Citibank Premier Miles credit card was a favorite card for many until it got devalued heavily last year. Its one of the premium credit card issued by Citibank under Visa Signature Variant and as we know, any card that gets into many hands typically ends up in some kind of devaluation as banks are here to make money and not see us redeem the points promptly 😀
Citibank Premier Miles Credit Card India
- Annual/Renewal Fee: Rs.3000+tax
- Welcome Bonus: 10,000 Miles equivalent to Rs.4,500 (compensated well for the fee)
- Renewal Bonus: 3,000 Miles (not so good)
Premier Miles got its status because of its feature to transfer reward points to lots of international hotel/airline loyalty programs. Only Citi has the major hotel points transfer partners as its a multinational company and hence partnering with international hotel chains/airlines is not a big deal for them.
Citibank Premier Miles Rewards
- Earn 4 Miles for every Rs.100 spent
- 10X points with Specific partners like Makemytrip
- 1 Reward Point = Rs. 0.45 (Premier Miles Portal)
- Reward Rate: 1.8%
You can book revenue flight tickets using the miles on PremierMiles website, which is more like HDFC Regalia website. HDFC Premier Miles is managed by Goibibo, and so flight booking gets easy for them this way.
Citi bank 10x rewards
Features of Citi Premier Miles Credit Card:
- Card Expert Rating: 4/5 [yasr_overall_rating]
- Reward rate: ~1.8%Â normally, upto ~4.5% on accelerated 10X rewards
- Complementary Airport lounge access: Yes, VISA variant gives 8 free visits per quarter. The MasterCard variant gives 6 free visits per quarter.
- Foreign Exchange Markup fee: 3.5% + Service Tax
- Special Benefits: Citi Partner Offers are Good
Overall, Citi Bank Premier Miles Credit Card has pretty good benefits to be rated under Visa Signature platform, but it doesn’t sound great as HDFC Regalia which gives better Markup fees and 12 free Lounge access via Priority Pass Lounge program.
However, i’m thinking to get hands on Premier Miles Credit Card and eventually on Citi Prestige card mainly due to its hotel points transfer ability. Wish to play with Hotel Loyalty programs in near future 🙂
Do you hold Citi PremierMiles Credit Card? Do share your experience in comments below.
It is 0.45 rs for a point.
I think either Citibank does not care much about credit cards, or they don’t have much brains in this aspect.
Used to have Premier miles, I cancelled the card the same day the airline conversion was cut by 50%.
With no priority pass partnership, this card is as good as entry level rewards cards.
So now basically they have an entry level rewards card, then this so-called black colored Premier card (another entry level) and a top tier Prestige card.
Big gap in between the entry and top tier cards, still waiting to be fulfilled.
True that. Wish they come up with new cards soon.
Dear Sid,
is it possible to get this card free of cost? i mean to say without paying the obligatory 3k +taxes.
I am already an IOC titanium and also rewards card holder
That’s tough. I don’t think they will give for free.
Dear Sid,
What do u think is the best card for an frequent flyer like me who goes abroad every 15 days?
I am citibank account holder for savings.
Also, the website premiermiles.co.in from Citibank is pretty rubbish and does not show good flights:(
You need Diners Black. have a look 🙂
Sorry sid,
did u mean diners from citibank? Or some bank?
I think there are 2 many diner cards in india, not sure
i mean HDFC Diners cards.
They are giving it now for free through bank bazaar if you have a high CIBIL score
Looks like Bank Bazaar has sponsored you this card for your CIBIL information.
You need to be a citi gold banking client to get this card as a compliemntary.(for being a citi gold your net relationship value should grow to 75 lakhs)
It’s free if you’re a Citi Gold member with relationship various of ₹50lac I think. Though, its not really a very good card. HDFC Regalia serves we better tbh.
Hey Sid,
A travel worth of what amount is required minimum in a year to break even the cost of this card. Also I generally book through sites/apps like goibibo or clear trip. So, how worth is it, esp compared to hdfc all miles card
Ranjith,
If you’re booking on Goibibo, You should consider Diners Cards.
Reg. Premier Miles,
You get 10k Welcome bonus miles which should be good enough to compensate the cost of the card.
Thanks. I’m in a dilemma between Citi premier miles and HDFC All miles. For eg. HDFC All miles itself gives more lounge access, including international with Priority Pass. For a similar fee range of Citi Premier Miles, HDFC regalia offers 12 international lounge accesses.
Depends on what benefit you need. if you need Lounge access, regalia is good.
Hi
Can the miles be transferred to another website like goibibo or clear trip when booking the flights?
The premierMiles website is pretty horrible
Ram,
You can’t.
You can convert PremierMiles of any country to some partner airlines’ points — like JPMiles or BA Avios. PM site while doesn’t look the best is very clean and honest when it comes to redemption. No BS at all. You can book with miles, or card, or mix and match and can even decide how much % you want to pay by miles.
Hi Siddharth,
Just wanted to know something about Citi premier miles. I read about the card and it’s pretty good. Just wanted to know if it is really that good. I mean what if I am traveling to Europe or the USA in the next 6 months. Can I redeem the miles completely? I mean the distance to Europe is around 6000 miles and we get a welcome gift of 10000 miles. Can you please help me understand how the miles will be redeemed.
P.S – I am not a regular credit card user
Thanks.
It would be better if u understand the whole miles game. Its not a linear equation. Miles are earned just like reward points and each mile has a certain monetary value depending upon the frequent flyer miles program, the class of travel, the airlines used etc etc. This space is possibly too small to explain this. In simple terms miles given to you as a welcome gift are not equal to the MILES used as a measurement for distance
I have this card. Visa variant gives 8 visits per quarter. Read again, it is not 8 per year, 8 per quarter — so 32 per year. Unless you have a Diners Club, this is the most generous lounge program.
I too hold this card and get up to 8 lounge visits per quarter for the Visa Signature variant. Sid, guess you should update the article. However, the Mastercard variant only has 2 visits per quarter.
I have been using this card since a year now.
Pros
— Good redemption rate (0.45) on all my travel bookings
— Citi has a tie up with Makemytrip & gets you extra cashbacks & points
Cons
— High joining fees
Hi vipul,
Does the card accrue points on other spends apart from travel? Is there an annual fee even in the 2nd year onwards? I’m essentially looking for a card which will accrue points for ALL spends – travel, stay, purchases, movies, dining, etc. I’m ok with it being redeemed only for travel. Also, don’t want to pay more than 1200 for annual fee. Any reccos would be appreciated.
Thanks, Manjira
Yes u get 4 miles for rs 100 on all other spends.but annual fees is rs 3000+ taxes
Lounge access at T1 Delhi premium plaza has been discontinued with this card.
Faced the same. Cheap tactics by citi.
It’s a garbage card. No lounge access at T3 in Delhi
Hey sid,
Can I convert premier miles points into credit against subsequent statements? Having said that I am planning to offset the membership fee of the card against the initial 10,000 points and therefore to make some 1500 rupees credit gain as well. Does it work that way?
Sayantan
I doubt, this card primarily gives miles for redemption at Premier Miles website.
Hi Sid,
Can i convert Premier Miles to Qmiles in Qatar Airways flights?
Which card should I use the most Regalia First or Citi Premier Miles? I travel a lot but my company pays for the flight ticket. I usually go a lot of online shopping, grocery, heavy on restaurant and clothing. Could you suggest which card will give me the most benefit?
Hi,
I am thinking of applying for Citi premier Miles card just wanted to check if there is any cap to redeem miles. Like minimum Miles requirement or max miles one could redeem.
I use Make My trip app a lot for flight and travel booking so wanted to know in detail what sort of benefits this card could give. Can one use the promo code offers as well as redeem reward points in MMT for the same booking?
Hi Sid,
Could you advise if I book an airline ticket through airline website like “Malaysian Airlines or Air Asia” will I be getting 10* reward points on Premiermiles city card or will it be 4* reward points.
For Bookings done through Make My Trip and Premiermiles website I would be getting 10* reward points but I am not certain about the reward points that one could get by booking directly through the airlines or hotels website.
Please advise.
Yesss u will get 10rp on makemytrip and on premiermiles website but if u r booking with rp u will not get any points
Any booking with airlines (website or app) directly will give you 10 RPs per Rs.100. Hotels will earn only 4 RPs per Rs.100.
The citi premiermiles is no more an attractive travel card as they have recently discontinued lounge access to most of the domestic and international lounges (India and abroad). The points to miles conversion ratio is also pretty poor (0.5) although they allow frequent flyer mile conversions to several airlines. The HDFC Regalia is a far better card in its comparison. Honestly, I even get more value out of my Air India SBI signature VISA card compared to my citi premiermiles world master card in terms of frequent flyer miles turnover as well as lounge access – although I must admit I was initially pretty skeptic about this card. All said it is really embarrassing for you to be told that “we no more take this card” by most lounges when you believe that you are carrying one of the best travel credit cards with you – so avoid procuring the citi premiermiles card for all good reasons.
Once, i badly wanted to get a citibank credit card and they even turned down my application because i was just a 6 month old to credit card with a hdfc card. Now I’m very well eligible but there ain’t no interesting card to apply for.
Which card is better Citi premium miles or Indus ind iconja credit card ?
Iconia is a lifestyle card while premiermiles is a travel card. So both cannot be compared.
One comparable feature is the lounge access. Iconia has unlimited access while premiermiles has limit of 2 per quarter.
A correction to the above post:
PremierMiles VISA variant gives 8 free visits per quarter and it is valid till 30 Sep 2017.
The MasterCard variant gives 6 free visits per quarter and it is valid till 31 Dec 2017.
Both are only for primary card holders.
Seems to be a good number. Updated the article. Thanks for the info!
Hi,
Can anyone tell me what is the difference between the visa & MasterCard variant of this card??
Also if i transfer reward points into my jetprivilege account or flying returns account do i get miles in 1:1 ratio or 2:1 ratio??
1. Difference is regarding lounge access- 8 per quarter for VISA variant in lounges with VISA tie-ups and 6 per quarter for Mastercard variants in affiliated lounges. Plus VISA/Mastercard themselves sometime run promotions which are applicable on all their cards.
2. 2:1 ratio. The transfer happens within a single working day-just call up the Citi customer care.
Sid, you mentioned that this card was heavily devalued. Do you remember the devaluations? Reward rate, and other benefits?
Its been long time that i don’t exactly remember. Also i’m not following Citi cards for time being.
I believe the miles transfer rate used to be 1:1, which was devalued to 2:1. There have been no major changes after that, except for the changes in transfer partners.
OK. No problem. Even after the devaluation, the reward rate is still good. I applied for this card and should most probably have it in my hand this week.
I got the card today.
1. A mere 60k limit for one of their premium cards and I am shell shocked.
2. Looks like it’ll take years for me to get to a decent limit.
3. The embossing is not raised but printed (like a debit card)
4. The process was quick; took about 10 days.
Wrote to CC that I’m unhappy with the limit. They asked for ITR and after reviewing increased my limit to 1L. A change within the first month.
First time I spoke to a CC guy who told me to wait for six months. Second time I wrote a complaint from my Citi inbox and it worked.
Hi Sid
I have Citibank premier miles card which is up for renew in Oct’17. Is it worth to renew the same in current scenario.
I want a travel friendly credit card, for lounge access(domestic/international) and for miles conversion to Jet airways.
I also have Amex gold card(renew in Oct) and recently owned Regalia First.
Kindly suggest.
It depends on your spend. If you get more value out of it, its wise to keep, else close.
Can I use my Citibank Premier Miles (Master Card ) to upgrade?
Or do I have to use the miles for flights?
Can I upgrade my wife’s ticket too?
I’m going to Australia.
Thanks.
Can I use my Citibank Premier Miles (Master Card ) to upgrade?
Or do I have to use the miles for flights?
Can I upgrade my wife’s ticket too?
I’m going to Australia.
Thanks.
Hye,I basically just want to know if I use this card to book tickets on indigo or air India website,will I still accumulate 10x reward points for rs 100..
And once I have enough reward points can I use it on air India or indigo website to biy tickets,or do I need to buy tickets only on premier miles website..please help
If you book using the website of any airline in the world, you will receive 10 miles (not 10x, exactly 10) per Rs. 100. Tickets can be bought at Indigo website, GoIbibo and MakeMyTrip apart from the Premiermiles website.
