend these. Wish Amazon coupons are back.

      Reply
  51. Mouli

    Last year Yes bank announced this offer one week before Diwali, so going by the previous year pattern they might announce by November 1 st or end of October

    Reply
  52. Amann

    Hi all

    I’m quite sure Yes Bank will be running offers. Just that their communication department is so poor that the offer is communicated a few days after the offer period has already begun. Like they want to include prior spends so you are already participating and then you are hooked. 😉

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *