HDFC Diners 10X Program Gets Further Extended (Smartbuy, Partners & Intl txns)

By | January 3, 2018

A lot of users got a hit when HDFC knocked out Amazon from their 10X partners list during Nov 1st Update but at the same time they added something that still kept the cards worthy of being kept in the wallet.

  • HDFC introduced 10X via Smartbuy (This was common for ALL HDFC Credit Cards excluding the JP cards).
  • HDFC also introduced 10X program for International txns done on your Diners Cards. This was a Diners Club International Exclusive offer where in you could rake in extra points for your international purchases.

HDFC have now extended the 10X program (for intl tx , smartbuy & partners) even further to 31st March, 2018.

HDFC Diners 10X Program Extended through March 2018

10X program added a new merchant – Domino’s and Tata CLiq now have been added to the 10X merchant list. So the current merchants in the 10X program are :

  • Domino’s (New Entrant)
  • TATA Cliq (New Entrant)
  • Lifestyle
  • Bigbasket
  • Uber
  • Bookmyshow
  • Swiggy
  • redbus
  • Luxehues
  • Caratlane

10 X offer was already extended till 31st March 2018 for the conventional partners. However, now HDFC has extended the 10X via Smartbuy as well as International Transactions too till 31st March, 2018.

What does this mean?

You continue to rake in the points. All points as per their website will be posted after 90 days. One peculiar thing that is happening is that many of the users including me are getting 10X points for international spends even within the month or max by 1st day of the next month. The system doesn’t wait for the billing cycle to be over.

At the same time, as per their latest changes, the 10X points via their conventional partners have not got credited from November 2017 and December 2017. This is due to the new rule that they have brought in by which you’ll get those points (For spends between 1st Nov 2017-31st Dec 2017) only after 90days after completion of the billing cycle of the txns date.

So please wait for the points to be credited. Also try and keep track of those points.

Regarding the 10X program through International Program, one easy way of getting points is via PayPal Checkout for International Merchants. There are many websites which do not accept Diners Club Cards. You can still use your Diners Cards there if that merchants accepts PayPal as PayPal allows payments to be done via Diners Club cards. This is a very easy way to rake in extra points.

Do let me know how you plan to spend with your Diners Cards in this new year in the comments section below.

Author: Abhishek Roy

Abhishek is a Doctor by profession and is passionate about Technology and Photography. He pursues his hobbies during the little free time he gets and likes to make the most out of it. He has special interest in Credit/Debit Cards, Reward Points, Air Miles and Travel Hacks.

124 thoughts on “HDFC Diners 10X Program Gets Further Extended (Smartbuy, Partners & Intl txns)

  1. Garima

    Abhishek please elaborate on using paypal. Will i get 10x if i use paypal for book myshow,makemytrip etc.

    Reply
    1. Abhishek Roy Post author

      10X points comes if you buy in foreign currency. PayPal allows payment to foreign merchant in foreign currency. PayPal is a one stop solution for paying in India or abroad. If the merchant in India say charges you β‚Ή500 and accepts Paypal then PayPal will allow you to pay through your Diners Card in Indian currency. For this you won’t get 10X points. But the benefit is you can use Diners irrespective of whether the merchant support Diners Card or not. (Usually most merchant’s support only Visa and MasterCard). But say you want to shop at a foreign merchant say for eg, eBay.com and here you want to use your Diners Card, even if the merchant doesn’t support Diners but supports PayPal, then PayPal will allow you to pay with Diners. And at the same time since you are paying in foreign currency, you’ll get 10X points. Amazing isn’t it!!

      Reply
      1. Ashish Nikhare

        By paying at Paypal or any other International site, we also attract Finance charges + Foreign currency Markup along with the said transaction. Isn’t it ? Nevertheless, I know few sites for Domestic Airline booking & Hotel bookings in Foreign Currency, specifically, Travelocity.com, Smartfares.com, Orbitz.com.

        Reply
        1. Abhishek Roy Post author

          If You pay say $100 to an XYZ merchant in USA through Paypal, you incur the same charges as you would have when you paid through the card directly on their website. The payment will consist of $100 in INR + Mark up that your credit card company charges. So say for eg Dollar value for today is $1= Rs 63 and you paid $100 then you will be charged Rs 6300 + 2% of 6300 + 18% GST on 2% Mark up.

          Reply
          1. Pankaj Singhal

            Paypal currency conversion charges are way higher than HDFC or Amex. I paid on Klook.com through Paypal and the exchange rate worked out to be more than 52 ( for SGD). The HDFC rate was around 48.5 for the same day (after adjusting for all charges)

          2. Abhishek Roy Post author

            The idea is to not use the native PayPal currency conversion. If you’re using Visa/MasterCard then PayPal allows you to use your card’s native currency converter. Just chose “Let the merchant bill me in my local currency”

        2. Prashant Tekriwal

          Hi Ashish,
          The sites you mentioned above are showing bloated prices than on indian sites. This will take away the benefit of 10X points.

          I saw one site that was showing almost same prices viz. ctrip.com but it doesn’t except Diners.

          Do you know any site other than mentioned already above that shows correct fares?

          Reply
  2. Prashant Gupta

    Gosh I purchased a mobile from tatacliq through smartbuy on 30 december. Fingers crossed i hope i get the points. Had they informed earlier i would have bought directly from tatacliq on 1 jan.
    But international tx extension is good for me as i am going to hongkong. Alredy saved a lot through it in last 2 months. Just that they should have increased the limit.

    Reply
    1. Abhishek Roy Post author

      Apply for a limit increase if the card is 6 months old. Nevertheless, keep checking card increase limit option through Netbanking too.

      Reply
    2. Abhishek Roy Post author

      That’s bad luck. I’m sure you’ll get the points. The only help would have been that in case of direct purchases, you would have got the points in the very next cycle. Here, you have to wait for 3 billing cycles.

      Reply
    3. Joel DSouza

      Prashant, Diners is useless in Hong Kong. I was in Hong Kong in October and no one accepts Diners Cards. They do not even know Diners as a payment option. Only Master and Visa Card accepted.

      Reply
      1. Abhishek Roy Post author

        This is a common problem in many parts of the world including UK.

        Reply
  3. RAHUL BANSAL

    Thanks for the article.
    You can even buy hotel points to rake in points.
    Or pay for flights by booking through the international sites of Indian airlines.

    Reply
    1. Abhishek Roy Post author

      Oh yes, you can always do that. You can pay anywhere in the world where Diners Club card is accepted. I am talking about the scenario where the foreign merchant doesn’t support Diners Club/Discover Cards. They only support say for eg Visa/MC/AMEX/PayPal. In this case also you can use your Diners Card through PayPal and still get 10X points as the merchant charged you in foreign currency.

      Reply
  4. Satish Agrawal

    Thanks for the valuable article Abhishek. Tatacliq will be very useful addition to Diners 10X programme.

    Also while I purchased on Max fashions store, it was charged on my HDFC Regalia First cc as Lifestyle. So I suppose anybody purchasing on Max fashions via Diners should get 10X RPs. Please confirm.

    Reply
    1. Abhishek Roy Post author

      Yes. Max Fashion is a wing of Lifestyle only. In many stores they are side by side too. If indeed they charge you with the merchant name of Lifestyle, you might get 10X points for that as well. Keep us posted if you actually get those 10X points after 3 months or not.

      Reply
    2. Pankaj Singhal

      All Lifestyle group stores like Homecentre and Max show up on charge slips as Lifestyle. Only Spar shows up as Spar.

      Reply
  5. SH

    Dr Roy – Thanks for the valuable inputs and the lively discussions. Always timely and helpful.
    One question – what is the process to transfer the points to the hotel or airline transfer partners. Is it an offline process, or is there a link? Also does anyone have any experience on the time it takes for the transfer to happen.

    Reply
    1. Abhishek Roy Post author

      You can do the transfers by calling in Customer care for hotels and for airlines you can do so from HDFC Netbanking by “Redeem points” option.

      Reply
  6. Prashant Gupta

    So if j withdraw money in foreign currencfr an ATM abroad will i be eligible for 10X?

    Reply
    1. Abhishek Roy Post author

      Paypal is a service like Indian PayTm. How can you withdraw money from ATM through it? It is for online payment only.

      Reply
      1. Prashant Gupta

        Like debit card , credit cards can also be used to withdraw money from ATM.
        (I hate these mobile touch keypads πŸ˜€)

        Reply
  7. Satish Agrawal

    Dear Abhishek

    As my transaction was not via Diners cc, I won’t get 10X RPs. If in future I get 10X on Max Fashions via charge on Diners cc, then I will surely share with all of you. Thanks.

    Reply
  8. Prashant Gupta

    I am doing all my international transactions from paypal only. I am asking about withdrawing money from Atm theough diners black.

    Reply
    1. Abhishek Roy Post author

      No. It won’t be counted as international retail purchase. So in all probabilities, you won’t get any points for ATM withdrawal. Neither in India nor abroad. Besides, you’ll pay hefty cash advance fees as well as interest on the sum. For foreign location you’ll incur mark up fees too.

      Reply
  9. Jash

    It seems that the points one accrues on international spends, Smartbuy and the regular 10x are separate from each other and therefore the total points we can (theoretically) accrue is 60,000 in a month.

    Also, interestingly we can buy some items from Amazon on Smartbuy – such as a oneplus phone (Search you shall see it). It seems like that leads us to Amazon (and we have to enter some card details before being redirected) to get the 10x offer BUT if one looks closely to the terms and conditions of the 10x smartbuy offer it clearly says “Shopping from Flipkart” – has anybody had any experience with this?

    Also, it really beats my why HDFC bank’s communication is constantly so unclear that they can create silly doubts like these…

    Reply
    1. Abhishek Roy Post author

      I have talked to HDFC cc, you get 10X points through any of the options. Don’t worry about that.

      Reply
      1. Jash

        Thanks.

        What is your take on the total points one can collect too? 60k or 25k (+10k for int travel)

        Reply
          1. Sameer

            Sorry I didn’t get it, how can we collect 60k points where the domestic limit is 25K and International limit is 10K on Dinners Black? Am I missing some trick πŸ˜‰

            Keep up the awesome work bro!

          2. Abhishek Roy Post author

            25K bonus on Smartbuy, 25K bonus on 10X partners like Tata cliq, Uber etc and 10K bonus on International Spends. Total- 60K max bonus per month through DCB.

          3. Siddharth Mehta

            Spend about 2 lakhs in a month on various DCB offers and you can collect as much 66.6k points (60k BP + 6.6k RP).

            The spends should be like 83.3k on smartbuy + 83.3k on 10x partners + 33.3k on international spends.

  10. Vikalp Jain

    For diners black, criteria mentioned on website is 1.75 lakhs salary per month (net salary). So just want to understand what do they mean by net salary
    A) salary credited to account post tax deduction
    B) Gross salary without tax deduction as per pay slip
    C) monthly salary as per offer letter
    Or it is something else.
    Thanks in advance.
    Regards,
    Vikalp

    Reply
    1. Abhishek Roy Post author

      Net salary is your take home salary that is credited to your bank account.

      Reply
  11. Atishay Jain

    Off-late HDFC is trying to dilute the rewards program albeit through unscrupulous means. This I noticed today when I paid Big Basket bill through my Diners club black credit card however the biller name was PAYUIND which seems to be payu wallet. This means they probably will not credit my account since the biller was not Big Basket and we have limited ways to fight back on. Would be great if you can take this further and how to highlight.

    -Credit card lover & well wisher

    Reply
    1. Abhishek Roy Post author

      Don’t worry about that. Many a times when Goibibo was 10X partner many a times that used to happen but later on when your statement would be generated it would always show Goibibo. I think same will happen with Bigbasket. So don’t be worried about that.

      Reply
    2. Majumdar

      Atishay,

      That’s just the payment gateway name, when the final statement came mine showed Bigbasket, altho at checkout it said payuind. Dont worry you should get the BB 10X points.

      Regards

      Reply
  12. Tarun

    Do Diners cards work in the UAE? I am planning a trip in February, and I wanted to know its acceptance. I had been to Thailand & Sri Lanka earlier and Diners did not work in either place.

    Reply
    1. Abhishek Roy Post author

      You take the card with yourself. Keep one or two back up cards. Last time I heard, most duty free shops in airport and airlines, all accept Diners. But ALWAYS keep a back up card.

      Reply
    2. Gkcards

      Diners has a mixed acceptance in UAE, many big shops dont accept it, and online sites too. Its a mixed bag. So a backup card is must. Bangalore duty free shop also doesnt accept Diners.

      Reply
        1. Amex Guy

          Hong Kong acceptance is very good. It will work wherever UnionPay is available. Which is practically everywhere.

          Reply
        2. Anshul

          I couldn’t find a single POS in Hong Kong which accepted diners!

          Reply
        3. nithish

          i Had just been to hongkong. No where they aceept diners. Ive read before going saying UNION PAY had tie up with diners, but this tie up is limited to china alone. Out of 10 stores , only 1 store accepted diners thst too when i said it was indias mastercard. unless you tell them diners have a tie up with master card, no one would swipe the card.

          I was lucky to swipe this card in macau casino, so 33 percent off on gambling for 1 lakh πŸ™‚

          Reply
          1. Abhishek Roy Post author

            Not 33% just 10-15% the max bonus points are limited at 10K points.

          2. Amex Guy

            The tie up is definitely not China only, I’ve used it in several countries. It is a fight to get retailers to swipe as they aren’t willing to. But persist. The transaction will for though if you swipe on UP machines.

            Also, always swipe, and not dip Discover cards in UnionPay machines. Even in China. For some reason, dipping always gets rejected for me.

    3. Amex Guy

      In Thailand, your card would work on UnionPay machines. Sometimes retailers don’t know. Just tell them to swipe on UnionPay machine.

      Also, in my recent experience UnionPay machines have issues with Discover chip cards in general. Ask the guy to swipe on UnionPay, not dip.

      Reply
      1. Biby

        In Kuala Lumpur duty free I tried to use Diners card yesterday , but didn’t work. Union pay was accepted there. Tried both swiping & dipping. So i dont think you can generalize that Diners will work where Union pay is accepted

        Reply
  13. SH

    As for purchases from Amazon, will the following method work. You search for an item on SmartBuy that leads you to the Amazon site, and you go to Amazon after validating your credentials (phone # and the last four digits of your DC card). After landing into Amazon you can add what ever you want your shopping cart, and then pay by the DC card. Will that attract a 10X reward?

    I have tried this a couple of days back, and it is too early to say is 10X will come as a result of this. If any of you have any experience on this then let us know. If this works, then you can get anything on Amazon at 10X.

    Reply
    1. Abhishek Roy Post author

      Yes ideally you should get 10X for that item for which you were directed to the merchant site. Exactly how this works, we will have to wait and watch.

      Reply
  14. Surya

    Hi,

    What is the link to upgrade to Diners ClubMiles card from my current hdfc credit card? I am only able to find the old form without the option of ClubMiles

    Reply
    1. Abhishek Roy Post author

      Find it in form centre and then chose upgrade form for customers.

      Reply
  15. Shrey

    In dubai mall most of the prominentstores accept diners card however while buying jewellery most of them prefer visa/master.
    Same is with hong kong however in macau i cant find a store accepting diners if a hotel is accepting and you are booking for shows with them is a good deal.Also visa gets you 10% discount on speedjet ride to macau.

    Reply
  16. Shubh

    How do you know what points were credited for which transactions? All I see are a bulk of points accrued at the end of billing cycle, and they are usually off by 500~2000 points from my calculations

    Reply
    1. Abhishek Roy Post author

      You cannot know exactly. You have to work out a rough estimation.

      Reply
  17. Aman

    I was going through the TnC for Diners Black Cards… They have mentioned that international payments, Except Wallet Deposits would not be eligible for 10x rewards.