Guess the MakeMyTrip accelerated rewards for 10 points per Rs.100 has been discontinued Sid.
I got this card recently, and I’m a Citigold client, which entitles me to a waiver of the annual fees. I was charged the fee of 3k + 18% GST (Rs 540) and then I received the waiver credit of Rs 3k in the next month.
Is there anyway to get a credit for the GST amount?
To open account with CitiBank you need min 15 Lakh (1st ChQ). Is it worth to open account and take Premier Miles Card.
It depends. If you’re aiming for prestige in future, or maybe just citi merchant offers, yes, that’s totally worth it. Else, it doesn’t.
P.S. Chennai Airport recently had 10% Cashback on Duty free spends with Citi cards. Looks like Citi is calling 🙂
To avail citi merchant offers, I would recommend to go with Citi Basic rewards card alone. Only for merchant offers, It’s not really worth investing 15 L in Citibank. Instead if you deposit it in Yes bank, You can push your BM for Yes First Preferred / Exclusive cards.
Sid,
I have been charged with Rs.3000+18% GST for renewal this month.
Can I cancel this card now? Do you think it is worth paying 3.5k for this?
Already holding :
HDFC JP Titanium
IndusInd Iconia Amex
SBI Prime
Amex MRC
Mostly no. But it also depends on your goals, spends, etc!
But can I cancel it now? After statement
If you cancel now, the fee won’t be refunded!
So, just keep it now for next 10-11 months and cancel it 1 or 2 months before next year’s renewal month.
Hi I used my Citibank PremierMiles card on MakeMyTrip for booking 3 flights total worth 1.5 lakhs so how MANy points do I get ? Is it still 10 miles per Rs 100 then I get value worth rs6750 as point as (150000/100 = 1500 , now 1500*10X = 15000 Miles now conversion ration of .45 makes the value equivalent to Rs 6750 ) is this correct
Yes, you are right. Either use 15k miles or convert them to INR 6750 and use while booking.
10x on makemytrip not valid anymore.
Book directly with airline to get 10x or via premiermiles site.
Is the 10x rewards accumulation offer on Makemytrip still valid for the Citi Premier Miles card? I couldn’t find it on Citi’s website.
Did they remove 10x points on MakeMyTrip? I did some transactions in Feb and didn’t get the extra points. So I called up customer care and was told that offer got over in Dec 2017 itself.
Can anybody confirm the same?
This article is misplaced Siddharth…the premier miles card is more like a reward..u can use the miles and redeem from the rewards catalogue..u can book tickets directly from indigo website or mmt website if the dates in Citi website are bad
Swapped my rewards card for Premier miles. Received the card today.
The Citibank Premier Miles Card commitments are not kept by Citibank.
Their Website clearly specifies, “Earn 10 Miles per Rs.100 spent on all airline transactions – with any airline in the world”.
But, then the miles are credited as per 4 miles per 100 spent, that is as is ordinarily done.
When I called Citi helpline, they agreed that I should get the miles as per 10 per 100 and promise to get back with redressal, but it never happens.
Inspite of repeated mails, there is no reply.
As had made substantial expensed for travel using this card, Thus have been shortchanged by substantial number of miles.
The sad part is that there is no reply from their end.
I don’t this line ‘Earn 10 Miles per Rs.100 spent on all airline transactions – with any airline in the world’ anymore on their website. Looks like they’ve restricted accelerated RP to only PM website now.
Its still there for airline. But spend should be directly with airline not any travel agency or 3rd party booking site like cleartrip.
i have a Citibank Rewards card which I have held for 13 years with a limit of Rs 435000. Should I convert it into a Citibank Premier Miles account? I no longer have any relationship other than this credit card with Citibank. I do not use this card much as I have better cards but have not closed this card due to this very old credit history.
I am in the same boat as you friend, the same question is cropping up in my head since a few months. Anyone, please pour some suggestions. Thanks.
Citi rewards allows 1000 fee waiver at 30000 whereas Citi PM will require you to pay fee i.e. 3000 + GST but you only get 3000 points. If you can use the PM fully then you can upgrade else not advisable.
