2X Reward Points on Online Spends with YES Bank Credit Cards

By | September 11, 2017

YES Bank as i’m following them quite closely in recent times, they’re becoming more aggressive with consistently rewarding offers every single month. Last month they came up with generous 100,000 Reward Points promo. And now as we approach Diwali Season, here’s a nice offer from YES bank on Online spends.

YES Bank Credit Cards – 2X online Spends

Offer Details: Enjoy DOUBLE Reward Points on ONLINE Spends

YES First Credit Cards:

  • 2X Reward points on Online Spends
  • Minimum Spend: Rs.5000
  • Maximum Bonus Points: 10,000 Points (Eff. spend: Rs.1,20,000)
  • Offer Period: Sep 11th-20th 2017
  • Bonus Points will be credited: On/before 30th Nov 2017
  • Effective Savings: 4% on Preferred ; 5% on Exclusive

YES Prosperity Credit Cards:

  • 2X Reward points on Online Spends
  • Minimum Spend: Rs.3000
  • Maximum Bonus Points: 5,000 Points
  • Offer Period: Sep 11th-20th 2017
  • Bonus Points will be credited: On/before 30th Nov 2017
  • Effective Savings: 2% Yes Prosperity Edge ; 1.5% on Yes Prosperity Rewards Plus

I got the offer email and i hope that this is not a personalized offer, however, if you haven’t received the offer email, just confirm with customer care.

Remember, its a kind of ‘Pre-Diwali” offer. I’m expecting more (some kind of 3X) for the actual Diwali Offer, which i wish should be a overall spend based offer. Lets hope for the best and don’t forget to grab the above 10k/5k points in meantime.

And just in-case if you don’t have Yes Bank credit cards, this is yet another reason that you MUST have one. Here are other reasons: Why Should you Apply for an YES Bank Credit Card

Did you receive the offer? Are you planning to spend and avail 2x points or bet on 3x points for Diwali? Feel free to share your thoughts in comments below. 🙂

Author: Siddharth

I'm a Credit Card freak minting reward points and cashback for years. Obsessed with aviation, airport lounges and luxury travel at affordable cost.

46 thoughts on “2X Reward Points on Online Spends with YES Bank Credit Cards

  1. Rahul Singh

    Got the email. Btw, for last month’s 2X and 3X offer, I am yet to receive the bonus points.

    Reply
    1. Siddharth Post author

      You should get by “31st October 2017” for last month offer.

      Reply
  2. Prashant Gupta

    In the same way HDFC has also extended its 5x offer for all cards on lifestyle, snapdeal etc. nice competition.

    Reply
    1. Siddharth Post author

      Yes, but their redemption options makes it far less attractive to me.

      Reply
  3. Suhas

    One question that I have is that is the minimum spending per transaction or overall transaction in the offer period should be minimum of 5000 .

    Reply
  4. KK

    10k bonus points = Rs. 2500 bonus

    Hence effective spends would be 1 lac for exclusive (@2.5%) and 1.25 lac (@2%) for preferred. Wondering how you got 1.2L?

    Reply
    1. Siddharth Post author

      Bonus Reward Points refer to the additional Reward Points earned on the Online Spends as a part of the Offer,
      over and above the standard Reward Points earned as per the Credit Card feature.

      Does that help? 🙂

      Reply
  5. Manish

    Finally they sent the card yesterday. I must say that the box which they have sent is better than the card itself.
    But the logo on mastercard..seems a bit shiny and better than the ones which i have in my reports ( btw i work for them ).

    Now i am confused ..
    i hold the following cards now
    Diners premium – LTF
    Amex MRCC-LTF
    YES First Preferred – LTF
    Indian oil IOCL – 500 an year.

    i am confused now which to use .
    IOCL card – only for Diesel for my car. other than that i am having one EMI on it which will be closing in feb 2018
    Diners Premium – Mainly for 10x now. not my primary card. having EMI for next 18 months.
    Yes first – confused. (got hefty limit on this card)
    Amex MRCC – confused

    My major spending is on Amazon, bookmyshow and groceries.

    can you suggest something to me Sir..!!

    Reply
  6. Raj

    Dear Sid,
    If you answer Manish, we will also get a window to your thoughts on card usage, pl do suggest….

    Reply
    1. Siddharth Post author

      Its Very tough to give suggestions/strategies without knowing one’s financial position/credit limit/expected benefits fully. It takes time to understand spending habits and set a strategy.

      A blind suggestion maynot help, sometimes even reduce your capability to save!

      Reply
  7. ashu

    Will this 2X be applicable to New Users like me who have Just received CreditCard on 16th Sept ?

    Reply
    1. Siddharth Post author

      Mostly – Yes. But re-check with Phone Banking as some offers with YES banks are only for cards with 1 month Vintage.

