HDFC Diners Club Rewardz Credit Card Review

By | December 22, 2015
hdfc_diners_club_rewardz

Diners Club Rewardz Card by HDFC bank

International Enabled Diners Club Rewardz credit card is yet another variant in premium segment of HDFC Bank Credit cards. This card is considered one of the best cards for middle class segment which offers best features in context of dining or concierge services and traveling purpose. It provides you a royal feeling as it gives you exclusive lounge experiences at their dedicated lounges, say in Mumbai and New Delhi airports. It has the Largest Indian airport lounge program, with access to 25+ lounges in India with unlimited access across the year.

Dining & Concierge Experience:

Diners Credit Cards are basically specialized for Dining & travel purposes and so the name DINERS. So the attractive feature of the card which makes it different and exclusive from all other cards in the beginner segment is its dedicated concierge and dining services offered.

The 24×7 global concierge desk assists you in making dining referrals and reservation assistance. You get flower delivery and gift delivery assistance which gives you a royal feeling of owning a super Premium card (while its not) ๐Ÿ˜›

Reward Points in Diners Club Rewardz Credit Card:

The reward earning rate is yet another attractive advantage of this card.

  • 3 Reward Points for every Rs. 150 of Retail spends
  • 6 Reward Points for every Rs. 150 of Grocery, Supermarket purchases, Dining and Airline Ticketing spends
  • 6 Reward Points for every Rs. 150 on incremental retail spends greater than Rs.10,000 in a statement cycle

1 Reward Point = Rs. 0.75 || 1 Reward Point = 1 Air Mile

Something interesting here. Note the 3rd POINT above, if you spend 10k or above in a statement cycle, you’ll get ~4000 points for 1Lakh spend, which is equivalent to ~3,000 INR in savings! (or 4000 Air Miles) This is huge and stands in par (infact above) with topmost cards with HDFC like Infinia or Diners club black.

Well, no one at HDFC Customer care was able to answer/re-confirm my question on this. Maybe someone need to typically get it, spend it to validate this point to what extent it is true.

Redeem Reward Point for AirMiles against Jet Airways (JPMiles) or AirIndia Miles.

Diners Club Rewardz Credit Card Features:

  • Card Expert Rating: 8/10
  • Reward Point: Welcome gift of 2500 reward points. Earn double reward points on grocery or super market purchases and on dining and air ticketing and on incremental retail spends of 10000 and above per statement.
  • Redemption of Reward Points: Earned Reward points can be redeemed for air miles against Jet Airways or Air India miles or for booking hotels or air tickets across 150+ domestic or international airports/hotels.
  • Fuel Surcharge Waiver: Surcharge is waived off completely if fuel purchases are made between Rs 400-5000 across all fuel stations.
  • Protection: Air Insurance cover of Rs 50 lakhs in case of death in air accident to the next nominee.
  • Renewal Fee Waiver: The annual fees of the card is Rs 1000 which can be waived off if you spend Rs 15000 within first 90 days of receipt of the card and then later every year if you spend Rs 1 lakh, the fees will be waived off.
  • Complementary Airport lounge access: Yes,ย  Unlimited access within India.
  • Foreign Exchange Markup fee: 3% + Service Tax

The card is overall best suited for you if you are a frequent traveller or dine out regularly. The features are designed so as to give customers a royal treatment with many more attractive features. As a matter of fact, this is the only such credit card which has the ability to provide unlimited lounge access and unparalleled reward points on incremental spends.

But, as you might know, the only problem is its acceptance in India. But, as long as you are using it in websites like Flipkart and such, you’re safe. Though small variant in Diners Club but it is like โ€˜Huge Blow in Small Packetโ€™. ๐Ÿ™‚

Do you have this card or wish to have one? Drop your comments below!

211 thoughts on “HDFC Diners Club Rewardz Credit Card Review

  1. navneet

    I believe this is the worst card. I shop for jewellery and on payment it doesn’t work. That was so embarrasment after spending 2 hrs on selection of jewellery, this card decieved me when its payment time. Contacted the customer care the same time, then I come to know it doesn’t work at some of the POS machines. It means before shopping I need to check at machine whether this card will work or not. Thats so ridiculous. That jeweller was a known person so he being humble told me to take the jewellery and pay tomorrow no issues. Will stop this card now due to the embarrasment it brought to me.

    Reply
    1. Siddharth

      True, Diners cards has its acceptance issue in India. You should always hold a backup Visa card.

      Reply
        1. Abhishek Roy

          For the matter of information, I have been holding a Diners Card for the last 8 months now. It is accepted at a lot of POS machines from banks like HDFC, Citibank, Yesbank and latest addition is Axis Bank (Confirmed it today by paying). So yes, it has problems but it is now accepted at most if not all POS machines. The only major bank POS machines which still might not support Diners Card are ICICI and SBI. The acceptability of Diners Cards has increased drastically now. However, just in case you still don’t want to take a chance, then do keep a back up card from VISA or MasterCard.

