IDFC First Offer: Get upto 10,000 Points on credit card spends

By | May 8, 2022
IDFC First Credit Card Dec 2021 Offer

I’ve been waiting for IDFC First bank credit card offers to kick-in on my IDFC First Select credit card for a while and I’m glad that it happened before 2021 comes to an end.

Here’s a small yet wonderful New Year offer that you shouldn’t be missing out, just incase you’ve received the same, as it’s a TARGETED offer.

Offer Details

  • Offer: Get XXX Reward points on performing XXX spends
  • Offer Period: 16th Dec 2021 – 5th Jan 2022
  • Min. Spend: Rs.100 per txn
  • Min. txns to take: 5 transactions (depends on the offer)
  • Fulfilment: 60 days after offer end date
  • Source: SMS

Some have received the offer as mobile push notification as well. Below is the one Satish received. So it’s time to enable the notifications. πŸ˜€

Note: The offer is different for different cardholders, just like how AMEX/HDFC does. Do pay attention to the SMS you’ve received.

Offer Variants

  1. Get 10K points on spending 20K INR
  2. Get 7.5K points on taking 5 txns
  3. Get 5K points on taking 5 txns

So in my case (#3 offer), all I need to do is just spend Rs.100 * 5 times anywhere (no restrictions) and boom, you’re eligible for the offer.

That’s the simplest & easiest way to earn Rs.1250 worth of reward points in the world.

An interesting point to note here is that you just need to spend Rs.500 (minimum) but you get rewards more than what you spend. Whoever designed this offer, may he/she live long. πŸ˜€

Just to avoid unwanted triggers to IDFC, consider spending normally, meaning, don’t go ahead and load wallets in 100’s five times. Try to be generous, just as how IDFC is with this offer.


Finally its good to see that IDFC Bank is focusing on credit card offers, as they were quite busy with debit card offers like 1% & 10% cashback offers all these days.

Hope such promos on IDFC Credit card increases in coming months with better targeted offers like higher spend/rewards for premium cards, faster fulfilment like above and more.

I see IDFC Cards as the “most undervalued credit card in 2021” and also perhaps in 2022. If you don’t have IDFC First Credit Card, it’s probably the right time to grab one – Apply Now

  • Update: Offer fulfilled on 20th Jan 2022
IDFC First New Year 2022 Offer

Thanks to IDFC First for opening the New Year 2022 with generous rewards!

Author: Siddharth

Helping Indians to choose right credit cards, pick right offers and enjoy luxury vacations for less. Day & night exploring the spiritual reality of our human existence.

47 thoughts on “IDFC First Offer: Get upto 10,000 Points on credit card spends

  1. Sandeep Kumar

    Is this targeted offer or applicable to all?
    I did not receive this offer yet.

  2. Harsh

    Not to forget 100% cashback upto INR 500 for each new addon card. IDFC is firing all cylinders

    1. Ankit Mittal

      I got the same offer in Jan… In how many days did you get the cashback…. And what is the tnc for this… I received the msg on whatsapp from IDFC but there is no tnc in that

  3. Shiznit

    Hi Siddarth,
    Is this a targetted offer? I am assuming its not , since its not specified by you.

  4. Hari

    My offer.

    Ho ho holidays are here and so is the gifting season. Get 10000 Rewards on minimum purchase of Rs. 20,000 with your IDFC FIRST Bank Credit Card till 5th Jan 2021 Know more T&Cs apply.

    1. Siddharth Post author

      Thanks. So multiple offer variants are there.

      Thanks to others as well, have updated the article with all the offer variants known so far.

  5. Alok

    Hi Sid

    I never received any spend offer yet on my select card. is this for targeted customers or across board.


  6. Mani

    Hi Siddharth, thanks for the article but I think this is user specific from the t&c
    Please let me know if it is otherwise, thanks

    1. Siddharth Post author

      Yes it is, but many have received. So not sure how many % of users its targeted. Good to check with support just incase if one haven’t received the SMS.

  7. Ravi

    SMS received States that 5000 points on minimum spend of 10000 between 16th December to 5th January

  8. Sandesh

    I’ve received an offer of 10K reward points (min 20K spend) on my wealth card. Still a decent offer

  9. Kashif

    There is another offer of 10000 points on spending 20000 rupees
    This one is also targeted

  10. Sreetharan

    “Whoever designed this offer, may he/she live long”.. Exactly my mind voice when i received the SMS πŸ˜€ Probably one of the simplest and best offer in recent times

  11. Rahul

    Hey Sid, I received this offer too. And its very lucrative one, planning to buy amazon vouchers 100 * 5… Thanks!

    1. Beginner

      I am also planning for the same and found a offer in Amazon for 25rs cashback for credit card bill payment of 300 or above.
      So 255% in return 😜

    2. aka

      This is exactly what sid requested us not to !
      Wallets,buying vouchers repeatedly..why trigger IDFC’s sure 5 transactions of 100 and above are not to much .

  12. Prasenjit Narwade

    I got a slightly different offer. 5000 rewards point on spending 10,000/- before 5th Jan.

      1. Siddarth Bansal

        I got the same offer on my first select card
        5000 rewards point on spending 10,000/- before 5th Jan.

  13. Ankur

    Got the following on my IDFC First Wealth card:

    Ho ho holidays are here and so is the gifting season. Get 7,500 Rewards on minimum 5 transactions with your IDFC FIRST Bank Credit Card till 5th Jan 2021 Know more T&Cs apply.

  14. Raj

    I received the 10k points on 20k spend offer. Could anyone clarify if insurance payments will be counted as trans cation for this offer ?


        Is it available in terms and conditions ? I could not spot that

  15. sK

    Will it be valid on fuel purchase for cumulative spends count. Although basic card features rewards may not get added but for offer can such spends be taken into consideration?

  16. Amit Patil

    I have received this offer for my weath credit card on Tuesday. But thanks for sharing this information as I have seen SMS after reading article.

    It seems lot of offers are being released for wealth customers in December.

  17. Sudipta Das

    I got spend 10000 to get 5000 points. Recently not used card very often maybe for some small offers on bigbasket etc..

  18. Nirmalya Seth

    Hi, Where can I get the details of the offer of getting 2000 bonus reward points(value: Rs.500) on spending Rs.500 within 30 days of card issuance? Or will it come over SMS? I have applied the card 31st Dec and also recived the card. In the welcome kit, I have seen the offer of getting a voucher worth Rs. 500 by spending Rs. 15k within 90 days of card issuance.

  19. Ravi

    Got a email stating use the card for 7 times before 15th February and get 6000 points.

    There are different slabs like use for 6 times get xxx points.

    Has any one else got such mail

  20. Nikhil

    IDFC is on full swing. Another similar offer on select card, applicable separately on add on card too. Spend 7 or more times, get 6000 reward points. In t&c it is mentioned no minimum transaction amount(Not even 100 Rs). IDFC has gone crazy.

  21. Mannat Juneja

    Hi Sid,
    Offer fulfilled.
    Received the 10,000 points today.

    1. Siddharth Post author

      Thanks for reporting. Yes, I can see some additional points as well.

  22. Fahd

    Received 7500 points today.. offer received was for 5000 points but decided 7500 πŸ˜ƒ

  23. Amar

    I had variant 3 of the offer for 5k points.
    No points credited yet for me.


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