      Reply
      1. ashu

        Checked with Customer are over the phone….. as per him, 2X offer for all Customers who Hold Active YES FIRST (preferred/exclusive) Credit Cards..

        Have also shot-off a mail just to be doubly sure !!

        Reply
        1. ashu

          Now another CustomerCare Executive says that you may not be eligible if not received SMS or Email…..

          Plus, half the time their systems are Down…

          Major UI – UX – IT revamp needed @ YES.
          If they want to be in Top3 in creditcard, they need some serious revamps

          Reply
  8. Varun

    Is 2X points applicable for Wallet loading as i see wallet loading is also an online spend. I checked T&C but no such thing is mentioned.

    Reply
    1. Gaurav

      I guess no wallet load trx is applicable for this offer.
      I generally load for 20k in wallet. But only got 8 per 100.

      Reply
      1. Praveen Perumalla

        It is no where written in T&C that wallet loading is not applicable. The additional points will be credited before 30 Nov and not in the current billing cycle. So we have to wait till then.

        Reply
  9. Gaurav

    I see on yes rewards website for credit card, a new card from yes bank is shown.
    “Yes Private”

    on internet i tried to search for this card but not found anything. any idea about it?

    Well selecting any of the other cards then this private card, can land you to rewards page where you can check the points for specific card type even if you dont own one. but on the reward page of this new card, you have to enter your card details even to go through catalogue.

    Reply
    1. Siddharth Post author

      Yes, i noticed it as well. We may need to wait for sometime to see what’s coming 🙂

      Reply
      1. SHARAD

        I noticed it too. I tried putting in my yes exclusivedetails and then on error just clicked outside the window and was able to access the page. This seems to be some new card for them which has RP ratio of 1 poitn = 1 re. Must be some new super premium card especially since they are stillgiving Yes first exclusive LTF.

        Reply
        1. Siddharth Post author

          Yep, seems to be a kind of Invite only card. Should be better than Infinia.
          Might be super tough to get it as we need to pass YES Exclusive variant first 😀

          Reply
          1. ND

            Yes Bank has categorised its high networth clients into Yes Prosperity, Yes First, Yes Personality and Yes Private with networth of Rs 5-25 lakh, Rs 25 lakh-1 crore, Rs 50 lakh-1crore and Rs 5 crore and above respectively. So it is going to be uber premium!

  10. Prashant Gupta

    Already Bokmyshow has put up a page for Yes Private. one on one movie ticket 4 times a month.

    Reply
  11. ND

    Guys, Yes Bank is back with 10days spend bonanza from Sep 20 to Sep 30… and is offering 2x and 3x RP for customized targets…

    Reply
    1. ND

      Sid, I am seeing my posts being visible after a considerable period of time… is there any way to expedite visibility??

      Reply
      1. Siddharth Post author

        Its manually approved and so takes time, usually few hrs to upto a day. Sometimes a bit more based on how much time i get 🙂

        Reply
      1. ND

        Got an sms , no email… it says only for Yes First so other cardholders might get it as well…

        Reply
  12. Saurabh

    yes bank is getting very aggressive again 2X and 3X offers got sms.

    Dear Valued Cardmember,spend Rs.15000 & more to get 3X Reward Points or Rs.10000 & more to get 2X Reward Points with your YES FIRST Credit Card.Valid from 20 – 30 Sep’17.T&C: http://nsm.sg/ygF4R

    Reply
  13. ashu

    Not received SMS or Email.
    🙁
    They are not considering me for any Offers thsi festive season it appears 🙁

    I am a New YES First CC holder since last weekend ..maybe thats the reason!

    Reply
    1. Siddharth Post author

      Same here. But they’ll send emailer in a day. We’ll then know.
      Ideally they need 1 month vintage.

      Reply
      1. ashu

        Fingers Crossed !!
        This is real bad on their part… New Credit Card Holders ke liye kuchh to dena chahiye offer…

        I checked with Customer care, as per them no Offer for new Users

        Reply
  14. Aman

    Hi sid

    I checked with yes bank. Feeback is:

    “Yes Private not yet launched as of now (for retail customers). Once launched it will be the private banking unit of Yes bank. And I would take care of Delhi NCR for the same. The eligibility criteria across industry for private banking is 5 cr investment relationship with the bank.”

    I think it’s alrsady in place for their top corporate clients already and in the near future it will be available to other customers those who keep balances or have a relationship exceeding 5 cr. Even the debit card for this account will be MasterCard Elite

    Reply
    1. Siddharth Post author

      Yep, its an Amex Centurion competitor, targeting the ultra HNI users.

      Reply
  15. Prashant Gupta

    Yes Bank should give offer on 1st 10 days of the month also, when majority of the spend is done.

    Reply

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