    Has anybody received 10x rewards on Paypal transactions ?

    Reply
    1. Abhishek Roy Post author

      PayPal Txn are NOT wallet deposits. I have got points for all my txns.

      Reply
  18. ASHISH KUMAR NATH

    Sir
    I am trader and spends about 3Lakh rupees per week on buying equipment from international site.till now I have been using IDBI bank signature debit card for that. Can you suggest a credit card that gives maximum reward points on international online spends.

    Reply
    1. Abhishek Roy Post author

      I’ll suggest not to buy things that you wish to sell in future with your personal credit card. You can however go for a business credit card. Maximum Reward points and all the acceptance is as of now offered by Infinia/Citi Prestige

      Reply
  19. Satish Agrawal

    Hi everyone

    I came to know today that on booking Indane gas cylinder online via Credit card, 1% surcharge+ GST is levied. But to my surprise the same was refunded as Petro surcharge waiver less GST, as is the case with fuel recharge at fuel filling stations. Also online payment on Indane website while booking gave INR 5 discount. Though not much but Petro surcharge waiver was really cool.

    Reply
  20. rahul

    i have tried to swipe dinners black at few retailers… not one has been able to accept it yet… its a real shame that dinners is not acceptable to most of the places… i have tried a variety of places starting with hotels like taj to places like haldiram… no luck yet… make me wonder

    Reply
    1. Abhishek Roy Post author

      Works for me at most retailers in India. You try to dip not swipe the card. Also ask if they have HDFC or Citibank machines. Though these days even SBI, ICICI, AXIS & Yesbank accept Diners.

      Reply
      1. Swapnil

        Where can I find the monthly reward points limit for regalia and infinia?

        Reply
          1. Swapnil

            the maximum reward points that can be earned in a month?

  21. valliappan

    i have been getting using the chip in HDFC pos, and in some outlets it throws error Read 2error or Read 3 error for DCP, not just my card even other Diners card were not accepted in some terminals of Chennai lately. Previously acceptance was pretty high but now i guess due to some technical error transactions not going through. Also don’t know if any of the readers got a similar offer i got, a mail quoted that purchase anything between Dec Jan Feb and pay together in March month, no extra charges.

    Reply
    1. Abhishek Roy Post author

      That is a huge one. You can keep all the 3 months interest with you. πŸ™‚

      Reply
      1. Tarun

        I just got my DCB statement for January. I see the minimum amount due is 0. Is the payment holiday applicable for all customers? πŸ™‚

        Reply
        1. Abhishek Roy Post author

          It shouldn’t be. I have checked mine and can confirm that your’s was a unique case. Congrats. Make the most of the interest free period. πŸ™‚

          Reply
    2. Balpreet Singh

      I got my DCB statement and have to pay like a regular month. Enjoy the Free credit period πŸ™‚

      Reply
    3. Mouli

      I too got the payment holiday offer for three months. Seems they are giving this offer every alternative year. I didn’t get this offer last year but got the same year before that

      Reply
      1. Siddharth

        Looks like many members received payment holiday this month. Congrats!

        Reply
    4. rahul

      i am having the same problem… i have had the card for 2 months now… i have not been able to use it at any pos…. i am having the same errors on the machine… dont know why….

      Reply
      1. Prashant Gupta

        it makes sense where in you can have existing Dominos offers and get 10X points as well. Swiggy doesnt accept all the dominos coupons/offers.

        Reply
  22. Rajesh Pal

    After Tata Cliq, Dominos Pizza also added in list of 10X partners!!

    Reply
  23. Prashant Gupta

    Dominos has also been added to 10X list. Anither good addition.

    Reply
  24. ARJUN

    Hi Abhishek,
    On a different note, is the mastercard lounge access program still on in 2018?

    Reply
    1. Abhishek Roy Post author

      Even though they haven’t updated it yet but I guess it’ll be updated soon.

      Reply
  25. Prashant Gupta

    It’s getting very difficult to monitor points now. So many offers 10x, 2 spend based offers, add on card cashback &5x points etc. customer care is getting useless day by day with stupid standard replies.

