IDFC Bank just sent out a nice debit card offer for June 2021. The offer is for all and here are all the details you need to know:
IDFC Offer Details
| Offer | 10% Cashback on spends |
| Max.Cap | Rs.1000 |
| Min. Spend | Rs.5000 (Offline + Online) |
| Offer Period | 12th June – 30th June 2021 |
| Fulfilment | Within 30 days from offer period. |
- Note: Wallet loads not allowed
Its a short & simple offer as always and its good to see short fulfilment period unlike most other offers by most banks. And not to mention, the cashback of 10% is very generous on debit cards. Let’s hope such offers stay for long time.
Bottom line
While its good to see such spend-linked offers on IDFC debit cards, I wonder why IDFC bank is yet to send out such offers on the newly launched IDFC Bank credit cards.
What’s your thoughts on the frequent IDFC debit card offers? Feel free to share your thoughts in the comment below.
![IDFC Offer: Get Bonus Points on Credit Card Spends [Targeted – July 2023]](https://www.cardexpert.in/wp-content/uploads/2023/07/idfc-first-credit-card-offer-july-2023-60x42.png){kind=small}
Would it applicable on gift card buy on amazon or flipkart?
Should be. But bit tricky with amazon gift cards.
can you confirm is this offer for all?
did not received any mail yet
“Offer valid on all IDFC FIRST Bank VISA Debit Cards”
Hi Sid, request you to review Federal Bank’s credit cards (3 variants). The cards are now showing in their official website, though it is available for their pre approved customers on invite only basis. Soon they may open it for their customers. Features and design are not so attractive though.
Link? Havent received any such email.
Might take a while. Couldn’t find any link in email though.
will use it to pay credit card bill on mobikwik
Does credit card payment in mobikwik is allowed. Didn’t received such offer. Please confirm the link
I think it would be considered as wallet transaction, better to go for gyftr.
I did the payment with mobikwik 2 days before. Then today I checked with their customer care. They said this transaction is valid and good for 10% voucher.
You guys also can go the same and check with customer care
Moreover they confirmed it’s targeted offer whosoever received the email. Which I believe everyone have got it.
I’ve bought 10k worth of Amazon vouchers using IDFC based on your comment. I hope it is eligible for cashback. :fingerscrossed:
Same here. Had got one for first anniversary with Bank up to 250. Hope they honour Cc bill pay via MobiKwik and not count as wallet load. If I get it would be 1250 for 12500 spends on Idfc.
Is it targeted? I didn’t get any message..
Presumably the min spend of 5K is on cumulative spends?
Email clearly says: “Offer valid on all IDFC FIRST Bank VISA Debit Cards”
Could this be the type of card held and not for all? Just guessing 😅
Ok I see the email now.. it clearly says:
ATM withdrawals/ Wallet uploads/ EMI transactions/ Fund transfers are not eligible for the offer.
Min aggregate spend should be 5K.
Fulfillment in 30days after campaign end date.
There’s no mention about fuel, utility or insurance. Not sure even if paying credit card bills via wallets like mobikwik can get tracked as wallet upload.
I think we should talk to their customer care after doing credit card payment through mobikwik. As in statement it shows as transfer to wallet.
Do insurance or NPS payments qualify?
Does multiple transactions adding up to 5k eligible or only on a single transaction above 5k ?
Hi Sid,
May be the title is a bit misleading?
“10% Cashback upto Rs.1000 on spends more than 5000” instead of “10% Cashback on spends upto Rs.1000”.
Misleading? No, but too big titles are no good.
I think the 1000 rs should refer to cashback and not spend
Are there any charges on fuel payments?
Will credit card payment or wallet load is valid for your offer. Please share term and conditions.
Joint Savings account with IDFC Bank. Two Debit card (Visa Card) issued to both account holders. Whether both the card holders eligible for cash back?
If both holders have different customer id, then can enjoy on both cards. Please check with your RM on the customer id if you are unable to find it on your bank details.
Can we pay rent on nobroker.com through payzapp….please tell sir.
