Amex Offer: Earn 20 Points per Rs.100 spent via Reward Multiplier (2 days only)

By | July 28, 2021
amex rewards multiplier offer - July 2021
Amex Rewards Multiplier Offer – July 2021

American Express just sent out an amazing offer (short lived though) on all personal credit/charge cards when you spend using Amex cards via reward multiplier. Here’s everything you need to know.

Offer Details

OfferEarn 20 Points per Rs.100 spent via Reward Multiplier
Offer period26th & 27th July 2021
Effective SpendRs.1,25,000 to reach 25K max cap. (as per regular cap)
Return on spendMinimum of 5%
Fulfilment120 days from the date of txn

So this gives you a nice 5% in savings (25ps per point) on most cards and of-course has the ability to save as good as 7.5% (24k gold collection) or even lot more if you’re into Marriott/air-miles.

But again given the pandemic situation, it’s safe to assume a value of 5-10% for calculation.

It’s one of the few offers that shouldn’t be missed. Not to forget, this offer is only for 2 days and there is a Max cap of 25,000 points “per card” as per regular rewards multiplier capping. 

  • Note: Except the exclusions mentioned in the t&c, you can avail the offer on all merchants, including the recently added e-vouchers, some of which have further discounts.
Amex Rewards Multiplier Centurion offer

Amex levelled up the game for Centurion for this offer with MIND BLOWING 20x rewards (60 points per 100 INR) – that’s a massive value. Finally Centurion became a really rewarding product apart from the status symbol & travel perks.

Updates

  • Clarity on eVouchers: As of 26th July 2021 evening 6PM, it has been confirmed by Amex via all channels that this 2 day promo holds good for bonus points for eVoucher purchases made on Gyftr portal via Amex Multiplier. Enjoy!
  • Fulfilment: The bonus points are credited as per the usual calculation of reward multiplier for respective cards. Remaining should kick in within 120 days.

Bottom line

As you might know, I’m not a fan of the Amex reward multiplier ever since it was launched. But as expected, Amex finally raised the bonus points levels to make it look attractive. 

This is the kind of bonus points I expect from Amex as “default” for rewards multiplier, at-least for the plat charge. Or, let’s at-least hope this offer to repeat again soon.

What’s your thoughts on this new accelerated amex rewards multiplier offer? feel free to share in the comments below. 

137 thoughts on “Amex Offer: Earn 20 Points per Rs.100 spent via Reward Multiplier (2 days only)

  1. Chaitanya Mella

    The customer care says there are no product exclusions but not convinced. Good offer though.

    Reply
    1. Anil Singh Bhati

      General products exclusion like mobile phone on Flipkart etc as mentioned in T&C remain applicable regardless of offer is 5X, 20 MR, 15 MR etc

      Reply
      1. Chaitanya

        Yes. They don’t. But the Customer Care gives conflicting reports. I was told no exclusions but e-vouchers on the portal are not eligible for 20X. Sid states otherwise. Requested for call back.

        Reply
        1. Krishnakumar

          You are right. I got a confirmation that E vouchers will not get 20 points

          Reply
          1. Chaitanya

            They finally confirmed that the e-voucher transactions are valid. Extremely poor communication from Amex.

  2. Yashwant Kumar Golecha

    Will I get 20 points on 100 rs spend even if I buy the amazon vouchers of the complete amount?

    Reply
    1. Siddharth Post author

      Yes, via e-vouchers option, not on amazon directly.

      Reply
      1. Yashwant Kumar Golecha

        Awesome. Thanks for the response. I can load up amazon vouchers and that amount can be used to pay the insurance premium and other stuff.

        Reply
      2. Jay

        Can you elaborate? What do you mean by e-vouchers and not on Amazon directly. The 20 points offer only applies to Amazon I suppose.

        Reply
          1. Gopal Gidwani

            He means, you have to buy Amazon GV from the Gyftr website via Amex Reward Multplier to get 20 points.
            If you buy Amazon GV from Amazon.in website, then as per Reward Multiplier T&C, you will NOT get 20 reward points

      3. Krishnakumar

        If I have already spent last week to get my regular 25000 points limit, will I get this additional 25000 points limit for the current 2 days offer?

        Reply
      4. Murthy

        Hi Siddharth, This offer is not applicable for e-vouchers purchased through GYFTR/rewards multiplier portal as per customer care.
        I’m a regular reader of your posts. Your contribution is extremely helpful.

        Reply
        1. Siddharth Post author

          It is applicable. Triple checked, as already mentioned. They check the t&c page, search for “gift” and give you such info – which is wrong.

          Reply
          1. Chaitanya

            That’s right. They search for the word gift in the T&C page and tell you that vouchers are not applicable. And the most common response is to give a link to the T&C page.

          2. Ramasamy R

            Just verified with customer care and not applicable for e-vouchers

          3. Krishnakumar

            I have also triple checked . Third time with the supervisor. They have just received an internal email stating that e vouchers through GyftR will not get 20 points

        2. Niju

          I had confirmed twice today and purchased e-Vouchers for a hefty sum.

          Hopefully will get to know within 120 days if what I understood from the Customer care about e-Vouchers also eligible for this offer through Reward Multiplier is accurate or not.

          Reply
      5. Harsh Jhaveri

        I just got 5x Points on my Gold Charge, they told me the 20 Points per 100 Rs. was valid only on the Centurion.

        I had bought Amazon e-vouchers via GyFTR on 26th and 27th of July using the Rewards Multiplier Website.

        Reply
  3. Ashish Goyal

    Is this applicable on amex smartearn? Because i did get the email.
    And is it applicable on amazon, flipkart, swiggy gift cards?

    Reply
  4. Sahil

    Any good way of utilising this for DB holders? Normal spends on Amazon still give 5x there which is higher than this.

    Reply
    1. manoj singh

      Just a calculation suppose you buy 10k Amazon voucher from MRCC card you will get 2000 MR points which will be equal to 700- 800₹ at 0.38-0.40 ₹ value through 24k gold collection. Which is approx 7-8% of your spend value. While smartbuy gives you 33% value for 5k limit per month and 16.5% for 5x rewards. Decide your value proposition accordingly specially when it’s dicy situation whether you are eligible or not.

      Good for those who want to reach the spend targets of their amex cards and shopoholics.

      Reply
  5. Arunkumar

    Hi Sid,
    Can u share the link for tnc. Also is it 10x or 20x multiplier. At 20x multiplier it should be 40 points per Rs. 100. Correct my understanding.

    Ive plt travel and mrcc

    Reply
    1. Brahamdeep

      Yup, it’s applicable on all Personal Amex Cards.(MRCC, SmartEarn etc)

      Reply
  6. Rushabh

    Its applicable on both. You could go to amazon from amazon’s 5x multiplier page and that would be counted. Right? Or am I misunderstanding something here

    Reply
  7. Pranab

    Hi Sid,
    A note on your ‘Note’.
    It’s not clear from the mail.
    If I purchase GVs during these 2 days using MRCC what will I get?
    20 points/ Rs. 100
    4 points/ Rs. 100
    2 points/ Rs. 100 (since it’s mentioned 2x will not work these 2 days).

    Reply
  8. Alpha

    I got this mail for my Platinum Charge Card but can anyone confirm if its applicable on Platinum Travel and Platinum Reserve as well? The customer care rep says only Platinum Charge card (among my three cards) eligible, but I have interacted with really ill informed AMEX support staff earlier as well, so dont believe them. If anyone here could confirm..

    Reply
    1. Siddharth Post author

      All cards eligible. Have double checked this.

      Reply
  9. Swapnil Agarwal

    I am not sure if its me, but I don’t seem to find anyplace on whole amex website where this is listed. I am only seeing regular 10x, 5x,3X (Plat reserve, which is what I intend to use) offer. can someone share the link for specific amazon prime day 26/27th related offer?

    Reply
    1. Pranab

      Please check your mail. I received the offer mail on 25th.

      Reply
  10. Niju

    I guess it’s a good time to rack up some Amazon Pay Vouchers @ a minimum 5% discount for Bill payments exceeding the HDFC Smartbuy limits of 5k per month.

    Also to avoid any excluded products directly from Flipkart / Amazon Reward Multiplier, buy eVouchers and use the same for purchase through them.

