Snapdeal HDFC Bank Credit Card Review

By | November 3, 2015
snapdeal_hdfc_bank_credit_card

Snapdeal HDFC Bank Co-branded Credit Card

HDFC in collaboration with Snapdeal has launched an exclusive card for eCommerce shopaholic customers “Snapdeal HDFC Bank Credit Card”. It is a first kind of co-branded card in eCommerce segment. The card is launched with the aim of encouraging customers to make digital payments over COD transactions. It also caters to the changing needs and lifestyles of today’s generation. The card will provide its customers due ease and flexibility to complete payments online with better reward earnings.

Major Benefits of Snapdeal HDFC Bank Card:

The major benefit of this card is that it provides you with cash back on various apps like ola, cleartrip, freecharge etc. It also comes with a welcome bonus of 500 reward points which are accelerated with usage of the card. It gives you a choice to select one out of five spend categories (Dining, Entertainment, Fuel, Travel, and Utility and then on every selected spend category, gives u 4x reward point on every Rs. 150 spent. It is a great choice of card for all those who are frequent online shoppers as it is designed in a way which provides more customers more digital access.

Features of Snapdeal Credit card at a glance:

  • CardExpert Rating: 7/10
  • Cash Back: 10% cash back on recharges through freecharge, 5% cash back on ola app, Rs. 1000 cash back on clear trip for purchases of Rs 5000 or more.
  • Fuel surcharge Waiver: 2.5% waiver on fuel surcharge and 2.5% on petrol rate with a maximum cap limit of Rs. 250 per billing cycle.
  • Reward Rate: 4x Reward point on every spend on category of ur choice and 2x Reward point on every Rs 150 spent.
  • Renewal Fee Waiver: 500 are the annual charges of the card for the first year while from second year onwards fees will be waived of if u spends Rs. 150000 or more in the entire year.

So is this the card for you? Well, its complicated to answer. I hardly purchase anything on snapdeal, so one thing i don’t like about the card is they limit the reward points to snapdeal and its group (freecharge) alone. They could have partnered with couple of other brands like amazon,flipkart, etc and named the card as “eCommerce Card” instead of just limiting us just to use snapdeal 😀

Final words will be, go for it if you’re new to credit cards, or, if you shop a lot on snapdeal & recharge on freecharge. It should be the best credit card you can have in that case, else just go for Hdfc bank Moneyback Credit Card its the favorite card for many people in India. By the way, i love their credit card video commercial. I believe this is the first kind of commercial for a credit card in India 🙂

 

 

37 thoughts on “Snapdeal HDFC Bank Credit Card Review

  1. shanavas

    i have new hdfc snapdeal credit card,now i have 14000 debit the same card,now i wanted to convert this on emi…how i can convert,pls tell me all possibilities

    Reply
      1. Allen

        I asked the customer service and they told me that EMI option is not available for this card.

        Reply
    1. Anmol Singh

      Obviously. EMI option is there on all credit cards. This is what they are meant for lol

      Reply
  2. shiva

    I purchased above 12 000 how I get cash back 500rs. plz tell if u know. still I didn’t received cash back amt

    Reply
    1. Siddharth

      You may get it upon your Credit card statement generation.

      Reply
  3. Uday Kumar

    can i Use this Snap deal credit card for other transactions or not

    Reply
  4. Dev

    Hi I am using this snapdeal card maximum mobile bills through freechare only how can I get the cash back for my mobile payments

    Reply
  5. prasad

    any special discounts for shopping tablets in snapdeal site using Snapdeal HDFC Credit card

    Reply
  6. Ankit

    Why yearly we have to pay for this card, as so many card is there for free life time without any charge for renewal? If is it possible pls tell, otherwise again I have to block my card and have to go for some otherone…

    Reply
  7. SSC

    what much interest I have to pay ? If I purchase goods for (3 or 6 or 9) EMI options by using snapdeal HDFC credit card?

    Reply
    1. Siddharth

      Depends on your income usually. less than 1L maybe as its entry level card.

      Reply
  8. Jagriti Yadav

    How much is 1 Reward point worth in this HDFC-Snapdeal credit card?

    Reply
  9. Mayank

    If i use this card for multiple trans. I.e; 3000 hotel 2000 fuel 1000 rc in the end for example i spent 10000 in a month, will this 10000 can be converted into emi?

    Reply
    1. Siddharth

      Yes you can. I guess anything above 2k can be converted provided you have the offer on your card.

      Reply
  10. sitansu sahu

    Hi Siddharth g…..
    i have applied HDfC credit card .and the HDFC bank manager told that i willl be getting SNAPDEAL HDFC BANK credit card.bt i dont have any idea about HDFC CREDIT card. so which card would be better for me SNAPDEAL HDFC OR MONEY BACK CARD ???Actually i am looking for more cash back type of card. so please suggest that which one will be best for me ?????????

    Reply
    1. Siddharth

      Start with Moneyback and then in future you can upgrade to better one. Else, you can also take Snapdeal card if you spend more on Snapdeal.

      Reply
  11. majeesh

    i spent 500 rs for fuel but 514.50 rs debited from my account .why it is?Also the 10% cash back is not getting for me

    Reply
  12. VEERENDRA KUMAR KINTADA

    can we buy gold on this snapdeal HDFC credit card and convert it into EMI?

    Reply
  13. Vid

    Snapdeal credit card doesn’t have EMI option in Amazon website. Please tell me which Hdfc card I should take to use EMI service in other shopping websites?

    Reply
    1. Siddharth

      EMI offers keeps changing every month on your card. Even though its not mentioned on Amazon, if your card has EMI offer, you can avail it.

      Reply
  14. laxman

    Hi siddarth, does EMI option avaialble in the very first month of receiving of a HDFC snapdeal credit card?
    I heard that EMI option is available only after 6 months of Use of a HDFC snapdeal credit card??

    Reply
    1. Siddharth

      Depends on usage, repayment, etc.
      No one knows when they’ll release the offer. Its refreshed every month.

      Reply
  15. Ayush Agarwal

    Hi Siddarth,
    i just took snapdeal hdfc card,i am unable to appply for the one category i can choose, to get 4 reward points,from the 5 options,i dont know from where i can select the right category for me,i also spoke with the customer care,but they didn have an answer.Please help.

    Reply
  16. Nitesh

    Can I make payment of college fees on it….?? And convert into EMI….??

    Reply
  17. imdadali

    can withdraw from snapdeal hdfc credit card,any charge before 50 days

    Reply
  18. sushant

    how to used reward points of snapdeal HDFC bank credit card..??
    how can i used reward points to purchase on snapdeal
    i have snapdeal credit card. reward poits are above 500.

    Reply

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