          Reply
          1. B R MENON

            Also canara bank POS machines accept this card. Not sure about ICICI but I think it works. SBI machines still doesn’t accept this card.

    2. JOYDIP LAHIRI

      Yes, this is the worst credit card as experienced by me. Before application of HDFC credit card , please ensure the offered card is 16 or 14 digit number. Diners card is 14 digit number and not accepted in everywhere.

      Reply
    3. AJEET SINGH

      I used Diners Club rewardz card on 20th Nov 2016 at PNG Jewellers Chinchwad. No issue i faced.

      Reply
    4. Raj

      Can u tell me Hdfc diners club credit card accepting which jewelleris in kerala

      Reply
    5. Vivek

      I initially too thought so.But ultimately using it 6 months wherever it accepted i concluded that this is actually the best credit card.Now it is being accepted at almost everywhere with few exceptions which will also be improved.It gives highest reward in comparison to any credit card in the world and lounge acces is unlimited.points redemption method and choice is also praiseworthy. I have credit card of citi,icici,Indusind,standard chartered but this card gave me a lot of profit.

      Reply
  2. pavan

    Is there any limit on the reward points we can earn each month?

    Reply
    1. Vivek

      Limit in accelerated point scheme.Normally limit is on the basis of your credit limit.

      Reply
  3. Ashlesha

    is EMI possible with Dinners reward card on online merchant sites?

    Reply
    1. Siddharth

      Yes, provided your a/c has that offer. They change offers every month.

      Reply
      1. Sarabjeet kumar

        I try today on Lic website to my premium. But DNC reward card not accepted. Please advise how to pay the Lic premium through this card

        Reply
        1. Sarabjeet kumar

          Query… Can I change this card to money back card.?

          Bcoz I am facing issue with the online payment and swipe machine.

          Reply
  4. Ashlesha

    Can we swipe the credit card for retail purchase of mobile in any store ?? Is it accepted???

    Which is the best card: Moneyback or Dinners rewards??

    Reply
    1. Siddharth

      Diners cards are accepted only on HDFC swipe machines. So acceptance is limited in stores compared to online usage.
      Well, Diners often run promotions while moneyback doesn’t. Read individual reviews that we did earlier, to get better idea.

      Reply
      1. Nitin Khanna

        Hi Siddharth,

        I am currently holding HDFC Diners Premium card, but as you know, it is not accepted at all the retail and online POS (like Payzapp), I have to use my ICICI visa card, which leads to me missing out on more reward points. Can you suggest how do I compensate for that? I would ideally want a HDFC Regalia card to go alongside Diners, but had a discussion with HDFC customer care, they say I cannot hold 2 HDFC cards on my name. what do you suggest?

        Reply
        1. Siddharth

          Nitin,
          You can have 2 cards if you have high Credit limit.
          However, Reward points on Regalia is not that high these days to chase it too.

          Reply
  5. Ashlesha

    I m bit confused.. My requirement is mostly for EMI facily on online purchase of electronic devices..
    Also I want my credit card to be accepted as well on the sites like flipcart, amazon and snapdeal..

    Reply
    1. Ashlesha

      Thank you for your reply..
      I was approached by HDFC bank agent for credit card and he insisted upon th eDinners rewards card.. But I myself checked the reviews and found that Dinners Rewards card has acceptance issue.
      Could you please suggest the appropriate card..
      I m new for credit card..

      Reply
      1. Siddharth

        If you’re new and planning to hold only one card, go with Moneyback card then. Diners Card not suggested in that case.

        Reply
      2. Vivek

        At first take diners but one other card too with it.And use diners at first if not working then use other one.

        Reply
    2. Siddharth

      Diners cards are accepted in most online sites, except Amazon India.

      Reply
        1. sathish

          No it does not work with ACT, i tried myself but there is a way around this problem, i use slonkit prepaid which I would recharge using diners and pay the ACT using slonkit

          Reply
          1. Prashant Gupta

            Is Slonkit still accepting Diners for add money?

  6. Keith D'Souza

    Effective 16th April HDFC Diners Cards will not accrue reward points on fuel transactions. >_<
    Under rewards and redemption, the last line.

    Reply
  7. Pushpender

    hey as mentioned 1 point = .75 rs but when i redeem my points for voucher its not worth it ex last time i redeemed 6500 points for 2500 yatra worth voucher(which worked) , so how i can redeem points in money.

    Reply
    1. Siddharth

      No, Don’t redeem for such Catalog vouchers. Simply use the points to book for your travel/entertainment bookings on diners website with points,
      That will give you the said benefit of 1 point = .75 rs

      Reply
  8. Unknown

    Hi I currently using diners club rewards ,I’ve had it for 4 months ,what is the criteria for upgrading to the hdfc diners premium the bank person told me I could change my present card to all miles card if I want to ,
    I agree it has acceptance issues I would say its rejected 4/10times on online and merchant locations,
    For online transactions a bypass is getting a e-wallet like freecharge which has virtual card ,only problem monthly 10000 limit otherwise no problem ,
    But the offers are amazing bonus reward points offers are amazing and there is buy one get one free movie tickets through the diners website for pvr until next year September,(unlimited number of tickets ,it’s not just one or 2 *needs to be verified),

    Reply
  9. vijay

    my name is vijay we recieved card but how i use this card ,
    how could i get points more online purchase emi.

    Reply
  10. Swaroop

    Have been using this card since 9 months now and my experience has just been great. I agree it has acceptance issues in local stores, but most of the supermarkets will have HDFC Machines, so you can use it there. It is accepted in almost all websites online.Best part is Buy 1 get 1 free offer on Movie tickets on Diners club website, it is for unlimited tickets every month. Must have card if you are a movie buff. The rewards program is also great, I recharge my mobile and DTH every month through Diners Club website where 1 Point=.75 Rs which is great value for your accrued points.

    Final verdict = Just go for it !

    Reply
  11. Vineet

    Hi Sid,
    I am from PUNE and have applied for CC . i have to choose between allmiles and diners rewardz. As i read above, we get more RP in diners but it has acceptance issue. I usually spends in movies, grocery, bill payments, recharge, dining (twice in month ) and air travel (12-15 tickets a year), train tickets (15-20 per year).
    I am confused , which one to choose?

    Also, does allmiles/diners site charge little extra for air tickets as compared to others or direct booking from airlines site??

    Thanks,
    Vineet

    Reply
    1. Siddharth

      Vineet,
      Get Diners Rewardz. Use it for shopping & travel to avail 10X rewards with partners. Have some backup visa/mastercard debit/credit card always.

      Reply
  12. Chirag Rathod

    Which one should I try to get? They are offering me Diners Rewards, but I am looking at card that will give me access to both Domestic as well as International Lounges? Which card shall I look for?

    Reply
    1. Siddharth

      Chirag,
      For Intl Lounges, you have to go for Diners Premium.

      Reply
  13. Giridhar

    Hey Sid,

    Thank you for assisting us !

    I just received my “Diners club rewards” credit card. I read out benefits and could see that the accrued points can be redeemed under various options.

    Just want to clarify can I use it restaurants for my dinning? or can I redeem only if I dine in star hotels.

    Thanks to assist again !

    Reply
    1. Siddharth

      Giridhar,
      You can redeem it only for stay and not for “dine” alone. check diners website for multiple redemption options. Recharge/flight booking is something you need to consider for making best use of the points.

      Reply
      1. Giridhar

        Thank you Sid !

        The rewardz point conversion is not suitable for me… can I get upgrade to Moneyback back card?

        Reply
        1. Siddharth

          Well, Diners to Moneyback card is kind of Downgrading. You can do if you want to.

          Reply
          1. Amar

            Sid,

            would you please tell me the procedure to covert from diners rewards to money back credit card. Whether it would be difficult to change or easy to change.
            Thanks.

  14. amit

    Hi Sid,

    I am interested in โ€œDiners club rewardsโ€ credit card. I want to know it is lifetime free of cost or any charges after first
    year.

    Reply
    1. Siddharth

      Depends upon what offer you’re given. These days HDFC giving for LTF though.

      Reply
      1. Amar

        Dear Sid,

        I was also the told the same from HDFC representative whle getting diners rewards credit card. so does it mean that we dont require to pay any renewal or annually cost. Or any hidden cost is there and need to pay it after one year.
        Thanks.

        Reply
  15. tushar

    Hii

    I have taken Diners club card & first i tried on purchase of book my show tickets but its not accepting there.

    While taking this card those people saying it has buy one get one movie tickets offer on book my show at 4 times per month

    Is it true??

    Anyone can guide??

    Reply
    1. Siddharth

      Tushar,
      Its unlimited Buy1 Get1 kind of offer with Diners cards. You have to book via Diners website for this, not with BookMyShow.

      Reply
  16. Laukik

    Any Visa HDFC credit card which has no annual fee and lifetime Free?

    Reply
    1. Siddharth

      Most cards that HDFC issues these days are Life Time Free types only.

      Reply
  17. Rahul

    Does bill payments of Diners Club Rewardz Credit Card need me to have an savings account with HDFC? Or I can pay with any other banks savings account? This will be my 1st Credit Card.

    Reply
    1. Siddharth

      You can pay via NEFT from any bank to your Credit Card Account.

      Reply
    2. Avishek Dey

      Hi Rahul,
      Just a caution :
      1. This card do not have EMI facility in merchant website. You have to convert existing purchase into EMI through Smart EMI option from Netbanking portal.
      2. Many website does not directly accept dinners club card. You have take help of online wallet like (Freecharge, Paytm etc )
      3. As of now Payzapp does not support dinnersclub cards.
      4. Billpay possible through SmartPay and BillpayPlus from Netbanking portal, but not with hdfc register and pay directly.

