Axis Bank Vistara Infinite Credit Card Indepth Review

By | January 11, 2017

Air Vistara in partnership with Axis bank launched a range of Vistara Co-Branded credit cards around July 2016 which includes three variants namely: Platinum, Signature & Infinite. Among which Axis Vistara Infinite Credit Card is the top of the line variant that can pamper you with Complimentary Business Class tickets on your everyday credit card spends.

  • Joining Fee: INR 10,000+Tax
  • Welcome Bonus: One Complimentary Business Class ticket (consider it pays off Joining fees)

Milestone benefits on Axis Vistara Infinite Card:

When you spend certain # anywhere with your Axis bank vistara Infinite credit card, you’re given with milestone benefits as below.

  1. Spend Rs.1,00,000 – 10,000 CV Points
  2. Spend Rs.2,50,000 – 1 Business Class ticket
  3. Spend Rs.5,00,000 – 1 Business Class ticket
  4. Spend Rs.7,50,000 – 1 Business Class ticket
  5. Also earn: 6 CV Points for every Rs.200 spent

Note that you need to pay extra Rs.1,000 or so as “taxes” to redeem these complimentary tickets. Apart from welcome bonus, on spending about 7.5L, you’ll end up with

  • 3 Business class tickets + 32,500 CV Points
  • CV points can be redeemed for tickets
  • Tip: Use CV points for Upgrades for better value

Now, what’s the value of it? For this, i took route BLR->DEL and here are the values

  • Approx cost of 3 Revenue tickets: ~Rs.60,000
  • Approx cost of 3 redemption’s (taxes): ~Rs.3,000
  • Savings: ~Rs.57,000 (or less)

In other words, you get a super cool ~7.5% value back, as you spend 7.5L to save Rs.57,000. A great return as you can see. Oh, but, do you travel in Business class usually? If not, the way you see this should be different.

An interesting part is, Air Vistara’s Business class ticket costs are not proportional to distance. BOM->DEL is costlier than BLR->DEL hence, the rates are based on the demand. Looks like there are lots of celebrities in Mumbai flying business class 😀

Features of Axis Vistara Infinite Card:

  • CardExpert Rating: 4/5
  • Reward rate: Upto 7.5% as complimentary tickets
  • Complementary Airport lounge access: 4 Visits/quarter via Visa Lounge Access Program & also via Club Vistara Gold Membership
  • Fuel Surcharge Waiver: Yes
  • Foreign Exchange Markup fee: 3.5% + Service Tax
  • Renewal Fee Waiver: Nil
  • Special Features: Club Vistara Gold Membership & Travel Insurance Protection, Complimentary golf access

While it delivers a better value than Vistara Platinum & Signature Cards, its important to ask yourself, will you spend 7.5L + Joining fees+taxes just for 4 flight tickets which hardly takes 2~3 hrs each? The perception varies from person to person.

However, if you’re a person who spend on new “experiences”, you might consider holding one. Like, if you want to access the business class lounges like GVK lounge in Mumbai, which the Priority Pass/Mastercard/Visa cards donot have access to, this Complementary business class ticket can get you one.

Also, if you’re an existing Business Class flyer of Air Vistara who can spend 7.5 Lakhs a year “easily”, its no brainer to pick this card to save some costs. To me, while “business class” tickets are eye catchy, i feel the value proposition is less as they didn’t mind to even add “few” complimentary Priority pass visits along with it. Well, on other side, its a common sense as to why a domestic carrier would provide international lounge benefits 😛

What’s your take on Axis Bank Vistara infinite Credit Card? Share your thoughts in comments below.

13 thoughts on “Axis Bank Vistara Infinite Credit Card Indepth Review

  1. Chiller

    Hi Sid

    You mentioned the ‘business class lounges like GVK lounge in Mumbai’ in your post. Would you know of the other business lounges in other airports that you cannot access with Priority Pass/Mastercard/Visa cards?

    Reply
    1. Siddharth Post author

      No idea man. That was the only lounge i wasn’t able to access with priority pass so far.

      Reply
  2. Himanshu Aggarwal

    Hi Sid,
    I have recently got this card, but there is NO joining bonus with it.
    Can you pls share the related link, if any?

    Reply
    1. Siddharth Post author

      Was it a paid card? If you, you’ll get joining benefit as per their terms & conditions. Pls refer their website.

      Reply
  3. Sam

    Is this card better than HDFC Regalia?

    Plus I see this is Visa infinite!!

    Any possibility that this could be life time free?

    Reply
  4. Sunil

    I see it differently apart from 4 business class tickets​you also get CV points which can be used to buy tickets. A Bangalore Delhi ticket is available for approximately 6000 CV points so with 32500 points you can get 5 additional tickets. So the value I feel is much more than 7.5%

    Also the extra free luggage checkin also comes handy

    Thanks

    Reply
  5. Alok

    The Vistara infinite card (or perhaps I might speak of Axis cards in general?) might not be the best option when traveling internationally. On my recent trip to the US, my card worked for a few transactions, then started getting declined. It wasn’t easy to reach customer service — there’s no non-toll-free-number printed on the back of the card. Once I figured out how to reach them, after about 8 minutes of hold, I was told that I should first enable auto-debit on my card, only then they can enable it for international use. I was well inside my credit limit, and I don’t like auto-debit, so I asked them if there was any other option. But that seemed to be the only way to enable it again. So I left it back in my bag and used other means of payment. It could have been tricky if I depended on using that card for hotel/etc and didn’t have good backup.

    Reply
    1. Siddharth Post author

      Alok,

      Thanks for sharing your experience with Axis credit card. Its seems to be a weird rule.

      Reply
      1. Alok

        I’m probing (checking with nodal officer) to see what’s going on; the MITC says autopay is required for NRE/NRO, not sure why it was applied for a resident card holder.

        This had been my primary CC, but I’m considering downgrading this to something with a low fee, (especially because of vistara options out of BOM) and applying for Yes First Preferred to use as my backup CC when HDFC DCB isn’t accepted. Any red flags with Yes’ customer service? Or should I go with Citi?

        Reply
      2. Alok

        Checking with the nodal officer revealed that even though I’m a resident customer, they had somehow “flagged” my card as an NRI card and applied the rule of auto pay which is specified in the MITC. Why this happened is beyond me; and while it’s fixed now, I definitely won’t consider this card as a primary/backup in the fear it happens again 😀

        Reply

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