    Reply
    1. Abhishek Roy Post author

      Exactly. I just had to chase them for the 9X points not getting credited for a Flipkart via Smartbuy purchase. Interestingly, I already got the 9X points for a Flipkart purchase done on 23rd December 2017 on 7th Jan. But I’m yet to receive 9X points for Flipkart purchase done in September month. Had I lost track of it, I could have lost so many points easily. Lets see when they credit. Currently they are “investigating”.

      Reply
      1. Amit

        I have to do the same for smartbuy compare & buy through Amazon in the 1st week of Nov. I sent some mails but all I receive is a standard crap that max 25k points etc. I am thinking of not wasting time now and only contacting them after 90 days have passed as anyways I am expecting them to not do anything till then.

        Reply
        1. Amex Guy

          Actually Amazon is the pretty awful in reporting referral purchases. HDFC can’t do much until Amazon reports them. Amazon takes months to even report JPMiles referrals. Some retailers like Big Basket report instantly.

          Reply
          1. Datta1108

            I agree with Amex Guy, for shopping I use cashback site and Amazon always delays cashbacks and most of the times I need to followup. For Flipkart its credited before its due and no follow-up is required.

  26. Anoop E S

    why can’t HDFC just be transparent about reward points (like ICICI)? They can easily incorporate in their monthly statement. How are we suppossed to track this? in 10X scenario, reward points are just like cash…

    Reply
  27. Majumdar

    Amex Guy,

    My experience with Amazon has been quite good. I had done some heavy duty transactions with AMZ in Oct to maximise 10X with HDFC and Yes, logging in thru JP site. The miles were credited by mid December. So have the 10x points with HDFC.

    Regards

    Reply
    1. Amex Guy

      Amazing. I received email from JP about Amazon transactions done around Diwali after Christmas. Maybe I’m just unlucky here.

      Reply
      1. Anoop E S

        I’m yet to receive credit of JP miles for the purchase made in September…

        Reply
    2. HTC Fan

      Hi Majumdar – are you able to get both JP referrals credits and HDFC 10X points on Amazon and Flipkart? I thought this is not possible as both of them use tracking urls.

      Reply
      1. Abhishek Roy Post author

        This is only possible if the merchant is a direct partner. You can go to say for eg when Amazon was a partner, you could have visited it from JP website and paid through Diners.

        Reply
  28. Majumdar

    Amex Guys/Others,

    To be very precise with the dates, the HDFC DCB purchase was on Oct 13, 2017, mail from JP was recd on Nov 17 and the points were credited on Dec 27. The 9X points were received in the statement on Nov 19, 2017.

    Regards

    Reply
  29. Majumdar

    My sense is that you will be barred from having both bonus points if there is a promocode involved for instance HDFC5X as in the old MMT 10X offer.

    Regards

    Reply
  30. Garima

    I am receiving 10x as well as 5x for transactions done on big basket.9x gets credited in next statement whears 4x after 90 days.I received 4x for Aug in this month.

    Reply
  31. Garima

    I mean I am receiving both promotions simultaneously.10x for using DCB on 10x mechant and der is separate promotion of 5x points on using hdfc at big basket.So I am receiving both.

    Reply
    1. Abhishek Roy Post author

      Both on the same card? Simultaneously? Do you mean to say you’re getting 15X points? Can you please share how?

      Reply
    2. Abhishek N Joshi

      But as per terms, its not possible.
      “Diners Club Card customers cannot club the 10X benefit with any of the existing programs with the Diners.”
      How did you come to know that 5X points received in statement is for that specific transaction?

      Reply
      1. Garima

        I received extra points in my Oct statement when I enquired to customer care they told that these points are of big basket 5x promotion for shopping in month of apr-july. Even I was surprised to receive both promotions. But again when I called customer care for 5x points for shopping on big basket in dec for aug-oct they replied that two offers can not be clubbed together but as as surprise I again received 4x points on 8th Jan for aug-oct.

