IDFC Debit Card Offer June 2021: 10% Cashback on spends upto Rs.10,000

By | June 25, 2021
IDFC Debit Card Offer June 2021

IDFC Bank just sent out a nice debit card offer for June 2021. The offer is for all and here are all the details you need to know:

IDFC Offer Details

Offer10% Cashback on spends
Max.CapRs.1000
Min. SpendRs.5000 (Offline + Online)
Offer Period12th June – 30th June 2021
FulfilmentWithin 30 days from offer period.
  • Note: Wallet loads not allowed

Its a short & simple offer as always and its good to see short fulfilment period unlike most other offers by most banks. And not to mention, the cashback of 10% is very generous on debit cards. Let’s hope such offers stay for long time.

Bottom line

While its good to see such spend-linked offers on IDFC debit cards, I wonder why IDFC bank is yet to send out such offers on the newly launched IDFC Bank credit cards.

What’s your thoughts on the frequent IDFC debit card offers? Feel free to share your thoughts in the comment below.

Author: Siddharth

Helping Indians to choose right credit cards, pick right offers and enjoy luxury vacations for less. Day & night exploring the spiritual reality of our human existence.

70 thoughts on “IDFC Debit Card Offer June 2021: 10% Cashback on spends upto Rs.10,000

  1. Basant Motlani

    Would it applicable on gift card buy on amazon or flipkart?

    Reply
    1. Siddharth Post author

      Should be. But bit tricky with amazon gift cards.

      Reply
  2. rocky sharma

    can you confirm is this offer for all?
    did not received any mail yet

    Reply
    1. Siddharth Post author

      “Offer valid on all IDFC FIRST Bank VISA Debit Cards”

      Reply
  3. Pinaki Mishra

    Hi Sid, request you to review Federal Bank’s credit cards (3 variants). The cards are now showing in their official website, though it is available for their pre approved customers on invite only basis. Soon they may open it for their customers. Features and design are not so attractive though.

    Reply
    1. Siddharth Post author

      Might take a while. Couldn’t find any link in email though.

      Reply
    1. manoj singh

      Does credit card payment in mobikwik is allowed. Didn’t received such offer. Please confirm the link

      Reply
    2. Rajesh Kodityala

      I think it would be considered as wallet transaction, better to go for gyftr.

      Reply
      1. manoj singh

        I did the payment with mobikwik 2 days before. Then today I checked with their customer care. They said this transaction is valid and good for 10% voucher.
        You guys also can go the same and check with customer care

        Moreover they confirmed it’s targeted offer whosoever received the email. Which I believe everyone have got it.

        Reply
      2. Gautam Garg

        I’ve bought 10k worth of Amazon vouchers using IDFC based on your comment. I hope it is eligible for cashback. :fingerscrossed:

        Reply
    3. AAJ

      Same here. Had got one for first anniversary with Bank up to 250. Hope they honour Cc bill pay via MobiKwik and not count as wallet load. If I get it would be 1250 for 12500 spends on Idfc.

      Reply
  4. Abhi

    Is it targeted? I didn’t get any message..
    Presumably the min spend of 5K is on cumulative spends?

    Reply
    1. Siddharth Post author

      Email clearly says: “Offer valid on all IDFC FIRST Bank VISA Debit Cards”

      Reply
      1. AAJ

        Could this be the type of card held and not for all? Just guessing 😅

        Reply
    2. Abhi

      Ok I see the email now.. it clearly says:
      ATM withdrawals/ Wallet uploads/ EMI transactions/ Fund transfers are not eligible for the offer.
      Min aggregate spend should be 5K.
      Fulfillment in 30days after campaign end date.
      There’s no mention about fuel, utility or insurance. Not sure even if paying credit card bills via wallets like mobikwik can get tracked as wallet upload.

      Reply
      1. manoj singh

        I think we should talk to their customer care after doing credit card payment through mobikwik. As in statement it shows as transfer to wallet.

        Reply
  5. Srihari Raghavendiran

    Does multiple transactions adding up to 5k eligible or only on a single transaction above 5k ?

    Reply
  6. Santosh Kumar

    Hi Sid,

    May be the title is a bit misleading?
    “10% Cashback upto Rs.1000 on spends more than 5000” instead of “10% Cashback on spends upto Rs.1000”.

    Reply
    1. Siddharth Post author

      Misleading? No, but too big titles are no good.

      Reply
      1. Vikas Jain

        I think the 1000 rs should refer to cashback and not spend

        Reply
  7. manoj singh

    Will credit card payment or wallet load is valid for your offer. Please share term and conditions.

    Reply
  8. DEB

    Joint Savings account with IDFC Bank. Two Debit card (Visa Card) issued to both account holders. Whether both the card holders eligible for cash back?

    Reply
    1. Raja

      If both holders have different customer id, then can enjoy on both cards. Please check with your RM on the customer id if you are unable to find it on your bank details.

      Reply
  9. Aksheydeep SINGH

    Can we pay rent on nobroker.com through payzapp….please tell sir.

    Reply
  10. Nikhil

    Does anybody has confirmed with CC whether its targeted or for all? I talked with one of CC executive, he says its targeted. So that adds to confusion, if anybody else can confirm? Nowadays I am flooded with spend based offers- SBI card-1500 myntra voucher on 15K spends, Stanc-500 cashback on 2K spends, CITI-500 amazon voucher on 15K spends, Oncecard-5000 points on 2k spends,HSBC-500 voucher on 10K spends, HDFC-7K on 1.87L spends. Now this offer, though I wonder when IDFC will launch such offers on credit cards.

