This is one of the uber premium credit card with Hdfc bank that stands in par with infinia credit card. While infinia is powered by MasterCard or visa, diners club black is powered by diners club international itself, the first independent credit card company in the world to issue credit cards and charge cards. Personally I’ve a respect for diners cards for this reason.
Benefits of HDFC Diners Black Credit Card:
Golf privileges on Diners Black:
One of the distinct advantage of diners cards from others is that it has unlimited complimentary golf lessons (Green Fee Waiver) at almost 20 golf courses in India and over 40 golf courses world over. Cards with such features tempts me to hold one 😀
Higher credit limit:
Similar to Infinia credit card, You can expect a minimum credit limit of 10 Lakhs or more. They say that it has unique NPSL* (No Pre-set Spending Limit) feature.
Unlimited Lounge Access Worldwide:
You can get unlimited access to airport lounges across the world. One of the biggest advantage of this card is that even the supplementary/add-on card member can have free lounge access. Unlike Infinia, you don’t need a separate Priority Pass card to access lounge. All you need is just your card. While HDFC website didn’t mention anything about free access on supplementary cards, some people on forums have confirmed it to be working good without any issues.
Most of other features are explained in detail here on Infinia credit card review as Infinia/Diners black are considered equal as the top most super premium cards and share most benefits in common.
Unbeatable Reward Points & Savings:
- 3.3% on all retail spends and
- 6.6% on spends done on Dining & on dinersclub website.
Say you spend 1L on your card, you can save 3,300 INR equivalent value in points, no matter where you spend and there is no upper limit to this. Unlimited rewards. Best part, you can redeem the points against recharges and especially to pay for broadband and postpaid bills. (new feature)
Why Diners Black stands out from the crowd?
There is something unique with diners cards. They run 10X rewards promotions with selected brands like Flipkart, goibibo, irctc, etc often helping you save big. Now that makes huge difference if you hold Diners Black card.
Here’s how – Let’s say you’ve booked flight tickets on goibibo for 1 Lakh. With usual rewards you can save 3,300 INR worth of points. But with 10X rewards, you save 33,000 INR. That’s HUGEEE.
You can save same 33% even on Flipkart on all products. How about an expensive iPhone or TV or a refrigerator costing you 33% less? We have covered this in detail in the earlier article – Save upto 33% on Flipkart, Snapdeal, Goibibo Using HDFC Diners Club Credit Cards
Reward Points Redemption & Airmiles:
The accrued reward points of above spendings can also be used to book flights/hotels/recharge/movie tickets within dinersclub website, or just transfer to airline partners at 1:1 ratio and use for award tickets.
It’s a kind of once in a lifetime offer. Never miss it if you happen to have chance to grab this card. 10X rewards are temporary and timely offer for customer acquisition as diners club international wants to penetrate into Indian market and most ppl who apply for this card is MAINLY for this reason.
Simply put, diners club black credit card saves you 33% on most of your travel & shopping expenses and that being said, its a dream of every credit card holder in India to own this card. 🙂
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