        Reply
  32. Ankit

    @Abhishek : I see diners premium removed from the site.
    What is the plan for existing customers? Auto upgrade to club miles?
    What if we upgrade to club miles? What is the rewards conversion rate?
    I cant find the same on the chart online

    Reply
    1. Abhishek Roy Post author

      You should be getting 100% points as HDFC places this card at the same level to that of Diners Premium.

      Reply
      1. Ankit

        the customer care email team has no idea.
        When forcefully escalated to call center team.. they said..conversion ratio is 40% ! Strange !

        Can someone validate and confirm ?

        Reply
        1. Abhishek Roy Post author

          Ask them that as per the form, even when I upgrade from Diners Rewarz to Diners Club miles, then my reward conversion is 60% as per your upgradation form. Now Diners Rewards are valued at β‚Ή0.30. So going by this equation, if Rewardz card gives 60% conversion ratio, then Diners Premium whose points are valued at β‚Ή0.50 should be giving 100% conversion ratio.

          Reply
  33. Sanjeev

    I have been using HDFC Rewardz cards since around one year.Recently i can see on my netbanking card upgrade option to Diners Premium with enhanced limit.But in the annual charge part it is mentioned 2500/- as the amount and not Life Time free.

    Have you guys done card upgrade from the netbanking and how can i confirm if this upgrade will be LTF only.

    Reply
    1. Abhishek Roy Post author

      Are you sure you are able to see upgrade option as I haven’t seen that anywhere in 3 of my accounts for a long long time now. In that case, call the customer care and confirm if you have to give annual fee or are they offering you life time free or not.

      Reply
  34. Abhishek N Joshi

    Guys,
    “Get 10X Rewards points on HDFC Bank Credit Card or 5% cashback on HDFC Bank Debit Card on transaction through Smartbuy ”

    Can somebody help me to understand how to do transaction “through Smartbuy” ? There is no link between smartbuy and yatra, only deals are mentioned then how a link between 2 websites gets established to get 10X points?

    Reply
    1. Abhishek Roy Post author

      The fares of flights in Smartbuy are from Yatra and Cleartrip. Besides, if you want to purchase something, go to compare and buy, see which website offers the lowest price, then by clicking the link there you’ll be asked to give in your details of card and phone number. This way the purchase is “Through Smartbuy” and you qualify for 10X points.

      Reply
  35. Ashutosh

    I have accumulated lots of points in my diners black card. I’m wondering about best ways to use the points? I know I can use the points for hotel and flight bookings. Any other way to use points?

    Reply
    1. Abhishek Roy Post author

      You can also convert the points to miles at 1RP= 1Airmiles. You can convert to BA, JP, CV, KF etc.

      Reply
    2. S&S

      Hi Ashutosh
      The etc in Abhishek’s reply has Trident Privilege.
      Trident and Oberoi are part of the same platform.
      Using Trident points for Oberoi (for non peak stays) presents good value.

      Till Jan 31st, Club Vistara has a ‘sale’ on going for award redemptions on many routes.
      That’s one current option you can use.

      If you fly a lot internationally then transferring to BA & Kris Flyer makes sense.
      BA Avios has good value on non peak international redemptions in BA, One World alliance & intra EU flights.
      Kris Flyer, especially if you intend flying their Suites class on A380 makes great sense πŸ™‚
      The best part for me is you can check for & book award redemptions for Singapore Airlines, Star Alliance & Other airlines (miles required & availability) on Kris Flyer log in.

      Good luck !

      S&S

      Reply
    3. Gkcards

      Take a trip abroad. You can use 1 point as 1 Re on diners club website. Book ticket and hotel using points.

      Reply
  36. Ashish Nikhare

    What are the ways to spend atleast 60,000 – 80,000 Rs. in a month by Diners card so as to maximize 10 X earnings. Where all could the spends be.

    Reply
    1. Prashant Gupta

      At all the 10X merchants listed on the offer page. Read this post again and check out the diners club website.

      Reply
  37. mayank

    Just realized that Diners have removed Amazon from the list of gift voucher options while redeeming reward points

    Reply

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