    Reply
  11. manoj singh

    I received the email stating the same. Looks like good offer. Today I spent on mobikwik for paying my credit card bill. But is it valid or no. Will it be considered as wallet load or normal online spend

    Reply
  12. Abhi

    Avoid credit card payments through ewallets to avail this offer, it might just get tracked as wallet upload. NPS, utility bills paid outside of ewallets, fuel and insurance should work fine. Since I have some shopping coming up and stores have largely reopened, I would be buying Lifestyle vouchers on Amazon at 11% discount using IDFC card to get further 10% cashback.

    Reply
    1. manoj kumar singh

      I confirmed through the customer care. They confirmed mobikwik transaction will not be considered as wallet transaction. Hence we can do it. I did the transaction and confirmed again from customer care. They confirmed it’s ok and valid transaction. Others please check as well and confirm.

      Reply
  13. rocky sharma

    Mobikwik will not be counted it shows wallet transfer

    Reply
  14. Prashant Tekriwal

    Today I confirmed from my IDFC RM that this offer is valid for all customers and that it is not a targeted offer.

    He also confirmed that offer is valid for all transactions online/offline other than exclusions mentioned, which means Credit Card payment should be valid for the offer.

    Reply
  15. Abhi

    Not sure this is targeted but I just got an sms for my idfc CREDIT card – 10% cashback upto 500 on min spend of 2K upto 30Jun.

    Reply
    1. Abhi

      Offer already fulfilled on my credit card on 15Jul. I managed to do the spends as well as get the cashback to card within same bill cycle, good thing about idfc is quick fulfillment.

      Reply
    1. manoj singh

      I think cred don’t allow credit card payment via debit card. Only mobikwik allow the same.

      Reply
  16. Teja

    Paying credit card bills should help here I think instead of making unnecessary purchases. There are nothing in conditions that say its not valid 🙂

    Reply
  17. Dheeraj Verma

    Is anybody check PAYTM allowed credit card bill payment through wallet balance.

    Reply
    1. manoj singh

      No.. Paytm wallet load not allowed. Only mobikwik credit card payment allowed

      Reply
    2. Pratik

      Why you want to pay rent using paytm wallet balance ?

      Wallet to Bank is in any case free. Let me know if I am missing anything.

      Reply
    3. MSJ

      CC Payments can only be made using Banks – UPI, Net Banking and in some cases Debit cards. Wallets, other CCs cannot be used.

      Reply
      1. AbhiKohli

        Well, technically true, but there are workaround. Though they cost money and you always spend more than reward points. So if you desperately want to do that, you can do it. 1) Load money in wallet from CC (this may be charged. Mobikwik will let you load upto 5K without any charge but I think 2.5% after that.) Then use wallet money for CC bil payment (this one almost always carry charges. Again 2.5 for Mobikwik) So you may end up spending 5% extra. Paytm should work similarly but I don’t use Paytm since they started charging me to load any amount in wallet. 2) Use services like Paymatrix etc (there are many now a days) which gives you CC to account transfer facility. Again charges will be there but around 2.5-3.5 so less than first method. There is no rational to do either of these, but then for the sake of it, there are work around 🙂

        Reply
  18. Hitesh

    Does gyftrr comes as a wallet load? It would be good to purchase amazon gift card on that site if this offer applies

    Reply
    1. Raja

      GYFTR should come as an online purchase as it has nothing to do with wallets.

      Reply
  19. Anu

    on feb i did a credit card payment with idfc debit card on mobiwik. In the idfc statement in mobile app is showing category: Transfer to wallet.
    So i think no use in doing credit card payment. but its worth a try if you have no transactrions to do on debit card 🙂

    Reply
  20. Abhi

    500 amazon voucher on 5K spent between 1-15July on IDFC debit. Targeted.

    Reply
    1. Raja

      Yes, just got the email as well. ATM and wallet loads excluded. It seems all other spends are eligible.

      Reply
  21. Anu

    Mega monsoon bonanza : spend Rs 10000 idfc debit card by 15th july and get Rs 1000 amazon voucher

    Reply
  22. vicky

    i made a credit card payment using mobiwik 10 days back. yet to get cashback

    Reply
    1. AbhiKohli

      10 days back ? Counting from your comment date it would be 9th July. Which cashback are you expecting ??? You made the transaction outside of the offer period.

      Reply
  23. MrNightStar

    12th- 30th June spend 10k offer fulfilled.
    Had done transaction on mobikwik to pay CC.

    Reply
  24. Raja

    Offer fulfilled today and received Rs. 1000 credit into my Savings Account for more than 10k spent. IDFC is indeed quick in offer fulfillment…

    Reply
  25. Mitaz

    I think IDFC started posting the CB of this offer. Just received the CB today in IDFC Savings Ac of Rs 1000. Spent around 10K in NPS T2 on 15th June after seeing this post. Thanks Sid.

    Reply
  26. Anu

    Received cashback even though i used for credit card payment via mobiwik..

    Reply
  27. manoj singh

    Received cashback in my account today. Offer fulfilled for 1000₹. I did credit card payment through mobikwik

    Reply
  28. Raja

    Any idea when we will get the Amazon voucher for the 1st-15th July spend offer? Will we get this by email?

    Reply
  29. beginner

    IDFC has come with a new offer now, get 1% cashback on all IDFC debit card transactions (Upto Rs 10,000) in cashback, seems like cashback will be credited for CC payments as well.

    Reply
    1. manoj kumar singh

      Yes I got me 1% cashback for credit card payment from mobikwik. It’s really good offer. I paid my all credit card bills through mobikwik via IDFC debit card. Got cashback within 2 days as well. Really good offer

      Reply

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