Premier miles card serves two purpose either you need it as a passage to prestige card.
Or you need it if you dont have any other card with reward rate more than this card offers i.e. 1.8% or 2 miles per Rs.100 spent.
8 domestic lounge access per quarter shared with addon cards is icing on top.
For me it was later when i upgraded to this card 20months back. But now that i hold dcb n yfe i dont think the annual fees is worth it anymore. However it was in last two years when this was my primary card.
I did consider about prestige upgrade but after reading about its benefits and kind of spending it maneuvar. Well, not my cup of tea.
So back to reward card.
Hope it helps!
You can go ahead and upgrade. Your card relationship with the bank is maintained at account level and not card level.
As it is with every card, it just depends what you are looking for and which all cards you comparing Citi PM with.
Thank you for your participation in the Citi credit card spends campaign. Your BookMyShow voucher worth Rs.1000 is . Voucher valid till 17th July 2019. Redeem this code on BookMyShow and enjoy the show!
Did anyone else receive the same. What was the offer?? Dont remember being a participant in anything. Can someone pls enlighten me
Also my ITR is 16 lakhs, yet my premier miles credit limit is just 80k. How do I enhance it?
Well, a similar thing happened to me last year. I didn’t try to find out about the campaign but was just happy with the voucher.
I too got a very small limit initially. Send your ITR to [email protected]. They’ll review and increase the limit in a few days.
Vineet, I am in the same boat as you are!
I have a Premier Miles card which I applied for recently and got in March 2019.
I also hold a IOC card. Issue is, there was a promocode while applying for a new card worth INR 1000 as cashback.
Then I received this SMS. I emailed this to the Citibank retail documents team and they gave a generic reply.
So, still confused if the INR 1000 cashback for new card application is being given in this form (BMS voucher) or this is some additional reward by them.
Has anyone noticed Citi has launched new card faces for Rewards, Cashback, and Premier Miles? It is available on their website. I don’t know if they have started issuing the cards with the new design though. The new Rewards and PM are really looking great.
Just confirmed from a friend. They have started issuing cards with the new design.
Just got the new design card as a replacement for my old card. Looks stunning. One friend got it confused for the Citi Premier card issued in USA!
Absolutely stunning new designs on my new Rewards card. Citi has done an amazing job designing it.
Which is now a worthy card, HDFC Clubmiles or CITI Premier miles? I see apart from Diners acceptance, The former stands tall than latter
Hi!
If want to convert to miles like vistara or avios or krisflyer then clubmiles win.
Else for direct cash value of each reward premiermiles is better.
10x of clubmiles is unbeatable in either case and clybmiles is free after spending mere 1lac.
I,d recommed to keep both and use it wisely.
Like for transaction smaller than 150 premiermiles win. For wallet load premier miles win. For all 10x like uber, swiggy, flipkart, amazon ….. clubmiles win.
Hdfc clubmiles comes handy if you shop alot on flipkart, Amazon and anything mentioned on smartbuy pages and dinners partner for 10X , other than it citi premier miles is good for any other spends! Dinners acceptance is now 100% for me as i stay in metro,any pos accepting rupay will indirectly accept dinner club cards!🙂
“10X points with Specific partners like Makemytrip”
Can anyone confirm this? I haven’t seen any info on Citi website or MMT page.
This offer was there long back. I don’t think it’s there anymore on Makemytrip.
If you book directly on Airline websites then you will get 10x points.
There are many like you guys here. I have a very high limit on the same card but dont use the card. But because of this card limit i got many cards. Just keep the card as its lifetime free and use it for offers.
which cc to go for travel Citi or max? and for reward Citi or Amx ?
Hi Sid, I have the following questions for you.
I am already holding Citibank Premier Miles as well as Citibank Prestige and enjoy a credit limit of Rs 10 lakhs on each card but use not more than Rs 250000 equally on both every month.
I now have an offer from Amex for their Platinum Card.
a) Should I surrender one out of the two Citibank cards and accept the Amex Platinum offer.
b) If so which out of the two Citibank cards should I surrender.
c) Should I give the Amex Platinum card a miss and retain the two citibank cards.