Does anybody has confirmed with CC whether its targeted or for all? I talked with one of CC executive, he says its targeted. So that adds to confusion, if anybody else can confirm? Nowadays I am flooded with spend based offers- SBI card-1500 myntra voucher on 15K spends, Stanc-500 cashback on 2K spends, CITI-500 amazon voucher on 15K spends, Oncecard-5000 points on 2k spends,HSBC-500 voucher on 10K spends, HDFC-7K on 1.87L spends. Now this offer, though I wonder when IDFC will launch such offers on credit cards.
I received the email stating the same. Looks like good offer. Today I spent on mobikwik for paying my credit card bill. But is it valid or no. Will it be considered as wallet load or normal online spend
Avoid credit card payments through ewallets to avail this offer, it might just get tracked as wallet upload. NPS, utility bills paid outside of ewallets, fuel and insurance should work fine. Since I have some shopping coming up and stores have largely reopened, I would be buying Lifestyle vouchers on Amazon at 11% discount using IDFC card to get further 10% cashback.
I confirmed through the customer care. They confirmed mobikwik transaction will not be considered as wallet transaction. Hence we can do it. I did the transaction and confirmed again from customer care. They confirmed it’s ok and valid transaction. Others please check as well and confirm.
Mobikwik will not be counted it shows wallet transfer
Does insurance payment qualify for that?
Today I confirmed from my IDFC RM that this offer is valid for all customers and that it is not a targeted offer.
He also confirmed that offer is valid for all transactions online/offline other than exclusions mentioned, which means Credit Card payment should be valid for the offer.
Not sure this is targeted but I just got an sms for my idfc CREDIT card – 10% cashback upto 500 on min spend of 2K upto 30Jun.
Offer already fulfilled on my credit card on 15Jul. I managed to do the spends as well as get the cashback to card within same bill cycle, good thing about idfc is quick fulfillment.
Please share the official link for this offer
We could do CC payment on Cred?
I think cred don’t allow credit card payment via debit card. Only mobikwik allow the same.
Paying credit card bills should help here I think instead of making unnecessary purchases. There are nothing in conditions that say its not valid 🙂
Is anybody check PAYTM allowed credit card bill payment through wallet balance.
Yes it allows paid several times for my card bills
No.. Paytm wallet load not allowed. Only mobikwik credit card payment allowed
Why you want to pay rent using paytm wallet balance ?
Wallet to Bank is in any case free. Let me know if I am missing anything.
CC Payments can only be made using Banks – UPI, Net Banking and in some cases Debit cards. Wallets, other CCs cannot be used.
Well, technically true, but there are workaround. Though they cost money and you always spend more than reward points. So if you desperately want to do that, you can do it. 1) Load money in wallet from CC (this may be charged. Mobikwik will let you load upto 5K without any charge but I think 2.5% after that.) Then use wallet money for CC bil payment (this one almost always carry charges. Again 2.5 for Mobikwik) So you may end up spending 5% extra. Paytm should work similarly but I don’t use Paytm since they started charging me to load any amount in wallet. 2) Use services like Paymatrix etc (there are many now a days) which gives you CC to account transfer facility. Again charges will be there but around 2.5-3.5 so less than first method. There is no rational to do either of these, but then for the sake of it, there are work around 🙂
Wallets can be used for CC payment in case of Paytm
Yes, we can
Does gyftrr comes as a wallet load? It would be good to purchase amazon gift card on that site if this offer applies
GYFTR should come as an online purchase as it has nothing to do with wallets.
I will do nps contribution
on feb i did a credit card payment with idfc debit card on mobiwik. In the idfc statement in mobile app is showing category: Transfer to wallet.
So i think no use in doing credit card payment. but its worth a try if you have no transactrions to do on debit card 🙂
Bad news
500 amazon voucher on 5K spent between 1-15July on IDFC debit. Targeted.
Yes, just got the email as well. ATM and wallet loads excluded. It seems all other spends are eligible.
Mega monsoon bonanza : spend Rs 10000 idfc debit card by 15th july and get Rs 1000 amazon voucher
i made a credit card payment using mobiwik 10 days back. yet to get cashback
10 days back ? Counting from your comment date it would be 9th July. Which cashback are you expecting ??? You made the transaction outside of the offer period.
When will we receive cash back?
I received cashback today.
12th- 30th June spend 10k offer fulfilled.
Had done transaction on mobikwik to pay CC.
Offer got fulfilled on 24th July.
Offer fulfilled today and received Rs. 1000 credit into my Savings Account for more than 10k spent. IDFC is indeed quick in offer fulfillment…
Cashback amount credited into account today.
I think IDFC started posting the CB of this offer. Just received the CB today in IDFC Savings Ac of Rs 1000. Spent around 10K in NPS T2 on 15th June after seeing this post. Thanks Sid.
Received cashback even though i used for credit card payment via mobiwik..
Received cashback in my account today. Offer fulfilled for 1000₹. I did credit card payment through mobikwik
Any idea when we will get the Amazon voucher for the 1st-15th July spend offer? Will we get this by email?
IDFC has come with a new offer now, get 1% cashback on all IDFC debit card transactions (Upto Rs 10,000) in cashback, seems like cashback will be credited for CC payments as well.
I used it on NPS for the max 10 lacs amount (2 x 5 lacs each day) and got a clean cashback of Rs 10k next day itself for both the transactions.
No charges on NPS for using debit card either.
Yes I got me 1% cashback for credit card payment from mobikwik. It’s really good offer. I paid my all credit card bills through mobikwik via IDFC debit card. Got cashback within 2 days as well. Really good offer
There was one more offer as well on IDFC if you paywave thrice up to 20000 in a month then you will get 1000Rs Cash back. I paywave 5000 for 4 times and I received 1000 as well
Paid all my September and October CC bills through mobikwik for about 4.5 lacs and received around 4500 rs in cashback.
Any suggestions for best debit card to pay credit card bills and earn rewards.
RBL insignia, Yes First. Maybe at some point later IDFC Wealth and Private also.
Use citibank world Debit card to pay your bills.
Have IDFC Private or wealth account to get 0.75% or 1% cashback for every online shopping or credit card bill payment by MobiQwik.
Sometime payment of credit card by PayTM doesnt earn rewards.. So be careful
Where can we track IDFC WEALTH DEBIT card rewards?
Similar offer received again today on Debit Card spends, rather than 10% cashback this time it is 10% in form of voucher: –
500 voucher on 5000 spends
750 voucher on 7500 spends
1000 voucher on 10000 spends.
Max one voucher one will be eligible.
Targeted offer based on offer terms, I received ioffer for all my IDFC debit cards 🙂
This offer has not been fulfilled yet. The last day for fulfilment was 15th of May 2022 (i.e., 30 days after offer end date).
Same is even stated on IDFC’s website:
idfcfirstbank.com/personal-banking/earn-as-you-spend
I got the 1K voucher today for this offer, except that I didn’t know for what I got. Thanks for the info.
Received the voucher on SMS today. Also, received INR 250 in the bank directly as APRIL 2022 first spend. Pleasantly surprised! I think there are multiple offers that run simultaneously on IDFC, some of which we do not know about.
NGL, Sometimes this bothers me as a shareholder.
Yes me too got 1000 Rs voucher and I don’t know as well for what.. MAy be some hidden offer which i didn’t knew. But I believe they should email or SMS offers properly and timely
Received email yesterday that visa signature debit card will have annual fee of INR 499. Did any one else received the same?
1% cashback offer on debit card spends during 10Oct-10Nov. Max cap 2500. Good thing is cashback is credited in 2 days. Similar offer last year was capped at 10K. Had used it heavily for credit card repayments from e-wallets and expectedly that’s been curtailed this time:
Excluded Transactions- ATM cash withdrawals, Wallet uploads, DC EMI transactions and Fund transfers are not eligible for the offer.