    Reply
  11. Gopal Gidwani

    Dear Siddharth and other credit card experts,

    I hold an Amex MRCC. I have some utility bills to be paid. So, can I buy Amazon GVs from Gyftr worth Rs. 20k to pay utility bills for this month and couple of future months? If I do 4 transactions of 5k each and buy total 20k Amazon GVs, then will I get:
    1) 1000 bonus points for 4 transactions of Rs. 1500 and above in a month?
    2) 1000 bonus points for doing 20K transaction in a month?
    3) 4000 bonus points for spending 20k as per Rewards Multiplier special offer of 20 points / Rs. 100 spent?

    So, can I get a total of 6000 RPs on my MRCC for the above transaction of buying 20k Amazon GVs from Gyftr via Amex Reward Multiplier?

    Please let me know so that I cna buy the vouchers today as the offer is applicable for only today and tomorrow

    Reply
    1. MAA-traveler

      @Gopal Gidwani,
      Yes. You can buy 4*Rs 5000 Amazon GVs from Gyftr via Amex Reward Multiplier and get a total of 6000 MR Points on MRCC for Rs 20,000 spends. Over 15% return on spends which is fantastic. 😀

      Similarly,
      1. Plat Travel folks can spends upto Rs 4 Lakhs for bonus MR Points
      2. Gold Charge card folks can do 6*Rs 1000 transactions for bonus MR Points

      Reply
      1. manoj singh

        20000/100×20=4000 rp
        0.40×4000=1600rs
        1600/20000=8% return

        Reply
  12. Ajai Singh

    TnC

    During this promo period (26 July 2021 – 27 July 2021), Cardmember would get 20 Membership Rewards® points on every spend of ₹100. The ongoing Reward Multiplier offer of 5X points on American Express® Platinum card and American Express® Gold Card, 3X points on American Express Platinum Reserve(SM) Credit Card and American Express® Platinum Travel Credit Card and 2X points on other American Express® Proprietary Cards will not be applicable.
    • Additional Membership Rewards® points to be credited within 120 business days from the date of transaction. Please note that due to the Covid-19 situation, the fulfillment timeline may get affected and in extreme circumstances, it would be completed in 150 business days

    Reply
  13. Aditya

    I spoke the amex customer care and they mentioned the 2 pts/100rs offer is not applicable on the e-vouchers. Its applicable only on amazon purchases.

    Reply
    1. Aditya

      Based on the above comments I got it rechecked with cc. Seems like its valid on the vouchers. Sorry for the confusion.

      Reply
  14. Dhrumil

    Customer care told me that e vouchers are not applicable. I am confused as I am willing to buy vouchers worth more than 50k.

    Please advice.

    Reply
    1. Captain Bishuddha Bharatiya

      Dhrumil Amex india has confirmed on Twitter that buying EGV in eligible for 20 rewards points per Rs. 100 spent. ……………….

      Can you please tell us the trick how to use such huge amount of Amazon Pay balance ?

      Reply
      1. Dhrumil Parekh

        There are many ways to utilize the Amazon Pay. Below are the few ones I use.
        I can pay LIC premiums. Search for the LIC policy and pay directly from Amazon pay.
        I can pay any other insurance premium. Almost all major companies are there – Health, Life, Car etc.
        I can pay all my utility bills- Light, Gas etc.

        Apart from chances are you can use it to make any other online payment as many payment gateways give Amazon pay as the option under the wallet option.

        Amazon Pay is one of the most versatile wallets.

        Reply
  15. Ankur

    Called up CC, they said offer applicable on spends only and not on vouchers

    Reply
  16. Prem Taparia

    Thanks Sid for the timely update, would have surely missed this wonderful offer otherwise.
    A technical point though –
    To max out the 25K Bonus MR points, the effective spend would need to be around Rs 139K ( (and not Rs 125K). Please check.

    Reply
      1. NIKHIL BHANSALI

        Bonus Points 25,000
        Incremental Points 9X
        Required points 2,778
        Spend for per point 50
        Require spends 1,38,889

        Reply
        1. Siddharth Post author

          20 MR/100 is the only rule that applies for these 2 days – no 1X/9X concept here.

          Reply
          1. Prem Taparia

            Sid,

            Clause 2(e) of this offer terms & conditions mentions “The maximum number of Bonus MR Points that could be earned by you would be capped at 25,000 BONUS MR Points per month.” See, the cap is only on the bonus points.
            So as Nikhil rightfully calculated, Rs139K needs to be spend to earn these 25K bonus points. I have also confirmed this with Amex Customer Care.

