As you might be aware about the Diners credit card acceptance issues in India, HDFC in partnership with Diners/Discover seems to work hard in diminishing the acceptance issues with offline merchants. While HDFC has one of the largest network of PoS Terminals in India, it shouldn’t be a problem in 80% metros to use the Diners card, however customers still used to face issues where the merchants hold Axis/SBI payment terminals.
Diners Club Credit Cards on Axis Bank Swipe Machines
During one of my recent purchase in Mumbai, i noticed that Axisbank is now accepting Diners Club & Discover (International) Credit Cards on Axis Bank Swipe machines. I came to know by reading the backside of the charge slip, see above for your reference. I could recollect one of my other purchase with Diners Card in my non-metro city on Non-HDFC machine and it went through and i was wondering how did that happen. Looks like this is the reason.
Apart from Offline merchants, i could also see a huge improvement in Online Acceptance in past 2 years. I’ve been traveling a lot these days and i could tell you this – Almost all the hotels i’ve been to in past 6 months, be it Taj or smaller 3-4 Star hotels, all of them had HDFC swipe machine installed with Diners Logo on it. This shows how aggressive HDFC & Discover Financial Services is trying to penetrate the Diners Club network in India.
With their Active 10X rewards program, unlimited domestic lounge access, increased acceptance and other travel perks, looks like Diners Club is on its way to become one of the best credit card you could ever have in India.