      Reply
      1. Rahul

        Hi Avishek Dey,
        Thanks for your concern. However, I have already got this card.
        1. I tried placing an order with Flipkart and I got my card accepted for EMI option there. I don’t know about other merchants. Also I rarely go beyong Flipkart Snapdeal and Amazon.
        2. Yes many websites donot accept, but paying through Paytm Freecharge is not a bad option I guess.
        3. Yes Payzapp doesn’t support Diners Club, but if you check the reviews of Payzapp on Google Play you will find so many comments stating the app is buggy.
        4. I am able to pay bills(Mobile/DTH) via exclusive portal for Diners Club card. I can get 2x rewards when I pay through it.

        Reply
  18. Avishek Dey

    Hi,
    Recently my Moneyback Card upgraded to Dinners Rewardz Card. Have one query :
    How much minimum points required to generate Dinners Voucher ? Which I will use for prepaid recharge.

    Reply
  19. Panchi

    Hi Sid ,
    Just wanted to ask you like what is the credit limit of the Diners club rewards card annually and monthly (one cycle what limit is allowed ) and also that cant you people work on the acceptance issues as rest everything is quite good in card

    Reply
    1. Siddharth

      Panchi,
      Limit highly depends on your income.
      yes, acceptance has been increased recently.

      Reply
    2. Rahul

      Acceptance is fair enough I feel. My Diners Club Card worked even at Union Bank POS. Though I wasn’t expecting it to work. The charge slip showed Rupay card.

      Reply
      1. Siddharth

        Rupay is in Partnership with Diners. So it might have got processed via Rupay network. Good info though!

        Reply
  20. venkatesh

    Can we convert our rewardz points into cash to pay the credit card bill.. if there is an option please tell me.
    Example: 5000 points = ? rupees

    Reply
  21. Shubham

    @Siddharth: in your opinion which is better between moneyback and diners rewards?
    as far as I know, reward points are only for select dining outlets, and also has acceptance issues,
    and money back offers little less reward points, this would be my first credit card, and I’m planning to do shopping and dining at malls, and also I shop a lot online.
    Which card would you suggest me?

    Reply
    1. Siddharth

      Shubham,
      Diners cards is known for its temporary 10X rewards.
      Consider getting diners and some other bank Visa/MC card for backup.

      Reply
  22. Suresh

    Is it possible to upgrade to black card. I already have a diners premium card and the 10x program along with klippd has been a deadly combination ๐Ÿ™‚

    Reply
    1. Siddharth

      Its possible, but depends on usage, income, etc as well. You need to talk to RM.

      Reply
  23. vignesh c

    Hi , I just received my Diners Club International credit card, I will use petrol monthly Rs. 15000/- . Will I get surcharge waiver ? Please clear my doubt

    Reply
  24. mantabya

    I have Diners club international card ,brown in color. What is the type of this card, can anyone help, is it a VISA, MASTER, or what other category…I am unable to use it online.. pls help urgently.

    Reply
    1. Siddharth

      Its Diners premium Card and its powered by “Diners Club” and not Visa/mastercard

      Reply
  25. Arun

    I got dinners rewardz card today. Can we use reward points on mobile recharges and movie tickets?

    Reply
  26. Arun

    What type of voucher we can generate using Diners Reward points..Where we can use that voucher

    Reply
    1. Siddharth

      You can use the voucher to pay for bills/movies etc on Diners Portal.

      Reply
      1. Arun

        Sir, if i generate a voucher of amount 500..can i user this voucher partially means can i recharge for 100 rupees from that voucher and can use the remaining 400 later

        Reply
  27. mantabya

    It a pathetic card to use.. When doing an urgent transaction online for academic purpose..it wasnt accepted as its not a visa or a master card..none of the categories..its the most unfortunate moment when i had decided to opt for diners card from my old hdfc mastercard.

    Reply
  28. Amar

    Hi,
    Recently I have received Diners rewards cards however I noticed that there are lot of issue with this card like acceptance issue, Not working properly in retail shop, EMI is also not available.

    So now I just want to change it , could you please assist me which HDFC credit card should be taken. I need it basically to get some discount on movie,payment of all utility bill(electricity,water or recharge) ,online purchase and store purchase. And also there should not be any acceptance issue at all and work properly everywhere..

    Thanks.

    Reply
  29. Amin

    I am being offered an upgrade to HDFC regalia fro HDFC dinners rewardz.
    What are the difference between these two?
    I am very new to credit cards.

    Reply
    1. Siddharth

      Regalia is a premium card. Go for it. But Diners card has 10X rewards benefit as well.
      You’ve to choose based on what benefit you’re looking for from a card.

      Reply
  30. Arun

    Hi Siddharth, What is maximum reward points we can earn per statement cycle for HDFC Diner Club Rewardz card. Is there any limit?

    Reply
    1. Sunny

      Maximum rewards points that you can earn is 2500 per statement cycle with HDFC Diners Club Rewards Credit Card.

      Reply
  31. Sunny

    Hi Siddharth,
    can you please tell 1 reward point on Diners Rewards will be equal to Rs. 1 or 0.75 for flight booking.

    and what is meaning of “air miles” as 1 reward point = 0.70 air miles… ??