  17. Ankur

    NEW UPDATE ON THIS:
    Amex has received an internal email today at 5:39pm saying that all GYFTR purchases will be included in the promotion.

    I was told that many people had raised the query, and originally this was not to be included, but seems many people had already made the purchase, so Amex backtracked and included the same.

    Points will be credited in 120 days. Purchases made directly with Brands will be credited in 5 days.

    Make full use of this promo this time. Dont think this will happen again next time, and AMex will probably specify it clearly to avoid confusion.

    Reply
  18. Ramesh Shah

    Confirmed with CC. Latest update is this offer is not applicable on e vouchers.

    Reply
    1. Siddharth Post author

      That’s the morning update. Evening update is positive.

      Reply
  19. Pranab

    My MRCC limit is exhausted. If I clear the balance and again purchase, will I get reward points?
    Believe some banks has been put restrictions (no RP on such transactions).

    Reply
    1. Chaitanya

      If you clear the outstanding and the credit limit is available before the offer period ends it should be possible.

      Reply
  20. Saadat

    Is it better than HDFC Smartbuy 10X? Considering Amazon also has 10% discount going on right now.

    Reply
    1. Pankaj Singhal

      Depends on how much you want to buy. HDFC offers is useless after 25k.

      Reply
  21. Abhi

    Just to avoid the Amex confusion, after exhausting the monthly 5X/10X limit on DCB and the hdfc card discount, am moving rest of my shopping to Yes Exclusive which is giving almost 15% value back on Amazon as well as flopkart.

    Reply
      1. Abhi

        Yescart 10X offer is valid for prime day. Yes Exclusive 1X is 12 pts per 200, and value of each point is 25ps when spent on travel. I recently used points for flight booking and that’s the conversion I got. So that’s 1.5% . So 10X is 15% . 9X cap is 10K pts for current campaign, so you ll peak out at 18K spend.
        Similarly Yes Preferred will also give a value upto 10%.

        Reply
  22. Pankaj Singhal

    I did not get the email. Will I still get 20 points /100 or is targeted

    Reply
    1. Siddharth Post author

      Its for all, but ask them once before proceeding.

      Reply
    2. manzb

      It is a generic offer, open to all cardholders. Not targeted.

      Reply
    1. Prem Taparia

      No. Addon cards spends is grouped with the primary card.

      Reply
  23. Nirav

    Any idea 25k points is per account or per card
    If i hold amex mrcc , platinum charge and platnium travel
    Max rewards m eligible is 25k or
    25k per card total 75k
    Any one can please confirm

    Reply
    1. Prem Taparia

      It’s “per card”. So you are eligible to earn 75K points on your three different Amex variants.

      Reply
  24. Pawan Katti

    Limited Period Offer: Earn 20 rewards for every ₹100 spent on participating merchants and purchase of e-vouchers. Offer valid from 26 July until 27 July 2021.

    That’s what the landing page of Reward Multiplier now highlights ‘in bold’ 😉

    Reply
    1. Siddharth Post author

      Thanks for the update. Not surprised though 😀

      Reply
      1. Krupesh Patel

        Amazon vouchers are back, now it’s available on the website.

        Reply
    2. Sreetharan

      Cant find it either. Im sure many wouldve purchases in high 5 digits and maybe even in 6 digits hence their decision to remove

      Reply
      1. Siddharth Post author

        Cool. So it seems they refreshed the stock.

        Reply
  25. AJ

    Are others able to see Amazon gv on gyftr rewards multiplier now?

    If yes, can you please post the link here? I don’t see it anymore and is not showing on search also!

    Reply
  26. KK

    I received 5X points. They said they will post additional points in 120 days.

    Reply
  27. kamal

    Thanks Sid for this amazing piece and gyaan on how to handle amex CS .

    I use MRCC only for monthly RP and amex offers. This month as usual did 4*1.5k and received 1k points. Once Sid confirmed , the offer is on vouchers as well, bought 5000* 2 , 2000*2 amazon vouchers from reward multiplier.

    Calculation:
    6000(usual) =120
    6k bonus milestone = 1000
    14000(multiplier)= 2800
    20k Bonus milestone= 1000

    On total spend of 20k, accumulated 4920 RP (120+1000+2800+1000)
    I value 1 RP at 0.38 re , which makes 4920 RP = 1869rs

    This translates to whopping 9.34% reward this month

    Its sad they had to remove Amazon vouchers but we understand they had to

    Reply
  28. Manu

    The limit of 5000 on diners black kills its benefits else diners black still holds good for 33 percent net returns.

    Reply
  29. Priyank

    25k points limit per month is card specific?

    if i have spent 1.25lac on Amex MRCC , can i spend again on my Amex plat travel and get 25k points on both?

    Reply
  30. HG

    Seems like a very good move strategically if you think, these points will take 4 months to show up on the card, and since Amex can’t onboard new customers, the ones who transact will at least be hitched for the next 4 months. Ones who have their annual fees due soon will actually be in a pickle

    Reply
  31. Dhrumil

    Finally they added it explicitly on the home page of multiplier page.

    So we can safely assume that they will honour the offer on e vouchers as well.

    Reply
  32. Pranab

    All my purchases on 26th (both MRCC & Gold) were shown as 25th! A very cheap trick to deny bonus points!!!

    Reply
    1. Niju

      It could be because of the fact that AMEX sometimes uses EST as the reference timing , so in few cases transactions done before 9am would be categorised as an earlier day.

      Someone had in an earlier post spoke in the same regard but I don’t have a similar experience myself.

      Others who are very good with AMEX system may be able to give better insight to what would have happened , but you could as well contact customer care with details of the transaction to change the date and possibly get the bonus points.

      Reply
    2. neil

      @pranab,

      i purchased my vouchers right after midnight (00:02 hours) and the transaction date is 25 July. So i called the Customer care and they said that the transaction is captured as per US time zone (mountain time) and i am eligible for bonus points and should receive them as per T&C. in case i don’t, he asked me to raise a dispute later. I asked him to make a note of the transaction time on my account and also have a tracking number if escalation is needed later.

      Reply
    1. Siddharth Post author

      Remaining should be added within 120 days. Pls refer the updated fulfilment note above.

      Reply
  33. TD

    I purchased Amazon vouchers worth 20k from my Membership Rewards credit card, but only got 800 points (400 base points + 400 bonus points as per their 2x rewards policy.)

    When I called them, first they said that it’s not valid for GyFTR vouchers, and when I told them that the validity is mentioned in their Terms, they said that they’ll have the marketing team call me in next 48 hours. This is very confusing, and since I’ve already received 2x bonus points, I’m afraid I might not be getting the 20x offer.

    Reply
    1. Siddharth Post author

      Nothing to worry. You’ll get the remaining points as well, within ~120 days.

      Reply
  34. Pranab

    There’s some odd looking description in my bonus points activity list.
    For both my Gold & MRCC, there’s ‘0 points’ mentioned against description ‘Annual Spend’. Also there’re another 2 ‘0 points’ without any description (against Gold card).
    Can anyone please put some light on it?

    Reply
    1. Chaitanya

      You have achieved a spend based fee waiver threshold (either half fee waiver at 90K or full fee waiver at 150K). Same for gold card, you have reached a milestone (bonus points or waiver as applicable).

      Reply
    2. Dhrumil Parekh

      Thats because your app only shows bonus points. You need to login through the desktop site to see other ponts. These 0 points are normal points which will be visible on the desktop.

      Reply
  35. Pranab

    Thanks Chaitanya.
    I can understand of reaching MRCC ₹90K spend milestone (fee waiver), but for Gold card, I believe there’s no such offer available.

    Reply
  36. Pranab

    Thanks Dhrumil,
    From desktop site, it’s easy to understand.
    ‘0 points’ is for ‘Indicative Bonus 0MR on completing INR 20k spend MRCC’ .

    Reply
  37. Abhi

    Earn 15 rewards for every ₹100 spent on participating merchants and purchase of
    e-vouchers via GyFTR platform. 5-9 Aug.

    Reply
  38. Ebin Johnson

    Multiply your Membership Rewards® points with every purchase via Reward Multiplier.

    Limited Period Offer : Earn 15 rewards for every ₹100 spent on participating merchants and purchase of
    e-vouchers via GyFTR platform.
    Offer valid from 5 August until 9 August 2021.

    Reply
        1. Rushabh

          It was already there, right? Or was it on card and now it’s on account?

          Reply
        2. Rushabh

          TnC says this
          A customer (a combination of mobile number and card number) can buy a maximum of INR 25,000 worth of Amazon Pay Gift Cards in a calendar month.

          So well you could use combination of multiple phone numbers and primary/add-on card for this. Don’t think Amex would pull back reward points like HDFC. But yeah someone will have to try.

          Reply
          1. Siddharth Post author

            Ya these restrictions are on Gyftr level, so it should work I guess.

          2. MT

            tried it , transaction failure everytime , do let me know if addon card and addon cell phone number can get away with it

      1. chanduatla

        Looks ₹25000 limit for each site like ₹25000 for Amazon, ₹25000 for flipkart etc

        Reply
  39. Pranab

    Looks like there’s some confusion created by MT.
    Nowhere in Rewards Multiplier site, it’s mentioned about Amazon/Flipkart Rs. 25000 restrictions.
    Maybe he was talking about 25000 points restrictions which is still per card (not per account) and we (including Sid) got confused.

    Reply
    1. Siddharth Post author

      See the description on the Amazon/flipkart voucher page. It’s there.

      So these are the updated limits for amazon/fk vouchers:
      Amex: 25k/m
      Axis: 10k/m (low rewards though)
      HDFC: 5k/m

      And I think Amex & Axis can have multiples of that as Add-on cards bear diff. numbers. Yet this is not tested for now.

      Reply
  40. Pranab

    Not sure if the restriction is at Card level or account level.
    My Gold Card statement date is on 8th, So I’ll try to buy cumulative 25K+ on 8th or 9th.

    Reply
  41. Niju

    I had exhausted the 25k limit for Amazon Pay Vouchers but was still able to purchase further using mobile number and email id associated with Add-on/Supplementary card.

    I suspect the limit is at a mobile number & email Id combination and not really at card level as the message comes up even immediately after I provide the mobile number and email id without the card details being provided

    Reply
    1. Prem Taparia

      The ₹25K limit is not only at the mobile number (account) level, but also at the credit card level. Have checked it personally. So for every ₹25K purchase, you have to use fresh mobile number & card number combo.

      Reply
      1. Prem Taparia

        One more observation:
        Many of the card holders (myself including) may have received ‘Transaction Failure’ messages while trying to buy the Amazon vouchers. The reason was – those cards may have already been used for last month offer (26-27 July) purchase. So their 25K limit must have already been exhausted then. The terms & conditions says 25K limit is per card (and also per Gyftr Account) per CALENDAR MONTH. But it maybe actually applicable for a period of 30 days from the purchase date (just like how HDFC cards do not work again ‘within a 30-day-period’ for buying Amazon vouchers from Smartbuy). So the ‘lock-in’ period of 30 days from 26-27th July would be released only by 26-27th Aug for these used cards. No wonder some of the cards weren’t working yesterday then. I’m sure if you use these ‘failed cards’ to buy the Amazon vouchers on 28th Aug, most probably you won’t get the transaction failure message then.

        Reply
        1. Siddharth Post author

          “But it maybe actually applicable for a period of 30 days from the purchase date (just like how HDFC cards do not work again ‘within a 30-day-period’ for buying Amazon vouchers from Smartbuy)”

          Are you sure about this?
          I was able to purchase Amazon vouchers in a gap of 3 days with HDFC.

          Reply
          1. Prem Taparia

            Good for you then! In my case it didn’t even work on the 29th day (by then the next calendar month had also rolled-over). Hence my 30-day-lock-in theory…

            Even for the Amex multiplier offer, I had used my 3 Primary Amex Card variants last month on 26th July for buying more than 25K Amazon vouchers and it is no coincidence that these very 3 cards gave me the ‘transaction failure’ message while trying to use for this month’s offer. I faced no such failure while using my other supplementary cards (which thankfully weren’t used in July) between 5th-9th Aug.

            Now I’m only hoping Amazon/Flipkart don’t come up with yet another ‘Big Sale’ day atleast till 9th Sep, since Amex seems to have synced it’s multiplier offer based on these Big Sale days.

        2. Rushabh

          I don’t think it works this way. Atleast not for me. I purchased 100k+ vouchers on 26th last month. And I was able to get 7k more few days back. For me it followed calendar month for sure.

          Same for HDFC, I was able to get on 29th and 2nd few months back.