My annual spends on credit cards is about Rs 30 lacs.
If your yearly spends is about Rs. 30 Lacs, then without hesitation go for Amex Platinum Card and cancel the Citibank Premier Miles Card.
I am thinking to surrender this card.
1 Mile = 0.45 on PremierMiles Portal is ok.
But they have reduced the value to 0.30 if you want instant voucher.
I just redeemed 9900 points for 3000 Amazon Voucher …
Another drawback is
No Priority Pass and Very few domestic lounges.
Currently, I have
1. HDFC Regalia Business Credit Card
2. Stan Chart Manhattan
3. Citi Premier Miles
4. ICICI Rubyx (AMEX)
5. SBI Click
6. TATA Titanium Card
7. AXIS Flipkart
Thinking to surrender Citi Premier Miles & TATA Card
and Apply for ICICI AMAZON
Citi just sent an email to opt-out – Insurance, Utilities & Educational institutions out from their rewards accrual.
What’s the best non mile redemption for the premiermiles? Can I use miles on IndianOil petrol pumps?
Hi Sid,
I am looking for a card which gives lounge access to add-on card holders as well.
I don’t think I am eligible for Infinia and YES exclusive as they usually ask for a take home of 4 lacs + every month .
Any other card that offers lounge access to add-on card holders?
Thank you
I have two cards which allows addon card holders to access lounges
Diners Black
Stanchart Ultimate
In fact with Stanchart Ultimate, you get two Priority Pass as well, which allows two more person to get admitted in lounges. But there is a condition of spending 15k previous month to get the fees waived off.
Hi Sid,
I have been using Citi Premiere miles (with annual fees) for the last 4 years and have been quite satisfied with it. But their rewards program has de-graded. This year I got an Amex Platinum Travel (with annual fees), ICICI Sapphiro (lifetime free) and HDFC Regalia.
I travel a lot so I book a lot of flight tickets and hotels, specially through MMT/Goibibo. My yearly spend on CC is approx 7-8lcs pa.
I want to keep only 1-2 cards out of these. Which ones do you suggest I should keep?
Hi,
I hold the Citi Premiermiles MasterCard, AMEX Plat Reserve, Kotak Royale Visa Signature, RBL Bajaj Finserv World Prime Supercard and PAYTM 1st Card. I also held a StanChart Manhattan Visa Platinum but discontinued it (long story).
I am currently looking to consolidate and maximise benefits from my cards and need your help with that. So, starting off with two questions:
1) I hear that the HDFC Diners Black is a good card. The eligibility on that says ITR should be 21 Lakhs. While my contract with my company ( I am a Consultant) is for 28 Lakhs per annum (2.33 Lakhs pm), my ITR is for about 16.5 Lakhs dur to allowable Expenses. Is there a way I can still get this Card?
2) If I had to surrender some of the cards I hold and get some other cards so as to optimise the benefits, which ones should I surrender and which cards should I get? I travel a lot both on work and personal, so travel benefits are most important for me.
Thanks
Makemytrip removed the option to use citi reward points for payment option which was available last year which is bad. Looks like citi is not interested in credit card business. As there are no multiplayer offers, no milestone benefits nor any annul fee waiver offered on this card. Been using this card for 2 years feels like amex platinum travel and hdfc regalia are far much better option than this one
I’m able to use on Indigo. Get a SMS later to convert spends with points. Tap yes
What would be the best option in Hotel or airline category to transfer miles from Premier Miles card
I have a query. Can someone suggest advice. Having a LTF Citi Rewards. Whether it is beneficial to swap my card to Citi Premier Miles or Citi Prestige considering change of Citi ownership to some other credit card company.
Yearly fees hit my card this month and i gave a try like last year wherein i got spend 3k within 1 month or so get cashback of 3k. Called them and informed that i would like to close the card since i hardly use it much and also for the yearly fee.The agent transferred me to closure team where i was kept on hold for a while and he offered me a full waiver of the yearly fee on the card including the GST. Gladly took it and kept the card. My spends on the card was roughly about 2 lacs of which 1.25 lacs was for a big purchase. Nothing more than that
I have been using the card for 7 years now and spend ~90k on an average per month. Have been able to waive off the annual fees for last 3-4 years by requesting the customer service team. They have good merchant tie ups with Amazon/flipkart/reliance/bigbasket from time to time which offer 10-20% discount on purchases. So far experience has been good – not sure how it will be with the business transitioning to Axis bank.
Is there an option to apply for this card to card basis? How easy it is to apply for a entry level citi card and upgrade it to premier miles?
Does anyone know if the reward miles are accrued on fuel spends also at petrol pumps etc? Checked the tnc and it says only insurance and education spends do not earn miles, so I assume fuel spends do count? Can anyone who has the card confirm?
Does Citi Premier miles VISA signature card has lounge access for add-on cards as well?
I have some 1.5L points on my Citi Premiere Miles card currently with a value of 0.45p/point.
Given that Citi holders will be moved to Axis (process already started it seems), does it make sense to redeem the points now or let the conversion happen to Axis and redeem in future? I have no prior experience with Axis so wondering if reward points value is going to be any better, worse or same!!
What do you all suggest? Already received an email how to initiate the transfer to Axis which I don’t know how much time it will take eventually, so would like to decide before I initiate this transfer to Axis.
I’m sure Axis would give sufficient time to decide.
Meanwhile, experts in your situation will upgrade to Prestige and transfer the miles. 🙂
Do you mean applying for upgrade to Citi Prestige Card at this point of time? I don’t think they would do that given they’re giving up their business in India, and even if they do can you please enlighten how will that be helpful?
Thanks!
Okay so I got a call from Citi Prestige today and they were happy to offer the upgrade. However, it didn’t make much sense to me with an annual fees of 20k+gst they offer only 10k Taj/ITC voucher + one time 2500 points worth INR 2500. So benefits are not equivalent to the fees you pay.
Most importantly, the points from my Citi Premier Card will only be absorbed at current value of 45 paise per point. So I think it’s better to continue with the current set up only. What do you think?
Hi, Siddharth
Need advice on this card.
I am currently having Citi Rewards Cards with me, i have been given the option of upgrading to Citi Premier Miles.
Is it worth the upgrade now given that Axis will be taking over the Citi’s Card portfolio & we have no clarity on which replacement card will i get.
I already have a Axis Flipkart Card & use that over Citi Rewards.
Thanks
If i would have been in your shoes, and sitting on that amount of citi premier miles, i would transfer it to IHCL points by calling the customer care, as redeeming IHCL through online process is not possible. Premier miles to IHCL converts in the ratio of 2:1. And their after, since ihcl is now a part of NEU app, you redeem it for anything, including tata cliq at 50 paise per mile. Giving a better rate.
Thanks for the wonderful suggestion Varun 🙂 .. I did call them up and checked on the best options available. I’m a little confused and surprised though.. the executive over the phone did mention 2:1 ratio for Taj Inner Circle, however, online on Citi website it is showing 10:1 ratio. Wish I could attach the screenshot here.
I also see a ratio 1:1 for Intercontinental and 2:1 for Intermiles and Air India.. Any suggestions how are these options? Better value than 0.45 paise in any of these?
Also, I spoke to them about upgrading or getting a new Citi Prestige card and if these miles from Premier Miles card will get transferred to Prestige in either case, they said they will arrange a call that I’m yet to receive. If it happens, that’ll be awesome.
Any tips on which are the best cards for RP to IHCL points transfer? I know hsbc gives 1:1, citi seems ok, any others??
Hello,
I have about 2.5l premiermiles accumulated over the past 5 years. The card is up for renewal in Oct and am planning to close it. Any recommendations from the experts here on how to optimise these points.
Thanks !!
I am using Citibank Premier miles credit card from the last 8 years. Till 2022, i used to get the points credited promptly for the purchases i made. I used to redeem the points for family trips in Indigo (or) makemy trip. I have noticed that from the past 8 months or so, iam not getting the points credited like earlier. The number of points getting credited drastically reduced. Is there any change in policy when Citi was taken over by Axis 0r there is an issue with points credit which i should talk with citibank customer care and sort out…Can anyone suggest please….