    Reply
    1. Siddharth

      As per the recent update,
      1 reward point = 0.70 air miles
      Means, 100 RP = 70 Miles

      Reply
  32. Raghvendra Srivastava

    it is not working at cateen store department at air force even on HDFC pos machine. Will u guide me

    Reply
  33. Shammi

    I checked on HDFC site that we have to pay yearly amount for this card but i got a call from HDFC and they said, Its life time free card and no yearly charges.Just want to known how can i confirm this.

    Thanks
    Shammi

    Reply
    1. Siddharth

      All recently issued cards from HDFC are LTF. So, never mind, go for it. Usually they’ll get a sign from you for Life time free offer.

      Reply
  34. Shankar swaroop behera

    Heyy mate am upgarding from icici bank platinum credit card to Ferrari card……will I get an increase in credit limit too ????

    Reply
  35. Netai

    Hi,
    Recently I also got the Diner’s Rewardz card. But as it is only of 14 digit card, its not accepting maly online places(e.g. Paytm, Bookmyshow etc). So, how transact at Paytm or any other online place with 14digit?
    And, if I don’t have an HDFC account, so how pay bill from other bank as I didn’t find the account number for the card. And bilkdesk also not accepting to pay the bill as it has 14 digit.
    Pls guide me.

    Reply
    1. Siddharth

      You can use it on Paytm without any issues. I’ve been using for a while.
      Whenever you have the digit issue, try adding “00” in front.

      Reply
  36. Mahesh

    Siddharth, can I avail EMI facility by using dinners club credit card to buy electronic devices in flipcart ?

    Reply
  37. RAVI

    I have HDFC Diners club credit card. it has acceptance issue.can I exchange it with VISA/MASTRO card.
    or Can i get an add on card with VISA/MASTRO

    Reply
    1. Siddharth

      All depends on your limit. Get in touch with your RM. You can convert to other Visa/MC without any issues.

      Reply
  38. Arun

    Siddharth, is there any charges applicable on redeem of reward points of dinersclub website

    Reply
      1. Arun

        really..so even if redeem 100 points to recharge on dinersclub.com, Rs.75+ST will be charged. In that case 1 Reward point=0.75paise is just a gimmick to attract the users.

        If i generate a voucher of 1000, can i used it partially whenever i want for recharges,movie tickets on dinersclub site

        Reply
        1. Siddharth

          Its good to redeem max and use it in one go. You have 30 days to use that voucher. Unused will be refunded as points as well.

          Reply
  39. Rishabh Jain

    i am very happy, I have HDFC dinners international credit card. I booked my flight tickets by my rewards points. Almost saved Rs10000.

    Reply
  40. Prashant V

    how to exchange this card its not used while using internet shopping.
    its too waste card.

    Reply
  41. sai

    I have 2000 dinerscard reward points. It shows 75 rs for every redemption using those points. I would like to use this for recharge purpose. Can you guide me which is the best redemption method to skip 75 rs charge.

    If I converted as voucher, for that also they charged 75/- ? Can you please suggest..

    Thanks in Advance

    Reply
    1. sai

      How Can I pay my postpaid bill payment using diners reward points. can you please let me know the procedure.

      Reply
    2. Kapil Khurana

      This Rs. 75 + ST cannot be skipped like this, it seems. This is applicable on all Hdfc cards with reward points feature (except that it is waived currently for Regalia under a promotional offer)

      Best way, as Sid mentioned, is to redeem max points in one go and use the voucher fully.

      Reply
  42. Sachi

    Hi

    It is mentioned that annual fee will be waived if I spend Rs. 15K within first 90 days. I have checked this with RM who provided me the card, he is denying this. Could you pls confirm what is true.

    Reply
  43. sai

    I am having hdfc rewards card 3000 rs evoucher number.. Can I use that in any shopping complex? I don’t want travel/hotel/recharge. Please provide example shops. I would like to use electronic shops or Dmart/Spar like that shops. Is it possible?

    Reply
      1. sai

        Thank you. Then which is the best way to use those points. I am having around 7000 points. Please suggest

        Reply
  44. Deven walia

    Hi,
    First, congrats for having this blog. it rules.
    Now I don’t know if this is known already but in 10x program,
    if rewards go beyond the card’s reward holding barrier, rest of the rewards don’t go under 10x rather they fallback under [3,4,5]/150Rs depending on card level.
    Example : I recently did a transaction at Flipkart for 30k. I own a rewards diner card.
    Ideally that entails me to get 30k/150*3*10 = 6k points.
    but rewards barrier for rewards diner card is 2500.
    So, 2500 are reimbursed in current payment cycle.
    2500 corresponds to 12500rs. rest amount 17500 (30k-12.5k) goes in 3 points per 150rs hence, giving 350 points.
    So, in total, for 30k, under 10x program for rewards diner card, points availed = 2850 and not 6000!
    This is a bummer!

    Reply
    1. Siddharth

      Thanks for the indepth analysis on the same.
      It makes sense. Yes, 2.5k is too low. Try for Diners premium.

