Indusind Platinum Aura Credit Card is one of the lowest range of cards from Indusind bank and its the only card with which you can avail Joining/Annual fee reversal. It provides too low reward rate, though it does have some benefit which i’ll talk about in detail.
Joining Fee: Rs.899+Tax (Waived if you spend Rs.25,000 within first 90 days)
Indusind Platinum Aura Credit Card Reward points:
- Usual Earn Rate: 0.25%
- Accelerated Earn Rate: Upto 2% (based on the plan you choose)
Indusind Platinum Aura Credit Card gives you choice to choose your own rewards plan. Some of them are good fro travel, while other for shopping etc. You can choose as per your spending pattern, though, there is nothing much to be excited of.
Reward points Redemption:
You can redeem the points for Cash, Airmiles (or) other travel vouchers. The best way to convert the Indusind reward points is convert to Cash credit on the statement.
Features of Indusind Platinum Aura Credit Card:
- CardExpert Rating: 2.5/5
- Reward rate: 0.25% to Upto ~2%
- Complementary Airport lounge access: No
- Foreign Exchange Markup fee: 3.5% + Service Tax
- Special Features: Annual fee waiver
As you can see, its a very basic card and is not even in par with other bank beginner level cards. But its necessary for you to hold atleast one of the Indusind cards and this should perfectly fit as you can get it for free with its waiver.
Now the reason to get one is because, Indusind runs personalized spend based offers every year during festive season, especially during Diwali with which you can get a better reward rate which is in par with the premium cards. Manish also mentioned this in one of his review about Indusind Iconia Credit card which has pretty good features but comes at a cost.
So if you can spend on demand, you must hold at-least one of the Indusind cards in your wallet to avail such offers.
I’m planning to get hands on this card probably for the same reason. Do you have any Indusind Credit Card, or planning to apply one? Share your views in comments below.