          Reply
        3. Kumar

          This is not true, I was able to buy more than 25k in July offer and again 25k in Aug offer with the same account/mobile number/card combo. Have faced transaction failure when I tried to buy from the pop up that would come up when click from main landing page, however when tried from the amazon gift voucher specific page it went through fine. seems to be a technical glitch.

          Reply
  42. Abhi

    10X on yescart 5-9Aug as well. Works better than Amex 15pts offer if you have YFE or YFP, but doesn’t apply on e-vouchers. Maybe next best to use after Infinia/DCB.

    Reply
  43. Pranab

    Totally WRONG info by Prem on both AMEX & HDFC!
    HDFC ‘HAD’ 30 days lock-in months ago, but it’s ‘Calendar month’ since almost last 1 year.
    Many times I’ve purchased Amazon vouchers on 28-30th and again on 2-3rd next month (5K each time).
    On AMEX Gold, purchased 46K Amazon GV just before the promotion (20-25 July) for which received 10 points/100. Again on 8th Aug, purchased 6K.
    On MRCC, purchased 100K Amazon GV on 26-27 July, 6K on 1st Aug, 8K on 5th Aug.
    So it’s NOT 30 days but calendar month. It’s also mentioned in Smartbuy Gyftr, not sure about AMEX rewards multiplier.

    Reply
  44. Prem Taparia

    So further update on the ‘transaction failure’ cards:
    I had tried using the 3 failed cards again today on 28th Aug and (just as I’d predicted in my earlier post here) all the three cards worked fine and I was able to buy 25K Amazon GVs through each of them. So I firmly believe it DOES follow 30-day lock-in period. Atleast for me. And I’m pretty sure these cards will fail again if I try to use them on 1st Sep on the Muliplier site. I’ve read comments from some users that they were able to buy before the 30-day lock-in from both Multipler as well as Smartbuy sites using the same card & mobile combo. Well guys what can I say…except that you all are really lucky then! I will try to use these 3 cards again in the 1st week of Sep and will update here whether they worked or not.

    Reply
    1. Pranab

      SB Gyftr site now mentioned ‘You CAN buy a maximum of INR 5000 worth of gift vouchers in a month’s time’ which was ‘In a calendar month’ sometimes ago. Look like, it’s now ’30 days lock-in’. I can’t confirm either of these as I didn’t purchase Amazon GV from SB in the months of Jul & Aug (Completed 15000 points on other SB transactions).

      Reply
      1. srikkanth

        A customer (a combination of mobile number and card number) can buy a maximum of INR 5000 worth of Amazon Pay Gift Cards in a calendar month.

        its pretty much there on their gyftr website under amazon gift voucher

        Reply
  45. Prem Taparia

    Final Update:
    As expected, the 3 Amex cards which I used last month (on 28th Aug) are now not working on Multiplier site today (2nd Sep – which is a new calendar month). So the 25K limit per CALENDAR MONTH needs to be interpreted as 25K limit per “30-days” from the date of the first transaction done in that month. So these 3 cards will be ‘freed’ by 28th Sep while my other supplementary cards will be freed between 5th-9th Sep…

    Reply
  46. Swapnil

    Hello- Has anyone received the bonus reward points from 26-27 July promotion of 20 reward points per 100 spend?

    Reply
    1. Nishank Gupta

      Not yet. Even customer care is of no help. Amex is running quite a few offers to reward MR points (insurance spend is latest) but no clarity from anywhere how many and when points will be credited. Customer support ask to wait till period ends.

      Reply
      1. Chaitanya

        The T&Cs say 120 days. That’s the TAT for crediting reward points. They rarely credit points before time.

        Reply
    2. Gautam Garg

      I haven’t received multiplier MR points for February yet. And I agree, none of the CS reps have any clue about the fulfilment either.

      Reply
  47. Ankur S

    Everything has been pushed to 120 days and 150 due to covid mentioned in terms and conditions now. I guess, Amex is delaying points rewarding to avoid account closure and keeping users hooked as it cannot acquire new customers.

    Reply
    1. Rushabh

      This is wrong. Doubt AMEX is so short sighted. I had my renewal for Gold card in August. I am expecting 50k points on it from reward multiplier of July. Still they waived off my annual fees with just 1 phone call. So no, it’s not to keep user s hooked in. They might have their own reasons for it.

      Reply

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