      Reply
      1. Sunny

        its 12.5k not 2.5k for Diners Rewards. And its mentioned clearly on their website, for rewards, Premium and Black separetely.

        Reply
          1. Abhirup G

            If you would have splitted the 30k transaction in 3 installments say 10k each…you would have got the entire point. Am i correct Sidharth..if not please clarify this thing.

        1. Deven walia

          Hey!
          EMIs will attract interest as well.

          I randomly filled in 10% ROI, tenure 3 months, principal 30k
          It calculates it out to be 37k+

          37k-6k*0.75 = 32.5k > 30k !!
          Totally beats the bush!

          Reply
  45. Mukunda

    I have a diners card and it worked at clothing shop used ICICI POC. But at jewellery shop it didn’t go through whats the issue??

    Reply
      1. Mukunda

        Will it be accepted at all ICICI POCs?? Because morning it went through in one of the ICICI ones..

        Reply
  46. Mukunda

    I tried in HDFC POC itself and it shows declined. Wat might be the reason

    Reply
  47. Mukunda

    ProductDINERS REWARDZ INTL
    Total Credit65,000.00
    Available Cash8,055.22
    Available Credit8,055.22

    This is what I see in account information section in HDFC app.

    This card is being used for the first time .. I have never used this card before for any transaction..

    Reply
  48. kishore

    Hi Siddarth,

    Superb blog !!!!!

    I am having HDFC Rewardz evoucher. They already charged 75/- for generating evoucher. Are there any charges again while I am using the same Evoucher for multiple times? Can I use this in Flipkart/Reliance digital?

    Thanks in Advance.

    Reply
    1. Siddharth

      No charges in using multiple times. No, you can redeem only on diners website.

      Reply
      1. kishore

        Thanks for your reply.

        Is there any chance these HDFC Rewardz points to buy electronics purpose except croma?

        Reply
  49. Thomas

    add on card does it have lounge access and what about 10 times offer limit of 2500 will it be seperate for each card

    Reply
  50. Inabathini

    Hi sid,

    I have hdfc diners club rewards cc. How to check my daily transactions other than messages or month end total bill. PayZapp Won’t works for this card . Pls suggest me by suggesting a perfect app.

    Reply
    1. Siddharth

      You can use Netbanking for checking txn’s
      Yes, Payzapp donot support Diners yet.

      Reply
  51. Santhosh

    Hi,

    I have one more question,

    As per the card benefit ” 6 Reward Points for every Rs. 150 on incremental retail spends greater than Rs.10,000 in a statement cycle”
    with this offer does it really betters the rewards we get on Premium or black card?
    Does it make sense to upgrade the card to Diners Premium or Regalia?

    Thanks,
    Santhosh

    Reply
    1. Siddharth

      If you spend more than 10k a month, it betters Diners Premium. But the problem now is 10X rewards are capped to a very small number on Rewardz variant.

      Reply
      1. Santhosh

        Thanks for the reply.

        As of now my expenditure would more than 10k on the card. Yes exactly, i feel the same. 2.5k rewards point cap is too little.
        I have asked for the update , mostly i will get the Premium Card. (they were suggesting Regalia First).

        Would it be possible for you to forward me the 1000 RP mail per 5 transaction ? Please….

        Reply
  52. Hari

    Hi Sid,
    You mentioned some where in this site that we could get 100 0 reward points every month for HDFC Premium cards which includes Diners Rewardz card as well( if we have received card before Sep, 30, 2016). You mentioned that this is given in the HDFC website as well. I checked and I couldn’t find this. Also I called customer care and they also told that there is no such offer. Could you please provide the link or source of truth for this.

    Reply
    1. Siddharth

      Hari,
      Check that article, i’ve updated the source link ๐Ÿ™‚

      P.S. Comment on respective article to reduce confusion.

      Reply
  53. Ramana

    Can purchases done on diner club rewards card converted in to emi if we can wat is the roi provided by bank hdfc

    Reply
  54. Sunny

    Hi Siddharth,
    I have a diners premium card which has maximum reward points per month amounting to 7.5k.
    1) Can I use EMI facility to buy expensive electronic items on Flipkart?
    2) Since this card offers 10x reward points on shopping on Flipkart, will I get reward points/cashback for every month EMI is charged to my card? Or will I get the reward points proportional to only the first month payment?
    Is there any way to confirm this?

    Thanks!

    Reply
    1. Siddharth

      You’ll get all 10x points upto the monthly ceiling limit and its irrespective of how much you pay first month.

      Reply
      1. Sunny

        Hey, thanks Siddharth.

        So if I purchase an item worth ~1.5 lac on Flipkart using my Diners premium card and choose 3 month EMI of 50k, 50k and 50k, the credits I will get is 7.5k, 7.5k and 7.5k per month. So a total of 7.5k x 3 = 22.5k wotrh of reward points. Assuming I don’t shop for anything else for the rest 3 months.
        Is it so?

        Reply
        1. Deven walia

          Factor in EMI ROI!
          You might as well loose more than gaining through the process.
          because, hey, Banks!!

          Check my reply to my own qn above. it has Flipkart 30k 3 month EMI use-case which leads to loss.

          Reply
  55. Jashan

    I recently got Diners Club Rewardz Credit Card although applied for Moneyback Card. I spoke to customer care in hdfc they told me that I signed application for Diners Club card which i recall as a blank application. As of now i can not change or upgrade this card for 180 days, and I am stuck to this card as my first credit card. I want to buy something from local vendor which provides emi on Visa/MC only and as in your recent replies you told that emi through netbanking depends on the offers. So please help me on getting emi safely or recommend me some other card.
    Thanks

    Reply
    1. Siddharth

      If you have insta loan enabled on the card, it can be easier for you. just check with bank for the same.

      Reply
      1. Jashan

        I called the bank they told neither emi nor insta loan is enabled on your card. I will be getting a message after one billing if emi is enabled. On the other hand they told me that if online retailer is providing you emi bank has no problem with that, so I am more confused now. And can I go for Moneyback Card upgrade right now.

        Reply
        1. Siddharth

          Moneyback is actually “downgrade”. Yes, if you prefer Visa/mastercard, you can do so.

          Reply
  56. Bharadwaj

    Hi Sidharth,

    Recently I got a call from a telecaller of HDFC bank and got to know from them like the card would be life time free if an amount of 1299 is paid in three instalments as an EMI(1.3%). Is it true that the card would become LIFE TIME FREE?
    In addition to this one of my colleague got this card directly as a LIFE TIME FREE without any application charges.
    can you give more info on this.
    Thanks

    Reply
    1. Siddharth

      HDFC has different offer for different location/profile.
      Whatever you get in writing should be true.

      Reply
  57. Shishir

    Do I still get reward points if I use the Diners card to make payments through Paytm or Freecharge?

    Reply
  58. Shishir

    Can you also tell me which is a better card for non metro city, Diners Black or Regalia or Infinia?

    Reply
  59. Vaidy

    Hi,

    I’ve 2 queries –

    1. If I make a spend of 1 lac in a single transaction, then will the transaction be considered as 10K of 3 points/150 & 90K of 6pts/150 (or) 1 lac of 3 points/150 and all future transactions alone will get the additional 2 times bonus post 10K spend ?

    2. For the rewardz variant, how much is the limit for 10X points ?

    Thanks in advance !

    Reply
    1. Vaidy

      Can you also please tell me the limit for 10X points for Premium as well ?

      Reply
  60. Venkatesh NG

    Thanks for this blog, Sid. Really helpful,A lot of information. I am a rewardz card user.

    Reply
  61. Laksh

    I own the rewardz card, and I must tell you that the free access to lounge is awesome.

    Reply
      1. Tarun

        Hey Siddharth, does the add on card member gets the services to use lounge access.

        Reply
  62. Prashant Tewari

    I have a rewardz card and got an offer to update to Premium Variant, not able to decide as to whether to upgrade or not as premium variant does not give double points on spends over 10K. In a fix as of now, any suggestions as any feature of premium card which is not listed on their website I am missing on?

    Thanks

    Reply
      1. Prashant Tewari

        Hello Siddarth,

        I think you missed that I was asking about Diners Premium card ?

        Reply
        1. Siddharth

          Well, that depends on your spend pattern. If you need to avail 10X offers, premium is good.
          Else, 2x on Rewardz is good as its a standard feature.

          Reply
  63. Govind

    How can we check the reward points earned summary in hdfc diners premium card

    Reply
  64. Utkarsh Mishra

    Hi Siddharth,

    I am confused between Regalia, Diners Club Rewardz and Times Platinum cards.
    I want to have have at least 4 domestic lounge access per year. Which card has the best reward plan along with the lounge access?

    Reply
  65. Anil

    Does diners club premium provides the reward spent when used to refill e-wallet. ??

    Reply
    1. Kumar

      I am using Diners Rewardz on paytm and i’m getting reward points as well

      Reply
  66. Dinesh Nadar

    I have applied for Diners rewardz and would like to ask few questions about the lounge access.
    The website says unlimted access at domestic lounges. Now does Domestic means any airport in India ? Or just Indian domestic airport terminals.
    I am from Mumbai and i fly twice a month from the T2 airport to a international destination and i would only prefer using it at the Mumbai international airport T2 “Clipper Lounge” which also serves alcohol. Now can i use my Diners rewards CC on that specific lounge. Has any1 with a Diners rewards used that lounge before and is there any limits to use per year ?
    I was interested in the Amex Platinum reserve but unfortunately my ITR is only โ‚น450000. So was looking for my first CC which will give me lounge access and some benifits from shopping.

    Reply
  67. Anil

    When will i get my 10X rewards points for the purchasing done on flipkart through Diners Club Premium card on 30th January 2017

    Reply
  68. Madhuri Bharatiya

    I have Business money back and my limit was increased this February from Rs. 20,000 to Rs. 75,000 on my request. So when can I request for diners and should I ask for Diners Rewardz or Diners Premium ? My annual income is Rs. 2,88,000.

    Reply
    1. Siddharth

      Rewardz fits the income level. You can change cards every 6 months once.

      Reply
  69. Anuj Karwa

    My mom has HDFC solitaire credit card. She uses it very rarely. I want to get her card converted to diners rewardz. How should i go about it. Should i cancel the existing credit card and apply freshly for diners rewardz card or direct conversion is possible?? Can this be done through email or CC??
    Note – there are no upgrade offers on her card(as she uses it sparingly). The reason for diners rewardz is lounge access.

    Reply
  70. Eshwar

    Hi, WIll I get the reward points if I make a EMI purchase using rewardz? I made a purchase on flipkart.

    Reply
    1. Siddharth

      No idea, but as per their Terms, you’ll get. Am just not sure if its EMI on FK or inbuilt EMI they refer to.

      Reply
  71. anand

    Hi sid,
    can i use this to buy a phone from flipkart ??
    Do i get any reward points for amount spent on flipkart??

    Reply
  72. Vinayak

    Hi..
    I just received my diners rewards credit card which they are offer 10X points. Maximum points are 2500.
    What if i shop for around 40k from flipkart which conclude to 40,000/150*3*10 = 8000 points and they also offer 2x points if monthly cycle is greater than 10k per month and that’s around 16000points
    Since maximum rewards are only 2500.how will i get the remaining points,will they come in next statement cycle ?

    Reply
    1. Siddharth

      10X limited to 2500/m
      2X no limits.
      That’s how it works AFAIK.

      Reply
  73. suman ghosh

    For your information, I have HDFC dinners Rewards for last 3 years and i have been using it in international lounges (working Fine) without charges.

    Reply
    1. Siddharth

      Wow, interesting info now! Might help some of the other readers ๐Ÿ™‚

      Reply
  74. Mahendra

    Hi Siddharth ,

    I am holding Regalia card(before upgrade money back) for more than 6 years. As HDFC don’t issue two cards at same time, I would like to close regalia card and take rewards cards. I use my card more for shooping, travel and entertainment.
    What is your suggestion about closing my old card and taking rewards card?

    Reply
  75. Ganesh

    Hi Siddharth ,
    I have been told by my bank RM that I am eligible for Diners Rewardz or Regalia First.
    I want lounge access and Cash back points.

    Which one should I go for ?

    1.
    In HDFC net banking , in cards section , there is rewards and Redemption option. Just like HDFC platinum debit card where cash back money can be transferred back into the account (750 per month Max ) , can the same be done with the Reward points of Diners Rewardz or Regalia first ?

    2.
    And one more question specific to Diners Rewardz , I got to know about the 10x Rewardz offer from some comments above. .Is 10x offer always there or is it promotional ?

    3.
    Are there no insurance benefits in Diners ?

    Reply
      1. Ganesh

        In continuation to the previous message.

        1.
        Just had a word with my bank RM and credit card team.
        They say that in Diners Rewardz 1 Rp is NOT equal to 0.75 Rupees . I told them to check the website . For that they said the website is yet to be updated. They said it is 0.25 Rupees.
        So what exactly is the reward rate ?

        2.
        Does Diners Rewardz cover International lounges ?

        3.
        My RM told me that you are also eligible for Regalia FIRST. I tried to get Diners Premium but RM refused.

        Now I am more of an Online shopper ( 60k) per year avg and have around 40k as insurance premium to pay ONLINE.
        I travel yearly 4-5 times in flight.

        Which card should I choose ?

        Reply
  76. Harshit

    Can i use diners premihm premium card to buy a phone with emi option.?

    Reply
    1. Siddharth

      Yes, as long as EMi option is available with merchant/card.

      Reply
  77. Hitesh Dhola

    I booked hotel using my premium card. I had used reward voucher. Now I need to cancel the plan. It’s was saying refundable upto 24 hours. Does it apply to reward voucher too? If yes, will I get my reward points back or voucher?

    Reply
    1. Siddharth

      You got to ask Diners Team as Hotel T&C’s is applicable.

      Reply
  78. Kartik Taunk

    Are Diners club Rewards card acceptable at PayPal ? When linked to PayPal it shows the discover logo, so above i read that it has 70% international acceptance., but when I go further to make a payment it says “payment information is invalid please correct and submit again” despite of correct info. Please enlighten me if I am doing any thing wrong

    Reply
    1. Siddharth

      It works fine for me. Make sure Intl txn is enabled on your card.

      Reply
  79. Morvin Rodrigues

    Hi Siddharth,

    I was recently issued a HDFC Diners Club Rewardz Credit Card, now they have charged me membership for Oneassist (Insurer for Credit card fraud). Is it worth paying Rs.1299/- for this service?

    Regards,
    Morvin Rodrigues

    Reply
  80. VINEET VERMA .

    Hi Siddharth,
    I am using diners rewardz from last 9 months. Do we have option for Add on cards on Rewardz cards ? and does add on cards allow lounge access same as Rewardz and other diners card?

    Regards,
    Vineet

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *